Home > Bank of the Cascades > Net charge- offs to loans
Bank of the Cascades, Net charge- offs to loans
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 4,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1652% | 4,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 1,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2144% | 5,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3056% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0935% | 1,038 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9010% | 202 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9685% | 1,153 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0457% | 5,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2350% | 5,734 |
| Percentage Net Loans Charged-off:Construction & development | -0.2236% | 5,084 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3539% | 5,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0404% | 5,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 5,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4725% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4009% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0736% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4693% | 143 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3769% | 5,375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.2570% | 23 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0589% | 5,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3098% | 5,809 |
| Percentage Net Loans Charged-off:Construction & development | -0.3533% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4573% | 5,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0496% | 5,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0641% | 5,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7239% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1050% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6312% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1994% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4053% | 5,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9460% | 18 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0281% | 5,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4312% | 5,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.1243% | 5,068 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6992% | 5,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0698% | 5,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0845% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0960% | 5,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2848% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2564% | 166 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0484% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2955% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5259% | 5,474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0221% | 1,195 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8663% | 6,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.1115% | 5,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3958% | 5,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1392% | 5,741 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0154% | 4,038 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1626% | 5,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9588% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2965% | 186 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7072% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2256% | 169 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5627% | 5,496 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9456% | 1,174 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3959% | 6,056 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3966% | 6,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.3410% | 5,300 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5241% | 5,939 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0342% | 4,758 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1726% | 5,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3847% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3099% | 5,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6659% | 5,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8525% | 179 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9842% | 200 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8334% | 158 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5278% | 5,585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2237% | 1,285 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5522% | 6,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4916% | 6,108 |
| Percentage Net Loans Charged-off:Construction & development | -0.2957% | 5,332 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6844% | 6,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1887% | 5,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5897% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3901% | 6,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1151% | 5,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8369% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3439% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9058% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8282% | 5,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5919% | 1,269 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4405% | 6,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6333% | 6,196 |
| Percentage Net Loans Charged-off:Construction & development | -0.2104% | 5,313 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9311% | 6,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2002% | 6,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7212% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4509% | 6,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1730% | 5,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1437% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4939% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2317% | 150 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5393% | 5,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4331% | 1,255 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.8316% | 6,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1733% | 6,290 |
| Percentage Net Loans Charged-off:Construction & development | -0.3030% | 5,473 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8054% | 6,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1956% | 6,076 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1135% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5732% | 6,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 5,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7254% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6905% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5972% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6385% | 5,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.7904% | 1,234 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0938% | 6,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1639% | 6,215 |
| Percentage Net Loans Charged-off:Construction & development | -1.0419% | 5,728 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0899% | 5,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0356% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0332% | 5,894 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0727% | 983 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0742% | 6,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1361% | 5,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7579% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2289% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5918% | 469 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3404% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.4311% | 1,338 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0540% | 5,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1202% | 6,189 |
| Percentage Net Loans Charged-off:Construction & development | -1.5379% | 5,832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0263% | 5,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0509% | 316 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4510% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 1,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0877% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9231% | 394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4610% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8645% | 369 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2355% | 5,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.0075% | 1,325 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 3,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | -0.2226% | 5,550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0460% | 1,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0657% | 2,266 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7765% | 4,832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4122% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9164% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8971% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8127% | 395 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6919% | 5,939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.1728% | 1,301 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3434% | 6,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2408% | 6,445 |
| Percentage Net Loans Charged-off:Construction & development | 1.5638% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6218% | 6,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3864% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8425% | 4,858 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9199% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7508% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0967% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9342% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2224% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7974% | 5,965 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.6397% | 1,273 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8015% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5272% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 2.5369% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4389% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 2,528 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7537% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1695% | 6,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8235% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3005% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7171% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2577% | 377 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5696% | 6,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 8.9303% | 21 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9751% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6036% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 3.8129% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3789% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4033% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9679% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0739% | 2,871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6515% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0202% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8349% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8372% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8386% | 6,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.6824% | 22 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2540% | 455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6999% | 801 |
| Percentage Net Loans Charged-off:Construction & development | 5.8016% | 221 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3410% | 1,098 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4027% | 1,298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9748% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2871% | 255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5512% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7754% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4300% | 641 |
| Percentage Net Loans Charged-off: All other loans and lease | -6.4152% | 6,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 6.0837% | 19 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2507% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4600% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | 6.2687% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1480% | 673 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 2,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4969% | 163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3217% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8021% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2751% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | -6.8192% | 6,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0974% | 1,289 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0470% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1924% | 285 |
| Percentage Net Loans Charged-off:Construction & development | -0.5790% | 6,245 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4681% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8124% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2938% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3962% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1291% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2198% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7868% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0730% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | -11.7290% | 6,448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3577% | 73 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4366% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2100% | 763 |
| Percentage Net Loans Charged-off:Construction & development | -1.0470% | 6,371 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1024% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6818% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6718% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 5.9323% | 55 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8946% | 550 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3758% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9385% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1382% | 511 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2908% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0457% | 64 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5583% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4971% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -1.1963% | 6,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5348% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4239% | 175 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6890% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3126% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0375% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4592% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9590% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3187% | 479 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5419% | 6,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.7720% | 75 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4775% | 1,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2172% | 2,419 |
| Percentage Net Loans Charged-off:Construction & development | -1.0692% | 6,393 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5807% | 272 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6019% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5537% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5037% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1618% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1616% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0679% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5649% | 6,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1404% | 49 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.2668% | 22 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.7263% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 25.7509% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5083% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5903% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.3355% | 85 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3912% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5102% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9200% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9862% | 247 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5373% | 97 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6275% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | 29.9274% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 9.6541% | 36 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.1332% | 17 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.5428% | 23 |
| Percentage Net Loans Charged-off:Construction & development | 31.2604% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4353% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1852% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.3250% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1995% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 7.7140% | 58 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3827% | 190 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1786% | 237 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1792% | 79 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6753% | 226 |
| Percentage Net Loans Charged-off: All other loans and lease | 37.6006% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.6928% | 28 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2779% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4026% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 5.3096% | 783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5850% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6027% | 703 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0067% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1130% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0075% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8250% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0152% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9241% | 286 |
| Percentage Net Loans Charged-off: All other loans and lease | 23.1800% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 16.3330% | 20 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2413% | 323 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5346% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 4.8119% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7396% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4272% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1501% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5499% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8760% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7361% | 288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5016% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.8579% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | 45.3816% | 41 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.1525% | 19 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6170% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3006% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 7.4989% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4195% | 2,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7512% | 773 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0794% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3428% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 6.2762% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5694% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7045% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5226% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1332% | 1,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.9824% | 62 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4640% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0935% | 810 |
| Percentage Net Loans Charged-off:Construction & development | 7.2263% | 788 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3746% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2294% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0251% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4879% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6306% | 840 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3793% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3735% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3242% | 1,121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.0282% | 50 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3184% | 765 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1687% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 7.7138% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1852% | 2,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8480% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3447% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2210% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4532% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8932% | 249 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9654% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4821% | 873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.3582% | 31 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1824% | 468 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0783% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 9.9836% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2737% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1523% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7243% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4310% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8166% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4033% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7529% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2523% | 6,683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.1834% | 25 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.8730% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.5785% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 19.2144% | 233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9812% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5898% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4765% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4694% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9070% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.5038% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 19.6883% | 41 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.7200% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2068% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 14.1593% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2936% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9168% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9919% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5520% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2630% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.6762% | 208 |
| Percentage Net Loans Charged-off: Credit card loans | 20.9019% | 44 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0344% | 246 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0029% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 9.8600% | 445 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7563% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5128% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 4.2721% | 182 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2955% | 1,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4145% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8046% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 20.9534% | 51 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5583% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6058% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 4.8067% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4953% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.8983% | 185 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0107% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0331% | 940 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7336% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 26.2724% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2507% | 146 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9193% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 10.4555% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3010% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5067% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9168% | 488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 3,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8440% | 1,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7866% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2924% | 116 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6984% | 340 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4498% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5584% | 380 |
| Percentage Net Loans Charged-off:Construction & development | 3.2734% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3328% | 1,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5768% | 514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0688% | 2,446 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9037% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8539% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8921% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3767% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4374% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 2.9100% | 389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0751% | 1,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5347% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9439% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1034% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0120% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5712% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2582% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8187% | 648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4878% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.7846% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1536% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7991% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5853% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7067% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9492% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9854% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4620% | 1,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2528% | 1,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.4365% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5458% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3227% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7834% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9478% | 1,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2942% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1233% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 2,057 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 815 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2116% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4640% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 8,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3600% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0721% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8491% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 2,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0756% | 563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 7,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0199% | 7,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1831% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4044% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0726% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 749 |
| Percentage Net Loans Charged-off:Construction & development | 0.1535% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7523% | 212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5716% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0467% | 7,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2261% | 1,033 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0720% | 1,788 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 7,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0466% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0979% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0963% | 2,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7505% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4188% | 764 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 3,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 2,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 7,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 7,655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 7,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 6,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4565% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1882% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 4,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 7,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 7,905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0565% | 7,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9366% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7383% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 6,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1785% | 7,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7573% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5053% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 4,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 7,686 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 8,290 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0790% | 8,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 3,481 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6141% | 950 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0379% | 818 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 3,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 7,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0508% | 8,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1044% | 8,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1666% | 2,458 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3117% | 1,146 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7666% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0642% | 3,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 7,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0762% | 8,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1585% | 8,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2079% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9070% | 711 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 1,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5476% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3295% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0965% | 499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 8,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 3,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7715% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1423% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 3,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 3,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 8,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0309% | 8,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0734% | 3,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8264% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7531% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 2,622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0145% | 8,182 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0204% | 8,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9018% | 785 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8086% | 690 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 3,530 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 8,142 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 5,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2523% | 7,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9466% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0932% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1771% | 3,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 8,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 8,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 1,325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1499% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1722% | 1,270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2171% | 3,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3891% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5684% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1954% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0223% | 8,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0804% | 8,698 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1716% | 1,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2072% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1499% | 1,159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3167% | 2,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4927% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3409% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 2,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 1,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1006% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5087% | 1,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5724% | 545 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3341% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3161% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7437% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8856% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8167% | 1,143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3405% | 2,447 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0660% | 2,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 1,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3688% | 602 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4940% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2870% | 3,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9827% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6347% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5466% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0919% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5602% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 8,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9873% | 1,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5797% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3937% | 543 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3910% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0015% | 1,353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4398% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0048% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6287% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4379% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0462% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0893% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2361% | 1,431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0843% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5321% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6052% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0159% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3262% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3143% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4827% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2926% | 3,043 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0017% | 8,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0803% | 6,160 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 6,372 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2806% | 6,220 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |