Home > Bank of the James > Income and Expense

Bank of the James, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$39,500,0001,136
Total interest expense$8,811,0001,417
Net interest income$30,689,0001,025
Provision for loan and lease losses$-179,0004,378
Total noninterest income$8,785,000810
Gross Fiduciary activities income$0981
Service charges on deposit accounts$592,0001,477
Trading account gains and fees$0123
Additional Noninterest Income$8,193,000620
Total noninterest expense$30,115,000892
Salaries and employee benefits$16,838,000881
Premises and equipment expense$3,282,000798
Additional noninterest expense$8,193,000620
Pre-tax net operating income$9,538,0001,203
Securities gains (losses)$0988
Applicable income taxes$1,808,0001,048
Income before extraordinary items$7,730,0001,241
Extraordinary gains, net$054
Net income$7,730,0001,257
Minority interest net income$088
Net income of bank and minority interests.$7,730,0001,244
Net charge-offs$27,0002,083
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,730,0001,262
2023-09-30 (YTD Data)Rank
Total interest income$28,869,0001,129
Total interest expense$5,865,0001,431
Net interest income$23,004,0001,023
Provision for loan and lease losses$-277,0004,463
Total noninterest income$6,632,000810
Gross Fiduciary activities income$0950
Service charges on deposit accounts$432,0001,501
Trading account gains and fees$0125
Additional Noninterest Income$6,200,000635
Total noninterest expense$22,441,000891
Salaries and employee benefits$12,316,000910
Premises and equipment expense$2,477,000795
Additional noninterest expense$6,200,000635
Pre-tax net operating income$7,472,0001,203
Securities gains (losses)$0849
Applicable income taxes$1,473,0001,021
Income before extraordinary items$5,999,0001,248
Extraordinary gains, net$052
Net income$5,999,0001,257
Minority interest net income$081
Net income of bank and minority interests.$5,999,0001,248
Net charge-offs$-5,0003,673
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,999,0001,273
2023-06-30 (YTD Data)Rank
Total interest income$18,727,0001,132
Total interest expense$3,289,0001,479
Net interest income$15,438,0001,020
Provision for loan and lease losses$-114,0004,458
Total noninterest income$4,464,000789
Gross Fiduciary activities income$0931
Service charges on deposit accounts$260,0001,588
Trading account gains and fees$0112
Additional Noninterest Income$4,204,000602
Total noninterest expense$14,721,000894
Salaries and employee benefits$7,928,000924
Premises and equipment expense$1,764,000737
Additional noninterest expense$4,204,000602
Pre-tax net operating income$5,295,0001,160
Securities gains (losses)$0938
Applicable income taxes$1,048,000989
Income before extraordinary items$4,247,0001,196
Extraordinary gains, net$051
Net income$4,247,0001,207
Minority interest net income$081
Net income of bank and minority interests.$4,247,0001,196
Net charge-offs$-140,0004,498
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,247,0001,203
2023-03-31 (YTD Data)Rank
Total interest income$9,098,0001,144
Total interest expense$1,251,0001,593
Net interest income$7,847,0001,008
Provision for loan and lease losses$140,0001,107
Total noninterest income$2,073,000809
Gross Fiduciary activities income$0913
Service charges on deposit accounts$92,0002,000
Trading account gains and fees$097
Additional Noninterest Income$1,981,000610
Total noninterest expense$7,483,000885
Salaries and employee benefits$3,908,000953
Premises and equipment expense$892,000764
Additional noninterest expense$1,981,000610
Pre-tax net operating income$2,297,0001,308
Securities gains (losses)$0950
Applicable income taxes$451,0001,105
Income before extraordinary items$1,846,0001,358
Extraordinary gains, net$04
Net income$1,846,0001,358
Minority interest net income$048
Net income of bank and minority interests.$1,846,0001,358
Net charge-offs$-71,0004,505
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,846,0001,373
2022-12-31 (YTD Data)Rank
Total interest income$31,852,0001,084
Total interest expense$1,287,0002,099
Net interest income$30,565,0001,016
Provision for loan and lease losses$-900,0004,595
Total noninterest income$9,428,000788
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$565,0001,557
Trading account gains and fees$0116
Additional Noninterest Income$8,863,000613
Total noninterest expense$30,336,000869
Salaries and employee benefits$16,312,000897
Premises and equipment expense$3,378,000758
Additional noninterest expense$8,863,000613
Pre-tax net operating income$10,557,0001,234
Securities gains (losses)$-3,0003,239
Applicable income taxes$2,035,0001,067
Income before extraordinary items$8,519,0001,243
Extraordinary gains, net$05
Net income$8,519,0001,241
Minority interest net income$063
Net income of bank and minority interests.$8,519,0001,243
Net charge-offs$-244,0004,471
Cash dividends$3,500,0001,029
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,521,4301,264
2022-09-30 (YTD Data)Rank
Total interest income$22,916,0001,081
Total interest expense$841,0001,981
Net interest income$22,075,0001,030
Provision for loan and lease losses$-900,0004,642
Total noninterest income$7,605,000768
Gross Fiduciary activities income$0968
Service charges on deposit accounts$457,0001,498
Trading account gains and fees$0111
Additional Noninterest Income$7,148,000597
Total noninterest expense$22,310,000870
Salaries and employee benefits$12,068,000900
Premises and equipment expense$2,473,000778
Additional noninterest expense$7,148,000597
Pre-tax net operating income$8,270,0001,184
Securities gains (losses)$0740
Applicable income taxes$1,655,0001,006
Income before extraordinary items$6,615,0001,196
Extraordinary gains, net$04
Net income$6,615,0001,195
Minority interest net income$057
Net income of bank and minority interests.$6,615,0001,196
Net charge-offs$-379,0004,594
Cash dividends$3,500,000754
Sale, conversion, retirement of capital stock, net$0519
Net operating income$6,615,0001,220
2022-06-30 (YTD Data)Rank
Total interest income$14,515,0001,091
Total interest expense$565,0001,806
Net interest income$13,950,0001,051
Provision for loan and lease losses$-600,0004,631
Total noninterest income$4,843,000778
Gross Fiduciary activities income$0925
Service charges on deposit accounts$286,0001,545
Trading account gains and fees$0108
Additional Noninterest Income$4,557,000632
Total noninterest expense$14,107,000886
Salaries and employee benefits$7,838,000907
Premises and equipment expense$1,635,000780
Additional noninterest expense$4,634,000817
Pre-tax net operating income$5,286,0001,163
Securities gains (losses)$0687
Applicable income taxes$1,056,000978
Income before extraordinary items$4,230,0001,186
Extraordinary gains, net$04
Net income$4,230,0001,185
Minority interest net income$060
Net income of bank and minority interests.$4,230,0001,186
Net charge-offs$-300,0004,627
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,230,0001,210
2022-03-31 (YTD Data)Rank
Total interest income$6,915,0001,107
Total interest expense$304,0001,656
Net interest income$6,611,0001,073
Provision for loan and lease losses$-300,0004,589
Total noninterest income$2,687,000741
Gross Fiduciary activities income$0892
Service charges on deposit accounts$137,0001,579
Trading account gains and fees$0103
Additional Noninterest Income$2,550,000602
Total noninterest expense$7,070,000894
Salaries and employee benefits$3,623,000974
Premises and equipment expense$831,000784
Additional noninterest expense$2,616,000741
Pre-tax net operating income$2,528,0001,144
Securities gains (losses)$0623
Applicable income taxes$504,000967
Income before extraordinary items$2,024,0001,185
Extraordinary gains, net$04
Net income$2,024,0001,185
Minority interest net income$050
Net income of bank and minority interests.$2,024,0001,185
Net charge-offs$-255,0004,692
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,024,0001,197
2021-12-31 (YTD Data)Rank
Total interest income$29,182,0001,085
Total interest expense$1,669,0001,536
Net interest income$27,513,0001,050
Provision for loan and lease losses$-500,0004,425
Total noninterest income$11,471,000752
Gross Fiduciary activities income$0994
Service charges on deposit accounts$465,0001,672
Trading account gains and fees$0132
Additional Noninterest Income$11,006,000630
Total noninterest expense$29,308,000862
Salaries and employee benefits$16,371,000878
Premises and equipment expense$3,238,000795
Additional noninterest expense$9,699,000802
Pre-tax net operating income$10,176,0001,262
Securities gains (losses)$02,062
Applicable income taxes$1,977,0001,110
Income before extraordinary items$8,199,0001,320
Extraordinary gains, net$010
Net income$8,199,0001,320
Minority interest net income$074
Net income of bank and minority interests.$8,199,0001,320
Net charge-offs$-258,0004,606
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$8,199,0001,302
2021-09-30 (YTD Data)Rank
Total interest income$21,914,0001,105
Total interest expense$1,309,0001,559
Net interest income$20,605,0001,071
Provision for loan and lease losses$02,963
Total noninterest income$8,464,000782
Gross Fiduciary activities income$0957
Service charges on deposit accounts$340,0001,693
Trading account gains and fees$0132
Additional Noninterest Income$8,124,000656
Total noninterest expense$21,454,000889
Salaries and employee benefits$11,896,000903
Premises and equipment expense$2,422,000824
Additional noninterest expense$7,136,000816
Pre-tax net operating income$7,615,0001,312
Securities gains (losses)$02,015
Applicable income taxes$1,527,0001,138
Income before extraordinary items$6,088,0001,385
Extraordinary gains, net$08
Net income$6,088,0001,385
Minority interest net income$069
Net income of bank and minority interests.$6,088,0001,385
Net charge-offs$-119,0004,517
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,088,0001,367
2021-06-30 (YTD Data)Rank
Total interest income$14,598,0001,092
Total interest expense$924,0001,551
Net interest income$13,674,0001,056
Provision for loan and lease losses$02,862
Total noninterest income$5,583,000797
Gross Fiduciary activities income$0951
Service charges on deposit accounts$217,0001,700
Trading account gains and fees$0133
Additional Noninterest Income$5,366,000670
Total noninterest expense$14,143,000890
Salaries and employee benefits$7,805,000905
Premises and equipment expense$1,598,000827
Additional noninterest expense$4,740,000803
Pre-tax net operating income$5,114,0001,291
Securities gains (losses)$01,818
