Home > Bank of the Carolinas > Net Charge- offs 1- 4 Family Residential
Bank of the Carolinas, Net Charge- offs 1- 4 Family Residential
| 2015-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 5,981 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-16,000 | 6,048 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 666 |
| Home equity lines of credit - net charge-offs | $-3,000 | 5,975 |
| 2015-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-6,000 | 5,899 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-4,000 | 5,947 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 448 |
| Home equity lines of credit - net charge-offs | $-2,000 | 6,072 |
| 2014-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $41,000 | 2,446 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-50,000 | 6,359 |
| Loans secured by 1-4 family junior liens - net charge-offs | $26,000 | 727 |
| Home equity lines of credit - net charge-offs | $65,000 | 534 |
| 2014-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $54,000 | 1,860 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-62,000 | 6,463 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,786 |
| Home equity lines of credit - net charge-offs | $117,000 | 314 |
| 2014-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 2,171 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-56,000 | 6,556 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,824 |
| Home equity lines of credit - net charge-offs | $77,000 | 309 |
| 2014-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 2,021 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-53,000 | 6,659 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 5,973 |
| Home equity lines of credit - net charge-offs | $57,000 | 243 |
| 2013-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $208,000 | 1,436 |
| Loans secured by 1-4 family senior liens - net charge-offs | $29,000 | 2,797 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-4,000 | 6,384 |
| Home equity lines of credit - net charge-offs | $183,000 | 408 |
| 2013-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $326,000 | 824 |
| Loans secured by 1-4 family senior liens - net charge-offs | $154,000 | 1,122 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,301 |
| Home equity lines of credit - net charge-offs | $174,000 | 366 |
| 2013-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $292,000 | 697 |
| Loans secured by 1-4 family senior liens - net charge-offs | $117,000 | 1,009 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-2,000 | 6,378 |
| Home equity lines of credit - net charge-offs | $177,000 | 286 |
| 2013-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $311,000 | 401 |
| Loans secured by 1-4 family senior liens - net charge-offs | $124,000 | 595 |
| Loans secured by 1-4 family junior liens - net charge-offs | $-1,000 | 6,342 |
| Home equity lines of credit - net charge-offs | $188,000 | 175 |
| 2012-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,107,000 | 588 |
| Loans secured by 1-4 family senior liens - net charge-offs | $970,000 | 477 |
| Loans secured by 1-4 family junior liens - net charge-offs | $22,000 | 1,436 |
| Home equity lines of credit - net charge-offs | $115,000 | 795 |
| 2012-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $977,000 | 526 |
| Loans secured by 1-4 family senior liens - net charge-offs | $936,000 | 402 |
| Loans secured by 1-4 family junior liens - net charge-offs | $23,000 | 1,229 |
| Home equity lines of credit - net charge-offs | $18,000 | 1,280 |
| 2012-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $835,000 | 458 |
| Loans secured by 1-4 family senior liens - net charge-offs | $798,000 | 339 |
| Loans secured by 1-4 family junior liens - net charge-offs | $24,000 | 994 |
| Home equity lines of credit - net charge-offs | $13,000 | 1,146 |
| 2012-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $68,000 | 1,525 |
| Loans secured by 1-4 family senior liens - net charge-offs | $35,000 | 1,611 |
| Loans secured by 1-4 family junior liens - net charge-offs | $19,000 | 688 |
| Home equity lines of credit - net charge-offs | $14,000 | 820 |
| 2011-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $3,007,000 | 324 |
| Loans secured by 1-4 family senior liens - net charge-offs | $2,154,000 | 291 |
| Loans secured by 1-4 family junior liens - net charge-offs | $89,000 | 1,005 |
| Home equity lines of credit - net charge-offs | $764,000 | 264 |
| 2011-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,569,000 | 282 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,804,000 | 262 |
| Loans secured by 1-4 family junior liens - net charge-offs | $75,000 | 898 |
| Home equity lines of credit - net charge-offs | $690,000 | 236 |
| 2011-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $2,090,000 | 251 |
| Loans secured by 1-4 family senior liens - net charge-offs | $1,345,000 | 248 |
| Loans secured by 1-4 family junior liens - net charge-offs | $75,000 | 688 |
| Home equity lines of credit - net charge-offs | $670,000 | 187 |
| 2011-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $405,000 | 529 |
| Loans secured by 1-4 family senior liens - net charge-offs | $154,000 | 758 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,092 |
| Home equity lines of credit - net charge-offs | $251,000 | 251 |
| 2010-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $1,038,000 | 856 |
| Loans secured by 1-4 family senior liens - net charge-offs | $946,000 | 641 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,359 |
| Home equity lines of credit - net charge-offs | $92,000 | 1,103 |
| 2010-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $751,000 | 843 |
| Loans secured by 1-4 family senior liens - net charge-offs | $733,000 | 614 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 2,020 |
| Home equity lines of credit - net charge-offs | $18,000 | 1,469 |
| 2010-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $719,000 | 647 |
| Loans secured by 1-4 family senior liens - net charge-offs | $713,000 | 467 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,636 |
| Home equity lines of credit - net charge-offs | $6,000 | 1,341 |
| 2010-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $646,000 | 415 |
| Loans secured by 1-4 family senior liens - net charge-offs | $639,000 | 302 |
| Loans secured by 1-4 family junior liens - net charge-offs | $8,000 | 977 |
| Home equity lines of credit - net charge-offs | $-1,000 | 7,738 |
| 2009-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $252,000 | 2,029 |
| Loans secured by 1-4 family senior liens - net charge-offs | $128,000 | 2,112 |
| Loans secured by 1-4 family junior liens - net charge-offs | $126,000 | 951 |
| Home equity lines of credit - net charge-offs | $-2,000 | 7,924 |
| 2009-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $213,000 | 1,682 |
| Loans secured by 1-4 family senior liens - net charge-offs | $130,000 | 1,601 |
| Loans secured by 1-4 family junior liens - net charge-offs | $85,000 | 875 |
| Home equity lines of credit - net charge-offs | $-2,000 | 8,006 |
| 2009-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $91,000 | 1,916 |
| Loans secured by 1-4 family senior liens - net charge-offs | $39,000 | 2,042 |
| Loans secured by 1-4 family junior liens - net charge-offs | $54,000 | 791 |
| Home equity lines of credit - net charge-offs | $-2,000 | 8,092 |
| 2009-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $78,000 | 1,215 |
| Loans secured by 1-4 family senior liens - net charge-offs | $40,000 | 1,237 |
| Loans secured by 1-4 family junior liens - net charge-offs | $39,000 | 531 |
| Home equity lines of credit - net charge-offs | $-1,000 | 8,099 |
| 2008-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $600,000 | 645 |
| Loans secured by 1-4 family senior liens - net charge-offs | $321,000 | 681 |
| Loans secured by 1-4 family junior liens - net charge-offs | $258,000 | 326 |
| Home equity lines of credit - net charge-offs | $21,000 | 1,096 |
| 2008-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $549,000 | 477 |
| Loans secured by 1-4 family senior liens - net charge-offs | $321,000 | 437 |
| Loans secured by 1-4 family junior liens - net charge-offs | $207,000 | 260 |
| Home equity lines of credit - net charge-offs | $21,000 | 848 |
| 2008-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $240,000 | 581 |
| Loans secured by 1-4 family senior liens - net charge-offs | $143,000 | 548 |
| Loans secured by 1-4 family junior liens - net charge-offs | $75,000 | 347 |
| Home equity lines of credit - net charge-offs | $22,000 | 644 |
| 2008-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $-19,000 | 8,405 |
| Loans secured by 1-4 family senior liens - net charge-offs | $-30,000 | 8,449 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 621 |
| Home equity lines of credit - net charge-offs | $11,000 | 459 |
| 2007-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 1,073 |
| Loans secured by 1-4 family senior liens - net charge-offs | $84,000 | 888 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,177 |
| Home equity lines of credit - net charge-offs | $22,000 | 654 |
| 2007-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $106,000 | 695 |
| Loans secured by 1-4 family senior liens - net charge-offs | $84,000 | 568 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 879 |
| Home equity lines of credit - net charge-offs | $22,000 | 479 |
| 2007-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 775 |
| Loans secured by 1-4 family senior liens - net charge-offs | $52,000 | 559 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 665 |
| Home equity lines of credit - net charge-offs | $4,000 | 505 |
| 2007-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $33,000 | 613 |
| Loans secured by 1-4 family senior liens - net charge-offs | $34,000 | 415 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 444 |
| Home equity lines of credit - net charge-offs | $-1,000 | 8,501 |
| 2006-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $358,000 | 279 |
| Loans secured by 1-4 family senior liens - net charge-offs | $333,000 | 200 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 896 |
| Home equity lines of credit - net charge-offs | $25,000 | 401 |
| 2006-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $219,000 | 284 |
| Loans secured by 1-4 family senior liens - net charge-offs | $219,000 | 191 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 693 |
| Home equity lines of credit - net charge-offs | $0 | 565 |
| 2006-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $22,000 | 1,083 |
| Loans secured by 1-4 family senior liens - net charge-offs | $22,000 | 842 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 570 |
| Home equity lines of credit - net charge-offs | $0 | 440 |
| 2006-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,349 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,084 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 373 |
| Home equity lines of credit - net charge-offs | $0 | 319 |
| 2005-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 707 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,550 |
| Loans secured by 1-4 family junior liens - net charge-offs | $93,000 | 213 |
| Home equity lines of credit - net charge-offs | $6,000 | 604 |
| 2005-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 527 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,162 |
| Loans secured by 1-4 family junior liens - net charge-offs | $93,000 | 155 |
| Home equity lines of credit - net charge-offs | $6,000 | 493 |
| 2005-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 369 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,742 |
| Loans secured by 1-4 family junior liens - net charge-offs | $93,000 | 121 |
| Home equity lines of credit - net charge-offs | $6,000 | 385 |
| 2005-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 231 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,179 |
| Loans secured by 1-4 family junior liens - net charge-offs | $93,000 | 86 |
| Home equity lines of credit - net charge-offs | $6,000 | 277 |
| 2004-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $211,000 | 407 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,708 |
| Loans secured by 1-4 family junior liens - net charge-offs | $211,000 | 121 |
| Home equity lines of credit - net charge-offs | $0 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,271 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 878 |
| Home equity lines of credit - net charge-offs | $0 | 580 |
| 2004-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,846 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 726 |
| Home equity lines of credit - net charge-offs | $0 | 454 |
| 2004-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,270 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 457 |
| Home equity lines of credit - net charge-offs | $0 | 305 |
| 2003-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,467 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,575 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 1,038 |
| Home equity lines of credit - net charge-offs | $0 | 664 |
| 2003-09-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,919 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,126 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 877 |
| Home equity lines of credit - net charge-offs | $0 | 538 |
| 2003-06-30 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,402 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,732 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 676 |
| Home equity lines of credit - net charge-offs | $0 | 433 |
| 2003-03-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 1,120 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 447 |
| Home equity lines of credit - net charge-offs | $0 | 284 |
| 2002-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,443 |
| Loans secured by 1-4 family senior liens - net charge-offs | $0 | 2,547 |
| Loans secured by 1-4 family junior liens - net charge-offs | $0 | 994 |
| Home equity lines of credit - net charge-offs | $0 | 629 |
| 2001-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,307 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 612 |
| 2000-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,988 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 550 |
| 1999-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,220 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 567 |
| 1998-12-31 (YTD Data) | Rank | |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,290 |
| Loans secured by 1-4 family senior liens - net charge-offs | NA | NA |
| Loans secured by 1-4 family junior liens - net charge-offs | NA | NA |
| Home equity lines of credit - net charge-offs | $0 | 616 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.