Home > Bank of the Lowcountry > Income and Expense
Bank of the Lowcountry, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 2,126 |
| Total interest expense | $1,773,000 | 2,027 |
| Net interest income | $3,155,000 | 2,158 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $111,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $54,000 | 2,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,434 |
| Total noninterest expense | $2,708,000 | 2,003 |
| Salaries and employee benefits | $1,516,000 | 2,021 |
| Premises and equipment expense | $364,000 | 1,635 |
| Additional noninterest expense | $57,000 | 3,434 |
| Pre-tax net operating income | $558,000 | 2,874 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $119,000 | 1,940 |
| Income before extraordinary items | $439,000 | 2,946 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $439,000 | 2,975 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $439,000 | 2,946 |
| Net charge-offs | $-1,000 | 3,409 |
| Cash dividends | $480,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $439,000 | 2,968 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $19,462,000 | 2,105 |
| Total interest expense | $8,520,000 | 1,848 |
| Net interest income | $10,942,000 | 2,279 |
| Provision for loan and lease losses | $110,000 | 2,472 |
| Total noninterest income | $507,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $254,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 3,440 |
| Total noninterest expense | $9,640,000 | 2,131 |
| Salaries and employee benefits | $5,173,000 | 2,202 |
| Premises and equipment expense | $1,346,000 | 1,699 |
| Additional noninterest expense | $253,000 | 3,440 |
| Pre-tax net operating income | $1,699,000 | 3,031 |
| Securities gains (losses) | $69,000 | 333 |
| Applicable income taxes | $343,000 | 2,087 |
| Income before extraordinary items | $1,425,000 | 3,053 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,425,000 | 3,083 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,425,000 | 3,053 |
| Net charge-offs | $15,000 | 2,572 |
| Cash dividends | $480,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,369,110 | 3,107 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $14,476,000 | 2,099 |
| Total interest expense | $6,224,000 | 1,869 |
| Net interest income | $8,252,000 | 2,251 |
| Provision for loan and lease losses | $110,000 | 2,117 |
| Total noninterest income | $387,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $195,000 | 2,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 3,416 |
| Total noninterest expense | $7,462,000 | 2,075 |
| Salaries and employee benefits | $4,201,000 | 2,087 |
| Premises and equipment expense | $970,000 | 1,749 |
| Additional noninterest expense | $192,000 | 3,416 |
| Pre-tax net operating income | $1,067,000 | 3,199 |
| Securities gains (losses) | $69,000 | 357 |
| Applicable income taxes | $128,000 | 2,462 |
| Income before extraordinary items | $1,008,000 | 3,134 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,008,000 | 3,168 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,008,000 | 3,137 |
| Net charge-offs | $15,000 | 2,216 |
| Cash dividends | $480,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $946,590 | 3,202 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $9,365,000 | 2,119 |
| Total interest expense | $4,010,000 | 1,887 |
| Net interest income | $5,355,000 | 2,274 |
| Provision for loan and lease losses | $80,000 | 1,985 |
| Total noninterest income | $252,000 | 3,340 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $122,000 | 2,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,396 |
| Total noninterest expense | $4,956,000 | 2,073 |
| Salaries and employee benefits | $2,806,000 | 2,083 |
| Premises and equipment expense | $631,000 | 1,772 |
| Additional noninterest expense | $130,000 | 3,396 |
| Pre-tax net operating income | $571,000 | 3,392 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $70,000 | 2,551 |
| Income before extraordinary items | $501,000 | 3,354 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $501,000 | 3,393 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $501,000 | 3,357 |
| Net charge-offs | $-13,000 | 4,060 |
| Cash dividends | $480,000 | 2,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $501,000 | 3,371 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 2,118 |
| Total interest expense | $2,032,000 | 1,847 |
| Net interest income | $2,582,000 | 2,326 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $119,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $57,000 | 2,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,416 |
| Total noninterest expense | $2,455,000 | 2,096 |
| Salaries and employee benefits | $1,384,000 | 2,101 |
| Premises and equipment expense | $314,000 | 1,775 |
| Additional noninterest expense | $62,000 | 3,416 |
| Pre-tax net operating income | $246,000 | 3,453 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $25,000 | 2,635 |
| Income before extraordinary items | $221,000 | 3,441 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $221,000 | 3,478 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $221,000 | 3,442 |
| Net charge-offs | $-16,000 | 4,205 |
| Cash dividends | $480,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $221,000 | 3,449 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,265,000 | 2,364 |
| Total interest expense | $3,683,000 | 2,379 |
| Net interest income | $10,582,000 | 2,308 |
| Provision for loan and lease losses | $201,000 | 1,984 |
| Total noninterest income | $563,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $195,000 | 2,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,252 |
| Total noninterest expense | $8,640,000 | 2,219 |
| Salaries and employee benefits | $4,820,000 | 2,242 |
| Premises and equipment expense | $1,032,000 | 1,995 |
| Additional noninterest expense | $368,000 | 3,252 |
| Pre-tax net operating income | $2,304,000 | 2,801 |
| Securities gains (losses) | $-73,000 | 3,729 |
| Applicable income taxes | $406,000 | 2,039 |
| Income before extraordinary items | $1,825,000 | 2,879 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,825,000 | 2,908 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,825,000 | 2,881 |
| Net charge-offs | $16,000 | 2,286 |
| Cash dividends | $480,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,884,860 | 2,885 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,828,000 | 2,448 |
| Total interest expense | $1,719,000 | 2,799 |
| Net interest income | $8,109,000 | 2,290 |
| Provision for loan and lease losses | $51,000 | 2,473 |
| Total noninterest income | $380,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $146,000 | 2,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 3,373 |
| Total noninterest expense | $6,403,000 | 2,227 |
| Salaries and employee benefits | $3,609,000 | 2,230 |
| Premises and equipment expense | $737,000 | 2,053 |
| Additional noninterest expense | $234,000 | 3,372 |
| Pre-tax net operating income | $2,035,000 | 2,676 |
| Securities gains (losses) | $-73,000 | 3,922 |
| Applicable income taxes | $383,000 | 1,939 |
| Income before extraordinary items | $1,579,000 | 2,793 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,579,000 | 2,823 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,579,000 | 2,794 |
| Net charge-offs | $35,000 | 1,636 |
| Cash dividends | $480,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,637,400 | 2,775 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,223,000 | 2,486 |
| Total interest expense | $716,000 | 3,157 |
| Net interest income | $5,507,000 | 2,275 |
| Provision for loan and lease losses | $50,000 | 2,224 |
| Total noninterest income | $216,000 | 3,525 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $96,000 | 2,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,560 |
| Total noninterest expense | $4,062,000 | 2,289 |
| Salaries and employee benefits | $2,281,000 | 2,319 |
| Premises and equipment expense | $449,000 | 2,148 |
| Additional noninterest expense | $120,000 | 3,545 |
| Pre-tax net operating income | $1,611,000 | 2,510 |
| Securities gains (losses) | $-73,000 | 4,167 |
| Applicable income taxes | $338,000 | 1,766 |
| Income before extraordinary items | $1,200,000 | 2,651 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,200,000 | 2,681 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,200,000 | 2,651 |
| Net charge-offs | $5,000 | 2,026 |
| Cash dividends | $480,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,257,670 | 2,618 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 2,524 |
| Total interest expense | $227,000 | 3,446 |
| Net interest income | $2,770,000 | 2,279 |
| Provision for loan and lease losses | $50,000 | 1,677 |
| Total noninterest income | $86,000 | 3,716 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $51,000 | 2,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 3,898 |
| Total noninterest expense | $1,971,000 | 2,361 |
| Salaries and employee benefits | $1,116,000 | 2,379 |
| Premises and equipment expense | $218,000 | 2,230 |
| Additional noninterest expense | $35,000 | 3,898 |
| Pre-tax net operating income | $835,000 | 2,515 |
| Securities gains (losses) | $-73,000 | 4,313 |
| Applicable income taxes | $168,000 | 1,792 |
| Income before extraordinary items | $594,000 | 2,705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $594,000 | 2,705 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $594,000 | 2,705 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $480,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $651,670 | 2,651 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,636,000 | 2,571 |
| Total interest expense | $733,000 | 2,799 |
| Net interest income | $8,903,000 | 2,526 |
| Provision for loan and lease losses | $160,000 | 1,923 |
| Total noninterest income | $877,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $188,000 | 2,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $689,000 | 2,736 |
| Total noninterest expense | $6,905,000 | 2,538 |
| Salaries and employee benefits | $3,768,000 | 2,590 |
| Premises and equipment expense | $838,000 | 2,239 |
| Additional noninterest expense | $689,000 | 2,736 |
| Pre-tax net operating income | $2,715,000 | 2,772 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $443,000 | 2,110 |
| Income before extraordinary items | $2,272,000 | 2,795 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,272,000 | 2,792 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,272,000 | 2,794 |
| Net charge-offs | $-183,000 | 4,416 |
| Cash dividends | $450,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,272,000 | 2,825 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,717,000 | 2,627 |
| Total interest expense | $608,000 | 2,389 |
| Net interest income | $6,109,000 | 2,632 |
| Provision for loan and lease losses | $60,000 | 2,156 |
| Total noninterest income | $752,000 | 2,845 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $136,000 | 2,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $616,000 | 2,571 |
| Total noninterest expense | $5,048,000 | 2,562 |
| Salaries and employee benefits | $2,754,000 | 2,629 |
| Premises and equipment expense | $629,000 | 2,257 |
| Additional noninterest expense | $616,000 | 2,571 |
| Pre-tax net operating income | $1,753,000 | 2,918 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $277,000 | 2,273 |
| Income before extraordinary items | $1,476,000 | 2,936 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,476,000 | 2,934 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,476,000 | 2,935 |
| Net charge-offs | $-150,000 | 4,400 |
| Cash dividends | $450,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,476,000 | 2,969 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 2,713 |
| Total interest expense | $420,000 | 2,186 |
| Net interest income | $3,720,000 | 2,743 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $269,000 | 3,485 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $87,000 | 2,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 3,416 |
| Total noninterest expense | $3,191,000 | 2,632 |
| Salaries and employee benefits | $1,706,000 | 2,742 |
| Premises and equipment expense | $408,000 | 2,304 |
| Additional noninterest expense | $1,077,000 | 2,489 |
| Pre-tax net operating income | $738,000 | 3,326 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $23,000 | 3,216 |