Applicable income taxes$1,029,0001,130
Income before extraordinary items$4,085,0001,377
Extraordinary gains, net$06
Net income$4,085,0001,377
Minority interest net income$067
Net income of bank and minority interests.$4,085,0001,377
Net charge-offs$-54,0004,381
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,085,0001,346
2021-03-31 (YTD Data)Rank
Total interest income$7,365,0001,073
Total interest expense$508,0001,508
Net interest income$6,857,0001,042
Provision for loan and lease losses$02,741
Total noninterest income$2,453,000864
Gross Fiduciary activities income$0922
Service charges on deposit accounts$111,0001,669
Trading account gains and fees$0127
Additional Noninterest Income$2,342,000728
Total noninterest expense$6,873,000901
Salaries and employee benefits$3,729,000934
Premises and equipment expense$807,000833
Additional noninterest expense$2,337,000797
Pre-tax net operating income$2,437,0001,329
Securities gains (losses)$01,392
Applicable income taxes$489,0001,156
Income before extraordinary items$1,948,0001,420
Extraordinary gains, net$03
Net income$1,948,0001,420
Minority interest net income$055
Net income of bank and minority interests.$1,948,0001,420
Net charge-offs$51,000819
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,948,0001,386
2020-12-31 (YTD Data)Rank
Total interest income$29,686,0001,059
Total interest expense$4,152,0001,127
Net interest income$25,534,0001,052
Provision for loan and lease losses$2,548,000902
Total noninterest income$10,104,000793
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$448,0001,737
Trading account gains and fees$0133
Additional Noninterest Income$9,656,000655
Total noninterest expense$26,986,000894
Salaries and employee benefits$15,425,000885
Premises and equipment expense$3,160,000815
Additional noninterest expense$8,401,000847
Pre-tax net operating income$6,104,0001,541
Securities gains (losses)$644,000509
Applicable income taxes$1,319,0001,238
Income before extraordinary items$5,429,0001,537
Extraordinary gains, net$04
Net income$5,429,0001,537
Minority interest net income$072
Net income of bank and minority interests.$5,429,0001,537
Net charge-offs$220,0001,490
Cash dividends$1,000,0002,187
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,913,8001,613
2020-09-30 (YTD Data)Rank
Total interest income$21,915,0001,082
Total interest expense$3,371,0001,115
Net interest income$18,544,0001,069
Provision for loan and lease losses$2,348,000812
Total noninterest income$7,393,000779
Gross Fiduciary activities income$0981
Service charges on deposit accounts$329,0001,760
Trading account gains and fees$0125
Additional Noninterest Income$7,064,000645
Total noninterest expense$19,765,000894
Salaries and employee benefits$11,034,000901
Premises and equipment expense$2,369,000803
Additional noninterest expense$6,362,000823
Pre-tax net operating income$3,824,0001,739
Securities gains (losses)$644,000422
Applicable income taxes$886,0001,279
Income before extraordinary items$3,582,0001,674
Extraordinary gains, net$04
Net income$3,582,0001,675
Minority interest net income$065
Net income of bank and minority interests.$3,582,0001,675
Net charge-offs$211,0001,229
Cash dividends$1,000,0001,694
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,066,8001,832
2020-06-30 (YTD Data)Rank
Total interest income$14,574,0001,097
Total interest expense$2,350,0001,156
Net interest income$12,224,0001,081
Provision for loan and lease losses$1,648,000806
Total noninterest income$4,308,000817
Gross Fiduciary activities income$0970
Service charges on deposit accounts$222,0001,774
Trading account gains and fees$0123
Additional Noninterest Income$4,086,000663
Total noninterest expense$13,018,000899
Salaries and employee benefits$7,322,000900
Premises and equipment expense$1,593,000797
Additional noninterest expense$4,103,000841
Pre-tax net operating income$1,866,0002,096
Securities gains (losses)$644,000309
Applicable income taxes$488,0001,369
Income before extraordinary items$2,022,0001,830
Extraordinary gains, net$04
Net income$2,022,0001,831
Minority interest net income$065
Net income of bank and minority interests.$2,022,0001,831
Net charge-offs$284,000839
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,500,3602,198
2020-03-31 (YTD Data)Rank
Total interest income$7,488,0001,071
Total interest expense$1,272,0001,175
Net interest income$6,216,0001,055
Provision for loan and lease losses$888,000660
Total noninterest income$1,690,000908
Gross Fiduciary activities income$0941
Service charges on deposit accounts$125,0001,863
Trading account gains and fees$0106
Additional Noninterest Income$1,565,000713
Total noninterest expense$6,100,000947
Salaries and employee benefits$3,351,000979
Premises and equipment expense$807,000791
Additional noninterest expense$1,942,000892
Pre-tax net operating income$918,0001,957
Securities gains (losses)$431,000209
Applicable income taxes$267,0001,171
Income before extraordinary items$1,082,0001,565
Extraordinary gains, net$04
Net income$1,082,0001,564
Minority interest net income$056
Net income of bank and minority interests.$1,082,0001,565
Net charge-offs$243,000566
Cash dividends$600,0001,133
Sale, conversion, retirement of capital stock, net$0482
Net operating income$737,2002,058
2019-12-31 (YTD Data)Rank
Total interest income$29,823,0001,092
Total interest expense$4,991,0001,249
Net interest income$24,832,0001,057
Provision for loan and lease losses$523,0001,444
Total noninterest income$6,663,000934
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$501,0001,928
Trading account gains and fees$0135
Additional Noninterest Income$6,162,000718
Total noninterest expense$23,917,000945
Salaries and employee benefits$13,086,000969
Premises and equipment expense$2,959,000869
Additional noninterest expense$7,872,000863
Pre-tax net operating income$7,055,0001,354
Securities gains (losses)$394,000429
Applicable income taxes$1,439,0001,146
Income before extraordinary items$6,010,0001,384
Extraordinary gains, net$011
Net income$6,010,0001,387
Minority interest net income$076
Net income of bank and minority interests.$6,010,0001,387
Net charge-offs$275,0001,422
Cash dividends$1,800,0001,685
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,690,8601,407
2019-09-30 (YTD Data)Rank
Total interest income$22,227,0001,102
Total interest expense$3,583,0001,300
Net interest income$18,644,0001,060
Provision for loan and lease losses$434,0001,299
Total noninterest income$4,543,000969
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$376,0001,927
Trading account gains and fees$0129
Additional Noninterest Income$4,167,000763
Total noninterest expense$17,568,000947
Salaries and employee benefits$9,433,000997
Premises and equipment expense$2,181,000879
Additional noninterest expense$5,954,000847
Pre-tax net operating income$5,185,0001,404
Securities gains (losses)$291,000428
Applicable income taxes$1,099,0001,154
Income before extraordinary items$4,377,0001,442
Extraordinary gains, net$011
Net income$4,377,0001,442
Minority interest net income$072
Net income of bank and minority interests.$4,377,0001,444
Net charge-offs$242,0001,165
Cash dividends$1,200,0001,625
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,144,2001,474
2019-06-30 (YTD Data)Rank
Total interest income$14,629,0001,102
Total interest expense$2,243,0001,346
Net interest income$12,386,0001,062
Provision for loan and lease losses$326,0001,152
Total noninterest income$2,821,0001,007
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$251,0001,900
Trading account gains and fees$0131
Additional Noninterest Income$2,570,000795
Total noninterest expense$11,363,000972
Salaries and employee benefits$6,078,0001,018
Premises and equipment expense$1,428,000897
Additional noninterest expense$3,857,000882
Pre-tax net operating income$3,518,0001,369
Securities gains (losses)$01,702
Applicable income taxes$704,0001,167
Income before extraordinary items$2,814,0001,459
Extraordinary gains, net$011
Net income$2,814,0001,458
Minority interest net income$069
Net income of bank and minority interests.$2,814,0001,459
Net charge-offs$183,0001,051
Cash dividends$800,0001,636
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,814,0001,433
2019-03-31 (YTD Data)Rank
Total interest income$7,237,0001,106
Total interest expense$1,054,0001,379
Net interest income$6,183,0001,066
Provision for loan and lease losses$210,000909
Total noninterest income$1,124,0001,144
Gross Fiduciary activities income$0972
Service charges on deposit accounts$130,0001,839
Trading account gains and fees$0126
Additional Noninterest Income$994,000904
Total noninterest expense$5,427,0001,015
Salaries and employee benefits$2,928,0001,056
Premises and equipment expense$691,000913
Additional noninterest expense$1,808,000921
Pre-tax net operating income$1,670,0001,394
Securities gains (losses)$01,087
Applicable income taxes$333,0001,186
Income before extraordinary items$1,337,0001,490
Extraordinary gains, net$05
Net income$1,337,0001,489
Minority interest net income$052
Net income of bank and minority interests.$1,337,0001,489
Net charge-offs$118,000816
Cash dividends$400,0001,497
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,337,0001,464
2018-12-31 (YTD Data)Rank
Total interest income$27,127,0001,097
Total interest expense$3,596,0001,235
Net interest income$23,531,0001,086
Provision for loan and lease losses$717,0001,135
Total noninterest income$5,080,0001,076
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$500,0001,981
Trading account gains and fees$0126
Additional Noninterest Income$4,580,000849
Total noninterest expense$20,740,0001,035
Salaries and employee benefits$11,273,0001,064
Premises and equipment expense$2,545,000960
Additional noninterest expense$6,922,000973
Pre-tax net operating income$7,154,0001,324
Securities gains (losses)$01,125
Applicable income taxes$1,441,0001,078
Income before extraordinary items$5,713,0001,414
Extraordinary gains, net$06
Net income$5,713,0001,413
Minority interest net income$072
Net income of bank and minority interests.$5,713,0001,413
Net charge-offs$888,000655
Cash dividends$800,0002,453
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,713,0001,401
2018-09-30 (YTD Data)Rank
Total interest income$19,975,0001,104
Total interest expense$2,586,0001,216
Net interest income$17,389,0001,094
Provision for loan and lease losses$527,0001,094
Total noninterest income$3,726,0001,098
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$365,0002,041
Trading account gains and fees$0138
Additional Noninterest Income$3,361,000870
Total noninterest expense$15,408,0001,049
Salaries and employee benefits$8,394,0001,070
Premises and equipment expense$1,915,000952
Additional noninterest expense$5,099,000980
Pre-tax net operating income$5,180,0001,380
Securities gains (losses)$01,118
Applicable income taxes$1,035,0001,144
Income before extraordinary items$4,145,0001,462
Extraordinary gains, net$05
Net income$4,145,0001,462
Minority interest net income$066
Net income of bank and minority interests.$4,145,0001,461
Net charge-offs$718,000566
Cash dividends$400,0002,579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,145,0001,445
2018-06-30 (YTD Data)Rank
Total interest income$12,880,0001,128
Total interest expense$1,646,0001,206
Net interest income$11,234,0001,117
Provision for loan and lease losses$337,0001,097
Total noninterest income$2,199,0001,188
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$248,0001,989
Trading account gains and fees$0130
Additional Noninterest Income$1,951,000951
Total noninterest expense$9,795,0001,084
Salaries and employee benefits$5,545,0001,086
Premises and equipment expense$1,530,000820
Additional noninterest expense$2,720,0001,163
Pre-tax net operating income$3,301,0001,414
Securities gains (losses)$0961
Applicable income taxes$658,0001,161
Income before extraordinary items$2,643,0001,500
Extraordinary gains, net$06
Net income$2,643,0001,499
Minority interest net income$065
Net income of bank and minority interests.$2,643,0001,499
Net charge-offs$401,000602
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,643,0001,486
2018-03-31 (YTD Data)Rank
Total interest income$6,155,0001,164
Total interest expense$773,0001,206
Net interest income$5,382,0001,153
Provision for loan and lease losses$22,0002,757
Total noninterest income$1,185,0001,133
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$133,0001,911
Trading account gains and fees$0123
Additional Noninterest Income$1,052,000903
Total noninterest expense$5,031,0001,064
Salaries and employee benefits$2,711,0001,114
Premises and equipment expense$642,000961
Additional noninterest expense$1,678,000971
Pre-tax net operating income$1,514,0001,472
Securities gains (losses)$0735
Applicable income taxes$300,0001,222
Income before extraordinary items$1,214,0001,573
Extraordinary gains, net$07
Net income$1,214,0001,572
Minority interest net income$052
Net income of bank and minority interests.$1,214,0001,573
Net charge-offs$103,000843
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,214,0001,562
2017-12-31 (YTD Data)Rank
Total interest income$23,664,0001,168
Total interest expense$2,806,0001,156
Net interest income$20,858,0001,168
Provision for loan and lease losses$993,000911
Total noninterest income$4,693,0001,164
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$499,0002,036
Trading account gains and fees$0151
Additional Noninterest Income$4,194,000919
Total noninterest expense$18,825,0001,112
Salaries and employee benefits$10,005,0001,159
Premises and equipment expense$2,446,000971
Additional noninterest expense$6,374,0001,018
Pre-tax net operating income$5,733,0001,523
Securities gains (losses)$113,000580
Applicable income taxes$2,599,0001,071
Income before extraordinary items$3,247,0001,918
Extraordinary gains, net$09
Net income$3,247,0001,918
Minority interest net income$076
Net income of bank and minority interests.$3,247,0001,919
Net charge-offs$1,957,000408
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,174,6801,923
2017-09-30 (YTD Data)Rank
Total interest income$17,430,0001,185
Total interest expense$2,031,0001,170
Net interest income$15,399,0001,187
Provision for loan and lease losses$745,000887
Total noninterest income$3,268,0001,240
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$364,0002,088
Trading account gains and fees$0145
Additional Noninterest Income$2,904,000996
Total noninterest expense$13,947,0001,124
Salaries and employee benefits$7,309,0001,188
Premises and equipment expense$1,847,000976
Additional noninterest expense$4,791,0001,009
Pre-tax net operating income$3,975,0001,647
Securities gains (losses)$113,000550
Applicable income taxes$1,290,0001,245
Income before extraordinary items$2,798,0001,833
Extraordinary gains, net$09
Net income$2,798,0001,833
Minority interest net income$071
Net income of bank and minority interests.$2,798,0001,833
Net charge-offs$441,000881
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,721,1601,858
2017-06-30 (YTD Data)Rank
Total interest income$11,360,0001,205
Total interest expense$1,294,0001,178
Net interest income$10,066,0001,208
Provision for loan and lease losses$545,000804
Total noninterest income$2,044,0001,285
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$235,0002,128
Trading account gains and fees$0139
Additional Noninterest Income$1,809,0001,050
Total noninterest expense$9,169,0001,142
Salaries and employee benefits$4,775,0001,212
Premises and equipment expense$1,240,000973
Additional noninterest expense$3,154,0001,026
Pre-tax net operating income$2,396,0001,771
Securities gains (losses)$62,000579
Applicable income taxes$767,0001,301
Income before extraordinary items$1,691,0001,963
Extraordinary gains, net$011
Net income$1,691,0001,963
Minority interest net income$071
Net income of bank and minority interests.$1,691,0001,963
Net charge-offs$129,0001,339
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,648,2201,976
2017-03-31 (YTD Data)Rank
Total interest income$5,509,0001,224
Total interest expense$634,0001,172
Net interest income$4,875,0001,231
Provision for loan and lease losses$100,0001,432
Total noninterest income$856,0001,440
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$118,0002,128
Trading account gains and fees$0142
Additional Noninterest Income$738,0001,187
Total noninterest expense$4,443,0001,181
Salaries and employee benefits$2,377,0001,230
Premises and equipment expense$576,0001,041
Additional noninterest expense$1,490,0001,076
Pre-tax net operating income$1,188,0001,728
Securities gains (losses)$10,000671
Applicable income taxes$372,0001,314
Income before extraordinary items$826,0001,931
Extraordinary gains, net$08
Net income$826,0001,931
Minority interest net income$055
Net income of bank and minority interests.$826,0001,931
Net charge-offs$100,000926
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$819,1001,919
2016-12-31 (YTD Data)Rank
Total interest income$21,568,0001,215
Total interest expense$2,336,0001,240
Net interest income$19,232,0001,219
Provision for loan and lease losses$1,612,000617
Total noninterest income$4,308,0001,273
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$470,0002,183
Trading account gains and fees$0170
Additional Noninterest Income$3,838,0001,010
Total noninterest expense$17,343,0001,182
Salaries and employee benefits$9,225,0001,225
Premises and equipment expense$2,068,0001,137
Additional noninterest expense$6,050,0001,094
Pre-tax net operating income$4,585,0001,732
Securities gains (losses)$494,000433
Applicable income taxes$1,608,0001,216
Income before extraordinary items$3,471,0001,862
Extraordinary gains, net$05
Net income$3,471,0001,861
Minority interest net income$082
Net income of bank and minority interests.$3,471,0001,861
Net charge-offs$579,000985
Cash dividends$600,0002,761
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,135,0801,978
2016-09-30 (YTD Data)Rank
Total interest income$16,005,0001,233
Total interest expense$1,700,0001,265
Net interest income$14,305,0001,232
Provision for loan and lease losses$595,0001,026
Total noninterest income$3,139,0001,290
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$344,0002,237
Trading account gains and fees$0169
Additional Noninterest Income$2,795,0001,038
Total noninterest expense$12,682,0001,204
Salaries and employee benefits$6,712,0001,257
Premises and equipment expense$1,525,0001,163
Additional noninterest expense$4,445,0001,112
Pre-tax net operating income$4,167,0001,507
Securities gains (losses)$444,000436
Applicable income taxes$1,480,0001,085
Income before extraordinary items$3,131,0001,624
Extraordinary gains, net$05
Net income$3,131,0001,623
Minority interest net income$071
Net income of bank and minority interests.$3,131,0001,624
Net charge-offs$325,0001,074
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,829,0801,721
2016-06-30 (YTD Data)Rank
Total interest income$10,528,0001,249
Total interest expense$1,090,0001,312
Net interest income$9,438,0001,240
Provision for loan and lease losses$450,000927
Total noninterest income$2,081,0001,275
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$222,0002,260
Trading account gains and fees$0157
Additional Noninterest Income$1,859,0001,024
Total noninterest expense$8,293,0001,227
Salaries and employee benefits$4,395,0001,287
Premises and equipment expense$1,005,0001,176
Additional noninterest expense$2,893,0001,132
Pre-tax net operating income$2,776,0001,501
Securities gains (losses)$228,000538
Applicable income taxes$964,0001,111
Income before extraordinary items$2,040,0001,632
Extraordinary gains, net$016
Net income$2,040,0001,633
Minority interest net income$071
Net income of bank and minority interests.$2,040,0001,633
Net charge-offs$246,000991
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,884,9601,709
2016-03-31 (YTD Data)Rank
Total interest income$5,235,0001,255
Total interest expense$540,0001,315
Net interest income$4,695,0001,242
Provision for loan and lease losses$200,000957
Total noninterest income$935,0001,367
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$110,0002,274
Trading account gains and fees$0142
Additional Noninterest Income$825,0001,070
Total noninterest expense$4,113,0001,239
Salaries and employee benefits$2,235,0001,267
Premises and equipment expense$520,0001,149
Additional noninterest expense$1,358,0001,187
Pre-tax net operating income$1,317,0001,538
Securities gains (losses)$65,000708
Applicable income taxes$441,0001,154
Income before extraordinary items$941,0001,714
Extraordinary gains, net$012
Net income$941,0001,715
Minority interest net income$062
Net income of bank and minority interests.$941,0001,715
Net charge-offs$133,000851
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$896,8001,745
2015-12-31 (YTD Data)Rank
Total interest income$20,302,0001,256
Total interest expense$2,091,0001,330
Net interest income$18,211,0001,250
Provision for loan and lease losses$282,0001,973
Total noninterest income$4,049,0001,285
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$459,0002,284
Trading account gains and fees$0159
Additional Noninterest Income$3,590,0001,029
Total noninterest expense$15,893,0001,247
Salaries and employee benefits$8,721,0001,258
Premises and equipment expense$1,913,0001,226
Additional noninterest expense$5,259,0001,219
Pre-tax net operating income$6,085,0001,346
Securities gains (losses)$49,0001,662
Applicable income taxes$1,902,0001,042
Income before extraordinary items$4,232,0001,535
Extraordinary gains, net$023
Net income$4,232,0001,535
Minority interest net income$081
Net income of bank and minority interests.$4,232,0001,535
Net charge-offs$389,0001,384
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,198,1901,516
2015-09-30 (YTD Data)Rank
Total interest income$15,012,0001,281
Total interest expense$1,551,0001,358
Net interest income$13,461,0001,273
Provision for loan and lease losses$277,0001,588
Total noninterest income$3,075,0001,307
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$340,0002,313
Trading account gains and fees$0153
Additional Noninterest Income$2,735,0001,037
Total noninterest expense$11,458,0001,295
Salaries and employee benefits$6,320,0001,303
Premises and equipment expense$1,430,0001,255
Additional noninterest expense$3,708,0001,279
Pre-tax net operating income$4,801,0001,318
Securities gains (losses)$43,0001,570
Applicable income taxes$1,567,0001,004
Income before extraordinary items$3,277,0001,521
Extraordinary gains, net$021
Net income$3,277,0001,522
Minority interest net income$078
Net income of bank and minority interests.$3,277,0001,522
Net charge-offs$318,0001,163
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,247,7601,495
2015-06-30 (YTD Data)Rank
Total interest income$9,817,0001,302
Total interest expense$997,0001,411
Net interest income$8,820,0001,290
Provision for loan and lease losses$157,0001,727
Total noninterest income$1,913,0001,358
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$221,0002,329
Trading account gains and fees$0157
Additional Noninterest Income$1,692,0001,093
Total noninterest expense$7,429,0001,328
Salaries and employee benefits$4,151,0001,323
Premises and equipment expense$926,0001,293
Additional noninterest expense$2,352,0001,338
Pre-tax net operating income$3,147,0001,325
Securities gains (losses)$33,0001,449
Applicable income taxes$1,028,0001,009
Income before extraordinary items$2,152,0001,525
Extraordinary gains, net$022
Net income$2,152,0001,527
Minority interest net income$075
Net income of bank and minority interests.$2,152,0001,527
Net charge-offs$360,000812
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,129,5601,500
2015-03-31 (YTD Data)Rank
Total interest income$4,826,0001,328
Total interest expense$480,0001,452
Net interest income$4,346,0001,306
Provision for loan and lease losses$100,0001,425
Total noninterest income$896,0001,390
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$110,0002,314
Trading account gains and fees$0152
Additional Noninterest Income$786,0001,107
Total noninterest expense$3,624,0001,357
Salaries and employee benefits$2,062,0001,338
Premises and equipment expense$448,0001,337
Additional noninterest expense$1,114,0001,380
Pre-tax net operating income$1,518,0001,321
Securities gains (losses)$29,0001,077
Applicable income taxes$499,0001,012
Income before extraordinary items$1,048,0001,529
Extraordinary gains, net$013
Net income$1,048,0001,530
Minority interest net income$064
Net income of bank and minority interests.$1,048,0001,531
Net charge-offs$143,000898
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,028,2801,501
2014-12-31 (YTD Data)Rank
Total interest income$18,729,0001,359
Total interest expense$1,725,0001,679
Net interest income$17,004,0001,317
Provision for loan and lease losses$55,0003,706
Total noninterest income$3,174,0001,495
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$417,0002,602
Trading account gains and fees$0180
Additional Noninterest Income$2,757,0001,158
Total noninterest expense$14,803,0001,320
Salaries and employee benefits$7,860,0001,348
Premises and equipment expense$1,899,0001,265
Additional noninterest expense$5,044,0001,293
Pre-tax net operating income$5,320,0001,442
Securities gains (losses)$143,0001,003
Applicable income taxes$1,547,0001,174
Income before extraordinary items$3,916,0001,619
Extraordinary gains, net$017
Net income$3,916,0001,618
Minority interest net income$084
Net income of bank and minority interests.$3,916,0001,618
Net charge-offs$452,0001,574
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,813,0401,629
2014-09-30 (YTD Data)Rank
Total interest income$13,881,0001,376
Total interest expense$1,305,0001,682
Net interest income$12,576,0001,333
Provision for loan and lease losses$55,0003,315
Total noninterest income$2,314,0001,539
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$316,0002,611
Trading account gains and fees$0174
Additional Noninterest Income$1,998,0001,204
Total noninterest expense$10,779,0001,366
Salaries and employee benefits$5,705,0001,389
Premises and equipment expense$1,449,0001,245
Additional noninterest expense$3,625,0001,334
Pre-tax net operating income$4,056,0001,439
Securities gains (losses)$86,0001,096
Applicable income taxes$1,302,0001,095
Income before extraordinary items$2,840,0001,667
Extraordinary gains, net$015
Net income$2,840,0001,668
Minority interest net income$081
Net income of bank and minority interests.$2,840,0001,667
Net charge-offs$368,0001,417
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,780,6601,658
2014-06-30 (YTD Data)Rank
Total interest income$9,155,0001,383
Total interest expense$879,0001,683
Net interest income$8,276,0001,344
Provision for loan and lease losses$55,0002,941
Total noninterest income$1,428,0001,604
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$205,0002,652
Trading account gains and fees$0172
Additional Noninterest Income$1,223,0001,267
Total noninterest expense$7,116,0001,374
Salaries and employee benefits$3,764,0001,400
Premises and equipment expense$981,0001,235
Additional noninterest expense$2,371,0001,357
Pre-tax net operating income$2,533,0001,483
Securities gains (losses)$80,000912
Applicable income taxes$812,0001,119
Income before extraordinary items$1,801,0001,682
Extraordinary gains, net$020
Net income$1,801,0001,685
Minority interest net income$080
Net income of bank and minority interests.$1,801,0001,684
Net charge-offs$64,0002,573
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,745,8001,690
2014-03-31 (YTD Data)Rank
Total interest income$4,545,0001,391
Total interest expense$441,0001,702
Net interest income$4,104,0001,349
Provision for loan and lease losses$55,0002,165
Total noninterest income$664,0001,658
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$103,0002,617
Trading account gains and fees$0147
Additional Noninterest Income$561,0001,299
Total noninterest expense$3,516,0001,388
Salaries and employee benefits$1,873,0001,423
Premises and equipment expense$478,0001,292
Additional noninterest expense$1,165,0001,365
Pre-tax net operating income$1,197,0001,514
Securities gains (losses)$-6,0006,390
Applicable income taxes$365,0001,158
Income before extraordinary items$826,0001,768
Extraordinary gains, net$016
Net income$826,0001,772
Minority interest net income$066
Net income of bank and minority interests.$826,0001,771
Net charge-offs$-20,0006,041
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$830,1401,728
2013-12-31 (YTD Data)Rank
Total interest income$18,428,0001,382
Total interest expense$1,838,0001,838
Net interest income$16,590,0001,314
Provision for loan and lease losses$540,0001,748
Total noninterest income$2,606,0001,803
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$448,0002,591
Trading account gains and fees$0184
Additional Noninterest Income$2,158,0001,425
Total noninterest expense$14,257,0001,392
Salaries and employee benefits$7,132,0001,461
Premises and equipment expense$1,850,0001,276
Additional noninterest expense$5,275,0001,271
Pre-tax net operating income$4,399,0001,583
Securities gains (losses)$456,000489
Applicable income taxes$1,298,0001,236
Income before extraordinary items$3,557,0001,658
Extraordinary gains, net$029
Net income$3,557,0001,661
Minority interest net income$090
Net income of bank and minority interests.$3,557,0001,662
Net charge-offs$889,0001,388
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,224,1201,761
2013-09-30 (YTD Data)Rank
Total interest income$13,677,0001,400
Total interest expense$1,382,0001,890
Net interest income$12,295,0001,328
Provision for loan and lease losses$290,0002,122
Total noninterest income$1,879,0001,874
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$331,0002,643
Trading account gains and fees$0180
Additional Noninterest Income$1,548,0001,520
Total noninterest expense$10,284,0001,437
Salaries and employee benefits$5,251,0001,488
Premises and equipment expense$1,362,0001,311
Additional noninterest expense$3,671,0001,361
Pre-tax net operating income$3,600,0001,505
Securities gains (losses)$405,000494
Applicable income taxes$1,223,0001,085
Income before extraordinary items$2,782,0001,615
Extraordinary gains, net$025
Net income$2,782,0001,618
Minority interest net income$084
Net income of bank and minority interests.$2,782,0001,619
Net charge-offs$842,0001,129
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,502,5501,730
2013-06-30 (YTD Data)Rank
Total interest income$9,104,0001,398
Total interest expense$926,0001,911
Net interest income$8,178,0001,316
Provision for loan and lease losses$290,0001,732
Total noninterest income$1,178,0002,001
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$213,0002,674
Trading account gains and fees$0157
Additional Noninterest Income$965,0001,618
Total noninterest expense$6,804,0001,454
Salaries and employee benefits$3,502,0001,488
Premises and equipment expense$904,0001,322
Additional noninterest expense$2,398,0001,380
Pre-tax net operating income$2,262,0001,561
Securities gains (losses)$394,000455
Applicable income taxes$807,0001,094
Income before extraordinary items$1,849,0001,639
Extraordinary gains, net$022
Net income$1,849,0001,641
Minority interest net income$082
Net income of bank and minority interests.$1,849,0001,644
Net charge-offs$350,0001,541
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,573,2001,782
2013-03-31 (YTD Data)Rank
Total interest income$4,537,0001,403
Total interest expense$466,0001,943
Net interest income$4,071,0001,325
Provision for loan and lease losses$235,0001,198
Total noninterest income$659,0001,824
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$103,0002,736
Trading account gains and fees$0148
Additional Noninterest Income$556,0001,458
Total noninterest expense$3,451,0001,432
Salaries and employee benefits$1,776,0001,493
Premises and equipment expense$469,0001,295
Additional noninterest expense$1,206,0001,353
Pre-tax net operating income$1,044,0001,638
Securities gains (losses)$259,000371
Applicable income taxes$394,0001,098
Income before extraordinary items$909,0001,606
Extraordinary gains, net$010
Net income$909,0001,607
Minority interest net income$076
Net income of bank and minority interests.$909,0001,608
Net charge-offs$163,0001,515
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$727,7001,861
2012-12-31 (YTD Data)Rank
Total interest income$18,753,0001,418
Total interest expense$2,480,0001,764
Net interest income$16,273,0001,344
Provision for loan and lease losses$2,289,000962
Total noninterest income$2,090,0002,119
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$428,0002,790
Trading account gains and fees$0166
Additional Noninterest Income$1,662,0001,739
Total noninterest expense$13,347,0001,474
Salaries and employee benefits$6,514,0001,551
Premises and equipment expense$1,804,0001,314
Additional noninterest expense$5,029,0001,349
Pre-tax net operating income$2,727,0002,263
Securities gains (losses)$674,000750
Applicable income taxes$790,0001,712
Income before extraordinary items$2,611,0002,093
Extraordinary gains, net$029
Net income$2,611,0002,092
Minority interest net income$093
Net income of bank and minority interests.$2,611,0002,094
Net charge-offs$2,366,0001,024
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,092,0202,378
2012-09-30 (YTD Data)Rank
Total interest income$14,094,0001,439
Total interest expense$1,978,0001,736
Net interest income$12,116,0001,365
Provision for loan and lease losses$1,776,000946
Total noninterest income$1,284,0002,424
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$316,0002,855
Trading account gains and fees$0157
Additional Noninterest Income$968,0002,033
Total noninterest expense$9,659,0001,519
Salaries and employee benefits$4,646,0001,629
Premises and equipment expense$1,347,0001,339
Additional noninterest expense$3,666,0001,389
Pre-tax net operating income$1,965,0002,392
Securities gains (losses)$411,000880
Applicable income taxes$673,0001,625
Income before extraordinary items$1,703,0002,425
Extraordinary gains, net$020
Net income$1,703,0002,426
Minority interest net income$086
Net income of bank and minority interests.$1,703,0002,426
Net charge-offs$1,695,0001,026
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,407,0802,624
2012-06-30 (YTD Data)Rank
Total interest income$9,331,0001,460
Total interest expense$1,391,0001,718
Net interest income$7,940,0001,390
Provision for loan and lease losses$1,175,000971
Total noninterest income$1,055,0002,090
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$208,0002,871
Trading account gains and fees$0153
Additional Noninterest Income$847,0001,695
Total noninterest expense$6,478,0001,516
Salaries and employee benefits$3,044,0001,649
Premises and equipment expense$905,0001,321
Additional noninterest expense$2,529,0001,343
Pre-tax net operating income$1,342,0002,321
Securities gains (losses)$170,0001,221
Applicable income taxes$458,0001,572
Income before extraordinary items$1,054,0002,523
Extraordinary gains, net$019
Net income$1,054,0002,523
Minority interest net income$084
Net income of bank and minority interests.$1,054,0002,523
Net charge-offs$1,094,0001,069
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$935,0002,600
2012-03-31 (YTD Data)Rank
Total interest income$4,686,0001,469
Total interest expense$715,0001,738
Net interest income$3,971,0001,398
Provision for loan and lease losses$750,000765
Total noninterest income$610,0001,879
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$101,0002,916
Trading account gains and fees$0148
Additional Noninterest Income$509,0001,491
Total noninterest expense$3,236,0001,514
Salaries and employee benefits$1,500,0001,676
Premises and equipment expense$449,0001,334
Additional noninterest expense$1,287,0001,306
Pre-tax net operating income$595,0002,546
Securities gains (losses)$41,0001,315
Applicable income taxes$188,0001,801
Income before extraordinary items$448,0002,842
Extraordinary gains, net$019
Net income$448,0002,845
Minority interest net income$078
Net income of bank and minority interests.$448,0002,846
Net charge-offs$356,0001,339
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$419,3002,809
2011-12-31 (YTD Data)Rank
Total interest income$19,519,0001,463
Total interest expense$3,772,0001,606
Net interest income$15,747,0001,412
Provision for loan and lease losses$4,807,000809
Total noninterest income$1,619,0002,336
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$433,0002,877
Trading account gains and fees$0146
Additional Noninterest Income$1,186,0001,925
Total noninterest expense$12,103,0001,621
Salaries and employee benefits$5,646,0001,710
Premises and equipment expense$1,742,0001,436
Additional noninterest expense$4,715,0001,455
Pre-tax net operating income$456,0004,832
Securities gains (losses)$1,181,000372
Applicable income taxes$291,0002,564
Income before extraordinary items$1,346,0002,990
Extraordinary gains, net$029
Net income$1,346,0002,991
Minority interest net income$096
Net income of bank and minority interests.$1,346,0002,991
Net charge-offs$4,662,000855
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$377,5804,880
2011-09-30 (YTD Data)Rank
Total interest income$14,674,0001,475
Total interest expense$3,000,0001,575
Net interest income$11,674,0001,439
Provision for loan and lease losses$2,757,000991
Total noninterest income$1,651,0001,871
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$319,0002,905
Trading account gains and fees$0145
Additional Noninterest Income$1,332,0001,454
Total noninterest expense$9,549,0001,535
Salaries and employee benefits$4,260,0001,713
Premises and equipment expense$1,322,0001,433
Additional noninterest expense$3,967,0001,299
Pre-tax net operating income$1,019,0003,275
Securities gains (losses)$766,000446
Applicable income taxes$549,0001,658
Income before extraordinary items$1,236,0002,666
Extraordinary gains, net$021
Net income$1,236,0002,668
Minority interest net income$087
Net income of bank and minority interests.$1,236,0002,668
Net charge-offs$2,763,000994
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$707,4603,629
2011-06-30 (YTD Data)Rank
Total interest income$9,838,0001,480
Total interest expense$2,115,0001,543
Net interest income$7,723,0001,451
Provision for loan and lease losses$1,485,0001,139
Total noninterest income$1,074,0001,893
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$203,0002,978
Trading account gains and fees$0153
Additional Noninterest Income$871,0001,479
Total noninterest expense$6,169,0001,596
Salaries and employee benefits$2,797,0001,746
Premises and equipment expense$882,0001,433
Additional noninterest expense$2,490,0001,411
Pre-tax net operating income$1,143,0002,317
Securities gains (losses)$200,000734
Applicable income taxes$418,0001,482
Income before extraordinary items$925,0002,419
Extraordinary gains, net$015
Net income$925,0002,419
Minority interest net income$089
Net income of bank and minority interests.$925,0002,419
Net charge-offs$1,982,000929
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$787,0002,619
2011-03-31 (YTD Data)Rank
Total interest income$4,942,0001,483
Total interest expense$1,130,0001,502
Net interest income$3,812,0001,460
Provision for loan and lease losses$579,0001,313
Total noninterest income$559,0001,842
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$99,0002,997
Trading account gains and fees$0158
Additional Noninterest Income$460,0001,427
Total noninterest expense$3,062,0001,618
Salaries and employee benefits$1,405,0001,755
Premises and equipment expense$441,0001,458
Additional noninterest expense$1,216,0001,440
Pre-tax net operating income$730,0001,912
Securities gains (losses)$31,000940
Applicable income taxes$239,0001,316
Income before extraordinary items$522,0002,174
Extraordinary gains, net$09
Net income$522,0002,173
Minority interest net income$086
Net income of bank and minority interests.$522,0002,174
Net charge-offs$728,0001,052
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$500,6102,209
2010-12-31 (YTD Data)Rank
Total interest income$21,589,0001,413
Total interest expense$5,968,0001,391
Net interest income$15,621,0001,432
Provision for loan and lease losses$2,783,0001,695
Total noninterest income$3,071,0001,525
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$466,0002,766
Trading account gains and fees$0175
Additional Noninterest Income$2,605,0001,161
Total noninterest expense$13,221,0001,496
Salaries and employee benefits$6,638,0001,486
Premises and equipment expense$1,718,0001,492
Additional noninterest expense$4,865,0001,488
Pre-tax net operating income$2,688,0001,788
Securities gains (losses)$358,0001,116
Applicable income taxes$822,0001,411
Income before extraordinary items$2,224,0001,840
Extraordinary gains, net$029
Net income$2,224,0001,841
Minority interest net income$0111
Net income of bank and minority interests.$2,224,0001,842
Net charge-offs$1,604,0002,106
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$2,0001,211
Net operating income$1,962,6601,979
2010-09-30 (YTD Data)Rank
Total interest income$16,233,0001,446
Total interest expense$4,713,0001,373
Net interest income$11,520,0001,480
Provision for loan and lease losses$1,435,0002,042
Total noninterest income$2,256,0001,542
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$355,0002,796
Trading account gains and fees$0165
Additional Noninterest Income$1,901,0001,144
Total noninterest expense$9,819,0001,499
Salaries and employee benefits$5,058,0001,462
Premises and equipment expense$1,266,0001,536
Additional noninterest expense$3,495,0001,510
Pre-tax net operating income$2,522,0001,560
Securities gains (losses)$321,0001,032
Applicable income taxes$917,0001,068
Income before extraordinary items$1,926,0001,708
Extraordinary gains, net$023
Net income$1,926,0001,712
Minority interest net income$0110
Net income of bank and minority interests.$1,926,0001,712
Net charge-offs$768,0002,515
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$2,0001,119
Net operating income$1,707,7201,838
2010-06-30 (YTD Data)Rank
Total interest income$10,841,0001,468
Total interest expense$3,364,0001,334
Net interest income$7,477,0001,516
Provision for loan and lease losses$835,0002,146
Total noninterest income$1,427,0001,563
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$232,0002,865
Trading account gains and fees$0152
Additional Noninterest Income$1,195,0001,147
Total noninterest expense$6,288,0001,572
Salaries and employee benefits$3,303,0001,507
Premises and equipment expense$815,0001,610
Additional noninterest expense$2,170,0001,618
Pre-tax net operating income$1,781,0001,463
Securities gains (losses)$222,000891
Applicable income taxes$652,000997
Income before extraordinary items$1,351,0001,616
Extraordinary gains, net$019
Net income$1,351,0001,615
Minority interest net income$0105
Net income of bank and minority interests.$1,351,0001,616
Net charge-offs$416,0002,659
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$2,0001,045
Net operating income$1,202,2601,726
2010-03-31 (YTD Data)Rank
Total interest income$5,368,0001,520
Total interest expense$1,974,0001,197
Net interest income$3,394,0001,678
Provision for loan and lease losses$387,0002,108
Total noninterest income$713,0001,579
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$111,0002,947
Trading account gains and fees$0175
Additional Noninterest Income$602,0001,123
Total noninterest expense$3,108,0001,614
Salaries and employee benefits$1,633,0001,524
Premises and equipment expense$406,0001,666
Additional noninterest expense$1,069,0001,643
Pre-tax net operating income$612,0002,070
Securities gains (losses)$75,000931
Applicable income taxes$226,0001,315
Income before extraordinary items$461,0002,283
Extraordinary gains, net$016
Net income$461,0002,282
Minority interest net income$091
Net income of bank and minority interests.$461,0002,283
Net charge-offs$31,0004,123
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$1,000996
Net operating income$410,7502,413
2009-12-31 (YTD Data)Rank
Total interest income$20,581,0001,662
Total interest expense$8,939,0001,341
Net interest income$11,642,0001,908
Provision for loan and lease losses$4,151,0001,627
Total noninterest income$2,355,0001,901
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$452,0003,084
Trading account gains and fees$0211
Additional Noninterest Income$1,903,0001,423
Total noninterest expense$10,777,0001,890
Salaries and employee benefits$5,015,0001,963
Premises and equipment expense$1,674,0001,605
Additional noninterest expense$4,088,0001,817
Pre-tax net operating income$-931,0006,228
Securities gains (losses)$6,0003,400
Applicable income taxes$-554,0007,075
Income before extraordinary items$-371,0005,996
Extraordinary gains, net$034
Net income$-371,0005,994
Minority interest net income$0115
Net income of bank and minority interests.$-371,0005,994
Net charge-offs$2,722,0001,705
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$6,0001,307
Net operating income$-374,8405,996
2009-09-30 (YTD Data)Rank
Total interest income$14,967,0001,733
Total interest expense$6,539,0001,443
Net interest income$8,428,0001,959
Provision for loan and lease losses$3,433,0001,356
Total noninterest income$1,654,0002,026
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$332,0003,135
Trading account gains and fees$0212
Additional Noninterest Income$1,322,0001,520
Total noninterest expense$7,743,0001,940
Salaries and employee benefits$3,663,0002,028
Premises and equipment expense$1,250,0001,628
Additional noninterest expense$2,830,0001,877
Pre-tax net operating income$-1,094,0006,702
Securities gains (losses)$-3,0007,144
Applicable income taxes$-383,0007,272
Income before extraordinary items$-714,0006,577
Extraordinary gains, net$027
Net income$-714,0006,578
Minority interest net income$0118
Net income of bank and minority interests.$-714,0006,578
Net charge-offs$992,0002,215
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$4,0001,209
Net operating income$-712,0506,579
2009-06-30 (YTD Data)Rank
Total interest income$9,602,0001,836
Total interest expense$4,201,0001,562
Net interest income$5,401,0002,033
Provision for loan and lease losses$933,0002,156
Total noninterest income$1,143,0001,983
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$222,0003,121
Trading account gains and fees$0193
Additional Noninterest Income$921,0001,500
Total noninterest expense$5,173,0001,971
Salaries and employee benefits$2,476,0002,037
Premises and equipment expense$801,0001,742
Additional noninterest expense$1,896,0001,889
Pre-tax net operating income$438,0003,529
Securities gains (losses)$145,0001,226
Applicable income taxes$191,0002,007
Income before extraordinary items$392,0003,510
Extraordinary gains, net$021
Net income$392,0003,507
Minority interest net income$0112
Net income of bank and minority interests.$392,0003,508
Net charge-offs$469,0002,412
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$2,0001,172
Net operating income$294,8503,881
2009-03-31 (YTD Data)Rank
Total interest income$4,501,0001,978
Total interest expense$2,048,0001,660
Net interest income$2,453,0002,238
Provision for loan and lease losses$322,0002,211
Total noninterest income$515,0002,095
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$107,0003,139
Trading account gains and fees$0171
Additional Noninterest Income$408,0001,600
Total noninterest expense$2,559,0001,935
Salaries and employee benefits$1,312,0001,962
Premises and equipment expense$410,0001,719
Additional noninterest expense$837,0001,913
Pre-tax net operating income$87,0005,171
Securities gains (losses)$116,000925
Applicable income taxes$65,0002,634
Income before extraordinary items$138,0004,484
Extraordinary gains, net$015
Net income$138,0004,488
Minority interest net income$0102
Net income of bank and minority interests.$138,0004,488
Net charge-offs$177,0002,247
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$59,1205,387
2008-12-31 (YTD Data)Rank
Total interest income$18,593,0002,052
Total interest expense$8,018,0001,973
Net interest income$10,575,0002,096
Provision for loan and lease losses$1,355,0002,278
Total noninterest income$2,074,0002,086
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$465,0003,173
Trading account gains and fees$0154
Additional Noninterest Income$1,609,0001,518
Total noninterest expense$10,277,0001,882
Salaries and employee benefits$4,913,0002,071
Premises and equipment expense$1,480,0001,849
Additional noninterest expense$3,884,0001,598
Pre-tax net operating income$1,017,0003,720
Securities gains (losses)$-1,670,0007,847
Applicable income taxes$-867,0007,665
Income before extraordinary items$214,0005,437
Extraordinary gains, net$039
Net income$214,0005,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0002,471
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$7,0001,339
Net operating income$1,282,8002,934
2008-09-30 (YTD Data)Rank
Total interest income$13,901,0002,105
Total interest expense$6,010,0002,047
Net interest income$7,891,0002,126
Provision for loan and lease losses$473,0002,812
Total noninterest income$1,577,0002,131
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$349,0003,193
Trading account gains and fees$0148
Additional Noninterest Income$1,228,0001,577
Total noninterest expense$7,054,0002,029
Salaries and employee benefits$3,550,0002,173
Premises and equipment expense$1,085,0001,884
Additional noninterest expense$2,419,0001,828
Pre-tax net operating income$1,941,0002,362
Securities gains (losses)$-1,631,0008,011
Applicable income taxes$670,0001,579
Income before extraordinary items$-360,0007,075
Extraordinary gains, net$031
Net income$-360,0007,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,983
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$3,0001,212
Net operating income$683,8404,013
2008-06-30 (YTD Data)Rank
Total interest income$9,177,0002,148
Total interest expense$3,983,0002,129
Net interest income$5,194,0002,135
Provision for loan and lease losses$255,0002,777
Total noninterest income$1,102,0002,082
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$234,0003,154
Trading account gains and fees$0149
Additional Noninterest Income$868,0001,554
Total noninterest expense$4,717,0002,033
Salaries and employee benefits$2,379,0002,179
Premises and equipment expense$723,0001,883
Additional noninterest expense$1,615,0001,791
Pre-tax net operating income$1,324,0002,432
Securities gains (losses)$92,0001,043
Applicable income taxes$462,0001,694
Income before extraordinary items$954,0002,671
Extraordinary gains, net$021
Net income$954,0002,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0002,756
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$3,0001,106
Net operating income$892,3602,768
2008-03-31 (YTD Data)Rank
Total interest income$4,550,0002,213
Total interest expense$1,985,0002,249
Net interest income$2,565,0002,155
Provision for loan and lease losses$125,0002,397
Total noninterest income$513,0002,202
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$117,0003,105
Trading account gains and fees$0158
Additional Noninterest Income$396,0001,649
Total noninterest expense$2,334,0002,049
Salaries and employee benefits$1,201,0002,189
Premises and equipment expense$362,0001,879
Additional noninterest expense$771,0001,827
Pre-tax net operating income$619,0002,641
Securities gains (losses)$80,000831
Applicable income taxes$222,0001,834
Income before extraordinary items$477,0002,801
Extraordinary gains, net$015
Net income$477,0002,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,100
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$3,000944
Net operating income$422,6002,996
2007-12-31 (YTD Data)Rank
Total interest income$17,715,0002,327
Total interest expense$7,835,0002,361
Net interest income$9,880,0002,267
Provision for loan and lease losses$451,0002,495
Total noninterest income$2,172,0002,097
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$504,0003,039
Trading account gains and fees$0178
Additional Noninterest Income$1,668,0001,559
Total noninterest expense$8,507,0002,158
Salaries and employee benefits$4,487,0002,244
Premises and equipment expense$1,366,0001,911
Additional noninterest expense$2,654,0002,065
Pre-tax net operating income$3,094,0002,399
Securities gains (losses)$41,000866
Applicable income taxes$1,068,0001,784
Income before extraordinary items$2,067,0002,743
Extraordinary gains, net$039
Net income$2,067,0002,742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0001,964
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$5,025,000267
Net operating income$2,039,9402,757
2007-09-30 (YTD Data)Rank
Total interest income$12,972,0002,389
Total interest expense$5,733,0002,409
Net interest income$7,239,0002,325
Provision for loan and lease losses$304,0002,293
Total noninterest income$1,622,0002,101
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$375,0003,047
Trading account gains and fees$0184
Additional Noninterest Income$1,247,0001,559
Total noninterest expense$6,392,0002,129
Salaries and employee benefits$3,368,0002,239
Premises and equipment expense$1,021,0001,911
Additional noninterest expense$2,003,0002,001
Pre-tax net operating income$2,165,0002,699
Securities gains (losses)$01,655
Applicable income taxes$738,0002,013
Income before extraordinary items$1,427,0003,082
Extraordinary gains, net$033
Net income$1,427,0003,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,815
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$5,009,000190
Net operating income$1,427,0003,062
2007-06-30 (YTD Data)Rank
Total interest income$8,391,0002,469
Total interest expense$3,684,0002,504
Net interest income$4,707,0002,402
Provision for loan and lease losses$245,0001,841
Total noninterest income$1,128,0002,058
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$256,0002,980
Trading account gains and fees$0168
Additional Noninterest Income$872,0001,536
Total noninterest expense$4,286,0002,144
Salaries and employee benefits$2,273,0002,253
Premises and equipment expense$679,0001,927
Additional noninterest expense$1,334,0002,019
Pre-tax net operating income$1,304,0002,941
Securities gains (losses)$01,444
Applicable income taxes$445,0002,228
Income before extraordinary items$859,0003,359
Extraordinary gains, net$029
Net income$859,0003,358
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,546
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$5,006,000141
Net operating income$859,0003,339
2007-03-31 (YTD Data)Rank
Total interest income$4,093,0002,513
Total interest expense$1,785,0002,564
Net interest income$2,308,0002,449
Provision for loan and lease losses$151,0001,421
Total noninterest income$532,0002,130
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$142,0002,708
Trading account gains and fees$0195
Additional Noninterest Income$390,0001,617
Total noninterest expense$2,118,0002,183
Salaries and employee benefits$1,131,0002,271
Premises and equipment expense$335,0001,947
Additional noninterest expense$652,0002,013
Pre-tax net operating income$571,0003,235
Securities gains (losses)$01,187
Applicable income taxes$195,0002,431
Income before extraordinary items$376,0003,640
Extraordinary gains, net$022
Net income$376,0003,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,544
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$5,004,00072
Net operating income$376,0003,621
2006-12-31 (YTD Data)Rank
Total interest income$14,680,0002,598
Total interest expense$5,684,0002,716
Net interest income$8,996,0002,510
Provision for loan and lease losses$630,0001,547
Total noninterest income$2,156,0002,111
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$627,0002,601
Trading account gains and fees$0130
Additional Noninterest Income$1,529,0001,651
Total noninterest expense$7,743,0002,281
Salaries and employee benefits$3,894,0002,500
Premises and equipment expense$1,318,0001,909
Additional noninterest expense$2,531,0002,082
Pre-tax net operating income$2,779,0002,920
Securities gains (losses)$7,0001,177
Applicable income taxes$995,0002,203
Income before extraordinary items$1,791,0003,364
Extraordinary gains, net$051
Net income$1,791,0003,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0001,605
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$335,000661
Net operating income$1,786,5203,355
2006-09-30 (YTD Data)Rank
Total interest income$10,675,0002,654
Total interest expense$4,049,0002,747
Net interest income$6,626,0002,581
Provision for loan and lease losses$489,0001,417
Total noninterest income$1,559,0002,165
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$465,0002,623
Trading account gains and fees$0126
Additional Noninterest Income$1,094,0001,703
Total noninterest expense$5,798,0002,283
Salaries and employee benefits$2,884,0002,525
Premises and equipment expense$995,0001,908
Additional noninterest expense$1,919,0002,046
Pre-tax net operating income$1,898,0003,228
Securities gains (losses)$2,0001,183
Applicable income taxes$671,0002,432
Income before extraordinary items$1,229,0003,677
Extraordinary gains, net$045
Net income$1,229,0003,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,298
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$262,000546
Net operating income$1,227,7003,668
2006-06-30 (YTD Data)Rank
Total interest income$6,889,0002,686
Total interest expense$2,528,0002,792
Net interest income$4,361,0002,611
Provision for loan and lease losses$305,0001,445
Total noninterest income$976,0002,262
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$313,0002,583
Trading account gains and fees$0126
Additional Noninterest Income$663,0001,834
Total noninterest expense$3,779,0002,340
Salaries and employee benefits$1,832,0002,639
Premises and equipment expense$667,0001,886
Additional noninterest expense$1,280,0002,057
Pre-tax net operating income$1,253,0003,267
Securities gains (losses)$01,185
Applicable income taxes$442,0002,474
Income before extraordinary items$811,0003,721
Extraordinary gains, net$039
Net income$811,0003,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,027
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$170,000454
Net operating income$811,0003,716
2006-03-31 (YTD Data)Rank
Total interest income$3,342,0002,707
Total interest expense$1,208,0002,787
Net interest income$2,134,0002,643
Provision for loan and lease losses$218,0001,077
Total noninterest income$448,0002,354
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$157,0002,502
Trading account gains and fees$0115
Additional Noninterest Income$291,0001,992
Total noninterest expense$1,812,0002,445
Salaries and employee benefits$886,0002,720
Premises and equipment expense$321,0001,974
Additional noninterest expense$605,0002,138
Pre-tax net operating income$552,0003,526
Securities gains (losses)$0955
Applicable income taxes$196,0002,634
Income before extraordinary items$356,0003,983
Extraordinary gains, net$021
Net income$356,0003,983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0001,969
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$39,000424
Net operating income$356,0003,965
2005-12-31 (YTD Data)Rank
Total interest income$12,028,0002,703
Total interest expense$3,779,0002,774
Net interest income$8,249,0002,628
Provision for loan and lease losses$803,0001,257
Total noninterest income$2,081,0002,155
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$589,0002,698
Trading account gains and fees$0138
Additional Noninterest Income$1,492,0001,664
Total noninterest expense$6,825,0002,438
Salaries and employee benefits$3,244,0002,769
Premises and equipment expense$1,233,0001,951
Additional noninterest expense$2,348,0002,128
Pre-tax net operating income$2,702,0002,999
Securities gains (losses)$10,0001,476
Applicable income taxes$921,0002,370
Income before extraordinary items$1,791,0003,367
Extraordinary gains, net$046
Net income$1,791,0003,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0001,280
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$327,000580
Net operating income$1,784,4003,345
2005-09-30 (YTD Data)Rank
Total interest income$8,728,0002,730
Total interest expense$2,656,0002,787
Net interest income$6,072,0002,646
Provision for loan and lease losses$629,0001,167
Total noninterest income$1,600,0002,106
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$434,0002,727
Trading account gains and fees$0126
Additional Noninterest Income$1,166,0001,619
Total noninterest expense$5,153,0002,409
Salaries and employee benefits$2,443,0002,730
Premises and equipment expense$914,0001,964
Additional noninterest expense$1,796,0002,070
Pre-tax net operating income$1,890,0003,175
Securities gains (losses)$10,0001,474
Applicable income taxes$644,0002,528
Income before extraordinary items$1,256,0003,550
Extraordinary gains, net$035
Net income$1,256,0003,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0001,090
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$327,000443
Net operating income$1,249,4003,532
2005-06-30 (YTD Data)Rank
Total interest income$5,581,0002,759
Total interest expense$1,650,0002,816
Net interest income$3,931,0002,703
Provision for loan and lease losses$374,0001,267
Total noninterest income$1,010,0002,156
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$285,0002,716
Trading account gains and fees$0116
Additional Noninterest Income$725,0001,699
Total noninterest expense$3,411,0002,406
Salaries and employee benefits$1,612,0002,741
Premises and equipment expense$598,0001,988
Additional noninterest expense$1,201,0002,049
Pre-tax net operating income$1,156,0003,349
Securities gains (losses)$6,0001,523
Applicable income taxes$395,0002,633
Income before extraordinary items$767,0003,732
Extraordinary gains, net$030
Net income$767,0003,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,000978
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$321,000328
Net operating income$763,0403,701
2005-03-31 (YTD Data)Rank
Total interest income$2,670,0002,835
Total interest expense$761,0002,922
Net interest income$1,909,0002,768
Provision for loan and lease losses$175,0001,252
Total noninterest income$456,0002,278
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$133,0002,798
Trading account gains and fees$0115
Additional Noninterest Income$323,0001,811
Total noninterest expense$1,676,0002,450
Salaries and employee benefits$960,0002,371
Premises and equipment expense$296,0002,024
Additional noninterest expense$420,0002,894
Pre-tax net operating income$514,0003,600
Securities gains (losses)$5,0001,192
Applicable income taxes$176,0002,803
Income before extraordinary items$343,0004,002
Extraordinary gains, net$024
Net income$343,0004,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,113
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$321,000191
Net operating income$339,7003,999
2004-12-31 (YTD Data)Rank
Total interest income$9,433,0002,982
Total interest expense$2,511,0003,053
Net interest income$6,922,0002,914
Provision for loan and lease losses$754,0001,359
Total noninterest income$1,823,0002,349
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$588,0002,749
Trading account gains and fees$0138
Additional Noninterest Income$1,235,0001,868
Total noninterest expense$5,768,0002,752
Salaries and employee benefits$3,265,0002,635
Premises and equipment expense$907,0002,506
Additional noninterest expense$1,596,0002,979
Pre-tax net operating income$2,223,0003,268
Securities gains (losses)$7,0003,010
Applicable income taxes$758,0002,616
Income before extraordinary items$1,472,0003,680
Extraordinary gains, net$034
Net income$1,472,0003,681
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$786,000920
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$30,000767
Net operating income$1,467,3803,631
2004-09-30 (YTD Data)Rank
Total interest income$6,795,0003,053
Total interest expense$1,817,0003,080
Net interest income$4,978,0003,018
Provision for loan and lease losses$634,0001,181
Total noninterest income$1,306,0002,430
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$432,0002,806
Trading account gains and fees$0134
Additional Noninterest Income$874,0001,958
Total noninterest expense$4,164,0002,822
Salaries and employee benefits$2,365,0002,704
Premises and equipment expense$642,0002,621
Additional noninterest expense$1,157,0003,040
Pre-tax net operating income$1,486,0003,596
Securities gains (losses)$03,710
Applicable income taxes$505,0002,882
Income before extraordinary items$981,0004,053
Extraordinary gains, net$026
Net income$981,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000794
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$24,000644
Net operating income$981,0003,986
2004-06-30 (YTD Data)Rank
Total interest income$4,388,0003,129
Total interest expense$1,176,0003,132
Net interest income$3,212,0003,092
Provision for loan and lease losses$131,0002,969
Total noninterest income$778,0002,637
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$268,0002,964
Trading account gains and fees$0130
Additional Noninterest Income$510,0002,161
Total noninterest expense$2,678,0002,905
Salaries and employee benefits$1,510,0002,814
Premises and equipment expense$423,0002,658
Additional noninterest expense$745,0003,138
Pre-tax net operating income$1,181,0003,149
Securities gains (losses)$03,413
Applicable income taxes$401,0002,552
Income before extraordinary items$780,0003,593
Extraordinary gains, net$021
Net income$780,0003,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,344
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$7,000593
Net operating income$780,0003,503
2004-03-31 (YTD Data)Rank
Total interest income$2,159,0003,181
Total interest expense$584,0003,187
Net interest income$1,575,0003,144
Provision for loan and lease losses$77,0002,529
Total noninterest income$290,0003,187
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$121,0003,142
Trading account gains and fees$0121
Additional Noninterest Income$169,0002,733
Total noninterest expense$1,268,0003,058
Salaries and employee benefits$714,0002,978
Premises and equipment expense$208,0002,710
Additional noninterest expense$346,0003,320
Pre-tax net operating income$520,0003,421
Securities gains (losses)$02,934
Applicable income taxes$179,0002,770
Income before extraordinary items$341,0003,917
Extraordinary gains, net$016
Net income$341,0003,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,858
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$341,0003,792
2003-12-31 (YTD Data)Rank
Total interest income$7,754,0003,532
Total interest expense$2,269,0003,611
Net interest income$5,485,0003,436
Provision for loan and lease losses$552,0001,997
Total noninterest income$1,611,0002,695
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$487,0003,155
Trading account gains and fees$0160
Additional Noninterest Income$1,124,0002,213
Total noninterest expense$4,405,0003,410
Salaries and employee benefits$2,461,0003,310
Premises and equipment expense$632,0003,378
Additional noninterest expense$1,312,0003,467
Pre-tax net operating income$2,139,0003,246
Securities gains (losses)$15,0003,390
Applicable income taxes$738,0002,682
Income before extraordinary items$1,416,0003,699
Extraordinary gains, net$054
Net income$1,416,0003,697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,031
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,406,1003,562
2003-09-30 (YTD Data)Rank
Total interest income$5,698,0003,620
Total interest expense$1,708,0003,719
Net interest income$3,990,0003,534
Provision for loan and lease losses$434,0001,912
Total noninterest income$1,287,0002,633
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$369,0003,141
Trading account gains and fees$0153
Additional Noninterest Income$918,0002,177
Total noninterest expense$3,178,0003,524
Salaries and employee benefits$1,791,0003,380
Premises and equipment expense$463,0003,431
Additional noninterest expense$924,0003,635
Pre-tax net operating income$1,665,0003,266
Securities gains (losses)$15,0003,125
Applicable income taxes$578,0002,746
Income before extraordinary items$1,102,0003,733
Extraordinary gains, net$040
Net income$1,102,0003,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,0002,725
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,092,1003,593
2003-06-30 (YTD Data)Rank
Total interest income$3,745,0003,685
Total interest expense$1,170,0003,740
Net interest income$2,575,0003,620
Provision for loan and lease losses$292,0001,905
Total noninterest income$875,0002,577
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$248,0003,082
Trading account gains and fees$0150
Additional Noninterest Income$627,0002,134
Total noninterest expense$2,059,0003,606
Salaries and employee benefits$1,187,0003,393
Premises and equipment expense$311,0003,383
Additional noninterest expense$561,0003,898
Pre-tax net operating income$1,099,0003,293
Securities gains (losses)$03,782
Applicable income taxes$380,0002,791
Income before extraordinary items$719,0003,789
Extraordinary gains, net$030
Net income$719,0003,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0002,557
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$719,0003,594
2003-03-31 (YTD Data)Rank
Total interest income$1,839,0003,760
Total interest expense$607,0003,714
Net interest income$1,232,0003,737
Provision for loan and lease losses$208,0001,327
Total noninterest income$385,0002,743
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$117,0003,150
Trading account gains and fees$0134
Additional Noninterest Income$268,0002,263
Total noninterest expense$937,0003,862
Salaries and employee benefits$562,0003,548
Premises and equipment expense$152,0003,453
Additional noninterest expense$223,0004,588
Pre-tax net operating income$472,0003,636
Securities gains (losses)$02,891
Applicable income taxes$167,0003,022
Income before extraordinary items$305,0004,191
Extraordinary gains, net$021
Net income$305,0004,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,704
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$305,0004,004
2002-12-31 (YTD Data)Rank
Total interest income$6,522,0004,291
Total interest expense$2,551,0004,038
Net interest income$3,971,0004,371
Provision for loan and lease losses$624,0002,004
Total noninterest income$1,380,0002,784
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$285,0004,343
Trading account gains and fees$0153
Additional Noninterest Income$1,095,0002,059
Total noninterest expense$3,493,0003,986
Salaries and employee benefits$2,011,0003,720
Premises and equipment expense$514,0003,868
Additional noninterest expense$968,0004,284
Pre-tax net operating income$1,234,0004,627
Securities gains (losses)$04,537
Applicable income taxes$420,0003,790
Income before extraordinary items$814,0005,155
Extraordinary gains, net$070
Net income$814,0005,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$290,0002,427
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$814,0005,016
2001-12-31 (YTD Data)Rank
Total interest income$4,759,0005,788
Total interest expense$2,259,0005,735
Net interest income$2,500,0005,718
Provision for loan and lease losses$420,0002,511
Total noninterest income$794,0003,870
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$193,0005,252
Trading account gains and fees$0177
Additional Noninterest Income$601,0002,827
Total noninterest expense$2,404,0005,101
Salaries and employee benefits$1,519,0004,467
Premises and equipment expense$403,0004,581
Additional noninterest expense$482,0006,558
Pre-tax net operating income$470,0006,674
Securities gains (losses)$16,0003,318
Applicable income taxes$-143,0009,323
Income before extraordinary items$629,0005,489
Extraordinary gains, net$0105
Net income$629,0005,493
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0004,086
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$613,0005,437
2000-12-31 (YTD Data)Rank
Total interest income$3,148,0007,261
Total interest expense$1,456,0007,250
Net interest income$1,692,0007,124
Provision for loan and lease losses$310,0002,759
Total noninterest income$85,0008,807
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$57,0007,470
Trading account gains and feesNANA
Additional Noninterest Income$28,0008,628
Total noninterest expense$1,553,0006,600
Salaries and employee benefits$760,0006,912
Premises and equipment expense$354,0004,896
Additional noninterest expense$439,0006,857
Pre-tax net operating income$-86,0009,233
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-86,0009,251
Extraordinary gains, net$038
Net income$-86,0009,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-86,0009,246
1999-12-31 (YTD Data)Rank
Total interest income$483,0009,983
Total interest expense$178,0009,961
Net interest income$305,0009,951
Provision for loan and lease losses$120,0004,720
Total noninterest income$8,00010,070
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$3,0008,790
Trading account gains and feesNANA
Additional Noninterest Income$5,0009,956
Total noninterest expense$1,027,0008,039
Salaries and employee benefits$374,0009,036
Premises and equipment expense$119,0008,257
Additional noninterest expense$534,0006,262
Pre-tax net operating income$-834,00010,011
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-834,00010,041
Extraordinary gains, net$035
Net income$-834,00010,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$9,356,00087
Net operating income$-834,00010,029

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.