Home > Bank of the Carolinas > Assets and Liabilities
Bank of the Carolinas, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 87 | 1,721 |
| Assets and Liabilities | ||
| Total Assets: | $345,464,000 | 1,939 |
| Cash and due from depository institutions | $35,377,000 | 1,721 |
| Interest-bearing balances | $24,368,000 | 1,287 |
| Securities | $12,863,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,585 |
| Net loans & leases | $272,498,000 | 1,624 |
| Loan loss allowance | $4,482,000 | 1,399 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $10,197,000 | 1,162 |
| Other real estate owned | $1,119,000 | 1,721 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $13,410,000 | 1,410 |
| Life insurance assets | $11,410,000 | 810 |
| Total liabilities and capital | $345,464,000 | 1,939 |
| Total liabilities | $298,825,000 | 2,000 |
| Total deposits | $297,582,000 | 1,876 |
| Interest-bearing deposits | $255,146,000 | 1,750 |
| Deposits held in domestic offices | $297,582,000 | 1,875 |
| % insured | 91.26% | 1,407 |
| Federal funds purchased & repurchase agreements | $299,000 | 1,952 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $944,000 | 3,072 |
| Total equity capital | $46,639,000 | 1,621 |
| Total bank equity capital | $46,639,000 | 1,621 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $3,825,000 | 898 |
| Surplus | $79,981,000 | 495 |
| Undivided profits | $-37,167,000 | 6,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $4,262,000 | 1,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $713,000 | 3,356 |
| Earning assets | $309,729,000 | 2,007 |
| Long-term assets (5+ years) | $106,971,000 | 1,926 |
| Average Assets, year-to-date | $364,825,000 | 1,816 |
| Average Assets, quarterly | $354,460,500 | 1,887 |
| Volatile liabilities | $9,821,000 | 3,106 |
| Insider loans | $182,000 | 4,995 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $35,959,000 | 1,942 |
| Tier 1 (core) risk-based capital | $46,587,000 | 1,551 |
| Tier 2 risk-based capital | $3,487,000 | 1,487 |
| Total risk weighted assets | $278,006,000 | 1,672 |
| Total unused commitments | $35,959,000 | 1,942 |
| Derivatives | $0 | 1,433 |
| 2015-03-31 | Rank | |
| # of Employees: | 91 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $363,457,000 | 1,847 |
| Cash and due from depository institutions | $51,514,000 | 1,622 |
| Interest-bearing balances | $39,843,000 | 975 |
| Securities | $13,431,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $273,844,000 | 1,577 |
| Loan loss allowance | $4,815,000 | 1,316 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $10,317,000 | 1,151 |
| Other real estate owned | $1,108,000 | 1,622 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $13,243,000 | 1,406 |
| Life insurance assets | $11,322,000 | 809 |
| Total liabilities and capital | $363,457,000 | 1,847 |
| Total liabilities | $317,237,000 | 1,887 |
| Total deposits | $315,530,000 | 1,787 |
| Interest-bearing deposits | $274,448,000 | 1,648 |
| Deposits held in domestic offices | $315,530,000 | 1,786 |
| % insured | 90.83% | 1,575 |
| Federal funds purchased & repurchase agreements | $304,000 | 1,756 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,720 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,403,000 | 2,491 |
| Total equity capital | $46,220,000 | 1,631 |
| Total bank equity capital | $46,220,000 | 1,631 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $3,825,000 | 911 |
| Surplus | $79,981,000 | 493 |
| Undivided profits | $-37,586,000 | 6,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $4,695,000 | 1,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $711,000 | 3,289 |
| Earning assets | $327,118,000 | 1,900 |
| Long-term assets (5+ years) | $115,278,000 | 1,818 |
| Average Assets, year-to-date | $374,505,500 | 1,784 |
| Average Assets, quarterly | $374,505,500 | 1,784 |
| Volatile liabilities | $11,074,000 | 2,842 |
| Insider loans | $189,000 | 5,007 |
| FHLB advances | $0 | 3,519 |
| Loans and leases held for sale | $0 | 1,949 |
| Unused loan commitments | $32,932,000 | 2,052 |
| Tier 1 (core) risk-based capital | $46,038,000 | 1,550 |
| Tier 2 risk-based capital | $3,507,000 | 1,470 |
| Total risk weighted assets | $279,318,000 | 1,642 |
| Total unused commitments | $32,932,000 | 2,052 |
| Derivatives | $0 | 1,438 |
| 2014-12-31 | Rank | |
| # of Employees: | 89 | 1,670 |
| Assets and Liabilities | ||
| Total Assets: | $385,554,000 | 1,735 |
| Cash and due from depository institutions | $46,707,000 | 1,670 |
| Interest-bearing balances | $37,041,000 | 914 |
| Securities | $40,348,000 | 2,970 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $273,484,000 | 1,592 |
| Loan loss allowance | $5,126,000 | 1,248 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $10,435,000 | 1,141 |
| Other real estate owned | $1,108,000 | 1,670 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $13,472,000 | 1,410 |
| Life insurance assets | $11,234,000 | 806 |
| Total liabilities and capital | $385,554,000 | 1,735 |
| Total liabilities | $340,296,000 | 1,756 |
| Total deposits | $338,515,000 | 1,659 |
| Interest-bearing deposits | $300,887,000 | 1,499 |
| Deposits held in domestic offices | $338,515,000 | 1,658 |
| % insured | 91.49% | 1,407 |
| Federal funds purchased & repurchase agreements | $491,000 | 1,945 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,842 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $1,290,000 | 2,627 |
| Total equity capital | $45,258,000 | 1,646 |
| Total bank equity capital | $45,258,000 | 1,646 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $3,825,000 | 931 |
| Surplus | $79,982,000 | 497 |
| Undivided profits | $-38,549,000 | 6,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $3,146,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $852,000 | 2,986 |
| Earning assets | $350,873,000 | 1,749 |
| Long-term assets (5+ years) | $144,128,000 | 1,508 |
| Average Assets, year-to-date | $412,208,200 | 1,603 |
| Average Assets, quarterly | $390,953,000 | 1,703 |
| Volatile liabilities | $11,951,000 | 2,813 |
| Insider loans | $62,000 | 5,544 |
| FHLB advances | $0 | 3,651 |
| Loans and leases held for sale | $0 | 1,855 |
| Unused loan commitments | $29,549,000 | 2,140 |
| Tier 1 (core) risk-based capital | $45,095,000 | 1,573 |
| Tier 2 risk-based capital | $3,799,000 | 1,374 |
| Total risk weighted assets | $302,604,000 | 1,506 |
| Total unused commitments | $29,549,000 | 2,140 |
| Derivatives | $0 | 1,406 |
| 2014-09-30 | Rank | |
| # of Employees: | 86 | 1,745 |
| Assets and Liabilities | ||
| Total Assets: | $396,352,000 | 1,692 |
| Cash and due from depository institutions | $53,501,000 | 1,745 |
| Interest-bearing balances | $44,076,000 | 761 |
| Securities | $40,997,000 | 3,007 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $276,513,000 | 1,559 |
| Loan loss allowance | $5,183,000 | 1,271 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $10,542,000 | 1,125 |
| Other real estate owned | $1,220,000 | 1,745 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $13,579,000 | 1,418 |
| Life insurance assets | $11,146,000 | 796 |
| Total liabilities and capital | $396,353,000 | 1,692 |
| Total liabilities | $352,159,000 | 1,693 |
| Total deposits | $350,238,000 | 1,611 |
| Interest-bearing deposits | $315,306,000 | 1,442 |
| Deposits held in domestic offices | $350,238,000 | 1,610 |
| % insured | 91.50% | 1,569 |
| Federal funds purchased & repurchase agreements | $394,000 | 1,996 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,890 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,527,000 | 2,472 |
| Total equity capital | $44,194,000 | 1,688 |
| Total bank equity capital | $44,194,000 | 1,688 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $3,825,000 | 944 |
| Surplus | $79,982,000 | 496 |
| Undivided profits | $-39,613,000 | 6,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $3,318,000 | 1,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $845,000 | 3,117 |
| Earning assets | $361,586,000 | 1,703 |
| Long-term assets (5+ years) | $145,969,000 | 1,503 |
| Average Assets, year-to-date | $418,871,750 | 1,595 |
| Average Assets, quarterly | $412,039,500 | 1,638 |
| Volatile liabilities | $12,092,000 | 2,806 |
| Insider loans | $2,505,000 | 2,143 |
| FHLB advances | $0 | 3,673 |
| Loans and leases held for sale | $0 | 1,914 |
| Unused loan commitments | $31,096,000 | 2,079 |
| Tier 1 (core) risk-based capital | $44,494,000 | 1,598 |
| Tier 2 risk-based capital | $3,862,000 | 1,371 |
| Total risk weighted assets | $307,632,000 | 1,477 |
| Total unused commitments | $31,096,000 | 2,079 |
| Derivatives | $0 | 1,399 |
| 2014-06-30 | Rank | |
| # of Employees: | 91 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $427,727,000 | 1,585 |
| Cash and due from depository institutions | $38,609,000 | 1,652 |
| Interest-bearing balances | $20,209,000 | 1,587 |
| Securities | $88,335,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $274,284,000 | 1,561 |
| Loan loss allowance | $5,153,000 | 1,285 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $10,664,000 | 1,117 |
| Other real estate owned | $1,950,000 | 1,652 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $13,885,000 | 1,368 |
| Life insurance assets | $11,059,000 | 783 |
| Total liabilities and capital | $427,727,000 | 1,585 |
| Total liabilities | $414,683,000 | 1,457 |
| Total deposits | $367,497,000 | 1,532 |
| Interest-bearing deposits | $332,782,000 | 1,341 |
| Deposits held in domestic offices | $367,497,000 | 1,531 |
| % insured | 93.39% | 1,093 |
| Federal funds purchased & repurchase agreements | $45,267,000 | 316 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $0 | 3,882 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,919,000 | 2,029 |
| Total equity capital | $13,044,000 | 4,283 |
| Total bank equity capital | $13,044,000 | 4,281 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,825,000 | 963 |
| Surplus | $45,181,000 | 759 |
| Undivided profits | $-35,962,000 | 6,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $3,865,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,084,000 | 2,399 |
| Earning assets | $382,828,000 | 1,620 |
| Long-term assets (5+ years) | $187,662,000 | 1,209 |
| Average Assets, year-to-date | $426,378,330 | 1,568 |
| Average Assets, quarterly | $427,820,500 | 1,575 |
| Volatile liabilities | $57,242,000 | 852 |
| Insider loans | $2,780,000 | 2,004 |
| FHLB advances | $0 | 3,672 |
| Loans and leases held for sale | $0 | 1,950 |
| Unused loan commitments | $32,444,000 | 2,007 |
| Tier 1 (core) risk-based capital | $14,757,000 | 3,900 |
| Tier 2 risk-based capital | $3,937,000 | 1,344 |
| Total risk weighted assets | $313,704,000 | 1,447 |
| Total unused commitments | $32,444,000 | 2,007 |
| Derivatives | $0 | 1,413 |
| 2014-03-31 | Rank | |
| # of Employees: | 98 | 1,516 |
| Assets and Liabilities | ||
| Total Assets: | $427,914,000 | 1,583 |
| Cash and due from depository institutions | $15,084,000 | 1,516 |
| Interest-bearing balances | $2,209,000 | 5,210 |
| Securities | $90,558,000 | 1,644 |
| Federal funds sold & reverse repurchase agreements | $24,755,000 | 183 |
| Net loans & leases | $270,758,000 | 1,559 |
| Loan loss allowance | $7,111,000 | 944 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,722,000 | 1,116 |
| Other real estate owned | $2,092,000 | 1,516 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $13,945,000 | 1,368 |
| Life insurance assets | $10,973,000 | 782 |
| Total liabilities and capital | $427,914,000 | 1,583 |
| Total liabilities | $417,736,000 | 1,448 |
| Total deposits | $370,147,000 | 1,541 |
| Interest-bearing deposits | $336,203,000 | 1,352 |
| Deposits held in domestic offices | $370,147,000 | 1,541 |
| % insured | 93.51% | 1,110 |
| Federal funds purchased & repurchase agreements | $45,722,000 | 314 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $0 | 3,804 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $1,867,000 | 2,051 |
| Total equity capital | $10,178,000 | 4,815 |
| Total bank equity capital | $10,178,000 | 4,814 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $3,825,000 | 976 |
| Surplus | $45,181,000 | 767 |
| Undivided profits | $-38,828,000 | 6,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $5,357,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,092,000 | 2,324 |
| Earning assets | $388,280,000 | 1,605 |
| Long-term assets (5+ years) | $183,479,000 | 1,215 |
| Average Assets, year-to-date | $425,704,000 | 1,578 |
| Average Assets, quarterly | $425,704,000 | 1,578 |
| Volatile liabilities | $57,167,000 | 807 |
| Insider loans | $2,799,000 | 2,011 |
| FHLB advances | $0 | 3,598 |
| Loans and leases held for sale | $0 | 1,833 |
| Unused loan commitments | $31,682,000 | 2,054 |
| Tier 1 (core) risk-based capital | $13,794,000 | 4,076 |
| Tier 2 risk-based capital | $3,954,000 | 1,343 |
| Total risk weighted assets | $313,183,000 | 1,438 |
| Total unused commitments | $31,682,000 | 2,054 |
| Derivatives | $0 | 1,405 |
| 2013-12-31 | Rank | |
| # of Employees: | 101 | 1,487 |
| Assets and Liabilities | ||
| Total Assets: | $426,526,000 | 1,576 |
| Cash and due from depository institutions | $14,842,000 | 1,487 |
| Interest-bearing balances | $2,064,000 | 5,134 |
| Securities | $90,315,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $19,580,000 | 224 |
| Net loans & leases | $272,495,000 | 1,559 |
| Loan loss allowance | $6,015,000 | 1,131 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $11,274,000 | 1,052 |
| Other real estate owned | $1,233,000 | 1,487 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $16,787,000 | 1,220 |
| Life insurance assets | $10,888,000 | 776 |
| Total liabilities and capital | $426,526,000 | 1,576 |
| Total liabilities | $413,633,000 | 1,447 |
| Total deposits | $366,587,000 | 1,534 |
| Interest-bearing deposits | $331,344,000 | 1,360 |
| Deposits held in domestic offices | $366,587,000 | 1,533 |
| % insured | 93.59% | 1,111 |
| Federal funds purchased & repurchase agreements | $45,388,000 | 329 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $1,658,000 | 2,212 |
| Total equity capital | $12,893,000 | 4,254 |
| Total bank equity capital | $12,893,000 | 4,251 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $3,825,000 | 985 |
| Surplus | $45,181,000 | 763 |
| Undivided profits | $-36,113,000 | 6,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $4,788,000 | 1,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $1,156,000 | 2,298 |
| Earning assets | $384,454,000 | 1,605 |
| Long-term assets (5+ years) | $181,356,000 | 1,204 |
| Average Assets, year-to-date | $430,466,400 | 1,536 |
| Average Assets, quarterly | $427,146,500 | 1,566 |
| Volatile liabilities | $58,280,000 | 806 |
| Insider loans | $2,817,000 | 2,014 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $29,553,000 | 2,091 |
| Tier 1 (core) risk-based capital | $13,151,000 | 4,182 |
| Tier 2 risk-based capital | $3,935,000 | 1,360 |
| Total risk weighted assets | $312,641,000 | 1,442 |
| Total unused commitments | $29,553,000 | 2,091 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 99 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $427,767,000 | 1,558 |
| Cash and due from depository institutions | $7,002,000 | 1,523 |
| Interest-bearing balances | $2,061,000 | 5,183 |
| Securities | $92,891,000 | 1,614 |
| Federal funds sold & reverse repurchase agreements | $26,635,000 | 158 |
| Net loans & leases | $272,288,000 | 1,541 |
| Loan loss allowance | $6,215,000 | 1,118 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $11,429,000 | 1,030 |
| Other real estate owned | $1,386,000 | 1,523 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $16,136,000 | 1,252 |
| Life insurance assets | $10,799,000 | 762 |
| Total liabilities and capital | $427,767,000 | 1,558 |
| Total liabilities | $413,509,000 | 1,454 |
| Total deposits | $366,131,000 | 1,534 |
| Interest-bearing deposits | $330,808,000 | 1,372 |
| Deposits held in domestic offices | $366,131,000 | 1,533 |
| % insured | 93.32% | 1,313 |
| Federal funds purchased & repurchase agreements | $45,543,000 | 334 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,835,000 | 2,181 |
| Total equity capital | $14,258,000 | 4,031 |
| Total bank equity capital | $14,258,000 | 4,028 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $3,825,000 | 1,000 |
| Surplus | $45,181,000 | 760 |
| Undivided profits | $-34,748,000 | 6,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,305,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,135,000 | 2,435 |
| Earning assets | $393,875,000 | 1,550 |
| Long-term assets (5+ years) | $174,031,000 | 1,260 |
| Average Assets, year-to-date | $431,451,500 | 1,546 |
| Average Assets, quarterly | $428,285,000 | 1,556 |
| Volatile liabilities | $57,946,000 | 801 |
| Insider loans | $2,885,000 | 1,968 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $28,461,000 | 2,133 |
| Tier 1 (core) risk-based capital | $14,170,000 | 4,041 |
| Tier 2 risk-based capital | $3,962,000 | 1,353 |
| Total risk weighted assets | $314,370,000 | 1,435 |
| Total unused commitments | $28,461,000 | 2,133 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 100 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $428,803,000 | 1,553 |
| Cash and due from depository institutions | $6,431,000 | 1,520 |
| Interest-bearing balances | $2,057,000 | 5,304 |
| Securities | $93,202,000 | 1,600 |
| Federal funds sold & reverse repurchase agreements | $37,125,000 | 111 |
| Net loans & leases | $263,099,000 | 1,578 |
| Loan loss allowance | $6,398,000 | 1,099 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $11,542,000 | 1,017 |
| Other real estate owned | $1,589,000 | 1,520 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $15,815,000 | 1,246 |
| Life insurance assets | $10,710,000 | 755 |
| Total liabilities and capital | $428,803,000 | 1,553 |
| Total liabilities | $414,610,000 | 1,434 |
| Total deposits | $366,744,000 | 1,520 |
| Interest-bearing deposits | $333,391,000 | 1,358 |
| Deposits held in domestic offices | $366,744,000 | 1,519 |
| % insured | 91.77% | 1,854 |
| Federal funds purchased & repurchase agreements | $45,938,000 | 323 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,928,000 | 2,065 |
| Total equity capital | $14,193,000 | 4,062 |
| Total bank equity capital | $14,193,000 | 4,059 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $3,825,000 | 1,001 |
| Surplus | $45,181,000 | 758 |
| Undivided profits | $-34,813,000 | 6,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $5,455,000 | 1,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,166,000 | 2,313 |
| Earning assets | $395,483,000 | 1,542 |
| Long-term assets (5+ years) | $159,528,000 | 1,324 |
| Average Assets, year-to-date | $432,679,670 | 1,542 |
| Average Assets, quarterly | $430,407,000 | 1,549 |
| Volatile liabilities | $62,293,000 | 740 |
| Insider loans | $3,102,000 | 1,860 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $27,498,000 | 2,179 |
| Tier 1 (core) risk-based capital | $13,954,000 | 4,073 |
| Tier 2 risk-based capital | $3,898,000 | 1,362 |
| Total risk weighted assets | $308,959,000 | 1,434 |
| Total unused commitments | $27,498,000 | 2,179 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 100 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $432,011,000 | 1,552 |
| Cash and due from depository institutions | $15,020,000 | 1,508 |
| Interest-bearing balances | $2,053,000 | 5,538 |
| Securities | $99,666,000 | 1,517 |
| Federal funds sold & reverse repurchase agreements | $24,930,000 | 218 |
| Net loans & leases | $262,472,000 | 1,574 |
| Loan loss allowance | $6,498,000 | 1,106 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $11,683,000 | 1,002 |
| Other real estate owned | $3,884,000 | 1,508 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $14,356,000 | 1,331 |
| Life insurance assets | $10,623,000 | 750 |
| Total liabilities and capital | $432,011,000 | 1,552 |
| Total liabilities | $414,864,000 | 1,446 |
