Home > Bank of the James > Net charge- offs to loans
Bank of the James, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 2,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0275% | 4,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1557% | 4,547 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0102% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 4,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1518% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3363% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3363% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0344% | 4,359 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,062 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2064% | 4,586 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0580% | 4,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1716% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2754% | 1,516 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2754% | 1,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0450% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0492% | 4,462 |
| Percentage Net Loans Charged-off:Construction & development | -0.0077% | 4,366 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 4,159 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3037% | 4,616 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0505% | 4,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0201% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0827% | 4,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0910% | 4,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1888% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1888% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0458% | 4,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0685% | 4,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 4,235 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6020% | 4,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 4,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0406% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2111% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0401% | 4,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 4,265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0102% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0315% | 4,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0020% | 4,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0819% | 4,485 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1304% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0613% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 2,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0832% | 4,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0769% | 4,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0089% | 4,390 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1180% | 4,601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0719% | 4,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0027% | 4,320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1071% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1584% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0058% | 2,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0058% | 2,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0997% | 4,442 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0873% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0066% | 3,999 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1791% | 4,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 3,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 3,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2156% | 4,233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1718% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1700% | 4,624 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,061 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3683% | 4,624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 3,884 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2773% | 4,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1734% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1734% | 1,274 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0426% | 4,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 4,388 |
| Percentage Net Loans Charged-off:Construction & development | -0.0302% | 4,117 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0351% | 4,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0979% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,149 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1428% | 4,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0469% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 1,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1344% | 1,698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0260% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0256% | 4,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0465% | 4,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 3,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 3,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0551% | 4,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1173% | 1,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1173% | 1,604 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0085% | 3,871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0352% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 3,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 4,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0989% | 1,630 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0989% | 1,520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0361% | 4,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0064% | 4,358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 3,347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 3,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1654% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1754% | 1,268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1754% | 1,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0295% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.0360% | 4,292 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0302% | 798 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0828% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2178% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2178% | 1,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 1,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0382% | 4,339 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0048% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1243% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0194% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3426% | 1,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3426% | 1,400 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0946% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1110% | 474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0408% | 4,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1651% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1285% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1918% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0364% | 4,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0364% | 4,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2067% | 239 |
| Percentage Net Loans Charged-off:Construction & development | -0.0467% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3700% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2358% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0186% | 3,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0397% | 1,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.0394% | 4,398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0426% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1405% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 1,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1884% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3697% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1709% | 2,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0426% | 1,034 |
| Percentage Net Loans Charged-off:Construction & development | -0.0398% | 4,461 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1152% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0583% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1423% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3576% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5308% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3317% | 1,758 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0669% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 767 |
| Percentage Net Loans Charged-off:Construction & development | -0.0338% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0896% | 199 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1931% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0564% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4477% | 1,473 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4218% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4321% | 1,381 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 1,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1055% | 439 |
| Percentage Net Loans Charged-off:Construction & development | -0.0233% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2651% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0522% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4234% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,826 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 4,440 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0460% | 4,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1368% | 541 |
| Percentage Net Loans Charged-off:Construction & development | 0.3515% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0518% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2068% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2101% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2052% | 402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3777% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1106% | 2,860 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7936% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0500% | 3,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1691% | 34 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1846% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1503% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.4589% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2589% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2786% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 294 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3863% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2146% | 2,207 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3907% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1368% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2195% | 29 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1299% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.6988% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4213% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2957% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2847% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9158% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 2,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3175% | 24 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0817% | 1,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1841% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.7754% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2578% | 263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7146% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4932% | 5,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1070% | 4,718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1088% | 4,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6352% | 11 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4012% | 624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.0496% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1251% | 906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0957% | 432 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1403% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3423% | 282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8904% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4768% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.0386% | 6 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 1,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 1,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5918% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5842% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6370% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5572% | 1,328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.8606% | 12 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0538% | 2,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0480% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0359% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,008 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1768% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0774% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7408% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0954% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6999% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1851% | 20 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 1,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0950% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.1817% | 130 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0345% | 5,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2087% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3157% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 1,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0473% | 2,447 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0478% | 2,302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3667% | 16 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 1,974 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 1,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0950% | 405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0319% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1213% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2358% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0636% | 1,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4375% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1565% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2048% | 447 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1439% | 2,870 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.7383% | 17 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1004% | 1,047 |
| Percentage Net Loans Charged-off:Construction & development | 0.0871% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0432% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3126% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0920% | 1,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1198% | 5,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1213% | 5,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0532% | 20 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1141% | 945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0435% | 4,868 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0973% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3551% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1196% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2171% | 5,410 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6086% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2511% | 5,397 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2986% | 12 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1210% | 1,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 827 |
| Percentage Net Loans Charged-off:Construction & development | -0.0977% | 5,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2004% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0960% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0332% | 4,112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2623% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1238% | 5,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1252% | 5,059 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6398% | 9 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0925% | 2,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,997 |
| Percentage Net Loans Charged-off:Construction & development | -0.1568% | 5,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 5,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0087% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0307% | 5,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5032% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8113% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8351% | 157 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1602% | 12 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0490% | 4,987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0196% | 5,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 5,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6952% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0404% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0564% | 255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.4861% | 7 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1755% | 1,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 2,513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0289% | 518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 5,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 678 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 5,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0964% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9095% | 193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9298% | 171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.0651% | 5 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1412% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0338% | 5,527 |
| Percentage Net Loans Charged-off:Construction & development | -0.5403% | 5,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0437% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 5,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7100% | 448 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8710% | 81 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9080% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.8941% | 7 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1221% | 2,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 2,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.2158% | 790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1115% | 1,496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 1,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1051% | 2,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3022% | 1,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1898% | 2,910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1904% | 2,755 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8345% | 23 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 2,439 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0916% | 2,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.3341% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1086% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0547% | 925 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4861% | 1,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1196% | 3,028 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1199% | 2,879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.3081% | 15 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0359% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.2396% | 612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0103% | 5,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 2,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 4,440 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0674% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 4,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2153% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2154% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0615% | 26 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0227% | 5,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 5,703 |
| Percentage Net Loans Charged-off:Construction & development | -0.0481% | 5,378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0253% | 5,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 5,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0535% | 5,096 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0690% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0690% | 2,462 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 2,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3104% | 1,706 |
| Percentage Net Loans Charged-off:Construction & development | 1.1474% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3487% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 1,338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 2,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 5,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1034% | 5,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1034% | 5,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2018% | 60 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3370% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3929% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.9989% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4638% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2821% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2435% | 914 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3006% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0442% | 5,301 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0944% | 5,834 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0944% | 5,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2496% | 52 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2108% | 2,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2717% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2995% | 1,593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2260% | 841 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3347% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0055% | 2,346 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2136% | 6,025 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2136% | 5,970 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3354% | 39 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 2,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2104% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 5,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5905% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 4,644 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1101% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1435% | 2,471 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1435% | 2,328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.6675% | 22 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7280% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7570% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 2.1396% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7504% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2983% | 293 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4126% | 2,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3527% | 1,207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4419% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6275% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0683% | 6,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0683% | 6,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.3581% | 62 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6961% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7033% | 1,420 |
| Percentage Net Loans Charged-off:Construction & development | 2.3022% | 957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4737% | 1,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9507% | 229 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3906% | 2,037 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3259% | 1,109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4224% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6376% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7009% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7009% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.4821% | 57 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6767% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7230% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 2.7445% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1111% | 2,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2367% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4380% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3748% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4697% | 1,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0970% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1608% | 62 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4422% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4795% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 1.7161% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3284% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0275% | 5,549 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4135% | 1,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7082% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 1,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 2,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2561% | 2,189 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6160% | 43 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4313% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3343% | 1,178 |
| Percentage Net Loans Charged-off:Construction & development | 1.9101% | 1,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0167% | 1,229 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1176% | 215 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0606% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8562% | 924 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1608% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1374% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5582% | 1,067 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4041% | 1,029 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 179.1541% | 8 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1302% | 1,401 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0296% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 1.2839% | 1,769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9878% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1533% | 756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0859% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6883% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2785% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7194% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9477% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6967% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 223.4727% | 8 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2147% | 1,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0352% | 1,358 |
| Percentage Net Loans Charged-off:Construction & development | 1.3566% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4844% | 698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2401% | 584 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7493% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3198% | 1,130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9563% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2095% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9490% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4662% | 481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 411.3386% | 6 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8899% | 1,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6878% | 1,572 |
| Percentage Net Loans Charged-off:Construction & development | 1.1870% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6195% | 1,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6577% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2972% | 845 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8296% | 1,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6830% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4367% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4494% | 310 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 676.2887% | 2 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4914% | 3,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4192% | 3,251 |
| Percentage Net Loans Charged-off:Construction & development | 1.1624% | 2,424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1317% | 3,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5057% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2512% | 1,554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6172% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5871% | 3,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3683% | 891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 267.7596% | 11 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3136% | 4,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2224% | 3,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.7295% | 2,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1776% | 2,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2621% | 2,850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3411% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3549% | 3,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9100% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 341.5948% | 8 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2547% | 4,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1485% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.8263% | 2,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 2,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1954% | 2,821 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5187% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 3,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3041% | 2,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1640% | 602 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 611.0202% | 4 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0381% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 7,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 1,381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2264% | 2,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2634% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6033% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2776% | 1,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 800.0000% | 2 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8997% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6993% | 2,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.2899% | 3,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6037% | 1,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9928% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3129% | 1,461 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2578% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1685% | 1,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0970% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 500.0000% | 6 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4446% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 3,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0866% | 2,965 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4421% | 1,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1840% | 1,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5392% | 1,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6216% | 1,794 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4456% | 1,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 533.3252% | 6 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 3,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1711% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.1282% | 2,482 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3269% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2982% | 1,005 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3374% | 1,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8003% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0555% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2490% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 2,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.2515% | 1,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1200% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1625% | 1,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1169% | 2,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0402% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 3,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 2,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 2,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5776% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7644% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 7,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7577% | 1,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1165% | 4,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 2,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0768% | 2,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2856% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3750% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0390% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4151% | 3,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1058% | 3,752 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 2,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.1174% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2293% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2992% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0589% | 7,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4472% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 3,840 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0534% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.1980% | 843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0583% | 7,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2599% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1913% | 2,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,959 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0694% | 1,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2534% | 1,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3301% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3235% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1744% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1479% | 2,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0954% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0937% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1816% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2375% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0788% | 2,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3536% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1617% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1373% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1181% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2788% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3646% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2071% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4606% | 2,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1298% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1125% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1122% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2144% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2802% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0553% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0571% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 2,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 890 |
| Percentage Net Loans Charged-off:Construction & development | 0.2843% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0516% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2573% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1505% | 2,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6584% | 2,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2041% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2015% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.3941% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 768 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2326% | 607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3110% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 2,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7659% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 2,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1048% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4014% | 341 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1602% | 7,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7664% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 2,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2253% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3020% | 377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3155% | 7,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2848% | 993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1389% | 992 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2866% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2231% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7752% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3267% | 1,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1974% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1920% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3359% | 430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4046% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3089% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2998% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7463% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2406% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2396% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3942% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5515% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8523% | 685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2852% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0754% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1830% | 660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2545% | 518 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4650% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4221% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6165% | 855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.1241% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1616% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2466% | 801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1144% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3179% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0430% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6218% | 1,083 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6787% | 664 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2443% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3399% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1487% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4528% | 395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1994% | 971 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8582% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 4,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2421% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0475% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 2,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4851% | 8,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1787% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5409% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2128% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7031% | 8,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 3,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1313% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9579% | 2,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1895% | 3,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7703% | 2,794 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2989% | 2,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4144% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3538% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5270% | 1,396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6975% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3794% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2320% | 939 |
| Percentage Net Loans Charged-off:Construction & development | 0.8277% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1664% | 1,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1385% | 4,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6192% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1992% | 3,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 1,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1196% | 1,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 1,074 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1399% | 1,905 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 6,536 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |