Home > Bank of the Eastern Shore > Assets and Liabilities
Bank of the Eastern Shore, Assets and Liabilities
| 2012-03-31 | Rank | |
| # of Employees: | 31 | 4,160 |
| Assets and Liabilities | ||
| Total Assets: | $162,460,000 | 3,670 |
| Cash and due from depository institutions | $3,261,000 | 4,160 |
| Interest-bearing balances | $2,049,000 | 5,458 |
| Securities | $5,553,000 | 6,306 |
| Federal funds sold & reverse repurchase agreements | $5,082,000 | 1,327 |
| Net loans & leases | $132,450,000 | 2,845 |
| Loan loss allowance | $5,906,000 | 1,291 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,429,000 | 4,619 |
| Other real estate owned | $5,367,000 | 4,160 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $9,318,000 | 1,930 |
| Life insurance assets | $6,271,000 | 1,135 |
| Total liabilities and capital | $162,460,000 | 3,670 |
| Total liabilities | $159,982,000 | 3,406 |
| Total deposits | $150,951,000 | 3,404 |
| Interest-bearing deposits | $140,867,000 | 3,086 |
| Deposits held in domestic offices | $150,951,000 | 3,403 |
| % insured | 97.39% | 786 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $8,500,000 | 2,030 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $531,000 | 4,360 |
| Total equity capital | $2,478,000 | 7,065 |
| Total bank equity capital | $2,478,000 | 7,065 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,293,000 | 2,103 |
| Surplus | $18,379,000 | 1,655 |
| Undivided profits | $-17,194,000 | 7,099 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,760,000 | 1,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $555,000 | 4,339 |
| Earning assets | $145,134,000 | 3,740 |
| Long-term assets (5+ years) | $37,831,000 | 3,764 |
| Average Assets, year-to-date | $164,566,000 | 3,606 |
| Average Assets, quarterly | $164,566,000 | 3,606 |
| Volatile liabilities | $14,921,000 | 2,552 |
| Insider loans | $6,525,000 | 975 |
| FHLB advances | $8,500,000 | 1,952 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $7,369,000 | 4,468 |
| Tier 1 (core) risk-based capital | $2,412,000 | 7,058 |
| Tier 2 risk-based capital | $1,720,000 | 2,754 |
| Total risk weighted assets | $133,436,000 | 2,986 |
| Total unused commitments | $7,369,000 | 4,468 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 30 | 4,257 |
| Assets and Liabilities | ||
| Total Assets: | $166,672,000 | 3,563 |
| Cash and due from depository institutions | $3,846,000 | 4,257 |
| Interest-bearing balances | $2,619,000 | 4,945 |
| Securities | $6,693,000 | 6,163 |
| Federal funds sold & reverse repurchase agreements | $5,073,000 | 1,141 |
| Net loans & leases | $134,503,000 | 2,857 |
| Loan loss allowance | $6,049,000 | 1,257 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,440,000 | 4,632 |
| Other real estate owned | $5,614,000 | 4,257 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $9,503,000 | 1,922 |
| Life insurance assets | $6,238,000 | 1,113 |
| Total liabilities and capital | $166,672,000 | 3,563 |
| Total liabilities | $163,648,000 | 3,317 |
| Total deposits | $154,536,000 | 3,308 |
| Interest-bearing deposits | $142,758,000 | 3,030 |
| Deposits held in domestic offices | $154,536,000 | 3,307 |
| % insured | 97.09% | 957 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $8,500,000 | 2,157 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $612,000 | 4,137 |
| Total equity capital | $3,024,000 | 6,992 |
| Total bank equity capital | $3,024,000 | 6,992 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,293,000 | 2,119 |
| Surplus | $18,379,000 | 1,664 |
| Undivided profits | $-16,648,000 | 7,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $9,074,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $579,000 | 4,396 |
| Earning assets | $148,888,000 | 3,635 |
| Long-term assets (5+ years) | $39,614,000 | 3,156 |
| Average Assets, year-to-date | $182,101,200 | 3,301 |
| Average Assets, quarterly | $168,491,000 | 3,538 |
| Volatile liabilities | $12,885,000 | 2,988 |
| Insider loans | $6,543,000 | 983 |
| FHLB advances | $8,500,000 | 2,061 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $7,135,000 | 4,477 |
| Tier 1 (core) risk-based capital | $2,941,000 | 6,979 |
| Tier 2 risk-based capital | $1,764,000 | 2,722 |
| Total risk weighted assets | $136,855,000 | 2,962 |
| Total unused commitments | $7,135,000 | 4,482 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 32 | 4,108 |
| Assets and Liabilities | ||
| Total Assets: | $170,310,000 | 3,536 |
| Cash and due from depository institutions | $3,504,000 | 4,108 |
| Interest-bearing balances | $2,260,000 | 5,065 |
| Securities | $6,845,000 | 6,158 |
| Federal funds sold & reverse repurchase agreements | $3,841,000 | 1,530 |
| Net loans & leases | $137,441,000 | 2,814 |
| Loan loss allowance | $5,822,000 | 1,341 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,456,000 | 4,653 |
| Other real estate owned | $6,239,000 | 4,108 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $10,984,000 | 1,720 |
| Life insurance assets | $6,191,000 | 1,112 |
| Total liabilities and capital | $170,310,000 | 3,536 |
| Total liabilities | $166,207,000 | 3,284 |
| Total deposits | $159,654,000 | 3,217 |
| Interest-bearing deposits | $148,503,000 | 2,949 |
| Deposits held in domestic offices | $159,654,000 | 3,216 |
| % insured | 97.54% | 814 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,000,000 | 2,600 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $553,000 | 4,576 |
| Total equity capital | $4,103,000 | 6,790 |
| Total bank equity capital | $4,103,000 | 6,790 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,293,000 | 2,154 |
| Surplus | $18,346,000 | 1,676 |
| Undivided profits | $-15,536,000 | 7,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,127,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $638,000 | 4,219 |
| Earning assets | $150,387,000 | 3,604 |
| Long-term assets (5+ years) | $42,054,000 | 2,968 |
| Average Assets, year-to-date | $185,958,500 | 3,262 |
| Average Assets, quarterly | $175,764,000 | 3,431 |
| Volatile liabilities | $13,131,000 | 2,977 |
| Insider loans | $6,543,000 | 993 |
| FHLB advances | $6,000,000 | 2,478 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $7,394,000 | 4,397 |
| Tier 1 (core) risk-based capital | $3,932,000 | 6,773 |
| Tier 2 risk-based capital | $1,847,000 | 2,626 |
| Total risk weighted assets | $143,727,000 | 2,866 |
| Total unused commitments | $7,394,000 | 4,400 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 33 | 4,069 |
| Assets and Liabilities | ||
| Total Assets: | $181,218,000 | 3,352 |
| Cash and due from depository institutions | $3,785,000 | 4,069 |
| Interest-bearing balances | $2,408,000 | 4,920 |
| Securities | $7,226,000 | 6,197 |
| Federal funds sold & reverse repurchase agreements | $6,424,000 | 959 |
| Net loans & leases | $142,535,000 | 2,757 |
| Loan loss allowance | $7,211,000 | 1,110 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,483,000 | 4,657 |
| Other real estate owned | $8,647,000 | 4,069 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $11,118,000 | 1,728 |
| Life insurance assets | $6,152,000 | 1,110 |
| Total liabilities and capital | $181,218,000 | 3,352 |
| Total liabilities | $173,930,000 | 3,169 |
| Total deposits | $167,382,000 | 3,115 |
| Interest-bearing deposits | $155,930,000 | 2,843 |
| Deposits held in domestic offices | $167,382,000 | 3,113 |
| % insured | 97.29% | 981 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $6,000,000 | 2,652 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $548,000 | 4,417 |
| Total equity capital | $7,288,000 | 5,887 |
| Total bank equity capital | $7,288,000 | 5,886 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,293,000 | 2,188 |
| Surplus | $18,346,000 | 1,665 |
| Undivided profits | $-12,351,000 | 7,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $18,050,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $654,000 | 4,150 |
| Earning assets | $158,593,000 | 3,477 |
| Long-term assets (5+ years) | $46,566,000 | 2,733 |
| Average Assets, year-to-date | $191,174,670 | 3,209 |
| Average Assets, quarterly | $185,843,000 | 3,289 |
| Volatile liabilities | $13,886,000 | 2,897 |
| Insider loans | $6,532,000 | 1,016 |
| FHLB advances | $6,000,000 | 2,541 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $7,700,000 | 4,379 |
| Tier 1 (core) risk-based capital | $7,147,000 | 5,811 |
| Tier 2 risk-based capital | $1,961,000 | 2,510 |
| Total risk weighted assets | $151,651,000 | 2,751 |
| Total unused commitments | $7,700,000 | 4,381 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 34 | 4,003 |
| Assets and Liabilities | ||
| Total Assets: | $190,468,000 | 3,251 |
| Cash and due from depository institutions | $5,803,000 | 4,003 |
| Interest-bearing balances | $2,739,000 | 4,839 |
| Securities | $8,271,000 | 6,058 |
| Federal funds sold & reverse repurchase agreements | $7,910,000 | 1,025 |
| Net loans & leases | $148,122,000 | 2,683 |
| Loan loss allowance | $7,102,000 | 1,148 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,488,000 | 4,694 |
| Other real estate owned | $7,305,000 | 4,003 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $11,569,000 | 1,689 |
| Life insurance assets | $6,109,000 | 1,110 |
| Total liabilities and capital | $190,469,000 | 3,251 |
| Total liabilities | $182,818,000 | 3,090 |
| Total deposits | $171,206,000 | 3,088 |
| Interest-bearing deposits | $158,976,000 | 2,846 |
| Deposits held in domestic offices | $171,206,000 | 3,085 |
| % insured | 97.52% | 937 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 1,987 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $612,000 | 4,084 |
| Total equity capital | $7,651,000 | 5,760 |
| Total bank equity capital | $7,651,000 | 5,759 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,291,000 | 2,217 |
| Surplus | $18,348,000 | 1,678 |
| Undivided profits | $-11,988,000 | 7,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $18,742,000 | 856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $694,000 | 3,961 |
| Earning assets | $167,042,000 | 3,344 |
| Long-term assets (5+ years) | $48,086,000 | 2,604 |
| Average Assets, year-to-date | $196,153,000 | 3,165 |
| Average Assets, quarterly | $196,153,000 | 3,165 |
| Volatile liabilities | $13,386,000 | 2,984 |
| Insider loans | $6,407,000 | 1,043 |
| FHLB advances | $11,000,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $7,361,000 | 4,537 |
| Tier 1 (core) risk-based capital | $7,648,000 | 5,658 |
| Tier 2 risk-based capital | $1,998,000 | 2,490 |
| Total risk weighted assets | $154,715,000 | 2,739 |
| Total unused commitments | $7,361,000 | 4,540 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 36 | 3,875 |
| Assets and Liabilities | ||
| Total Assets: | $205,248,000 | 3,071 |
| Cash and due from depository institutions | $11,101,000 | 3,875 |
| Interest-bearing balances | $8,171,000 | 3,106 |
| Securities | $8,788,000 | 5,888 |
| Federal funds sold & reverse repurchase agreements | $6,564,000 | 1,151 |
| Net loans & leases | $155,962,000 | 2,612 |
| Loan loss allowance | $7,760,000 | 1,065 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,517,000 | 4,706 |
| Other real estate owned | $6,049,000 | 3,875 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $15,267,000 | 1,402 |
| Life insurance assets | $6,064,000 | 1,102 |
| Total liabilities and capital | $205,248,000 | 3,071 |
| Total liabilities | $190,907,000 | 2,972 |
| Total deposits | $174,078,000 | 3,030 |
| Interest-bearing deposits | $161,979,000 | 2,800 |
| Deposits held in domestic offices | $174,078,000 | 3,027 |
| % insured | 96.59% | 1,283 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,000,000 | 1,705 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $829,000 | 3,576 |
