Home > Bank of the Carolinas > Net charge- offs to loans
Bank of the Carolinas, Net charge- offs to loans
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1345% | 5,891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1333% | 5,900 |
| Percentage Net Loans Charged-off:Construction & development | -0.6210% | 5,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1554% | 5,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 5,597 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 4,236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 5,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2326% | 5,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4873% | 1,386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4873% | 1,275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1306% | 5,944 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1269% | 5,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.0543% | 5,160 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2717% | 6,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0205% | 5,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 4,312 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 5,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2126% | 5,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1307% | 2,196 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1307% | 2,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 5,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2726% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 2.8301% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 5,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 3,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2322% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0271% | 5,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.7168% | 6,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2689% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2689% | 2,392 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 3,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4242% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 3.7756% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1160% | 1,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0620% | 2,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5584% | 365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0952% | 6,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.8834% | 6,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4065% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4065% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4573% | 887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5337% | 572 |
| Percentage Net Loans Charged-off:Construction & development | 5.6416% | 98 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0129% | 5,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5533% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1304% | 6,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4950% | 6,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2755% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2755% | 1,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0489% | 5,795 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 5,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.0328% | 5,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 5,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8178% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2513% | 6,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6731% | 6,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1438% | 2,349 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 2,216 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4261% | 6,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1628% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.7470% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0272% | 6,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1954% | 2,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6396% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 3,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -8.0099% | 6,527 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4959% | 2,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4959% | 1,965 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6881% | 6,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0460% | 3,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 5,403 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3250% | 6,563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4147% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8081% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2663% | 1,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -9.8162% | 6,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4611% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4611% | 1,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4940% | 6,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4843% | 1,137 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 5,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5329% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5638% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2241% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3081% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -12.1439% | 6,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1184% | 6,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8671% | 608 |
| Percentage Net Loans Charged-off:Construction & development | 0.0430% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7904% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1999% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5684% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6613% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -23.9832% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2394% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4758% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 3.1401% | 823 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5122% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0663% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3939% | 1,142 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3294% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7679% | 6,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3193% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3193% | 943 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6626% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8354% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 4.1310% | 634 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8832% | 400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2494% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0824% | 1,441 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7019% | 457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3405% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4597% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4597% | 786 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4069% | 728 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3978% | 659 |
| Percentage Net Loans Charged-off:Construction & development | 3.8638% | 629 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6611% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5977% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0896% | 1,240 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1776% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6545% | 902 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6506% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6506% | 1,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7815% | 534 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7583% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 8.2511% | 301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5055% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2569% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1912% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2820% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1380% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1670% | 998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1670% | 900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.7908% | 91 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9017% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 3.3760% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0755% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7363% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7267% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5180% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8059% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2995% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4065% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4065% | 353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8664% | 100 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0353% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 2.4135% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.3326% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0925% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0168% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1212% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.8396% | 130 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3887% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3887% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0937% | 117 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.7150% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 2.6257% | 1,221 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.0747% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7805% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3761% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5524% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.9731% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7500% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7500% | 304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9855% | 1,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1611% | 1,069 |
| Percentage Net Loans Charged-off:Construction & development | 1.9546% | 995 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8227% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4671% | 712 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2477% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7748% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1044% | 6,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8400% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8400% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0662% | 970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9853% | 1,939 |
| Percentage Net Loans Charged-off:Construction & development | 2.3208% | 1,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6971% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9672% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2984% | 1,479 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2369% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2966% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5863% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6569% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7141% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 2.5578% | 1,695 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0975% | 2,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9394% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0782% | 1,605 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2874% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0182% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8682% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5718% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9007% | 1,735 |
| Percentage Net Loans Charged-off:Construction & development | 3.4139% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0366% | 7,369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3525% | 889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0391% | 1,378 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8856% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7980% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3686% | 7,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1063% | 808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9363% | 1,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.7370% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4195% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 5,559 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4017% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3279% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6326% | 7,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9217% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5485% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 2.5218% | 1,878 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0926% | 2,910 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9503% | 6,167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2506% | 2,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0067% | 5,768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3596% | 2,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2133% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6137% | 615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8543% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4416% | 2,608 |
| Percentage Net Loans Charged-off:Construction & development | 2.0227% | 1,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.3349% | 6,177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 2,442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0090% | 5,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4148% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3898% | 1,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6345% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4993% | 2,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2674% | 2,824 |
| Percentage Net Loans Charged-off:Construction & development | 1.2892% | 1,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0003% | 6,180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 2,568 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 5,826 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2684% | 2,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3539% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7737% | 2,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0374% | 4,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.0758% | 6,145 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3174% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0137% | 5,819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4575% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3359% | 3,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0470% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4463% | 1,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.9780% | 1,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2207% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6643% | 6,285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6424% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0774% | 1,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8736% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7300% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0851% | 966 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4115% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6652% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 1.3047% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3048% | 779 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1089% | 6,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7946% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1051% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0753% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4310% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9607% | 859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3986% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2074% | 1,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.2122% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 7,866 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1647% | 6,195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5280% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1674% | 677 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6745% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8043% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7170% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2039% | 2,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0321% | 8,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2528% | 6,130 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0839% | 8,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1683% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1863% | 8,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7913% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0588% | 6,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2602% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3503% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0822% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1122% | 1,038 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.1232% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1243% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0969% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1342% | 1,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 6,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9339% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3598% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4741% | 348 |
| Percentage Net Loans Charged-off:Construction & development | 0.1096% | 727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1531% | 606 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.9383% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1678% | 1,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1342% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1796% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0013% | 6,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5398% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4391% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6126% | 232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1684% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 22.6862% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1333% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0369% | 491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1668% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 6,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5490% | 2,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0527% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1561% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 5,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2164% | 575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3892% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2260% | 1,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4161% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5303% | 303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6213% | 764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2029% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1620% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0891% | 625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3382% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4658% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2278% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2363% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0686% | 3,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 499 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0245% | 2,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9351% | 1,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 3,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5489% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 3,451 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0714% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1154% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0261% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0273% | 3,866 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6472% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 2,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0440% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1959% | 760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0106% | 3,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8447% | 338 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0673% | 591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2354% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0545% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2995% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5219% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2589% | 1,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2089% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4914% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1116% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6296% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4971% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 938 |
| Percentage Net Loans Charged-off:Construction & development | 0.6849% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2944% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3859% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2370% | 2,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8010% | 2,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2046% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1572% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 1.8506% | 78 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3222% | 2,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8359% | 2,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1343% | 2,915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.9007% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2749% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0571% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2484% | 1,680 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.9398% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7479% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2352% | 1,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2653% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1203% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 1.1822% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7198% | 2,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3141% | 5,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 5,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.7574% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0814% | 7,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2870% | 4,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1353% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 819 |
| Percentage Net Loans Charged-off:Construction & development | 1.8988% | 91 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1163% | 7,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 4,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1014% | 2,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4405% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1040% | 5,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4078% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0231% | 8,549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7011% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5611% | 3,866 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 14.5286% | 27 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,132 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |