Home > Bank of the Commonwealth > Assets and Liabilities
Bank of the Commonwealth, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 201 | 744 |
| Assets and Liabilities | ||
| Total Assets: | $985,096,000 | 681 |
| Cash and due from depository institutions | $85,193,000 | 744 |
| Interest-bearing balances | $82,016,000 | 474 |
| Securities | $12,638,000 | 5,429 |
| Federal funds sold & reverse repurchase agreements | $286,000 | 3,450 |
| Net loans & leases | $780,021,000 | 519 |
| Loan loss allowance | $59,633,000 | 179 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $33,695,000 | 312 |
| Other real estate owned | $46,902,000 | 744 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $26,361,000 | 849 |
| Life insurance assets | $1,722,000 | 2,487 |
| Total liabilities and capital | $985,096,000 | 681 |
| Total liabilities | $968,378,000 | 616 |
| Total deposits | $901,845,000 | 592 |
| Interest-bearing deposits | $863,273,000 | 524 |
| Deposits held in domestic offices | $901,845,000 | 589 |
| % insured | 98.97% | 392 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $62,500,000 | 530 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $4,033,000 | 1,189 |
| Total equity capital | $16,718,000 | 3,680 |
| Total bank equity capital | $16,459,000 | 3,720 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,374,000 | 2,143 |
| Surplus | $80,440,000 | 496 |
| Undivided profits | $-65,355,000 | 7,440 |
| Noncontrolling interests in consolidated subsidiaries | $259,000 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $150,978,000 | 142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $4,754,000 | 538 |
| Earning assets | $874,961,000 | 690 |
| Long-term assets (5+ years) | $102,244,000 | 1,448 |
| Average Assets, year-to-date | $1,037,804,000 | 650 |
| Average Assets, quarterly | $1,008,340,000 | 667 |
| Volatile liabilities | $31,478,000 | 1,602 |
| Insider loans | $12,213,000 | 473 |
| FHLB advances | $62,500,000 | 478 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $28,827,000 | 1,938 |
| Tier 1 (core) risk-based capital | $16,498,000 | 3,559 |
| Tier 2 risk-based capital | $10,825,000 | 508 |
| Total risk weighted assets | $817,156,000 | 542 |
| Total unused commitments | $28,827,000 | 1,940 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 199 | 748 |
| Assets and Liabilities | ||
| Total Assets: | $1,031,584,000 | 655 |
| Cash and due from depository institutions | $82,938,000 | 748 |
| Interest-bearing balances | $80,145,000 | 498 |
| Securities | $12,070,000 | 5,511 |
| Federal funds sold & reverse repurchase agreements | $1,476,000 | 2,858 |
| Net loans & leases | $836,215,000 | 502 |
| Loan loss allowance | $61,722,000 | 179 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $34,225,000 | 309 |
| Other real estate owned | $37,226,000 | 748 |
| Goodwill and other intangibles | $249,000 | 2,319 |
| All other assets | $27,185,000 | 834 |
| Life insurance assets | $1,572,000 | 2,561 |
| Total liabilities and capital | $1,031,584,000 | 655 |
| Total liabilities | $989,088,000 | 611 |
| Total deposits | $912,634,000 | 599 |
| Interest-bearing deposits | $872,168,000 | 530 |
| Deposits held in domestic offices | $912,634,000 | 595 |
| % insured | 98.95% | 413 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $69,000,000 | 495 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $7,454,000 | 718 |
| Total equity capital | $42,496,000 | 1,580 |
| Total bank equity capital | $42,242,000 | 1,592 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,374,000 | 2,171 |
| Surplus | $80,440,000 | 489 |
| Undivided profits | $-39,572,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $254,000 | 106 |
| Memoranda | ||
| Noncurrent loans and leases | $117,565,000 | 182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $5,416,000 | 486 |
| Earning assets | $929,906,000 | 657 |
| Long-term assets (5+ years) | $113,615,000 | 1,294 |
| Average Assets, year-to-date | $1,064,158,000 | 635 |
| Average Assets, quarterly | $1,064,158,000 | 635 |
| Volatile liabilities | $47,257,000 | 1,172 |
| Insider loans | $12,381,000 | 473 |
| FHLB advances | $69,000,000 | 441 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $32,656,000 | 1,778 |
| Tier 1 (core) risk-based capital | $42,351,000 | 1,505 |
| Tier 2 risk-based capital | $11,293,000 | 501 |
| Total risk weighted assets | $852,817,000 | 525 |
| Total unused commitments | $32,656,000 | 1,779 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 191 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $1,112,732,000 | 613 |
| Cash and due from depository institutions | $119,979,000 | 788 |
| Interest-bearing balances | $117,214,000 | 322 |
| Securities | $9,335,000 | 5,806 |
| Federal funds sold & reverse repurchase agreements | $8,000 | 4,227 |
| Net loans & leases | $888,299,000 | 490 |
| Loan loss allowance | $63,038,000 | 182 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $34,770,000 | 302 |
| Other real estate owned | $32,228,000 | 788 |
| Goodwill and other intangibles | $249,000 | 2,326 |
| All other assets | $27,864,000 | 826 |
| Life insurance assets | $1,572,000 | 2,548 |
| Total liabilities and capital | $1,112,732,000 | 613 |
| Total liabilities | $1,047,625,000 | 577 |
| Total deposits | $961,095,000 | 563 |
| Interest-bearing deposits | $918,947,000 | 500 |
| Deposits held in domestic offices | $961,095,000 | 561 |
| % insured | 98.82% | 439 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $79,000,000 | 466 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,530,000 | 726 |
| Total equity capital | $65,107,000 | 1,033 |
| Total bank equity capital | $64,858,000 | 1,036 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,374,000 | 2,203 |
| Surplus | $80,440,000 | 488 |
| Undivided profits | $-16,956,000 | 7,433 |
| Noncontrolling interests in consolidated subsidiaries | $249,000 | 114 |
| Memoranda | ||
| Noncurrent loans and leases | $112,034,000 | 190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $5,439,000 | 492 |
| Earning assets | $1,014,856,000 | 602 |
| Long-term assets (5+ years) | $123,108,000 | 1,142 |
| Average Assets, year-to-date | $1,206,773,800 | 557 |
| Average Assets, quarterly | $1,145,995,000 | 597 |
| Volatile liabilities | $199,961,000 | 680 |
| Insider loans | $12,518,000 | 479 |
| FHLB advances | $79,000,000 | 412 |
| Loans and leases held for sale | $1,750,000 | 978 |
| Unused loan commitments | $15,479,000 | 3,016 |
| Tier 1 (core) risk-based capital | $64,991,000 | 977 |
| Tier 2 risk-based capital | $11,908,000 | 496 |
| Total risk weighted assets | $901,471,000 | 509 |
| Total unused commitments | $15,479,000 | 3,017 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 190 | 787 |
| Assets and Liabilities | ||
| Total Assets: | $1,189,041,000 | 574 |
| Cash and due from depository institutions | $133,139,000 | 787 |
| Interest-bearing balances | $129,550,000 | 312 |
| Securities | $6,962,000 | 6,191 |
| Federal funds sold & reverse repurchase agreements | $380,000 | 3,820 |
| Net loans & leases | $925,540,000 | 468 |
| Loan loss allowance | $53,469,000 | 202 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $35,465,000 | 289 |
| Other real estate owned | $32,158,000 | 787 |
| Goodwill and other intangibles | $249,000 | 2,327 |
| All other assets | $55,148,000 | 454 |
| Life insurance assets | $1,572,000 | 2,540 |
| Total liabilities and capital | $1,189,041,000 | 574 |
| Total liabilities | $1,091,674,000 | 554 |
| Total deposits | $997,232,000 | 538 |
| Interest-bearing deposits | $951,500,000 | 491 |
| Deposits held in domestic offices | $997,232,000 | 536 |
| % insured | 98.69% | 355 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $85,000,000 | 467 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $9,442,000 | 648 |
| Total equity capital | $97,367,000 | 713 |
| Total bank equity capital | $97,085,000 | 713 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,374,000 | 2,242 |
| Surplus | $80,440,000 | 478 |
| Undivided profits | $15,271,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $282,000 | 109 |
| Memoranda | ||
| Noncurrent loans and leases | $70,603,000 | 281 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $4,536,000 | 621 |
| Earning assets | $1,062,432,000 | 574 |
| Long-term assets (5+ years) | $138,784,000 | 1,004 |
| Average Assets, year-to-date | $1,232,730,000 | 541 |
| Average Assets, quarterly | $1,205,215,500 | 558 |
| Volatile liabilities | $211,822,000 | 653 |
| Insider loans | $12,823,000 | 469 |
| FHLB advances | $85,000,000 | 418 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $23,155,000 | 2,342 |
| Tier 1 (core) risk-based capital | $87,799,000 | 708 |
| Tier 2 risk-based capital | $12,454,000 | 481 |
| Total risk weighted assets | $954,841,000 | 485 |
| Total unused commitments | $23,155,000 | 2,347 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 184 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,390,000 | 551 |
| Cash and due from depository institutions | $201,637,000 | 823 |
| Interest-bearing balances | $194,862,000 | 214 |
| Securities | $6,979,000 | 6,279 |
| Federal funds sold & reverse repurchase agreements | $4,000 | 4,513 |
| Net loans & leases | $909,720,000 | 483 |
| Loan loss allowance | $51,762,000 | 209 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $35,864,000 | 288 |
| Other real estate owned | $13,875,000 | 823 |
| Goodwill and other intangibles | $249,000 | 2,332 |
| All other assets | $53,062,000 | 465 |
| Life insurance assets | $1,347,000 | 2,669 |
| Total liabilities and capital | $1,221,390,000 | 551 |
| Total liabilities | $1,124,703,000 | 534 |
| Total deposits | $1,032,348,000 | 515 |
| Interest-bearing deposits | $988,620,000 | 469 |
| Deposits held in domestic offices | $1,032,348,000 | 514 |
| % insured | 98.49% | 455 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $85,000,000 | 499 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,355,000 | 756 |
| Total equity capital | $96,687,000 | 707 |
| Total bank equity capital | $96,411,000 | 707 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,374,000 | 2,266 |
| Surplus | $80,440,000 | 477 |
| Undivided profits | $14,597,000 | 2,223 |
| Noncontrolling interests in consolidated subsidiaries | $276,000 | 108 |
| Memoranda | ||
| Noncurrent loans and leases | $94,860,000 | 212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $4,437,000 | 622 |
| Earning assets | $1,111,565,000 | 545 |
| Long-term assets (5+ years) | $142,335,000 | 966 |
| Average Assets, year-to-date | $1,247,293,000 | 536 |
| Average Assets, quarterly | $1,233,047,500 | 541 |
| Volatile liabilities | $216,742,000 | 635 |
| Insider loans | $13,365,000 | 438 |
| FHLB advances | $85,000,000 | 449 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $31,723,000 | 1,872 |
| Tier 1 (core) risk-based capital | $83,956,000 | 729 |
| Tier 2 risk-based capital | $11,995,000 | 496 |
| Total risk weighted assets | $919,832,000 | 503 |
| Total unused commitments | $31,723,000 | 1,874 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 190 | 806 |
| Assets and Liabilities | ||
| Total Assets: | $1,244,705,000 | 556 |
| Cash and due from depository institutions | $185,772,000 | 806 |
| Interest-bearing balances | $181,849,000 | 229 |
| Securities | $4,196,000 | 6,863 |
| Federal funds sold & reverse repurchase agreements | $66,000 | 4,626 |
| Net loans & leases | $953,011,000 | 476 |
| Loan loss allowance | $49,142,000 | 228 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $35,711,000 | 301 |
| Other real estate owned | $15,001,000 | 806 |
| Goodwill and other intangibles | $249,000 | 2,344 |
| All other assets | $50,699,000 | 494 |
| Life insurance assets | $1,347,000 | 2,676 |
| Total liabilities and capital | $1,244,705,000 | 556 |
| Total liabilities | $1,145,755,000 | 547 |
| Total deposits | $1,053,776,000 | 518 |
| Interest-bearing deposits | $1,011,406,000 | 465 |
| Deposits held in domestic offices | $1,053,776,000 | 515 |
| % insured | 98.29% | 529 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $85,000,000 | 524 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,979,000 | 798 |
| Total equity capital | $98,950,000 | 683 |
| Total bank equity capital | $98,707,000 | 682 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,374,000 | 2,310 |
| Surplus | $80,440,000 | 486 |
| Undivided profits | $16,893,000 | 1,945 |
| Noncontrolling interests in consolidated subsidiaries | $243,000 | 114 |
| Memoranda | ||
| Noncurrent loans and leases | $93,444,000 | 238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $4,965,000 | 570 |
| Earning assets | $1,139,122,000 | 547 |
| Long-term assets (5+ years) | $147,440,000 | 931 |
| Average Assets, year-to-date | $1,260,244,500 | 546 |
| Average Assets, quarterly | $1,260,244,500 | 546 |
| Volatile liabilities | $214,493,000 | 676 |
| Insider loans | $35,140,000 | 143 |
| FHLB advances | $85,000,000 | 464 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $33,708,000 | 1,837 |
| Tier 1 (core) risk-based capital | $86,943,000 | 698 |
| Tier 2 risk-based capital | $12,572,000 | 498 |
| Total risk weighted assets | $969,150,000 | 501 |
| Total unused commitments | $33,708,000 | 1,840 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 196 | 783 |
| Assets and Liabilities | ||
| Total Assets: | $1,275,784,000 | 540 |
| Cash and due from depository institutions | $183,517,000 | 783 |
| Interest-bearing balances | $178,746,000 | 185 |
| Securities | $5,755,000 | 6,595 |
| Federal funds sold & reverse repurchase agreements | $2,103,000 | 2,779 |
| Net loans & leases | $985,270,000 | 476 |
| Loan loss allowance | $45,770,000 | 239 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $36,297,000 | 295 |
| Other real estate owned | $11,380,000 | 783 |
| Goodwill and other intangibles | $249,000 | 2,355 |
| All other assets | $51,213,000 | 495 |
| Life insurance assets | $1,347,000 | 2,671 |
| Total liabilities and capital | $1,275,784,000 | 540 |
| Total liabilities | $1,175,928,000 | 529 |
| Total deposits | $1,081,302,000 | 498 |
| Interest-bearing deposits | $1,035,956,000 | 455 |
| Deposits held in domestic offices | $1,081,302,000 | 495 |
| % insured | 96.59% | 1,064 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $85,000,000 | 560 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,626,000 | 620 |
| Total equity capital | $99,856,000 | 663 |
| Total bank equity capital | $99,413,000 | 661 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,374,000 | 2,346 |
| Surplus | $80,440,000 | 473 |
| Undivided profits | $17,599,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $443,000 | 101 |
| Memoranda | ||
| Noncurrent loans and leases | $77,607,000 | 279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,622,000 | 506 |
| Earning assets | $1,171,874,000 | 531 |
| Long-term assets (5+ years) | $151,887,000 | 922 |
| Average Assets, year-to-date | $1,146,579,000 | 581 |
| Average Assets, quarterly | $1,202,625,000 | 564 |
| Volatile liabilities | $213,748,000 | 684 |
| Insider loans | $37,093,000 | 131 |
| FHLB advances | $85,000,000 | 497 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $36,770,000 | 1,727 |
| Tier 1 (core) risk-based capital | $99,595,000 | 597 |
| Tier 2 risk-based capital | $13,114,000 | 492 |
| Total risk weighted assets | $1,016,482,000 | 493 |
| Total unused commitments | $36,770,000 | 1,728 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 205 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $1,129,466,000 | 610 |
| Cash and due from depository institutions | $28,964,000 | 751 |
| Interest-bearing balances | $23,638,000 | 1,073 |
| Securities | $5,792,000 | 6,638 |
| Federal funds sold & reverse repurchase agreements | $1,328,000 | 3,376 |
| Net loans & leases | $988,941,000 | 487 |
| Loan loss allowance | $64,041,000 | 196 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $36,800,000 | 297 |
| Other real estate owned | $14,079,000 | 751 |
| Goodwill and other intangibles | $249,000 | 2,396 |
| All other assets | $53,313,000 | 453 |
| Life insurance assets | $1,347,000 | 2,665 |
| Total liabilities and capital | $1,129,466,000 | 610 |
| Total liabilities | $1,030,338,000 | 600 |
| Total deposits | $961,346,000 | 561 |
| Interest-bearing deposits | $913,306,000 | 534 |
| Deposits held in domestic offices | $961,346,000 | 559 |
| % insured | 95.93% | 1,500 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $55,000,000 | 896 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $13,992,000 | 507 |
| Total equity capital | $99,128,000 | 690 |
| Total bank equity capital | $98,688,000 | 689 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,374,000 | 2,376 |
| Surplus | $80,440,000 | 478 |
| Undivided profits | $16,874,000 | 1,997 |
| Noncontrolling interests in consolidated subsidiaries | $440,000 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $83,121,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $4,967,000 | 645 |
| Earning assets | $1,019,699,000 | 611 |
| Long-term assets (5+ years) | $148,266,000 | 946 |
| Average Assets, year-to-date | $1,114,277,750 | 608 |
| Average Assets, quarterly | $1,131,879,000 | 606 |
| Volatile liabilities | $171,369,000 | 894 |
| Insider loans | $36,752,000 | 130 |
| FHLB advances | $55,000,000 | 817 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $50,191,000 | 1,403 |
| Tier 1 (core) risk-based capital | $90,402,000 | 681 |
| Tier 2 risk-based capital | $13,311,000 | 501 |
| Total risk weighted assets | $1,014,127,000 | 511 |
| Total unused commitments | $50,191,000 | 1,403 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 205 | 772 |
| Assets and Liabilities | ||
| Total Assets: | $1,134,292,000 | 616 |
| Cash and due from depository institutions | $9,437,000 | 772 |
| Interest-bearing balances | $201,000 | 5,936 |
| Securities | $5,333,000 | 6,745 |
| Federal funds sold & reverse repurchase agreements | $406,000 | 4,581 |
| Net loans & leases | $1,033,364,000 | 487 |
| Loan loss allowance | $22,260,000 | 406 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $36,486,000 | 301 |
| Other real estate owned | $13,573,000 | 772 |
| Goodwill and other intangibles | $249,000 | 2,402 |
| All other assets | $35,444,000 | 653 |
| Life insurance assets | $1,118,000 | 2,864 |
| Total liabilities and capital | $1,134,292,000 | 616 |
| Total liabilities | $1,011,989,000 | 620 |
| Total deposits | $884,709,000 | 617 |
| Interest-bearing deposits | $833,267,000 | 581 |
| Deposits held in domestic offices | $884,709,000 | 614 |
| % insured | 90.99% | 753 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $117,604,000 | 488 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,676,000 | 683 |
| Total equity capital | $122,303,000 | 574 |
| Total bank equity capital | $121,871,000 | 575 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,374,000 | 2,415 |
| Surplus | $76,440,000 | 512 |
| Undivided profits | $44,057,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $432,000 | 111 |
| Memoranda | ||
| Noncurrent loans and leases | $61,918,000 | 331 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $4,965,000 | 631 |
| Earning assets | $1,039,304,000 | 612 |
| Long-term assets (5+ years) | $133,016,000 | 1,031 |
| Average Assets, year-to-date | $1,109,215,000 | 626 |
| Average Assets, quarterly | $1,121,531,000 | 623 |
| Volatile liabilities | $204,850,000 | 760 |
| Insider loans | $32,536,000 | 162 |
| FHLB advances | $98,366,000 | 496 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $74,080,000 | 1,065 |
| Tier 1 (core) risk-based capital | $122,035,000 | 525 |
| Tier 2 risk-based capital | $13,446,000 | 511 |
| Total risk weighted assets | $1,066,874,000 | 503 |
| Total unused commitments | $74,080,000 | 1,067 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 208 | 757 |
| Assets and Liabilities | ||
| Total Assets: | $1,108,770,000 | 633 |
| Cash and due from depository institutions | $7,183,000 | 757 |
| Interest-bearing balances | $200,000 | 5,642 |
| Securities | $5,517,000 | 6,767 |
| Federal funds sold & reverse repurchase agreements | $743,000 | 4,695 |
| Net loans & leases | $1,017,820,000 | 499 |
| Loan loss allowance | $33,539,000 | 288 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $36,714,000 | 291 |
| Other real estate owned | $8,007,000 | 757 |
| Goodwill and other intangibles | $249,000 | 2,407 |
| All other assets | $32,537,000 | 691 |
| Life insurance assets | $1,118,000 | 2,884 |
| Total liabilities and capital | $1,108,770,000 | 633 |
| Total liabilities | $987,301,000 | 639 |
| Total deposits | $812,527,000 | 661 |
| Interest-bearing deposits | $757,658,000 | 628 |
| Deposits held in domestic offices | $812,527,000 | 660 |
| % insured | 89.94% | 991 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $162,763,000 | 388 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $12,011,000 | 579 |
| Total equity capital | $121,469,000 | 574 |
| Total bank equity capital | $121,047,000 | 574 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,374,000 | 2,433 |
| Surplus | $76,440,000 | 508 |
| Undivided profits | $43,233,000 | 778 |
| Noncontrolling interests in consolidated subsidiaries | $422,000 | 107 |
| Memoranda | ||
| Noncurrent loans and leases | $63,115,000 | 304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,573,000 | 562 |
| Earning assets | $1,024,280,000 | 616 |
| Long-term assets (5+ years) | $122,862,000 | 1,105 |
| Average Assets, year-to-date | $1,096,676,500 | 630 |
| Average Assets, quarterly | $1,096,676,500 | 630 |
| Volatile liabilities | $235,143,000 | 688 |
| Insider loans | $31,971,000 | 170 |
| FHLB advances | $98,365,000 | 525 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $104,450,000 | 858 |
| Tier 1 (core) risk-based capital | $121,189,000 | 535 |
| Tier 2 risk-based capital | $13,276,000 | 515 |
| Total risk weighted assets | $1,041,799,000 | 520 |
| Total unused commitments | $104,450,000 | 858 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 209 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $1,084,583,000 | 631 |
| Cash and due from depository institutions | $11,211,000 | 756 |
| Interest-bearing balances | $200,000 | 5,119 |
| Securities | $7,053,000 | 6,496 |
| Federal funds sold & reverse repurchase agreements | $550,000 | 4,419 |
| Net loans & leases | $991,357,000 | 511 |
| Loan loss allowance | $31,120,000 | 281 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $36,729,000 | 286 |
| Other real estate owned | $4,314,000 | 756 |
| Goodwill and other intangibles | $249,000 | 2,406 |
| All other assets | $33,120,000 | 687 |
| Life insurance assets | $1,118,000 | 2,902 |
| Total liabilities and capital | $1,084,583,000 | 631 |
| Total liabilities | $979,348,000 | 630 |
| Total deposits | $783,636,000 | 655 |
| Interest-bearing deposits | $715,748,000 | 628 |
| Deposits held in domestic offices | $783,636,000 | 653 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $184,391,000 | 381 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $11,321,000 | 623 |
| Total equity capital | $105,235,000 | 635 |
| Total bank equity capital | $105,235,000 | 635 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,374,000 | 2,446 |
| Surplus | $61,440,000 | 586 |
| Undivided profits | $42,421,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,643,000 | 325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $5,710,000 | 572 |
| Earning assets | $999,160,000 | 620 |
| Long-term assets (5+ years) | $127,928,000 | 1,049 |
| Average Assets, year-to-date | $957,683,400 | 694 |
| Average Assets, quarterly | $1,051,802,500 | 648 |
| Volatile liabilities | $248,117,000 | 637 |
| Insider loans | $32,093,000 | 174 |
| FHLB advances | $167,495,000 | 339 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $64,219,000 | 1,289 |
| Tier 1 (core) risk-based capital | $105,353,000 | 575 |
| Tier 2 risk-based capital | $12,851,000 | 515 |
| Total risk weighted assets | $1,009,793,000 | 524 |
| Total unused commitments | $64,219,000 | 1,290 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 209 | 762 |
| Assets and Liabilities | ||
| Total Assets: | $1,019,022,000 | 667 |
| Cash and due from depository institutions | $10,429,000 | 762 |
| Interest-bearing balances | $374,000 | 3,953 |
| Securities | $7,187,000 | 6,444 |
| Federal funds sold & reverse repurchase agreements | $256,000 | 5,380 |
| Net loans & leases | $932,191,000 | 536 |
| Loan loss allowance | $30,052,000 | 267 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $34,478,000 | 320 |
| Other real estate owned | $1,815,000 | 762 |
| Goodwill and other intangibles | $249,000 | 2,458 |
| All other assets | $32,417,000 | 674 |
| Life insurance assets | $908,000 | 3,069 |
| Total liabilities and capital | $1,019,022,000 | 667 |
| Total liabilities | $914,686,000 | 671 |
| Total deposits | $773,450,000 | 658 |
| Interest-bearing deposits | $702,581,000 | 630 |
| Deposits held in domestic offices | $773,450,000 | 657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $128,819,000 | 536 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $12,417,000 | 557 |
| Total equity capital | $104,336,000 | 650 |
| Total bank equity capital | $104,336,000 | 650 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,374,000 | 2,464 |
| Surplus | $61,440,000 | 574 |
| Undivided profits | $41,522,000 | 840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,268,000 | 378 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $6,688,000 | 527 |
| Earning assets | $940,008,000 | 657 |
| Long-term assets (5+ years) | $114,290,000 | 1,131 |
| Average Assets, year-to-date | $925,958,500 | 719 |
| Average Assets, quarterly | $989,013,500 | 677 |
| Volatile liabilities | $190,582,000 | 792 |
| Insider loans | $29,847,000 | 188 |
| FHLB advances | $128,523,000 | 480 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $62,376,000 | 1,398 |
| Tier 1 (core) risk-based capital | $104,541,000 | 587 |
| Tier 2 risk-based capital | $12,088,000 | 526 |
| Total risk weighted assets | $949,108,000 | 559 |
| Total unused commitments | $62,376,000 | 1,401 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 198 | 823 |
| Assets and Liabilities | ||
| Total Assets: | $959,005,000 | 706 |
| Cash and due from depository institutions | $6,903,000 | 823 |
| Interest-bearing balances | $531,000 | 3,481 |
| Securities | $7,279,000 | 6,481 |
| Federal funds sold & reverse repurchase agreements | $606,000 | 5,068 |
| Net loans & leases | $884,787,000 | 557 |
| Loan loss allowance | $10,185,000 | 623 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $31,814,000 | 354 |
| Other real estate owned | $2,082,000 | 823 |
| Goodwill and other intangibles | $249,000 | 2,488 |
| All other assets | $25,285,000 | 815 |
| Life insurance assets | $908,000 | 3,096 |
| Total liabilities and capital | $959,005,000 | 706 |
| Total liabilities | $845,785,000 | 722 |
| Total deposits | $702,370,000 | 727 |
| Interest-bearing deposits | $622,926,000 | 709 |
| Deposits held in domestic offices | $702,370,000 | 724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $131,149,000 | 518 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,266,000 | 566 |
| Total equity capital | $113,220,000 | 611 |
| Total bank equity capital | $113,220,000 | 611 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,374,000 | 2,488 |
| Surplus | $61,440,000 | 567 |
| Undivided profits | $50,406,000 | 697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,142,000 | 847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,014,000 | 568 |
| Earning assets | $893,203,000 | 684 |
| Long-term assets (5+ years) | $108,744,000 | 1,175 |
| Average Assets, year-to-date | $894,937,330 | 747 |
| Average Assets, quarterly | $921,194,000 | 736 |
| Volatile liabilities | $197,149,000 | 783 |
| Insider loans | $27,287,000 | 209 |
| FHLB advances | $130,853,000 | 462 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $115,283,000 | 884 |
| Tier 1 (core) risk-based capital | $113,406,000 | 558 |
| Tier 2 risk-based capital | $10,185,000 | 593 |
| Total risk weighted assets | $898,081,000 | 576 |
| Total unused commitments | $115,283,000 | 884 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 206 | 776 |
| Assets and Liabilities | ||
| Total Assets: | $883,383,000 | 775 |
| Cash and due from depository institutions | $9,916,000 | 776 |
| Interest-bearing balances | $831,000 | 3,185 |
| Securities | $7,385,000 | 6,479 |
| Federal funds sold & reverse repurchase agreements | $531,000 | 6,113 |
| Net loans & leases | $812,741,000 | 590 |
| Loan loss allowance | $9,564,000 | 610 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $28,222,000 | 393 |
| Other real estate owned | $2,058,000 | 776 |
| Goodwill and other intangibles | $249,000 | 2,493 |
| All other assets | $22,281,000 | 893 |
| Life insurance assets | $908,000 | 3,104 |
| Total liabilities and capital | $883,383,000 | 775 |
| Total liabilities | $772,750,000 | 788 |
| Total deposits | $654,608,000 | 784 |
| Interest-bearing deposits | $584,606,000 | 768 |
| Deposits held in domestic offices | $654,608,000 | 780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $103,670,000 | 587 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $14,472,000 | 538 |
| Total equity capital | $110,633,000 | 640 |
| Total bank equity capital | $110,633,000 | 640 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,374,000 | 2,486 |
| Surplus | $61,440,000 | 559 |
| Undivided profits | $47,819,000 | 774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,228,000 | 986 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,903,000 | 589 |
| Earning assets | $821,488,000 | 757 |
| Long-term assets (5+ years) | $80,430,000 | 1,477 |
| Average Assets, year-to-date | $862,903,500 | 786 |
| Average Assets, quarterly | $862,903,500 | 786 |
| Volatile liabilities | $168,144,000 | 889 |
| Insider loans | $23,367,000 | 248 |
| FHLB advances | $103,374,000 | 528 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $117,779,000 | 885 |
| Tier 1 (core) risk-based capital | $110,781,000 | 569 |
| Tier 2 risk-based capital | $9,564,000 | 610 |
| Total risk weighted assets | $829,046,000 | 611 |
| Total unused commitments | $117,779,000 | 885 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 203 | 798 |
| Assets and Liabilities | ||
| Total Assets: | $842,424,000 | 806 |
| Cash and due from depository institutions | $9,279,000 | 798 |
| Interest-bearing balances | $602,000 | 2,987 |
| Securities | $7,375,000 | 6,565 |
| Federal funds sold & reverse repurchase agreements | $158,000 | 5,865 |
| Net loans & leases | $776,994,000 | 624 |
| Loan loss allowance | $9,424,000 | 596 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $24,499,000 | 443 |
| Other real estate owned | $717,000 | 798 |
| Goodwill and other intangibles | $249,000 | 2,489 |
| All other assets | $23,153,000 | 858 |
| Life insurance assets | $908,000 | 3,098 |
| Total liabilities and capital | $842,424,000 | 806 |
| Total liabilities | $734,446,000 | 827 |
| Total deposits | $597,406,000 | 868 |
| Interest-bearing deposits | $531,063,000 | 846 |
| Deposits held in domestic offices | $597,406,000 | 865 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $124,550,000 | 474 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $12,490,000 | 573 |
| Total equity capital | $107,978,000 | 651 |
| Total bank equity capital | $107,978,000 | 651 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,374,000 | 2,485 |
| Surplus | $61,397,000 | 554 |
| Undivided profits | $45,207,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,965,000 | 1,135 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,171,000 | 623 |
| Earning assets | $785,129,000 | 788 |
| Long-term assets (5+ years) | $94,197,000 | 1,210 |
| Average Assets, year-to-date | $776,171,200 | 838 |
| Average Assets, quarterly | $821,067,500 | 818 |
| Volatile liabilities | $184,979,000 | 803 |
| Insider loans | $22,004,000 | 267 |
| FHLB advances | $124,228,000 | 418 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $109,713,000 | 942 |
| Tier 1 (core) risk-based capital | $107,766,000 | 574 |
| Tier 2 risk-based capital | $9,424,000 | 601 |
| Total risk weighted assets | $789,089,000 | 654 |
| Total unused commitments | $109,713,000 | 942 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 210 | 761 |
| Assets and Liabilities | ||
| Total Assets: | $799,711,000 | 839 |
| Cash and due from depository institutions | $7,650,000 | 761 |
| Interest-bearing balances | $207,000 | 3,811 |
| Securities | $6,889,000 | 6,720 |
| Federal funds sold & reverse repurchase agreements | $409,000 | 5,625 |
| Net loans & leases | $740,324,000 | 629 |
| Loan loss allowance | $8,860,000 | 614 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $22,249,000 | 482 |
| Other real estate owned | $0 | 761 |
| Goodwill and other intangibles | $249,000 | 2,497 |
| All other assets | $21,941,000 | 880 |
| Life insurance assets | $706,000 | 3,197 |
| Total liabilities and capital | $799,711,000 | 839 |
| Total liabilities | $694,708,000 | 865 |
| Total deposits | $580,153,000 | 882 |
| Interest-bearing deposits | $506,408,000 | 878 |
| Deposits held in domestic offices | $580,153,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $102,814,000 | 507 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $11,741,000 | 594 |
| Total equity capital | $105,003,000 | 651 |
| Total bank equity capital | $105,003,000 | 651 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,374,000 | 2,462 |
| Surplus | $61,389,000 | 541 |
| Undivided profits | $42,240,000 | 881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,992,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,158,000 | 655 |
| Earning assets | $747,829,000 | 812 |
| Long-term assets (5+ years) | $98,661,000 | 1,133 |
| Average Assets, year-to-date | $759,608,000 | 852 |
| Average Assets, quarterly | $786,669,000 | 839 |
| Volatile liabilities | $151,774,000 | 952 |
| Insider loans | $20,988,000 | 285 |
| FHLB advances | $102,492,000 | 453 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $147,022,000 | 767 |
| Tier 1 (core) risk-based capital | $104,801,000 | 587 |
| Tier 2 risk-based capital | $8,860,000 | 621 |
| Total risk weighted assets | $749,424,000 | 671 |
| Total unused commitments | $147,022,000 | 767 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 208 | 791 |
| Assets and Liabilities | ||
| Total Assets: | $773,627,000 | 867 |
| Cash and due from depository institutions | $13,398,000 | 791 |
| Interest-bearing balances | $699,000 | 2,785 |
| Securities | $6,909,000 | 6,762 |
| Federal funds sold & reverse repurchase agreements | $865,000 | 5,212 |
| Net loans & leases | $711,646,000 | 659 |
| Loan loss allowance | $8,782,000 | 615 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $18,932,000 | 578 |
| Other real estate owned | $0 | 791 |
| Goodwill and other intangibles | $249,000 | 2,519 |
| All other assets | $21,628,000 | 898 |
| Life insurance assets | $706,000 | 3,208 |
| Total liabilities and capital | $773,627,000 | 867 |
| Total liabilities | $671,652,000 | 896 |
| Total deposits | $552,110,000 | 945 |
| Interest-bearing deposits | $475,785,000 | 944 |
| Deposits held in domestic offices | $552,110,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $108,252,000 | 463 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,290,000 | 614 |
| Total equity capital | $101,975,000 | 669 |
| Total bank equity capital | $101,975,000 | 669 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,374,000 | 2,464 |
| Surplus | $61,390,000 | 555 |
| Undivided profits | $39,211,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,761,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,790,000 | 665 |
| Earning assets | $720,119,000 | 853 |
| Long-term assets (5+ years) | $106,654,000 | 1,052 |
| Average Assets, year-to-date | $746,240,330 | 884 |
| Average Assets, quarterly | $762,115,500 | 879 |
| Volatile liabilities | $178,313,000 | 817 |
| Insider loans | $13,611,000 | 505 |
| FHLB advances | $107,930,000 | 401 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $153,751,000 | 756 |
| Tier 1 (core) risk-based capital | $101,804,000 | 610 |
| Tier 2 risk-based capital | $8,782,000 | 640 |
| Total risk weighted assets | $719,855,000 | 702 |
| Total unused commitments | $153,751,000 | 756 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 194 | 853 |
| Assets and Liabilities | ||
| Total Assets: | $750,604,000 | 883 |
| Cash and due from depository institutions | $11,294,000 | 853 |
| Interest-bearing balances | $542,000 | 3,085 |
| Securities | $7,506,000 | 6,658 |
| Federal funds sold & reverse repurchase agreements | $6,690,000 | 2,745 |
| Net loans & leases | $688,309,000 | 665 |
| Loan loss allowance | $8,530,000 | 619 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $15,535,000 | 733 |
| Other real estate owned | $0 | 853 |
| Goodwill and other intangibles | $249,000 | 2,512 |
| All other assets | $21,021,000 | 876 |
| Life insurance assets | $706,000 | 3,213 |
| Total liabilities and capital | $750,604,000 | 883 |
| Total liabilities | $651,844,000 | 909 |
| Total deposits | $537,244,000 | 956 |
| Interest-bearing deposits | $464,516,000 | 955 |
| Deposits held in domestic offices | $537,244,000 | 953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $102,035,000 | 469 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $12,565,000 | 579 |
| Total equity capital | $98,760,000 | 689 |
| Total bank equity capital | $98,760,000 | 689 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,374,000 | 2,459 |
| Surplus | $61,334,000 | 532 |
| Undivided profits | $36,052,000 | 1,039 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,922,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,083,000 | 610 |
| Earning assets | $703,047,000 | 865 |
| Long-term assets (5+ years) | $113,624,000 | 975 |
| Average Assets, year-to-date | $732,547,000 | 897 |
| Average Assets, quarterly | $732,547,000 | 897 |
| Volatile liabilities | $190,462,000 | 751 |
| Insider loans | $13,611,000 | 490 |
| FHLB advances | $101,713,000 | 413 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $151,722,000 | 766 |
| Tier 1 (core) risk-based capital | $98,570,000 | 618 |
| Tier 2 risk-based capital | $8,530,000 | 643 |
| Total risk weighted assets | $695,345,000 | 703 |
| Total unused commitments | $151,722,000 | 766 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 184 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $714,490,000 | 914 |
| Cash and due from depository institutions | $11,083,000 | 906 |
| Interest-bearing balances | $427,000 | 3,295 |
| Securities | $7,676,000 | 6,661 |
| Federal funds sold & reverse repurchase agreements | $2,031,000 | 4,430 |
| Net loans & leases | $660,850,000 | 689 |
| Loan loss allowance | $8,144,000 | 633 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,223,000 | 850 |
| Other real estate owned | $0 | 906 |
| Goodwill and other intangibles | $249,000 | 2,518 |
| All other assets | $19,378,000 | 965 |
| Life insurance assets | $706,000 | 3,193 |
| Total liabilities and capital | $714,490,000 | 914 |
| Total liabilities | $618,854,000 | 947 |
| Total deposits | $514,369,000 | 975 |
| Interest-bearing deposits | $444,130,000 | 973 |
| Deposits held in domestic offices | $514,369,000 | 974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $622,000 | 2,829 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $93,959,000 | 528 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $9,904,000 | 693 |
| Total equity capital | $95,636,000 | 694 |
| Total bank equity capital | $95,636,000 | 694 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,374,000 | 2,454 |
| Surplus | $61,213,000 | 518 |
| Undivided profits | $33,049,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,227,000 | 1,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,373,000 | 715 |
| Earning assets | $670,984,000 | 893 |
| Long-term assets (5+ years) | $108,795,000 | 1,010 |
| Average Assets, year-to-date | $641,489,200 | 975 |
| Average Assets, quarterly | $700,600,500 | 925 |
| Volatile liabilities | $179,187,000 | 893 |
| Insider loans | $13,401,000 | 489 |
| FHLB advances | $93,611,000 | 470 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $155,951,000 | 725 |
| Tier 1 (core) risk-based capital | $95,453,000 | 633 |
| Tier 2 risk-based capital | $8,144,000 | 667 |
| Total risk weighted assets | $664,793,000 | 726 |
| Total unused commitments | $155,951,000 | 725 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 172 | 995 |
| Assets and Liabilities | ||
| Total Assets: | $686,711,000 | 951 |
| Cash and due from depository institutions | $8,737,000 | 995 |
| Interest-bearing balances | $1,054,000 | 2,355 |
| Securities | $8,027,000 | 6,641 |
| Federal funds sold & reverse repurchase agreements | $2,906,000 | 3,337 |
| Net loans & leases | $636,586,000 | 708 |
| Loan loss allowance | $7,489,000 | 700 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,051,000 | 1,049 |
| Other real estate owned | $0 | 995 |
| Goodwill and other intangibles | $249,000 | 2,520 |
| All other assets | $19,155,000 | 976 |
| Life insurance assets | $519,000 | 3,364 |
| Total liabilities and capital | $686,711,000 | 951 |
| Total liabilities | $594,250,000 | 988 |
| Total deposits | $497,472,000 | 1,005 |
| Interest-bearing deposits | $443,980,000 | 966 |
| Deposits held in domestic offices | $497,472,000 | 1,003 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $87,144,000 | 579 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,634,000 | 687 |
| Total equity capital | $92,461,000 | 732 |
| Total bank equity capital | $92,461,000 | 732 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,374,000 | 2,462 |
| Surplus | $61,174,000 | 519 |
| Undivided profits | $29,913,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,944,000 | 770 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $5,008,000 | 765 |
| Earning assets | $648,573,000 | 927 |
| Long-term assets (5+ years) | $106,373,000 | 1,017 |
| Average Assets, year-to-date | $623,239,000 | 1,011 |
| Average Assets, quarterly | $671,832,000 | 961 |
| Volatile liabilities | $172,264,000 | 924 |
| Insider loans | $11,501,000 | 579 |
| FHLB advances | $86,796,000 | 516 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $157,092,000 | 755 |
| Tier 1 (core) risk-based capital | $92,284,000 | 664 |
| Tier 2 risk-based capital | $7,489,000 | 726 |
| Total risk weighted assets | $636,738,000 | 753 |
| Total unused commitments | $157,092,000 | 755 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 172 | 995 |
| Assets and Liabilities | ||
| Total Assets: | $656,953,000 | 983 |
| Cash and due from depository institutions | $9,620,000 | 995 |
| Interest-bearing balances | $201,000 | 4,042 |
| Securities | $8,558,000 | 6,556 |
| Federal funds sold & reverse repurchase agreements | $5,282,000 | 2,149 |
| Net loans & leases | $605,178,000 | 734 |
| Loan loss allowance | $6,882,000 | 740 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $9,715,000 | 1,184 |
| Other real estate owned | $0 | 995 |
| Goodwill and other intangibles | $249,000 | 2,523 |
| All other assets | $18,351,000 | 1,010 |
| Life insurance assets | $519,000 | 3,336 |
| Total liabilities and capital | $656,953,000 | 983 |
| Total liabilities | $567,589,000 | 1,021 |
| Total deposits | $476,309,000 | 1,036 |
| Interest-bearing deposits | $432,624,000 | 970 |
| Deposits held in domestic offices | $476,309,000 | 1,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $81,810,000 | 630 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,470,000 | 657 |
| Total equity capital | $89,364,000 | 725 |
| Total bank equity capital | $89,364,000 | 725 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,374,000 | 2,451 |
| Surplus | $61,174,000 | 516 |
| Undivided profits | $26,816,000 | 1,311 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $256,000 | 4,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $4,284,000 | 800 |
| Earning assets | $619,219,000 | 952 |
| Long-term assets (5+ years) | $109,144,000 | 972 |
| Average Assets, year-to-date | $602,081,670 | 1,042 |
| Average Assets, quarterly | $629,196,000 | 1,013 |
| Volatile liabilities | $164,456,000 | 942 |
| Insider loans | $11,423,000 | 589 |
| FHLB advances | $81,456,000 | 563 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $152,447,000 | 756 |
| Tier 1 (core) risk-based capital | $89,238,000 | 683 |
| Tier 2 risk-based capital | $6,882,000 | 762 |
| Total risk weighted assets | $604,014,000 | 772 |
| Total unused commitments | $152,447,000 | 756 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 152 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $601,439,000 | 1,050 |
| Cash and due from depository institutions | $10,438,000 | 1,109 |
| Interest-bearing balances | $930,000 | 2,644 |
| Securities | $8,823,000 | 6,554 |
| Federal funds sold & reverse repurchase agreements | $2,059,000 | 4,225 |
| Net loans & leases | $555,318,000 | 775 |
| Loan loss allowance | $6,152,000 | 811 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,918,000 | 1,266 |
| Other real estate owned | $0 | 1,109 |
| Goodwill and other intangibles | $249,000 | 2,502 |
| All other assets | $15,634,000 | 1,134 |
| Life insurance assets | $519,000 | 3,299 |
| Total liabilities and capital | $601,439,000 | 1,050 |
| Total liabilities | $514,861,000 | 1,097 |
| Total deposits | $426,498,000 | 1,143 |
| Interest-bearing deposits | $367,401,000 | 1,139 |
| Deposits held in domestic offices | $426,498,000 | 1,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $79,827,000 | 619 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,536,000 | 702 |
| Total equity capital | $86,578,000 | 735 |
| Total bank equity capital | $86,578,000 | 735 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,374,000 | 2,440 |
| Surplus | $61,174,000 | 498 |
| Undivided profits | $24,030,000 | 1,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $474,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,664,000 | 885 |
| Earning assets | $567,130,000 | 1,017 |
| Long-term assets (5+ years) | $109,695,000 | 948 |
| Average Assets, year-to-date | $574,646,000 | 1,086 |
| Average Assets, quarterly | $574,646,000 | 1,086 |
| Volatile liabilities | $157,420,000 | 945 |
| Insider loans | $11,142,000 | 601 |
| FHLB advances | $79,471,000 | 554 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $203,352,000 | 603 |
| Tier 1 (core) risk-based capital | $86,412,000 | 686 |
| Tier 2 risk-based capital | $6,152,000 | 823 |
| Total risk weighted assets | $552,858,000 | 818 |
| Total unused commitments | $203,352,000 | 603 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 142 | 1,185 |
| Assets and Liabilities | ||
| Total Assets: | $547,853,000 | 1,134 |
| Cash and due from depository institutions | $12,445,000 | 1,185 |
| Interest-bearing balances | $541,000 | 3,259 |
| Securities | $8,924,000 | 6,562 |
| Federal funds sold & reverse repurchase agreements | $1,159,000 | 4,694 |
| Net loans & leases | $502,855,000 | 839 |
| Loan loss allowance | $5,523,000 | 895 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $8,375,000 | 1,334 |
| Other real estate owned | $0 | 1,185 |
| Goodwill and other intangibles | $249,000 | 2,500 |
| All other assets | $13,846,000 | 1,247 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $547,853,000 | 1,134 |
| Total liabilities | $481,777,000 | 1,171 |
| Total deposits | $404,460,000 | 1,201 |
| Interest-bearing deposits | $341,890,000 | 1,203 |
| Deposits held in domestic offices | $404,460,000 | 1,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $70,987,000 | 692 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,330,000 | 844 |
| Total equity capital | $66,076,000 | 928 |
| Total bank equity capital | $66,076,000 | 928 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,374,000 | 2,436 |
| Surplus | $43,001,000 | 660 |
| Undivided profits | $21,701,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $182,000 | 5,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,145,000 | 1,049 |
| Earning assets | $513,479,000 | 1,103 |
| Long-term assets (5+ years) | $108,370,000 | 945 |
| Average Assets, year-to-date | $459,081,800 | 1,297 |
| Average Assets, quarterly | $527,021,500 | 1,170 |
| Volatile liabilities | $140,473,000 | 1,025 |
| Insider loans | $10,345,000 | 608 |
| FHLB advances | $70,604,000 | 620 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $177,587,000 | 664 |
| Tier 1 (core) risk-based capital | $65,833,000 | 869 |
| Tier 2 risk-based capital | $5,523,000 | 898 |
| Total risk weighted assets | $497,927,000 | 889 |
| Total unused commitments | $177,587,000 | 664 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 131 | 1,303 |
| Assets and Liabilities | ||
| Total Assets: | $506,190,000 | 1,205 |
| Cash and due from depository institutions | $6,304,000 | 1,303 |
| Interest-bearing balances | $237,000 | 4,178 |
| Securities | $5,059,000 | 7,469 |
| Federal funds sold & reverse repurchase agreements | $750,000 | 4,854 |
| Net loans & leases | $474,390,000 | 871 |
| Loan loss allowance | $4,648,000 | 1,048 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,162,000 | 1,765 |
| Other real estate owned | $158,000 | 1,303 |
| Goodwill and other intangibles | $249,000 | 2,484 |
| All other assets | $13,118,000 | 1,278 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $506,190,000 | 1,205 |
| Total liabilities | $442,234,000 | 1,244 |
| Total deposits | $357,592,000 | 1,341 |
| Interest-bearing deposits | $318,254,000 | 1,282 |
| Deposits held in domestic offices | $357,592,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $77,685,000 | 633 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,957,000 | 771 |
| Total equity capital | $63,956,000 | 948 |
| Total bank equity capital | $63,956,000 | 948 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,374,000 | 2,413 |
| Surplus | $43,001,000 | 646 |
| Undivided profits | $19,581,000 | 1,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,591,000 | 1,228 |
| Earning assets | $480,436,000 | 1,160 |
| Long-term assets (5+ years) | $94,404,000 | 1,060 |
| Average Assets, year-to-date | $436,889,000 | 1,350 |
| Average Assets, quarterly | $490,309,500 | 1,234 |
| Volatile liabilities | $140,269,000 | 982 |
| Insider loans | $10,439,000 | 582 |
| FHLB advances | $77,279,000 | 569 |
| Loans and leases held for sale | $3,715,000 | 478 |
| Unused loan commitments | $122,397,000 | 845 |
| Tier 1 (core) risk-based capital | $63,694,000 | 879 |
| Tier 2 risk-based capital | $4,648,000 | 1,018 |
| Total risk weighted assets | $463,076,000 | 919 |
| Total unused commitments | $122,397,000 | 846 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 126 | 1,371 |
| Assets and Liabilities | ||
| Total Assets: | $474,429,000 | 1,264 |
| Cash and due from depository institutions | $8,154,000 | 1,371 |
| Interest-bearing balances | $197,000 | 4,344 |
| Securities | $5,696,000 | 7,355 |
| Federal funds sold & reverse repurchase agreements | $1,660,000 | 3,752 |
| Net loans & leases | $442,759,000 | 910 |
| Loan loss allowance | $3,806,000 | 1,265 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,214,000 | 2,080 |
| Other real estate owned | $0 | 1,371 |
| Goodwill and other intangibles | $253,000 | 2,472 |
| All other assets | $10,693,000 | 1,502 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $474,429,000 | 1,264 |
| Total liabilities | $412,529,000 | 1,306 |
| Total deposits | $354,360,000 | 1,321 |
| Interest-bearing deposits | $308,372,000 | 1,298 |
| Deposits held in domestic offices | $354,360,000 | 1,317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $52,466,000 | 885 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,703,000 | 830 |
| Total equity capital | $61,900,000 | 958 |
| Total bank equity capital | $61,900,000 | 958 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,375,000 | 2,386 |
| Surplus | $43,001,000 | 634 |
| Undivided profits | $17,524,000 | 1,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 3,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,290,000 | 1,287 |
| Earning assets | $450,312,000 | 1,206 |
| Long-term assets (5+ years) | $77,158,000 | 1,244 |
| Average Assets, year-to-date | $413,788,670 | 1,425 |
| Average Assets, quarterly | $433,964,500 | 1,367 |
| Volatile liabilities | $109,823,000 | 1,183 |
| Insider loans | $9,035,000 | 665 |
| FHLB advances | $52,057,000 | 815 |
| Loans and leases held for sale | $32,004,000 | 152 |
| Unused loan commitments | $108,563,000 | 907 |
| Tier 1 (core) risk-based capital | $61,622,000 | 883 |
| Tier 2 risk-based capital | $3,806,000 | 1,229 |
| Total risk weighted assets | $403,313,000 | 1,042 |
| Total unused commitments | $108,563,000 | 907 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 114 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $393,500,000 | 1,527 |
| Cash and due from depository institutions | $6,429,000 | 1,495 |
| Interest-bearing balances | $202,000 | 4,329 |
| Securities | $6,770,000 | 7,156 |
| Federal funds sold & reverse repurchase agreements | $459,000 | 5,673 |
| Net loans & leases | $365,161,000 | 1,067 |
| Loan loss allowance | $3,122,000 | 1,531 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,201,000 | 2,054 |
| Other real estate owned | $0 | 1,495 |
| Goodwill and other intangibles | $266,000 | 2,449 |
| All other assets | $9,214,000 | 1,679 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $393,500,000 | 1,527 |
| Total liabilities | $351,740,000 | 1,542 |
| Total deposits | $290,760,000 | 1,636 |
| Interest-bearing deposits | $251,839,000 | 1,590 |
| Deposits held in domestic offices | $290,760,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,395,000 | 811 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,585,000 | 858 |
| Total equity capital | $41,760,000 | 1,374 |
| Total bank equity capital | $41,760,000 | 1,374 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,375,000 | 2,393 |
| Surplus | $24,462,000 | 993 |
| Undivided profits | $15,923,000 | 2,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $493,000 | 3,757 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,892,000 | 1,555 |
| Earning assets | $372,592,000 | 1,471 |
| Long-term assets (5+ years) | $67,446,000 | 1,454 |
| Average Assets, year-to-date | $383,468,500 | 1,558 |
| Average Assets, quarterly | $383,468,500 | 1,558 |
| Volatile liabilities | $104,019,000 | 1,173 |
| Insider loans | $8,486,000 | 688 |
| FHLB advances | $54,983,000 | 747 |
| Loans and leases held for sale | $14,349,000 | 217 |
| Unused loan commitments | $96,965,000 | 967 |
| Tier 1 (core) risk-based capital | $41,485,000 | 1,304 |
| Tier 2 risk-based capital | $3,122,000 | 1,492 |
| Total risk weighted assets | $338,896,000 | 1,225 |
| Total unused commitments | $96,965,000 | 968 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 93 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $373,437,000 | 1,606 |
| Cash and due from depository institutions | $8,589,000 | 1,835 |
| Interest-bearing balances | $196,000 | 4,433 |
| Securities | $6,945,000 | 7,141 |
| Federal funds sold & reverse repurchase agreements | $420,000 | 5,544 |
| Net loans & leases | $343,520,000 | 1,130 |
| Loan loss allowance | $2,839,000 | 1,636 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,257,000 | 2,017 |
| Other real estate owned | $0 | 1,835 |
| Goodwill and other intangibles | $278,000 | 2,426 |
| All other assets | $8,428,000 | 1,781 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $373,437,000 | 1,606 |
| Total liabilities | $333,090,000 | 1,618 |
| Total deposits | $278,873,000 | 1,689 |
| Interest-bearing deposits | $239,487,000 | 1,679 |
| Deposits held in domestic offices | $278,873,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $49,581,000 | 915 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $4,636,000 | 974 |
| Total equity capital | $40,347,000 | 1,414 |
| Total bank equity capital | $40,347,000 | 1,414 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,375,000 | 2,380 |
| Surplus | $24,324,000 | 979 |
| Undivided profits | $14,648,000 | 2,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,693,000 | 1,715 |
| Earning assets | $351,081,000 | 1,564 |
| Long-term assets (5+ years) | $67,195,000 | 1,487 |
| Average Assets, year-to-date | $328,841,800 | 1,713 |
| Average Assets, quarterly | $357,422,000 | 1,652 |
| Volatile liabilities | $95,262,000 | 1,256 |
| Insider loans | $5,422,000 | 1,123 |
| FHLB advances | $49,140,000 | 836 |
| Loans and leases held for sale | $31,107,000 | 139 |
| Unused loan commitments | $81,246,000 | 1,072 |
| Tier 1 (core) risk-based capital | $40,016,000 | 1,330 |
| Tier 2 risk-based capital | $2,839,000 | 1,597 |
| Total risk weighted assets | $311,608,000 | 1,332 |
| Total unused commitments | $81,246,000 | 1,072 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 84 | 2,030 |
| Assets and Liabilities | ||
| Total Assets: | $341,407,000 | 1,718 |
| Cash and due from depository institutions | $5,337,000 | 2,030 |
| Interest-bearing balances | $197,000 | 4,507 |
| Securities | $8,112,000 | 6,909 |
| Federal funds sold & reverse repurchase agreements | $478,000 | 5,185 |
| Net loans & leases | $314,443,000 | 1,217 |
| Loan loss allowance | $3,497,000 | 1,350 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,318,000 | 1,961 |
| Other real estate owned | $0 | 2,030 |
| Goodwill and other intangibles | $291,000 | 2,365 |
| All other assets | $7,428,000 | 1,918 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $341,407,000 | 1,718 |
| Total liabilities | $315,501,000 | 1,682 |
| Total deposits | $255,241,000 | 1,823 |
| Interest-bearing deposits | $219,436,000 | 1,773 |
| Deposits held in domestic offices | $255,241,000 | 1,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $55,774,000 | 830 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,486,000 | 992 |
| Total equity capital | $25,906,000 | 2,236 |
| Total bank equity capital | $25,906,000 | 2,236 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,375,000 | 2,376 |
| Surplus | $10,079,000 | 1,998 |
| Undivided profits | $14,452,000 | 2,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,088,000 | 1,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,524,000 | 2,023 |
| Earning assets | $323,230,000 | 1,669 |
| Long-term assets (5+ years) | $84,356,000 | 1,223 |
| Average Assets, year-to-date | $317,693,000 | 1,771 |
| Average Assets, quarterly | $333,001,500 | 1,731 |
| Volatile liabilities | $109,227,000 | 1,085 |
| Insider loans | $4,433,000 | 1,330 |
| FHLB advances | $55,329,000 | 754 |
| Loans and leases held for sale | $28,798,000 | 139 |
| Unused loan commitments | $62,147,000 | 1,329 |
| Tier 1 (core) risk-based capital | $25,486,000 | 2,164 |
| Tier 2 risk-based capital | $3,497,000 | 1,316 |
| Total risk weighted assets | $285,774,000 | 1,434 |
| Total unused commitments | $62,147,000 | 1,330 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $324,596,000 | 1,764 |
| Cash and due from depository institutions | $8,954,000 | 1,931 |
| Interest-bearing balances | $1,521,000 | 2,414 |
| Securities | $10,104,000 | 6,564 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $293,652,000 | 1,275 |
| Loan loss allowance | $3,342,000 | 1,404 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,377,000 | 1,906 |
| Other real estate owned | $0 | 1,931 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,509,000 | 2,128 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $324,596,000 | 1,764 |
| Total liabilities | $299,924,000 | 1,738 |
| Total deposits | $256,892,000 | 1,794 |
| Interest-bearing deposits | $218,645,000 | 1,771 |
| Deposits held in domestic offices | $256,892,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $143,000 | 3,611 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $38,675,000 | 1,095 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,214,000 | 982 |
| Total equity capital | $24,672,000 | 2,247 |
| Total bank equity capital | $24,672,000 | 2,247 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,375,000 | 2,379 |
| Surplus | $9,921,000 | 2,004 |
| Undivided profits | $13,376,000 | 2,275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,943,000 | 1,451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,509,000 | 1,877 |
| Earning assets | $305,277,000 | 1,723 |
| Long-term assets (5+ years) | $82,128,000 | 1,287 |
| Average Assets, year-to-date | $309,788,330 | 1,816 |
| Average Assets, quarterly | $305,862,000 | 1,863 |
| Volatile liabilities | $90,870,000 | 1,247 |
| Insider loans | $3,909,000 | 1,479 |
| FHLB advances | $38,275,000 | 1,008 |
| Loans and leases held for sale | $33,806,000 | 137 |
| Unused loan commitments | $55,621,000 | 1,436 |
| Tier 1 (core) risk-based capital | $24,604,000 | 2,181 |
| Tier 2 risk-based capital | $3,310,000 | 1,361 |
| Total risk weighted assets | $264,810,000 | 1,516 |
| Total unused commitments | $55,621,000 | 1,439 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 91 | 1,880 |
| Assets and Liabilities | ||
| Total Assets: | $287,128,000 | 1,972 |
| Cash and due from depository institutions | $8,191,000 | 1,880 |
| Interest-bearing balances | $450,000 | 3,861 |
| Securities | $8,350,000 | 6,916 |
| Federal funds sold & reverse repurchase agreements | $157,000 | 6,564 |
| Net loans & leases | $258,101,000 | 1,424 |
| Loan loss allowance | $2,972,000 | 1,546 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,466,000 | 1,826 |
| Other real estate owned | $0 | 1,880 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,863,000 | 1,932 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $287,128,000 | 1,972 |
| Total liabilities | $263,071,000 | 1,934 |
| Total deposits | $258,350,000 | 1,759 |
| Interest-bearing deposits | $222,894,000 | 1,747 |
| Deposits held in domestic offices | $258,350,000 | 1,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $400,000 | 5,263 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,321,000 | 1,077 |
| Total equity capital | $24,057,000 | 2,338 |
| Total bank equity capital | $24,057,000 | 2,338 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,374,000 | 2,376 |
| Surplus | $9,921,000 | 1,968 |
| Undivided profits | $12,762,000 | 2,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,667,000 | 1,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,509,000 | 1,862 |
| Earning assets | $267,058,000 | 1,951 |
| Long-term assets (5+ years) | $74,673,000 | 1,375 |
| Average Assets, year-to-date | $302,384,500 | 1,854 |
| Average Assets, quarterly | $302,384,500 | 1,854 |
| Volatile liabilities | $50,266,000 | 1,962 |
| Insider loans | $2,371,000 | 2,313 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $22,248,000 | 171 |
| Unused loan commitments | $40,649,000 | 1,774 |
| Tier 1 (core) risk-based capital | $23,750,000 | 2,217 |
| Tier 2 risk-based capital | $3,074,000 | 1,446 |
| Total risk weighted assets | $237,791,000 | 1,632 |
| Total unused commitments | $40,649,000 | 1,779 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 91 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $317,641,000 | 1,787 |
| Cash and due from depository institutions | $8,262,000 | 1,896 |
| Interest-bearing balances | $134,000 | 4,940 |
| Securities | $12,431,000 | 6,120 |
| Federal funds sold & reverse repurchase agreements | $341,000 | 5,808 |
| Net loans & leases | $283,198,000 | 1,269 |
| Loan loss allowance | $2,503,000 | 1,816 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,420,000 | 1,836 |
| Other real estate owned | $1,095,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,894,000 | 1,959 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $317,641,000 | 1,787 |
| Total liabilities | $294,148,000 | 1,740 |
| Total deposits | $251,636,000 | 1,798 |
| Interest-bearing deposits | $218,682,000 | 1,766 |
| Deposits held in domestic offices | $251,636,000 | 1,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,000 | 3,427 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $37,418,000 | 1,071 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,089,000 | 913 |
| Total equity capital | $23,493,000 | 2,337 |
| Total bank equity capital | $23,493,000 | 2,337 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,374,000 | 2,393 |
| Surplus | $9,921,000 | 1,941 |
| Undivided profits | $12,198,000 | 2,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,845,000 | 1,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,505,000 | 1,956 |
| Earning assets | $296,104,000 | 1,758 |
| Long-term assets (5+ years) | $71,317,000 | 1,453 |
| Average Assets, year-to-date | $281,276,000 | 1,920 |
| Average Assets, quarterly | $296,787,000 | 1,879 |
| Volatile liabilities | $84,829,000 | 1,265 |
| Insider loans | $5,406,000 | 1,012 |
| FHLB advances | $36,992,000 | 979 |
| Loans and leases held for sale | $56,132,000 | 96 |
| Unused loan commitments | $30,537,000 | 2,118 |
| Tier 1 (core) risk-based capital | $23,100,000 | 2,266 |
| Tier 2 risk-based capital | $2,592,000 | 1,664 |
| Total risk weighted assets | $267,371,000 | 1,451 |
| Total unused commitments | $30,537,000 | 2,121 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 86 | 2,020 |
| Assets and Liabilities | ||
| Total Assets: | $275,933,000 | 2,034 |
| Cash and due from depository institutions | $8,813,000 | 2,020 |
| Interest-bearing balances | $265,000 | 4,431 |
| Securities | $13,220,000 | 5,870 |
| Federal funds sold & reverse repurchase agreements | $215,000 | 6,297 |
| Net loans & leases | $242,614,000 | 1,487 |
| Loan loss allowance | $2,371,000 | 1,927 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,534,000 | 1,776 |
| Other real estate owned | $0 | 2,020 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $5,537,000 | 2,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,933,000 | 2,034 |
| Total liabilities | $252,260,000 | 2,001 |
| Total deposits | $247,284,000 | 1,830 |
| Interest-bearing deposits | $217,472,000 | 1,780 |
| Deposits held in domestic offices | $247,284,000 | 1,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,000 | 3,301 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,018,000 | 4,821 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,901,000 | 1,182 |
| Total equity capital | $23,673,000 | 2,320 |
| Total bank equity capital | $23,673,000 | 2,320 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,374,000 | 2,407 |
| Surplus | $9,921,000 | 1,916 |
| Undivided profits | $12,378,000 | 2,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,717,000 | 1,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,506,000 | 2,067 |
| Earning assets | $256,314,000 | 2,004 |
| Long-term assets (5+ years) | $66,955,000 | 1,522 |
| Average Assets, year-to-date | $272,184,750 | 2,002 |
| Average Assets, quarterly | $278,463,000 | 1,999 |
| Volatile liabilities | $47,921,000 | 1,981 |
| Insider loans | $5,925,000 | 890 |
| FHLB advances | $592,000 | 4,876 |
| Loans and leases held for sale | $21,930,000 | 207 |
| Unused loan commitments | $31,580,000 | 2,093 |
| Tier 1 (core) risk-based capital | $23,306,000 | 2,242 |
| Tier 2 risk-based capital | $2,460,000 | 1,736 |
| Total risk weighted assets | $245,174,000 | 1,573 |
| Total unused commitments | $31,580,000 | 2,096 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 91 | 1,920 |
| Assets and Liabilities | ||
| Total Assets: | $280,993,000 | 1,976 |
| Cash and due from depository institutions | $7,756,000 | 1,920 |
| Interest-bearing balances | $523,000 | 3,842 |
| Securities | $14,036,000 | 5,668 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $247,787,000 | 1,437 |
| Loan loss allowance | $2,307,000 | 1,944 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,626,000 | 1,703 |
| Other real estate owned | $0 | 1,920 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,788,000 | 2,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $280,993,000 | 1,976 |
| Total liabilities | $258,135,000 | 1,943 |
| Total deposits | $234,037,000 | 1,910 |
| Interest-bearing deposits | $206,845,000 | 1,855 |
| Deposits held in domestic offices | $234,037,000 | 1,905 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $119,000 | 3,136 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $20,315,000 | 1,549 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,664,000 | 1,267 |
| Total equity capital | $22,858,000 | 2,403 |
| Total bank equity capital | $22,858,000 | 2,403 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,374,000 | 2,407 |
| Surplus | $9,921,000 | 1,875 |
| Undivided profits | $11,563,000 | 2,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,419,000 | 2,116 |
| Earning assets | $262,346,000 | 1,948 |
| Long-term assets (5+ years) | $59,900,000 | 1,583 |
| Average Assets, year-to-date | $270,935,330 | 2,001 |
| Average Assets, quarterly | $278,471,500 | 1,967 |
| Volatile liabilities | $65,335,000 | 1,526 |
| Insider loans | $4,454,000 | 1,190 |
| FHLB advances | $19,889,000 | 1,479 |
| Loans and leases held for sale | $32,817,000 | 206 |
| Unused loan commitments | $33,436,000 | 1,951 |
| Tier 1 (core) risk-based capital | $22,347,000 | 2,290 |
| Tier 2 risk-based capital | $2,397,000 | 1,740 |
| Total risk weighted assets | $244,926,000 | 1,543 |
| Total unused commitments | $33,436,000 | 1,961 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 88 | 1,961 |
| Assets and Liabilities | ||
| Total Assets: | $275,950,000 | 1,989 |
| Cash and due from depository institutions | $7,778,000 | 1,961 |
| Interest-bearing balances | $199,000 | 4,709 |
| Securities | $15,129,000 | 5,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $242,158,000 | 1,432 |
| Loan loss allowance | $2,225,000 | 1,966 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,707,000 | 1,646 |
| Other real estate owned | $0 | 1,961 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,178,000 | 2,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,950,000 | 1,989 |
| Total liabilities | $254,141,000 | 1,936 |
| Total deposits | $234,074,000 | 1,887 |
| Interest-bearing deposits | $205,522,000 | 1,848 |
| Deposits held in domestic offices | $234,074,000 | 1,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,000 | 2,887 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $16,191,000 | 1,709 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,679,000 | 1,284 |
| Total equity capital | $21,809,000 | 2,442 |
| Total bank equity capital | $21,809,000 | 2,442 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,374,000 | 2,422 |
| Surplus | $9,921,000 | 1,845 |
| Undivided profits | $10,514,000 | 2,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,565,000 | 1,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,397,000 | 2,165 |
| Earning assets | $257,486,000 | 1,949 |
| Long-term assets (5+ years) | $55,614,000 | 1,621 |
| Average Assets, year-to-date | $265,906,500 | 2,027 |
| Average Assets, quarterly | $265,906,500 | 2,027 |
| Volatile liabilities | $59,933,000 | 1,577 |
| Insider loans | $4,979,000 | 1,055 |
| FHLB advances | $15,765,000 | 1,630 |
| Loans and leases held for sale | $43,706,000 | 171 |
| Unused loan commitments | $35,024,000 | 1,807 |
| Tier 1 (core) risk-based capital | $21,474,000 | 2,339 |
| Tier 2 risk-based capital | $2,318,000 | 1,752 |
| Total risk weighted assets | $230,553,000 | 1,596 |
| Total unused commitments | $35,024,000 | 1,817 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 84 | 2,052 |
| Assets and Liabilities | ||
| Total Assets: | $255,863,000 | 2,089 |
| Cash and due from depository institutions | $7,482,000 | 2,052 |
| Interest-bearing balances | $97,000 | 5,376 |
| Securities | $16,020,000 | 5,285 |
| Federal funds sold & reverse repurchase agreements | $59,000 | 6,916 |
| Net loans & leases | $221,310,000 | 1,579 |
| Loan loss allowance | $2,335,000 | 1,829 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,782,000 | 1,607 |
| Other real estate owned | $0 | 2,052 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,210,000 | 2,234 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $255,863,000 | 2,089 |
| Total liabilities | $234,722,000 | 2,055 |
| Total deposits | $228,936,000 | 1,887 |
| Interest-bearing deposits | $202,559,000 | 1,834 |
| Deposits held in domestic offices | $228,936,000 | 1,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $287,000 | 2,954 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,053,000 | 4,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,446,000 | 1,338 |
| Total equity capital | $21,141,000 | 2,492 |
| Total bank equity capital | $21,141,000 | 2,492 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,374,000 | 2,424 |
| Surplus | $9,921,000 | 1,807 |
| Undivided profits | $9,846,000 | 2,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,385,000 | 2,291 |
| Earning assets | $237,486,000 | 2,076 |
| Long-term assets (5+ years) | $65,153,000 | 1,422 |
| Average Assets, year-to-date | $240,307,800 | 2,127 |
| Average Assets, quarterly | $254,282,000 | 2,083 |
| Volatile liabilities | $45,553,000 | 1,977 |
| Insider loans | $3,521,000 | 1,513 |
| FHLB advances | $1,600,000 | 4,291 |
| Loans and leases held for sale | $27,792,000 | 238 |
| Unused loan commitments | $30,860,000 | 1,918 |
| Tier 1 (core) risk-based capital | $20,831,000 | 2,368 |
| Tier 2 risk-based capital | $2,402,000 | 1,656 |
| Total risk weighted assets | $218,008,000 | 1,648 |
| Total unused commitments | $30,860,000 | 1,923 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 93 | 1,823 |
| Assets and Liabilities | ||
| Total Assets: | $229,663,000 | 2,220 |
| Cash and due from depository institutions | $20,430,000 | 1,823 |
| Interest-bearing balances | $13,977,000 | 489 |
| Securities | $16,392,000 | 5,132 |
| Federal funds sold & reverse repurchase agreements | $5,320,000 | 2,635 |
| Net loans & leases | $175,611,000 | 1,873 |
| Loan loss allowance | $1,988,000 | 2,017 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,742,000 | 1,540 |
| Other real estate owned | $328,000 | 1,823 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,840,000 | 1,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,663,000 | 2,220 |
| Total liabilities | $210,533,000 | 2,168 |
| Total deposits | $205,860,000 | 1,996 |
| Interest-bearing deposits | $180,360,000 | 1,966 |
| Deposits held in domestic offices | $205,860,000 | 1,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,424,000 | 2,411 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $479,000 | 5,048 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,770,000 | 1,558 |
| Total equity capital | $19,130,000 | 2,565 |
| Total bank equity capital | $19,130,000 | 2,565 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,374,000 | 2,470 |
| Surplus | $9,921,000 | 1,709 |
| Undivided profits | $7,835,000 | 3,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,386,000 | 2,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,320,000 | 2,618 |
| Earning assets | $211,300,000 | 2,210 |
| Long-term assets (5+ years) | $87,916,000 | 1,072 |
| Average Assets, year-to-date | $222,286,600 | 2,187 |
| Average Assets, quarterly | $229,351,500 | 2,202 |
| Volatile liabilities | $36,502,000 | 2,295 |
| Insider loans | $5,415,000 | 882 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $25,131,000 | 2,129 |
| Tier 1 (core) risk-based capital | $19,068,000 | 2,460 |
| Tier 2 risk-based capital | $2,036,000 | 1,809 |
| Total risk weighted assets | $193,021,000 | 1,768 |
| Total unused commitments | $25,131,000 | 2,134 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 86 | 1,958 |
| Assets and Liabilities | ||
| Total Assets: | $205,472,000 | 2,372 |
| Cash and due from depository institutions | $14,418,000 | 1,958 |
| Interest-bearing balances | $7,572,000 | 601 |
| Securities | $20,160,000 | 4,595 |
| Federal funds sold & reverse repurchase agreements | $7,181,000 | 1,672 |
| Net loans & leases | $155,560,000 | 2,034 |
| Loan loss allowance | $1,920,000 | 1,987 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,680,000 | 1,855 |
| Other real estate owned | $150,000 | 1,958 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,323,000 | 2,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,472,000 | 2,372 |
| Total liabilities | $192,976,000 | 2,277 |
| Total deposits | $184,673,000 | 2,139 |
| Interest-bearing deposits | $167,275,000 | 2,018 |
| Deposits held in domestic offices | $184,673,000 | 2,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,382,000 | 1,509 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $505,000 | 4,966 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,416,000 | 1,764 |
| Total equity capital | $12,496,000 | 3,644 |
| Total bank equity capital | $12,496,000 | 3,644 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,374,000 | 2,520 |
| Surplus | $3,421,000 | 4,004 |
| Undivided profits | $7,701,000 | 3,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,112,000 | 2,429 |
| Earning assets | $190,473,000 | 2,346 |
| Long-term assets (5+ years) | $74,951,000 | 1,181 |
| Average Assets, year-to-date | $178,217,800 | 2,588 |
| Average Assets, quarterly | $195,035,500 | 2,465 |
| Volatile liabilities | $38,882,000 | 2,159 |
| Insider loans | $6,813,000 | 664 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $22,266,000 | 2,163 |
| Tier 1 (core) risk-based capital | $12,665,000 | 3,474 |
| Tier 2 risk-based capital | $1,920,000 | 1,854 |
| Total risk weighted assets | $165,679,400 | 1,939 |
| Total unused commitments | $22,266,000 | 2,168 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $156,883,000 | 2,969 |
| Cash and due from depository institutions | $6,298,000 | 2,031 |
| Interest-bearing balances | $153,000 | 4,282 |
| Securities | $20,733,000 | 4,729 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $123,720,000 | 2,416 |
| Loan loss allowance | $931,000 | 3,639 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,947,000 | 2,888 |
| Other real estate owned | $582,000 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,603,000 | 3,203 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,883,000 | 2,969 |
| Total liabilities | $144,847,000 | 2,911 |
| Total deposits | $138,430,000 | 2,747 |
| Interest-bearing deposits | $123,287,000 | 2,671 |
| Deposits held in domestic offices | $138,430,000 | 2,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,156,000 | 1,862 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $531,000 | 4,954 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,730,000 | 2,121 |
| Total equity capital | $12,036,000 | 3,634 |
| Total bank equity capital | $12,036,000 | 3,634 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,374,000 | 2,570 |
| Surplus | $3,421,000 | 3,999 |
| Undivided profits | $7,241,000 | 3,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,182,000 | 1,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $817,000 | 2,854 |
| Earning assets | $144,606,000 | 2,947 |
| Long-term assets (5+ years) | $50,738,000 | 1,690 |
| Average Assets, year-to-date | $140,241,400 | 3,161 |
| Average Assets, quarterly | $150,909,000 | 3,044 |
| Volatile liabilities | $23,546,000 | 3,066 |
| Insider loans | $3,926,000 | 1,191 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $15,977,000 | 2,769 |
| Tier 1 (core) risk-based capital | $12,564,000 | 3,490 |
| Tier 2 risk-based capital | $931,000 | 3,342 |
| Total risk weighted assets | $131,473,200 | 2,328 |
| Total unused commitments | $15,977,000 | 2,775 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 71 | 2,474 |
| Assets and Liabilities | ||
| Total Assets: | $132,113,000 | 3,399 |
| Cash and due from depository institutions | $5,340,000 | 2,474 |
| Interest-bearing balances | $8,000 | 6,364 |
| Securities | $22,998,000 | 4,405 |
| Federal funds sold & reverse repurchase agreements | $7,378,000 | 2,351 |
| Net loans & leases | $90,235,000 | 3,016 |
| Loan loss allowance | $969,000 | 3,431 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,805,000 | 2,869 |
| Other real estate owned | $999,000 | 2,474 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,358,000 | 3,100 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,113,000 | 3,399 |
| Total liabilities | $120,761,000 | 3,351 |
| Total deposits | $116,280,000 | 3,247 |
| Interest-bearing deposits | $99,736,000 | 3,230 |
| Deposits held in domestic offices | $116,280,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,484,000 | 1,846 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $557,000 | 4,126 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,440,000 | 2,608 |
| Total equity capital | $11,352,000 | 3,899 |
| Total bank equity capital | $11,352,000 | 3,899 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,374,000 | 2,548 |
| Surplus | $3,421,000 | 3,872 |
| Undivided profits | $6,557,000 | 3,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 1,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $651,000 | 3,587 |
| Earning assets | $120,619,000 | 3,432 |
| Long-term assets (5+ years) | $41,350,000 | 1,858 |
| Average Assets, year-to-date | $122,345,200 | 3,469 |
| Average Assets, quarterly | $128,832,000 | 3,425 |
| Volatile liabilities | $19,015,000 | 3,128 |
| Insider loans | $3,323,000 | 1,299 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $14,065,000 | 2,920 |
| Tier 1 (core) risk-based capital | $11,398,000 | 3,734 |
| Tier 2 risk-based capital | $969,000 | 3,107 |
| Total risk weighted assets | $96,758,600 | 2,912 |
| Total unused commitments | $14,065,000 | 2,926 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 67 | 2,698 |
| Assets and Liabilities | ||
| Total Assets: | $116,109,000 | 3,782 |
| Cash and due from depository institutions | $4,272,000 | 2,698 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $22,664,000 | 4,504 |
| Federal funds sold & reverse repurchase agreements | $6,440,000 | 2,151 |
| Net loans & leases | $76,933,000 | 3,493 |
| Loan loss allowance | $969,000 | 3,455 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,543,000 | 3,106 |
| Other real estate owned | $1,533,000 | 2,698 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,724,000 | 3,980 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,109,000 | 3,782 |
| Total liabilities | $105,813,000 | 3,718 |
| Total deposits | $100,999,000 | 3,673 |
| Interest-bearing deposits | $88,677,000 | 3,595 |
| Deposits held in domestic offices | $100,999,000 | 3,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,760,000 | 1,920 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $583,000 | 3,926 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,471,000 | 2,598 |
| Total equity capital | $10,296,000 | 4,191 |
| Total bank equity capital | $10,296,000 | 4,191 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,374,000 | 2,578 |
| Surplus | $3,421,000 | 3,801 |
| Undivided profits | $5,501,000 | 4,171 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,574,000 | 1,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $603,000 | 3,942 |
| Earning assets | $106,037,000 | 3,821 |
| Long-term assets (5+ years) | $29,257,000 | 2,114 |
| Average Assets, year-to-date | $109,022,000 | 3,839 |
| Average Assets, quarterly | $114,128,000 | 3,787 |
| Volatile liabilities | $11,486,000 | 4,544 |
| Insider loans | $3,095,000 | 1,373 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,511,000 | 3,816 |
| Tier 1 (core) risk-based capital | $10,288,000 | 4,050 |
| Tier 2 risk-based capital | $969,000 | 3,017 |
| Total risk weighted assets | $82,083,700 | 3,329 |
| Total unused commitments | $8,511,000 | 3,819 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 55 | 3,429 |
| Assets and Liabilities | ||
| Total Assets: | $106,173,000 | 4,198 |
| Cash and due from depository institutions | $5,563,000 | 3,429 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $23,663,000 | 4,693 |
| Federal funds sold & reverse repurchase agreements | $5,718,000 | 2,294 |
| Net loans & leases | $64,574,000 | 4,117 |
| Loan loss allowance | $932,000 | 3,732 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,637,000 | 2,941 |
| Other real estate owned | $1,720,000 | 3,429 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,298,000 | 3,171 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,173,000 | 4,198 |
| Total liabilities | $96,846,000 | 4,136 |
| Total deposits | $90,507,000 | 4,166 |
| Interest-bearing deposits | $79,576,000 | 4,079 |
| Deposits held in domestic offices | $90,507,000 | 4,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,573,000 | 1,835 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $609,000 | 3,776 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,157,000 | 1,901 |
| Total equity capital | $9,327,000 | 4,598 |
| Total bank equity capital | $9,327,000 | 4,598 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,374,000 | 2,746 |
| Surplus | $3,421,000 | 3,886 |
| Undivided profits | $4,532,000 | 4,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 1,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $539,000 | 4,286 |
| Earning assets | $93,955,000 | 4,336 |
| Long-term assets (5+ years) | $50,719,000 | 1,270 |
| Average Assets, year-to-date | $101,355,000 | 4,207 |
| Average Assets, quarterly | $104,223,000 | 4,213 |
| Volatile liabilities | $8,869,000 | 5,237 |
| Insider loans | $3,248,000 | 1,328 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,276,000 | 4,133 |
| Tier 1 (core) risk-based capital | $9,355,000 | 4,478 |
| Tier 2 risk-based capital | $892,090 | 3,316 |
| Total risk weighted assets | $71,327,390 | 3,787 |
| Total unused commitments | $7,276,000 | 4,147 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 58 | 3,365 |
| Assets and Liabilities | ||
| Total Assets: | $95,101,000 | 4,623 |
| Cash and due from depository institutions | $5,134,000 | 3,365 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,258,000 | 6,151 |
| Federal funds sold & reverse repurchase agreements | $5,132,000 | 2,807 |
| Net loans & leases | $59,810,000 | 4,287 |
| Loan loss allowance | $1,256,000 | 2,881 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,549,000 | 2,973 |
| Other real estate owned | $3,467,000 | 3,365 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,751,000 | 4,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,101,000 | 4,623 |
| Total liabilities | $86,577,000 | 4,569 |
| Total deposits | $82,566,000 | 4,550 |
| Interest-bearing deposits | $69,109,000 | 4,678 |
| Deposits held in domestic offices | $82,566,000 | 4,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,291,000 | 2,094 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $684,000 | 3,242 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,036,000 | 3,532 |
| Total equity capital | $8,524,000 | 4,956 |
| Total bank equity capital | $8,524,000 | 4,956 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,374,000 | 2,846 |
| Surplus | $3,421,000 | 3,872 |
| Undivided profits | $3,729,000 | 5,489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,853,000 | 1,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $483,000 | 4,891 |
| Earning assets | $82,200,000 | 4,885 |
| Long-term assets (5+ years) | $42,637,000 | 1,353 |
| Average Assets, year-to-date | $88,740,800 | 4,726 |
| Average Assets, quarterly | $94,032,000 | 4,615 |
| Volatile liabilities | $6,697,000 | 5,942 |
| Insider loans | $2,462,000 | 1,771 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,287,000 | 4,368 |
| Tier 1 (core) risk-based capital | $8,516,000 | 4,823 |
| Tier 2 risk-based capital | $841,730 | 3,431 |
| Total risk weighted assets | $66,923,930 | 3,934 |
| Total unused commitments | $6,287,000 | 4,380 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 56 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $81,477,000 | 5,221 |
| Cash and due from depository institutions | $4,679,000 | 3,588 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $14,883,000 | 7,151 |
| Federal funds sold & reverse repurchase agreements | $1,056,000 | 5,349 |
| Net loans & leases | $53,971,000 | 4,605 |
| Loan loss allowance | $1,208,000 | 3,039 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,140,000 | 3,433 |
| Other real estate owned | $3,364,000 | 3,588 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,384,000 | 5,265 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,477,000 | 5,221 |
| Total liabilities | $73,943,000 | 5,229 |
| Total deposits | $71,596,000 | 5,130 |
| Interest-bearing deposits | $61,344,000 | 5,111 |
| Deposits held in domestic offices | $71,596,000 | 5,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $745,000 | 3,636 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $661,000 | 3,535 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $941,000 | 3,207 |
| Total equity capital | $7,534,000 | 5,169 |
| Total bank equity capital | $7,534,000 | 5,169 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,374,000 | 2,953 |
| Surplus | $3,421,000 | 3,802 |
| Undivided profits | $2,739,000 | 6,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $912,000 | 2,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $370,000 | 5,547 |
| Earning assets | $69,910,000 | 5,543 |
| Long-term assets (5+ years) | $33,555,000 | 1,665 |
| Average Assets, year-to-date | $78,184,000 | 5,318 |
| Average Assets, quarterly | $79,749,000 | 5,293 |
| Volatile liabilities | $4,241,000 | 7,330 |
| Insider loans | $2,581,000 | 1,634 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,281,000 | 3,581 |
| Tier 1 (core) risk-based capital | $7,675,000 | 5,182 |
| Tier 2 risk-based capital | $747,140 | 3,778 |
| Total risk weighted assets | $59,310,640 | 4,270 |
| Total unused commitments | $8,281,000 | 3,588 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $79,208,000 | 5,480 |
| Cash and due from depository institutions | $4,559,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $13,923,000 | 7,735 |
| Federal funds sold & reverse repurchase agreements | $6,360,000 | 2,194 |
| Net loans & leases | $47,684,000 | 4,992 |
| Loan loss allowance | $1,129,000 | 3,313 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,179,000 | 3,343 |
| Other real estate owned | $3,550,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $953,000 | 6,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,208,000 | 5,480 |
| Total liabilities | $72,356,000 | 5,428 |
| Total deposits | $69,067,000 | 5,464 |
| Interest-bearing deposits | $57,248,000 | 5,665 |
| Deposits held in domestic offices | $69,067,000 | 5,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,616,000 | 2,395 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $688,000 | 3,101 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $985,000 | 3,156 |
| Total equity capital | $6,852,000 | 5,703 |
| Total bank equity capital | $6,852,000 | 5,703 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,374,000 | 3,038 |
| Surplus | $3,421,000 | 3,754 |
| Undivided profits | $2,057,000 | 7,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $297,000 | 6,139 |
| Earning assets | $67,967,000 | 5,781 |
| Long-term assets (5+ years) | $26,531,000 | 2,112 |
| Average Assets, year-to-date | $75,539,200 | 5,551 |
| Average Assets, quarterly | $78,384,500 | 5,470 |
| Volatile liabilities | $6,622,000 | 5,525 |
| Insider loans | $2,333,000 | 1,761 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,738,000 | 5,051 |
| Tier 1 (core) risk-based capital | $6,852,000 | 5,621 |
| Tier 2 risk-based capital | $692,100 | 3,991 |
| Total risk weighted assets | $54,931,400 | 4,515 |
| Total unused commitments | $4,738,000 | 5,073 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities | ||
| Total Assets: | $71,853,000 | 6,009 |
| Cash and due from depository institutions | $4,476,000 | 3,724 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $14,244,000 | 7,587 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 9,086 |
| Net loans & leases | $45,417,000 | 5,199 |
| Loan loss allowance | $1,035,000 | 3,603 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,008,000 | 3,595 |
| Other real estate owned | $3,745,000 | 3,724 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,093,000 | 5,922 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,853,000 | 6,009 |
| Total liabilities | $65,658,000 | 5,989 |
| Total deposits | $63,784,000 | 5,938 |
| Interest-bearing deposits | $55,481,000 | 5,942 |
| Deposits held in domestic offices | $63,784,000 | 5,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $373,000 | 3,180 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $771,000 | 2,779 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $730,000 | 4,235 |
| Total equity capital | $6,195,000 | 5,985 |
| Total bank equity capital | $6,195,000 | 5,985 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,374,000 | 3,152 |
| Surplus | $3,421,000 | 3,636 |
| Undivided profits | $1,400,000 | 8,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,718,000 | 2,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $354,000 | 5,658 |
| Earning assets | $60,531,000 | 6,402 |
| Long-term assets (5+ years) | $27,453,000 | 2,013 |
| Average Assets, year-to-date | $74,215,000 | 5,707 |
| Average Assets, quarterly | $73,937,500 | 5,808 |
| Volatile liabilities | $6,721,000 | 5,451 |
| Insider loans | $1,082,000 | 765 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,965,000 | 6,127 |
| Tier 1 (core) risk-based capital | $6,195,000 | 5,902 |
| Tier 2 risk-based capital | $669,040 | 4,118 |
| Total risk weighted assets | $53,157,540 | 4,693 |
| Total unused commitments | $2,965,000 | 6,157 |
| Derivatives | $0 | 651 |