| Total equity capital | $14,341,000 | 4,052 |
| Total bank equity capital | $14,341,000 | 4,051 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $12,936,000 | 388 |
| Surplus | $6,663,000 | 3,415 |
| Undivided profits | $-5,258,000 | 7,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $26,185,000 | 677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $696,000 | 4,061 |
| Earning assets | $179,485,000 | 3,169 |
| Long-term assets (5+ years) | $47,645,000 | 2,536 |
| Average Assets, year-to-date | $220,492,000 | 2,858 |
| Average Assets, quarterly | $209,203,000 | 3,010 |
| Volatile liabilities | $69,126,000 | 1,914 |
| Insider loans | $6,438,000 | 1,070 |
| FHLB advances | $16,000,000 | 1,614 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $7,666,000 | 4,410 |
| Tier 1 (core) risk-based capital | $11,064,000 | 4,717 |
| Tier 2 risk-based capital | $2,131,000 | 2,392 |
| Total risk weighted assets | $164,817,000 | 2,624 |
| Total unused commitments | $7,666,000 | 4,410 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 46 | 3,278 |
| Assets and Liabilities | ||
| Total Assets: | $213,158,000 | 3,005 |
| Cash and due from depository institutions | $7,301,000 | 3,278 |
| Interest-bearing balances | $5,281,000 | 3,787 |
| Securities | $9,297,000 | 5,783 |
| Federal funds sold & reverse repurchase agreements | $10,788,000 | 712 |
| Net loans & leases | $161,170,000 | 2,588 |
| Loan loss allowance | $10,987,000 | 762 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,554,000 | 4,732 |
| Other real estate owned | $7,051,000 | 3,278 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $15,997,000 | 1,353 |
| Life insurance assets | $5,969,000 | 1,114 |
| Total liabilities and capital | $213,159,000 | 3,005 |
| Total liabilities | $198,125,000 | 2,915 |
| Total deposits | $181,242,000 | 2,945 |
| Interest-bearing deposits | $166,708,000 | 2,779 |
| Deposits held in domestic offices | $181,242,000 | 2,942 |
| % insured | 96.91% | 837 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $16,000,000 | 1,824 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $883,000 | 3,784 |
| Total equity capital | $15,034,000 | 4,035 |
| Total bank equity capital | $15,034,000 | 4,034 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $8,517,000 | 606 |
| Surplus | $9,469,000 | 2,766 |
| Undivided profits | $-2,952,000 | 6,941 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $26,298,000 | 676 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $546,000 | 5,000 |
| Earning assets | $186,536,000 | 3,095 |
| Long-term assets (5+ years) | $49,294,000 | 2,426 |
| Average Assets, year-to-date | $224,303,000 | 2,854 |
| Average Assets, quarterly | $218,083,000 | 2,946 |
| Volatile liabilities | $70,325,000 | 1,942 |
| Insider loans | $6,063,000 | 1,186 |
| FHLB advances | $16,000,000 | 1,715 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $7,897,000 | 4,454 |
| Tier 1 (core) risk-based capital | $12,474,000 | 4,420 |
| Tier 2 risk-based capital | $2,281,000 | 2,298 |
| Total risk weighted assets | $173,816,000 | 2,557 |
| Total unused commitments | $7,897,000 | 4,457 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 48 | 3,179 |
| Assets and Liabilities | ||
| Total Assets: | $223,008,000 | 2,904 |
| Cash and due from depository institutions | $5,622,000 | 3,179 |
| Interest-bearing balances | $914,000 | 5,501 |
| Securities | $14,481,000 | 5,053 |
| Federal funds sold & reverse repurchase agreements | $8,537,000 | 924 |
| Net loans & leases | $168,269,000 | 2,514 |
| Loan loss allowance | $9,325,000 | 907 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $1,571,000 | 4,752 |
| Other real estate owned | $5,329,000 | 3,179 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $19,199,000 | 1,175 |
| Life insurance assets | $5,922,000 | 1,122 |
| Total liabilities and capital | $223,008,000 | 2,904 |
| Total liabilities | $206,395,000 | 2,833 |
| Total deposits | $187,630,000 | 2,883 |
| Interest-bearing deposits | $172,655,000 | 2,710 |
| Deposits held in domestic offices | $187,630,000 | 2,880 |
| % insured | 95.57% | 1,410 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,000,000 | 1,892 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,765,000 | 1,658 |
| Total equity capital | $16,613,000 | 3,749 |
| Total bank equity capital | $16,613,000 | 3,749 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $8,517,000 | 611 |
| Surplus | $9,469,000 | 2,772 |
| Undivided profits | $-1,373,000 | 6,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $27,333,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,060,000 | 2,994 |
| Earning assets | $192,201,000 | 3,049 |
| Long-term assets (5+ years) | $60,153,000 | 2,071 |
| Average Assets, year-to-date | $228,018,000 | 2,841 |
| Average Assets, quarterly | $227,106,500 | 2,860 |
| Volatile liabilities | $72,898,000 | 1,912 |
| Insider loans | $6,116,000 | 1,192 |
| FHLB advances | $16,000,000 | 1,796 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $8,479,000 | 4,368 |
| Tier 1 (core) risk-based capital | $13,373,000 | 4,209 |
| Tier 2 risk-based capital | $2,339,000 | 2,270 |
| Total risk weighted assets | $180,113,000 | 2,501 |
| Total unused commitments | $8,479,000 | 4,370 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 46 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $231,205,000 | 2,868 |
| Cash and due from depository institutions | $5,876,000 | 3,332 |
| Interest-bearing balances | $384,000 | 5,969 |
| Securities | $25,177,000 | 3,908 |
| Federal funds sold & reverse repurchase agreements | $3,405,000 | 2,251 |
| Net loans & leases | $170,862,000 | 2,545 |
| Loan loss allowance | $8,751,000 | 976 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,551,000 | 4,848 |
| Other real estate owned | $7,102,000 | 3,332 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $17,232,000 | 1,330 |
| Life insurance assets | $5,886,000 | 1,125 |
| Total liabilities and capital | $231,205,000 | 2,868 |
| Total liabilities | $212,206,000 | 2,808 |
| Total deposits | $193,473,000 | 2,838 |
| Interest-bearing deposits | $179,787,000 | 2,643 |
| Deposits held in domestic offices | $193,473,000 | 2,836 |
| % insured | 95.60% | 1,478 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,000,000 | 1,994 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,733,000 | 1,669 |
| Total equity capital | $18,999,000 | 3,342 |
| Total bank equity capital | $18,999,000 | 3,342 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $8,111,000 | 641 |
| Surplus | $9,875,000 | 2,714 |
| Undivided profits | $1,013,000 | 6,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $26,220,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,305,000 | 2,490 |
| Earning assets | $199,828,000 | 3,011 |
| Long-term assets (5+ years) | $68,270,000 | 1,884 |
| Average Assets, year-to-date | $230,523,000 | 2,873 |
| Average Assets, quarterly | $230,523,000 | 2,873 |
| Volatile liabilities | $76,176,000 | 1,915 |
| Insider loans | $6,120,000 | 1,245 |
| FHLB advances | $16,000,000 | 1,890 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,563,000 | 4,027 |
| Tier 1 (core) risk-based capital | $14,982,000 | 3,892 |
| Tier 2 risk-based capital | $2,422,000 | 2,240 |
| Total risk weighted assets | $187,417,000 | 2,476 |
| Total unused commitments | $10,563,000 | 4,030 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 46 | 3,370 |
| Assets and Liabilities | ||
| Total Assets: | $229,841,000 | 2,896 |
| Cash and due from depository institutions | $5,057,000 | 3,370 |
| Interest-bearing balances | $400,000 | 5,766 |
| Securities | $19,173,000 | 4,487 |
| Federal funds sold & reverse repurchase agreements | $10,207,000 | 838 |
| Net loans & leases | $170,457,000 | 2,598 |
| Loan loss allowance | $9,000,000 | 958 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,585,000 | 4,859 |
| Other real estate owned | $6,199,000 | 3,370 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $17,163,000 | 1,369 |
| Life insurance assets | $5,850,000 | 1,134 |
| Total liabilities and capital | $229,841,000 | 2,896 |
| Total liabilities | $211,281,000 | 2,826 |
| Total deposits | $192,089,000 | 2,854 |
| Interest-bearing deposits | $178,779,000 | 2,650 |
| Deposits held in domestic offices | $192,089,000 | 2,852 |
| % insured | 94.75% | 1,813 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,000,000 | 2,121 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,192,000 | 1,483 |
| Total equity capital | $18,560,000 | 3,378 |
| Total bank equity capital | $18,560,000 | 3,378 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,111,000 | 642 |
| Surplus | $9,874,000 | 2,723 |
| Undivided profits | $575,000 | 6,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $25,134,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,096,000 | 3,076 |
| Earning assets | $200,237,000 | 3,006 |
| Long-term assets (5+ years) | $59,428,000 | 2,078 |
| Average Assets, year-to-date | $234,949,800 | 2,768 |
| Average Assets, quarterly | $233,537,000 | 2,846 |
| Volatile liabilities | $80,738,000 | 1,830 |
| Insider loans | $6,889,000 | 1,113 |
| FHLB advances | $16,000,000 | 2,019 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $12,187,000 | 3,730 |
| Tier 1 (core) risk-based capital | $14,530,000 | 3,967 |
| Tier 2 risk-based capital | $2,416,000 | 2,283 |
| Total risk weighted assets | $186,736,000 | 2,535 |
| Total unused commitments | $12,187,000 | 3,732 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 46 | 3,408 |
| Assets and Liabilities | ||
| Total Assets: | $237,233,000 | 2,821 |
| Cash and due from depository institutions | $10,559,000 | 3,408 |
| Interest-bearing balances | $6,450,000 | 2,683 |
| Securities | $22,546,000 | 4,149 |
| Federal funds sold & reverse repurchase agreements | $5,343,000 | 1,656 |
| Net loans & leases | $181,740,000 | 2,504 |
| Loan loss allowance | $1,968,000 | 3,202 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,588,000 | 4,897 |
| Other real estate owned | $2,886,000 | 3,408 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,571,000 | 1,565 |
| Life insurance assets | $5,767,000 | 1,136 |
| Total liabilities and capital | $237,233,000 | 2,821 |
| Total liabilities | $212,920,000 | 2,804 |
| Total deposits | $189,053,000 | 2,875 |
| Interest-bearing deposits | $176,287,000 | 2,666 |
| Deposits held in domestic offices | $189,053,000 | 2,873 |
| % insured | 94.78% | 1,941 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,000,000 | 1,858 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,867,000 | 1,748 |
| Total equity capital | $24,313,000 | 2,759 |
| Total bank equity capital | $24,313,000 | 2,758 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $8,126,000 | 643 |
| Surplus | $9,929,000 | 2,703 |
| Undivided profits | $6,258,000 | 3,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $15,328,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,425,000 | 2,561 |
| Earning assets | $216,079,000 | 2,831 |
| Long-term assets (5+ years) | $52,030,000 | 2,305 |
| Average Assets, year-to-date | $236,227,000 | 2,767 |
| Average Assets, quarterly | $237,443,000 | 2,792 |
| Volatile liabilities | $82,798,000 | 1,818 |
| Insider loans | $6,418,000 | 1,211 |
| FHLB advances | $21,000,000 | 1,754 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $10,376,000 | 4,178 |
| Tier 1 (core) risk-based capital | $24,045,000 | 2,622 |
| Tier 2 risk-based capital | $1,968,000 | 2,713 |
| Total risk weighted assets | $183,563,000 | 2,605 |
| Total unused commitments | $10,376,000 | 4,180 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 48 | 3,339 |
| Assets and Liabilities | ||
| Total Assets: | $237,653,000 | 2,805 |
| Cash and due from depository institutions | $8,711,000 | 3,339 |
| Interest-bearing balances | $4,291,000 | 2,996 |
| Securities | $23,070,000 | 4,060 |
| Federal funds sold & reverse repurchase agreements | $9,457,000 | 1,090 |
| Net loans & leases | $182,874,000 | 2,517 |
| Loan loss allowance | $1,829,000 | 3,268 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,599,000 | 4,940 |
| Other real estate owned | $0 | 3,339 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,942,000 | 1,653 |
| Life insurance assets | $5,725,000 | 1,142 |
| Total liabilities and capital | $237,653,000 | 2,805 |
| Total liabilities | $213,826,000 | 2,796 |
| Total deposits | $189,998,000 | 2,852 |
| Interest-bearing deposits | $177,049,000 | 2,644 |
| Deposits held in domestic offices | $189,998,000 | 2,850 |
| % insured | 84.74% | 2,262 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $21,000,000 | 1,943 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,828,000 | 1,813 |
| Total equity capital | $23,827,000 | 2,791 |
| Total bank equity capital | $23,827,000 | 2,790 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,127,000 | 642 |
| Surplus | $9,929,000 | 2,699 |
| Undivided profits | $5,771,000 | 4,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,668,000 | 1,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,171,000 | 2,976 |
| Earning assets | $219,692,000 | 2,773 |
| Long-term assets (5+ years) | $65,615,000 | 1,903 |
| Average Assets, year-to-date | $235,891,670 | 2,794 |
| Average Assets, quarterly | $237,516,500 | 2,789 |
| Volatile liabilities | $72,473,000 | 2,036 |
| Insider loans | $6,336,000 | 1,243 |
| FHLB advances | $21,000,000 | 1,833 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,940,000 | 4,179 |
| Tier 1 (core) risk-based capital | $23,746,000 | 2,668 |
| Tier 2 risk-based capital | $1,829,000 | 2,821 |
| Total risk weighted assets | $179,964,000 | 2,679 |
| Total unused commitments | $10,940,000 | 4,184 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 48 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $237,380,000 | 2,819 |
| Cash and due from depository institutions | $4,063,000 | 3,363 |
| Interest-bearing balances | $157,000 | 5,788 |
| Securities | $24,495,000 | 3,945 |
| Federal funds sold & reverse repurchase agreements | $13,819,000 | 854 |
| Net loans & leases | $180,974,000 | 2,549 |
| Loan loss allowance | $1,720,000 | 3,316 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,626,000 | 4,946 |
| Other real estate owned | $0 | 3,363 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $12,403,000 | 1,601 |
| Life insurance assets | $5,681,000 | 1,149 |
| Total liabilities and capital | $237,380,000 | 2,819 |
| Total liabilities | $213,556,000 | 2,807 |
| Total deposits | $189,793,000 | 2,855 |
| Interest-bearing deposits | $176,667,000 | 2,653 |
| Deposits held in domestic offices | $189,793,000 | 2,853 |
| % insured | 84.59% | 2,400 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,000,000 | 1,993 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,763,000 | 1,824 |
| Total equity capital | $23,824,000 | 2,811 |
| Total bank equity capital | $23,824,000 | 2,811 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,125,000 | 642 |
| Surplus | $9,937,000 | 2,683 |
| Undivided profits | $5,762,000 | 4,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $4,916,000 | 2,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,350,000 | 2,632 |
| Earning assets | $219,445,000 | 2,794 |
| Long-term assets (5+ years) | $66,242,000 | 1,877 |
| Average Assets, year-to-date | $235,011,000 | 2,819 |
| Average Assets, quarterly | $235,011,000 | 2,819 |
| Volatile liabilities | $71,669,000 | 2,087 |
| Insider loans | $6,479,000 | 1,231 |
| FHLB advances | $21,000,000 | 1,885 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $16,653,000 | 3,434 |
| Tier 1 (core) risk-based capital | $23,602,000 | 2,696 |
| Tier 2 risk-based capital | $1,720,000 | 2,957 |
| Total risk weighted assets | $179,604,000 | 2,683 |
| Total unused commitments | $16,653,000 | 3,435 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 49 | 3,330 |
| Assets and Liabilities | ||
| Total Assets: | $232,642,000 | 2,852 |
| Cash and due from depository institutions | $4,434,000 | 3,330 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $25,581,000 | 3,841 |
| Federal funds sold & reverse repurchase agreements | $8,542,000 | 1,151 |
| Net loans & leases | $180,109,000 | 2,576 |
| Loan loss allowance | $1,805,000 | 3,136 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,619,000 | 4,976 |
| Other real estate owned | $0 | 3,330 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $12,357,000 | 1,611 |
| Life insurance assets | $5,635,000 | 1,154 |
| Total liabilities and capital | $232,642,000 | 2,852 |
| Total liabilities | $208,421,000 | 2,855 |
| Total deposits | $184,402,000 | 2,859 |
| Interest-bearing deposits | $171,126,000 | 2,673 |
| Deposits held in domestic offices | $184,402,000 | 2,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $21,000,000 | 2,131 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,019,000 | 1,694 |
| Total equity capital | $24,221,000 | 2,732 |
| Total bank equity capital | $24,221,000 | 2,732 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,967,000 | 658 |
| Surplus | $9,575,000 | 2,736 |
| Undivided profits | $6,679,000 | 3,855 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,736,000 | 1,942 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,286,000 | 2,893 |
| Earning assets | $214,232,000 | 2,835 |
| Long-term assets (5+ years) | $62,505,000 | 1,924 |
| Average Assets, year-to-date | $227,804,600 | 2,797 |
| Average Assets, quarterly | $230,096,500 | 2,847 |
| Volatile liabilities | $68,091,000 | 2,122 |
| Insider loans | $6,319,000 | 1,274 |
| FHLB advances | $21,000,000 | 2,025 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $17,121,000 | 3,370 |
| Tier 1 (core) risk-based capital | $24,024,000 | 2,633 |
| Tier 2 risk-based capital | $1,805,000 | 2,809 |
| Total risk weighted assets | $178,631,000 | 2,696 |
| Total unused commitments | $17,121,000 | 3,372 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 48 | 3,424 |
| Assets and Liabilities | ||
| Total Assets: | $227,551,000 | 2,871 |
| Cash and due from depository institutions | $4,127,000 | 3,424 |
| Interest-bearing balances | $18,000 | 6,288 |
| Securities | $25,929,000 | 3,731 |
| Federal funds sold & reverse repurchase agreements | $6,447,000 | 1,840 |
| Net loans & leases | $177,320,000 | 2,595 |
| Loan loss allowance | $1,363,000 | 3,648 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,643,000 | 4,964 |
| Other real estate owned | $0 | 3,424 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $12,085,000 | 1,620 |
| Life insurance assets | $5,605,000 | 1,141 |
| Total liabilities and capital | $227,551,000 | 2,871 |
| Total liabilities | $203,537,000 | 2,887 |
| Total deposits | $179,629,000 | 2,912 |
| Interest-bearing deposits | $166,657,000 | 2,707 |
| Deposits held in domestic offices | $179,629,000 | 2,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $21,000,000 | 2,165 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,908,000 | 1,727 |
| Total equity capital | $24,014,000 | 2,764 |
| Total bank equity capital | $24,014,000 | 2,764 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $7,903,000 | 663 |
| Surplus | $9,071,000 | 2,844 |
| Undivided profits | $7,040,000 | 3,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,422,000 | 2,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,526,000 | 2,604 |
| Earning assets | $209,714,000 | 2,853 |
| Long-term assets (5+ years) | $64,516,000 | 1,843 |
| Average Assets, year-to-date | $226,595,250 | 2,817 |
| Average Assets, quarterly | $228,741,500 | 2,833 |
| Volatile liabilities | $64,979,000 | 2,152 |
| Insider loans | $6,403,000 | 1,234 |
| FHLB advances | $21,000,000 | 2,071 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $19,187,000 | 3,312 |
| Tier 1 (core) risk-based capital | $23,929,000 | 2,683 |
| Tier 2 risk-based capital | $1,363,000 | 3,414 |
| Total risk weighted assets | $175,475,000 | 2,738 |
| Total unused commitments | $19,187,000 | 3,315 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 48 | 3,459 |
| Assets and Liabilities | ||
| Total Assets: | $229,932,000 | 2,831 |
| Cash and due from depository institutions | $5,359,000 | 3,459 |
| Interest-bearing balances | $50,000 | 5,649 |
| Securities | $28,877,000 | 3,540 |
| Federal funds sold & reverse repurchase agreements | $6,192,000 | 1,881 |
| Net loans & leases | $176,571,000 | 2,578 |
| Loan loss allowance | $1,342,000 | 3,608 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,656,000 | 4,976 |
| Other real estate owned | $0 | 3,459 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,277,000 | 1,679 |
| Life insurance assets | $5,563,000 | 1,147 |
| Total liabilities and capital | $229,932,000 | 2,831 |
| Total liabilities | $206,512,000 | 2,831 |
| Total deposits | $182,882,000 | 2,848 |
| Interest-bearing deposits | $168,390,000 | 2,679 |
| Deposits held in domestic offices | $182,882,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $21,000,000 | 2,108 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,630,000 | 1,889 |
| Total equity capital | $23,420,000 | 2,851 |
| Total bank equity capital | $23,420,000 | 2,851 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $7,903,000 | 656 |
| Surplus | $9,071,000 | 2,831 |
| Undivided profits | $6,446,000 | 4,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,049,000 | 2,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,442,000 | 2,667 |
| Earning assets | $211,690,000 | 2,813 |
| Long-term assets (5+ years) | $65,695,000 | 1,811 |
| Average Assets, year-to-date | $226,276,670 | 2,813 |
| Average Assets, quarterly | $229,265,000 | 2,819 |
| Volatile liabilities | $66,784,000 | 2,088 |
| Insider loans | $6,651,000 | 1,189 |
| FHLB advances | $21,000,000 | 2,010 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $18,462,000 | 3,477 |
| Tier 1 (core) risk-based capital | $23,317,000 | 2,747 |
| Tier 2 risk-based capital | $1,342,000 | 3,407 |
| Total risk weighted assets | $173,768,000 | 2,743 |
| Total unused commitments | $18,462,000 | 3,479 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $228,598,000 | 2,824 |
| Cash and due from depository institutions | $4,831,000 | 3,467 |
| Interest-bearing balances | $100,000 | 4,994 |
| Securities | $22,704,000 | 4,101 |
| Federal funds sold & reverse repurchase agreements | $11,518,000 | 1,523 |
| Net loans & leases | $176,998,000 | 2,538 |
| Loan loss allowance | $1,340,000 | 3,543 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,620,000 | 5,031 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $10,927,000 | 1,658 |
| Life insurance assets | $5,474,000 | 1,155 |
| Total liabilities and capital | $228,598,000 | 2,824 |
| Total liabilities | $205,527,000 | 2,811 |
| Total deposits | $182,032,000 | 2,860 |
| Interest-bearing deposits | $168,502,000 | 2,687 |
| Deposits held in domestic offices | $182,032,000 | 2,857 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $21,000,000 | 1,919 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,495,000 | 2,071 |
| Total equity capital | $23,071,000 | 2,953 |
| Total bank equity capital | $23,071,000 | 2,953 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $7,863,000 | 650 |
| Surplus | $9,002,000 | 2,821 |
| Undivided profits | $6,206,000 | 4,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $921,000 | 3,792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,383,000 | 2,814 |
| Earning assets | $211,320,000 | 2,809 |
| Long-term assets (5+ years) | $60,864,000 | 1,853 |
| Average Assets, year-to-date | $224,449,000 | 2,827 |
| Average Assets, quarterly | $224,449,000 | 2,827 |
| Volatile liabilities | $65,289,000 | 2,100 |
| Insider loans | $6,402,000 | 1,214 |
| FHLB advances | $21,000,000 | 1,831 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $21,379,000 | 3,244 |
| Tier 1 (core) risk-based capital | $22,665,000 | 2,822 |
| Tier 2 risk-based capital | $1,340,000 | 3,364 |
| Total risk weighted assets | $172,569,000 | 2,729 |
| Total unused commitments | $21,379,000 | 3,246 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 47 | 3,521 |
| Assets and Liabilities | ||
| Total Assets: | $220,300,000 | 2,863 |
| Cash and due from depository institutions | $3,973,000 | 3,521 |
| Interest-bearing balances | $100,000 | 4,723 |
| Securities | $26,127,000 | 3,773 |
| Federal funds sold & reverse repurchase agreements | $3,608,000 | 3,143 |
| Net loans & leases | $173,512,000 | 2,543 |
| Loan loss allowance | $1,350,000 | 3,484 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,638,000 | 5,021 |
| Other real estate owned | $0 | 3,521 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,442,000 | 1,601 |
| Life insurance assets | $5,431,000 | 1,150 |
| Total liabilities and capital | $220,300,000 | 2,863 |
| Total liabilities | $197,050,000 | 2,859 |
| Total deposits | $173,151,000 | 2,947 |
| Interest-bearing deposits | $160,185,000 | 2,743 |
| Deposits held in domestic offices | $173,151,000 | 2,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $21,000,000 | 1,804 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,899,000 | 1,848 |
| Total equity capital | $23,250,000 | 2,898 |
| Total bank equity capital | $23,250,000 | 2,898 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,789,000 | 645 |
| Surplus | $8,729,000 | 2,858 |
| Undivided profits | $6,732,000 | 4,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,525 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,637,000 | 2,598 |
| Earning assets | $203,347,000 | 2,838 |
| Long-term assets (5+ years) | $64,861,000 | 1,654 |
| Average Assets, year-to-date | $211,188,400 | 2,885 |
| Average Assets, quarterly | $217,070,500 | 2,870 |
| Volatile liabilities | $60,265,000 | 2,238 |
| Insider loans | $7,903,000 | 948 |
| FHLB advances | $21,000,000 | 1,708 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $21,195,000 | 3,254 |
| Tier 1 (core) risk-based capital | $23,258,000 | 2,743 |
| Tier 2 risk-based capital | $1,350,000 | 3,318 |
| Total risk weighted assets | $183,429,000 | 2,538 |
| Total unused commitments | $21,195,000 | 3,256 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $213,841,000 | 2,908 |
| Cash and due from depository institutions | $4,616,000 | 3,507 |
| Interest-bearing balances | $50,000 | 5,280 |
| Securities | $25,057,000 | 3,887 |
| Federal funds sold & reverse repurchase agreements | $1,480,000 | 4,563 |
| Net loans & leases | $169,757,000 | 2,560 |
| Loan loss allowance | $1,281,000 | 3,555 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,613,000 | 5,041 |
| Other real estate owned | $110,000 | 3,507 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $11,208,000 | 1,613 |
| Life insurance assets | $5,365,000 | 1,128 |
| Total liabilities and capital | $213,841,000 | 2,908 |
| Total liabilities | $190,966,000 | 2,903 |
| Total deposits | $173,452,000 | 2,906 |
| Interest-bearing deposits | $158,287,000 | 2,751 |
| Deposits held in domestic offices | $173,452,000 | 2,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,071 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,514,000 | 2,070 |
| Total equity capital | $22,875,000 | 2,903 |
| Total bank equity capital | $22,875,000 | 2,903 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,780,000 | 619 |
| Surplus | $8,714,000 | 2,800 |
| Undivided profits | $6,381,000 | 4,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,229,000 | 1,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,539,000 | 2,905 |
| Earning assets | $196,344,000 | 2,904 |
| Long-term assets (5+ years) | $66,288,000 | 1,571 |
| Average Assets, year-to-date | $208,910,500 | 2,920 |
| Average Assets, quarterly | $213,482,000 | 2,891 |
| Volatile liabilities | $59,721,000 | 2,194 |
| Insider loans | $6,246,000 | 1,197 |
| FHLB advances | $15,000,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $20,555,000 | 3,360 |
| Tier 1 (core) risk-based capital | $22,916,000 | 2,773 |
| Tier 2 risk-based capital | $1,281,000 | 3,406 |
| Total risk weighted assets | $178,451,000 | 2,553 |
| Total unused commitments | $20,555,000 | 3,361 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $213,123,000 | 2,923 |
| Cash and due from depository institutions | $5,080,000 | 3,548 |
| Interest-bearing balances | $99,000 | 4,768 |
| Securities | $25,819,000 | 3,801 |
| Federal funds sold & reverse repurchase agreements | $4,968,000 | 2,686 |
| Net loans & leases | $164,336,000 | 2,613 |
| Loan loss allowance | $1,263,000 | 3,584 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,631,000 | 5,019 |
| Other real estate owned | $110,000 | 3,548 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $11,179,000 | 1,602 |
| Life insurance assets | $5,321,000 | 1,127 |
| Total liabilities and capital | $213,122,000 | 2,923 |
| Total liabilities | $191,125,000 | 2,924 |
| Total deposits | $173,827,000 | 2,927 |
| Interest-bearing deposits | $158,807,000 | 2,777 |
| Deposits held in domestic offices | $173,827,000 | 2,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,000,000 | 1,988 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,298,000 | 2,098 |
| Total equity capital | $21,997,000 | 2,979 |
| Total bank equity capital | $21,997,000 | 2,979 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $7,780,000 | 612 |
| Surplus | $8,714,000 | 2,795 |
| Undivided profits | $5,503,000 | 4,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,899,000 | 1,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,542,000 | 2,724 |
| Earning assets | $195,222,000 | 2,909 |
| Long-term assets (5+ years) | $67,696,000 | 1,524 |
| Average Assets, year-to-date | $207,267,000 | 2,964 |
| Average Assets, quarterly | $209,437,500 | 2,961 |
| Volatile liabilities | $61,561,000 | 2,117 |
| Insider loans | $6,249,000 | 1,184 |
| FHLB advances | $15,000,000 | 1,876 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $23,458,000 | 3,097 |
| Tier 1 (core) risk-based capital | $22,366,000 | 2,841 |
| Tier 2 risk-based capital | $1,263,000 | 3,445 |
| Total risk weighted assets | $162,720,000 | 2,765 |
| Total unused commitments | $23,458,000 | 3,098 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $205,752,000 | 3,020 |
| Cash and due from depository institutions | $4,040,000 | 3,774 |
| Interest-bearing balances | $49,000 | 5,466 |
| Securities | $26,487,000 | 3,750 |
| Federal funds sold & reverse repurchase agreements | $3,113,000 | 4,279 |
| Net loans & leases | $159,358,000 | 2,662 |
| Loan loss allowance | $1,281,000 | 3,519 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,626,000 | 4,999 |
| Other real estate owned | $357,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $10,771,000 | 1,611 |
| Life insurance assets | $5,283,000 | 1,115 |
| Total liabilities and capital | $205,752,000 | 3,020 |
| Total liabilities | $184,406,000 | 3,004 |
| Total deposits | $172,300,000 | 2,935 |
| Interest-bearing deposits | $158,498,000 | 2,770 |
| Deposits held in domestic offices | $172,300,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,106,000 | 2,310 |
| Total equity capital | $21,346,000 | 3,063 |
| Total bank equity capital | $21,346,000 | 3,063 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $7,780,000 | 601 |
| Surplus | $8,714,000 | 2,757 |
| Undivided profits | $4,852,000 | 4,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,532,000 | 1,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,289,000 | 3,080 |
| Earning assets | $189,007,000 | 3,005 |
| Long-term assets (5+ years) | $68,088,000 | 1,487 |
| Average Assets, year-to-date | $204,339,000 | 3,013 |
| Average Assets, quarterly | $204,339,000 | 3,013 |
| Volatile liabilities | $60,949,000 | 2,122 |
| Insider loans | $6,183,000 | 1,162 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,007,000 | 2,957 |
| Tier 1 (core) risk-based capital | $21,567,000 | 2,914 |
| Tier 2 risk-based capital | $1,281,000 | 3,373 |
| Total risk weighted assets | $157,394,000 | 2,825 |
| Total unused commitments | $25,007,000 | 2,959 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 43 | 3,782 |
| Assets and Liabilities | ||
| Total Assets: | $202,926,000 | 3,043 |
| Cash and due from depository institutions | $4,275,000 | 3,782 |
| Interest-bearing balances | $99,000 | 4,864 |
| Securities | $25,525,000 | 3,876 |
| Federal funds sold & reverse repurchase agreements | $10,712,000 | 1,546 |
| Net loans & leases | $149,180,000 | 2,804 |
| Loan loss allowance | $1,264,000 | 3,550 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,634,000 | 4,959 |
| Other real estate owned | $500,000 | 3,782 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $11,100,000 | 1,586 |
| Life insurance assets | $5,241,000 | 1,107 |
| Total liabilities and capital | $202,926,000 | 3,043 |
| Total liabilities | $181,111,000 | 3,044 |
| Total deposits | $173,674,000 | 2,902 |
| Interest-bearing deposits | $159,474,000 | 2,733 |
| Deposits held in domestic offices | $173,674,000 | 2,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,437,000 | 2,046 |
| Total equity capital | $21,815,000 | 2,969 |
| Total bank equity capital | $21,815,000 | 2,969 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $7,685,000 | 594 |
| Surplus | $8,432,000 | 2,772 |
| Undivided profits | $5,698,000 | 4,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,487,000 | 1,965 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,380,000 | 3,006 |
| Earning assets | $185,516,000 | 3,030 |
| Long-term assets (5+ years) | $71,353,000 | 1,436 |
| Average Assets, year-to-date | $191,500,000 | 3,055 |
| Average Assets, quarterly | $200,423,500 | 3,031 |
| Volatile liabilities | $60,749,000 | 2,282 |
| Insider loans | $6,244,000 | 1,140 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $23,043,000 | 3,054 |
| Tier 1 (core) risk-based capital | $22,050,000 | 2,817 |
| Tier 2 risk-based capital | $1,264,000 | 3,399 |
| Total risk weighted assets | $150,230,000 | 2,918 |
| Total unused commitments | $23,043,000 | 3,055 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 44 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $197,921,000 | 3,064 |
| Cash and due from depository institutions | $4,939,000 | 3,734 |
| Interest-bearing balances | $99,000 | 4,872 |
| Securities | $21,978,000 | 4,305 |
| Federal funds sold & reverse repurchase agreements | $10,762,000 | 1,308 |
| Net loans & leases | $148,294,000 | 2,802 |
| Loan loss allowance | $1,282,000 | 3,530 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,618,000 | 4,974 |
| Other real estate owned | $80,000 | 3,734 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $10,250,000 | 1,690 |
| Life insurance assets | $5,144,000 | 1,089 |
| Total liabilities and capital | $197,921,000 | 3,064 |
| Total liabilities | $176,622,000 | 3,072 |
| Total deposits | $174,521,000 | 2,855 |
| Interest-bearing deposits | $157,850,000 | 2,703 |
| Deposits held in domestic offices | $174,521,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,101,000 | 2,255 |
| Total equity capital | $21,299,000 | 2,991 |
| Total bank equity capital | $21,299,000 | 2,991 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,638,000 | 577 |
| Surplus | $8,357,000 | 2,765 |
| Undivided profits | $5,304,000 | 4,566 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,918,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,263,000 | 3,260 |
| Earning assets | $181,133,000 | 3,065 |
| Long-term assets (5+ years) | $70,405,000 | 1,427 |
| Average Assets, year-to-date | $188,643,500 | 3,104 |
| Average Assets, quarterly | $192,669,000 | 3,106 |
| Volatile liabilities | $55,195,000 | 2,434 |
| Insider loans | $2,698,000 | 2,386 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $15,207,000 | 3,874 |
| Tier 1 (core) risk-based capital | $21,588,000 | 2,839 |
| Tier 2 risk-based capital | $1,282,000 | 3,357 |
| Total risk weighted assets | $147,475,000 | 2,948 |
| Total unused commitments | $15,207,000 | 3,876 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $187,417,000 | 3,181 |
| Cash and due from depository institutions | $4,448,000 | 3,609 |
| Interest-bearing balances | $99,000 | 4,935 |
| Securities | $24,724,000 | 3,995 |
| Federal funds sold & reverse repurchase agreements | $6,578,000 | 1,825 |
| Net loans & leases | $140,162,000 | 2,911 |
| Loan loss allowance | $1,302,000 | 3,470 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,640,000 | 4,914 |
| Other real estate owned | $80,000 | 3,609 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $9,785,000 | 1,757 |
| Life insurance assets | $5,101,000 | 1,077 |
| Total liabilities and capital | $187,417,000 | 3,181 |
| Total liabilities | $167,090,000 | 3,187 |
| Total deposits | $165,271,000 | 2,969 |
| Interest-bearing deposits | $150,290,000 | 2,797 |
| Deposits held in domestic offices | $165,271,000 | 2,966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,819,000 | 2,304 |
| Total equity capital | $20,327,000 | 3,006 |
| Total bank equity capital | $20,327,000 | 3,006 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $7,603,000 | 553 |
| Surplus | $8,298,000 | 2,712 |
| Undivided profits | $4,426,000 | 4,829 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,138,000 | 3,235 |
| Earning assets | $171,563,000 | 3,178 |
| Long-term assets (5+ years) | $68,826,000 | 1,439 |
| Average Assets, year-to-date | $185,551,000 | 3,147 |
| Average Assets, quarterly | $187,316,500 | 3,153 |
| Volatile liabilities | $47,587,000 | 2,682 |
| Insider loans | $2,713,000 | 2,333 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,730,000 | 4,280 |
| Tier 1 (core) risk-based capital | $20,925,000 | 2,863 |
| Tier 2 risk-based capital | $1,302,000 | 3,311 |
| Total risk weighted assets | $137,154,000 | 3,092 |
| Total unused commitments | $12,730,000 | 4,280 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 40 | 4,018 |
| Assets and Liabilities | ||
| Total Assets: | $187,216,000 | 3,156 |
| Cash and due from depository institutions | $4,440,000 | 4,018 |
| Interest-bearing balances | $99,000 | 5,055 |
| Securities | $24,521,000 | 4,082 |
| Federal funds sold & reverse repurchase agreements | $12,241,000 | 1,233 |
| Net loans & leases | $134,886,000 | 2,955 |
| Loan loss allowance | $1,300,000 | 3,452 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,625,000 | 4,903 |
| Other real estate owned | $80,000 | 4,018 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $9,423,000 | 1,762 |
| Life insurance assets | $5,060,000 | 1,059 |
| Total liabilities and capital | $187,216,000 | 3,156 |
| Total liabilities | $167,284,000 | 3,165 |
| Total deposits | $165,474,000 | 2,944 |
| Interest-bearing deposits | $150,182,000 | 2,773 |
| Deposits held in domestic offices | $165,474,000 | 2,941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,810,000 | 2,343 |
| Total equity capital | $19,932,000 | 3,029 |
| Total bank equity capital | $19,932,000 | 3,029 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,603,000 | 542 |
| Surplus | $8,297,000 | 2,643 |
| Undivided profits | $4,032,000 | 5,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $587,000 | 3,380 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,006,000 | 3,393 |
| Earning assets | $171,747,000 | 3,149 |
| Long-term assets (5+ years) | $66,455,000 | 1,466 |
| Average Assets, year-to-date | $184,618,000 | 3,165 |
| Average Assets, quarterly | $184,618,000 | 3,165 |
| Volatile liabilities | $45,631,000 | 2,663 |
| Insider loans | $2,682,000 | 2,348 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,315,000 | 3,736 |
| Tier 1 (core) risk-based capital | $20,305,000 | 2,916 |
| Tier 2 risk-based capital | $1,300,000 | 3,266 |
| Total risk weighted assets | $132,383,000 | 3,140 |
| Total unused commitments | $16,315,000 | 3,737 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 44 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $182,020,000 | 3,205 |
| Cash and due from depository institutions | $4,424,000 | 3,724 |
| Interest-bearing balances | $99,000 | 5,099 |
| Securities | $24,018,000 | 4,147 |
| Federal funds sold & reverse repurchase agreements | $8,678,000 | 1,559 |
| Net loans & leases | $133,686,000 | 2,959 |
| Loan loss allowance | $1,300,000 | 3,411 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,649,000 | 4,849 |
| Other real estate owned | $80,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,485,000 | 1,749 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $182,021,000 | 3,205 |
| Total liabilities | $162,035,000 | 3,220 |
| Total deposits | $160,190,000 | 3,008 |
| Interest-bearing deposits | $145,986,000 | 2,808 |
| Deposits held in domestic offices | $160,190,000 | 3,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,845,000 | 2,267 |
| Total equity capital | $19,986,000 | 3,004 |
| Total bank equity capital | $19,986,000 | 3,004 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $7,492,000 | 547 |
| Surplus | $8,002,000 | 2,672 |
| Undivided profits | $4,492,000 | 4,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $790,000 | 2,819 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,037,000 | 3,350 |
| Earning assets | $166,481,000 | 3,200 |
| Long-term assets (5+ years) | $67,950,000 | 1,409 |
| Average Assets, year-to-date | $177,004,000 | 3,150 |
| Average Assets, quarterly | $181,036,000 | 3,191 |
| Volatile liabilities | $40,982,000 | 2,838 |
| Insider loans | $2,603,000 | 2,352 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,474,000 | 4,091 |
| Tier 1 (core) risk-based capital | $20,259,000 | 2,877 |
| Tier 2 risk-based capital | $1,300,000 | 3,236 |
| Total risk weighted assets | $130,043,000 | 3,166 |
| Total unused commitments | $13,474,000 | 4,091 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 43 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $180,052,000 | 3,193 |
| Cash and due from depository institutions | $3,901,000 | 3,774 |
| Interest-bearing balances | $99,000 | 5,162 |
| Securities | $23,508,000 | 4,158 |
| Federal funds sold & reverse repurchase agreements | $7,075,000 | 1,760 |
| Net loans & leases | $134,982,000 | 2,898 |
| Loan loss allowance | $1,179,000 | 3,650 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,677,000 | 4,766 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,909,000 | 1,789 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $180,052,000 | 3,193 |
| Total liabilities | $160,352,000 | 3,212 |
| Total deposits | $158,257,000 | 2,995 |
| Interest-bearing deposits | $143,603,000 | 2,794 |
| Deposits held in domestic offices | $158,257,000 | 2,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,095,000 | 1,999 |
| Total equity capital | $19,700,000 | 3,012 |
| Total bank equity capital | $19,700,000 | 3,012 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,492,000 | 522 |
| Surplus | $8,001,000 | 2,611 |
| Undivided profits | $4,207,000 | 5,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $677,000 | 3,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $919,000 | 3,685 |
| Earning assets | $165,664,000 | 3,171 |
| Long-term assets (5+ years) | $72,105,000 | 1,318 |
| Average Assets, year-to-date | $175,750,000 | 3,152 |
| Average Assets, quarterly | $179,372,000 | 3,168 |
| Volatile liabilities | $39,542,000 | 2,798 |
| Insider loans | $3,140,000 | 2,025 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,490,000 | 5,253 |
| Tier 1 (core) risk-based capital | $19,961,000 | 2,880 |
| Tier 2 risk-based capital | $1,179,000 | 3,450 |
| Total risk weighted assets | $130,195,000 | 3,100 |
| Total unused commitments | $7,490,000 | 5,256 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $178,692,000 | 3,150 |
| Cash and due from depository institutions | $3,989,000 | 3,791 |
| Interest-bearing balances | $99,000 | 5,153 |
| Securities | $23,708,000 | 4,175 |
| Federal funds sold & reverse repurchase agreements | $5,050,000 | 2,075 |
| Net loans & leases | $135,381,000 | 2,813 |
| Loan loss allowance | $1,234,000 | 3,474 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,707,000 | 4,684 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $8,857,000 | 1,749 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $178,692,000 | 3,150 |
| Total liabilities | $159,406,000 | 3,166 |
| Total deposits | $157,879,000 | 2,936 |
| Interest-bearing deposits | $143,366,000 | 2,760 |
| Deposits held in domestic offices | $157,879,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,527,000 | 2,394 |
| Total equity capital | $19,286,000 | 3,019 |
| Total bank equity capital | $19,286,000 | 3,019 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,492,000 | 501 |
| Surplus | $8,001,000 | 2,560 |
| Undivided profits | $3,793,000 | 5,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $967,000 | 3,249 |
| Earning assets | $164,238,000 | 3,139 |
| Long-term assets (5+ years) | $74,305,000 | 1,293 |
| Average Assets, year-to-date | $174,316,000 | 3,153 |
| Average Assets, quarterly | $176,194,500 | 3,149 |
| Volatile liabilities | $37,850,000 | 2,792 |
| Insider loans | $2,487,000 | 2,392 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $9,650,000 | 4,722 |
| Tier 1 (core) risk-based capital | $19,139,000 | 2,930 |
| Tier 2 risk-based capital | $1,234,000 | 3,278 |
| Total risk weighted assets | $130,057,000 | 3,025 |
| Total unused commitments | $9,650,000 | 4,723 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 43 | 3,771 |
| Assets and Liabilities | ||
| Total Assets: | $173,697,000 | 3,193 |
| Cash and due from depository institutions | $4,021,000 | 3,771 |
| Interest-bearing balances | $50,000 | 5,718 |
| Securities | $26,309,000 | 3,961 |
| Federal funds sold & reverse repurchase agreements | $4,250,000 | 2,634 |
| Net loans & leases | $128,771,000 | 2,870 |
| Loan loss allowance | $1,230,000 | 3,479 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,720,000 | 4,683 |
| Other real estate owned | $0 | 3,771 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $8,626,000 | 1,764 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $173,697,000 | 3,193 |
| Total liabilities | $155,384,000 | 3,218 |
| Total deposits | $153,763,000 | 2,988 |
| Interest-bearing deposits | $140,195,000 | 2,815 |
| Deposits held in domestic offices | $153,763,000 | 2,983 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,621,000 | 2,265 |
| Total equity capital | $18,313,000 | 3,078 |
| Total bank equity capital | $18,313,000 | 3,078 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $7,492,000 | 481 |
| Surplus | $8,001,000 | 2,514 |
| Undivided profits | $2,820,000 | 5,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,547,000 | 1,648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $806,000 | 3,696 |
| Earning assets | $159,380,000 | 3,203 |
| Long-term assets (5+ years) | $72,578,000 | 1,355 |
| Average Assets, year-to-date | $172,128,000 | 3,204 |
| Average Assets, quarterly | $172,128,000 | 3,204 |
| Volatile liabilities | $34,497,000 | 2,903 |
| Insider loans | $2,509,000 | 2,318 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $13,216,000 | 4,008 |
| Tier 1 (core) risk-based capital | $18,665,000 | 2,938 |
| Tier 2 risk-based capital | $1,230,000 | 3,260 |
| Total risk weighted assets | $123,985,000 | 3,097 |
| Total unused commitments | $13,216,000 | 4,008 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 42 | 3,860 |
| Assets and Liabilities | ||
| Total Assets: | $170,559,000 | 3,249 |
| Cash and due from depository institutions | $4,054,000 | 3,860 |
| Interest-bearing balances | $50,000 | 5,722 |
| Securities | $29,070,000 | 3,707 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,679 |
| Net loans & leases | $124,982,000 | 2,940 |
| Loan loss allowance | $1,210,000 | 3,477 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,724,000 | 4,672 |
| Other real estate owned | $0 | 3,860 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,429,000 | 1,780 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $170,559,000 | 3,249 |
| Total liabilities | $151,732,000 | 3,272 |
| Total deposits | $149,985,000 | 3,053 |
| Interest-bearing deposits | $136,988,000 | 2,847 |
| Deposits held in domestic offices | $149,985,000 | 3,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,747,000 | 2,133 |
| Total equity capital | $18,827,000 | 3,003 |
| Total bank equity capital | $18,827,000 | 3,003 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $7,415,000 | 474 |
| Surplus | $7,770,000 | 2,537 |
| Undivided profits | $3,642,000 | 5,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,612,000 | 1,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $884,000 | 3,407 |
| Earning assets | $156,402,000 | 3,252 |
| Long-term assets (5+ years) | $67,882,000 | 1,469 |
| Average Assets, year-to-date | $164,987,400 | 3,210 |
| Average Assets, quarterly | $169,567,000 | 3,221 |
| Volatile liabilities | $33,705,000 | 2,903 |
| Insider loans | $2,531,000 | 2,303 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,751,000 | 3,623 |
| Tier 1 (core) risk-based capital | $18,774,000 | 2,881 |
| Tier 2 risk-based capital | $1,210,000 | 3,272 |
| Total risk weighted assets | $120,611,000 | 3,155 |
| Total unused commitments | $14,751,000 | 3,624 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $168,575,000 | 3,220 |
| Cash and due from depository institutions | $3,707,000 | 3,931 |
| Interest-bearing balances | $50,000 | 5,779 |
| Securities | $31,156,000 | 3,525 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,628 |
| Net loans & leases | $120,004,000 | 2,996 |
| Loan loss allowance | $1,057,000 | 3,864 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,760,000 | 4,573 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $8,223,000 | 1,759 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $168,575,000 | 3,220 |
| Total liabilities | $149,737,000 | 3,256 |
| Total deposits | $148,210,000 | 3,020 |
| Interest-bearing deposits | $134,634,000 | 2,861 |
| Deposits held in domestic offices | $148,210,000 | 3,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,527,000 | 2,360 |
| Total equity capital | $18,838,000 | 2,980 |
| Total bank equity capital | $18,838,000 | 2,980 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $7,422,000 | 473 |
| Surplus | $7,794,000 | 2,505 |
| Undivided profits | $3,622,000 | 5,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,913,000 | 1,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $925,000 | 3,374 |
| Earning assets | $154,935,000 | 3,224 |
| Long-term assets (5+ years) | $73,583,000 | 1,396 |
| Average Assets, year-to-date | $163,594,500 | 3,232 |
| Average Assets, quarterly | $166,882,000 | 3,221 |
| Volatile liabilities | $32,845,000 | 2,907 |
| Insider loans | $2,602,000 | 2,215 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,411,000 | 3,539 |
| Tier 1 (core) risk-based capital | $18,628,000 | 2,876 |
| Tier 2 risk-based capital | $1,057,000 | 3,629 |
| Total risk weighted assets | $119,367,000 | 3,142 |
| Total unused commitments | $15,411,000 | 3,542 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 42 | 3,881 |
| Assets and Liabilities | ||
| Total Assets: | $165,189,000 | 3,266 |
| Cash and due from depository institutions | $3,566,000 | 3,881 |
| Interest-bearing balances | $50,000 | 5,826 |
| Securities | $33,065,000 | 3,406 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 1,932 |
| Net loans & leases | $113,486,000 | 3,101 |
| Loan loss allowance | $1,086,000 | 3,769 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,791,000 | 4,505 |
| Other real estate owned | $0 | 3,881 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,056,000 | 1,802 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $165,189,000 | 3,266 |
| Total liabilities | $147,378,000 | 3,293 |
| Total deposits | $146,050,000 | 3,047 |
| Interest-bearing deposits | $132,833,000 | 2,883 |
| Deposits held in domestic offices | $146,050,000 | 3,043 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,328,000 | 2,389 |
| Total equity capital | $17,811,000 | 3,029 |
| Total bank equity capital | $17,811,000 | 3,029 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $7,422,000 | 464 |
| Surplus | $7,794,000 | 2,467 |
| Undivided profits | $2,595,000 | 5,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,669,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $951,000 | 3,092 |
| Earning assets | $151,826,000 | 3,253 |
| Long-term assets (5+ years) | $68,118,000 | 1,525 |
| Average Assets, year-to-date | $161,934,330 | 3,266 |
| Average Assets, quarterly | $162,964,000 | 3,277 |
| Volatile liabilities | $31,667,000 | 2,915 |
| Insider loans | $2,624,000 | 2,174 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,670,000 | 3,138 |
| Tier 1 (core) risk-based capital | $18,314,000 | 2,869 |
| Tier 2 risk-based capital | $1,086,000 | 3,516 |
| Total risk weighted assets | $114,187,000 | 3,219 |
| Total unused commitments | $18,670,000 | 3,141 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $160,739,000 | 3,319 |
| Cash and due from depository institutions | $3,312,000 | 4,029 |
| Interest-bearing balances | $50,000 | 5,915 |
| Securities | $37,198,000 | 3,104 |
| Federal funds sold & reverse repurchase agreements | $3,025,000 | 3,810 |
| Net loans & leases | $107,771,000 | 3,164 |
| Loan loss allowance | $1,045,000 | 3,848 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,806,000 | 4,462 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $7,627,000 | 1,781 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $160,739,000 | 3,319 |
| Total liabilities | $142,507,000 | 3,348 |
| Total deposits | $141,219,000 | 3,120 |
| Interest-bearing deposits | $129,733,000 | 2,940 |
| Deposits held in domestic offices | $141,219,000 | 3,115 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,288,000 | 2,693 |
| Total equity capital | $18,232,000 | 3,009 |
| Total bank equity capital | $18,232,000 | 3,009 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $7,422,000 | 455 |
| Surplus | $7,794,000 | 2,437 |
| Undivided profits | $3,016,000 | 5,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,052,000 | 2,555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $899,000 | 3,187 |
| Earning assets | $148,044,000 | 3,311 |
| Long-term assets (5+ years) | $72,811,000 | 1,416 |
| Average Assets, year-to-date | $160,307,000 | 3,300 |
| Average Assets, quarterly | $160,307,000 | 3,300 |
| Volatile liabilities | $30,039,000 | 2,940 |
| Insider loans | $2,626,000 | 2,131 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,426,000 | 3,451 |
| Tier 1 (core) risk-based capital | $17,820,000 | 2,913 |
| Tier 2 risk-based capital | $1,045,000 | 3,579 |
| Total risk weighted assets | $107,490,000 | 3,318 |
| Total unused commitments | $15,426,000 | 3,458 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 40 | 4,045 |
| Assets and Liabilities | ||
| Total Assets: | $159,875,000 | 3,312 |
| Cash and due from depository institutions | $4,332,000 | 4,045 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $35,340,000 | 3,294 |
| Federal funds sold & reverse repurchase agreements | $6,850,000 | 1,746 |
| Net loans & leases | $103,995,000 | 3,254 |
| Loan loss allowance | $1,050,000 | 3,809 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,830,000 | 4,427 |
| Other real estate owned | $0 | 4,045 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,528,000 | 1,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,875,000 | 3,312 |
| Total liabilities | $142,281,000 | 3,333 |
| Total deposits | $140,860,000 | 3,129 |
| Interest-bearing deposits | $129,185,000 | 2,934 |
| Deposits held in domestic offices | $140,860,000 | 3,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,421,000 | 2,428 |
| Total equity capital | $17,594,000 | 3,043 |
| Total bank equity capital | $17,594,000 | 3,043 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,097,000 | 486 |
| Surplus | $7,401,000 | 2,522 |
| Undivided profits | $3,096,000 | 5,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,837,000 | 1,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $958,000 | 3,122 |
| Earning assets | $146,285,000 | 3,315 |
| Long-term assets (5+ years) | $69,673,000 | 1,483 |
| Average Assets, year-to-date | $151,284,800 | 3,369 |
| Average Assets, quarterly | $156,981,000 | 3,343 |
| Volatile liabilities | $28,567,000 | 3,032 |
| Insider loans | $2,698,000 | 2,050 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $13,524,000 | 3,617 |
| Tier 1 (core) risk-based capital | $17,521,000 | 2,915 |
| Tier 2 risk-based capital | $1,050,000 | 3,559 |
| Total risk weighted assets | $103,093,000 | 3,441 |
| Total unused commitments | $13,524,000 | 3,619 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 42 | 3,917 |
| Assets and Liabilities | ||
| Total Assets: | $154,087,000 | 3,405 |
| Cash and due from depository institutions | $3,526,000 | 3,917 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $33,381,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $8,350,000 | 1,700 |
| Net loans & leases | $99,744,000 | 3,345 |
| Loan loss allowance | $1,019,000 | 3,912 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,842,000 | 4,398 |
| Other real estate owned | $0 | 3,917 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,244,000 | 1,873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,087,000 | 3,405 |
| Total liabilities | $137,031,000 | 3,418 |
| Total deposits | $135,751,000 | 3,230 |
| Interest-bearing deposits | $124,756,000 | 3,019 |
| Deposits held in domestic offices | $135,751,000 | 3,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,280,000 | 2,708 |
| Total equity capital | $17,056,000 | 3,126 |
| Total bank equity capital | $17,056,000 | 3,126 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,088,000 | 480 |
| Surplus | $7,396,000 | 2,485 |
| Undivided profits | $2,572,000 | 6,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,126,000 | 1,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,072,000 | 2,945 |
| Earning assets | $141,575,000 | 3,396 |
| Long-term assets (5+ years) | $64,051,000 | 1,582 |
| Average Assets, year-to-date | $149,137,250 | 3,415 |
| Average Assets, quarterly | $151,878,500 | 3,431 |
| Volatile liabilities | $27,142,000 | 3,099 |
| Insider loans | $2,981,000 | 1,851 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,772,000 | 4,117 |
| Tier 1 (core) risk-based capital | $16,715,000 | 3,042 |
| Tier 2 risk-based capital | $1,019,000 | 3,629 |
| Total risk weighted assets | $97,996,000 | 3,549 |
| Total unused commitments | $10,772,000 | 4,123 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 40 | 4,085 |
| Assets and Liabilities | ||
| Total Assets: | $149,670,000 | 3,477 |
| Cash and due from depository institutions | $5,298,000 | 4,085 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $30,749,000 | 3,488 |
| Federal funds sold & reverse repurchase agreements | $6,625,000 | 2,371 |
| Net loans & leases | $98,181,000 | 3,352 |
| Loan loss allowance | $1,015,000 | 3,869 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,805,000 | 4,424 |
| Other real estate owned | $0 | 4,085 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,012,000 | 1,837 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,670,000 | 3,477 |
| Total liabilities | $132,500,000 | 3,520 |
| Total deposits | $131,370,000 | 3,295 |
| Interest-bearing deposits | $120,724,000 | 3,081 |
| Deposits held in domestic offices | $131,370,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,130,000 | 3,042 |
| Total equity capital | $17,170,000 | 3,109 |
| Total bank equity capital | $17,170,000 | 3,109 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,087,000 | 472 |
| Surplus | $7,396,000 | 2,445 |
| Undivided profits | $2,687,000 | 6,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,821,000 | 1,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $995,000 | 3,027 |
| Earning assets | $135,655,000 | 3,496 |
| Long-term assets (5+ years) | $64,303,000 | 1,497 |
| Average Assets, year-to-date | $147,487,330 | 3,454 |
| Average Assets, quarterly | $148,457,500 | 3,462 |
| Volatile liabilities | $25,971,000 | 3,182 |
| Insider loans | $3,022,000 | 1,824 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,335,000 | 5,239 |
| Tier 1 (core) risk-based capital | $17,107,000 | 2,924 |
| Tier 2 risk-based capital | $1,015,000 | 3,586 |
| Total risk weighted assets | $95,471,000 | 3,592 |
| Total unused commitments | $6,335,000 | 5,254 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $147,245,000 | 3,473 |
| Cash and due from depository institutions | $3,850,000 | 4,051 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $29,624,000 | 3,548 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,784 |
| Net loans & leases | $95,407,000 | 3,391 |
| Loan loss allowance | $1,026,000 | 3,773 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,792,000 | 4,417 |
| Other real estate owned | $0 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,872,000 | 1,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,245,000 | 3,473 |
| Total liabilities | $130,599,000 | 3,494 |
| Total deposits | $129,378,000 | 3,304 |
| Interest-bearing deposits | $118,490,000 | 3,119 |
| Deposits held in domestic offices | $129,378,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,221,000 | 2,914 |
| Total equity capital | $16,646,000 | 3,146 |
| Total bank equity capital | $16,646,000 | 3,146 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,093,000 | 462 |
| Surplus | $7,402,000 | 2,406 |
| Undivided profits | $2,151,000 | 6,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,573,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $893,000 | 3,385 |
| Earning assets | $134,831,000 | 3,463 |
| Long-term assets (5+ years) | $69,643,000 | 1,364 |
| Average Assets, year-to-date | $146,396,000 | 3,462 |
| Average Assets, quarterly | $146,396,000 | 3,462 |
| Volatile liabilities | $25,750,000 | 3,162 |
| Insider loans | $2,142,000 | 2,415 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,768,000 | 3,808 |
| Tier 1 (core) risk-based capital | $16,580,000 | 2,974 |
| Tier 2 risk-based capital | $1,026,000 | 3,484 |
| Total risk weighted assets | $92,607,000 | 3,613 |
| Total unused commitments | $11,768,000 | 3,822 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 40 | 4,049 |
| Assets and Liabilities | ||
| Total Assets: | $145,547,000 | 3,461 |
| Cash and due from depository institutions | $3,335,000 | 4,049 |
| Interest-bearing balances | $50,000 | 5,783 |
| Securities | $34,515,000 | 3,141 |
| Federal funds sold & reverse repurchase agreements | $6,675,000 | 2,167 |
| Net loans & leases | $92,297,000 | 3,466 |
| Loan loss allowance | $1,050,000 | 3,661 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,797,000 | 4,401 |
| Other real estate owned | $0 | 4,049 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,928,000 | 1,774 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,547,000 | 3,461 |
| Total liabilities | $128,921,000 | 3,507 |
| Total deposits | $127,428,000 | 3,302 |
| Interest-bearing deposits | $116,987,000 | 3,087 |
| Deposits held in domestic offices | $127,428,000 | 3,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,493,000 | 2,543 |
| Total equity capital | $16,626,000 | 3,096 |
| Total bank equity capital | $16,626,000 | 3,096 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,933,000 | 482 |
| Surplus | $7,117,000 | 2,441 |
| Undivided profits | $2,576,000 | 6,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,014,000 | 3,173 |
| Earning assets | $133,537,000 | 3,460 |
| Long-term assets (5+ years) | $69,664,000 | 1,328 |
| Average Assets, year-to-date | $139,589,800 | 3,453 |
| Average Assets, quarterly | $144,780,000 | 3,444 |
| Volatile liabilities | $24,815,000 | 3,230 |
| Insider loans | $1,911,000 | 2,601 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,057,000 | 4,307 |
| Tier 1 (core) risk-based capital | $16,324,000 | 2,959 |
| Tier 2 risk-based capital | $1,050,000 | 3,386 |
| Total risk weighted assets | $91,408,000 | 3,602 |
| Total unused commitments | $9,057,000 | 4,310 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 39 | 4,123 |
| Assets and Liabilities | ||
| Total Assets: | $133,407,000 | 3,600 |
| Cash and due from depository institutions | $3,226,000 | 4,123 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $29,298,000 | 3,407 |
| Federal funds sold & reverse repurchase agreements | $10,625,000 | 1,377 |
| Net loans & leases | $85,693,000 | 3,573 |
| Loan loss allowance | $1,000,000 | 3,600 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,726,000 | 4,462 |
| Other real estate owned | $0 | 4,123 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,839,000 | 3,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,407,000 | 3,600 |
| Total liabilities | $118,169,000 | 3,651 |
| Total deposits | $116,769,000 | 3,420 |
| Interest-bearing deposits | $108,884,000 | 3,154 |
| Deposits held in domestic offices | $116,769,000 | 3,415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,400,000 | 2,679 |
| Total equity capital | $15,238,000 | 3,159 |
| Total bank equity capital | $15,238,000 | 3,159 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,779,000 | 487 |
| Surplus | $6,842,000 | 2,408 |
| Undivided profits | $1,617,000 | 6,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $919,000 | 3,745 |
| Earning assets | $125,616,000 | 3,510 |
| Long-term assets (5+ years) | $64,602,000 | 1,428 |
| Average Assets, year-to-date | $125,427,000 | 3,646 |
| Average Assets, quarterly | $131,467,000 | 3,605 |
| Volatile liabilities | $21,011,000 | 3,543 |
| Insider loans | $1,971,000 | 2,425 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,935,000 | 3,946 |
| Tier 1 (core) risk-based capital | $15,162,000 | 3,028 |
| Tier 2 risk-based capital | $1,000,000 | 3,361 |
| Total risk weighted assets | $81,901,000 | 3,827 |
| Total unused commitments | $9,935,000 | 3,956 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 37 | 4,355 |
| Assets and Liabilities | ||
| Total Assets: | $116,815,000 | 3,905 |
| Cash and due from depository institutions | $2,439,000 | 4,355 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $25,204,000 | 3,920 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 2,616 |
| Net loans & leases | $81,805,000 | 3,626 |
| Loan loss allowance | $950,000 | 3,637 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,704,000 | 4,483 |
| Other real estate owned | $0 | 4,355 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,238,000 | 5,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,815,000 | 3,905 |
| Total liabilities | $102,761,000 | 3,987 |
| Total deposits | $101,960,000 | 3,716 |
| Interest-bearing deposits | $93,872,000 | 3,504 |
| Deposits held in domestic offices | $101,960,000 | 3,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $801,000 | 4,248 |
| Total equity capital | $14,054,000 | 3,282 |
| Total bank equity capital | $14,054,000 | 3,282 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,648,000 | 499 |
| Surplus | $6,648,000 | 2,389 |
| Undivided profits | $758,000 | 8,011 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 2,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $609,000 | 4,419 |
| Earning assets | $111,434,000 | 3,779 |
| Long-term assets (5+ years) | $57,227,000 | 1,469 |
| Average Assets, year-to-date | $113,800,200 | 3,846 |
| Average Assets, quarterly | $115,732,000 | 3,889 |
| Volatile liabilities | $15,328,000 | 4,407 |
| Insider loans | $1,813,000 | 2,521 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,377,000 | 5,704 |
| Tier 1 (core) risk-based capital | $14,114,000 | 3,149 |
| Tier 2 risk-based capital | $924,580 | 3,505 |
| Total risk weighted assets | $73,940,980 | 4,018 |
| Total unused commitments | $4,377,000 | 5,707 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 36 | 4,563 |
| Assets and Liabilities | ||
| Total Assets: | $111,217,000 | 4,018 |
| Cash and due from depository institutions | $2,686,000 | 4,563 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,569,000 | 4,451 |
| Federal funds sold & reverse repurchase agreements | $8,850,000 | 1,082 |
| Net loans & leases | $73,891,000 | 3,802 |
| Loan loss allowance | $950,000 | 3,571 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,285,000 | 5,294 |
| Other real estate owned | $80,000 | 4,563 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,856,000 | 4,190 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $111,217,000 | 4,018 |
| Total liabilities | $98,619,000 | 4,084 |
| Total deposits | $97,534,000 | 3,821 |
| Interest-bearing deposits | $90,182,000 | 3,571 |
| Deposits held in domestic offices | $97,534,000 | 3,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,085,000 | 3,058 |
| Total equity capital | $12,598,000 | 3,494 |
| Total bank equity capital | $12,598,000 | 3,494 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,512,000 | 544 |
| Surplus | $5,778,000 | 2,655 |
| Undivided profits | $308,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,780,000 | 1,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $704,000 | 3,346 |
| Earning assets | $105,310,000 | 3,905 |
| Long-term assets (5+ years) | $45,566,000 | 1,848 |
| Average Assets, year-to-date | $106,378,800 | 4,035 |
| Average Assets, quarterly | $109,325,500 | 4,042 |
| Volatile liabilities | $13,101,000 | 4,657 |
| Insider loans | $1,834,000 | 2,380 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,944,000 | 5,497 |
| Tier 1 (core) risk-based capital | $12,994,000 | 3,390 |
| Tier 2 risk-based capital | $866,080 | 3,563 |
| Total risk weighted assets | $69,202,380 | 4,109 |
| Total unused commitments | $4,944,000 | 5,502 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $103,891,000 | 4,216 |
| Cash and due from depository institutions | $2,145,000 | 4,625 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,526,000 | 3,988 |
| Federal funds sold & reverse repurchase agreements | $8,450,000 | 2,027 |
| Net loans & leases | $63,956,000 | 4,058 |
| Loan loss allowance | $1,000,000 | 3,344 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,289,000 | 5,231 |
| Other real estate owned | $80,000 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,445,000 | 4,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,891,000 | 4,216 |
| Total liabilities | $92,072,000 | 4,261 |
| Total deposits | $91,186,000 | 4,060 |
| Interest-bearing deposits | $83,112,000 | 3,840 |
| Deposits held in domestic offices | $91,186,000 | 4,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $886,000 | 3,862 |
| Total equity capital | $11,819,000 | 3,763 |
| Total bank equity capital | $11,819,000 | 3,763 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,308,000 | 545 |
| Surplus | $4,795,000 | 2,981 |
| Undivided profits | $716,000 | 8,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 2,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $571,000 | 4,067 |
| Earning assets | $98,932,000 | 4,085 |
| Long-term assets (5+ years) | $42,143,000 | 1,822 |
| Average Assets, year-to-date | $100,019,600 | 4,156 |
| Average Assets, quarterly | $102,040,000 | 4,211 |
| Volatile liabilities | $9,868,000 | 5,027 |
| Insider loans | $1,344,000 | 2,877 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,468,000 | 3,745 |
| Tier 1 (core) risk-based capital | $11,696,000 | 3,633 |
| Tier 2 risk-based capital | $760,200 | 3,831 |
| Total risk weighted assets | $60,576,400 | 4,369 |
| Total unused commitments | $9,468,000 | 3,752 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $98,444,000 | 4,382 |
| Cash and due from depository institutions | $2,369,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $25,603,000 | 4,130 |
| Federal funds sold & reverse repurchase agreements | $6,700,000 | 2,065 |
| Net loans & leases | $60,949,000 | 4,270 |
| Loan loss allowance | $1,042,000 | 3,245 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,226,000 | 5,353 |
| Other real estate owned | $120,000 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,477,000 | 4,515 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,444,000 | 4,382 |
| Total liabilities | $87,864,000 | 4,373 |
| Total deposits | $86,720,000 | 4,204 |
| Interest-bearing deposits | $80,253,000 | 3,932 |
| Deposits held in domestic offices | $86,720,000 | 4,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,144,000 | 3,187 |
| Total equity capital | $10,580,000 | 4,089 |
| Total bank equity capital | $10,580,000 | 4,089 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,135,000 | 577 |
| Surplus | $3,092,000 | 4,081 |
| Undivided profits | $1,353,000 | 8,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $581,000 | 4,085 |
| Earning assets | $93,252,000 | 4,281 |
| Long-term assets (5+ years) | $32,554,000 | 1,961 |
| Average Assets, year-to-date | $95,414,200 | 4,336 |
| Average Assets, quarterly | $97,990,500 | 4,354 |
| Volatile liabilities | $8,818,000 | 5,412 |
| Insider loans | $1,393,000 | 2,775 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,013,000 | 5,755 |
| Tier 1 (core) risk-based capital | $10,499,000 | 3,986 |
| Tier 2 risk-based capital | $696,430 | 4,003 |
| Total risk weighted assets | $55,369,030 | 4,649 |
| Total unused commitments | $4,013,000 | 5,764 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $94,137,000 | 4,655 |
| Cash and due from depository institutions | $1,785,000 | 5,259 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $29,077,000 | 4,000 |
| Federal funds sold & reverse repurchase agreements | $4,125,000 | 3,052 |
| Net loans & leases | $56,343,000 | 4,588 |
| Loan loss allowance | $1,000,000 | 3,512 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,139,000 | 5,566 |
| Other real estate owned | $276,000 | 5,259 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,392,000 | 4,888 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,137,000 | 4,655 |
| Total liabilities | $84,858,000 | 4,632 |
| Total deposits | $83,927,000 | 4,447 |
| Interest-bearing deposits | $78,244,000 | 4,160 |
| Deposits held in domestic offices | $83,927,000 | 4,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $931,000 | 3,728 |
| Total equity capital | $9,279,000 | 4,621 |
| Total bank equity capital | $9,279,000 | 4,621 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,969,000 | 638 |
| Surplus | $2,890,000 | 4,385 |
| Undivided profits | $420,000 | 9,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,147,000 | 2,428 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $542,000 | 4,257 |
| Earning assets | $89,545,000 | 4,520 |
| Long-term assets (5+ years) | $23,231,000 | 2,383 |
| Average Assets, year-to-date | $89,142,600 | 4,719 |
| Average Assets, quarterly | $93,163,500 | 4,654 |
| Volatile liabilities | $7,817,000 | 5,686 |
| Insider loans | $1,577,000 | 2,589 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $5,472,000 | 4,877 |
| Tier 1 (core) risk-based capital | $9,214,000 | 4,539 |
| Tier 2 risk-based capital | $647,460 | 4,323 |
| Total risk weighted assets | $51,443,860 | 4,956 |
| Total unused commitments | $5,472,000 | 4,889 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 33 | 5,554 |
| Assets and Liabilities | ||
| Total Assets: | $82,749,000 | 5,215 |
| Cash and due from depository institutions | $2,230,000 | 5,554 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,360,000 | 5,485 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,131 |
| Net loans & leases | $50,675,000 | 4,927 |
| Loan loss allowance | $940,000 | 3,732 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,208,000 | 5,395 |
| Other real estate owned | $205,000 | 5,554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,171,000 | 5,686 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,749,000 | 5,215 |
| Total liabilities | $74,314,000 | 5,206 |
| Total deposits | $73,558,000 | 5,052 |
| Interest-bearing deposits | $68,488,000 | 4,711 |
| Deposits held in domestic offices | $73,558,000 | 5,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $756,000 | 4,581 |
| Total equity capital | $8,435,000 | 5,006 |
| Total bank equity capital | $8,435,000 | 5,006 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,959,000 | 2,143 |
| Surplus | $2,615,000 | 4,619 |
| Undivided profits | $3,861,000 | 5,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $464,000 | 5,094 |
| Earning assets | $77,935,000 | 5,109 |
| Long-term assets (5+ years) | $9,770,000 | 4,083 |
| Average Assets, year-to-date | $78,467,200 | 5,241 |
| Average Assets, quarterly | $80,865,500 | 5,255 |
| Volatile liabilities | $4,218,000 | 7,497 |
| Insider loans | $608,000 | 5,085 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,211,000 | 5,430 |
| Tier 1 (core) risk-based capital | $8,430,000 | 4,874 |
| Tier 2 risk-based capital | $564,240 | 4,794 |
| Total risk weighted assets | $44,763,640 | 5,480 |
| Total unused commitments | $4,211,000 | 5,440 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $77,740,000 | 5,451 |
| Cash and due from depository institutions | $2,474,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,335,000 | 5,611 |
| Federal funds sold & reverse repurchase agreements | $2,075,000 | 3,664 |
| Net loans & leases | $49,632,000 | 4,934 |
| Loan loss allowance | $966,000 | 3,718 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,245,000 | 5,292 |
| Other real estate owned | $0 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $979,000 | 6,833 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,740,000 | 5,451 |
| Total liabilities | $70,371,000 | 5,449 |
| Total deposits | $69,734,000 | 5,239 |
| Interest-bearing deposits | $63,815,000 | 4,966 |
| Deposits held in domestic offices | $69,734,000 | 5,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $637,000 | 4,367 |
| Total equity capital | $7,369,000 | 5,267 |
| Total bank equity capital | $7,369,000 | 5,267 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,915,000 | 2,225 |
| Surplus | $2,440,000 | 4,857 |
| Undivided profits | $3,014,000 | 5,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 6,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $411,000 | 5,065 |
| Earning assets | $73,042,000 | 5,338 |
| Long-term assets (5+ years) | $9,169,000 | 4,331 |
| Average Assets, year-to-date | $76,296,200 | 5,418 |
| Average Assets, quarterly | $77,343,000 | 5,449 |
| Volatile liabilities | $3,349,000 | 8,117 |
| Insider loans | $815,000 | 4,253 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,768,000 | 5,043 |
| Tier 1 (core) risk-based capital | $7,397,000 | 5,346 |
| Tier 2 risk-based capital | $533,740 | 5,009 |
| Total risk weighted assets | $42,266,940 | 5,665 |
| Total unused commitments | $4,768,000 | 5,049 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $73,819,000 | 5,801 |
| Cash and due from depository institutions | $1,677,000 | 6,588 |
| Interest-bearing balances | $40,000 | 7,142 |
| Securities | $16,698,000 | 6,922 |
| Federal funds sold & reverse repurchase agreements | $5,725,000 | 2,441 |
| Net loans & leases | $46,964,000 | 5,056 |
| Loan loss allowance | $952,000 | 3,860 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,290,000 | 5,220 |
| Other real estate owned | $437,000 | 6,588 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,028,000 | 5,962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,819,000 | 5,801 |
| Total liabilities | $67,236,000 | 5,786 |
| Total deposits | $66,808,000 | 5,623 |
| Interest-bearing deposits | $63,006,000 | 5,216 |
| Deposits held in domestic offices | $66,808,000 | 5,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $428,000 | 5,971 |
| Total equity capital | $6,583,000 | 5,916 |
| Total bank equity capital | $6,583,000 | 5,916 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,892,000 | 2,284 |
| Surplus | $2,365,000 | 4,925 |
| Undivided profits | $2,326,000 | 7,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 9,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $373,000 | 4,972 |
| Earning assets | $69,427,000 | 5,688 |
| Long-term assets (5+ years) | $8,431,000 | 4,848 |
| Average Assets, year-to-date | $72,416,800 | 5,762 |
| Average Assets, quarterly | $73,157,500 | 5,802 |
| Volatile liabilities | $3,572,000 | 7,767 |
| Insider loans | $814,000 | 4,290 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,939,000 | 5,559 |
| Tier 1 (core) risk-based capital | $6,583,000 | 5,845 |
| Tier 2 risk-based capital | $531,800 | 5,009 |
| Total risk weighted assets | $42,123,800 | 5,661 |
| Total unused commitments | $3,939,000 | 5,580 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 24 | 7,704 |
| Assets and Liabilities | ||
| Total Assets: | $73,089,000 | 5,917 |
| Cash and due from depository institutions | $1,408,000 | 7,704 |
| Interest-bearing balances | $40,000 | 7,689 |
| Securities | $16,962,000 | 6,825 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 4,863 |
| Net loans & leases | $48,546,000 | 4,917 |
| Loan loss allowance | $980,000 | 3,799 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,135,000 | 5,701 |
| Other real estate owned | $754,000 | 7,704 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,134,000 | 5,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,089,000 | 5,917 |
| Total liabilities | $67,313,000 | 5,857 |
| Total deposits | $66,290,000 | 5,758 |
| Interest-bearing deposits | $62,599,000 | 5,385 |
| Deposits held in domestic offices | $66,290,000 | 5,748 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,023,000 | 3,226 |
| Total equity capital | $5,776,000 | 6,367 |
| Total bank equity capital | $5,776,000 | 6,367 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,875,000 | 2,381 |
| Surplus | $2,320,000 | 4,905 |
| Undivided profits | $1,581,000 | 8,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $626,000 | 4,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $421,000 | 4,816 |
| Earning assets | $68,698,000 | 5,769 |
| Long-term assets (5+ years) | $12,131,000 | 3,804 |
| Average Assets, year-to-date | $68,324,000 | 6,115 |
| Average Assets, quarterly | $71,495,000 | 5,983 |
| Volatile liabilities | $3,146,000 | 8,374 |
| Insider loans | $850,000 | 1,004 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,880,000 | 5,344 |
| Tier 1 (core) risk-based capital | $5,776,000 | 6,284 |
| Tier 2 risk-based capital | $543,520 | 4,878 |
| Total risk weighted assets | $43,044,920 | 5,620 |
| Total unused commitments | $3,880,000 | 5,373 |
| Derivatives | $0 | 651 |