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Bank of the Flint Hills, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,622,000	1,850
Total interest expense	$6,777,000	1,682
Net interest income	$13,845,000	1,931
Provision for loan and lease losses	$450,000	1,351
Total noninterest income	$2,247,000	1,894
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$541,000	1,559
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,706,000	1,756
Total noninterest expense	$10,888,000	1,934
Salaries and employee benefits	$5,968,000	1,973
Premises and equipment expense	$960,000	2,068
Additional noninterest expense	$1,706,000	1,756
Pre-tax net operating income	$4,754,000	1,976
Securities gains (losses)	$12,000	732
Applicable income taxes	$190,000	2,472
Income before extraordinary items	$4,576,000	1,830
Extraordinary gains, net	$0	54
Net income	$4,576,000	1,852
Minority interest net income	$0	88
Net income of bank and minority interests.	$4,576,000	1,833
Net charge-offs	$478,000	777
Cash dividends	$2,074,000	1,491
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,564,480	1,861
2023-09-30 (YTD Data)		Rank
Total interest income	$15,043,000	1,855
Total interest expense	$4,776,000	1,627
Net interest income	$10,267,000	1,967
Provision for loan and lease losses	$275,000	1,411
Total noninterest income	$1,658,000	1,904
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$404,000	1,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,254,000	1,778
Total noninterest expense	$8,120,000	1,943
Salaries and employee benefits	$4,464,000	1,969
Premises and equipment expense	$725,000	2,074
Additional noninterest expense	$1,254,000	1,778
Pre-tax net operating income	$3,530,000	2,040
Securities gains (losses)	$33,000	335
Applicable income taxes	$143,000	2,515
Income before extraordinary items	$3,420,000	1,903
Extraordinary gains, net	$0	52
Net income	$3,420,000	1,920
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,420,000	1,903
Net charge-offs	$-48,000	4,201
Cash dividends	$1,464,000	1,405
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,388,320	1,942
2023-06-30 (YTD Data)		Rank
Total interest income	$9,640,000	1,882
Total interest expense	$2,839,000	1,615
Net interest income	$6,801,000	1,979
Provision for loan and lease losses	$175,000	1,438
Total noninterest income	$1,118,000	1,838
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$256,000	1,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$862,000	1,673
Total noninterest expense	$5,284,000	1,967
Salaries and employee benefits	$2,986,000	1,965
Premises and equipment expense	$485,000	2,055
Additional noninterest expense	$862,000	1,671
Pre-tax net operating income	$2,460,000	1,981
Securities gains (losses)	$24,000	419
Applicable income taxes	$94,000	2,575
Income before extraordinary items	$2,390,000	1,831
Extraordinary gains, net	$0	51
Net income	$2,390,000	1,851
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,390,000	1,831
Net charge-offs	$-41,000	4,276
Cash dividends	$1,464,000	1,117
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,366,960	1,854
2023-03-31 (YTD Data)		Rank
Total interest income	$4,557,000	1,942
Total interest expense	$1,194,000	1,636
Net interest income	$3,363,000	2,004
Provision for loan and lease losses	$75,000	1,413
Total noninterest income	$595,000	1,782
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$132,000	1,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$463,000	1,587
Total noninterest expense	$2,652,000	1,982
Salaries and employee benefits	$1,486,000	2,010
Premises and equipment expense	$243,000	2,087
Additional noninterest expense	$463,000	1,587
Pre-tax net operating income	$1,231,000	2,038
Securities gains (losses)	$12,000	547
Applicable income taxes	$39,000	2,671
Income before extraordinary items	$1,204,000	1,854
Extraordinary gains, net	$0	4
Net income	$1,204,000	1,854
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,204,000	1,854
Net charge-offs	$-41,000	4,401
Cash dividends	$896,000	895
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,192,360	1,890
2022-12-31 (YTD Data)		Rank
Total interest income	$15,260,000	1,928
Total interest expense	$2,037,000	1,580
Net interest income	$13,223,000	1,966
Provision for loan and lease losses	$700,000	1,020
Total noninterest income	$1,842,000	2,126
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$529,000	1,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,313,000	2,040
Total noninterest expense	$10,010,000	2,015
Salaries and employee benefits	$5,590,000	2,034
Premises and equipment expense	$860,000	2,197
Additional noninterest expense	$1,313,000	2,040
Pre-tax net operating income	$4,355,000	2,195
Securities gains (losses)	$6,000	496
Applicable income taxes	$145,000	2,816
Income before extraordinary items	$4,216,000	2,031
Extraordinary gains, net	$0	5
Net income	$4,216,000	2,030
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,216,000	2,030
Net charge-offs	$-35,000	3,981
Cash dividends	$2,445,000	1,316
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,210,180	2,061
2022-09-30 (YTD Data)		Rank
Total interest income	$10,840,000	1,955
Total interest expense	$1,237,000	1,521
Net interest income	$9,603,000	1,988
Provision for loan and lease losses	$450,000	1,008
Total noninterest income	$1,256,000	2,256
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$407,000	1,610
Trading account gains and fees	NA	NA
Additional Noninterest Income	$849,000	2,241
Total noninterest expense	$7,220,000	2,059
Salaries and employee benefits	$4,115,000	2,053
Premises and equipment expense	$644,000	2,224
Additional noninterest expense	$849,000	2,241
Pre-tax net operating income	$3,189,000	2,226
Securities gains (losses)	$6,000	515
Applicable income taxes	$97,000	2,884
Income before extraordinary items	$3,098,000	2,047
Extraordinary gains, net	$0	4
Net income	$3,098,000	2,046
Minority interest net income	$0	57
Net income of bank and minority interests.	$3,098,000	2,046
Net charge-offs	$-36,000	3,972
Cash dividends	$1,844,000	1,177
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$3,092,180	2,079
2022-06-30 (YTD Data)		Rank
Total interest income	$6,843,000	1,989
Total interest expense	$734,000	1,459
Net interest income	$6,109,000	2,020
Provision for loan and lease losses	$250,000	1,023
Total noninterest income	$811,000	2,292
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$265,000	1,620
Trading account gains and fees	NA	NA
Additional Noninterest Income	$546,000	2,299
Total noninterest expense	$4,758,000	2,057
Salaries and employee benefits	$2,719,000	2,066
Premises and equipment expense	$433,000	2,223
Additional noninterest expense	$1,606,000	1,897
Pre-tax net operating income	$1,912,000	2,259
Securities gains (losses)	$-2,000	3,729
Applicable income taxes	$41,000	3,018
Income before extraordinary items	$1,869,000	2,072
Extraordinary gains, net	$0	4
Net income	$1,869,000	2,073
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,869,000	2,072
Net charge-offs	$-54,000	4,215
Cash dividends	$1,015,000	1,316
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,870,960	2,108
2022-03-31 (YTD Data)		Rank
Total interest income	$3,264,000	2,007
Total interest expense	$377,000	1,367
Net interest income	$2,887,000	2,049
Provision for loan and lease losses	$75,000	1,098
Total noninterest income	$410,000	2,266
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$133,000	1,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$277,000	2,268
Total noninterest expense	$2,396,000	2,038
Salaries and employee benefits	$1,349,000	2,073
Premises and equipment expense	$228,000	2,156
Additional noninterest expense	$819,000	1,836
Pre-tax net operating income	$826,000	2,351
Securities gains (losses)	$10,000	381
Applicable income taxes	$-5,000	4,616
Income before extraordinary items	$841,000	2,126
Extraordinary gains, net	$0	4
Net income	$841,000	2,126
Minority interest net income	$0	50
Net income of bank and minority interests.	$841,000	2,126
Net charge-offs	$-61,000	4,444
Cash dividends	$507,000	1,153
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$831,000	2,164
2021-12-31 (YTD Data)		Rank
Total interest income	$14,297,000	1,939
Total interest expense	$1,863,000	1,399
Net interest income	$12,434,000	1,979
Provision for loan and lease losses	$670,000	821
Total noninterest income	$2,428,000	2,032
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$463,000	1,685
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,965,000	1,921
Total noninterest expense	$8,595,000	2,183
Salaries and employee benefits	$4,467,000	2,323
Premises and equipment expense	$823,000	2,274
Additional noninterest expense	$3,305,000	1,845
Pre-tax net operating income	$5,597,000	1,914
Securities gains (losses)	$159,000	685
Applicable income taxes	$247,000	2,593
Income before extraordinary items	$5,509,000	1,756
Extraordinary gains, net	$0	10
Net income	$5,509,000	1,755
Minority interest net income	$0	74
Net income of bank and minority interests.	$5,509,000	1,757
Net charge-offs	$711,000	516
Cash dividends	$3,290,000	1,098
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,356,360	1,765
2021-09-30 (YTD Data)		Rank
Total interest income	$10,919,000	1,948
Total interest expense	$1,452,000	1,433
Net interest income	$9,467,000	1,993
Provision for loan and lease losses	$490,000	837
Total noninterest income	$1,888,000	2,033
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$344,000	1,678
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,544,000	1,925
Total noninterest expense	$6,234,000	2,241
Salaries and employee benefits	$3,179,000	2,427
Premises and equipment expense	$627,000	2,281
Additional noninterest expense	$2,428,000	1,868
Pre-tax net operating income	$4,631,000	1,872
Securities gains (losses)	$21,000	1,375
Applicable income taxes	$199,000	2,576
Income before extraordinary items	$4,453,000	1,741
Extraordinary gains, net	$0	8
Net income	$4,453,000	1,739
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,453,000	1,741
Net charge-offs	$379,000	582
Cash dividends	$2,627,000	952
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,432,840	1,720
2021-06-30 (YTD Data)		Rank
Total interest income	$7,719,000	1,848
Total interest expense	$1,004,000	1,453
Net interest income	$6,715,000	1,889
Provision for loan and lease losses	$430,000	697
Total noninterest income	$1,306,000	1,947
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$221,000	1,677
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,085,000	1,832
Total noninterest expense	$3,971,000	2,306
Salaries and employee benefits	$1,921,000	2,573
Premises and equipment expense	$424,000	2,256
Additional noninterest expense	$1,626,000	1,844
Pre-tax net operating income	$3,620,000	1,631
Securities gains (losses)	$16,000	1,253
Applicable income taxes	$154,000	2,482
Income before extraordinary items	$3,482,000	1,550
Extraordinary gains, net	$0	6
Net income	$3,482,000	1,550
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,482,000	1,550
Net charge-offs	$77,000	1,008
Cash dividends	$2,064,000	822
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,466,640	1,520
2021-03-31 (YTD Data)		Rank
Total interest income	$4,179,000	1,743
Total interest expense	$524,000	1,470
Net interest income	$3,655,000	1,765
Provision for loan and lease losses	$270,000	653
Total noninterest income	$669,000	1,936
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$102,000	1,759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$567,000	1,791
Total noninterest expense	$2,401,000	2,016
Salaries and employee benefits	$1,327,000	2,086
Premises and equipment expense	$225,000	2,200
Additional noninterest expense	$849,000	1,749
Pre-tax net operating income	$1,653,000	1,743
Securities gains (losses)	$14,000	969
Applicable income taxes	$67,000	2,535
Income before extraordinary items	$1,600,000	1,653
Extraordinary gains, net	$0	3
Net income	$1,600,000	1,653
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,600,000	1,653
Net charge-offs	$31,000	993
Cash dividends	$926,000	804
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,586,560	1,620
2020-12-31 (YTD Data)		Rank
Total interest income	$14,703,000	1,924
Total interest expense	$2,904,000	1,522
Net interest income	$11,799,000	1,980
Provision for loan and lease losses	$1,130,000	1,488
Total noninterest income	$2,710,000	1,822
Gross Fiduciary activities income	$24,000	835
Service charges on deposit accounts	$448,000	1,737
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,238,000	1,688
Total noninterest expense	$9,220,000	2,061
Salaries and employee benefits	$5,475,000	2,026
Premises and equipment expense	$860,000	2,236
Additional noninterest expense	$2,885,000	1,976
Pre-tax net operating income	$4,159,000	2,017
Securities gains (losses)	$22,000	2,079
Applicable income taxes	$165,000	2,669
Income before extraordinary items	$4,016,000	1,924
Extraordinary gains, net	$0	4
Net income	$4,016,000	1,923
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,016,000	1,924
Net charge-offs	$107,000	1,961
Cash dividends	$2,699,000	1,231
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,994,880	1,877
2020-09-30 (YTD Data)		Rank
Total interest income	$11,225,000	1,902
Total interest expense	$2,310,000	1,535
Net interest income	$8,915,000	1,966
Provision for loan and lease losses	$920,000	1,423
Total noninterest income	$1,907,000	1,842
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$326,000	1,769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,581,000	1,690
Total noninterest expense	$6,962,000	2,039
Salaries and employee benefits	$4,205,000	1,967
Premises and equipment expense	$661,000	2,202
Additional noninterest expense	$2,096,000	2,002
Pre-tax net operating income	$2,940,000	2,066
Securities gains (losses)	$12,000	2,078
Applicable income taxes	$115,000	2,714
Income before extraordinary items	$2,837,000	1,966
Extraordinary gains, net	$0	4
Net income	$2,837,000	1,965
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,837,000	1,966
Net charge-offs	$98,000	1,681
Cash dividends	$1,899,000	1,161
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,825,480	1,920
2020-06-30 (YTD Data)		Rank
Total interest income	$7,910,000	1,849
Total interest expense	$1,623,000	1,553
Net interest income	$6,287,000	1,880
Provision for loan and lease losses	$810,000	1,219
Total noninterest income	$1,062,000	1,952
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$207,000	1,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$855,000	1,826
Total noninterest expense	$4,753,000	2,005
Salaries and employee benefits	$2,888,000	1,932
Premises and equipment expense	$449,000	2,166
Additional noninterest expense	$1,416,000	1,978
Pre-tax net operating income	$1,786,000	2,160
Securities gains (losses)	$0	2,249
Applicable income taxes	$65,000	2,771
Income before extraordinary items	$1,721,000	2,038
Extraordinary gains, net	$0	4
Net income	$1,721,000	2,038
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,721,000	2,038
Net charge-offs	$43,000	1,812
Cash dividends	$822,000	1,504
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,721,000	1,998
2020-03-31 (YTD Data)		Rank
Total interest income	$3,366,000	2,068
Total interest expense	$877,000	1,578
Net interest income	$2,489,000	2,233
Provision for loan and lease losses	$160,000	1,591
Total noninterest income	$512,000	1,923
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$117,000	1,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$395,000	1,747
Total noninterest expense	$2,250,000	2,091
Salaries and employee benefits	$1,318,000	2,066
Premises and equipment expense	$235,000	2,127
Additional noninterest expense	$697,000	2,028
Pre-tax net operating income	$591,000	2,567
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$17,000	2,964
Income before extraordinary items	$559,000	2,493
Extraordinary gains, net	$0	4
Net income	$559,000	2,492
Minority interest net income	$0	56
Net income of bank and minority interests.	$559,000	2,494
Net charge-offs	$15,000	1,715
Cash dividends	$380,000	1,489
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$573,550	2,440
2019-12-31 (YTD Data)		Rank
Total interest income	$14,347,000	1,993
Total interest expense	$3,574,000	1,611
Net interest income	$10,773,000	2,101
Provision for loan and lease losses	$690,000	1,217
Total noninterest income	$1,892,000	2,024
Gross Fiduciary activities income	$105,000	730
Service charges on deposit accounts	$478,000	1,985
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,309,000	1,949
Total noninterest expense	$9,101,000	2,058
Salaries and employee benefits	$5,274,000	2,028
Premises and equipment expense	$858,000	2,247
Additional noninterest expense	$2,969,000	1,941
Pre-tax net operating income	$2,874,000	2,529
Securities gains (losses)	$0	2,379
Applicable income taxes	$72,000	3,179
Income before extraordinary items	$2,802,000	2,392
Extraordinary gains, net	$0	11
Net income	$2,802,000	2,393
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,802,000	2,394
Net charge-offs	$616,000	913
Cash dividends	$1,573,000	1,830
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,802,000	2,352
2019-09-30 (YTD Data)		Rank
Total interest income	$10,698,000	2,021
Total interest expense	$2,627,000	1,640
Net interest income	$8,071,000	2,131
Provision for loan and lease losses	$490,000	1,181
Total noninterest income	$1,363,000	2,067
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$360,000	1,980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,003,000	1,910
Total noninterest expense	$6,804,000	2,065
Salaries and employee benefits	$3,922,000	2,048
Premises and equipment expense	$653,000	2,234
Additional noninterest expense	$2,229,000	1,933
Pre-tax net operating income	$2,140,000	2,602
Securities gains (losses)	$0	2,167
Applicable income taxes	$41,000	3,325
Income before extraordinary items	$2,099,000	2,453
Extraordinary gains, net	$0	11
Net income	$2,099,000	2,454
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,099,000	2,454
Net charge-offs	$216,000	1,239
Cash dividends	$1,204,000	1,624
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,099,000	2,424
2019-06-30 (YTD Data)		Rank
Total interest income	$7,172,000	2,013
Total interest expense	$1,711,000	1,638
Net interest income	$5,461,000	2,118
Provision for loan and lease losses	$370,000	1,054
Total noninterest income	$827,000	2,163
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$229,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$598,000	2,011
Total noninterest expense	$4,466,000	2,099
Salaries and employee benefits	$2,635,000	2,034
Premises and equipment expense	$419,000	2,300
Additional noninterest expense	$1,412,000	2,047
Pre-tax net operating income	$1,452,000	2,570
Securities gains (losses)	$0	1,702
Applicable income taxes	$9,000	3,643
Income before extraordinary items	$1,443,000	2,383
Extraordinary gains, net	$0	11
Net income	$1,443,000	2,382
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,443,000	2,383
Net charge-offs	$218,000	943
Cash dividends	$867,000	1,573
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,443,000	2,353
2019-03-31 (YTD Data)		Rank
Total interest income	$3,632,000	1,991
Total interest expense	$828,000	1,629
Net interest income	$2,804,000	2,064
Provision for loan and lease losses	$250,000	784
Total noninterest income	$398,000	2,168
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$110,000	2,070
Trading account gains and fees	NA	NA
Additional Noninterest Income	$288,000	2,006
Total noninterest expense	$2,245,000	2,096
Salaries and employee benefits	$1,313,000	2,059
Premises and equipment expense	$217,000	2,285
Additional noninterest expense	$715,000	1,991
Pre-tax net operating income	$707,000	2,564
Securities gains (losses)	$0	1,087
Applicable income taxes	$-21,000	5,234
Income before extraordinary items	$728,000	2,315
Extraordinary gains, net	$0	5
Net income	$728,000	2,314
Minority interest net income	$0	52
Net income of bank and minority interests.	$728,000	2,314
Net charge-offs	$58,000	1,135
Cash dividends	$429,000	1,458
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$728,000	2,297
2018-12-31 (YTD Data)		Rank
Total interest income	$10,902,000	2,381
Total interest expense	$1,956,000	1,967
Net interest income	$8,946,000	2,463
Provision for loan and lease losses	$330,000	1,865
Total noninterest income	$1,371,000	2,442
Gross Fiduciary activities income	$55,000	812
Service charges on deposit accounts	$359,000	2,459
Trading account gains and fees	NA	NA
Additional Noninterest Income	$957,000	2,295
Total noninterest expense	$7,585,000	2,340
Salaries and employee benefits	$4,281,000	2,346
Premises and equipment expense	$699,000	2,575
Additional noninterest expense	$2,605,000	2,149
Pre-tax net operating income	$2,402,000	2,844
Securities gains (losses)	$0	1,125
Applicable income taxes	$79,000	3,209
Income before extraordinary items	$2,323,000	2,705
Extraordinary gains, net	$0	6
Net income	$2,323,000	2,703
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,323,000	2,704
Net charge-offs	$140,000	1,908
Cash dividends	$6,907,000	567
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,323,000	2,697
2018-09-30 (YTD Data)		Rank
Total interest income	$7,531,000	2,518
Total interest expense	$1,278,000	2,074
Net interest income	$6,253,000	2,585
Provision for loan and lease losses	$210,000	1,934
Total noninterest income	$883,000	2,677
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$245,000	2,633
Trading account gains and fees	NA	NA
Additional Noninterest Income	$638,000	2,446
Total noninterest expense	$5,390,000	2,432
Salaries and employee benefits	$3,042,000	2,431
Premises and equipment expense	$497,000	2,684
Additional noninterest expense	$1,851,000	2,235
Pre-tax net operating income	$1,536,000	3,156
Securities gains (losses)	$0	1,118
Applicable income taxes	$39,000	3,416
Income before extraordinary items	$1,497,000	2,997
Extraordinary gains, net	$0	5
Net income	$1,497,000	2,995
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,497,000	2,996
Net charge-offs	$156,000	1,410
Cash dividends	$6,907,000	427
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,497,000	2,985
2018-06-30 (YTD Data)		Rank
Total interest income	$4,440,000	2,723
Total interest expense	$743,000	2,195
Net interest income	$3,697,000	2,809
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$491,000	2,912
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$131,000	2,958
Trading account gains and fees	NA	NA
Additional Noninterest Income	$360,000	2,664
Total noninterest expense	$3,252,000	2,607
Salaries and employee benefits	$1,826,000	2,626
Premises and equipment expense	$319,000	2,768
Additional noninterest expense	$1,107,000	2,433
Pre-tax net operating income	$816,000	3,448
Securities gains (losses)	$0	961
Applicable income taxes	$11,000	3,674
Income before extraordinary items	$805,000	3,278
Extraordinary gains, net	$0	6
Net income	$805,000	3,277
Minority interest net income	$0	65
Net income of bank and minority interests.	$805,000	3,277
Net charge-offs	$-108,000	5,216
Cash dividends	$307,000	2,455
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$805,000	3,274
2018-03-31 (YTD Data)		Rank
Total interest income	$2,188,000	2,757
Total interest expense	$363,000	2,160
Net interest income	$1,825,000	2,847
Provision for loan and lease losses	$60,000	1,880
Total noninterest income	$222,000	3,027
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$66,000	2,967
Trading account gains and fees	NA	NA
Additional Noninterest Income	$156,000	2,793
Total noninterest expense	$1,609,000	2,649
Salaries and employee benefits	$902,000	2,675
Premises and equipment expense	$166,000	2,737
Additional noninterest expense	$541,000	2,481
Pre-tax net operating income	$378,000	3,517
Securities gains (losses)	$0	735
Applicable income taxes	$-5,000	5,432
Income before extraordinary items	$383,000	3,320
Extraordinary gains, net	$0	7
Net income	$383,000	3,320
Minority interest net income	$0	52
Net income of bank and minority interests.	$383,000	3,320
Net charge-offs	$-140,000	5,438
Cash dividends	$166,000	2,042
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$383,000	3,315
2017-12-31 (YTD Data)		Rank
Total interest income	$8,261,000	2,810
Total interest expense	$1,343,000	2,084
Net interest income	$6,918,000	2,913
Provision for loan and lease losses	$219,000	2,292
Total noninterest income	$935,000	3,039
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$288,000	2,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$647,000	2,831
Total noninterest expense	$5,700,000	2,868
Salaries and employee benefits	$3,243,000	2,844
Premises and equipment expense	$504,000	3,250
Additional noninterest expense	$1,953,000	2,698
Pre-tax net operating income	$1,934,000	3,173
Securities gains (losses)	$0	2,243
Applicable income taxes	$80,000	3,382
Income before extraordinary items	$1,854,000	2,812
Extraordinary gains, net	$0	9
Net income	$1,854,000	2,811
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,854,000	2,812
Net charge-offs	$384,000	1,301
Cash dividends	$838,000	2,413
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,854,000	2,792
2017-09-30 (YTD Data)		Rank
Total interest income	$6,068,000	2,862
Total interest expense	$1,008,000	2,071
Net interest income	$5,060,000	2,985
Provision for loan and lease losses	$159,000	2,249
Total noninterest income	$700,000	3,064
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$214,000	2,957
Trading account gains and fees	$0	145
Additional Noninterest Income	$486,000	2,843
Total noninterest expense	$4,188,000	2,929
Salaries and employee benefits	$2,396,000	2,895
Premises and equipment expense	$358,000	3,381
Additional noninterest expense	$1,434,000	2,746
Pre-tax net operating income	$1,413,000	3,276
Securities gains (losses)	$0	2,274
Applicable income taxes	$59,000	3,400
Income before extraordinary items	$1,354,000	3,019
Extraordinary gains, net	$0	9
Net income	$1,354,000	3,018
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,354,000	3,019
Net charge-offs	$544,000	761
Cash dividends	$618,000	2,192
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,354,000	2,999
2017-06-30 (YTD Data)		Rank
Total interest income	$3,959,000	2,891
Total interest expense	$663,000	2,041
Net interest income	$3,296,000	3,015
Provision for loan and lease losses	$99,000	2,272
Total noninterest income	$462,000	3,093
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$141,000	2,985
Trading account gains and fees	$0	139
Additional Noninterest Income	$321,000	2,851
Total noninterest expense	$2,728,000	2,989
Salaries and employee benefits	$1,567,000	2,940
Premises and equipment expense	$231,000	3,466
Additional noninterest expense	$930,000	2,804
Pre-tax net operating income	$931,000	3,239
Securities gains (losses)	$0	1,906
Applicable income taxes	$49,000	3,320
Income before extraordinary items	$882,000	3,017
Extraordinary gains, net	$0	11
Net income	$882,000	3,016
Minority interest net income	$0	71
Net income of bank and minority interests.	$882,000	3,017
Net charge-offs	$504,000	562
Cash dividends	$410,000	2,207
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$882,000	2,993
2017-03-31 (YTD Data)		Rank
Total interest income	$1,941,000	2,924
Total interest expense	$324,000	2,052
Net interest income	$1,617,000	3,055
Provision for loan and lease losses	$39,000	2,296
Total noninterest income	$188,000	3,383
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$67,000	3,059
Trading account gains and fees	$0	142
Additional Noninterest Income	$121,000	3,210
Total noninterest expense	$1,337,000	3,042
Salaries and employee benefits	$766,000	3,024
Premises and equipment expense	$115,000	3,510
Additional noninterest expense	$456,000	2,847
Pre-tax net operating income	$429,000	3,332
Securities gains (losses)	$0	1,153
Applicable income taxes	$21,000	3,336
Income before extraordinary items	$408,000	3,104
Extraordinary gains, net	$0	8
Net income	$408,000	3,103
Minority interest net income	$0	55
Net income of bank and minority interests.	$408,000	3,104
Net charge-offs	$-1,000	3,990
Cash dividends	$188,000	2,012
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$408,000	3,085
2016-12-31 (YTD Data)		Rank
Total interest income	$7,529,000	2,982
Total interest expense	$1,117,000	2,248
Net interest income	$6,412,000	3,060
Provision for loan and lease losses	$120,000	2,919
Total noninterest income	$601,000	3,809
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$239,000	3,332
Trading account gains and fees	$0	170
Additional Noninterest Income	$362,000	3,702
Total noninterest expense	$4,926,000	3,212
Salaries and employee benefits	$2,811,000	3,163
Premises and equipment expense	$400,000	3,776
Additional noninterest expense	$1,715,000	3,053
Pre-tax net operating income	$1,967,000	3,085
Securities gains (losses)	$0	3,212
Applicable income taxes	$113,000	3,243
Income before extraordinary items	$1,854,000	2,919
Extraordinary gains, net	$0	5
Net income	$1,854,000	2,918
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,854,000	2,918
Net charge-offs	$111,000	2,514
Cash dividends	$920,000	2,316
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,854,000	2,863
2016-09-30 (YTD Data)		Rank
Total interest income	$5,539,000	3,022
Total interest expense	$807,000	2,301
Net interest income	$4,732,000	3,096
Provision for loan and lease losses	$90,000	2,817
Total noninterest income	$451,000	3,856
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$177,000	3,369
Trading account gains and fees	$0	169
Additional Noninterest Income	$274,000	3,702
Total noninterest expense	$3,643,000	3,241
Salaries and employee benefits	$2,075,000	3,192
Premises and equipment expense	$305,000	3,765
Additional noninterest expense	$1,263,000	3,103
Pre-tax net operating income	$1,450,000	3,160
Securities gains (losses)	$0	3,160
Applicable income taxes	$85,000	3,309
Income before extraordinary items	$1,365,000	2,971
Extraordinary gains, net	$0	5
Net income	$1,365,000	2,971
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,365,000	2,971
Net charge-offs	$108,000	2,003
Cash dividends	$698,000	2,058
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,365,000	2,920
2016-06-30 (YTD Data)		Rank
Total interest income	$3,640,000	3,061
Total interest expense	$522,000	2,359
Net interest income	$3,118,000	3,134
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$292,000	3,887
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$111,000	3,459
Trading account gains and fees	$0	157
Additional Noninterest Income	$181,000	3,739
Total noninterest expense	$2,392,000	3,295
Salaries and employee benefits	$1,358,000	3,256
Premises and equipment expense	$195,000	3,858
Additional noninterest expense	$839,000	3,121
Pre-tax net operating income	$958,000	3,157
Securities gains (losses)	$0	2,835
Applicable income taxes	$59,000	3,299
Income before extraordinary items	$899,000	2,971
Extraordinary gains, net	$0	16
Net income	$899,000	2,969
Minority interest net income	$0	71
Net income of bank and minority interests.	$899,000	2,970
Net charge-offs	$78,000	1,843
Cash dividends	$485,000	2,048
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$899,000	2,906
2016-03-31 (YTD Data)		Rank
Total interest income	$1,788,000	3,109
Total interest expense	$259,000	2,386
Net interest income	$1,529,000	3,182
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$154,000	3,784
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$61,000	3,298
Trading account gains and fees	$0	142
Additional Noninterest Income	$93,000	3,655
Total noninterest expense	$1,191,000	3,317
Salaries and employee benefits	$660,000	3,331
Premises and equipment expense	$104,000	3,791
Additional noninterest expense	$427,000	3,090
Pre-tax net operating income	$462,000	3,163
Securities gains (losses)	$0	2,077
Applicable income taxes	$30,000	3,275
Income before extraordinary items	$432,000	2,991
Extraordinary gains, net	$0	12
Net income	$432,000	2,990
Minority interest net income	$0	62
Net income of bank and minority interests.	$432,000	2,991
Net charge-offs	$72,000	1,203
Cash dividends	$233,000	1,827
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$432,000	2,928
2015-12-31 (YTD Data)		Rank
Total interest income	$7,095,000	3,075
Total interest expense	$947,000	2,511
Net interest income	$6,148,000	3,140
Provision for loan and lease losses	$160,000	2,566
Total noninterest income	$621,000	3,840
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$234,000	3,465
Trading account gains and fees	$0	159
Additional Noninterest Income	$387,000	3,636
Total noninterest expense	$4,539,000	3,434
Salaries and employee benefits	$2,593,000	3,325
Premises and equipment expense	$376,000	4,020
Additional noninterest expense	$1,570,000	3,306
Pre-tax net operating income	$2,070,000	2,946
Securities gains (losses)	$0	3,216
Applicable income taxes	$110,000	3,272
Income before extraordinary items	$1,960,000	2,773
Extraordinary gains, net	$0	23
Net income	$1,960,000	2,774
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,960,000	2,775
Net charge-offs	$-48,000	5,550
Cash dividends	$1,051,000	2,058
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,960,000	2,723
2015-09-30 (YTD Data)		Rank
Total interest income	$5,269,000	3,128
Total interest expense	$698,000	2,571
Net interest income	$4,571,000	3,182
Provision for loan and lease losses	$100,000	2,641
Total noninterest income	$467,000	3,870
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$169,000	3,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$298,000	3,612
Total noninterest expense	$3,357,000	3,492
Salaries and employee benefits	$1,905,000	3,383
Premises and equipment expense	$276,000	4,123
Additional noninterest expense	$1,176,000	3,323
Pre-tax net operating income	$1,581,000	2,983
Securities gains (losses)	$0	3,031
Applicable income taxes	$83,000	3,375
Income before extraordinary items	$1,498,000	2,769
Extraordinary gains, net	$0	21
Net income	$1,498,000	2,769
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,498,000	2,770
Net charge-offs	$-50,000	5,606
Cash dividends	$781,000	1,859
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,498,000	2,719
2015-06-30 (YTD Data)		Rank
Total interest income	$3,443,000	3,181
Total interest expense	$459,000	2,615
Net interest income	$2,984,000	3,233
Provision for loan and lease losses	$40,000	3,050
Total noninterest income	$295,000	3,957
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$107,000	3,618
Trading account gains and fees	$0	157
Additional Noninterest Income	$188,000	3,726
Total noninterest expense	$2,221,000	3,540
Salaries and employee benefits	$1,247,000	3,457
Premises and equipment expense	$179,000	4,214
Additional noninterest expense	$795,000	3,317
Pre-tax net operating income	$1,018,000	3,034
Securities gains (losses)	$0	2,636
Applicable income taxes	$52,000	3,428
Income before extraordinary items	$966,000	2,813
Extraordinary gains, net	$0	22
Net income	$966,000	2,813
Minority interest net income	$0	75
Net income of bank and minority interests.	$966,000	2,815
Net charge-offs	$-35,000	5,647
Cash dividends	$512,000	1,892
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$966,000	2,762
2015-03-31 (YTD Data)		Rank
Total interest income	$1,685,000	3,241
Total interest expense	$220,000	2,709
Net interest income	$1,465,000	3,276
Provision for loan and lease losses	$0	3,703
Total noninterest income	$153,000	3,879
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$50,000	3,703
Trading account gains and fees	$0	152
Additional Noninterest Income	$103,000	3,556
Total noninterest expense	$1,137,000	3,510
Salaries and employee benefits	$605,000	3,549
Premises and equipment expense	$95,000	4,127
Additional noninterest expense	$437,000	3,095
Pre-tax net operating income	$481,000	3,087
Securities gains (losses)	$0	2,027
Applicable income taxes	$23,000	3,469
Income before extraordinary items	$458,000	2,885
Extraordinary gains, net	$0	13
Net income	$458,000	2,888
Minority interest net income	$0	64
Net income of bank and minority interests.	$458,000	2,888
Net charge-offs	$-19,000	5,660
Cash dividends	$246,000	1,717
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$458,000	2,813
2014-12-31 (YTD Data)		Rank
Total interest income	$6,378,000	3,386
Total interest expense	$875,000	2,855
Net interest income	$5,503,000	3,430
Provision for loan and lease losses	$60,000	3,589
Total noninterest income	$521,000	4,216
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$231,000	3,676
Trading account gains and fees	$0	180
Additional Noninterest Income	$290,000	4,057
Total noninterest expense	$4,401,000	3,598
Salaries and employee benefits	$2,408,000	3,561
Premises and equipment expense	$363,000	4,279
Additional noninterest expense	$1,630,000	3,353
Pre-tax net operating income	$1,563,000	3,409
Securities gains (losses)	$0	3,259
Applicable income taxes	$67,000	3,593
Income before extraordinary items	$1,496,000	3,253
Extraordinary gains, net	$0	17
Net income	$1,496,000	3,253
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,496,000	3,254
Net charge-offs	$-108,000	6,140
Cash dividends	$911,000	2,144
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,496,000	3,197
2014-09-30 (YTD Data)		Rank
Total interest income	$4,732,000	3,435
Total interest expense	$654,000	2,900
Net interest income	$4,078,000	3,486
Provision for loan and lease losses	$60,000	3,250
Total noninterest income	$423,000	4,122
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$170,000	3,759
Trading account gains and fees	$0	174
Additional Noninterest Income	$253,000	3,894
Total noninterest expense	$3,250,000	3,652
Salaries and employee benefits	$1,775,000	3,617
Premises and equipment expense	$264,000	4,399
Additional noninterest expense	$1,211,000	3,375
Pre-tax net operating income	$1,191,000	3,448
Securities gains (losses)	$0	2,980
Applicable income taxes	$52,000	3,652
Income before extraordinary items	$1,139,000	3,248
Extraordinary gains, net	$0	15
Net income	$1,139,000	3,247
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,139,000	3,249
Net charge-offs	$-19,000	5,777
Cash dividends	$705,000	1,868
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,139,000	3,214
2014-06-30 (YTD Data)		Rank
Total interest income	$3,132,000	3,457
Total interest expense	$436,000	2,934
Net interest income	$2,696,000	3,503
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$295,000	4,052
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$113,000	3,738
Trading account gains and fees	$0	172
Additional Noninterest Income	$182,000	3,779
Total noninterest expense	$2,098,000	3,754
Salaries and employee benefits	$1,162,000	3,686
Premises and equipment expense	$174,000	4,472
Additional noninterest expense	$762,000	3,540
Pre-tax net operating income	$843,000	3,273
Securities gains (losses)	$0	2,580
Applicable income taxes	$34,000	3,638
Income before extraordinary items	$809,000	3,070
Extraordinary gains, net	$0	20
Net income	$809,000	3,076
Minority interest net income	$0	80
Net income of bank and minority interests.	$809,000	3,076
Net charge-offs	$-27,000	5,990
Cash dividends	$500,000	1,796
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$809,000	3,018
2014-03-31 (YTD Data)		Rank
Total interest income	$1,555,000	3,498
Total interest expense	$219,000	2,959
Net interest income	$1,336,000	3,532
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$141,000	4,082
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$59,000	3,655
Trading account gains and fees	$0	147
Additional Noninterest Income	$82,000	3,857
Total noninterest expense	$1,025,000	3,839
Salaries and employee benefits	$565,000	3,803
Premises and equipment expense	$93,000	4,386
Additional noninterest expense	$367,000	3,604
Pre-tax net operating income	$422,000	3,206
Securities gains (losses)	$0	1,715
Applicable income taxes	$18,000	3,565
Income before extraordinary items	$404,000	2,967
Extraordinary gains, net	$0	16
Net income	$404,000	2,970
Minority interest net income	$0	66
Net income of bank and minority interests.	$404,000	2,970
Net charge-offs	$0	3,660
Cash dividends	$244,000	1,627
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$404,000	2,932
2013-12-31 (YTD Data)		Rank
Total interest income	$5,902,000	3,653
Total interest expense	$936,000	3,098
Net interest income	$4,966,000	3,713
Provision for loan and lease losses	$35,000	4,474
Total noninterest income	$645,000	4,012
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$244,000	3,746
Trading account gains and fees	$0	184
Additional Noninterest Income	$401,000	3,673
Total noninterest expense	$3,963,000	3,941
Salaries and employee benefits	$2,286,000	3,766
Premises and equipment expense	$341,000	4,573
Additional noninterest expense	$1,336,000	3,939
Pre-tax net operating income	$1,613,000	3,278
Securities gains (losses)	$0	3,182
Applicable income taxes	$61,000	3,681
Income before extraordinary items	$1,552,000	3,088
Extraordinary gains, net	$0	29
Net income	$1,552,000	3,090
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,552,000	3,091
Net charge-offs	$154,000	3,309
Cash dividends	$1,274,000	1,636
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,552,000	3,027
2013-09-30 (YTD Data)		Rank
Total interest income	$4,335,000	3,758
Total interest expense	$711,000	3,137
Net interest income	$3,624,000	3,806
Provision for loan and lease losses	$20,000	4,484
Total noninterest income	$482,000	4,088
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$184,000	3,765
Trading account gains and fees	$0	180
Additional Noninterest Income	$298,000	3,756
Total noninterest expense	$2,940,000	3,982
Salaries and employee benefits	$1,707,000	3,787
Premises and equipment expense	$258,000	4,578
Additional noninterest expense	$975,000	4,009
Pre-tax net operating income	$1,146,000	3,445
Securities gains (losses)	$0	3,040
Applicable income taxes	$42,000	3,802
Income before extraordinary items	$1,104,000	3,232
Extraordinary gains, net	$0	25
Net income	$1,104,000	3,235
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,104,000	3,236
Net charge-offs	$168,000	2,750
Cash dividends	$795,000	1,677
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,104,000	3,164
2013-06-30 (YTD Data)		Rank
Total interest income	$2,863,000	3,778
Total interest expense	$483,000	3,150
Net interest income	$2,380,000	3,839
Provision for loan and lease losses	$20,000	4,231
Total noninterest income	$322,000	4,093
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$117,000	3,825
Trading account gains and fees	$0	157
Additional Noninterest Income	$205,000	3,748
Total noninterest expense	$1,952,000	4,020
Salaries and employee benefits	$1,144,000	3,788
Premises and equipment expense	$170,000	4,623
Additional noninterest expense	$638,000	4,043
Pre-tax net operating income	$730,000	3,507
Securities gains (losses)	$0	2,791
Applicable income taxes	$25,000	3,842
Income before extraordinary items	$705,000	3,300
Extraordinary gains, net	$0	22
Net income	$705,000	3,301
Minority interest net income	$0	82
Net income of bank and minority interests.	$705,000	3,303
Net charge-offs	$-21,000	6,344
Cash dividends	$532,000	1,637
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$705,000	3,210
2013-03-31 (YTD Data)		Rank
Total interest income	$1,467,000	3,749
Total interest expense	$247,000	3,182
Net interest income	$1,220,000	3,801
Provision for loan and lease losses	$20,000	3,573
Total noninterest income	$141,000	4,295
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$54,000	3,946
Trading account gains and fees	$0	148
Additional Noninterest Income	$87,000	3,963
Total noninterest expense	$963,000	4,081
Salaries and employee benefits	$556,000	3,898
Premises and equipment expense	$84,000	4,681
Additional noninterest expense	$323,000	4,047
Pre-tax net operating income	$378,000	3,395
Securities gains (losses)	$0	1,966
Applicable income taxes	$12,000	3,847
Income before extraordinary items	$366,000	3,184
Extraordinary gains, net	$0	10
Net income	$366,000	3,184
Minority interest net income	$0	76
Net income of bank and minority interests.	$366,000	3,186
Net charge-offs	$-17,000	6,387
Cash dividends	$256,000	1,441
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$366,000	3,092
2012-12-31 (YTD Data)		Rank
Total interest income	$6,258,000	3,723
Total interest expense	$1,140,000	3,306
Net interest income	$5,118,000	3,760
Provision for loan and lease losses	$39,000	5,333
Total noninterest income	$792,000	3,660
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$242,000	3,924
Trading account gains and fees	$0	166
Additional Noninterest Income	$550,000	3,220
Total noninterest expense	$3,789,000	4,186
Salaries and employee benefits	$2,085,000	4,037
Premises and equipment expense	$373,000	4,460
Additional noninterest expense	$1,331,000	4,080
Pre-tax net operating income	$2,082,000	2,740
Securities gains (losses)	$0	3,810
Applicable income taxes	$76,000	3,689
Income before extraordinary items	$2,006,000	2,582
Extraordinary gains, net	$0	29
Net income	$2,006,000	2,584
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,006,000	2,583
Net charge-offs	$13,000	5,526
Cash dividends	$783,000	2,256
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,006,000	2,457
2012-09-30 (YTD Data)		Rank
Total interest income	$4,790,000	3,749
Total interest expense	$877,000	3,358
Net interest income	$3,913,000	3,767
Provision for loan and lease losses	$39,000	5,135
Total noninterest income	$520,000	3,935
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$182,000	3,967
Trading account gains and fees	$0	157
Additional Noninterest Income	$338,000	3,516
Total noninterest expense	$2,800,000	4,239
Salaries and employee benefits	$1,549,000	4,068
Premises and equipment expense	$283,000	4,495
Additional noninterest expense	$968,000	4,189
Pre-tax net operating income	$1,594,000	2,765
Securities gains (losses)	$0	3,575
Applicable income taxes	$55,000	3,739
Income before extraordinary items	$1,539,000	2,594
Extraordinary gains, net	$0	20
Net income	$1,539,000	2,595
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,539,000	2,595
Net charge-offs	$12,000	5,248
Cash dividends	$783,000	1,562
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,539,000	2,462
2012-06-30 (YTD Data)		Rank
Total interest income	$3,251,000	3,734
Total interest expense	$606,000	3,379
Net interest income	$2,645,000	3,746
Provision for loan and lease losses	$39,000	4,759
Total noninterest income	$351,000	3,913
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$124,000	3,895
Trading account gains and fees	$0	153
Additional Noninterest Income	$227,000	3,488
Total noninterest expense	$1,837,000	4,297
Salaries and employee benefits	$1,032,000	4,092
Premises and equipment expense	$186,000	4,547
Additional noninterest expense	$619,000	4,317
Pre-tax net operating income	$1,120,000	2,641
Securities gains (losses)	$0	3,178
Applicable income taxes	$39,000	3,691
Income before extraordinary items	$1,081,000	2,469
Extraordinary gains, net	$0	19
Net income	$1,081,000	2,469
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,081,000	2,469
Net charge-offs	$14,000	4,811
Cash dividends	$783,000	1,186
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,081,000	2,333
2012-03-31 (YTD Data)		Rank
Total interest income	$1,633,000	3,764
Total interest expense	$316,000	3,397
Net interest income	$1,317,000	3,777
Provision for loan and lease losses	$39,000	3,959
Total noninterest income	$175,000	3,923
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$70,000	3,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$105,000	3,629
Total noninterest expense	$1,133,000	3,787
Salaries and employee benefits	$523,000	4,092
Premises and equipment expense	$101,000	4,371
Additional noninterest expense	$509,000	3,048
Pre-tax net operating income	$320,000	3,720
Securities gains (losses)	$0	2,210
Applicable income taxes	$9,000	4,034
Income before extraordinary items	$311,000	3,577
Extraordinary gains, net	$0	19
Net income	$311,000	3,580
Minority interest net income	$0	78
Net income of bank and minority interests.	$311,000	3,580
Net charge-offs	$7,000	4,174
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$311,000	3,410
2011-12-31 (YTD Data)		Rank
Total interest income	$7,199,000	3,599
Total interest expense	$1,471,000	3,497
Net interest income	$5,728,000	3,586
Provision for loan and lease losses	$276,000	4,240
Total noninterest income	$640,000	3,938
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$248,000	3,977
Trading account gains and fees	$0	146
Additional Noninterest Income	$392,000	3,470
Total noninterest expense	$4,461,000	3,827
Salaries and employee benefits	$1,910,000	4,282
Premises and equipment expense	$380,000	4,677
Additional noninterest expense	$2,171,000	2,907
Pre-tax net operating income	$1,631,000	2,890
Securities gains (losses)	$48,000	2,611
Applicable income taxes	$57,000	3,695
Income before extraordinary items	$1,622,000	2,624
Extraordinary gains, net	$0	29
Net income	$1,622,000	2,625
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,622,000	2,625
Net charge-offs	$-62,000	7,209
Cash dividends	$38,000	4,044
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,575,440	2,593
2011-09-30 (YTD Data)		Rank
Total interest income	$5,395,000	3,651
Total interest expense	$1,131,000	3,554
Net interest income	$4,264,000	3,617
Provision for loan and lease losses	$271,000	3,748
Total noninterest income	$445,000	4,110
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$176,000	4,108
Trading account gains and fees	$0	145
Additional Noninterest Income	$269,000	3,625
Total noninterest expense	$3,480,000	3,737
Salaries and employee benefits	$1,431,000	4,290
Premises and equipment expense	$281,000	4,771
Additional noninterest expense	$1,768,000	2,716
Pre-tax net operating income	$958,000	3,394
Securities gains (losses)	$48,000	2,355
Applicable income taxes	$34,000	3,813
Income before extraordinary items	$972,000	3,124
Extraordinary gains, net	$0	21
Net income	$972,000	3,124
Minority interest net income	$0	87
Net income of bank and minority interests.	$972,000	3,124
Net charge-offs	$-59,000	7,269
Cash dividends	$27,000	3,499
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$925,440	3,124
2011-06-30 (YTD Data)		Rank
Total interest income	$3,540,000	3,732
Total interest expense	$773,000	3,590
Net interest income	$2,767,000	3,691
Provision for loan and lease losses	$110,000	4,297
Total noninterest income	$280,000	4,237
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$115,000	4,126
Trading account gains and fees	$0	153
Additional Noninterest Income	$165,000	3,801
Total noninterest expense	$2,531,000	3,549
Salaries and employee benefits	$928,000	4,397
Premises and equipment expense	$185,000	4,839
Additional noninterest expense	$1,418,000	2,363
Pre-tax net operating income	$406,000	4,177
Securities gains (losses)	$48,000	1,617
Applicable income taxes	$11,000	4,065
Income before extraordinary items	$443,000	3,795
Extraordinary gains, net	$0	15
Net income	$443,000	3,796
Minority interest net income	$0	89
Net income of bank and minority interests.	$443,000	3,797
Net charge-offs	$70,000	4,189
Cash dividends	$15,000	3,298
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$395,960	3,901
2011-03-31 (YTD Data)		Rank
Total interest income	$1,709,000	3,837
Total interest expense	$399,000	3,615
Net interest income	$1,310,000	3,826
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$106,000	4,809
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$54,000	4,208
Trading account gains and fees	$0	158
Additional Noninterest Income	$52,000	4,604
Total noninterest expense	$1,627,000	2,883
Salaries and employee benefits	$443,000	4,554
Premises and equipment expense	$102,000	4,658
Additional noninterest expense	$1,082,000	1,602
Pre-tax net operating income	$-241,000	6,874
Securities gains (losses)	$21,000	1,080
Applicable income taxes	$-8,000	6,983
Income before extraordinary items	$-212,000	6,901
Extraordinary gains, net	$0	9
Net income	$-212,000	6,901
Minority interest net income	$0	86
Net income of bank and minority interests.	$-212,000	6,901
Net charge-offs	$-3,000	6,584
Cash dividends	$4,000	2,551
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-232,160	6,913
2010-12-31 (YTD Data)		Rank
Total interest income	$7,208,000	3,835
Total interest expense	$1,899,000	3,697
Net interest income	$5,309,000	3,795
Provision for loan and lease losses	$2,340,000	1,881
Total noninterest income	$1,100,000	3,064
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$279,000	3,775
Trading account gains and fees	$0	175
Additional Noninterest Income	$821,000	2,462
Total noninterest expense	$4,260,000	4,034
Salaries and employee benefits	$1,819,000	4,492
Premises and equipment expense	$353,000	5,045
Additional noninterest expense	$2,088,000	3,138
Pre-tax net operating income	$-191,000	6,020
Securities gains (losses)	$0	3,793
Applicable income taxes	$-1,000	6,484
Income before extraordinary items	$-190,000	6,164
Extraordinary gains, net	$0	29
Net income	$-190,000	6,163
Minority interest net income	$0	111
Net income of bank and minority interests.	$-190,000	6,164
Net charge-offs	$2,403,000	1,673
Cash dividends	$47,000	3,982
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-190,000	6,088
2010-09-30 (YTD Data)		Rank
Total interest income	$5,382,000	3,919
Total interest expense	$1,456,000	3,778
Net interest income	$3,926,000	3,887
Provision for loan and lease losses	$2,590,000	1,401
Total noninterest income	$940,000	2,846
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$215,000	3,790
Trading account gains and fees	$0	165
Additional Noninterest Income	$725,000	2,212
Total noninterest expense	$2,642,000	4,593
Salaries and employee benefits	$1,359,000	4,546
Premises and equipment expense	$257,000	5,172
Additional noninterest expense	$1,026,000	4,237
Pre-tax net operating income	$-366,000	6,449
Securities gains (losses)	$0	3,651
Applicable income taxes	$-1,000	6,769
Income before extraordinary items	$-365,000	6,591
Extraordinary gains, net	$0	23
Net income	$-365,000	6,591
Minority interest net income	$0	110
Net income of bank and minority interests.	$-365,000	6,591
Net charge-offs	$2,112,000	1,458
Cash dividends	$35,000	3,538
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-365,000	6,510
2010-06-30 (YTD Data)		Rank
Total interest income	$3,546,000	3,985
Total interest expense	$1,000,000	3,808
Net interest income	$2,546,000	3,969
Provision for loan and lease losses	$2,140,000	1,222
Total noninterest income	$798,000	2,381
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$140,000	3,837
Trading account gains and fees	$0	152
Additional Noninterest Income	$658,000	1,750
Total noninterest expense	$1,733,000	4,651
Salaries and employee benefits	$911,000	4,536
Premises and equipment expense	$166,000	5,284
Additional noninterest expense	$656,000	4,344
Pre-tax net operating income	$-529,000	6,765
Securities gains (losses)	$0	3,184
Applicable income taxes	$-4,000	6,874
Income before extraordinary items	$-525,000	6,881
Extraordinary gains, net	$0	19
Net income	$-525,000	6,882
Minority interest net income	$0	105
Net income of bank and minority interests.	$-525,000	6,881
Net charge-offs	$1,778,000	1,230
Cash dividends	$24,000	3,359
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-525,000	6,836
2010-03-31 (YTD Data)		Rank
Total interest income	$1,805,000	3,988
Total interest expense	$520,000	3,826
Net interest income	$1,285,000	3,968
Provision for loan and lease losses	$1,190,000	1,052
Total noninterest income	$156,000	4,182
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$61,000	4,097
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$917,000	4,525
Salaries and employee benefits	$460,000	4,583
Premises and equipment expense	$79,000	5,473
Additional noninterest expense	$378,000	3,945
Pre-tax net operating income	$-666,000	7,277
Securities gains (losses)	$0	2,284
Applicable income taxes	$1,000	4,457
Income before extraordinary items	$-667,000	7,354
Extraordinary gains, net	$0	16
Net income	$-667,000	7,354
Minority interest net income	$0	91
Net income of bank and minority interests.	$-667,000	7,355
Net charge-offs	$1,279,000	870
Cash dividends	$12,000	2,575
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-667,000	7,332
2009-12-31 (YTD Data)		Rank
Total interest income	$7,285,000	4,070
Total interest expense	$2,459,000	3,940
Net interest income	$4,826,000	4,033
Provision for loan and lease losses	$1,156,000	3,272
Total noninterest income	$612,000	4,329
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$271,000	4,072
Trading account gains and fees	$0	211
Additional Noninterest Income	$341,000	3,785
Total noninterest expense	$3,487,000	4,735
Salaries and employee benefits	$1,875,000	4,566
Premises and equipment expense	$387,000	5,075
Additional noninterest expense	$1,225,000	4,681
Pre-tax net operating income	$795,000	3,355
Securities gains (losses)	$0	3,754
Applicable income taxes	$44,000	3,325
Income before extraordinary items	$751,000	3,243
Extraordinary gains, net	$0	34
Net income	$751,000	3,241
Minority interest net income	$0	115
Net income of bank and minority interests.	$751,000	3,242
Net charge-offs	$761,000	3,245
Cash dividends	$272,000	3,339
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$751,000	3,183
2009-09-30 (YTD Data)		Rank
Total interest income	$5,409,000	4,154
Total interest expense	$1,880,000	4,014
Net interest income	$3,529,000	4,101
Provision for loan and lease losses	$608,000	3,499
Total noninterest income	$474,000	4,325
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$201,000	4,112
Trading account gains and fees	$0	212
Additional Noninterest Income	$273,000	3,761
Total noninterest expense	$2,592,000	4,765
Salaries and employee benefits	$1,415,000	4,574
Premises and equipment expense	$295,000	5,080
Additional noninterest expense	$882,000	4,780
Pre-tax net operating income	$803,000	3,107
Securities gains (losses)	$0	3,497
Applicable income taxes	$43,000	3,409
Income before extraordinary items	$760,000	2,965
Extraordinary gains, net	$0	27
Net income	$760,000	2,964
Minority interest net income	$0	118
Net income of bank and minority interests.	$760,000	2,966
Net charge-offs	$384,000	3,399
Cash dividends	$262,000	2,782
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$760,000	2,893
2009-06-30 (YTD Data)		Rank
Total interest income	$3,576,000	4,204
Total interest expense	$1,266,000	4,106
Net interest income	$2,310,000	4,127
Provision for loan and lease losses	$388,000	3,334
Total noninterest income	$315,000	4,328
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$132,000	4,122
Trading account gains and fees	$0	193
Additional Noninterest Income	$183,000	3,784
Total noninterest expense	$1,738,000	4,799
Salaries and employee benefits	$963,000	4,552
Premises and equipment expense	$199,000	5,085
Additional noninterest expense	$576,000	4,840
Pre-tax net operating income	$499,000	3,304
Securities gains (losses)	$0	3,136
Applicable income taxes	$33,000	3,427
Income before extraordinary items	$466,000	3,221
Extraordinary gains, net	$0	21
Net income	$466,000	3,218
Minority interest net income	$0	112
Net income of bank and minority interests.	$466,000	3,220
Net charge-offs	$263,000	3,097
Cash dividends	$180,000	2,784
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$466,000	3,106
2009-03-31 (YTD Data)		Rank
Total interest income	$1,866,000	4,143
Total interest expense	$618,000	4,286
Net interest income	$1,248,000	3,939
Provision for loan and lease losses	$170,000	3,065
Total noninterest income	$171,000	4,120
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$77,000	3,782
Trading account gains and fees	$0	171
Additional Noninterest Income	$94,000	3,755
Total noninterest expense	$853,000	4,759
Salaries and employee benefits	$475,000	4,640
Premises and equipment expense	$99,000	5,139
Additional noninterest expense	$279,000	4,631
Pre-tax net operating income	$396,000	2,822
Securities gains (losses)	$0	2,434
Applicable income taxes	$28,000	3,336
Income before extraordinary items	$368,000	2,732
Extraordinary gains, net	$0	15
Net income	$368,000	2,730
Minority interest net income	$0	102
Net income of bank and minority interests.	$368,000	2,733
Net charge-offs	$140,000	2,492
Cash dividends	$80,000	2,407
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$368,000	2,595
2008-12-31 (YTD Data)		Rank
Total interest income	$7,616,000	4,263
Total interest expense	$3,118,000	4,153
Net interest income	$4,498,000	4,232
Provision for loan and lease losses	$265,000	4,825
Total noninterest income	$406,000	5,245
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$304,000	3,996
Trading account gains and fees	$0	154
Additional Noninterest Income	$102,000	5,897
Total noninterest expense	$3,251,000	4,862
Salaries and employee benefits	$1,740,000	4,898
Premises and equipment expense	$405,000	5,052
Additional noninterest expense	$1,106,000	4,514
Pre-tax net operating income	$1,388,000	3,151
Securities gains (losses)	$9,000	2,546
Applicable income taxes	$45,000	3,900
Income before extraordinary items	$1,352,000	2,705
Extraordinary gains, net	$0	39
Net income	$1,352,000	2,704
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	5,124
Cash dividends	$348,000	3,907
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,343,270	2,859
2008-09-30 (YTD Data)		Rank
Total interest income	$5,746,000	4,316
Total interest expense	$2,450,000	4,134
Net interest income	$3,296,000	4,318
Provision for loan and lease losses	$175,000	4,422
Total noninterest income	$276,000	5,525
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$216,000	4,109
Trading account gains and fees	$0	148
Additional Noninterest Income	$60,000	6,354
Total noninterest expense	$2,310,000	5,017
Salaries and employee benefits	$1,260,000	5,014
Premises and equipment expense	$304,000	5,074
Additional noninterest expense	$746,000	4,758
Pre-tax net operating income	$1,087,000	3,510
Securities gains (losses)	$9,000	2,413
Applicable income taxes	$34,000	4,349
Income before extraordinary items	$1,062,000	2,985
Extraordinary gains, net	$0	31
Net income	$1,062,000	2,981
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,665
Cash dividends	$259,000	3,591
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,053,270	3,154
2008-06-30 (YTD Data)		Rank
Total interest income	$3,878,000	4,340
Total interest expense	$1,672,000	4,198
Net interest income	$2,206,000	4,307
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$185,000	5,600
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$140,000	4,173
Trading account gains and fees	$0	149
Additional Noninterest Income	$45,000	6,281
Total noninterest expense	$1,493,000	5,140
Salaries and employee benefits	$797,000	5,226
Premises and equipment expense	$206,000	5,061
Additional noninterest expense	$490,000	4,786
Pre-tax net operating income	$868,000	3,256
Securities gains (losses)	$14,000	2,273
Applicable income taxes	$26,000	4,517
Income before extraordinary items	$856,000	2,916
Extraordinary gains, net	$0	21
Net income	$856,000	2,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	3,388
Cash dividends	$170,000	3,609
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$842,420	2,896
2008-03-31 (YTD Data)		Rank
Total interest income	$2,014,000	4,293
Total interest expense	$890,000	4,214
Net interest income	$1,124,000	4,269
Provision for loan and lease losses	$0	6,080
Total noninterest income	$88,000	5,689
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$68,000	4,202
Trading account gains and fees	$0	158
Additional Noninterest Income	$20,000	6,458
Total noninterest expense	$732,000	5,216
Salaries and employee benefits	$384,000	5,368
Premises and equipment expense	$110,000	4,886
Additional noninterest expense	$238,000	4,834
Pre-tax net operating income	$480,000	3,150
Securities gains (losses)	$13,000	1,848
Applicable income taxes	$8,000	4,911
Income before extraordinary items	$485,000	2,758
Extraordinary gains, net	$0	15
Net income	$485,000	2,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,732
Cash dividends	$80,000	3,097
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$472,260	2,746
2007-12-31 (YTD Data)		Rank
Total interest income	$7,653,000	4,488
Total interest expense	$3,484,000	4,350
Net interest income	$4,169,000	4,500
Provision for loan and lease losses	$30,000	6,068
Total noninterest income	$374,000	5,636
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$282,000	4,200
Trading account gains and fees	$0	178
Additional Noninterest Income	$92,000	6,335
Total noninterest expense	$2,892,000	5,122
Salaries and employee benefits	$1,689,000	4,950
Premises and equipment expense	$364,000	5,298
Additional noninterest expense	$839,000	5,194
Pre-tax net operating income	$1,621,000	3,763
Securities gains (losses)	$0	2,146
Applicable income taxes	$59,000	4,837
Income before extraordinary items	$1,562,000	3,351
Extraordinary gains, net	$0	39
Net income	$1,562,000	3,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	4,490
Cash dividends	$678,000	3,249
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,562,000	3,341
2007-09-30 (YTD Data)		Rank
Total interest income	$5,602,000	4,574
Total interest expense	$2,535,000	4,437
Net interest income	$3,067,000	4,581
Provision for loan and lease losses	$30,000	5,532
Total noninterest income	$276,000	5,704
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$212,000	4,222
Trading account gains and fees	$0	184
Additional Noninterest Income	$64,000	6,464
Total noninterest expense	$2,157,000	5,115
Salaries and employee benefits	$1,259,000	4,948
Premises and equipment expense	$258,000	5,451
Additional noninterest expense	$640,000	5,087
Pre-tax net operating income	$1,156,000	4,030
Securities gains (losses)	$0	1,655
Applicable income taxes	$31,000	5,240
Income before extraordinary items	$1,125,000	3,630
Extraordinary gains, net	$0	33
Net income	$1,125,000	3,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	3,266
Cash dividends	$584,000	2,737
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,125,000	3,610
2007-06-30 (YTD Data)		Rank
Total interest income	$3,657,000	4,645
Total interest expense	$1,635,000	4,527
Net interest income	$2,022,000	4,631
Provision for loan and lease losses	$30,000	4,873
Total noninterest income	$196,000	5,615
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$145,000	4,154
Trading account gains and fees	$0	168
Additional Noninterest Income	$51,000	6,242
Total noninterest expense	$1,407,000	5,220
Salaries and employee benefits	$877,000	4,837
Premises and equipment expense	$163,000	5,615
Additional noninterest expense	$367,000	5,552
Pre-tax net operating income	$781,000	4,067
Securities gains (losses)	$0	1,444
Applicable income taxes	$25,000	5,215
Income before extraordinary items	$756,000	3,646
Extraordinary gains, net	$0	29
Net income	$756,000	3,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	1,587
Cash dividends	$490,000	2,482
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$756,000	3,624
2007-03-31 (YTD Data)		Rank
Total interest income	$1,805,000	4,685
Total interest expense	$790,000	4,603
Net interest income	$1,015,000	4,649
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$104,000	5,453
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$70,000	4,169
Trading account gains and fees	$0	195
Additional Noninterest Income	$34,000	5,782
Total noninterest expense	$708,000	5,218
Salaries and employee benefits	$415,000	5,047
Premises and equipment expense	$93,000	5,263
Additional noninterest expense	$200,000	5,262
Pre-tax net operating income	$381,000	4,115
Securities gains (losses)	$0	1,187
Applicable income taxes	$9,000	5,389
Income before extraordinary items	$372,000	3,669
Extraordinary gains, net	$0	22
Net income	$372,000	3,670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	6,955
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$372,000	3,648
2006-12-31 (YTD Data)		Rank
Total interest income	$5,717,000	5,172
Total interest expense	$2,345,000	4,996
Net interest income	$3,372,000	5,169
Provision for loan and lease losses	$50,000	5,567
Total noninterest income	$457,000	5,332
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$334,000	3,911
Trading account gains and fees	$0	130
Additional Noninterest Income	$123,000	5,969
Total noninterest expense	$2,902,000	4,992
Salaries and employee benefits	$1,688,000	4,827
Premises and equipment expense	$239,000	6,321
Additional noninterest expense	$975,000	4,592
Pre-tax net operating income	$877,000	5,463
Securities gains (losses)	$-5,000	7,083
Applicable income taxes	$-17,000	8,209
Income before extraordinary items	$889,000	4,969
Extraordinary gains, net	$0	51
Net income	$889,000	4,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	8,309
Cash dividends	$74,000	5,589
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$894,000	4,949
2006-09-30 (YTD Data)		Rank
Total interest income	$4,085,000	5,310
Total interest expense	$1,646,000	5,091
Net interest income	$2,439,000	5,333
Provision for loan and lease losses	$50,000	5,035
Total noninterest income	$317,000	5,522
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$252,000	3,935
Trading account gains and fees	$0	126
Additional Noninterest Income	$65,000	6,548
Total noninterest expense	$2,048,000	5,193
Salaries and employee benefits	$1,206,000	4,950
Premises and equipment expense	$142,000	6,865
Additional noninterest expense	$700,000	4,696
Pre-tax net operating income	$658,000	5,674
Securities gains (losses)	$-5,000	7,392
Applicable income taxes	$-24,000	8,453
Income before extraordinary items	$677,000	5,079
Extraordinary gains, net	$0	45
Net income	$677,000	5,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,015
Cash dividends	$40,000	5,080
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$682,000	5,052
2006-06-30 (YTD Data)		Rank
Total interest income	$2,586,000	5,423
Total interest expense	$1,005,000	5,209
Net interest income	$1,581,000	5,434
Provision for loan and lease losses	$50,000	4,407
Total noninterest income	$222,000	5,400
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$171,000	3,862
Trading account gains and fees	$0	126
Additional Noninterest Income	$51,000	6,354
Total noninterest expense	$1,333,000	5,280
Salaries and employee benefits	$788,000	5,035
Premises and equipment expense	$67,000	7,475
Additional noninterest expense	$478,000	4,623
Pre-tax net operating income	$420,000	5,790
Securities gains (losses)	$-5,000	7,694
Applicable income taxes	$-35,000	8,555
Income before extraordinary items	$450,000	5,128
Extraordinary gains, net	$0	39
Net income	$450,000	5,132
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	7,977
Cash dividends	$40,000	4,838
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$455,000	5,098
2006-03-31 (YTD Data)		Rank
Total interest income	$1,201,000	5,598
Total interest expense	$470,000	5,284
Net interest income	$731,000	5,668
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$106,000	5,470
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$81,000	3,912
Trading account gains and fees	$0	115
Additional Noninterest Income	$25,000	6,361
Total noninterest expense	$603,000	5,609
Salaries and employee benefits	$381,000	5,181
Premises and equipment expense	$-3,000	8,786
Additional noninterest expense	$225,000	4,805
Pre-tax net operating income	$204,000	5,807
Securities gains (losses)	$-5,000	8,100
Applicable income taxes	$-47,000	8,645
Income before extraordinary items	$246,000	4,888
Extraordinary gains, net	$0	21
Net income	$246,000	4,888
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,455
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$251,000	4,833
2005-12-31 (YTD Data)		Rank
Total interest income	$4,396,000	5,557
Total interest expense	$1,498,000	5,230
Net interest income	$2,898,000	5,614
Provision for loan and lease losses	$120,000	4,465
Total noninterest income	$345,000	6,045
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$379,000	3,679
Trading account gains and fees	$0	138
Additional Noninterest Income	$-34,000	8,816
Total noninterest expense	$2,539,000	5,324
Salaries and employee benefits	$1,498,000	5,055
Premises and equipment expense	$212,000	6,608
Additional noninterest expense	$829,000	5,048
Pre-tax net operating income	$584,000	6,469
Securities gains (losses)	$0	2,296
Applicable income taxes	$22,000	6,289
Income before extraordinary items	$562,000	6,137
Extraordinary gains, net	$0	46
Net income	$562,000	6,142
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	2,863
Cash dividends	$22,000	5,937
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$562,000	6,103
2005-09-30 (YTD Data)		Rank
Total interest income	$3,186,000	5,623
Total interest expense	$1,065,000	5,266
Net interest income	$2,121,000	5,705
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$370,000	5,291
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$291,000	3,631
Trading account gains and fees	$0	126
Additional Noninterest Income	$79,000	6,334
Total noninterest expense	$1,822,000	5,447
Salaries and employee benefits	$1,094,000	5,117
Premises and equipment expense	$160,000	6,565
Additional noninterest expense	$568,000	5,288
Pre-tax net operating income	$579,000	6,102
Securities gains (losses)	$0	2,317
Applicable income taxes	$16,000	6,381
Income before extraordinary items	$563,000	5,618
Extraordinary gains, net	$0	35
Net income	$563,000	5,621
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	2,078
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$563,000	5,577
2005-06-30 (YTD Data)		Rank
Total interest income	$2,049,000	5,671
Total interest expense	$669,000	5,282
Net interest income	$1,380,000	5,761
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$226,000	5,466
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$182,000	3,722
Trading account gains and fees	$0	116
Additional Noninterest Income	$44,000	6,606
Total noninterest expense	$1,218,000	5,421
Salaries and employee benefits	$722,000	5,144
Premises and equipment expense	$108,000	6,532
Additional noninterest expense	$388,000	5,189
Pre-tax net operating income	$328,000	6,414
Securities gains (losses)	$0	2,146
Applicable income taxes	$8,000	6,480
Income before extraordinary items	$320,000	5,983
Extraordinary gains, net	$0	30
Net income	$320,000	5,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	1,494
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$320,000	5,929
2005-03-31 (YTD Data)		Rank
Total interest income	$1,014,000	5,691
Total interest expense	$330,000	5,223
Net interest income	$684,000	5,803
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$114,000	5,400
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$78,000	3,986
Trading account gains and fees	$0	115
Additional Noninterest Income	$36,000	5,847
Total noninterest expense	$608,000	5,470
Salaries and employee benefits	$358,000	5,209
Premises and equipment expense	$57,000	6,461
Additional noninterest expense	$193,000	5,211
Pre-tax net operating income	$160,000	6,433
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,000	6,740
Income before extraordinary items	$159,000	5,975
Extraordinary gains, net	$0	24
Net income	$159,000	5,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$159,000	5,935
2004-12-31 (YTD Data)		Rank
Total interest income	$4,248,000	5,374
Total interest expense	$1,243,000	5,022
Net interest income	$3,005,000	5,409
Provision for loan and lease losses	$330,000	2,726
Total noninterest income	$437,000	5,603
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$392,000	3,693
Trading account gains and fees	$0	138
Additional Noninterest Income	$45,000	7,534
Total noninterest expense	$2,689,000	5,044
Salaries and employee benefits	$1,497,000	4,957
Premises and equipment expense	$313,000	5,557
Additional noninterest expense	$879,000	4,774
Pre-tax net operating income	$423,000	6,976
Securities gains (losses)	$0	3,819
Applicable income taxes	$185,000	4,848
Income before extraordinary items	$238,000	7,469
Extraordinary gains, net	$0	34
Net income	$238,000	7,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	2,480
Cash dividends	$44,000	5,887
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$238,000	7,418
2004-09-30 (YTD Data)		Rank
Total interest income	$3,159,000	5,377
Total interest expense	$942,000	4,956
Net interest income	$2,217,000	5,444
Provision for loan and lease losses	$270,000	2,429
Total noninterest income	$284,000	5,950
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$296,000	3,697
Trading account gains and fees	$0	134
Additional Noninterest Income	$-12,000	8,994
Total noninterest expense	$1,912,000	5,192
Salaries and employee benefits	$1,100,000	4,975
Premises and equipment expense	$167,000	6,480
Additional noninterest expense	$645,000	4,805
Pre-tax net operating income	$319,000	7,109
Securities gains (losses)	$0	3,710
Applicable income taxes	$115,000	5,184
Income before extraordinary items	$204,000	7,456
Extraordinary gains, net	$0	26
Net income	$204,000	7,456
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	1,629
Cash dividends	$24,000	5,209
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$204,000	7,397
2004-06-30 (YTD Data)		Rank
Total interest income	$2,121,000	5,366
Total interest expense	$650,000	4,872
Net interest income	$1,471,000	5,469
Provision for loan and lease losses	$210,000	2,090
Total noninterest income	$221,000	5,603
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$199,000	3,664
Trading account gains and fees	$0	130
Additional Noninterest Income	$22,000	7,639
Total noninterest expense	$1,308,000	5,119
Salaries and employee benefits	$724,000	5,046
Premises and equipment expense	$109,000	6,576
Additional noninterest expense	$475,000	4,497
Pre-tax net operating income	$174,000	7,386
Securities gains (losses)	$0	3,413
Applicable income taxes	$94,000	4,923
Income before extraordinary items	$80,000	7,969
Extraordinary gains, net	$0	21
Net income	$80,000	7,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	1,294
Cash dividends	$24,000	4,925
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$80,000	7,909
2004-03-31 (YTD Data)		Rank
Total interest income	$1,088,000	5,311
Total interest expense	$333,000	4,860
Net interest income	$755,000	5,396
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$108,000	5,602
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$92,000	3,771
Trading account gains and fees	$0	121
Additional Noninterest Income	$16,000	7,156
Total noninterest expense	$672,000	5,046
Salaries and employee benefits	$363,000	5,057
Premises and equipment expense	$57,000	6,454
Additional noninterest expense	$252,000	4,289
Pre-tax net operating income	$131,000	6,710
Securities gains (losses)	$0	2,934
Applicable income taxes	$55,000	4,720
Income before extraordinary items	$76,000	7,310
Extraordinary gains, net	$0	16
Net income	$76,000	7,312
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	2,050
Cash dividends	$24,000	3,659
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$76,000	7,223
2003-12-31 (YTD Data)		Rank
Total interest income	$4,246,000	5,431
Total interest expense	$1,576,000	4,732
Net interest income	$2,670,000	5,677
Provision for loan and lease losses	$400,000	2,580
Total noninterest income	$520,000	5,335
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$458,000	3,326
Trading account gains and fees	$0	160
Additional Noninterest Income	$62,000	7,257
Total noninterest expense	$2,441,000	5,303
Salaries and employee benefits	$1,332,000	5,260
Premises and equipment expense	$200,000	6,773
Additional noninterest expense	$909,000	4,590
Pre-tax net operating income	$349,000	7,237
Securities gains (losses)	$0	4,500
Applicable income taxes	$115,000	5,568
Income before extraordinary items	$234,000	7,596
Extraordinary gains, net	$0	54
Net income	$234,000	7,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	2,107
Cash dividends	$19,000	6,167
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$234,000	7,465
2003-09-30 (YTD Data)		Rank
Total interest income	$3,160,000	5,512
Total interest expense	$1,216,000	4,778
Net interest income	$1,944,000	5,806
Provision for loan and lease losses	$360,000	2,185
Total noninterest income	$388,000	5,398
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$340,000	3,358
Trading account gains and fees	$0	153
Additional Noninterest Income	$48,000	7,275
Total noninterest expense	$1,770,000	5,398
Salaries and employee benefits	$969,000	5,361
Premises and equipment expense	$145,000	6,860
Additional noninterest expense	$656,000	4,699
Pre-tax net operating income	$202,000	7,722
Securities gains (losses)	$0	4,204
Applicable income taxes	$65,000	5,991
Income before extraordinary items	$137,000	7,995
Extraordinary gains, net	$0	40
Net income	$137,000	7,997
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$220,000	2,076
Cash dividends	$19,000	5,379
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$137,000	7,855
2003-06-30 (YTD Data)		Rank
Total interest income	$2,083,000	5,600
Total interest expense	$828,000	4,832
Net interest income	$1,255,000	5,919
Provision for loan and lease losses	$360,000	1,536
Total noninterest income	$257,000	5,390
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$229,000	3,286
Trading account gains and fees	$0	150
Additional Noninterest Income	$28,000	7,414
Total noninterest expense	$1,141,000	5,513
Salaries and employee benefits	$636,000	5,425
Premises and equipment expense	$91,000	7,004
Additional noninterest expense	$414,000	4,886
Pre-tax net operating income	$11,000	8,606
Securities gains (losses)	$0	3,782
Applicable income taxes	$2,000	7,353
Income before extraordinary items	$9,000	8,715
Extraordinary gains, net	$0	30
Net income	$9,000	8,716
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$214,000	1,579
Cash dividends	$19,000	5,070
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$9,000	8,600
2003-03-31 (YTD Data)		Rank
Total interest income	$1,106,000	5,420
Total interest expense	$418,000	4,901
Net interest income	$688,000	5,599
Provision for loan and lease losses	$30,000	4,429
Total noninterest income	$123,000	5,400
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$108,000	3,351
Trading account gains and fees	$0	134
Additional Noninterest Income	$15,000	7,351
Total noninterest expense	$560,000	5,566
Salaries and employee benefits	$324,000	5,369
Premises and equipment expense	$38,000	7,422
Additional noninterest expense	$198,000	4,993
Pre-tax net operating income	$221,000	5,599
Securities gains (losses)	$0	2,891
Applicable income taxes	$55,000	4,964
Income before extraordinary items	$166,000	5,781
Extraordinary gains, net	$0	21
Net income	$166,000	5,781
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$19,000	3,758
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$166,000	5,582
2002-12-31 (YTD Data)		Rank
Total interest income	$4,790,000	5,318
Total interest expense	$1,973,000	4,838
Net interest income	$2,817,000	5,496
Provision for loan and lease losses	$865,000	1,530
Total noninterest income	$518,000	5,116
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$444,000	3,263
Trading account gains and fees	$0	153
Additional Noninterest Income	$74,000	6,996
Total noninterest expense	$2,088,000	5,729
Salaries and employee benefits	$1,210,000	5,454
Premises and equipment expense	$191,000	6,877
Additional noninterest expense	$687,000	5,470
Pre-tax net operating income	$382,000	7,236
Securities gains (losses)	$0	4,537
Applicable income taxes	$206,000	5,067
Income before extraordinary items	$176,000	7,967
Extraordinary gains, net	$0	70
Net income	$176,000	7,969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$503,000	1,650
Cash dividends	$50,000	5,952
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$176,000	7,848
2001-12-31 (YTD Data)		Rank
Total interest income	$5,729,000	5,135
Total interest expense	$2,658,000	5,175
Net interest income	$3,071,000	4,981
Provision for loan and lease losses	$140,000	4,923
Total noninterest income	$456,000	5,323
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$407,000	3,337
Trading account gains and fees	$0	177
Additional Noninterest Income	$49,000	7,713
Total noninterest expense	$2,124,000	5,516
Salaries and employee benefits	$1,113,000	5,605
Premises and equipment expense	$237,000	6,249
Additional noninterest expense	$774,000	4,899
Pre-tax net operating income	$1,263,000	4,308
Securities gains (losses)	$0	4,612
Applicable income taxes	$386,000	3,802
Income before extraordinary items	$877,000	4,637
Extraordinary gains, net	$0	105
Net income	$877,000	4,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$267,000	2,406
Cash dividends	$114,000	5,654
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$877,000	4,535
2000-12-31 (YTD Data)		Rank
Total interest income	$5,577,000	5,337
Total interest expense	$2,552,000	5,486
Net interest income	$3,025,000	5,129
Provision for loan and lease losses	$110,000	5,095
Total noninterest income	$382,000	5,643
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	3,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	7,661
Total noninterest expense	$1,897,000	5,868
Salaries and employee benefits	$1,063,000	5,681
Premises and equipment expense	$204,000	6,706
Additional noninterest expense	$630,000	5,594
Pre-tax net operating income	$1,400,000	4,263
Securities gains (losses)	$0	1,956
Applicable income taxes	$559,000	3,251
Income before extraordinary items	$841,000	4,898
Extraordinary gains, net	$0	38
Net income	$841,000	4,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	9,362
Cash dividends	$146,000	5,562
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$841,000	4,897
1999-12-31 (YTD Data)		Rank
Total interest income	$4,894,000	5,656
Total interest expense	$2,319,000	5,463
Net interest income	$2,575,000	5,696
Provision for loan and lease losses	$270,000	2,899
Total noninterest income	$328,000	6,190
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$288,000	4,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$40,000	8,414
Total noninterest expense	$1,770,000	6,135
Salaries and employee benefits	$1,052,000	5,687
Premises and equipment expense	$202,000	6,783
Additional noninterest expense	$516,000	6,393
Pre-tax net operating income	$863,000	5,715
Securities gains (losses)	$0	3,155
Applicable income taxes	$373,000	4,343
Income before extraordinary items	$490,000	6,503
Extraordinary gains, net	$0	35
Net income	$490,000	6,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,424
Cash dividends	$258,000	4,807
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$490,000	6,479
1998-12-31 (YTD Data)		Rank
Total interest income	$4,788,000	5,844
Total interest expense	$2,157,000	5,909
Net interest income	$2,631,000	5,650
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$308,000	6,391
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$261,000	4,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	8,260
Total noninterest expense	$1,620,000	6,392
Salaries and employee benefits	$920,000	6,114
Premises and equipment expense	$194,000	6,806
Additional noninterest expense	$506,000	6,390
Pre-tax net operating income	$1,279,000	4,677
Securities gains (losses)	$0	4,449
Applicable income taxes	$511,000	3,783
Income before extraordinary items	$768,000	5,315
Extraordinary gains, net	$0	32
Net income	$768,000	5,315
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,633
Cash dividends	$135,000	5,927
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$768,000	5,210
1997-12-31 (YTD Data)		Rank
Total interest income	$4,430,000	6,292
Total interest expense	$2,111,000	6,064
Net interest income	$2,319,000	6,337
Provision for loan and lease losses	$40,000	7,002
Total noninterest income	$303,000	6,616
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$255,000	4,591
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	8,525
Total noninterest expense	$1,673,000	6,362
Salaries and employee benefits	$900,000	6,287
Premises and equipment expense	$281,000	5,637
Additional noninterest expense	$492,000	6,565
Pre-tax net operating income	$909,000	6,122
Securities gains (losses)	$0	3,944
Applicable income taxes	$338,000	5,407
Income before extraordinary items	$571,000	6,536
Extraordinary gains, net	$0	44
Net income	$571,000	6,538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,506
Cash dividends	$70,000	6,919
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$571,000	6,477
1996-12-31 (YTD Data)		Rank
Total interest income	$4,357,000	6,524
Total interest expense	$1,997,000	6,417
Net interest income	$2,360,000	6,459
Provision for loan and lease losses	$53,000	6,487
Total noninterest income	$338,000	6,535
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$286,000	4,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$52,000	8,801
Total noninterest expense	$1,533,000	7,019
Salaries and employee benefits	$844,000	6,751
Premises and equipment expense	$193,000	7,149
Additional noninterest expense	$496,000	7,085
Pre-tax net operating income	$1,112,000	5,374
Securities gains (losses)	$0	4,148
Applicable income taxes	$317,000	5,643
Income before extraordinary items	$795,000	5,334
Extraordinary gains, net	$0	53
Net income	$795,000	5,336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	7,797
Cash dividends	$288,000	4,656
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$795,000	5,273
1995-12-31 (YTD Data)		Rank
Total interest income	$3,943,000	7,061
Total interest expense	$1,670,000	7,225
Net interest income	$2,273,000	6,744
Provision for loan and lease losses	$20,000	7,637
Total noninterest income	$324,000	6,794
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$1,426,000	7,503
Salaries and employee benefits	$755,000	7,370
Premises and equipment expense	$188,000	7,429
Additional noninterest expense	$483,000	7,402
Pre-tax net operating income	$1,151,000	5,415
Securities gains (losses)	$0	3,831
Applicable income taxes	$299,000	6,006
Income before extraordinary items	$852,000	5,212
Extraordinary gains, net	$0	65
Net income	$852,000	5,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,132
Cash dividends	$296,000	4,623
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$852,000	5,201
1994-12-31 (YTD Data)		Rank
Total interest income	$3,457,000	7,395
Total interest expense	$1,368,000	7,319
Net interest income	$2,089,000	7,353
Provision for loan and lease losses	$0	9,146
Total noninterest income	$314,000	7,072
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$264,000	4,831
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	9,618
Total noninterest expense	$1,391,000	7,940
Salaries and employee benefits	$730,000	7,673
Premises and equipment expense	$191,000	7,628
Additional noninterest expense	$470,000	8,154
Pre-tax net operating income	$1,012,000	5,901
Securities gains (losses)	$3,000	2,889
Applicable income taxes	$267,000	6,290
Income before extraordinary items	$748,000	5,621
Extraordinary gains, net	$0	249
Net income	$748,000	5,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-52,000	11,894
Cash dividends	$162,000	5,906
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$745,780	5,703
1993-12-31 (YTD Data)		Rank
Total interest income	$3,239,000	7,946
Total interest expense	$1,401,000	7,532
Net interest income	$1,838,000	8,138
Provision for loan and lease losses	$20,000	9,046
Total noninterest income	$341,000	7,135
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$285,000	4,624
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	9,758
Total noninterest expense	$1,381,000	8,243
Salaries and employee benefits	$704,000	7,973
Premises and equipment expense	$163,000	8,556
Additional noninterest expense	$514,000	8,081
Pre-tax net operating income	$778,000	6,928
Securities gains (losses)	$0	7,477
Applicable income taxes	$230,000	7,102
Income before extraordinary items	$548,000	7,159
Extraordinary gains, net	$0	3,149
Net income	$548,000	7,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	10,864
Cash dividends	$281,000	4,584
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$548,000	6,912
1992-12-31 (YTD Data)		Rank
Total interest income	$3,571,000	8,082
Total interest expense	$1,703,000	7,880
Net interest income	$1,868,000	8,139
Provision for loan and lease losses	$140,000	6,292
Total noninterest income	$325,000	7,403
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$271,000	4,810
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	10,164
Total noninterest expense	$1,198,000	9,044
Salaries and employee benefits	$637,000	8,486
Premises and equipment expense	$109,000	10,409
Additional noninterest expense	$452,000	8,952
Pre-tax net operating income	$855,000	6,314
Securities gains (losses)	$26,000	5,197
Applicable income taxes	$373,000	5,058
Income before extraordinary items	$508,000	7,252
Extraordinary gains, net	$0	1,422
Net income	$508,000	7,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	6,766
Cash dividends	$130,000	6,040
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$491,360	7,030

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.