| Total deposits | $366,902,000 | 1,535 |
| Interest-bearing deposits | $332,691,000 | 1,391 |
| Deposits held in domestic offices | $366,902,000 | 1,535 |
| % insured | 91.82% | 1,854 |
| Federal funds purchased & repurchase agreements | $46,499,000 | 310 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,463,000 | 2,498 |
| Total equity capital | $17,147,000 | 3,655 |
| Total bank equity capital | $17,147,000 | 3,654 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $3,825,000 | 1,017 |
| Surplus | $45,181,000 | 769 |
| Undivided profits | $-31,859,000 | 6,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $3,883,000 | 2,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,283,000 | 2,061 |
| Earning assets | $389,121,000 | 1,577 |
| Long-term assets (5+ years) | $161,486,000 | 1,290 |
| Average Assets, year-to-date | $434,618,000 | 1,547 |
| Average Assets, quarterly | $434,618,000 | 1,547 |
| Volatile liabilities | $64,569,000 | 695 |
| Insider loans | $3,120,000 | 1,856 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $28,309,000 | 2,153 |
| Tier 1 (core) risk-based capital | $16,044,000 | 3,685 |
| Tier 2 risk-based capital | $3,908,000 | 1,354 |
| Total risk weighted assets | $310,077,000 | 1,417 |
| Total unused commitments | $28,309,000 | 2,153 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 105 | 1,420 |
| Assets and Liabilities | ||
| Total Assets: | $436,618,000 | 1,547 |
| Cash and due from depository institutions | $7,786,000 | 1,420 |
| Interest-bearing balances | $1,844,000 | 5,519 |
| Securities | $106,931,000 | 1,387 |
| Federal funds sold & reverse repurchase agreements | $27,370,000 | 189 |
| Net loans & leases | $263,484,000 | 1,580 |
| Loan loss allowance | $6,890,000 | 1,047 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $11,843,000 | 983 |
| Other real estate owned | $4,976,000 | 1,420 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $14,228,000 | 1,350 |
| Life insurance assets | $10,536,000 | 746 |
| Total liabilities and capital | $436,618,000 | 1,547 |
| Total liabilities | $420,361,000 | 1,423 |
| Total deposits | $373,424,000 | 1,494 |
| Interest-bearing deposits | $336,803,000 | 1,361 |
| Deposits held in domestic offices | $373,424,000 | 1,494 |
| % insured | 90.09% | 3,409 |
| Federal funds purchased & repurchase agreements | $45,362,000 | 324 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,575,000 | 2,462 |
| Total equity capital | $16,257,000 | 3,802 |
| Total bank equity capital | $16,257,000 | 3,800 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $3,825,000 | 1,020 |
| Surplus | $45,181,000 | 769 |
| Undivided profits | $-32,749,000 | 6,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $7,733,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,315,000 | 2,062 |
| Earning assets | $399,629,000 | 1,529 |
| Long-term assets (5+ years) | $155,991,000 | 1,288 |
| Average Assets, year-to-date | $464,686,200 | 1,422 |
| Average Assets, quarterly | $442,354,000 | 1,513 |
| Volatile liabilities | $74,016,000 | 660 |
| Insider loans | $3,137,000 | 1,851 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $27,807,000 | 2,074 |
| Tier 1 (core) risk-based capital | $15,674,000 | 3,724 |
| Tier 2 risk-based capital | $3,966,000 | 1,335 |
| Total risk weighted assets | $314,367,000 | 1,404 |
| Total unused commitments | $27,807,000 | 2,074 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 107 | 1,389 |
| Assets and Liabilities | ||
| Total Assets: | $448,090,000 | 1,498 |
| Cash and due from depository institutions | $7,830,000 | 1,389 |
| Interest-bearing balances | $3,843,000 | 4,642 |
| Securities | $121,387,000 | 1,255 |
| Federal funds sold & reverse repurchase agreements | $13,710,000 | 394 |
| Net loans & leases | $273,221,000 | 1,523 |
| Loan loss allowance | $7,450,000 | 1,005 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $11,911,000 | 972 |
| Other real estate owned | $5,424,000 | 1,389 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $14,607,000 | 1,333 |
| Life insurance assets | $10,447,000 | 732 |
| Total liabilities and capital | $448,090,000 | 1,498 |
| Total liabilities | $431,788,000 | 1,390 |
| Total deposits | $384,981,000 | 1,444 |
| Interest-bearing deposits | $350,225,000 | 1,317 |
| Deposits held in domestic offices | $384,981,000 | 1,443 |
| % insured | 87.85% | 4,323 |
| Federal funds purchased & repurchase agreements | $45,379,000 | 324 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,428,000 | 2,727 |
| Total equity capital | $16,302,000 | 3,849 |
| Total bank equity capital | $16,302,000 | 3,846 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,825,000 | 1,040 |
| Surplus | $45,181,000 | 770 |
| Undivided profits | $-32,704,000 | 7,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $8,125,000 | 1,308 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,393,000 | 2,115 |
| Earning assets | $412,161,000 | 1,497 |
| Long-term assets (5+ years) | $164,294,000 | 1,212 |
| Average Assets, year-to-date | $471,703,250 | 1,417 |
| Average Assets, quarterly | $460,749,000 | 1,459 |
| Volatile liabilities | $86,246,000 | 585 |
| Insider loans | $3,154,000 | 1,892 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $28,060,000 | 2,071 |
| Tier 1 (core) risk-based capital | $15,402,000 | 3,804 |
| Tier 2 risk-based capital | $4,116,000 | 1,286 |
| Total risk weighted assets | $325,920,000 | 1,349 |
| Total unused commitments | $28,060,000 | 2,071 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 112 | 1,326 |
| Assets and Liabilities | ||
| Total Assets: | $473,408,000 | 1,425 |
| Cash and due from depository institutions | $7,110,000 | 1,326 |
| Interest-bearing balances | $3,226,000 | 4,835 |
| Securities | $105,609,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $48,465,000 | 90 |
| Net loans & leases | $277,645,000 | 1,493 |
| Loan loss allowance | $7,541,000 | 989 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,091,000 | 957 |
| Other real estate owned | $7,403,000 | 1,326 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $15,085,000 | 1,298 |
| Life insurance assets | $10,359,000 | 731 |
| Total liabilities and capital | $473,408,000 | 1,425 |
| Total liabilities | $454,842,000 | 1,335 |
| Total deposits | $407,926,000 | 1,369 |
| Interest-bearing deposits | $369,440,000 | 1,253 |
| Deposits held in domestic offices | $407,926,000 | 1,369 |
| % insured | 86.13% | 4,985 |
| Federal funds purchased & repurchase agreements | $45,249,000 | 337 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,667,000 | 2,355 |
| Total equity capital | $18,566,000 | 3,459 |
| Total bank equity capital | $18,566,000 | 3,457 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $3,825,000 | 1,060 |
| Surplus | $45,181,000 | 761 |
| Undivided profits | $-30,440,000 | 7,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,543,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,262,000 | 2,187 |
| Earning assets | $434,945,000 | 1,419 |
| Long-term assets (5+ years) | $147,343,000 | 1,311 |
| Average Assets, year-to-date | $479,574,330 | 1,401 |
| Average Assets, quarterly | $476,478,500 | 1,418 |
| Volatile liabilities | $95,029,000 | 537 |
| Insider loans | $3,571,000 | 1,713 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $28,090,000 | 2,019 |
| Tier 1 (core) risk-based capital | $18,278,000 | 3,330 |
| Tier 2 risk-based capital | $4,298,000 | 1,238 |
| Total risk weighted assets | $340,596,000 | 1,303 |
| Total unused commitments | $28,090,000 | 2,019 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 115 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $479,549,000 | 1,414 |
| Cash and due from depository institutions | $7,236,000 | 1,272 |
| Interest-bearing balances | $2,562,000 | 5,245 |
| Securities | $103,682,000 | 1,461 |
| Federal funds sold & reverse repurchase agreements | $44,245,000 | 97 |
| Net loans & leases | $288,044,000 | 1,446 |
| Loan loss allowance | $8,048,000 | 949 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $12,256,000 | 943 |
| Other real estate owned | $7,502,000 | 1,272 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $16,584,000 | 1,191 |
| Life insurance assets | $10,823,000 | 689 |
| Total liabilities and capital | $479,549,000 | 1,414 |
| Total liabilities | $460,460,000 | 1,332 |
| Total deposits | $413,493,000 | 1,359 |
| Interest-bearing deposits | $377,406,000 | 1,244 |
| Deposits held in domestic offices | $413,493,000 | 1,358 |
| % insured | 84.81% | 5,316 |
| Federal funds purchased & repurchase agreements | $45,418,000 | 337 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,549,000 | 2,439 |
| Total equity capital | $19,089,000 | 3,359 |
| Total bank equity capital | $19,089,000 | 3,357 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $3,825,000 | 1,077 |
| Surplus | $45,181,000 | 761 |
| Undivided profits | $-29,917,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $15,860,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,389,000 | 1,978 |
| Earning assets | $438,533,000 | 1,413 |
| Long-term assets (5+ years) | $135,587,000 | 1,417 |
| Average Assets, year-to-date | $482,657,500 | 1,398 |
| Average Assets, quarterly | $482,657,500 | 1,398 |
| Volatile liabilities | $99,824,000 | 525 |
| Insider loans | $3,461,000 | 1,767 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $28,030,000 | 2,054 |
| Tier 1 (core) risk-based capital | $18,123,000 | 3,342 |
| Tier 2 risk-based capital | $4,424,000 | 1,210 |
| Total risk weighted assets | $349,754,000 | 1,273 |
| Total unused commitments | $28,030,000 | 2,054 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 112 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $485,766,000 | 1,389 |
| Cash and due from depository institutions | $7,601,000 | 1,314 |
| Interest-bearing balances | $2,557,000 | 4,971 |
| Securities | $112,404,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $28,165,000 | 173 |
| Net loans & leases | $299,806,000 | 1,402 |
| Loan loss allowance | $8,101,000 | 961 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $12,229,000 | 952 |
| Other real estate owned | $8,524,000 | 1,314 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $17,037,000 | 1,197 |
| Life insurance assets | $10,732,000 | 681 |
| Total liabilities and capital | $485,766,000 | 1,389 |
| Total liabilities | $463,701,000 | 1,312 |
| Total deposits | $416,796,000 | 1,334 |
| Interest-bearing deposits | $382,762,000 | 1,212 |
| Deposits held in domestic offices | $416,796,000 | 1,330 |
| % insured | 84.54% | 5,408 |
| Federal funds purchased & repurchase agreements | $45,381,000 | 349 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,524,000 | 2,490 |
| Total equity capital | $22,065,000 | 2,970 |
| Total bank equity capital | $22,065,000 | 2,968 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $19,126,000 | 255 |
| Surplus | $29,881,000 | 1,113 |
| Undivided profits | $-26,942,000 | 7,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $19,062,000 | 716 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,503,000 | 1,932 |
| Earning assets | $442,932,000 | 1,381 |
| Long-term assets (5+ years) | $137,148,000 | 1,152 |
| Average Assets, year-to-date | $516,402,200 | 1,295 |
| Average Assets, quarterly | $495,470,000 | 1,361 |
| Volatile liabilities | $101,958,000 | 552 |
| Insider loans | $3,472,000 | 1,774 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $29,013,000 | 1,935 |
| Tier 1 (core) risk-based capital | $20,512,000 | 3,000 |
| Tier 2 risk-based capital | $4,573,000 | 1,174 |
| Total risk weighted assets | $362,271,000 | 1,227 |
| Total unused commitments | $29,013,000 | 1,937 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 114 | 1,298 |
| Assets and Liabilities | ||
| Total Assets: | $505,174,000 | 1,352 |
| Cash and due from depository institutions | $9,353,000 | 1,298 |
| Interest-bearing balances | $4,431,000 | 4,338 |
| Securities | $113,768,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $22,630,000 | 242 |
| Net loans & leases | $316,066,000 | 1,342 |
| Loan loss allowance | $8,691,000 | 919 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $12,448,000 | 937 |
| Other real estate owned | $9,825,000 | 1,298 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $21,084,000 | 1,017 |
| Life insurance assets | $10,640,000 | 682 |
| Total liabilities and capital | $505,174,000 | 1,352 |
| Total liabilities | $475,054,000 | 1,286 |
| Total deposits | $418,140,000 | 1,322 |
| Interest-bearing deposits | $383,694,000 | 1,225 |
| Deposits held in domestic offices | $418,140,000 | 1,320 |
| % insured | 85.01% | 5,458 |
| Federal funds purchased & repurchase agreements | $45,412,000 | 354 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,002 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,502,000 | 2,607 |
| Total equity capital | $30,120,000 | 2,275 |
| Total bank equity capital | $30,120,000 | 2,274 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $19,126,000 | 256 |
| Surplus | $29,881,000 | 1,124 |
| Undivided profits | $-18,887,000 | 7,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $19,116,000 | 771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,700,000 | 1,776 |
| Earning assets | $456,895,000 | 1,355 |
| Long-term assets (5+ years) | $145,014,000 | 1,058 |
| Average Assets, year-to-date | $524,061,250 | 1,280 |
