Home > Bank of the Lakes > Assets and Liabilities
Bank of the Lakes, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 50 | 2,857 |
| Assets and Liabilities | ||
| Total Assets: | $168,781,000 | 3,449 |
| Cash and due from depository institutions | $10,332,000 | 2,857 |
| Interest-bearing balances | $2,793,000 | 4,829 |
| Securities | $21,664,000 | 4,322 |
| Federal funds sold & reverse repurchase agreements | $22,991,000 | 184 |
| Net loans & leases | $102,781,000 | 3,410 |
| Loan loss allowance | $3,133,000 | 2,059 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $5,241,000 | 2,148 |
| Other real estate owned | $4,463,000 | 2,857 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $1,309,000 | 5,270 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $168,781,000 | 3,449 |
| Total liabilities | $153,901,000 | 3,393 |
| Total deposits | $153,602,000 | 3,264 |
| Interest-bearing deposits | $130,248,000 | 3,166 |
| Deposits held in domestic offices | $153,602,000 | 3,264 |
| % insured | 94.80% | 803 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $299,000 | 4,784 |
| Total equity capital | $14,880,000 | 3,869 |
| Total bank equity capital | $14,880,000 | 3,867 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $667,000 | 2,773 |
| Surplus | $5,534,000 | 3,482 |
| Undivided profits | $8,679,000 | 3,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $3,135,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $464,000 | 4,521 |
| Earning assets | $150,229,000 | 3,517 |
| Long-term assets (5+ years) | $21,594,000 | 4,882 |
| Average Assets, year-to-date | $188,480,400 | 3,178 |
| Average Assets, quarterly | $172,378,000 | 3,383 |
| Volatile liabilities | $7,158,000 | 3,695 |
| Insider loans | $0 | 6,118 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $32,372,000 | 1,955 |
| Tier 1 (core) risk-based capital | $14,930,000 | 3,872 |
| Tier 2 risk-based capital | $1,629,000 | 2,817 |
| Total risk weighted assets | $137,056,000 | 2,911 |
| Total unused commitments | $32,372,000 | 1,955 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 52 | 2,803 |
| Assets and Liabilities | ||
| Total Assets: | $175,975,000 | 3,354 |
| Cash and due from depository institutions | $6,739,000 | 2,803 |
| Interest-bearing balances | $292,000 | 6,179 |
| Securities | $21,817,000 | 4,337 |
| Federal funds sold & reverse repurchase agreements | $23,977,000 | 180 |
| Net loans & leases | $111,275,000 | 3,226 |
| Loan loss allowance | $3,099,000 | 2,143 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $5,258,000 | 2,140 |
| Other real estate owned | $5,573,000 | 2,803 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $1,336,000 | 5,303 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $175,975,000 | 3,354 |
| Total liabilities | $160,264,000 | 3,306 |
| Total deposits | $159,938,000 | 3,186 |
| Interest-bearing deposits | $136,024,000 | 3,064 |
| Deposits held in domestic offices | $159,938,000 | 3,186 |
| % insured | 95.30% | 758 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $326,000 | 5,006 |
| Total equity capital | $15,711,000 | 3,778 |
| Total bank equity capital | $15,711,000 | 3,777 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $667,000 | 2,807 |
| Surplus | $5,534,000 | 3,507 |
| Undivided profits | $9,510,000 | 3,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $5,265,000 | 1,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $581,000 | 415 |
| Income earned, not collected on loans | $476,000 | 4,583 |
| Earning assets | $157,361,000 | 3,408 |
| Long-term assets (5+ years) | $23,147,000 | 4,802 |
| Average Assets, year-to-date | $193,405,250 | 3,133 |
| Average Assets, quarterly | $181,155,500 | 3,294 |
| Volatile liabilities | $8,748,000 | 3,356 |
| Insider loans | $0 | 6,191 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $33,975,000 | 1,888 |
| Tier 1 (core) risk-based capital | $15,795,000 | 3,741 |
| Tier 2 risk-based capital | $1,614,000 | 2,847 |
| Total risk weighted assets | $134,316,000 | 2,951 |
| Total unused commitments | $33,975,000 | 1,888 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 52 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $186,336,000 | 3,251 |
| Cash and due from depository institutions | $16,871,000 | 2,815 |
| Interest-bearing balances | $532,000 | 6,065 |
| Securities | $22,056,000 | 4,317 |
| Federal funds sold & reverse repurchase agreements | $18,680,000 | 238 |
| Net loans & leases | $116,763,000 | 3,105 |
| Loan loss allowance | $3,174,000 | 2,120 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $5,413,000 | 2,087 |
| Other real estate owned | $5,506,000 | 2,815 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $1,047,000 | 5,663 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $186,336,000 | 3,251 |
| Total liabilities | $170,694,000 | 3,167 |
| Total deposits | $170,460,000 | 3,029 |
| Interest-bearing deposits | $145,891,000 | 2,913 |
| Deposits held in domestic offices | $170,460,000 | 3,028 |
| % insured | 91.53% | 1,941 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $234,000 | 5,386 |
| Total equity capital | $15,642,000 | 3,791 |
| Total bank equity capital | $15,642,000 | 3,790 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $667,000 | 2,831 |
| Surplus | $5,533,000 | 3,522 |
| Undivided profits | $9,442,000 | 3,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $4,253,000 | 1,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $465,000 | 456 |
| Income earned, not collected on loans | $481,000 | 4,534 |
| Earning assets | $158,031,000 | 3,417 |
| Long-term assets (5+ years) | $12,165,000 | 5,729 |
| Average Assets, year-to-date | $199,215,330 | 3,079 |
| Average Assets, quarterly | $196,183,000 | 3,115 |
| Volatile liabilities | $10,411,000 | 3,045 |
| Insider loans | $3,000,000 | 1,918 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $15,054,000 | 3,170 |
| Tier 1 (core) risk-based capital | $15,859,000 | 3,718 |
| Tier 2 risk-based capital | $1,692,000 | 2,718 |
| Total risk weighted assets | $135,936,000 | 2,908 |
| Total unused commitments | $15,054,000 | 3,170 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 53 | 2,767 |
| Assets and Liabilities | ||
| Total Assets: | $206,030,000 | 3,035 |
| Cash and due from depository institutions | $17,981,000 | 2,767 |
| Interest-bearing balances | $1,260,000 | 5,864 |
| Securities | $17,928,000 | 4,712 |
| Federal funds sold & reverse repurchase agreements | $33,687,000 | 140 |
| Net loans & leases | $124,316,000 | 2,946 |
| Loan loss allowance | $3,326,000 | 2,088 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $5,485,000 | 2,077 |
| Other real estate owned | $4,837,000 | 2,767 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,796,000 | 4,829 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $206,030,000 | 3,035 |
| Total liabilities | $192,387,000 | 2,918 |
| Total deposits | $192,191,000 | 2,802 |
| Interest-bearing deposits | $161,918,000 | 2,705 |
| Deposits held in domestic offices | $192,191,000 | 2,802 |
| % insured | 87.49% | 3,227 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $196,000 | 5,696 |
| Total equity capital | $13,643,000 | 4,272 |
| Total bank equity capital | $13,643,000 | 4,271 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $478,000 | 3,454 |
| Surplus | $3,222,000 | 4,289 |
| Undivided profits | $9,943,000 | 3,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $5,089,000 | 1,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $526,000 | 4,287 |
| Earning assets | $177,191,000 | 3,203 |
| Long-term assets (5+ years) | $12,722,000 | 5,689 |
| Average Assets, year-to-date | $205,655,000 | 3,031 |
| Average Assets, quarterly | $205,655,000 | 3,031 |
| Volatile liabilities | $11,383,000 | 2,875 |
| Insider loans | $3,000,000 | 1,919 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $10,296,000 | 3,902 |
| Tier 1 (core) risk-based capital | $13,536,000 | 4,145 |
| Tier 2 risk-based capital | $1,811,000 | 2,582 |
| Total risk weighted assets | $143,406,000 | 2,775 |
| Total unused commitments | $10,296,000 | 3,903 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 53 | 2,774 |
| Assets and Liabilities | ||
| Total Assets: | $205,280,000 | 3,043 |
| Cash and due from depository institutions | $19,710,000 | 2,774 |
| Interest-bearing balances | $1,206,000 | 5,830 |
| Securities | $20,769,000 | 4,409 |
| Federal funds sold & reverse repurchase agreements | $17,174,000 | 340 |
| Net loans & leases | $138,276,000 | 2,729 |
| Loan loss allowance | $3,031,000 | 2,257 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $5,629,000 | 2,034 |
| Other real estate owned | $1,614,000 | 2,774 |
| Goodwill and other intangibles | $305,000 | 2,190 |
| All other assets | $1,803,000 | 4,895 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $205,280,000 | 3,043 |
| Total liabilities | $189,900,000 | 2,947 |
| Total deposits | $189,705,000 | 2,826 |
| Interest-bearing deposits | $160,921,000 | 2,692 |
| Deposits held in domestic offices | $189,705,000 | 2,825 |
| % insured | 89.40% | 3,630 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $195,000 | 5,745 |
| Total equity capital | $15,380,000 | 3,954 |
| Total bank equity capital | $15,380,000 | 3,953 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $478,000 | 3,486 |
| Surplus | $3,222,000 | 4,327 |
| Undivided profits | $11,680,000 | 2,826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $10,505,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $566,000 | 4,172 |
| Earning assets | $177,425,000 | 3,173 |
| Long-term assets (5+ years) | $14,891,000 | 5,462 |
| Average Assets, year-to-date | $206,175,800 | 2,970 |
| Average Assets, quarterly | $205,732,500 | 3,011 |
| Volatile liabilities | $11,371,000 | 2,924 |
| Insider loans | $3,000,000 | 1,923 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $17,107,000 | 2,865 |
| Tier 1 (core) risk-based capital | $14,889,000 | 3,869 |
| Tier 2 risk-based capital | $1,923,000 | 2,484 |
| Total risk weighted assets | $154,604,000 | 2,654 |
| Total unused commitments | $17,107,000 | 2,865 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 53 | 2,795 |
| Assets and Liabilities | ||
| Total Assets: | $206,185,000 | 3,026 |
| Cash and due from depository institutions | $17,982,000 | 2,795 |
| Interest-bearing balances | $1,443,000 | 5,650 |
| Securities | $22,378,000 | 4,307 |
| Federal funds sold & reverse repurchase agreements | $11,089,000 | 498 |
| Net loans & leases | $143,200,000 | 2,683 |
| Loan loss allowance | $2,565,000 | 2,617 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $5,707,000 | 2,033 |
| Other real estate owned | $3,468,000 | 2,795 |
| Goodwill and other intangibles | $305,000 | 2,187 |
| All other assets | $2,056,000 | 4,741 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $206,185,000 | 3,026 |
| Total liabilities | $188,950,000 | 2,956 |
| Total deposits | $188,723,000 | 2,827 |
| Interest-bearing deposits | $160,654,000 | 2,710 |
| Deposits held in domestic offices | $188,723,000 | 2,826 |
| % insured | 88.98% | 3,976 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $227,000 | 5,893 |
| Total equity capital | $17,235,000 | 3,703 |
| Total bank equity capital | $17,235,000 | 3,700 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $478,000 | 3,543 |
| Surplus | $3,222,000 | 4,367 |
| Undivided profits | $13,535,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $10,498,000 | 1,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $686,000 | 3,941 |
| Earning assets | $178,110,000 | 3,177 |
| Long-term assets (5+ years) | $13,787,000 | 5,600 |
| Average Assets, year-to-date | $206,666,250 | 3,000 |
| Average Assets, quarterly | $209,612,000 | 2,970 |
| Volatile liabilities | $10,332,000 | 3,180 |
| Insider loans | $3,000,000 | 1,982 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $15,776,000 | 3,021 |
| Tier 1 (core) risk-based capital | $16,734,000 | 3,587 |
| Tier 2 risk-based capital | $1,847,000 | 2,584 |
| Total risk weighted assets | $160,914,000 | 2,587 |
| Total unused commitments | $15,776,000 | 3,021 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 53 | 2,806 |
| Assets and Liabilities | ||
| Total Assets: | $213,039,000 | 2,950 |
| Cash and due from depository institutions | $18,184,000 | 2,806 |
| Interest-bearing balances | $1,436,000 | 5,607 |
| Securities | $17,696,000 | 4,793 |
| Federal funds sold & reverse repurchase agreements | $23,054,000 | 208 |
| Net loans & leases | $140,475,000 | 2,717 |
| Loan loss allowance | $2,771,000 | 2,503 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $5,511,000 | 2,102 |
| Other real estate owned | $5,533,000 | 2,806 |
| Goodwill and other intangibles | $305,000 | 2,170 |
| All other assets | $2,281,000 | 4,533 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $213,039,000 | 2,950 |
| Total liabilities | $192,991,000 | 2,917 |
| Total deposits | $192,818,000 | 2,779 |
| Interest-bearing deposits | $163,526,000 | 2,696 |
| Deposits held in domestic offices | $192,818,000 | 2,778 |
| % insured | 88.48% | 4,235 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $173,000 | 6,144 |
| Total equity capital | $20,048,000 | 3,264 |
| Total bank equity capital | $20,048,000 | 3,262 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $478,000 | 3,581 |
| Surplus | $3,222,000 | 4,385 |
| Undivided profits | $16,348,000 | 2,189 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,032,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $650,000 | 3,945 |
| Earning assets | $182,661,000 | 3,106 |
| Long-term assets (5+ years) | $13,487,000 | 5,644 |
| Average Assets, year-to-date | $206,826,670 | 3,011 |
| Average Assets, quarterly | $212,448,500 | 2,960 |
| Volatile liabilities | $10,319,000 | 3,220 |
| Insider loans | $3,000,000 | 1,976 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $9,444,000 | 3,936 |
| Tier 1 (core) risk-based capital | $19,633,000 | 3,133 |
| Tier 2 risk-based capital | $1,995,000 | 2,446 |
| Total risk weighted assets | $163,437,000 | 2,542 |
| Total unused commitments | $9,444,000 | 3,937 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 53 | 2,807 |
| Assets and Liabilities | ||
| Total Assets: | $211,858,000 | 2,992 |
| Cash and due from depository institutions | $16,237,000 | 2,807 |
| Interest-bearing balances | $2,388,000 | 5,316 |
| Securities | $15,336,000 | 5,083 |
| Federal funds sold & reverse repurchase agreements | $24,919,000 | 223 |
| Net loans & leases | $140,621,000 | 2,720 |
| Loan loss allowance | $2,737,000 | 2,550 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $5,550,000 | 2,095 |
| Other real estate owned | $6,537,000 | 2,807 |
| Goodwill and other intangibles | $305,000 | 2,166 |
| All other assets | $2,353,000 | 4,502 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $211,858,000 | 2,992 |
| Total liabilities | $192,126,000 | 2,965 |
| Total deposits | $191,876,000 | 2,822 |
| Interest-bearing deposits | $164,245,000 | 2,714 |
| Deposits held in domestic offices | $191,876,000 | 2,821 |
| % insured | 88.36% | 4,307 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $250,000 | 5,585 |
| Total equity capital | $19,732,000 | 3,275 |
| Total bank equity capital | $19,732,000 | 3,273 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $478,000 | 3,624 |
| Surplus | $3,222,000 | 4,412 |
| Undivided profits | $16,032,000 | 2,160 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $7,748,000 | 1,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $654,000 | 3,900 |
| Earning assets | $183,264,000 | 3,128 |
| Long-term assets (5+ years) | $13,732,000 | 5,619 |
| Average Assets, year-to-date | $203,720,500 | 3,062 |
| Average Assets, quarterly | $203,720,500 | 3,062 |
| Volatile liabilities | $8,762,000 | 3,535 |
| Insider loans | $3,000,000 | 1,990 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $13,367,000 | 3,374 |
| Tier 1 (core) risk-based capital | $19,478,000 | 3,138 |
| Tier 2 risk-based capital | $1,971,000 | 2,471 |
| Total risk weighted assets | $165,347,000 | 2,516 |
| Total unused commitments | $13,367,000 | 3,374 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 53 | 2,810 |
| Assets and Liabilities | ||
| Total Assets: | $195,583,000 | 3,162 |
| Cash and due from depository institutions | $12,910,000 | 2,810 |
| Interest-bearing balances | $2,379,000 | 5,057 |
| Securities | $9,470,000 | 5,803 |
| Federal funds sold & reverse repurchase agreements | $14,721,000 | 379 |
| Net loans & leases | $142,695,000 | 2,716 |
| Loan loss allowance | $2,457,000 | 2,757 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $5,617,000 | 2,075 |
| Other real estate owned | $7,476,000 | 2,810 |
| Goodwill and other intangibles | $305,000 | 2,175 |
| All other assets | $2,389,000 | 4,560 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $195,583,000 | 3,162 |
| Total liabilities | $175,778,000 | 3,137 |
| Total deposits | $175,510,000 | 2,992 |
| Interest-bearing deposits | $150,240,000 | 2,899 |
| Deposits held in domestic offices | $175,510,000 | 2,991 |
| % insured | 93.66% | 2,408 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $268,000 | 5,526 |
| Total equity capital | $19,805,000 | 3,255 |
| Total bank equity capital | $19,805,000 | 3,252 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $478,000 | 3,646 |
| Surplus | $3,222,000 | 4,438 |
| Undivided profits | $16,105,000 | 2,127 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $7,580,000 | 1,535 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $746,000 | 3,667 |
| Earning assets | $169,265,000 | 3,286 |
| Long-term assets (5+ years) | $9,432,000 | 5,502 |
| Average Assets, year-to-date | $189,590,800 | 3,189 |
| Average Assets, quarterly | $193,981,000 | 3,167 |
| Volatile liabilities | $7,902,000 | 3,872 |
| Insider loans | $3,004,000 | 2,014 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $8,023,000 | 4,247 |
| Tier 1 (core) risk-based capital | $19,339,000 | 3,139 |
| Tier 2 risk-based capital | $1,768,000 | 2,715 |
| Total risk weighted assets | $164,561,000 | 2,544 |
| Total unused commitments | $8,023,000 | 4,248 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 53 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $192,379,000 | 3,211 |
| Cash and due from depository institutions | $11,677,000 | 2,831 |
| Interest-bearing balances | $2,369,000 | 5,027 |
| Securities | $10,095,000 | 5,703 |
| Federal funds sold & reverse repurchase agreements | $16,358,000 | 361 |
| Net loans & leases | $137,454,000 | 2,813 |
| Loan loss allowance | $2,339,000 | 2,870 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,681,000 | 2,059 |
| Other real estate owned | $8,374,000 | 2,831 |
| Goodwill and other intangibles | $305,000 | 2,197 |
| All other assets | $2,435,000 | 4,590 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $192,379,000 | 3,211 |
| Total liabilities | $172,471,000 | 3,182 |
| Total deposits | $172,237,000 | 3,033 |
| Interest-bearing deposits | $148,704,000 | 2,942 |
| Deposits held in domestic offices | $172,237,000 | 3,032 |
| % insured | 92.91% | 2,824 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $234,000 | 6,028 |
| Total equity capital | $19,908,000 | 3,261 |
| Total bank equity capital | $19,908,000 | 3,260 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $478,000 | 3,686 |
| Surplus | $3,222,000 | 4,481 |
| Undivided profits | $16,208,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $7,845,000 | 1,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $663,000 | 4,120 |
| Earning assets | $166,276,000 | 3,335 |
| Long-term assets (5+ years) | $10,224,000 | 5,380 |
| Average Assets, year-to-date | $188,130,000 | 3,227 |
| Average Assets, quarterly | $191,822,500 | 3,195 |
| Volatile liabilities | $7,633,000 | 3,972 |
| Insider loans | $3,005,000 | 2,038 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $10,739,000 | 3,691 |
| Tier 1 (core) risk-based capital | $19,494,000 | 3,127 |
| Tier 2 risk-based capital | $1,684,000 | 2,838 |
| Total risk weighted assets | $160,974,000 | 2,591 |
| Total unused commitments | $10,739,000 | 3,694 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 55 | 2,771 |
| Assets and Liabilities | ||
| Total Assets: | $191,266,000 | 3,213 |
| Cash and due from depository institutions | $13,459,000 | 2,771 |
| Interest-bearing balances | $2,359,000 | 4,940 |
| Securities | $14,205,000 | 5,235 |
| Federal funds sold & reverse repurchase agreements | $13,659,000 | 437 |
| Net loans & leases | $132,071,000 | 2,944 |
| Loan loss allowance | $2,478,000 | 2,788 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,681,000 | 2,070 |
| Other real estate owned | $9,269,000 | 2,771 |
| Goodwill and other intangibles | $305,000 | 2,215 |
| All other assets | $2,617,000 | 4,447 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $191,266,000 | 3,213 |
| Total liabilities | $171,626,000 | 3,201 |
| Total deposits | $171,494,000 | 3,054 |
| Interest-bearing deposits | $149,487,000 | 2,970 |
| Deposits held in domestic offices | $171,494,000 | 3,052 |
| % insured | 92.86% | 2,932 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $132,000 | 6,630 |
| Total equity capital | $19,640,000 | 3,242 |
| Total bank equity capital | $19,640,000 | 3,241 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $478,000 | 3,733 |
| Surplus | $3,222,000 | 4,521 |
| Undivided profits | $15,940,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,625,000 | 2,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $756,000 | 3,717 |
| Earning assets | $162,294,000 | 3,410 |
| Long-term assets (5+ years) | $14,556,000 | 4,870 |
| Average Assets, year-to-date | $186,713,670 | 3,273 |
| Average Assets, quarterly | $187,848,000 | 3,260 |
| Volatile liabilities | $6,987,000 | 4,138 |
| Insider loans | $3,039,000 | 2,045 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $9,276,000 | 4,022 |
| Tier 1 (core) risk-based capital | $19,312,000 | 3,117 |
| Tier 2 risk-based capital | $1,784,000 | 2,721 |
| Total risk weighted assets | $157,618,000 | 2,662 |
| Total unused commitments | $9,276,000 | 4,025 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 55 | 2,782 |
| Assets and Liabilities | ||
| Total Assets: | $184,430,000 | 3,338 |
| Cash and due from depository institutions | $10,580,000 | 2,782 |
| Interest-bearing balances | $2,349,000 | 4,997 |
| Securities | $14,185,000 | 5,226 |
| Federal funds sold & reverse repurchase agreements | $12,741,000 | 610 |
| Net loans & leases | $128,158,000 | 3,039 |
| Loan loss allowance | $2,477,000 | 2,795 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,739,000 | 2,065 |
| Other real estate owned | $9,971,000 | 2,782 |
| Goodwill and other intangibles | $305,000 | 2,213 |
| All other assets | $2,751,000 | 4,423 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $184,430,000 | 3,338 |
| Total liabilities | $165,290,000 | 3,326 |
| Total deposits | $164,891,000 | 3,180 |
| Interest-bearing deposits | $144,607,000 | 3,094 |
| Deposits held in domestic offices | $164,891,000 | 3,177 |
| % insured | 93.13% | 2,867 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $399,000 | 4,925 |
| Total equity capital | $19,140,000 | 3,276 |
| Total bank equity capital | $19,140,000 | 3,275 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $478,000 | 3,776 |
| Surplus | $3,222,000 | 4,558 |
| Undivided profits | $15,440,000 | 2,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,842,000 | 2,006 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $763,000 | 3,693 |
| Earning assets | $157,433,000 | 3,516 |
| Long-term assets (5+ years) | $15,465,000 | 4,727 |
| Average Assets, year-to-date | $184,437,500 | 3,333 |
| Average Assets, quarterly | $184,437,500 | 3,333 |
| Volatile liabilities | $6,951,000 | 4,207 |
| Insider loans | $3,085,000 | 2,058 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $7,271,000 | 4,556 |
| Tier 1 (core) risk-based capital | $19,117,000 | 3,162 |
| Tier 2 risk-based capital | $1,783,000 | 2,745 |
| Total risk weighted assets | $150,575,000 | 2,797 |
| Total unused commitments | $7,271,000 | 4,559 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 55 | 2,808 |
| Assets and Liabilities | ||
| Total Assets: | $184,445,000 | 3,349 |
| Cash and due from depository institutions | $7,161,000 | 2,808 |
| Interest-bearing balances | $2,340,000 | 4,823 |
| Securities | $16,439,000 | 4,850 |
| Federal funds sold & reverse repurchase agreements | $10,459,000 | 706 |
| Net loans & leases | $132,921,000 | 3,025 |
| Loan loss allowance | $2,317,000 | 2,923 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,801,000 | 2,077 |
| Other real estate owned | $8,809,000 | 2,808 |
| Goodwill and other intangibles | $305,000 | 2,218 |
| All other assets | $2,550,000 | 4,678 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $184,445,000 | 3,349 |
| Total liabilities | $166,037,000 | 3,327 |
| Total deposits | $165,239,000 | 3,161 |
| Interest-bearing deposits | $144,510,000 | 3,081 |
| Deposits held in domestic offices | $165,239,000 | 3,158 |
| % insured | 95.06% | 1,941 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $798,000 | 3,645 |
| Total equity capital | $18,408,000 | 3,372 |
| Total bank equity capital | $18,408,000 | 3,372 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $478,000 | 3,827 |
| Surplus | $3,222,000 | 4,606 |
| Undivided profits | $14,708,000 | 2,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,757,000 | 2,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $560,000 | 4,686 |
| Earning assets | $162,159,000 | 3,443 |
| Long-term assets (5+ years) | $17,113,000 | 4,521 |
| Average Assets, year-to-date | $188,519,200 | 3,253 |
| Average Assets, quarterly | $186,729,000 | 3,306 |
| Volatile liabilities | $40,814,000 | 2,983 |
| Insider loans | $3,023,000 | 2,153 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,290,000 | 4,507 |
| Tier 1 (core) risk-based capital | $18,769,000 | 3,208 |
| Tier 2 risk-based capital | $1,669,000 | 2,931 |
| Total risk weighted assets | $151,992,000 | 2,822 |
| Total unused commitments | $7,290,000 | 4,507 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 55 | 2,820 |
| Assets and Liabilities | ||
| Total Assets: | $189,013,000 | 3,313 |
| Cash and due from depository institutions | $6,369,000 | 2,820 |
| Interest-bearing balances | $2,330,000 | 4,792 |
| Securities | $11,818,000 | 5,403 |
| Federal funds sold & reverse repurchase agreements | $22,982,000 | 302 |
| Net loans & leases | $133,641,000 | 3,069 |
| Loan loss allowance | $2,343,000 | 2,911 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,816,000 | 2,097 |
| Other real estate owned | $5,440,000 | 2,820 |
| Goodwill and other intangibles | $305,000 | 2,218 |
| All other assets | $2,642,000 | 4,692 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $189,013,000 | 3,313 |
| Total liabilities | $170,141,000 | 3,275 |
| Total deposits | $170,003,000 | 3,095 |
| Interest-bearing deposits | $149,508,000 | 3,034 |
| Deposits held in domestic offices | $170,003,000 | 3,091 |
| % insured | 93.56% | 2,119 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $138,000 | 6,970 |
| Total equity capital | $18,872,000 | 3,399 |
| Total bank equity capital | $18,872,000 | 3,399 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $478,000 | 3,906 |
| Surplus | $3,222,000 | 4,642 |
| Undivided profits | $15,172,000 | 2,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $7,541,000 | 1,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $602,000 | 4,722 |
| Earning assets | $170,771,000 | 3,344 |
| Long-term assets (5+ years) | $11,617,000 | 5,133 |
| Average Assets, year-to-date | $189,537,750 | 3,280 |
| Average Assets, quarterly | $189,387,000 | 3,293 |
| Volatile liabilities | $43,583,000 | 2,930 |
| Insider loans | $3,010,000 | 2,171 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $3,756,000 | 5,740 |
| Tier 1 (core) risk-based capital | $18,547,000 | 3,274 |
| Tier 2 risk-based capital | $1,687,000 | 2,947 |
| Total risk weighted assets | $148,994,000 | 2,918 |
| Total unused commitments | $3,756,000 | 5,743 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 55 | 2,834 |
| Assets and Liabilities | ||
| Total Assets: | $189,761,000 | 3,312 |
| Cash and due from depository institutions | $8,084,000 | 2,834 |
| Interest-bearing balances | $2,321,000 | 4,680 |
| Securities | $7,664,000 | 6,162 |
| Federal funds sold & reverse repurchase agreements | $20,935,000 | 315 |
| Net loans & leases | $139,359,000 | 2,986 |
| Loan loss allowance | $2,649,000 | 2,625 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,879,000 | 2,093 |
| Other real estate owned | $4,569,000 | 2,834 |
| Goodwill and other intangibles | $305,000 | 2,223 |
| All other assets | $2,966,000 | 4,451 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $189,761,000 | 3,312 |
| Total liabilities | $170,998,000 | 3,286 |
| Total deposits | $170,679,000 | 3,111 |
| Interest-bearing deposits | $151,730,000 | 3,029 |
| Deposits held in domestic offices | $170,679,000 | 3,108 |
| % insured | 93.08% | 2,429 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $319,000 | 5,769 |
| Total equity capital | $18,763,000 | 3,385 |
| Total bank equity capital | $18,763,000 | 3,385 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $478,000 | 3,946 |
| Surplus | $3,222,000 | 4,673 |
| Undivided profits | $15,063,000 | 2,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $8,753,000 | 1,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $589,000 | 4,738 |
| Earning assets | $170,279,000 | 3,363 |
| Long-term assets (5+ years) | $7,544,000 | 5,714 |
| Average Assets, year-to-date | $189,712,670 | 3,309 |
| Average Assets, quarterly | $190,536,000 | 3,303 |
| Volatile liabilities | $43,170,000 | 2,981 |
| Insider loans | $3,004,000 | 2,215 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $7,004,000 | 4,726 |
| Tier 1 (core) risk-based capital | $18,648,000 | 3,246 |
| Tier 2 risk-based capital | $1,920,000 | 2,672 |
| Total risk weighted assets | $152,873,000 | 2,900 |
| Total unused commitments | $7,004,000 | 4,729 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 55 | 2,869 |
| Assets and Liabilities | ||
| Total Assets: | $191,311,000 | 3,360 |
| Cash and due from depository institutions | $5,189,000 | 2,869 |
| Interest-bearing balances | $0 | 7,275 |
| Securities | $8,080,000 | 6,144 |
| Federal funds sold & reverse repurchase agreements | $16,997,000 | 516 |
| Net loans & leases | $144,862,000 | 2,926 |
| Loan loss allowance | $2,536,000 | 2,756 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,893,000 | 2,124 |
| Other real estate owned | $6,869,000 | 2,869 |
| Goodwill and other intangibles | $305,000 | 2,248 |
| All other assets | $3,116,000 | 4,430 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $191,311,000 | 3,360 |
| Total liabilities | $172,611,000 | 3,337 |
| Total deposits | $172,321,000 | 3,146 |
| Interest-bearing deposits | $151,933,000 | 3,076 |
| Deposits held in domestic offices | $172,321,000 | 3,144 |
| % insured | 92.94% | 2,577 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $290,000 | 5,926 |
| Total equity capital | $18,700,000 | 3,397 |
| Total bank equity capital | $18,700,000 | 3,397 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $478,000 | 4,011 |
| Surplus | $3,222,000 | 4,743 |
| Undivided profits | $15,000,000 | 2,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $7,635,000 | 1,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $659,000 | 4,509 |
| Earning assets | $169,939,000 | 3,420 |
| Long-term assets (5+ years) | $7,546,000 | 5,772 |
| Average Assets, year-to-date | $189,688,500 | 3,367 |
| Average Assets, quarterly | $189,688,500 | 3,367 |
| Volatile liabilities | $42,162,000 | 3,102 |
| Insider loans | $3,004,000 | 2,277 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,108,000 | 3,898 |
| Tier 1 (core) risk-based capital | $18,556,000 | 3,288 |
| Tier 2 risk-based capital | $2,015,000 | 2,623 |
| Total risk weighted assets | $160,676,000 | 2,836 |
| Total unused commitments | $11,108,000 | 3,901 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $188,066,000 | 3,404 |
| Cash and due from depository institutions | $5,502,000 | 2,860 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $9,364,000 | 5,908 |
| Federal funds sold & reverse repurchase agreements | $7,227,000 | 1,190 |
| Net loans & leases | $150,341,000 | 2,890 |
| Loan loss allowance | $2,548,000 | 2,718 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,911,000 | 2,159 |
| Other real estate owned | $6,571,000 | 2,860 |
| Goodwill and other intangibles | $305,000 | 2,257 |
| All other assets | $2,845,000 | 4,721 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $188,066,000 | 3,404 |
| Total liabilities | $169,642,000 | 3,380 |
| Total deposits | $169,271,000 | 3,172 |
| Interest-bearing deposits | $148,560,000 | 3,105 |
| Deposits held in domestic offices | $169,271,000 | 3,171 |
| % insured | 93.83% | 2,198 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $371,000 | 5,501 |
| Total equity capital | $18,424,000 | 3,399 |
| Total bank equity capital | $18,424,000 | 3,399 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $478,000 | 4,058 |
| Surplus | $3,222,000 | 4,787 |
| Undivided profits | $14,724,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $7,927,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $668,000 | 4,592 |
| Earning assets | $166,932,000 | 3,455 |
| Long-term assets (5+ years) | $3,904,000 | 6,417 |
| Average Assets, year-to-date | $191,588,600 | 3,271 |
| Average Assets, quarterly | $188,578,500 | 3,370 |
| Volatile liabilities | $40,680,000 | 3,217 |
| Insider loans | $2,650,000 | 2,566 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $50,805,000 | 1,323 |
| Tier 1 (core) risk-based capital | $18,320,000 | 3,293 |
| Tier 2 risk-based capital | $2,039,000 | 2,620 |
| Total risk weighted assets | $163,547,000 | 2,843 |
| Total unused commitments | $50,805,000 | 1,325 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 56 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $189,091,000 | 3,388 |
| Cash and due from depository institutions | $5,121,000 | 2,879 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $10,646,000 | 5,722 |
| Federal funds sold & reverse repurchase agreements | $267,000 | 4,430 |
| Net loans & leases | $160,073,000 | 2,772 |
| Loan loss allowance | $2,621,000 | 2,561 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,953,000 | 2,172 |
| Other real estate owned | $3,568,000 | 2,879 |
| Goodwill and other intangibles | $305,000 | 2,299 |
| All other assets | $3,158,000 | 4,115 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $189,091,000 | 3,388 |
| Total liabilities | $173,026,000 | 3,334 |
| Total deposits | $172,375,000 | 3,113 |
| Interest-bearing deposits | $150,490,000 | 3,068 |
| Deposits held in domestic offices | $172,375,000 | 3,112 |
| % insured | 91.30% | 3,411 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $500,000 | 5,135 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $151,000 | 7,268 |
| Total equity capital | $16,065,000 | 3,924 |
| Total bank equity capital | $16,065,000 | 3,924 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $350,000 | 4,517 |
| Surplus | $650,000 | 6,812 |
| Undivided profits | $15,065,000 | 2,219 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,284,000 | 1,684 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $853,000 | 4,057 |
| Earning assets | $170,986,000 | 3,422 |
| Long-term assets (5+ years) | $3,904,000 | 6,458 |
| Average Assets, year-to-date | $192,469,250 | 3,285 |
| Average Assets, quarterly | $191,121,000 | 3,333 |
| Volatile liabilities | $37,996,000 | 3,418 |
| Insider loans | $2,650,000 | 2,569 |
| FHLB advances | $500,000 | 4,938 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $50,900,000 | 1,386 |
| Tier 1 (core) risk-based capital | $15,614,000 | 3,849 |
| Tier 2 risk-based capital | $2,136,000 | 2,528 |
| Total risk weighted assets | $170,468,000 | 2,769 |
| Total unused commitments | $50,900,000 | 1,386 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 56 | 2,923 |
| Assets and Liabilities | ||
| Total Assets: | $193,151,000 | 3,327 |
| Cash and due from depository institutions | $5,326,000 | 2,923 |
| Interest-bearing balances | $945,000 | 4,822 |
| Securities | $13,794,000 | 5,225 |
| Federal funds sold & reverse repurchase agreements | $197,000 | 4,815 |
| Net loans & leases | $161,730,000 | 2,776 |
| Loan loss allowance | $2,659,000 | 2,455 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,014,000 | 2,171 |
| Other real estate owned | $2,540,000 | 2,923 |
| Goodwill and other intangibles | $305,000 | 2,306 |
| All other assets | $3,245,000 | 4,055 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $193,151,000 | 3,327 |
| Total liabilities | $176,308,000 | 3,307 |
| Total deposits | $175,610,000 | 3,071 |
| Interest-bearing deposits | $154,426,000 | 3,009 |
| Deposits held in domestic offices | $175,610,000 | 3,069 |
| % insured | 80.94% | 3,447 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $698,000 | 4,578 |
| Total equity capital | $16,843,000 | 3,741 |
| Total bank equity capital | $16,843,000 | 3,740 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $350,000 | 4,575 |
| Surplus | $650,000 | 6,881 |
| Undivided profits | $15,843,000 | 2,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $10,044,000 | 1,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $776,000 | 4,242 |
| Earning assets | $176,666,000 | 3,332 |
| Long-term assets (5+ years) | $5,408,000 | 6,197 |
| Average Assets, year-to-date | $193,595,330 | 3,298 |
| Average Assets, quarterly | $193,271,000 | 3,331 |
| Volatile liabilities | $36,161,000 | 3,528 |
| Insider loans | $2,650,000 | 2,620 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $24,920,000 | 2,541 |
| Tier 1 (core) risk-based capital | $17,017,000 | 3,610 |
| Tier 2 risk-based capital | $2,151,000 | 2,488 |
| Total risk weighted assets | $171,532,000 | 2,769 |
| Total unused commitments | $24,920,000 | 2,544 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $193,391,000 | 3,351 |
| Cash and due from depository institutions | $7,945,000 | 2,929 |
| Interest-bearing balances | $2,993,000 | 3,213 |
| Securities | $17,966,000 | 4,678 |
| Federal funds sold & reverse repurchase agreements | $64,000 | 5,409 |
| Net loans & leases | $156,324,000 | 2,867 |
| Loan loss allowance | $1,751,000 | 3,266 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $6,083,000 | 2,149 |
| Other real estate owned | $2,793,000 | 2,929 |
| Goodwill and other intangibles | $305,000 | 2,298 |
| All other assets | $1,911,000 | 5,203 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $193,391,000 | 3,351 |
| Total liabilities | $176,234,000 | 3,319 |
| Total deposits | $175,653,000 | 3,073 |
| Interest-bearing deposits | $154,760,000 | 2,985 |
| Deposits held in domestic offices | $175,653,000 | 3,071 |
| % insured | 77.92% | 4,357 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $581,000 | 4,893 |
| Total equity capital | $17,157,000 | 3,713 |
| Total bank equity capital | $17,157,000 | 3,713 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $350,000 | 4,601 |
| Surplus | $650,000 | 6,916 |
| Undivided profits | $16,157,000 | 2,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,648,000 | 1,740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $917,000 | 3,715 |
| Earning assets | $177,347,000 | 3,342 |
| Long-term assets (5+ years) | $11,611,000 | 5,145 |
| Average Assets, year-to-date | $193,817,500 | 3,314 |
| Average Assets, quarterly | $193,817,500 | 3,314 |
| Volatile liabilities | $35,436,000 | 3,571 |
| Insider loans | $2,650,000 | 2,620 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $34,744,000 | 2,080 |
| Tier 1 (core) risk-based capital | $17,159,000 | 3,613 |
| Tier 2 risk-based capital | $1,751,000 | 2,911 |
| Total risk weighted assets | $168,171,000 | 2,828 |
| Total unused commitments | $34,744,000 | 2,081 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 58 | 2,876 |
| Assets and Liabilities | ||
| Total Assets: | $194,244,000 | 3,315 |
| Cash and due from depository institutions | $7,342,000 | 2,876 |
| Interest-bearing balances | $1,988,000 | 2,988 |
| Securities | $22,567,000 | 4,140 |
| Federal funds sold & reverse repurchase agreements | $2,285,000 | 3,059 |
| Net loans & leases | $153,319,000 | 2,939 |
| Loan loss allowance | $1,749,000 | 3,213 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $6,156,000 | 2,133 |
| Other real estate owned | $350,000 | 2,876 |
| Goodwill and other intangibles | $305,000 | 2,292 |
| All other assets | $1,920,000 | 5,282 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $194,244,000 | 3,315 |
| Total liabilities | $177,340,000 | 3,272 |
| Total deposits | $176,756,000 | 2,982 |
| Interest-bearing deposits | $156,337,000 | 2,902 |
| Deposits held in domestic offices | $176,756,000 | 2,980 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $584,000 | 4,950 |
| Total equity capital | $16,904,000 | 3,752 |
| Total bank equity capital | $16,904,000 | 3,752 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $350,000 | 4,632 |
| Surplus | $650,000 | 6,949 |
| Undivided profits | $15,904,000 | 2,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,960,000 | 1,659 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,024,000 | 3,607 |
| Earning assets | $180,159,000 | 3,268 |
| Long-term assets (5+ years) | $13,842,000 | 4,761 |
| Average Assets, year-to-date | $205,555,600 | 3,060 |
| Average Assets, quarterly | $200,037,000 | 3,217 |
| Volatile liabilities | $38,862,000 | 3,282 |
| Insider loans | $2,500,000 | 2,741 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $42,254,000 | 1,818 |
| Tier 1 (core) risk-based capital | $16,949,000 | 3,634 |
| Tier 2 risk-based capital | $1,749,000 | 2,885 |
| Total risk weighted assets | $164,926,000 | 2,893 |
| Total unused commitments | $42,254,000 | 1,820 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 56 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $205,830,000 | 3,143 |
| Cash and due from depository institutions | $18,814,000 | 2,985 |
| Interest-bearing balances | $13,335,000 | 550 |
| Securities | $22,908,000 | 4,046 |
| Federal funds sold & reverse repurchase agreements | $1,090,000 | 4,447 |
| Net loans & leases | $154,109,000 | 2,918 |
| Loan loss allowance | $1,086,000 | 4,172 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $6,239,000 | 2,091 |
| Other real estate owned | $273,000 | 2,985 |
| Goodwill and other intangibles | $305,000 | 2,353 |
| All other assets | $2,092,000 | 5,161 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $205,830,000 | 3,143 |
| Total liabilities | $188,419,000 | 3,097 |
| Total deposits | $187,630,000 | 2,779 |
| Interest-bearing deposits | $163,131,000 | 2,751 |
| Deposits held in domestic offices | $187,630,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $789,000 | 4,384 |
| Total equity capital | $17,411,000 | 3,670 |
| Total bank equity capital | $17,411,000 | 3,670 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $350,000 | 4,673 |
| Surplus | $650,000 | 6,996 |
| Undivided profits | $16,411,000 | 2,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,880,000 | 1,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,160,000 | 3,357 |
| Earning assets | $191,442,000 | 3,097 |
| Long-term assets (5+ years) | $14,070,000 | 4,670 |
| Average Assets, year-to-date | $208,383,500 | 3,028 |
| Average Assets, quarterly | $207,159,000 | 3,104 |
| Volatile liabilities | $40,759,000 | 3,081 |
| Insider loans | $2,528,000 | 2,741 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $40,119,000 | 2,011 |
| Tier 1 (core) risk-based capital | $17,631,000 | 3,561 |
| Tier 2 risk-based capital | $1,086,000 | 3,934 |
| Total risk weighted assets | $168,484,000 | 2,852 |
| Total unused commitments | $40,119,000 | 2,012 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $208,488,000 | 3,092 |
| Cash and due from depository institutions | $23,154,000 | 3,037 |
| Interest-bearing balances | $18,341,000 | 340 |
| Securities | $19,086,000 | 4,566 |
| Federal funds sold & reverse repurchase agreements | $6,908,000 | 1,720 |
| Net loans & leases | $150,937,000 | 2,956 |
| Loan loss allowance | $1,017,000 | 4,283 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,305,000 | 2,065 |
| Other real estate owned | $60,000 | 3,037 |
| Goodwill and other intangibles | $305,000 | 2,384 |
| All other assets | $1,733,000 | 5,531 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $208,488,000 | 3,092 |
| Total liabilities | $191,019,000 | 3,038 |
| Total deposits | $190,515,000 | 2,747 |
| Interest-bearing deposits | $168,533,000 | 2,676 |
| Deposits held in domestic offices | $190,515,000 | 2,744 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $504,000 | 5,423 |
| Total equity capital | $17,469,000 | 3,685 |
| Total bank equity capital | $17,469,000 | 3,685 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $350,000 | 4,711 |
| Surplus | $650,000 | 7,041 |
| Undivided profits | $16,469,000 | 2,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,560,000 | 3,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,050,000 | 3,614 |
| Earning assets | $195,272,000 | 3,028 |
| Long-term assets (5+ years) | $11,637,000 | 5,025 |
| Average Assets, year-to-date | $209,234,670 | 3,025 |
| Average Assets, quarterly | $210,775,500 | 3,042 |
| Volatile liabilities | $42,346,000 | 3,005 |
| Insider loans | $2,631,000 | 2,635 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $43,641,000 | 1,943 |
| Tier 1 (core) risk-based capital | $17,385,000 | 3,626 |
| Tier 2 risk-based capital | $1,017,000 | 4,066 |
| Total risk weighted assets | $166,339,000 | 2,861 |
| Total unused commitments | $43,641,000 | 1,944 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 56 | 3,039 |
| Assets and Liabilities | ||
| Total Assets: | $213,063,000 | 3,006 |
| Cash and due from depository institutions | $26,265,000 | 3,039 |
| Interest-bearing balances | $22,023,000 | 339 |
| Securities | $21,820,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $9,873,000 | 1,795 |
| Net loans & leases | $146,753,000 | 2,976 |
| Loan loss allowance | $1,040,000 | 4,157 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $6,353,000 | 2,032 |
| Other real estate owned | $112,000 | 3,039 |
| Goodwill and other intangibles | $305,000 | 2,385 |
| All other assets | $1,582,000 | 5,653 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $213,063,000 | 3,006 |
| Total liabilities | $195,713,000 | 2,938 |
| Total deposits | $195,216,000 | 2,667 |
| Interest-bearing deposits | $175,499,000 | 2,587 |
| Deposits held in domestic offices | $195,216,000 | 2,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $497,000 | 5,679 |
| Total equity capital | $17,350,000 | 3,791 |
| Total bank equity capital | $17,350,000 | 3,791 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $350,000 | 4,725 |
| Surplus | $650,000 | 7,058 |
| Undivided profits | $16,350,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,180,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $938,000 | 3,960 |
| Earning assets | $200,469,000 | 2,943 |
| Long-term assets (5+ years) | $11,641,000 | 4,926 |
| Average Assets, year-to-date | $209,608,000 | 3,014 |
| Average Assets, quarterly | $209,608,000 | 3,014 |
| Volatile liabilities | $42,336,000 | 2,983 |
| Insider loans | $2,634,000 | 2,582 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $32,702,000 | 2,429 |
| Tier 1 (core) risk-based capital | $17,047,000 | 3,686 |
| Tier 2 risk-based capital | $1,040,000 | 3,977 |
| Total risk weighted assets | $161,494,000 | 2,888 |
| Total unused commitments | $32,702,000 | 2,431 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $206,153,000 | 3,045 |
| Cash and due from depository institutions | $15,221,000 | 3,047 |
| Interest-bearing balances | $10,863,000 | 555 |
| Securities | $22,707,000 | 4,128 |
| Federal funds sold & reverse repurchase agreements | $8,613,000 | 1,597 |
| Net loans & leases | $150,829,000 | 2,889 |
| Loan loss allowance | $1,034,000 | 4,138 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $6,368,000 | 2,027 |
| Other real estate owned | $150,000 | 3,047 |
| Goodwill and other intangibles | $305,000 | 2,388 |
| All other assets | $1,960,000 | 5,238 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $206,153,000 | 3,045 |
| Total liabilities | $189,421,000 | 2,966 |
| Total deposits | $188,801,000 | 2,711 |
| Interest-bearing deposits | $159,249,000 | 2,755 |
| Deposits held in domestic offices | $188,801,000 | 2,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $620,000 | 5,161 |
| Total equity capital | $16,732,000 | 3,861 |
| Total bank equity capital | $16,732,000 | 3,861 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $350,000 | 4,751 |
| Surplus | $650,000 | 7,079 |
| Undivided profits | $15,732,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $285,000 | 5,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,376,000 | 3,067 |
| Earning assets | $193,012,000 | 2,993 |
| Long-term assets (5+ years) | $12,144,000 | 4,613 |
| Average Assets, year-to-date | $201,684,800 | 3,009 |
| Average Assets, quarterly | $205,947,000 | 3,021 |
| Volatile liabilities | $35,772,000 | 3,369 |
| Insider loans | $2,400,000 | 2,716 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $33,810,000 | 2,376 |
| Tier 1 (core) risk-based capital | $16,630,000 | 3,749 |
| Tier 2 risk-based capital | $1,034,000 | 3,964 |
| Total risk weighted assets | $164,050,000 | 2,824 |
| Total unused commitments | $33,810,000 | 2,378 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $205,741,000 | 3,013 |
| Cash and due from depository institutions | $15,099,000 | 3,036 |
| Interest-bearing balances | $10,727,000 | 514 |
| Securities | $25,045,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $3,810,000 | 3,065 |
| Net loans & leases | $152,985,000 | 2,814 |
| Loan loss allowance | $1,031,000 | 4,090 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $6,210,000 | 2,022 |
| Other real estate owned | $1,000 | 3,036 |
| Goodwill and other intangibles | $305,000 | 2,376 |
| All other assets | $2,286,000 | 4,956 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $205,741,000 | 3,013 |
| Total liabilities | $189,543,000 | 2,924 |
| Total deposits | $188,702,000 | 2,688 |
| Interest-bearing deposits | $165,751,000 | 2,651 |
| Deposits held in domestic offices | $188,702,000 | 2,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $841,000 | 4,490 |
| Total equity capital | $16,198,000 | 3,929 |
| Total bank equity capital | $16,198,000 | 3,929 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $350,000 | 4,750 |
| Surplus | $650,000 | 7,090 |
| Undivided profits | $15,198,000 | 2,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,656,000 | 2,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,684,000 | 2,705 |
| Earning assets | $192,567,000 | 2,955 |
| Long-term assets (5+ years) | $13,373,000 | 4,320 |
| Average Assets, year-to-date | $200,567,750 | 3,006 |
| Average Assets, quarterly | $205,324,000 | 2,989 |
| Volatile liabilities | $31,306,000 | 3,637 |
| Insider loans | $2,450,000 | 2,650 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $63,033,000 | 1,501 |
| Tier 1 (core) risk-based capital | $16,315,000 | 3,809 |
| Tier 2 risk-based capital | $1,031,000 | 3,923 |
| Total risk weighted assets | $163,869,000 | 2,776 |
| Total unused commitments | $63,033,000 | 1,502 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $204,907,000 | 3,029 |
| Cash and due from depository institutions | $22,738,000 | 2,891 |
| Interest-bearing balances | $17,909,000 | 359 |
| Securities | $25,330,000 | 3,839 |
| Federal funds sold & reverse repurchase agreements | $3,308,000 | 3,395 |
| Net loans & leases | $144,969,000 | 2,921 |
| Loan loss allowance | $984,000 | 4,221 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $6,224,000 | 2,008 |
| Other real estate owned | $1,000 | 2,891 |
| Goodwill and other intangibles | $305,000 | 2,401 |
| All other assets | $2,032,000 | 5,202 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $204,907,000 | 3,029 |
| Total liabilities | $189,539,000 | 2,941 |
| Total deposits | $188,523,000 | 2,731 |
| Interest-bearing deposits | $166,318,000 | 2,664 |
| Deposits held in domestic offices | $188,523,000 | 2,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,016,000 | 3,847 |
| Total equity capital | $15,368,000 | 4,035 |
| Total bank equity capital | $15,368,000 | 4,035 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $350,000 | 4,779 |
| Surplus | $650,000 | 7,126 |
| Undivided profits | $14,368,000 | 2,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 5,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,423,000 | 2,917 |
| Earning assets | $191,516,000 | 2,959 |
| Long-term assets (5+ years) | $13,376,000 | 4,255 |
| Average Assets, year-to-date | $198,843,330 | 3,059 |
| Average Assets, quarterly | $203,603,500 | 3,032 |
| Volatile liabilities | $31,255,000 | 3,603 |
| Insider loans | $2,478,000 | 2,605 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $60,724,000 | 1,584 |
| Tier 1 (core) risk-based capital | $15,692,000 | 3,905 |
| Tier 2 risk-based capital | $984,000 | 4,031 |
| Total risk weighted assets | $157,446,000 | 2,855 |
| Total unused commitments | $60,724,000 | 1,586 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 58 | 2,956 |
| Assets and Liabilities | ||
| Total Assets: | $202,300,000 | 3,061 |
| Cash and due from depository institutions | $13,030,000 | 2,956 |
| Interest-bearing balances | $7,781,000 | 815 |
| Securities | $24,460,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,571 |
| Net loans & leases | $143,297,000 | 2,935 |
| Loan loss allowance | $942,000 | 4,351 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $6,266,000 | 1,969 |
| Other real estate owned | $7,000 | 2,956 |
| Goodwill and other intangibles | $305,000 | 2,395 |
| All other assets | $1,935,000 | 5,211 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $202,300,000 | 3,061 |
| Total liabilities | $186,806,000 | 2,963 |
| Total deposits | $186,370,000 | 2,740 |
| Interest-bearing deposits | $162,671,000 | 2,710 |
| Deposits held in domestic offices | $186,370,000 | 2,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $436,000 | 5,887 |
| Total equity capital | $15,494,000 | 4,014 |
| Total bank equity capital | $15,494,000 | 4,014 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $350,000 | 4,790 |
| Surplus | $650,000 | 7,143 |
| Undivided profits | $14,494,000 | 2,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $145,000 | 5,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,372,000 | 2,907 |
| Earning assets | $188,538,000 | 3,011 |
| Long-term assets (5+ years) | $13,380,000 | 4,203 |
| Average Assets, year-to-date | $195,811,500 | 3,115 |
| Average Assets, quarterly | $195,811,500 | 3,115 |
| Volatile liabilities | $29,927,000 | 3,640 |
| Insider loans | $2,468,000 | 2,598 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $28,373,000 | 2,746 |
| Tier 1 (core) risk-based capital | $15,345,000 | 3,955 |
| Tier 2 risk-based capital | $942,000 | 4,165 |
| Total risk weighted assets | $155,078,000 | 2,866 |
| Total unused commitments | $28,373,000 | 2,747 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $189,323,000 | 3,203 |
| Cash and due from depository institutions | $8,829,000 | 2,973 |
| Interest-bearing balances | $4,227,000 | 1,215 |
| Securities | $24,389,000 | 3,995 |
| Federal funds sold & reverse repurchase agreements | $9,559,000 | 1,728 |
| Net loans & leases | $138,079,000 | 3,000 |
| Loan loss allowance | $883,000 | 4,524 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $6,161,000 | 1,977 |
| Other real estate owned | $174,000 | 2,973 |
| Goodwill and other intangibles | $305,000 | 2,399 |
| All other assets | $1,827,000 | 5,394 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $189,323,000 | 3,203 |
| Total liabilities | $174,675,000 | 3,123 |
| Total deposits | $174,197,000 | 2,891 |
| Interest-bearing deposits | $149,734,000 | 2,857 |
| Deposits held in domestic offices | $174,197,000 | 2,888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $478,000 | 5,616 |
| Total equity capital | $14,648,000 | 4,126 |
| Total bank equity capital | $14,648,000 | 4,126 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $350,000 | 4,812 |
| Surplus | $650,000 | 7,153 |
| Undivided profits | $13,648,000 | 2,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $143,000 | 5,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,258,000 | 3,267 |
| Earning assets | $176,254,000 | 3,156 |
| Long-term assets (5+ years) | $24,389,000 | 3,017 |
| Average Assets, year-to-date | $173,045,400 | 3,333 |
| Average Assets, quarterly | $183,221,000 | 3,264 |
| Volatile liabilities | $28,790,000 | 3,822 |
| Insider loans | $2,180,000 | 2,818 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $28,537,000 | 2,688 |
| Tier 1 (core) risk-based capital | $14,587,000 | 4,063 |
| Tier 2 risk-based capital | $883,000 | 4,324 |
| Total risk weighted assets | $149,864,000 | 2,928 |
| Total unused commitments | $28,537,000 | 2,688 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 52 | 3,252 |
| Assets and Liabilities | ||
| Total Assets: | $177,119,000 | 3,359 |
| Cash and due from depository institutions | $19,847,000 | 3,252 |
| Interest-bearing balances | $16,114,000 | 342 |
| Securities | $4,200,000 | 7,525 |
| Federal funds sold & reverse repurchase agreements | $6,757,000 | 1,972 |
| Net loans & leases | $138,339,000 | 2,976 |
| Loan loss allowance | $954,000 | 4,310 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,617,000 | 2,118 |
| Other real estate owned | $329,000 | 3,252 |
| Goodwill and other intangibles | $305,000 | 2,403 |
| All other assets | $1,725,000 | 5,600 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $177,119,000 | 3,359 |
| Total liabilities | $162,584,000 | 3,278 |
| Total deposits | $162,180,000 | 3,027 |
| Interest-bearing deposits | $141,451,000 | 2,956 |
| Deposits held in domestic offices | $162,180,000 | 3,024 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $404,000 | 6,102 |
| Total equity capital | $14,535,000 | 4,115 |
| Total bank equity capital | $14,535,000 | 4,115 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,847 |
| Surplus | $650,000 | 7,197 |
| Undivided profits | $13,535,000 | 2,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,151,000 | 3,530 |
| Earning assets | $165,410,000 | 3,309 |
| Long-term assets (5+ years) | $1,502,000 | 7,011 |
| Average Assets, year-to-date | $168,976,000 | 3,411 |
| Average Assets, quarterly | $175,597,000 | 3,351 |
| Volatile liabilities | $25,252,000 | 4,134 |
| Insider loans | $2,277,000 | 2,700 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $29,841,000 | 2,624 |
| Tier 1 (core) risk-based capital | $14,230,000 | 4,129 |
| Tier 2 risk-based capital | $954,000 | 4,114 |
| Total risk weighted assets | $147,322,000 | 2,951 |
| Total unused commitments | $29,841,000 | 2,624 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $174,075,000 | 3,372 |
| Cash and due from depository institutions | $18,301,000 | 3,250 |
| Interest-bearing balances | $13,211,000 | 414 |
| Securities | $550,000 | 8,385 |
| Federal funds sold & reverse repurchase agreements | $10,267,000 | 1,234 |
| Net loans & leases | $137,663,000 | 2,947 |
| Loan loss allowance | $902,000 | 4,441 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $5,093,000 | 2,292 |
| Other real estate owned | $329,000 | 3,250 |
| Goodwill and other intangibles | $305,000 | 2,405 |
| All other assets | $1,567,000 | 5,734 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $174,075,000 | 3,372 |
| Total liabilities | $160,110,000 | 3,301 |
| Total deposits | $159,815,000 | 3,064 |
| Interest-bearing deposits | $138,394,000 | 2,993 |
| Deposits held in domestic offices | $159,815,000 | 3,061 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $295,000 | 6,512 |
| Total equity capital | $13,965,000 | 4,118 |
| Total bank equity capital | $13,965,000 | 4,118 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $350,000 | 4,848 |
| Surplus | $650,000 | 7,210 |
| Undivided profits | $12,965,000 | 2,432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $206,000 | 5,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $991,000 | 3,639 |
| Earning assets | $161,691,000 | 3,340 |
| Long-term assets (5+ years) | $500,000 | 7,506 |
| Average Assets, year-to-date | $166,261,670 | 3,457 |
| Average Assets, quarterly | $170,666,500 | 3,414 |
| Volatile liabilities | $25,009,000 | 4,083 |
| Insider loans | $2,262,000 | 2,661 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $25,163,000 | 2,954 |
| Tier 1 (core) risk-based capital | $13,660,000 | 4,182 |
| Tier 2 risk-based capital | $902,000 | 4,242 |
| Total risk weighted assets | $145,981,000 | 2,944 |
| Total unused commitments | $25,163,000 | 2,955 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 52 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $167,258,000 | 3,470 |
| Cash and due from depository institutions | $25,950,000 | 3,248 |
| Interest-bearing balances | $22,203,000 | 269 |
| Securities | $550,000 | 8,425 |
| Federal funds sold & reverse repurchase agreements | $8,511,000 | 1,748 |
| Net loans & leases | $125,701,000 | 3,148 |
| Loan loss allowance | $852,000 | 4,596 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,623,000 | 2,444 |
| Other real estate owned | $138,000 | 3,248 |
| Goodwill and other intangibles | $305,000 | 2,388 |
| All other assets | $1,480,000 | 5,783 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $167,258,000 | 3,470 |
| Total liabilities | $153,898,000 | 3,395 |
| Total deposits | $153,422,000 | 3,139 |
| Interest-bearing deposits | $130,964,000 | 3,107 |
| Deposits held in domestic offices | $153,422,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $476,000 | 5,291 |
| Total equity capital | $13,360,000 | 4,221 |
| Total bank equity capital | $13,360,000 | 4,221 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,842 |
| Surplus | $650,000 | 7,201 |
| Undivided profits | $12,360,000 | 2,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 3,763 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $908,000 | 3,730 |
| Earning assets | $156,965,000 | 3,402 |
| Long-term assets (5+ years) | $500,000 | 7,522 |
| Average Assets, year-to-date | $162,355,000 | 3,514 |
| Average Assets, quarterly | $162,355,000 | 3,514 |
| Volatile liabilities | $27,108,000 | 3,777 |
| Insider loans | $1,762,000 | 3,095 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $24,869,000 | 2,939 |
| Tier 1 (core) risk-based capital | $13,055,000 | 4,274 |
| Tier 2 risk-based capital | $852,000 | 4,364 |
| Total risk weighted assets | $133,002,000 | 3,128 |
| Total unused commitments | $24,869,000 | 2,939 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $157,452,000 | 3,600 |
| Cash and due from depository institutions | $16,932,000 | 3,249 |
| Interest-bearing balances | $13,134,000 | 428 |
| Securities | $550,000 | 8,487 |
| Federal funds sold & reverse repurchase agreements | $9,732,000 | 1,406 |
| Net loans & leases | $123,770,000 | 3,134 |
| Loan loss allowance | $852,000 | 4,562 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $4,572,000 | 2,451 |
| Other real estate owned | $117,000 | 3,249 |
| Goodwill and other intangibles | $305,000 | 2,391 |
| All other assets | $1,474,000 | 5,837 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $157,452,000 | 3,600 |
| Total liabilities | $144,478,000 | 3,526 |
| Total deposits | $144,284,000 | 3,280 |
| Interest-bearing deposits | $124,273,000 | 3,201 |
| Deposits held in domestic offices | $144,284,000 | 3,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $194,000 | 7,157 |
| Total equity capital | $12,974,000 | 4,276 |
| Total bank equity capital | $12,974,000 | 4,276 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $350,000 | 4,868 |
| Surplus | $650,000 | 7,233 |
| Undivided profits | $11,974,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $876,000 | 3,873 |
| Earning assets | $147,186,000 | 3,529 |
| Long-term assets (5+ years) | $500,000 | 7,549 |
| Average Assets, year-to-date | $145,150,400 | 3,690 |
| Average Assets, quarterly | $155,150,500 | 3,605 |
| Volatile liabilities | $26,472,000 | 3,762 |
| Insider loans | $1,750,000 | 3,079 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,289,000 | 2,694 |
| Tier 1 (core) risk-based capital | $12,669,000 | 4,299 |
| Tier 2 risk-based capital | $852,000 | 4,329 |
| Total risk weighted assets | $127,203,000 | 3,216 |
| Total unused commitments | $27,289,000 | 2,695 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 52 | 3,234 |
| Assets and Liabilities | ||
| Total Assets: | $152,849,000 | 3,637 |
| Cash and due from depository institutions | $13,791,000 | 3,234 |
| Interest-bearing balances | $10,043,000 | 566 |
| Securities | $550,000 | 8,517 |
| Federal funds sold & reverse repurchase agreements | $7,368,000 | 1,694 |
| Net loans & leases | $124,847,000 | 3,084 |
| Loan loss allowance | $818,000 | 4,671 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,570,000 | 2,395 |
| Other real estate owned | $16,000 | 3,234 |
| Goodwill and other intangibles | $305,000 | 2,369 |
| All other assets | $1,402,000 | 5,922 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $152,849,000 | 3,637 |
| Total liabilities | $140,153,000 | 3,557 |
| Total deposits | $139,750,000 | 3,319 |
| Interest-bearing deposits | $119,849,000 | 3,226 |
| Deposits held in domestic offices | $139,750,000 | 3,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $403,000 | 5,699 |
| Total equity capital | $12,696,000 | 4,322 |
| Total bank equity capital | $12,696,000 | 4,322 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,875 |
| Surplus | $650,000 | 7,242 |
| Undivided profits | $11,696,000 | 2,689 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $498,000 | 3,777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $836,000 | 4,004 |
| Earning assets | $142,808,000 | 3,577 |
| Long-term assets (5+ years) | $500,000 | 7,599 |
| Average Assets, year-to-date | $142,075,000 | 3,745 |
| Average Assets, quarterly | $148,693,000 | 3,670 |
| Volatile liabilities | $25,839,000 | 3,740 |
| Insider loans | $1,175,000 | 3,837 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $28,351,000 | 2,612 |
| Tier 1 (core) risk-based capital | $12,391,000 | 4,333 |
| Tier 2 risk-based capital | $818,000 | 4,400 |
| Total risk weighted assets | $129,474,000 | 3,113 |
| Total unused commitments | $28,351,000 | 2,614 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 52 | 3,237 |
| Assets and Liabilities | ||
| Total Assets: | $144,537,000 | 3,731 |
| Cash and due from depository institutions | $18,500,000 | 3,237 |
| Interest-bearing balances | $4,035,000 | 1,252 |
| Securities | $920,000 | 8,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $119,280,000 | 3,124 |
| Loan loss allowance | $842,000 | 4,546 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,129,000 | 2,565 |
| Other real estate owned | $56,000 | 3,237 |
| Goodwill and other intangibles | $305,000 | 2,368 |
| All other assets | $1,347,000 | 5,847 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $144,537,000 | 3,731 |
| Total liabilities | $132,343,000 | 3,654 |
| Total deposits | $130,103,000 | 3,441 |
| Interest-bearing deposits | $108,307,000 | 3,466 |
| Deposits held in domestic offices | $130,103,000 | 3,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 4,639 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $240,000 | 6,683 |
| Total equity capital | $12,194,000 | 4,405 |
| Total bank equity capital | $12,194,000 | 4,405 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,868 |
| Surplus | $650,000 | 7,231 |
| Undivided profits | $11,194,000 | 2,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $812,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $801,000 | 3,833 |
| Earning assets | $124,235,000 | 3,934 |
| Long-term assets (5+ years) | $500,000 | 7,612 |
| Average Assets, year-to-date | $138,483,670 | 3,799 |
| Average Assets, quarterly | $140,631,500 | 3,783 |
| Volatile liabilities | $24,381,000 | 3,786 |
| Insider loans | $1,700,000 | 3,074 |
| FHLB advances | $2,000,000 | 4,469 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $27,418,000 | 2,602 |
| Tier 1 (core) risk-based capital | $11,889,000 | 4,387 |
| Tier 2 risk-based capital | $842,000 | 4,289 |
| Total risk weighted assets | $120,632,000 | 3,227 |
| Total unused commitments | $27,418,000 | 2,605 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 52 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $136,726,000 | 3,889 |
| Cash and due from depository institutions | $11,312,000 | 3,204 |
| Interest-bearing balances | $1,000,000 | 2,716 |
| Securities | $920,000 | 8,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $118,783,000 | 3,094 |
| Loan loss allowance | $794,000 | 4,727 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,116,000 | 2,537 |
| Other real estate owned | $6,000 | 3,204 |
| Goodwill and other intangibles | $305,000 | 2,369 |
| All other assets | $1,284,000 | 5,980 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $136,726,000 | 3,889 |
| Total liabilities | $124,894,000 | 3,839 |
| Total deposits | $124,542,000 | 3,571 |
| Interest-bearing deposits | $104,571,000 | 3,589 |
| Deposits held in domestic offices | $124,542,000 | 3,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $352,000 | 5,646 |
| Total equity capital | $11,832,000 | 4,425 |
| Total bank equity capital | $11,832,000 | 4,425 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $350,000 | 4,899 |
| Surplus | $650,000 | 7,271 |
| Undivided profits | $10,832,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $538,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $670,000 | 4,307 |
| Earning assets | $120,703,000 | 4,009 |
| Long-term assets (5+ years) | $500,000 | 7,677 |
| Average Assets, year-to-date | $135,457,000 | 3,890 |
| Average Assets, quarterly | $135,457,000 | 3,890 |
| Volatile liabilities | $21,952,000 | 3,951 |
| Insider loans | $1,700,000 | 3,088 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $31,378,000 | 2,328 |
| Tier 1 (core) risk-based capital | $11,527,000 | 4,450 |
| Tier 2 risk-based capital | $794,000 | 4,434 |
| Total risk weighted assets | $117,240,000 | 3,254 |
| Total unused commitments | $31,378,000 | 2,332 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $134,188,000 | 3,929 |
| Cash and due from depository institutions | $12,980,000 | 3,233 |
| Interest-bearing balances | $1,000,000 | 2,792 |
| Securities | $920,000 | 8,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $114,640,000 | 3,157 |
| Loan loss allowance | $767,000 | 4,794 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,089,000 | 2,526 |
| Other real estate owned | $7,000 | 3,233 |
| Goodwill and other intangibles | $305,000 | 2,367 |
| All other assets | $1,247,000 | 6,017 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $134,188,000 | 3,929 |
| Total liabilities | $122,828,000 | 3,860 |
| Total deposits | $122,633,000 | 3,596 |
| Interest-bearing deposits | $102,477,000 | 3,620 |
| Deposits held in domestic offices | $122,633,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $195,000 | 6,918 |
| Total equity capital | $11,360,000 | 4,581 |
| Total bank equity capital | $11,360,000 | 4,581 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $350,000 | 4,912 |
| Surplus | $650,000 | 7,293 |
| Undivided profits | $10,360,000 | 2,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,010,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $637,000 | 4,489 |
| Earning assets | $116,560,000 | 4,128 |
| Long-term assets (5+ years) | $500,000 | 7,723 |
| Average Assets, year-to-date | $127,953,800 | 3,956 |
| Average Assets, quarterly | $131,818,000 | 3,956 |
| Volatile liabilities | $23,279,000 | 3,728 |
| Insider loans | $1,150,000 | 3,832 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $36,084,000 | 2,047 |
| Tier 1 (core) risk-based capital | $11,055,000 | 4,531 |
| Tier 2 risk-based capital | $767,000 | 4,511 |
| Total risk weighted assets | $114,542,000 | 3,308 |
| Total unused commitments | $36,084,000 | 2,048 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 50 | 3,327 |
| Assets and Liabilities | ||
| Total Assets: | $129,448,000 | 4,015 |
| Cash and due from depository institutions | $10,406,000 | 3,327 |
| Interest-bearing balances | $1,000,000 | 2,855 |
| Securities | $920,000 | 8,632 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $112,599,000 | 3,174 |
| Loan loss allowance | $738,000 | 4,927 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,097,000 | 2,496 |
| Other real estate owned | $37,000 | 3,327 |
| Goodwill and other intangibles | $305,000 | 2,336 |
| All other assets | $1,084,000 | 6,395 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $129,448,000 | 4,015 |
| Total liabilities | $118,352,000 | 3,956 |
| Total deposits | $117,927,000 | 3,658 |
| Interest-bearing deposits | $100,555,000 | 3,636 |
| Deposits held in domestic offices | $117,927,000 | 3,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $425,000 | 5,344 |
| Total equity capital | $11,096,000 | 4,635 |
| Total bank equity capital | $11,096,000 | 4,635 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $350,000 | 4,930 |
| Surplus | $650,000 | 7,306 |
| Undivided profits | $10,096,000 | 2,995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $589,000 | 4,909 |
| Earning assets | $114,519,000 | 4,123 |
| Long-term assets (5+ years) | $500,000 | 7,786 |
| Average Assets, year-to-date | $126,395,250 | 3,994 |
| Average Assets, quarterly | $128,282,500 | 4,004 |
| Volatile liabilities | $24,503,000 | 3,569 |
| Insider loans | $1,175,000 | 3,753 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $36,593,000 | 2,001 |
| Tier 1 (core) risk-based capital | $10,791,000 | 4,575 |
| Tier 2 risk-based capital | $738,000 | 4,614 |
| Total risk weighted assets | $111,781,000 | 3,328 |
| Total unused commitments | $36,593,000 | 2,003 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $127,117,000 | 4,048 |
| Cash and due from depository institutions | $9,492,000 | 3,362 |
| Interest-bearing balances | $6,014,000 | 1,002 |
| Securities | $1,355,000 | 8,608 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $110,600,000 | 3,168 |
| Loan loss allowance | $680,000 | 5,170 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,048,000 | 2,485 |
| Other real estate owned | $237,000 | 3,362 |
| Goodwill and other intangibles | $305,000 | 2,334 |
| All other assets | $1,080,000 | 6,363 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $127,117,000 | 4,048 |
| Total liabilities | $116,286,000 | 3,989 |
| Total deposits | $115,741,000 | 3,724 |
| Interest-bearing deposits | $98,442,000 | 3,709 |
| Deposits held in domestic offices | $115,741,000 | 3,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $200,000 | 5,564 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $345,000 | 5,496 |
| Total equity capital | $10,831,000 | 4,584 |
| Total bank equity capital | $10,831,000 | 4,584 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $350,000 | 4,962 |
| Surplus | $650,000 | 7,349 |
| Undivided profits | $9,831,000 | 2,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $390,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $579,000 | 4,734 |
| Earning assets | $117,969,000 | 4,011 |
| Long-term assets (5+ years) | $920,000 | 7,662 |
| Average Assets, year-to-date | $125,377,670 | 4,034 |
| Average Assets, quarterly | $127,312,500 | 4,018 |
| Volatile liabilities | $25,287,000 | 3,411 |
| Insider loans | $1,175,000 | 3,731 |
| FHLB advances | $200,000 | 5,216 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $38,674,000 | 1,890 |
| Tier 1 (core) risk-based capital | $10,526,000 | 4,608 |
| Tier 2 risk-based capital | $680,000 | 4,841 |
| Total risk weighted assets | $110,570,000 | 3,313 |
| Total unused commitments | $38,674,000 | 1,895 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $127,508,000 | 4,023 |
| Cash and due from depository institutions | $12,553,000 | 3,340 |
| Interest-bearing balances | $1,000,000 | 3,071 |
| Securities | $2,354,000 | 8,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $107,159,000 | 3,178 |
| Loan loss allowance | $619,000 | 5,434 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,674,000 | 2,660 |
| Other real estate owned | $338,000 | 3,340 |
| Goodwill and other intangibles | $305,000 | 2,325 |
| All other assets | $1,125,000 | 6,134 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $127,508,000 | 4,023 |
| Total liabilities | $116,869,000 | 3,963 |
| Total deposits | $116,543,000 | 3,699 |
| Interest-bearing deposits | $97,496,000 | 3,740 |
| Deposits held in domestic offices | $116,543,000 | 3,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $326,000 | 6,009 |
| Total equity capital | $10,639,000 | 4,734 |
| Total bank equity capital | $10,639,000 | 4,734 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $350,000 | 4,973 |
| Surplus | $650,000 | 7,371 |
| Undivided profits | $9,639,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $595,000 | 4,569 |
| Earning assets | $110,513,000 | 4,222 |
| Long-term assets (5+ years) | $1,919,000 | 7,271 |
| Average Assets, year-to-date | $124,508,000 | 4,068 |
| Average Assets, quarterly | $124,508,000 | 4,068 |
| Volatile liabilities | $24,900,000 | 3,354 |
| Insider loans | $1,500,000 | 3,204 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $42,347,000 | 1,721 |
| Tier 1 (core) risk-based capital | $10,334,000 | 4,630 |
| Tier 2 risk-based capital | $619,000 | 5,096 |
| Total risk weighted assets | $106,259,000 | 3,358 |
| Total unused commitments | $42,347,000 | 1,725 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $121,508,000 | 4,161 |
| Cash and due from depository institutions | $6,893,000 | 3,363 |
| Interest-bearing balances | $1,000,000 | 2,934 |
| Securities | $2,454,000 | 8,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $107,076,000 | 3,168 |
| Loan loss allowance | $487,000 | 6,117 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,482,000 | 2,784 |
| Other real estate owned | $213,000 | 3,363 |
| Goodwill and other intangibles | $305,000 | 2,315 |
| All other assets | $1,085,000 | 6,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,508,000 | 4,161 |
| Total liabilities | $111,084,000 | 4,100 |
| Total deposits | $110,903,000 | 3,826 |
| Interest-bearing deposits | $94,065,000 | 3,834 |
| Deposits held in domestic offices | $110,903,000 | 3,824 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $181,000 | 7,184 |
| Total equity capital | $10,424,000 | 4,735 |
| Total bank equity capital | $10,424,000 | 4,735 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $350,000 | 5,012 |
| Surplus | $650,000 | 7,411 |
| Undivided profits | $9,424,000 | 3,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $597,000 | 3,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $576,000 | 4,860 |
| Earning assets | $110,530,000 | 4,190 |
| Long-term assets (5+ years) | $2,019,000 | 7,238 |
| Average Assets, year-to-date | $119,561,600 | 4,106 |
| Average Assets, quarterly | $119,782,500 | 4,183 |
| Volatile liabilities | $23,005,000 | 3,550 |
| Insider loans | $1,500,000 | 3,204 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $39,435,000 | 1,764 |
| Tier 1 (core) risk-based capital | $10,119,000 | 4,677 |
| Tier 2 risk-based capital | $487,000 | 5,755 |
| Total risk weighted assets | $102,194,000 | 3,464 |
| Total unused commitments | $39,435,000 | 1,767 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 50 | 3,377 |
| Assets and Liabilities | ||
| Total Assets: | $118,057,000 | 4,233 |
| Cash and due from depository institutions | $6,192,000 | 3,377 |
| Interest-bearing balances | $3,000,000 | 1,908 |
| Securities | $2,455,000 | 8,444 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $104,151,000 | 3,224 |
| Loan loss allowance | $629,000 | 5,378 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,539,000 | 2,710 |
| Other real estate owned | $353,000 | 3,377 |
| Goodwill and other intangibles | $305,000 | 2,297 |
| All other assets | $1,062,000 | 6,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,057,000 | 4,233 |
| Total liabilities | $107,698,000 | 4,181 |
| Total deposits | $105,086,000 | 3,981 |
| Interest-bearing deposits | $89,769,000 | 3,954 |
| Deposits held in domestic offices | $105,086,000 | 3,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,350,000 | 4,230 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $262,000 | 6,738 |
| Total equity capital | $10,359,000 | 4,738 |
| Total bank equity capital | $10,359,000 | 4,738 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $350,000 | 5,044 |
| Surplus | $650,000 | 7,442 |
| Undivided profits | $9,359,000 | 3,145 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $556,000 | 5,144 |
| Earning assets | $109,606,000 | 4,190 |
| Long-term assets (5+ years) | $1,420,000 | 7,543 |
| Average Assets, year-to-date | $119,075,000 | 4,126 |
| Average Assets, quarterly | $120,443,500 | 4,145 |
| Volatile liabilities | $24,034,000 | 3,413 |
| Insider loans | $1,525,000 | 3,138 |
| FHLB advances | $2,350,000 | 4,044 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $20,812,000 | 2,764 |
| Tier 1 (core) risk-based capital | $10,054,000 | 4,682 |
| Tier 2 risk-based capital | $629,000 | 5,032 |
| Total risk weighted assets | $100,759,000 | 3,469 |
| Total unused commitments | $20,812,000 | 2,766 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 50 | 3,383 |
| Assets and Liabilities | ||
| Total Assets: | $122,830,000 | 4,090 |
| Cash and due from depository institutions | $12,616,000 | 3,383 |
| Interest-bearing balances | $7,000,000 | 1,130 |
| Securities | $2,976,000 | 8,340 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $101,960,000 | 3,248 |
| Loan loss allowance | $619,000 | 5,397 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,530,000 | 2,678 |
| Other real estate owned | $386,000 | 3,383 |
| Goodwill and other intangibles | $305,000 | 2,255 |
| All other assets | $1,057,000 | 6,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,830,000 | 4,090 |
| Total liabilities | $112,770,000 | 4,013 |
| Total deposits | $112,537,000 | 3,758 |
| Interest-bearing deposits | $94,891,000 | 3,803 |
| Deposits held in domestic offices | $112,537,000 | 3,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $233,000 | 7,074 |
| Total equity capital | $10,060,000 | 4,829 |
| Total bank equity capital | $10,060,000 | 4,829 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $350,000 | 5,055 |
| Surplus | $650,000 | 7,456 |
| Undivided profits | $9,060,000 | 3,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $617,000 | 4,612 |
| Earning assets | $111,936,000 | 4,104 |
| Long-term assets (5+ years) | $2,526,000 | 7,058 |
| Average Assets, year-to-date | $119,414,330 | 4,124 |
| Average Assets, quarterly | $121,272,000 | 4,107 |
| Volatile liabilities | $21,618,000 | 3,628 |
| Insider loans | $1,525,000 | 3,124 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,145,000 | 3,002 |
| Tier 1 (core) risk-based capital | $9,755,000 | 4,725 |
| Tier 2 risk-based capital | $619,000 | 5,065 |
| Total risk weighted assets | $99,907,000 | 3,474 |
| Total unused commitments | $18,145,000 | 3,011 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 50 | 3,347 |
| Assets and Liabilities | ||
| Total Assets: | $119,714,000 | 4,144 |
| Cash and due from depository institutions | $12,638,000 | 3,347 |
| Interest-bearing balances | $5,000,000 | 1,523 |
| Securities | $4,480,000 | 7,964 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $97,100,000 | 3,336 |
| Loan loss allowance | $585,000 | 5,517 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,540,000 | 2,638 |
| Other real estate owned | $521,000 | 3,347 |
| Goodwill and other intangibles | $305,000 | 2,240 |
| All other assets | $1,130,000 | 6,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,714,000 | 4,144 |
| Total liabilities | $109,965,000 | 4,064 |
| Total deposits | $109,723,000 | 3,803 |
| Interest-bearing deposits | $94,415,000 | 3,793 |
| Deposits held in domestic offices | $109,723,000 | 3,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $242,000 | 7,033 |
| Total equity capital | $9,749,000 | 4,852 |
| Total bank equity capital | $9,749,000 | 4,852 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $350,000 | 5,070 |
| Surplus | $650,000 | 7,480 |
| Undivided profits | $8,749,000 | 3,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $567,000 | 4,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $687,000 | 4,222 |
| Earning assets | $106,580,000 | 4,230 |
| Long-term assets (5+ years) | $3,524,000 | 6,631 |
| Average Assets, year-to-date | $117,706,500 | 4,159 |
| Average Assets, quarterly | $117,706,500 | 4,159 |
| Volatile liabilities | $21,725,000 | 3,559 |
| Insider loans | $1,375,000 | 3,253 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,800,000 | 2,724 |
| Tier 1 (core) risk-based capital | $9,440,000 | 4,768 |
| Tier 2 risk-based capital | $585,000 | 5,176 |
| Total risk weighted assets | $96,417,000 | 3,482 |
| Total unused commitments | $19,800,000 | 2,736 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $115,699,000 | 4,210 |
| Cash and due from depository institutions | $6,400,000 | 3,322 |
| Interest-bearing balances | $1,000,000 | 3,095 |
| Securities | $5,694,000 | 7,618 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $98,431,000 | 3,262 |
| Loan loss allowance | $548,000 | 5,687 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,566,000 | 2,605 |
| Other real estate owned | $221,000 | 3,322 |
| Goodwill and other intangibles | $305,000 | 2,217 |
| All other assets | $1,082,000 | 6,268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,699,000 | 4,210 |
| Total liabilities | $106,163,000 | 4,128 |
| Total deposits | $105,904,000 | 3,858 |
| Interest-bearing deposits | $92,084,000 | 3,802 |
| Deposits held in domestic offices | $105,904,000 | 3,854 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $259,000 | 6,989 |
| Total equity capital | $9,536,000 | 4,888 |
| Total bank equity capital | $9,536,000 | 4,888 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $350,000 | 5,083 |
| Surplus | $650,000 | 7,495 |
| Undivided profits | $8,536,000 | 3,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $690,000 | 3,487 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $701,000 | 4,371 |
| Earning assets | $105,125,000 | 4,215 |
| Long-term assets (5+ years) | $3,036,000 | 6,778 |
| Average Assets, year-to-date | $111,820,800 | 4,152 |
| Average Assets, quarterly | $114,771,500 | 4,180 |
| Volatile liabilities | $20,589,000 | 3,661 |
| Insider loans | $1,446,000 | 3,157 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,473,000 | 2,672 |
| Tier 1 (core) risk-based capital | $9,218,000 | 4,797 |
| Tier 2 risk-based capital | $548,000 | 5,344 |
| Total risk weighted assets | $96,950,000 | 3,448 |
| Total unused commitments | $19,473,000 | 2,677 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $105,440,000 | 4,375 |
| Cash and due from depository institutions | $8,731,000 | 4,049 |
| Interest-bearing balances | $4,510,000 | 1,362 |
| Securities | $8,028,000 | 7,034 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 5,818 |
| Net loans & leases | $83,201,000 | 3,651 |
| Loan loss allowance | $530,000 | 5,624 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,907,000 | 3,041 |
| Other real estate owned | $149,000 | 4,049 |
| Goodwill and other intangibles | $304,000 | 2,157 |
| All other assets | $1,095,000 | 6,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,440,000 | 4,375 |
| Total liabilities | $96,601,000 | 4,311 |
| Total deposits | $96,178,000 | 4,068 |
| Interest-bearing deposits | $84,818,000 | 3,941 |
| Deposits held in domestic offices | $96,178,000 | 4,063 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $423,000 | 5,908 |
| Total equity capital | $8,839,000 | 4,964 |
| Total bank equity capital | $8,839,000 | 4,964 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $350,000 | 5,196 |
| Surplus | $650,000 | 7,649 |
| Undivided profits | $7,839,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $741,000 | 4,488 |
| Earning assets | $96,764,000 | 4,373 |
| Long-term assets (5+ years) | $2,201,000 | 7,265 |
| Average Assets, year-to-date | $106,270,600 | 4,205 |
| Average Assets, quarterly | $106,572,000 | 4,311 |
| Volatile liabilities | $18,228,000 | 3,925 |
| Insider loans | $1,321,000 | 3,255 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $16,019,000 | 2,915 |
| Tier 1 (core) risk-based capital | $8,410,000 | 5,005 |
| Tier 2 risk-based capital | $530,000 | 5,314 |
| Total risk weighted assets | $83,579,000 | 3,760 |
| Total unused commitments | $16,019,000 | 2,922 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $99,849,000 | 4,455 |
| Cash and due from depository institutions | $4,272,000 | 4,189 |
| Interest-bearing balances | $1,000,000 | 2,387 |
| Securities | $14,173,000 | 5,737 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $77,568,000 | 3,777 |
| Loan loss allowance | $483,000 | 5,845 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,442,000 | 3,474 |
| Other real estate owned | $62,000 | 4,189 |
| Goodwill and other intangibles | $352,000 | 2,032 |
| All other assets | $980,000 | 6,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $99,849,000 | 4,455 |
| Total liabilities | $92,210,000 | 4,349 |
| Total deposits | $87,813,000 | 4,238 |
| Interest-bearing deposits | $72,553,000 | 4,351 |
| Deposits held in domestic offices | $87,813,000 | 4,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,000,000 | 1,739 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $397,000 | 6,509 |
| Total equity capital | $7,639,000 | 5,453 |
| Total bank equity capital | $7,639,000 | 5,453 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $350,000 | 5,360 |
| Surplus | $650,000 | 7,840 |
| Undivided profits | $6,639,000 | 3,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 4,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $690,000 | 3,930 |
| Earning assets | $92,741,000 | 4,410 |
| Long-term assets (5+ years) | $6,197,000 | 5,601 |
| Average Assets, year-to-date | $92,921,200 | 4,541 |
| Average Assets, quarterly | $98,499,000 | 4,449 |
| Volatile liabilities | $16,794,000 | 4,140 |
| Insider loans | $1,129,000 | 3,561 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,637,000 | 3,840 |
| Tier 1 (core) risk-based capital | $7,130,000 | 5,604 |
| Tier 2 risk-based capital | $483,000 | 5,527 |
| Total risk weighted assets | $75,520,100 | 3,936 |
| Total unused commitments | $9,637,000 | 3,843 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 35 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $83,511,000 | 5,068 |
| Cash and due from depository institutions | $3,214,000 | 4,678 |
| Interest-bearing balances | $1,000,000 | 2,421 |
| Securities | $12,082,000 | 6,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $64,542,000 | 4,255 |
| Loan loss allowance | $464,000 | 5,928 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,180,000 | 3,751 |
| Other real estate owned | $296,000 | 4,678 |
| Goodwill and other intangibles | $400,000 | 2,019 |
| All other assets | $797,000 | 6,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,511,000 | 5,068 |
| Total liabilities | $77,191,000 | 4,978 |
| Total deposits | $77,027,000 | 4,700 |
| Interest-bearing deposits | $61,225,000 | 4,968 |
| Deposits held in domestic offices | $77,027,000 | 4,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $164,000 | 8,559 |
| Total equity capital | $6,320,000 | 6,059 |
| Total bank equity capital | $6,320,000 | 6,059 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $350,000 | 5,535 |
| Surplus | $650,000 | 8,034 |
| Undivided profits | $5,320,000 | 4,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 8,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $478,000 | 4,734 |
| Earning assets | $77,624,000 | 5,003 |
| Long-term assets (5+ years) | $7,602,000 | 5,465 |
| Average Assets, year-to-date | $79,585,000 | 5,109 |
| Average Assets, quarterly | $80,796,000 | 5,151 |
| Volatile liabilities | $11,085,000 | 5,145 |
| Insider loans | $262,000 | 6,739 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,420,000 | 4,473 |
| Tier 1 (core) risk-based capital | $6,129,000 | 6,199 |
| Tier 2 risk-based capital | $464,000 | 5,576 |
| Total risk weighted assets | $63,291,300 | 4,425 |
| Total unused commitments | $7,420,000 | 4,477 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $77,450,000 | 5,327 |
| Cash and due from depository institutions | $5,902,000 | 4,248 |
| Interest-bearing balances | $3,000,000 | 1,755 |
| Securities | $8,682,000 | 7,495 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 4,024 |
| Net loans & leases | $55,630,000 | 4,577 |
| Loan loss allowance | $438,000 | 6,099 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,980,000 | 3,940 |
| Other real estate owned | $199,000 | 4,248 |
| Goodwill and other intangibles | $447,000 | 1,916 |
| All other assets | $610,000 | 7,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,450,000 | 5,327 |
| Total liabilities | $71,529,000 | 5,218 |
| Total deposits | $71,315,000 | 4,981 |
| Interest-bearing deposits | $60,048,000 | 5,037 |
| Deposits held in domestic offices | $71,315,000 | 4,977 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $214,000 | 8,449 |
| Total equity capital | $5,921,000 | 6,424 |
| Total bank equity capital | $5,921,000 | 6,424 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $350,000 | 5,605 |
| Surplus | $650,000 | 8,156 |
| Undivided profits | $4,921,000 | 4,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $188,000 | 6,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $397,000 | 5,511 |
| Earning assets | $71,312,000 | 5,302 |
| Long-term assets (5+ years) | $13,163,000 | 4,067 |
| Average Assets, year-to-date | $72,511,600 | 5,355 |
| Average Assets, quarterly | $74,540,000 | 5,392 |
| Volatile liabilities | $11,771,000 | 4,513 |
| Insider loans | $1,012,000 | 3,518 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,242,000 | 3,813 |
| Tier 1 (core) risk-based capital | $5,388,000 | 6,615 |
| Tier 2 risk-based capital | $438,000 | 5,680 |
| Total risk weighted assets | $54,314,900 | 4,786 |
| Total unused commitments | $9,242,000 | 3,820 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $68,415,000 | 5,823 |
| Cash and due from depository institutions | $3,163,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $5,934,000 | 8,839 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,961 |
| Net loans & leases | $51,866,000 | 4,829 |
| Loan loss allowance | $361,000 | 6,929 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,597,000 | 4,512 |
| Other real estate owned | $112,000 | 4,914 |
| Goodwill and other intangibles | $495,000 | 1,778 |
| All other assets | $748,000 | 7,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,415,000 | 5,823 |
| Total liabilities | $63,301,000 | 5,679 |
| Total deposits | $63,135,000 | 5,459 |
| Interest-bearing deposits | $52,813,000 | 5,565 |
| Deposits held in domestic offices | $63,135,000 | 5,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $166,000 | 9,410 |
| Total equity capital | $5,114,000 | 7,051 |
| Total bank equity capital | $5,114,000 | 7,051 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $350,000 | 5,844 |
| Surplus | $650,000 | 8,423 |
| Undivided profits | $4,114,000 | 5,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $325,000 | 5,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $406,000 | 5,614 |
| Earning assets | $62,300,000 | 5,842 |
| Long-term assets (5+ years) | $13,245,000 | 3,653 |
| Average Assets, year-to-date | $63,244,400 | 5,938 |
| Average Assets, quarterly | $67,151,000 | 5,833 |
| Volatile liabilities | $11,408,000 | 4,562 |
| Insider loans | $124,000 | 8,162 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,238,000 | 3,646 |
| Tier 1 (core) risk-based capital | $4,604,000 | 7,366 |
| Tier 2 risk-based capital | $361,000 | 6,395 |
| Total risk weighted assets | $48,199,200 | 5,176 |
| Total unused commitments | $9,238,000 | 3,648 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 31 | 5,680 |
| Assets and Liabilities | ||
| Total Assets: | $58,656,000 | 6,615 |
| Cash and due from depository institutions | $2,956,000 | 5,680 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $5,059,000 | 9,750 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,827 |
| Net loans & leases | $43,739,000 | 5,533 |
| Loan loss allowance | $306,000 | 7,788 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,019,000 | 5,938 |
| Other real estate owned | $90,000 | 5,680 |
| Goodwill and other intangibles | $542,000 | 1,638 |
| All other assets | $751,000 | 7,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,656,000 | 6,615 |
| Total liabilities | $54,223,000 | 6,490 |
| Total deposits | $54,073,000 | 6,288 |
| Interest-bearing deposits | $46,990,000 | 6,222 |
| Deposits held in domestic offices | $54,073,000 | 6,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $150,000 | 9,949 |
| Total equity capital | $4,433,000 | 7,758 |
| Total bank equity capital | $4,433,000 | 7,758 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $350,000 | 6,195 |
| Surplus | $650,000 | 8,744 |
| Undivided profits | $3,433,000 | 5,639 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $107,000 | 7,997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $400,000 | 5,654 |
| Earning assets | $53,298,000 | 6,643 |
| Long-term assets (5+ years) | $5,978,000 | 5,462 |
| Average Assets, year-to-date | $53,370,600 | 6,832 |
| Average Assets, quarterly | $56,512,000 | 6,714 |
| Volatile liabilities | $11,507,000 | 4,424 |
| Insider loans | $135,000 | 8,381 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,416,000 | 3,515 |
| Tier 1 (core) risk-based capital | $3,889,000 | 8,189 |
| Tier 2 risk-based capital | $306,000 | 7,135 |
| Total risk weighted assets | $39,742,600 | 6,011 |
| Total unused commitments | $9,416,000 | 3,529 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $49,282,000 | 7,470 |
| Cash and due from depository institutions | $2,982,000 | 5,851 |
| Interest-bearing balances | $500,000 | 3,260 |
| Securities | $5,096,000 | 10,160 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,529 |
| Net loans & leases | $36,852,000 | 6,156 |
| Loan loss allowance | $203,000 | 9,436 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $819,000 | 6,753 |
| Other real estate owned | $204,000 | 5,851 |
| Goodwill and other intangibles | $589,000 | 1,469 |
| All other assets | $740,000 | 7,632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,282,000 | 7,470 |
| Total liabilities | $45,555,000 | 7,333 |
| Total deposits | $45,409,000 | 7,170 |
| Interest-bearing deposits | $38,113,000 | 7,258 |
| Deposits held in domestic offices | $45,409,000 | 7,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $146,000 | 10,492 |
| Total equity capital | $3,727,000 | 8,653 |
| Total bank equity capital | $3,727,000 | 8,653 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $350,000 | 6,539 |
| Surplus | $650,000 | 9,039 |
| Undivided profits | $2,727,000 | 6,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $362,000 | 6,272 |
| Earning assets | $44,448,000 | 7,516 |
| Long-term assets (5+ years) | $5,733,000 | 5,463 |
| Average Assets, year-to-date | $45,954,600 | 7,588 |
| Average Assets, quarterly | $48,136,500 | 7,512 |
| Volatile liabilities | $7,175,000 | 5,687 |
| Insider loans | $61,000 | 9,706 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,813,000 | 4,577 |
| Tier 1 (core) risk-based capital | $3,134,000 | 9,234 |
| Tier 2 risk-based capital | $203,000 | 8,824 |
| Total risk weighted assets | $33,955,600 | 6,676 |
| Total unused commitments | $5,813,000 | 4,591 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 26 | 6,864 |
| Assets and Liabilities | ||
| Total Assets: | $42,854,000 | 8,205 |
| Cash and due from depository institutions | $1,819,000 | 6,864 |
| Interest-bearing balances | $500,000 | 3,280 |
| Securities | $6,881,000 | 9,974 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $32,223,000 | 6,725 |
| Loan loss allowance | $114,000 | 11,326 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $685,000 | 7,457 |
| Other real estate owned | $27,000 | 6,864 |
| Goodwill and other intangibles | $637,000 | 1,312 |
| All other assets | $582,000 | 9,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,854,000 | 8,205 |
| Total liabilities | $39,449,000 | 8,107 |
| Total deposits | $38,831,000 | 7,962 |
| Interest-bearing deposits | $34,209,000 | 7,825 |
| Deposits held in domestic offices | $38,831,000 | 7,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $118,000 | 10,715 |
| Total equity capital | $3,405,000 | 8,930 |
| Total bank equity capital | $3,405,000 | 8,930 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $350,000 | 6,917 |
| Surplus | $650,000 | 9,351 |
| Undivided profits | $2,405,000 | 6,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $285,000 | 6,837 |
| Earning assets | $39,604,000 | 8,147 |
| Long-term assets (5+ years) | $6,916,000 | 5,110 |
| Average Assets, year-to-date | $40,671,800 | 8,368 |
| Average Assets, quarterly | $42,400,000 | 8,238 |
| Volatile liabilities | $4,042,000 | 7,491 |
| Insider loans | $222,000 | 7,932 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,569,000 | 8,127 |
| Tier 1 (core) risk-based capital | $2,793,000 | 9,878 |
| Tier 2 risk-based capital | $114,000 | 10,889 |
| Total risk weighted assets | $31,107,300 | 7,072 |
| Total unused commitments | $1,569,000 | 8,139 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 17 | 9,167 |
| Assets and Liabilities | ||
| Total Assets: | $37,246,000 | 9,194 |
| Cash and due from depository institutions | $5,595,000 | 9,167 |
| Interest-bearing balances | $3,300,000 | 1,725 |
| Securities | $6,073,000 | 10,739 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 6,993 |
| Net loans & leases | $22,339,000 | 8,359 |
| Loan loss allowance | $128,000 | 11,563 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $409,000 | 9,347 |
| Other real estate owned | $325,000 | 9,167 |
| Goodwill and other intangibles | $684,000 | 1,180 |
| All other assets | $471,000 | 9,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,246,000 | 9,194 |
| Total liabilities | $34,238,000 | 9,100 |
| Total deposits | $34,182,000 | 8,945 |
| Interest-bearing deposits | $30,491,000 | 8,722 |
| Deposits held in domestic offices | $34,182,000 | 8,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $56,000 | 12,613 |
| Total equity capital | $3,008,000 | 9,761 |
| Total bank equity capital | $3,008,000 | 9,761 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $350,000 | 7,267 |
| Surplus | $650,000 | 9,632 |
| Undivided profits | $2,008,000 | 7,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $181,000 | 8,626 |
| Earning assets | $33,062,000 | 9,312 |
| Long-term assets (5+ years) | $6,975,000 | 5,432 |
| Average Assets, year-to-date | $29,560,400 | 10,091 |
| Average Assets, quarterly | $36,541,000 | 9,216 |
| Volatile liabilities | $1,933,000 | 9,805 |
| Insider loans | $188,000 | 8,466 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $561,000 | 10,363 |
| Tier 1 (core) risk-based capital | $2,324,000 | 10,773 |
| Tier 2 risk-based capital | $128,000 | 10,946 |
| Total risk weighted assets | $22,986,300 | 8,538 |
| Total unused commitments | $561,000 | 10,382 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $19,450,000 | 12,126 |
| Cash and due from depository institutions | $1,139,000 | 11,407 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $1,200,000 | 13,385 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $13,850,000 | 10,511 |
| Loan loss allowance | $140,000 | 11,733 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $250,000 | 11,050 |
| Other real estate owned | $274,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $237,000 | 12,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,450,000 | 12,126 |
| Total liabilities | $17,379,000 | 12,133 |
| Total deposits | $17,241,000 | 12,058 |
| Interest-bearing deposits | $14,518,000 | 12,092 |
| Deposits held in domestic offices | $17,241,000 | 12,057 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $138,000 | 11,436 |
| Total equity capital | $2,071,000 | 11,357 |
| Total bank equity capital | $2,071,000 | 11,357 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $1,571,000 | 8,248 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $213,000 | 8,198 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $147,000 | 10,112 |
| Earning assets | $17,550,000 | 12,103 |
| Long-term assets (5+ years) | $2,566,000 | 8,368 |
| Average Assets, year-to-date | $18,769,400 | 12,144 |
| Average Assets, quarterly | $19,237,000 | 12,110 |
| Volatile liabilities | $2,142,000 | 9,786 |
| Insider loans | $134,000 | 4,941 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $611,000 | 10,216 |
| Tier 1 (core) risk-based capital | $2,071,000 | 11,314 |
| Tier 2 risk-based capital | $140,000 | 10,914 |
| Total risk weighted assets | $13,505,800 | 11,047 |
| Total unused commitments | $611,000 | 10,239 |
| Derivatives | $0 | 651 |