| Income before extraordinary items | $715,000 | 3,186 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $715,000 | 3,185 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $715,000 | 3,186 |
| Net charge-offs | $-149,000 | 4,482 |
| Cash dividends | $450,000 | 1,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $715,000 | 3,215 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,966,000 | 2,747 |
| Total interest expense | $218,000 | 2,090 |
| Net interest income | $1,748,000 | 2,785 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $134,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $45,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 3,389 |
| Total noninterest expense | $1,539,000 | 2,688 |
| Salaries and employee benefits | $809,000 | 2,823 |
| Premises and equipment expense | $204,000 | 2,312 |
| Additional noninterest expense | $526,000 | 2,505 |
| Pre-tax net operating income | $313,000 | 3,379 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $23,000 | 2,873 |
| Income before extraordinary items | $290,000 | 3,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $290,000 | 3,306 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $290,000 | 3,308 |
| Net charge-offs | $2,000 | 1,559 |
| Cash dividends | $450,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $290,000 | 3,332 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 2,901 |
| Total interest expense | $943,000 | 2,295 |
| Net interest income | $6,545,000 | 2,944 |
| Provision for loan and lease losses | $30,000 | 2,737 |
| Total noninterest income | $775,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $164,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $611,000 | 3,093 |
| Total noninterest expense | $5,553,000 | 2,840 |
| Salaries and employee benefits | $2,821,000 | 3,026 |
| Premises and equipment expense | $751,000 | 2,418 |
| Additional noninterest expense | $1,981,000 | 2,612 |
| Pre-tax net operating income | $1,737,000 | 3,323 |
| Securities gains (losses) | $45,000 | 1,172 |
| Applicable income taxes | $232,000 | 2,634 |
| Income before extraordinary items | $1,550,000 | 3,303 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,550,000 | 3,303 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,550,000 | 3,303 |
| Net charge-offs | $-142,000 | 4,458 |
| Cash dividends | $650,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,510,850 | 3,318 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 2,964 |
| Total interest expense | $707,000 | 2,398 |
| Net interest income | $4,869,000 | 3,007 |
| Provision for loan and lease losses | $30,000 | 2,561 |
| Total noninterest income | $626,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $120,000 | 2,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $506,000 | 3,053 |
| Total noninterest expense | $4,055,000 | 2,906 |
| Salaries and employee benefits | $2,113,000 | 3,039 |
| Premises and equipment expense | $561,000 | 2,437 |
| Additional noninterest expense | $1,381,000 | 2,738 |
| Pre-tax net operating income | $1,410,000 | 3,334 |
| Securities gains (losses) | $45,000 | 1,091 |
| Applicable income taxes | $218,000 | 2,522 |
| Income before extraordinary items | $1,237,000 | 3,374 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,237,000 | 3,374 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,237,000 | 3,374 |
| Net charge-offs | $-82,000 | 4,398 |
| Cash dividends | $650,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,198,750 | 3,382 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,755,000 | 2,970 |
| Total interest expense | $457,000 | 2,502 |
| Net interest income | $3,298,000 | 2,986 |
| Provision for loan and lease losses | $20,000 | 2,537 |
| Total noninterest income | $501,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $79,000 | 2,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $422,000 | 2,793 |
| Total noninterest expense | $2,837,000 | 2,825 |
| Salaries and employee benefits | $1,304,000 | 3,158 |
| Premises and equipment expense | $374,000 | 2,423 |
| Additional noninterest expense | $1,159,000 | 2,346 |
| Pre-tax net operating income | $942,000 | 3,330 |
| Securities gains (losses) | $45,000 | 923 |
| Applicable income taxes | $141,000 | 2,536 |
| Income before extraordinary items | $846,000 | 3,330 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $846,000 | 3,329 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $846,000 | 3,330 |
| Net charge-offs | $-55,000 | 4,387 |
| Cash dividends | $650,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $807,300 | 3,355 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 2,986 |
| Total interest expense | $222,000 | 2,598 |
| Net interest income | $1,615,000 | 2,992 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $316,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $40,000 | 2,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 2,535 |
| Total noninterest expense | $1,488,000 | 2,730 |
| Salaries and employee benefits | $625,000 | 3,212 |
| Premises and equipment expense | $188,000 | 2,438 |
| Additional noninterest expense | $675,000 | 2,076 |
| Pre-tax net operating income | $443,000 | 3,372 |
| Securities gains (losses) | $45,000 | 685 |
| Applicable income taxes | $64,000 | 2,558 |
| Income before extraordinary items | $424,000 | 3,311 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $424,000 | 3,312 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $424,000 | 3,311 |
| Net charge-offs | $-54,000 | 4,638 |
| Cash dividends | $650,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $384,850 | 3,394 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,686,000 | 2,942 |
| Total interest expense | $992,000 | 2,947 |
| Net interest income | $6,694,000 | 2,880 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $504,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $190,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $314,000 | 3,591 |
| Total noninterest expense | $6,059,000 | 2,676 |
| Salaries and employee benefits | $2,509,000 | 3,209 |
| Premises and equipment expense | $696,000 | 2,530 |
| Additional noninterest expense | $2,854,000 | 2,000 |
| Pre-tax net operating income | $1,139,000 | 3,584 |
| Securities gains (losses) | $915,000 | 401 |
| Applicable income taxes | $325,000 | 2,253 |
| Income before extraordinary items | $1,729,000 | 3,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,729,000 | 3,009 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,729,000 | 3,010 |
| Net charge-offs | $21,000 | 2,780 |
| Cash dividends | $650,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $960,400 | 3,632 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 2,916 |
| Total interest expense | $761,000 | 3,018 |
| Net interest income | $5,193,000 | 2,840 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $387,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $146,000 | 2,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 3,550 |
| Total noninterest expense | $3,815,000 | 2,970 |
| Salaries and employee benefits | $1,879,000 | 3,202 |
| Premises and equipment expense | $500,000 | 2,601 |
| Additional noninterest expense | $1,436,000 | 2,586 |
| Pre-tax net operating income | $1,765,000 | 2,754 |
| Securities gains (losses) | $49,000 | 1,545 |
| Applicable income taxes | $300,000 | 2,099 |
| Income before extraordinary items | $1,514,000 | 2,812 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,514,000 | 2,811 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,514,000 | 2,812 |
| Net charge-offs | $-6,000 | 4,127 |
| Cash dividends | $650,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,473,330 | 2,806 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,126,000 | 2,889 |
| Total interest expense | $529,000 | 3,059 |
| Net interest income | $3,597,000 | 2,801 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $267,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $103,000 | 2,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,506 |
| Total noninterest expense | $2,581,000 | 2,940 |
| Salaries and employee benefits | $1,284,000 | 3,170 |
| Premises and equipment expense | $328,000 | 2,623 |
| Additional noninterest expense | $969,000 | 2,567 |
| Pre-tax net operating income | $1,283,000 | 2,602 |
| Securities gains (losses) | $49,000 | 1,298 |
| Applicable income taxes | $234,000 | 1,933 |
| Income before extraordinary items | $1,098,000 | 2,680 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,098,000 | 2,679 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,098,000 | 2,680 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $650,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,057,820 | 2,684 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 2,891 |
| Total interest expense | $285,000 | 3,084 |
| Net interest income | $1,765,000 | 2,794 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $143,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $61,000 | 2,814 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,395 |
| Total noninterest expense | $1,325,000 | 2,916 |
| Salaries and employee benefits | $644,000 | 3,199 |
| Premises and equipment expense | $170,000 | 2,579 |
| Additional noninterest expense | $511,000 | 2,510 |
| Pre-tax net operating income | $583,000 | 2,594 |
| Securities gains (losses) | $4,000 | 1,484 |
| Applicable income taxes | $108,000 | 1,879 |
| Income before extraordinary items | $479,000 | 2,684 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $479,000 | 2,683 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $479,000 | 2,685 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $650,000 | 1,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $475,720 | 2,686 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,984,000 | 2,767 |
| Total interest expense | $1,199,000 | 3,057 |
| Net interest income | $7,785,000 | 2,667 |
| Provision for loan and lease losses | $100,000 | 2,932 |
| Total noninterest income | $591,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $269,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,499 |
| Total noninterest expense | $5,667,000 | 2,797 |
| Salaries and employee benefits | $2,597,000 | 3,168 |
| Premises and equipment expense | $762,000 | 2,414 |
| Additional noninterest expense | $2,308,000 | 2,335 |
| Pre-tax net operating income | $2,609,000 | 2,679 |
| Securities gains (losses) | $160,000 | 714 |
| Applicable income taxes | $478,000 | 2,020 |
| Income before extraordinary items | $2,291,000 | 2,708 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,291,000 | 2,708 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,291,000 | 2,710 |
| Net charge-offs | $-51,000 | 4,779 |
| Cash dividends | $450,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,158,200 | 2,755 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 2,796 |
| Total interest expense | $895,000 | 3,086 |
| Net interest income | $5,850,000 | 2,702 |
| Provision for loan and lease losses | $90,000 | 2,664 |
| Total noninterest income | $440,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $191,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 3,492 |
| Total noninterest expense | $4,230,000 | 2,815 |
| Salaries and employee benefits | $1,984,000 | 3,162 |
| Premises and equipment expense | $572,000 | 2,429 |
| Additional noninterest expense | $1,674,000 | 2,388 |
| Pre-tax net operating income | $1,970,000 | 2,749 |
| Securities gains (losses) | $160,000 | 600 |
| Applicable income taxes | $425,000 | 1,936 |
| Income before extraordinary items | $1,705,000 | 2,769 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,705,000 | 2,770 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,705,000 | 2,770 |
| Net charge-offs | $-55,000 | 4,846 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,577,000 | 2,860 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 2,818 |
| Total interest expense | $576,000 | 3,125 |
| Net interest income | $3,875,000 | 2,736 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $289,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $119,000 | 2,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,462 |
| Total noninterest expense | $2,693,000 | 2,894 |
| Salaries and employee benefits | $1,337,000 | 3,160 |
| Premises and equipment expense | $374,000 | 2,460 |
| Additional noninterest expense | $982,000 | 2,615 |
| Pre-tax net operating income | $1,411,000 | 2,614 |
| Securities gains (losses) | $16,000 | 1,095 |
| Applicable income taxes | $288,000 | 1,894 |
| Income before extraordinary items | $1,139,000 | 2,748 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,139,000 | 2,748 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,139,000 | 2,747 |
| Net charge-offs | $-2,000 | 4,040 |
| Cash dividends | $450,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,126,200 | 2,752 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 2,858 |
| Total interest expense | $271,000 | 3,185 |
| Net interest income | $1,925,000 | 2,751 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $140,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $57,000 | 3,036 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 3,455 |
| Total noninterest expense | $1,345,000 | 2,918 |
| Salaries and employee benefits | $670,000 | 3,191 |
| Premises and equipment expense | $181,000 | 2,533 |
| Additional noninterest expense | $494,000 | 2,610 |
| Pre-tax net operating income | $690,000 | 2,598 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $145,000 | 1,866 |
| Income before extraordinary items | $545,000 | 2,770 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $545,000 | 2,769 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $545,000 | 2,769 |
| Net charge-offs | $13,000 | 1,875 |
| Cash dividends | $450,000 | 1,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $545,000 | 2,759 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,831,000 | 2,973 |
| Total interest expense | $824,000 | 3,218 |
| Net interest income | $7,007,000 | 2,899 |
| Provision for loan and lease losses | $210,000 | 2,312 |
| Total noninterest income | $587,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $247,000 | 3,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,539 |
| Total noninterest expense | $5,062,000 | 3,029 |
| Salaries and employee benefits | $2,504,000 | 3,282 |
| Premises and equipment expense | $777,000 | 2,401 |
| Additional noninterest expense | $1,781,000 | 2,810 |
| Pre-tax net operating income | $2,322,000 | 2,894 |
| Securities gains (losses) | $-120,000 | 5,056 |
| Applicable income taxes | $409,000 | 2,156 |
| Income before extraordinary items | $1,793,000 | 3,102 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,793,000 | 3,101 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,793,000 | 3,101 |
| Net charge-offs | $65,000 | 2,448 |
| Cash dividends | $375,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,890,200 | 3,012 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,767,000 | 3,000 |
| Total interest expense | $598,000 | 3,198 |
| Net interest income | $5,169,000 | 2,936 |
| Provision for loan and lease losses | $90,000 | 2,683 |
| Total noninterest income | $435,000 | 3,622 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $179,000 | 3,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 3,560 |
| Total noninterest expense | $3,652,000 | 3,112 |
| Salaries and employee benefits | $1,876,000 | 3,279 |
| Premises and equipment expense | $582,000 | 2,434 |
| Additional noninterest expense | $1,194,000 | 3,039 |
| Pre-tax net operating income | $1,862,000 | 2,858 |
| Securities gains (losses) | $-19,000 | 4,918 |
| Applicable income taxes | $410,000 | 1,961 |
| Income before extraordinary items | $1,433,000 | 3,055 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,433,000 | 3,053 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,433,000 | 3,054 |
| Net charge-offs | $64,000 | 2,026 |
| Cash dividends | $375,000 | 2,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,448,010 | 3,030 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 3,039 |
| Total interest expense | $385,000 | 3,184 |
| Net interest income | $3,353,000 | 2,990 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $284,000 | 3,674 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $116,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 3,599 |
| Total noninterest expense | $2,400,000 | 3,158 |
| Salaries and employee benefits | $1,235,000 | 3,322 |
| Premises and equipment expense | $387,000 | 2,461 |
| Additional noninterest expense | $778,000 | 3,111 |
| Pre-tax net operating income | $1,177,000 | 2,901 |
| Securities gains (losses) | $-19,000 | 5,101 |
| Applicable income taxes | $268,000 | 1,963 |
| Income before extraordinary items | $890,000 | 3,129 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $890,000 | 3,126 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $890,000 | 3,128 |
| Net charge-offs | $-33,000 | 4,911 |
| Cash dividends | $375,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $905,010 | 3,097 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 3,141 |
| Total interest expense | $183,000 | 3,217 |
| Net interest income | $1,596,000 | 3,093 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $139,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $60,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,652 |
| Total noninterest expense | $1,181,000 | 3,225 |
| Salaries and employee benefits | $599,000 | 3,414 |
| Premises and equipment expense | $193,000 | 2,495 |
| Additional noninterest expense | $389,000 | 3,120 |
| Pre-tax net operating income | $524,000 | 3,036 |
| Securities gains (losses) | $-19,000 | 5,305 |
| Applicable income taxes | $113,000 | 2,061 |
| Income before extraordinary items | $392,000 | 3,282 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $392,000 | 3,282 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $392,000 | 3,282 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $375,000 | 1,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $407,010 | 3,228 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 3,290 |
| Total interest expense | $638,000 | 3,283 |
| Net interest income | $5,779,000 | 3,254 |
| Provision for loan and lease losses | $-100,000 | 5,369 |
| Total noninterest income | $604,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $223,000 | 3,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 3,512 |
| Total noninterest expense | $4,547,000 | 3,298 |
| Salaries and employee benefits | $2,062,000 | 3,694 |
| Premises and equipment expense | $741,000 | 2,570 |
| Additional noninterest expense | $1,744,000 | 2,911 |
| Pre-tax net operating income | $1,936,000 | 3,169 |
| Securities gains (losses) | $-43,000 | 5,291 |
| Applicable income taxes | $737,000 | 2,131 |
| Income before extraordinary items | $1,156,000 | 3,533 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,156,000 | 3,532 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,156,000 | 3,533 |
| Net charge-offs | $124,000 | 2,244 |
| Cash dividends | $375,000 | 3,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,183,520 | 3,480 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,713,000 | 3,335 |
| Total interest expense | $472,000 | 3,310 |
| Net interest income | $4,241,000 | 3,315 |
| Provision for loan and lease losses | $-85,000 | 5,512 |
| Total noninterest income | $450,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $167,000 | 3,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 3,554 |
| Total noninterest expense | $3,348,000 | 3,345 |
| Salaries and employee benefits | $1,508,000 | 3,755 |
| Premises and equipment expense | $551,000 | 2,602 |
| Additional noninterest expense | $1,289,000 | 2,949 |
| Pre-tax net operating income | $1,428,000 | 3,264 |
| Securities gains (losses) | $-30,000 | 5,534 |
| Applicable income taxes | $359,000 | 2,345 |
| Income before extraordinary items | $1,039,000 | 3,477 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,039,000 | 3,477 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,039,000 | 3,477 |
| Net charge-offs | $123,000 | 1,761 |
| Cash dividends | $375,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,061,200 | 3,402 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,083,000 | 3,367 |
| Total interest expense | $314,000 | 3,289 |
| Net interest income | $2,769,000 | 3,345 |
| Provision for loan and lease losses | $-25,000 | 5,561 |
| Total noninterest income | $318,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $112,000 | 3,325 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 3,434 |
| Total noninterest expense | $2,210,000 | 3,383 |
| Salaries and employee benefits | $981,000 | 3,822 |
| Premises and equipment expense | $364,000 | 2,629 |
| Additional noninterest expense | $865,000 | 2,950 |
| Pre-tax net operating income | $902,000 | 3,295 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $221,000 | 2,392 |
| Income before extraordinary items | $681,000 | 3,453 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $681,000 | 3,452 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $681,000 | 3,453 |
| Net charge-offs | $115,000 | 1,419 |
| Cash dividends | $375,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $681,000 | 3,431 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 3,432 |
| Total interest expense | $153,000 | 3,323 |
| Net interest income | $1,344,000 | 3,429 |
| Provision for loan and lease losses | $5,000 | 3,362 |
| Total noninterest income | $170,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $57,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,294 |
| Total noninterest expense | $1,110,000 | 3,402 |
| Salaries and employee benefits | $477,000 | 3,936 |
| Premises and equipment expense | $182,000 | 2,658 |
| Additional noninterest expense | $451,000 | 2,872 |
| Pre-tax net operating income | $399,000 | 3,421 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $91,000 | 2,499 |
| Income before extraordinary items | $308,000 | 3,559 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $308,000 | 3,558 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $308,000 | 3,559 |
| Net charge-offs | $11,000 | 2,170 |
| Cash dividends | $375,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $308,000 | 3,532 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 3,444 |
| Total interest expense | $635,000 | 3,219 |
| Net interest income | $5,316,000 | 3,438 |
| Provision for loan and lease losses | $122,000 | 2,906 |
| Total noninterest income | $743,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $251,000 | 3,262 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $492,000 | 3,294 |
| Total noninterest expense | $4,310,000 | 3,496 |
| Salaries and employee benefits | $1,842,000 | 3,981 |
| Premises and equipment expense | $691,000 | 2,749 |
| Additional noninterest expense | $1,777,000 | 2,984 |
| Pre-tax net operating income | $1,627,000 | 3,400 |
| Securities gains (losses) | $48,000 | 1,867 |
| Applicable income taxes | $451,000 | 2,341 |
| Income before extraordinary items | $1,224,000 | 3,604 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,224,000 | 3,602 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,224,000 | 3,603 |
| Net charge-offs | $186,000 | 2,000 |
| Cash dividends | $450,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,188,960 | 3,587 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 3,470 |
| Total interest expense | $481,000 | 3,205 |
| Net interest income | $3,975,000 | 3,460 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $589,000 | 3,419 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $195,000 | 3,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $394,000 | 3,208 |
| Total noninterest expense | $3,257,000 | 3,484 |
| Salaries and employee benefits | $1,392,000 | 3,970 |
| Premises and equipment expense | $526,000 | 2,737 |
| Additional noninterest expense | $1,339,000 | 2,980 |
| Pre-tax net operating income | $1,227,000 | 3,444 |
| Securities gains (losses) | $48,000 | 1,795 |
| Applicable income taxes | $293,000 | 2,517 |
| Income before extraordinary items | $982,000 | 3,520 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $982,000 | 3,518 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $982,000 | 3,520 |
| Net charge-offs | $207,000 | 1,426 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $945,040 | 3,522 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,950,000 | 3,501 |
| Total interest expense | $324,000 | 3,187 |
| Net interest income | $2,626,000 | 3,493 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $424,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $131,000 | 3,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,052 |
| Total noninterest expense | $2,176,000 | 3,507 |
| Salaries and employee benefits | $932,000 | 4,002 |
| Premises and equipment expense | $333,000 | 2,847 |
| Additional noninterest expense | $911,000 | 2,941 |
| Pre-tax net operating income | $834,000 | 3,393 |
| Securities gains (losses) | $48,000 | 1,455 |
| Applicable income taxes | $200,000 | 2,492 |
| Income before extraordinary items | $682,000 | 3,458 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $682,000 | 3,454 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $682,000 | 3,456 |
| Net charge-offs | $105,000 | 1,572 |
| Cash dividends | $450,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $645,040 | 3,484 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 3,487 |
| Total interest expense | $164,000 | 3,190 |
| Net interest income | $1,316,000 | 3,498 |
| Provision for loan and lease losses | $10,000 | 3,253 |
| Total noninterest income | $140,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $65,000 | 3,192 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $75,000 | 3,944 |
| Total noninterest expense | $1,051,000 | 3,596 |
| Salaries and employee benefits | $457,000 | 4,073 |
| Premises and equipment expense | $162,000 | 2,923 |
| Additional noninterest expense | $432,000 | 3,054 |
| Pre-tax net operating income | $395,000 | 3,426 |
| Securities gains (losses) | $48,000 | 852 |
| Applicable income taxes | $115,000 | 2,333 |
| Income before extraordinary items | $328,000 | 3,475 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $328,000 | 3,470 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $328,000 | 3,472 |
| Net charge-offs | $57,000 | 1,349 |
| Cash dividends | $450,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $292,480 | 3,613 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,758,000 | 3,535 |
| Total interest expense | $642,000 | 3,237 |
| Net interest income | $5,116,000 | 3,537 |
| Provision for loan and lease losses | $72,000 | 3,330 |
| Total noninterest income | $775,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $306,000 | 2,989 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $469,000 | 3,376 |
| Total noninterest expense | $4,426,000 | 3,488 |
| Salaries and employee benefits | $1,815,000 | 4,102 |
| Premises and equipment expense | $650,000 | 2,943 |
| Additional noninterest expense | $1,961,000 | 2,831 |
| Pre-tax net operating income | $1,393,000 | 3,614 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $370,000 | 2,481 |
| Income before extraordinary items | $1,023,000 | 3,892 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,023,000 | 3,892 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,023,000 | 3,893 |
| Net charge-offs | $224,000 | 1,878 |
| Cash dividends | $225,000 | 3,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,023,000 | 3,838 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 3,578 |
| Total interest expense | $476,000 | 3,295 |
| Net interest income | $3,820,000 | 3,576 |
| Provision for loan and lease losses | $56,000 | 3,165 |
| Total noninterest income | $507,000 | 3,712 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $229,000 | 3,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 3,726 |
| Total noninterest expense | $3,255,000 | 3,546 |
| Salaries and employee benefits | $1,330,000 | 4,174 |
| Premises and equipment expense | $531,000 | 2,848 |
| Additional noninterest expense | $1,394,000 | 2,949 |
| Pre-tax net operating income | $1,016,000 | 3,718 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $270,000 | 2,562 |
| Income before extraordinary items | $746,000 | 4,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $746,000 | 4,002 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $746,000 | 4,004 |
| Net charge-offs | $249,000 | 1,350 |
| Cash dividends | $225,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $746,000 | 3,940 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 3,627 |
| Total interest expense | $317,000 | 3,333 |
| Net interest income | $2,502,000 | 3,619 |
| Provision for loan and lease losses | $24,000 | 3,428 |
| Total noninterest income | $348,000 | 3,676 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $144,000 | 3,102 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $204,000 | 3,609 |
| Total noninterest expense | $2,166,000 | 3,586 |
| Salaries and employee benefits | $875,000 | 4,244 |
| Premises and equipment expense | $348,000 | 2,881 |
| Additional noninterest expense | $943,000 | 2,931 |
| Pre-tax net operating income | $660,000 | 3,740 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $175,000 | 2,594 |
| Income before extraordinary items | $485,000 | 4,026 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $485,000 | 4,027 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $485,000 | 4,028 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $225,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $485,000 | 3,957 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 3,739 |
| Total interest expense | $156,000 | 3,396 |
| Net interest income | $1,193,000 | 3,754 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $195,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $72,000 | 3,080 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $123,000 | 3,302 |
| Total noninterest expense | $1,089,000 | 3,608 |
| Salaries and employee benefits | $421,000 | 4,346 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $499,000 | 2,800 |
| Pre-tax net operating income | $299,000 | 3,875 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $77,000 | 2,673 |
| Income before extraordinary items | $222,000 | 4,123 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $222,000 | 4,126 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $222,000 | 4,126 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $225,000 | 1,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $222,000 | 4,056 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 3,788 |
| Total interest expense | $625,000 | 3,526 |
| Net interest income | $4,754,000 | 3,783 |
| Provision for loan and lease losses | $60,000 | 3,589 |
| Total noninterest income | $727,000 | 3,641 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $363,000 | 2,877 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $364,000 | 3,747 |
| Total noninterest expense | $4,408,000 | 3,594 |
| Salaries and employee benefits | $1,799,000 | 4,222 |
| Premises and equipment expense | $654,000 | 3,048 |
| Additional noninterest expense | $1,955,000 | 2,926 |
| Pre-tax net operating income | $1,013,000 | 4,112 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $244,000 | 2,807 |
| Income before extraordinary items | $769,000 | 4,360 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $769,000 | 4,360 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $769,000 | 4,361 |
| Net charge-offs | $387,000 | 1,762 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $769,000 | 4,304 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 3,824 |
| Total interest expense | $464,000 | 3,612 |
| Net interest income | $3,562,000 | 3,805 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $551,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $280,000 | 2,835 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $271,000 | 3,789 |
| Total noninterest expense | $3,343,000 | 3,585 |
| Salaries and employee benefits | $1,325,000 | 4,269 |
| Premises and equipment expense | $494,000 | 3,063 |
| Additional noninterest expense | $1,524,000 | 2,843 |
| Pre-tax net operating income | $710,000 | 4,320 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $167,000 | 2,952 |
| Income before extraordinary items | $543,000 | 4,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 4,491 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $543,000 | 4,492 |
| Net charge-offs | $454,000 | 1,239 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $543,000 | 4,450 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 3,828 |
| Total interest expense | $306,000 | 3,692 |
| Net interest income | $2,377,000 | 3,811 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $349,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $189,000 | 2,805 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $160,000 | 3,965 |
| Total noninterest expense | $2,176,000 | 3,656 |
| Salaries and employee benefits | $873,000 | 4,333 |
| Premises and equipment expense | $329,000 | 3,093 |
| Additional noninterest expense | $974,000 | 2,949 |
| Pre-tax net operating income | $490,000 | 4,212 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $122,000 | 2,860 |
| Income before extraordinary items | $368,000 | 4,430 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $368,000 | 4,433 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $368,000 | 4,434 |
| Net charge-offs | $270,000 | 1,335 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $368,000 | 4,383 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 3,846 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $1,186,000 | 3,826 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $171,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $1,033,000 | 3,827 |
| Salaries and employee benefits | $428,000 | 4,424 |
| Premises and equipment expense | $167,000 | 3,107 |
| Additional noninterest expense | $438,000 | 3,195 |
| Pre-tax net operating income | $264,000 | 4,022 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $63,000 | 2,770 |
| Income before extraordinary items | $201,000 | 4,243 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $201,000 | 4,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $201,000 | 4,245 |
| Net charge-offs | $100,000 | 1,368 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $201,000 | 4,188 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,724,000 | 3,739 |
| Total interest expense | $707,000 | 3,725 |
| Net interest income | $5,017,000 | 3,690 |
| Provision for loan and lease losses | $720,000 | 1,449 |
| Total noninterest income | $797,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $440,000 | 2,626 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $357,000 | 3,842 |
| Total noninterest expense | $4,229,000 | 3,788 |
| Salaries and employee benefits | $1,772,000 | 4,357 |
| Premises and equipment expense | $651,000 | 3,117 |
| Additional noninterest expense | $1,806,000 | 3,212 |
| Pre-tax net operating income | $865,000 | 4,292 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $205,000 | 2,932 |
| Income before extraordinary items | $660,000 | 4,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $660,000 | 4,537 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $660,000 | 4,537 |
| Net charge-offs | $611,000 | 1,795 |
| Cash dividends | $150,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $660,000 | 4,472 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,221,000 | 3,811 |
| Total interest expense | $545,000 | 3,751 |
| Net interest income | $3,676,000 | 3,770 |
| Provision for loan and lease losses | $540,000 | 1,440 |
| Total noninterest income | $547,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $330,000 | 2,648 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $217,000 | 4,204 |
| Total noninterest expense | $3,083,000 | 3,877 |
| Salaries and employee benefits | $1,318,000 | 4,393 |
| Premises and equipment expense | $507,000 | 3,070 |
| Additional noninterest expense | $1,258,000 | 3,375 |
| Pre-tax net operating income | $600,000 | 4,507 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $136,000 | 3,096 |
| Income before extraordinary items | $464,000 | 4,703 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $464,000 | 4,705 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $464,000 | 4,706 |
| Net charge-offs | $629,000 | 1,377 |
| Cash dividends | $150,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $464,000 | 4,626 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,828,000 | 3,808 |
| Total interest expense | $374,000 | 3,732 |
| Net interest income | $2,454,000 | 3,764 |
| Provision for loan and lease losses | $360,000 | 1,466 |
| Total noninterest income | $345,000 | 3,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $219,000 | 2,620 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $126,000 | 4,452 |
| Total noninterest expense | $2,099,000 | 3,848 |
| Salaries and employee benefits | $870,000 | 4,443 |
| Premises and equipment expense | $336,000 | 3,087 |
| Additional noninterest expense | $893,000 | 3,222 |
| Pre-tax net operating income | $340,000 | 4,714 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $74,000 | 3,219 |
| Income before extraordinary items | $266,000 | 4,923 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $266,000 | 4,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $266,000 | 4,926 |
| Net charge-offs | $569,000 | 1,148 |
| Cash dividends | $150,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $266,000 | 4,803 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 3,851 |
| Total interest expense | $193,000 | 3,752 |
| Net interest income | $1,216,000 | 3,807 |
| Provision for loan and lease losses | $180,000 | 1,441 |
| Total noninterest income | $208,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $112,000 | 2,582 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,815 |
| Total noninterest expense | $1,101,000 | 3,759 |
| Salaries and employee benefits | $431,000 | 4,499 |
| Premises and equipment expense | $165,000 | 3,175 |
| Additional noninterest expense | $505,000 | 2,961 |
| Pre-tax net operating income | $143,000 | 4,911 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $24,000 | 3,495 |
| Income before extraordinary items | $119,000 | 5,027 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $119,000 | 5,028 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $119,000 | 5,029 |
| Net charge-offs | $167,000 | 1,502 |
| Cash dividends | $150,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $119,000 | 4,926 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 3,850 |
| Total interest expense | $992,000 | 3,622 |
| Net interest income | $4,987,000 | 3,824 |
| Provision for loan and lease losses | $1,355,000 | 1,425 |
| Total noninterest income | $814,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $476,000 | 2,592 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $338,000 | 3,880 |
| Total noninterest expense | $3,900,000 | 4,096 |
| Salaries and employee benefits | $1,731,000 | 4,490 |
| Premises and equipment expense | $632,000 | 3,264 |
| Additional noninterest expense | $1,537,000 | 3,731 |
| Pre-tax net operating income | $546,000 | 4,818 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $94,000 | 3,549 |
| Income before extraordinary items | $452,000 | 5,060 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $452,000 | 5,057 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $452,000 | 5,058 |
| Net charge-offs | $1,356,000 | 1,487 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $452,000 | 4,857 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 3,852 |
| Total interest expense | $784,000 | 3,623 |
| Net interest income | $3,799,000 | 3,843 |
| Provision for loan and lease losses | $930,000 | 1,516 |
| Total noninterest income | $564,000 | 3,797 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $349,000 | 2,655 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 4,144 |
| Total noninterest expense | $2,989,000 | 4,079 |
| Salaries and employee benefits | $1,305,000 | 4,507 |
| Premises and equipment expense | $492,000 | 3,197 |
| Additional noninterest expense | $1,192,000 | 3,682 |
| Pre-tax net operating income | $444,000 | 4,858 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $79,000 | 3,520 |
| Income before extraordinary items | $365,000 | 5,103 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $365,000 | 5,101 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $365,000 | 5,101 |
| Net charge-offs | $871,000 | 1,599 |
| Cash dividends | $100,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $365,000 | 4,916 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 3,848 |
| Total interest expense | $558,000 | 3,569 |
| Net interest income | $2,529,000 | 3,863 |
| Provision for loan and lease losses | $605,000 | 1,564 |
| Total noninterest income | $361,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $227,000 | 2,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,246 |
| Total noninterest expense | $2,007,000 | 4,080 |
| Salaries and employee benefits | $869,000 | 4,532 |
| Premises and equipment expense | $322,000 | 3,261 |
| Additional noninterest expense | $816,000 | 3,621 |
| Pre-tax net operating income | $278,000 | 4,933 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $33,000 | 3,777 |
| Income before extraordinary items | $245,000 | 5,081 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $245,000 | 5,083 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $245,000 | 5,083 |
| Net charge-offs | $724,000 | 1,406 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $245,000 | 4,890 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 3,826 |
| Total interest expense | $301,000 | 3,505 |
| Net interest income | $1,285,000 | 3,839 |
| Provision for loan and lease losses | $330,000 | 1,399 |
| Total noninterest income | $208,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $91,000 | 3,844 |
| Total noninterest expense | $997,000 | 4,105 |
| Salaries and employee benefits | $454,000 | 4,445 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $382,000 | 3,751 |
| Pre-tax net operating income | $166,000 | 4,779 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $131,000 | 5,039 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,043 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $131,000 | 5,044 |
| Net charge-offs | $58,000 | 2,905 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $131,000 | 4,886 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,861,000 | 3,719 |
| Total interest expense | $1,456,000 | 3,519 |
| Net interest income | $5,405,000 | 3,718 |
| Provision for loan and lease losses | $1,920,000 | 1,616 |
| Total noninterest income | $686,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $439,000 | 2,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $247,000 | 4,152 |
| Total noninterest expense | $4,114,000 | 4,036 |
| Salaries and employee benefits | $1,901,000 | 4,300 |
| Premises and equipment expense | $632,000 | 3,447 |
| Additional noninterest expense | $1,581,000 | 3,714 |
| Pre-tax net operating income | $57,000 | 5,862 |
| Securities gains (losses) | $227,000 | 1,358 |
| Applicable income taxes | $-19,000 | 6,642 |
| Income before extraordinary items | $303,000 | 5,237 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $303,000 | 5,239 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $303,000 | 5,239 |
| Net charge-offs | $1,972,000 | 1,570 |
| Cash dividends | $150,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $76,000 | 5,835 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,256,000 | 3,713 |
| Total interest expense | $1,130,000 | 3,556 |
| Net interest income | $4,126,000 | 3,704 |
| Provision for loan and lease losses | $1,153,000 | 1,801 |
| Total noninterest income | $445,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $308,000 | 2,982 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $137,000 | 4,664 |
| Total noninterest expense | $3,124,000 | 4,013 |
| Salaries and employee benefits | $1,476,000 | 4,217 |
| Premises and equipment expense | $492,000 | 3,392 |
| Additional noninterest expense | $1,156,000 | 3,782 |
| Pre-tax net operating income | $294,000 | 5,140 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $50,000 | 3,626 |
| Income before extraordinary items | $244,000 | 5,297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $244,000 | 5,297 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $244,000 | 5,297 |
| Net charge-offs | $749,000 | 2,213 |
| Cash dividends | $150,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $244,000 | 5,170 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 3,710 |
| Total interest expense | $781,000 | 3,565 |
| Net interest income | $2,783,000 | 3,672 |
| Provision for loan and lease losses | $538,000 | 2,225 |
| Total noninterest income | $336,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $206,000 | 2,947 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $130,000 | 4,181 |
| Total noninterest expense | $2,111,000 | 4,021 |
| Salaries and employee benefits | $983,000 | 4,247 |
| Premises and equipment expense | $328,000 | 3,425 |
| Additional noninterest expense | $800,000 | 3,750 |
| Pre-tax net operating income | $470,000 | 3,925 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $100,000 | 2,861 |
| Income before extraordinary items | $370,000 | 4,118 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 4,118 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $370,000 | 4,120 |
| Net charge-offs | $644,000 | 1,879 |
| Cash dividends | $150,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $370,000 | 4,027 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 3,750 |
| Total interest expense | $404,000 | 3,584 |
| Net interest income | $1,364,000 | 3,718 |
| Provision for loan and lease losses | $225,000 | 2,264 |
| Total noninterest income | $150,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $104,000 | 2,899 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 4,790 |
| Total noninterest expense | $1,079,000 | 3,986 |
| Salaries and employee benefits | $498,000 | 4,243 |
| Premises and equipment expense | $155,000 | 3,608 |
| Additional noninterest expense | $426,000 | 3,577 |
| Pre-tax net operating income | $210,000 | 4,157 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $33,000 | 3,121 |
| Income before extraordinary items | $177,000 | 4,184 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $177,000 | 4,183 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $177,000 | 4,184 |
| Net charge-offs | $283,000 | 1,808 |
| Cash dividends | $150,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $177,000 | 4,129 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,631,000 | 3,671 |
| Total interest expense | $2,149,000 | 3,378 |
| Net interest income | $5,482,000 | 3,715 |
| Provision for loan and lease losses | $1,866,000 | 2,165 |
| Total noninterest income | $718,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $448,000 | 2,855 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $270,000 | 4,117 |
| Total noninterest expense | $4,084,000 | 4,150 |
| Salaries and employee benefits | $1,983,000 | 4,261 |
| Premises and equipment expense | $625,000 | 3,616 |
| Additional noninterest expense | $1,476,000 | 4,049 |
| Pre-tax net operating income | $250,000 | 5,053 |
| Securities gains (losses) | $262,000 | 1,375 |
| Applicable income taxes | $52,000 | 3,615 |
| Income before extraordinary items | $460,000 | 4,422 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $460,000 | 4,423 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $460,000 | 4,423 |
| Net charge-offs | $1,900,000 | 1,921 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $224,200 | 5,055 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,792,000 | 3,717 |
| Total interest expense | $1,686,000 | 3,375 |
| Net interest income | $4,106,000 | 3,760 |
| Provision for loan and lease losses | $1,626,000 | 1,880 |
| Total noninterest income | $522,000 | 3,985 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $332,000 | 2,952 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $190,000 | 4,253 |
| Total noninterest expense | $3,049,000 | 4,177 |
| Salaries and employee benefits | $1,532,000 | 4,213 |
| Premises and equipment expense | $468,000 | 3,670 |
| Additional noninterest expense | $1,049,000 | 4,180 |
| Pre-tax net operating income | $-47,000 | 6,077 |
| Securities gains (losses) | $262,000 | 1,174 |
| Applicable income taxes | $11,000 | 4,212 |
| Income before extraordinary items | $204,000 | 5,277 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $204,000 | 5,279 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $204,000 | 5,280 |
| Net charge-offs | $1,620,000 | 1,709 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-44,900 | 6,104 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 3,683 |
| Total interest expense | $1,164,000 | 3,388 |
| Net interest income | $2,793,000 | 3,715 |
| Provision for loan and lease losses | $1,211,000 | 1,735 |
| Total noninterest income | $348,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $210,000 | 3,060 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $138,000 | 4,125 |
| Total noninterest expense | $1,983,000 | 4,260 |
| Salaries and employee benefits | $1,011,000 | 4,264 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $666,000 | 4,307 |
| Pre-tax net operating income | $-53,000 | 6,182 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-22,000 | 6,981 |
| Income before extraordinary items | $-31,000 | 6,269 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-31,000 | 6,270 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-31,000 | 6,269 |
| Net charge-offs | $1,108,000 | 1,613 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-31,000 | 6,174 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 3,640 |
| Total interest expense | $606,000 | 3,411 |
| Net interest income | $1,448,000 | 3,652 |
| Provision for loan and lease losses | $365,000 | 2,177 |
| Total noninterest income | $178,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $99,000 | 3,161 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $981,000 | 4,332 |
| Salaries and employee benefits | $494,000 | 4,389 |
| Premises and equipment expense | $156,000 | 3,785 |
| Additional noninterest expense | $331,000 | 4,321 |
| Pre-tax net operating income | $280,000 | 3,482 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $75,000 | 2,410 |
| Income before extraordinary items | $205,000 | 3,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 3,830 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $205,000 | 3,832 |
| Net charge-offs | $348,000 | 1,887 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $205,000 | 3,715 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 3,597 |
| Total interest expense | $3,290,000 | 3,191 |
| Net interest income | $5,433,000 | 3,737 |
| Provision for loan and lease losses | $1,083,000 | 3,379 |
| Total noninterest income | $723,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $486,000 | 2,959 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $237,000 | 4,361 |
| Total noninterest expense | $4,604,000 | 3,928 |
| Salaries and employee benefits | $1,910,000 | 4,511 |
| Premises and equipment expense | $613,000 | 3,818 |
| Additional noninterest expense | $2,081,000 | 3,201 |
| Pre-tax net operating income | $469,000 | 4,066 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $169,000 | 2,528 |
| Income before extraordinary items | $300,000 | 4,463 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $300,000 | 4,463 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $300,000 | 4,464 |
| Net charge-offs | $1,012,000 | 2,843 |
| Cash dividends | $496,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $300,000 | 4,396 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 3,591 |
| Total interest expense | $2,597,000 | 3,203 |
| Net interest income | $4,064,000 | 3,749 |
| Provision for loan and lease losses | $290,000 | 4,636 |
| Total noninterest income | $583,000 | 3,901 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $371,000 | 2,919 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $212,000 | 4,186 |
| Total noninterest expense | $3,523,000 | 3,882 |
| Salaries and employee benefits | $1,504,000 | 4,379 |
| Premises and equipment expense | $471,000 | 3,794 |
| Additional noninterest expense | $1,548,000 | 3,208 |
| Pre-tax net operating income | $834,000 | 3,046 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $238,000 | 2,145 |
| Income before extraordinary items | $596,000 | 3,401 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $596,000 | 3,400 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $596,000 | 3,401 |
| Net charge-offs | $251,000 | 3,964 |
| Cash dividends | $496,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $596,000 | 3,305 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 3,601 |
| Total interest expense | $1,800,000 | 3,222 |
| Net interest income | $2,683,000 | 3,764 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $391,000 | 3,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $245,000 | 2,906 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $146,000 | 4,171 |
| Total noninterest expense | $2,490,000 | 3,734 |
| Salaries and employee benefits | $998,000 | 4,443 |
| Premises and equipment expense | $306,000 | 3,874 |
| Additional noninterest expense | $1,186,000 | 2,859 |
| Pre-tax net operating income | $404,000 | 3,667 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $121,000 | 2,474 |
| Income before extraordinary items | $283,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $283,000 | 4,051 |
| Net charge-offs | $98,000 | 4,266 |
| Cash dividends | $446,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $283,000 | 3,939 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 3,595 |
| Total interest expense | $923,000 | 3,271 |
| Net interest income | $1,349,000 | 3,737 |
| Provision for loan and lease losses | $90,000 | 4,033 |
| Total noninterest income | $200,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $129,000 | 2,747 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,004,000 | 4,295 |
| Salaries and employee benefits | $510,000 | 4,397 |
| Premises and equipment expense | $155,000 | 3,877 |
| Additional noninterest expense | $339,000 | 4,046 |
| Pre-tax net operating income | $455,000 | 2,548 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $139,000 | 1,836 |
| Income before extraordinary items | $316,000 | 3,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,023 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $316,000 | 3,023 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $446,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $316,000 | 2,876 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,930,000 | 3,545 |
| Total interest expense | $4,211,000 | 3,388 |
| Net interest income | $5,719,000 | 3,594 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $837,000 | 3,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $540,000 | 2,848 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $297,000 | 4,121 |
| Total noninterest expense | $3,965,000 | 4,258 |
| Salaries and employee benefits | $2,012,000 | 4,424 |
| Premises and equipment expense | $602,000 | 3,928 |
| Additional noninterest expense | $1,351,000 | 3,913 |
| Pre-tax net operating income | $2,191,000 | 2,299 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $699,000 | 1,518 |
| Income before extraordinary items | $1,492,000 | 2,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,492,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 3,322 |
| Cash dividends | $490,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,492,000 | 2,673 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 3,584 |
| Total interest expense | $3,220,000 | 3,443 |
| Net interest income | $4,318,000 | 3,610 |
| Provision for loan and lease losses | $175,000 | 4,422 |
| Total noninterest income | $640,000 | 3,835 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $408,000 | 2,851 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 4,157 |
| Total noninterest expense | $2,931,000 | 4,299 |
| Salaries and employee benefits | $1,528,000 | 4,409 |
| Premises and equipment expense | $443,000 | 3,986 |
| Additional noninterest expense | $960,000 | 3,981 |
| Pre-tax net operating income | $1,852,000 | 2,432 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $584,000 | 1,715 |
| Income before extraordinary items | $1,268,000 | 2,653 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,268,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,889 |
| Cash dividends | $315,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,268,000 | 2,782 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,617 |
| Total interest expense | $2,300,000 | 3,392 |
| Net interest income | $2,760,000 | 3,712 |
| Provision for loan and lease losses | $100,000 | 4,246 |
| Total noninterest income | $436,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $274,000 | 2,821 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $162,000 | 4,175 |
| Total noninterest expense | $1,939,000 | 4,342 |
| Salaries and employee benefits | $1,009,000 | 4,489 |
| Premises and equipment expense | $301,000 | 3,962 |
| Additional noninterest expense | $629,000 | 4,034 |
| Pre-tax net operating income | $1,157,000 | 2,657 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $359,000 | 1,993 |
| Income before extraordinary items | $798,000 | 3,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $798,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,432 |
| Cash dividends | $315,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $798,000 | 3,004 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,589,000 | 3,628 |
| Total interest expense | $1,199,000 | 3,456 |
| Net interest income | $1,390,000 | 3,674 |
| Provision for loan and lease losses | $75,000 | 3,123 |
| Total noninterest income | $214,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,968 |
| Total noninterest expense | $957,000 | 4,372 |
| Salaries and employee benefits | $496,000 | 4,578 |
| Premises and equipment expense | $136,000 | 4,286 |
| Additional noninterest expense | $325,000 | 3,878 |
| Pre-tax net operating income | $572,000 | 2,810 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $177,000 | 2,119 |
| Income before extraordinary items | $395,000 | 3,219 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $395,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,413 |
| Cash dividends | $315,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $395,000 | 3,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,345,000 | 3,694 |
| Total interest expense | $4,767,000 | 3,585 |
| Net interest income | $5,578,000 | 3,701 |
| Provision for loan and lease losses | $202,000 | 3,841 |
| Total noninterest income | $834,000 | 3,939 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $478,000 | 3,140 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $356,000 | 3,953 |
| Total noninterest expense | $3,654,000 | 4,391 |
| Salaries and employee benefits | $1,925,000 | 4,516 |
| Premises and equipment expense | $574,000 | 3,958 |
| Additional noninterest expense | $1,155,000 | 4,187 |
| Pre-tax net operating income | $2,556,000 | 2,778 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $794,000 | 2,150 |
| Income before extraordinary items | $1,762,000 | 3,089 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,762,000 | 3,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,407 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,762,000 | 3,077 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,701,000 | 3,709 |
| Total interest expense | $3,540,000 | 3,611 |
| Net interest income | $4,161,000 | 3,726 |
| Provision for loan and lease losses | $170,000 | 3,304 |
| Total noninterest income | $637,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $356,000 | 3,145 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $281,000 | 3,868 |
| Total noninterest expense | $2,764,000 | 4,349 |
| Salaries and employee benefits | $1,457,000 | 4,470 |
| Premises and equipment expense | $446,000 | 3,857 |
| Additional noninterest expense | $861,000 | 4,150 |
| Pre-tax net operating income | $1,864,000 | 2,987 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $575,000 | 2,352 |
| Income before extraordinary items | $1,289,000 | 3,310 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,289,000 | 3,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,736 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,289,000 | 3,296 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 3,763 |
| Total interest expense | $2,316,000 | 3,661 |
| Net interest income | $2,728,000 | 3,795 |
| Provision for loan and lease losses | $140,000 | 2,749 |
| Total noninterest income | $423,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $227,000 | 3,230 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $196,000 | 3,819 |
| Total noninterest expense | $1,814,000 | 4,417 |
| Salaries and employee benefits | $963,000 | 4,532 |
| Premises and equipment expense | $297,000 | 3,874 |
| Additional noninterest expense | $554,000 | 4,257 |
| Pre-tax net operating income | $1,197,000 | 3,122 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $370,000 | 2,478 |
| Income before extraordinary items | $827,000 | 3,449 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $827,000 | 3,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,353 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $827,000 | 3,424 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 3,837 |
| Total interest expense | $1,124,000 | 3,700 |
| Net interest income | $1,322,000 | 3,872 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $210,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $113,000 | 3,201 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $97,000 | 3,813 |
| Total noninterest expense | $888,000 | 4,471 |
| Salaries and employee benefits | $475,000 | 4,603 |
| Premises and equipment expense | $156,000 | 3,772 |
| Additional noninterest expense | $257,000 | 4,446 |
| Pre-tax net operating income | $569,000 | 3,246 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $174,000 | 2,587 |
| Income before extraordinary items | $395,000 | 3,533 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $395,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,528 |
| Cash dividends | $400,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $395,000 | 3,507 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,309,000 | 3,772 |
| Total interest expense | $3,871,000 | 3,676 |
| Net interest income | $5,438,000 | 3,780 |
| Provision for loan and lease losses | $225,000 | 3,309 |
| Total noninterest income | $881,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $514,000 | 2,993 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $367,000 | 3,902 |
| Total noninterest expense | $3,530,000 | 4,388 |
| Salaries and employee benefits | $1,872,000 | 4,495 |
| Premises and equipment expense | $559,000 | 3,967 |
| Additional noninterest expense | $1,099,000 | 4,211 |
| Pre-tax net operating income | $2,564,000 | 3,076 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $822,000 | 2,433 |
| Income before extraordinary items | $1,742,000 | 3,429 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,742,000 | 3,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $270,000 | 4,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,742,000 | 3,413 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,829,000 | 3,810 |
| Total interest expense | $2,786,000 | 3,693 |
| Net interest income | $4,043,000 | 3,822 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $673,000 | 3,796 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $404,000 | 2,936 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $269,000 | 3,958 |
| Total noninterest expense | $2,669,000 | 4,329 |
| Salaries and employee benefits | $1,423,000 | 4,417 |
| Premises and equipment expense | $443,000 | 3,827 |
| Additional noninterest expense | $803,000 | 4,253 |
| Pre-tax net operating income | $1,822,000 | 3,316 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $582,000 | 2,644 |
| Income before extraordinary items | $1,240,000 | 3,647 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,240,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,313 |
| Cash dividends | $270,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,240,000 | 3,637 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 3,866 |
| Total interest expense | $1,726,000 | 3,763 |
| Net interest income | $2,667,000 | 3,868 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $463,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 3,893 |
| Total noninterest expense | $1,765,000 | 4,363 |
| Salaries and employee benefits | $948,000 | 4,439 |
| Premises and equipment expense | $282,000 | 3,959 |
| Additional noninterest expense | $535,000 | 4,262 |
| Pre-tax net operating income | $1,215,000 | 3,332 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $401,000 | 2,615 |
| Income before extraordinary items | $814,000 | 3,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $814,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,463 |
| Cash dividends | $270,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $814,000 | 3,702 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 3,937 |
| Total interest expense | $767,000 | 3,931 |
| Net interest income | $1,326,000 | 3,885 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $885,000 | 4,379 |
| Salaries and employee benefits | $468,000 | 4,493 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $275,000 | 4,177 |
| Pre-tax net operating income | $588,000 | 3,359 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $181,000 | 2,746 |
| Income before extraordinary items | $407,000 | 3,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 3,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $270,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $407,000 | 3,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,660,000 | 3,876 |
| Total interest expense | $2,224,000 | 4,126 |
| Net interest income | $5,436,000 | 3,714 |
| Provision for loan and lease losses | $381,000 | 2,361 |
| Total noninterest income | $757,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $428,000 | 3,400 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $329,000 | 4,137 |
| Total noninterest expense | $3,315,000 | 4,473 |
| Salaries and employee benefits | $1,795,000 | 4,484 |
| Premises and equipment expense | $547,000 | 3,920 |
| Additional noninterest expense | $973,000 | 4,508 |
| Pre-tax net operating income | $2,497,000 | 3,164 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $787,000 | 2,625 |
| Income before extraordinary items | $1,710,000 | 3,483 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,710,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,507 |
| Cash dividends | $395,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,710,000 | 3,450 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,647,000 | 3,882 |
| Total interest expense | $1,580,000 | 4,146 |
| Net interest income | $4,067,000 | 3,715 |
| Provision for loan and lease losses | $263,000 | 2,450 |
| Total noninterest income | $549,000 | 4,279 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $309,000 | 3,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $240,000 | 4,204 |
| Total noninterest expense | $2,489,000 | 4,433 |
| Salaries and employee benefits | $1,363,000 | 4,408 |
| Premises and equipment expense | $416,000 | 3,859 |
| Additional noninterest expense | $710,000 | 4,587 |
| Pre-tax net operating income | $1,864,000 | 3,219 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $595,000 | 2,653 |
| Income before extraordinary items | $1,269,000 | 3,529 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,269,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,892 |
| Cash dividends | $295,000 | 3,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,269,000 | 3,494 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,854 |
| Total interest expense | $1,001,000 | 4,127 |
| Net interest income | $2,711,000 | 3,681 |
| Provision for loan and lease losses | $133,000 | 2,870 |
| Total noninterest income | $339,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $191,000 | 3,608 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,646,000 | 4,449 |
| Salaries and employee benefits | $905,000 | 4,401 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $471,000 | 4,584 |
| Pre-tax net operating income | $1,271,000 | 3,116 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $404,000 | 2,600 |
| Income before extraordinary items | $867,000 | 3,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $867,000 | 3,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,863 |
| Cash dividends | $295,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $867,000 | 3,395 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,782,000 | 3,951 |
| Total interest expense | $484,000 | 4,112 |
| Net interest income | $1,298,000 | 3,801 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $173,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $94,000 | 3,574 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $794,000 | 4,578 |
| Salaries and employee benefits | $442,000 | 4,503 |
| Premises and equipment expense | $132,000 | 4,029 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $602,000 | 3,213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $191,000 | 2,676 |
| Income before extraordinary items | $411,000 | 3,555 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $411,000 | 3,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 1,607 |
| Cash dividends | $295,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $411,000 | 3,515 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 3,916 |
| Total interest expense | $1,606,000 | 4,320 |
| Net interest income | $5,143,000 | 3,732 |
| Provision for loan and lease losses | $471,000 | 2,063 |
| Total noninterest income | $718,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $435,000 | 3,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $283,000 | 4,372 |
| Total noninterest expense | $2,933,000 | 4,733 |
| Salaries and employee benefits | $1,566,000 | 4,787 |
| Premises and equipment expense | $471,000 | 4,269 |
| Additional noninterest expense | $896,000 | 4,721 |
| Pre-tax net operating income | $2,457,000 | 3,046 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $802,000 | 2,532 |
| Income before extraordinary items | $1,655,000 | 3,384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,655,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,073 |
| Cash dividends | $216,000 | 4,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,655,000 | 3,317 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 3,919 |
| Total interest expense | $1,166,000 | 4,371 |
| Net interest income | $3,863,000 | 3,700 |
| Provision for loan and lease losses | $356,000 | 1,980 |
| Total noninterest income | $529,000 | 4,377 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $325,000 | 3,473 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $204,000 | 4,458 |
| Total noninterest expense | $2,183,000 | 4,715 |
| Salaries and employee benefits | $1,160,000 | 4,788 |
| Premises and equipment expense | $362,000 | 4,193 |
| Additional noninterest expense | $661,000 | 4,730 |
| Pre-tax net operating income | $1,853,000 | 3,072 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $605,000 | 2,563 |
| Income before extraordinary items | $1,248,000 | 3,447 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,248,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 1,706 |
| Cash dividends | $216,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,248,000 | 3,359 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 4,005 |
| Total interest expense | $763,000 | 4,417 |
| Net interest income | $2,491,000 | 3,793 |
| Provision for loan and lease losses | $221,000 | 2,032 |
| Total noninterest income | $342,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $208,000 | 3,541 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,469,000 | 4,732 |
| Salaries and employee benefits | $749,000 | 4,934 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $472,000 | 4,529 |
| Pre-tax net operating income | $1,143,000 | 3,223 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $359,000 | 2,756 |
| Income before extraordinary items | $784,000 | 3,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $784,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,135 |
| Cash dividends | $216,000 | 3,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $784,000 | 3,487 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 3,902 |
| Total interest expense | $382,000 | 4,455 |
| Net interest income | $1,296,000 | 3,656 |
| Provision for loan and lease losses | $146,000 | 1,570 |
| Total noninterest income | $173,000 | 4,423 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $775,000 | 4,577 |
| Salaries and employee benefits | $386,000 | 4,861 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $248,000 | 4,344 |
| Pre-tax net operating income | $548,000 | 3,294 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $172,000 | 2,827 |
| Income before extraordinary items | $376,000 | 3,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $376,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,188 |
| Cash dividends | $216,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $376,000 | 3,549 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 4,077 |
| Total interest expense | $1,906,000 | 4,170 |
| Net interest income | $4,538,000 | 3,978 |
| Provision for loan and lease losses | $405,000 | 2,563 |
| Total noninterest income | $683,000 | 4,619 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $419,000 | 3,546 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $264,000 | 4,746 |
| Total noninterest expense | $2,738,000 | 4,905 |
| Salaries and employee benefits | $1,414,000 | 5,055 |
| Premises and equipment expense | $483,000 | 4,182 |
| Additional noninterest expense | $841,000 | 4,891 |
| Pre-tax net operating income | $2,078,000 | 3,304 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $653,000 | 2,911 |
| Income before extraordinary items | $1,425,000 | 3,685 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,425,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,728 |
| Cash dividends | $2,391,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,425,000 | 3,524 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,871,000 | 4,095 |
| Total interest expense | $1,495,000 | 4,153 |
| Net interest income | $3,376,000 | 4,019 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $504,000 | 4,722 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $309,000 | 3,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,845 |
| Total noninterest expense | $2,028,000 | 4,935 |
| Salaries and employee benefits | $1,057,000 | 5,057 |
| Premises and equipment expense | $334,000 | 4,401 |
| Additional noninterest expense | $637,000 | 4,803 |
| Pre-tax net operating income | $1,642,000 | 3,314 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $520,000 | 2,958 |
| Income before extraordinary items | $1,122,000 | 3,683 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,122,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,024 |
| Cash dividends | $2,391,000 | 884 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,122,000 | 3,512 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 4,099 |
| Total interest expense | $1,056,000 | 4,078 |
| Net interest income | $2,236,000 | 4,040 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $347,000 | 4,611 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $197,000 | 3,662 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $150,000 | 4,571 |
| Total noninterest expense | $1,333,000 | 4,971 |
| Salaries and employee benefits | $697,000 | 5,103 |
| Premises and equipment expense | $210,000 | 4,570 |
| Additional noninterest expense | $426,000 | 4,785 |
| Pre-tax net operating income | $1,090,000 | 3,309 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $340,000 | 3,005 |
| Income before extraordinary items | $750,000 | 3,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $750,000 | 3,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,998 |
| Cash dividends | $2,391,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $750,000 | 3,480 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 4,112 |
| Total interest expense | $559,000 | 3,988 |
| Net interest income | $1,098,000 | 4,105 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $176,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $78,000 | 4,393 |
| Total noninterest expense | $650,000 | 5,066 |
| Salaries and employee benefits | $335,000 | 5,248 |
| Premises and equipment expense | $107,000 | 4,503 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $539,000 | 3,328 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $374,000 | 3,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,904 |
| Cash dividends | $195,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $374,000 | 3,466 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,993,000 | 4,051 |
| Total interest expense | $2,639,000 | 3,927 |
| Net interest income | $4,354,000 | 4,092 |
| Provision for loan and lease losses | $405,000 | 2,800 |
| Total noninterest income | $560,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $364,000 | 3,765 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 5,074 |
| Total noninterest expense | $2,286,000 | 5,400 |
| Salaries and employee benefits | $1,175,000 | 5,560 |
| Premises and equipment expense | $414,000 | 4,529 |
| Additional noninterest expense | $697,000 | 5,420 |
| Pre-tax net operating income | $2,223,000 | 3,174 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $715,000 | 2,805 |
| Income before extraordinary items | $1,508,000 | 3,487 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,508,000 | 3,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,279 |
| Cash dividends | $357,000 | 4,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,508,000 | 3,384 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 4,085 |
| Total interest expense | $4,030,000 | 3,777 |
| Net interest income | $3,802,000 | 4,286 |
| Provision for loan and lease losses | $257,000 | 3,535 |
| Total noninterest income | $593,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $2,217,000 | 5,360 |
| Salaries and employee benefits | $1,083,000 | 5,707 |
| Premises and equipment expense | $409,000 | 4,528 |
| Additional noninterest expense | $725,000 | 5,151 |
| Pre-tax net operating income | $1,921,000 | 3,273 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $618,000 | 2,910 |
| Income before extraordinary items | $1,303,000 | 3,577 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,303,000 | 3,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,857 |
| Cash dividends | $235,000 | 4,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,303,000 | 3,480 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 4,330 |
| Total interest expense | $3,578,000 | 4,318 |
| Net interest income | $3,932,000 | 4,241 |
| Provision for loan and lease losses | $290,000 | 2,935 |
| Total noninterest income | $537,000 | 4,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $334,000 | 3,732 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $2,023,000 | 5,641 |
| Salaries and employee benefits | $964,000 | 6,067 |
| Premises and equipment expense | $377,000 | 4,697 |
| Additional noninterest expense | $682,000 | 5,276 |
| Pre-tax net operating income | $2,156,000 | 3,131 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $696,000 | 2,800 |
| Income before extraordinary items | $1,460,000 | 3,324 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,460,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,382 |
| Cash dividends | $590,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,460,000 | 3,311 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 4,469 |
| Total interest expense | $3,168,000 | 4,394 |
| Net interest income | $3,715,000 | 4,444 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $504,000 | 4,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,232 |
| Total noninterest expense | $1,815,000 | 6,054 |
| Salaries and employee benefits | $877,000 | 6,415 |
| Premises and equipment expense | $356,000 | 4,912 |
| Additional noninterest expense | $582,000 | 5,935 |
| Pre-tax net operating income | $2,044,000 | 3,290 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $657,000 | 3,027 |
| Income before extraordinary items | $1,387,000 | 3,447 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,387,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,382 |
| Cash dividends | $370,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,387,000 | 3,412 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,731,000 | 5,168 |
| Total interest expense | $2,674,000 | 5,133 |
| Net interest income | $3,057,000 | 5,072 |
| Provision for loan and lease losses | $260,000 | 2,922 |
| Total noninterest income | $359,000 | 5,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,233 |
| Total noninterest expense | $1,618,000 | 6,397 |
| Salaries and employee benefits | $775,000 | 6,793 |
| Premises and equipment expense | $341,000 | 4,967 |
| Additional noninterest expense | $502,000 | 6,419 |
| Pre-tax net operating income | $1,538,000 | 4,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $505,000 | 3,806 |
| Income before extraordinary items | $1,033,000 | 4,394 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,033,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,203 |
| Cash dividends | $93,000 | 6,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,033,000 | 4,298 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,729,000 | 6,020 |
| Total interest expense | $2,132,000 | 6,020 |
| Net interest income | $2,597,000 | 5,897 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $279,000 | 6,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,317,000 | 7,271 |
| Salaries and employee benefits | $602,000 | 7,900 |
| Premises and equipment expense | $273,000 | 5,759 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $1,424,000 | 4,672 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $472,000 | 4,391 |
| Income before extraordinary items | $952,000 | 4,869 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $952,000 | 4,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $952,000 | 4,811 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,141,000 | 6,727 |
| Total interest expense | $1,937,000 | 6,555 |
| Net interest income | $2,204,000 | 6,759 |
| Provision for loan and lease losses | $130,000 | 4,417 |
| Total noninterest income | $234,000 | 7,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,060,000 | 8,469 |
| Salaries and employee benefits | $481,000 | 9,020 |
| Premises and equipment expense | $203,000 | 6,979 |
| Additional noninterest expense | $376,000 | 8,093 |
| Pre-tax net operating income | $1,248,000 | 4,991 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $422,000 | 4,719 |
| Income before extraordinary items | $826,000 | 5,190 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,783 |
| Cash dividends | $175,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $826,000 | 5,124 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,492 |
| Total interest expense | $1,523,000 | 7,631 |
| Net interest income | $2,023,000 | 7,256 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $949,000 | 9,168 |
| Salaries and employee benefits | $417,000 | 9,819 |
| Premises and equipment expense | $181,000 | 7,579 |
| Additional noninterest expense | $351,000 | 8,679 |
| Pre-tax net operating income | $1,135,000 | 5,470 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $398,000 | 4,964 |
| Income before extraordinary items | $737,000 | 5,778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $737,000 | 5,756 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 7,996 |
| Total interest expense | $1,141,000 | 8,139 |
| Net interest income | $1,880,000 | 7,859 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $164,000 | 9,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,495 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,157 |
| Total noninterest expense | $885,000 | 9,845 |
| Salaries and employee benefits | $364,000 | 10,609 |
| Premises and equipment expense | $176,000 | 7,948 |
| Additional noninterest expense | $345,000 | 9,412 |
| Pre-tax net operating income | $1,039,000 | 5,800 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $352,000 | 5,249 |
| Income before extraordinary items | $687,000 | 5,986 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $687,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $54,000 | 7,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $687,000 | 6,053 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 8,955 |
| Total interest expense | $1,002,000 | 9,100 |
| Net interest income | $1,623,000 | 8,733 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $175,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $870,000 | 10,344 |
| Salaries and employee benefits | $388,000 | 10,763 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $338,000 | 9,982 |
| Pre-tax net operating income | $803,000 | 6,796 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $284,000 | 6,283 |
| Income before extraordinary items | $521,000 | 7,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $521,000 | 7,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $45,000 | 8,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $519,700 | 7,146 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 9,970 |
| Total interest expense | $1,034,000 | 10,252 |
| Net interest income | $1,437,000 | 9,492 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $781,000 | 11,103 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $267,000 | 11,321 |
| Pre-tax net operating income | $629,000 | 7,522 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $226,000 | 7,072 |
| Income before extraordinary items | $403,000 | 8,184 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $403,000 | 8,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $403,000 | 7,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.