Home > Bank of the Desert > Income and Expense
Bank of the Desert, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 8,845 |
| Total interest expense | $802,000 | 9,931 |
| Net interest income | $1,777,000 | 7,825 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $661,000 | 4,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $479,000 | 2,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $2,496,000 | 5,000 |
| Salaries and employee benefits | $1,016,000 | 5,982 |
| Premises and equipment expense | $393,000 | 4,613 |
| Additional noninterest expense | $1,087,000 | 4,067 |
| Pre-tax net operating income | $-238,000 | 11,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-239,000 | 11,704 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-239,000 | 11,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-239,000 | 11,691 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,086,000 | 9,636 |
| Total interest expense | $643,000 | 10,385 |
| Net interest income | $1,443,000 | 9,033 |
| Provision for loan and lease losses | $-39,000 | 11,940 |
| Total noninterest income | $1,109,000 | 2,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $548,000 | 2,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,729 |
| Total noninterest expense | $2,199,000 | 5,746 |
| Salaries and employee benefits | $972,000 | 6,229 |
| Premises and equipment expense | $387,000 | 4,716 |
| Additional noninterest expense | $841,000 | 5,469 |
| Pre-tax net operating income | $391,000 | 9,436 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $71,000 | 10,001 |
| Income before extraordinary items | $320,000 | 8,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $320,000 | 8,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,857 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $320,000 | 8,992 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,177,000 | 9,833 |
| Total interest expense | $721,000 | 10,462 |
| Net interest income | $1,456,000 | 9,250 |
| Provision for loan and lease losses | $290,000 | 3,092 |
| Total noninterest income | $749,000 | 4,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $621,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,278,000 | 5,704 |
| Salaries and employee benefits | $942,000 | 6,462 |
| Premises and equipment expense | $391,000 | 4,806 |
| Additional noninterest expense | $945,000 | 5,165 |
| Pre-tax net operating income | $-363,000 | 12,798 |
| Securities gains (losses) | $103,000 | 2,469 |
| Applicable income taxes | $-79,000 | 12,931 |
| Income before extraordinary items | $-181,000 | 12,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-181,000 | 12,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,880 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 885 |
| Net operating income | $-253,100 | 12,717 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 9,946 |
| Total interest expense | $911,000 | 10,814 |
| Net interest income | $1,575,000 | 9,029 |
| Provision for loan and lease losses | $781,000 | 2,180 |
| Total noninterest income | $681,000 | 4,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $593,000 | 2,319 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,908,000 | 6,634 |
| Salaries and employee benefits | $915,000 | 6,533 |
| Premises and equipment expense | $410,000 | 4,711 |
| Additional noninterest expense | $583,000 | 7,663 |
| Pre-tax net operating income | $-433,000 | 13,249 |
| Securities gains (losses) | $-6,000 | 13,123 |
| Applicable income taxes | $-28,000 | 13,454 |
| Income before extraordinary items | $-411,000 | 13,331 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-411,000 | 13,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $660,000 | 2,058 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 597 |
| Net operating income | $-405,360 | 13,221 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.