| Average Assets, quarterly | $512,760,000 | 1,325 |
| Volatile liabilities | $113,073,000 | 514 |
| Insider loans | $3,149,000 | 1,952 |
| FHLB advances | $10,000,000 | 1,887 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $30,538,000 | 1,858 |
| Tier 1 (core) risk-based capital | $25,473,000 | 2,461 |
| Tier 2 risk-based capital | $4,817,000 | 1,111 |
| Total risk weighted assets | $381,516,000 | 1,171 |
| Total unused commitments | $30,538,000 | 1,862 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 111 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $520,346,000 | 1,305 |
| Cash and due from depository institutions | $14,427,000 | 1,333 |
| Interest-bearing balances | $4,256,000 | 4,214 |
| Securities | $118,534,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $8,175,000 | 764 |
| Net loans & leases | $338,932,000 | 1,252 |
| Loan loss allowance | $6,685,000 | 1,195 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $12,681,000 | 927 |
| Other real estate owned | $6,066,000 | 1,333 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $21,531,000 | 1,023 |
| Life insurance assets | $10,549,000 | 678 |
| Total liabilities and capital | $520,346,000 | 1,305 |
| Total liabilities | $484,133,000 | 1,244 |
| Total deposits | $426,706,000 | 1,298 |
| Interest-bearing deposits | $388,530,000 | 1,209 |
| Deposits held in domestic offices | $426,706,000 | 1,296 |
| % insured | 79.33% | 6,466 |
| Federal funds purchased & repurchase agreements | $45,710,000 | 374 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $10,000,000 | 2,052 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,717,000 | 2,242 |
| Total equity capital | $36,213,000 | 1,905 |
| Total bank equity capital | $36,213,000 | 1,903 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $19,126,000 | 259 |
| Surplus | $29,881,000 | 1,119 |
| Undivided profits | $-12,794,000 | 7,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $27,032,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,720,000 | 1,687 |
| Earning assets | $469,897,000 | 1,317 |
| Long-term assets (5+ years) | $138,703,000 | 1,087 |
| Average Assets, year-to-date | $530,357,000 | 1,261 |
| Average Assets, quarterly | $528,359,000 | 1,278 |
| Volatile liabilities | $139,806,000 | 460 |
| Insider loans | $8,693,000 | 745 |
| FHLB advances | $10,000,000 | 1,952 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $31,336,000 | 1,816 |
| Tier 1 (core) risk-based capital | $31,793,000 | 1,996 |
| Tier 2 risk-based capital | $5,037,000 | 1,090 |
| Total risk weighted assets | $401,350,000 | 1,124 |
| Total unused commitments | $31,336,000 | 1,818 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 109 | 1,357 |
| Assets and Liabilities | ||
| Total Assets: | $536,372,000 | 1,256 |
| Cash and due from depository institutions | $8,382,000 | 1,357 |
| Interest-bearing balances | $4,208,000 | 4,375 |
| Securities | $116,879,000 | 1,225 |
| Federal funds sold & reverse repurchase agreements | $14,985,000 | 509 |
| Net loans & leases | $351,247,000 | 1,216 |
| Loan loss allowance | $8,314,000 | 985 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $12,859,000 | 913 |
| Other real estate owned | $9,375,000 | 1,357 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $22,645,000 | 984 |
| Life insurance assets | $10,460,000 | 679 |
| Total liabilities and capital | $536,372,000 | 1,256 |
| Total liabilities | $491,344,000 | 1,236 |
| Total deposits | $424,378,000 | 1,314 |
| Interest-bearing deposits | $387,967,000 | 1,229 |
| Deposits held in domestic offices | $424,378,000 | 1,312 |
| % insured | 77.71% | 6,675 |
| Federal funds purchased & repurchase agreements | $45,458,000 | 368 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $20,000,000 | 1,357 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,508,000 | 2,433 |
| Total equity capital | $45,028,000 | 1,506 |
| Total bank equity capital | $45,028,000 | 1,503 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $19,126,000 | 255 |
| Surplus | $29,881,000 | 1,128 |
| Undivided profits | $-3,979,000 | 6,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $27,859,000 | 610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,863,000 | 1,560 |
| Earning assets | $487,319,000 | 1,271 |
| Long-term assets (5+ years) | $130,974,000 | 1,108 |
| Average Assets, year-to-date | $535,362,500 | 1,254 |
| Average Assets, quarterly | $535,362,500 | 1,254 |
| Volatile liabilities | $147,957,000 | 445 |
| Insider loans | $8,679,000 | 743 |
| FHLB advances | $20,000,000 | 1,263 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $33,792,000 | 1,738 |
| Tier 1 (core) risk-based capital | $40,855,000 | 1,562 |
| Tier 2 risk-based capital | $5,301,000 | 1,057 |
| Total risk weighted assets | $421,065,000 | 1,080 |
| Total unused commitments | $33,792,000 | 1,740 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 108 | 1,394 |
| Assets and Liabilities | ||
| Total Assets: | $534,353,000 | 1,264 |
| Cash and due from depository institutions | $10,565,000 | 1,394 |
| Interest-bearing balances | $6,262,000 | 3,559 |
| Securities | $110,373,000 | 1,233 |
| Federal funds sold & reverse repurchase agreements | $9,330,000 | 819 |
| Net loans & leases | $359,290,000 | 1,209 |
| Loan loss allowance | $6,863,000 | 1,179 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $13,106,000 | 905 |
| Other real estate owned | $8,314,000 | 1,394 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $23,375,000 | 980 |
| Life insurance assets | $10,371,000 | 677 |
| Total liabilities and capital | $534,353,000 | 1,264 |
| Total liabilities | $486,034,000 | 1,252 |
| Total deposits | $416,896,000 | 1,318 |
| Interest-bearing deposits | $383,166,000 | 1,237 |
| Deposits held in domestic offices | $416,896,000 | 1,316 |
| % insured | 77.20% | 6,741 |
| Federal funds purchased & repurchase agreements | $45,603,000 | 384 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,000,000 | 1,377 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,535,000 | 2,438 |
| Total equity capital | $48,319,000 | 1,392 |
| Total bank equity capital | $48,319,000 | 1,391 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $19,126,000 | 251 |
| Surplus | $29,881,000 | 1,117 |
| Undivided profits | $-688,000 | 6,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $24,690,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,814,000 | 1,675 |
| Earning assets | $485,255,000 | 1,274 |
| Long-term assets (5+ years) | $116,736,000 | 1,212 |
| Average Assets, year-to-date | $557,693,400 | 1,205 |
| Average Assets, quarterly | $534,615,500 | 1,266 |
| Volatile liabilities | $194,984,000 | 702 |
| Insider loans | $8,531,000 | 774 |
| FHLB advances | $22,000,000 | 1,293 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $34,328,000 | 1,708 |
| Tier 1 (core) risk-based capital | $43,332,000 | 1,473 |
| Tier 2 risk-based capital | $5,384,000 | 1,064 |
| Total risk weighted assets | $429,258,000 | 1,083 |
| Total unused commitments | $34,328,000 | 1,709 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 106 | 1,427 |
| Assets and Liabilities | ||
| Total Assets: | $534,878,000 | 1,278 |
| Cash and due from depository institutions | $15,912,000 | 1,427 |
| Interest-bearing balances | $4,222,000 | 4,113 |
| Securities | $113,021,000 | 1,174 |
| Federal funds sold & reverse repurchase agreements | $1,335,000 | 3,011 |
| Net loans & leases | $360,679,000 | 1,236 |
| Loan loss allowance | $6,342,000 | 1,276 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,370,000 | 887 |
| Other real estate owned | $8,571,000 | 1,427 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $21,990,000 | 1,039 |
| Life insurance assets | $10,280,000 | 675 |
| Total liabilities and capital | $534,878,000 | 1,278 |
| Total liabilities | $483,193,000 | 1,267 |
| Total deposits | $415,918,000 | 1,332 |
| Interest-bearing deposits | $380,387,000 | 1,259 |
| Deposits held in domestic offices | $415,918,000 | 1,331 |
| % insured | 76.43% | 6,589 |
| Federal funds purchased & repurchase agreements | $45,870,000 | 376 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,559 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,405,000 | 2,850 |
| Total equity capital | $51,685,000 | 1,328 |
| Total bank equity capital | $51,685,000 | 1,328 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $19,126,000 | 249 |
| Surplus | $29,881,000 | 1,103 |
| Undivided profits | $2,678,000 | 5,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $11,634,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $2,080,000 | 1,542 |
| Earning assets | $479,257,000 | 1,297 |
| Long-term assets (5+ years) | $111,319,000 | 1,233 |
| Average Assets, year-to-date | $563,528,500 | 1,200 |
| Average Assets, quarterly | $537,065,000 | 1,270 |
| Volatile liabilities | $183,870,000 | 764 |
| Insider loans | $7,231,000 | 982 |
| FHLB advances | $20,000,000 | 1,457 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $38,471,000 | 1,574 |
| Tier 1 (core) risk-based capital | $47,512,000 | 1,344 |
| Tier 2 risk-based capital | $5,429,000 | 1,066 |
| Total risk weighted assets | $433,391,000 | 1,086 |
| Total unused commitments | $38,471,000 | 1,576 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 108 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $539,252,000 | 1,271 |
| Cash and due from depository institutions | $7,774,000 | 1,418 |
| Interest-bearing balances | $4,307,000 | 3,924 |
| Securities | $121,916,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $3,155,000 | 2,112 |
| Net loans & leases | $361,663,000 | 1,247 |
| Loan loss allowance | $7,180,000 | 1,167 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,496,000 | 888 |
| Other real estate owned | $9,181,000 | 1,418 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $22,067,000 | 1,047 |
| Life insurance assets | $10,189,000 | 679 |
| Total liabilities and capital | $539,252,000 | 1,271 |
| Total liabilities | $487,630,000 | 1,267 |
| Total deposits | $415,182,000 | 1,339 |
| Interest-bearing deposits | $377,601,000 | 1,271 |
| Deposits held in domestic offices | $415,182,000 | 1,338 |
| % insured | 79.33% | 6,332 |
| Federal funds purchased & repurchase agreements | $45,755,000 | 370 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,393 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,693,000 | 2,385 |
| Total equity capital | $51,622,000 | 1,312 |
| Total bank equity capital | $51,622,000 | 1,312 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $19,126,000 | 245 |
| Surplus | $29,881,000 | 1,102 |
| Undivided profits | $2,615,000 | 5,249 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $11,642,000 | 1,339 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $2,005,000 | 1,545 |
| Earning assets | $491,041,000 | 1,275 |
| Long-term assets (5+ years) | $107,324,000 | 1,279 |
| Average Assets, year-to-date | $573,078,670 | 1,189 |
| Average Assets, quarterly | $554,687,000 | 1,229 |
| Volatile liabilities | $169,294,000 | 836 |
| Insider loans | $7,471,000 | 958 |
| FHLB advances | $25,000,000 | 1,308 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $38,077,000 | 1,610 |
| Tier 1 (core) risk-based capital | $47,417,000 | 1,332 |
| Tier 2 risk-based capital | $5,518,000 | 1,067 |
| Total risk weighted assets | $439,859,000 | 1,084 |
| Total unused commitments | $38,077,000 | 1,612 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 111 | 1,387 |
| Assets and Liabilities | ||
| Total Assets: | $570,122,000 | 1,225 |
| Cash and due from depository institutions | $24,722,000 | 1,387 |
| Interest-bearing balances | $4,404,000 | 3,892 |
| Securities | $95,674,000 | 1,371 |
| Federal funds sold & reverse repurchase agreements | $29,500,000 | 285 |
| Net loans & leases | $373,840,000 | 1,239 |
| Loan loss allowance | $7,050,000 | 1,212 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $13,767,000 | 884 |
| Other real estate owned | $9,023,000 | 1,387 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $23,596,000 | 1,006 |
| Life insurance assets | $10,099,000 | 685 |
| Total liabilities and capital | $570,122,000 | 1,225 |
| Total liabilities | $519,282,000 | 1,210 |
| Total deposits | $446,551,000 | 1,260 |
| Interest-bearing deposits | $409,103,000 | 1,200 |
| Deposits held in domestic offices | $446,551,000 | 1,258 |
| % insured | 79.68% | 6,323 |
| Federal funds purchased & repurchase agreements | $45,914,000 | 396 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $25,000,000 | 1,466 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,817,000 | 2,272 |
| Total equity capital | $50,840,000 | 1,334 |
| Total bank equity capital | $50,840,000 | 1,334 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $19,126,000 | 244 |
| Surplus | $29,881,000 | 1,120 |
| Undivided profits | $1,833,000 | 5,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,732,000 | 1,346 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,189,000 | 1,430 |
| Earning assets | $503,418,000 | 1,274 |
| Long-term assets (5+ years) | $77,056,000 | 1,707 |
| Average Assets, year-to-date | $589,992,000 | 1,177 |
| Average Assets, quarterly | $589,992,000 | 1,177 |
| Volatile liabilities | $163,938,000 | 906 |
| Insider loans | $9,174,000 | 789 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $42,328,000 | 1,520 |
| Tier 1 (core) risk-based capital | $47,111,000 | 1,344 |
| Tier 2 risk-based capital | $5,713,000 | 1,049 |
| Total risk weighted assets | $455,804,000 | 1,071 |
| Total unused commitments | $42,328,000 | 1,523 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 118 | 1,323 |
| Assets and Liabilities | ||
| Total Assets: | $609,862,000 | 1,140 |
| Cash and due from depository institutions | $12,544,000 | 1,323 |
| Interest-bearing balances | $9,020,000 | 2,437 |
| Securities | $140,004,000 | 917 |
| Federal funds sold & reverse repurchase agreements | $24,815,000 | 310 |
| Net loans & leases | $383,098,000 | 1,233 |
| Loan loss allowance | $8,167,000 | 1,042 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $12,765,000 | 972 |
| Other real estate owned | $8,233,000 | 1,323 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $28,403,000 | 867 |
| Life insurance assets | $10,010,000 | 689 |
| Total liabilities and capital | $609,862,000 | 1,140 |
| Total liabilities | $559,407,000 | 1,125 |
| Total deposits | $495,889,000 | 1,127 |
| Interest-bearing deposits | $459,471,000 | 1,054 |
| Deposits held in domestic offices | $495,889,000 | 1,124 |
| % insured | 76.52% | 6,777 |
| Federal funds purchased & repurchase agreements | $46,682,000 | 414 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,836,000 | 2,285 |
| Total equity capital | $50,455,000 | 1,314 |
| Total bank equity capital | $50,455,000 | 1,314 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $19,126,000 | 237 |
| Surplus | $29,631,000 | 1,130 |
| Undivided profits | $1,698,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $9,224,000 | 1,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,397,000 | 1,368 |
| Earning assets | $556,937,000 | 1,137 |
| Long-term assets (5+ years) | $111,582,000 | 1,243 |
| Average Assets, year-to-date | $610,399,000 | 1,137 |
| Average Assets, quarterly | $636,648,500 | 1,092 |
| Volatile liabilities | $167,594,000 | 889 |
| Insider loans | $9,955,000 | 743 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $24,176,000 | 2,408 |
| Tier 1 (core) risk-based capital | $47,066,000 | 1,335 |
| Tier 2 risk-based capital | $5,821,000 | 1,050 |
| Total risk weighted assets | $470,125,000 | 1,065 |
| Total unused commitments | $24,176,000 | 2,409 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 113 | 1,407 |
| Assets and Liabilities | ||
| Total Assets: | $663,435,000 | 1,070 |
| Cash and due from depository institutions | $44,655,000 | 1,407 |
| Interest-bearing balances | $136,000 | 6,248 |
| Securities | $165,614,000 | 785 |
| Federal funds sold & reverse repurchase agreements | $24,000,000 | 357 |
| Net loans & leases | $385,395,000 | 1,240 |
| Loan loss allowance | $6,197,000 | 1,291 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $12,962,000 | 970 |
| Other real estate owned | $8,471,000 | 1,407 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $22,338,000 | 964 |
| Life insurance assets | $9,917,000 | 694 |
| Total liabilities and capital | $663,435,000 | 1,070 |
| Total liabilities | $611,956,000 | 1,044 |
| Total deposits | $549,100,000 | 1,019 |
| Interest-bearing deposits | $510,961,000 | 964 |
| Deposits held in domestic offices | $549,100,000 | 1,017 |
| % insured | 76.67% | 6,892 |
| Federal funds purchased & repurchase agreements | $46,358,000 | 424 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,498,000 | 2,906 |
| Total equity capital | $51,479,000 | 1,334 |
| Total bank equity capital | $51,479,000 | 1,333 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $19,126,000 | 235 |
| Surplus | $27,831,000 | 1,186 |
| Undivided profits | $4,522,000 | 4,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,957,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,527,000 | 1,378 |
| Earning assets | $575,145,000 | 1,126 |
| Long-term assets (5+ years) | $119,072,000 | 1,151 |
| Average Assets, year-to-date | $610,533,250 | 1,151 |
| Average Assets, quarterly | $640,225,000 | 1,105 |
| Volatile liabilities | $176,662,000 | 864 |
| Insider loans | $10,546,000 | 682 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,729,000 | 1,428 |
| Tier 1 (core) risk-based capital | $50,121,000 | 1,283 |
| Tier 2 risk-based capital | $5,711,000 | 1,081 |
| Total risk weighted assets | $460,431,000 | 1,120 |
| Total unused commitments | $48,729,000 | 1,429 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 107 | 1,543 |
| Assets and Liabilities | ||
| Total Assets: | $617,015,000 | 1,165 |
| Cash and due from depository institutions | $8,456,000 | 1,543 |
| Interest-bearing balances | $174,000 | 6,023 |
| Securities | $131,997,000 | 957 |
| Federal funds sold & reverse repurchase agreements | $30,075,000 | 274 |
| Net loans & leases | $398,650,000 | 1,234 |
| Loan loss allowance | $6,714,000 | 1,150 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,095,000 | 973 |
| Other real estate owned | $7,149,000 | 1,543 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $27,593,000 | 811 |
| Life insurance assets | $9,825,000 | 705 |
| Total liabilities and capital | $617,015,000 | 1,165 |
| Total liabilities | $566,784,000 | 1,142 |
| Total deposits | $495,741,000 | 1,137 |
| Interest-bearing deposits | $465,815,000 | 1,051 |
| Deposits held in domestic offices | $495,741,000 | 1,135 |
| % insured | 64.64% | 6,797 |
| Federal funds purchased & repurchase agreements | $46,111,000 | 426 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $23,000,000 | 1,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,932,000 | 2,442 |
| Total equity capital | $50,231,000 | 1,368 |
| Total bank equity capital | $50,231,000 | 1,367 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $19,126,000 | 232 |
| Surplus | $27,831,000 | 1,201 |
| Undivided profits | $3,274,000 | 5,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $14,493,000 | 1,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,981,000 | 115 |
| Income earned, not collected on loans | $2,957,000 | 1,128 |
| Earning assets | $560,896,000 | 1,170 |
| Long-term assets (5+ years) | $99,234,000 | 1,353 |
| Average Assets, year-to-date | $592,899,330 | 1,197 |
| Average Assets, quarterly | $608,545,000 | 1,177 |
| Volatile liabilities | $116,955,000 | 1,310 |
| Insider loans | $10,238,000 | 733 |
| FHLB advances | $23,000,000 | 1,735 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $51,304,000 | 1,452 |
| Tier 1 (core) risk-based capital | $47,544,000 | 1,365 |
| Tier 2 risk-based capital | $5,611,000 | 1,098 |
| Total risk weighted assets | $458,721,000 | 1,146 |
| Total unused commitments | $51,304,000 | 1,454 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 105 | 1,574 |
| Assets and Liabilities | ||
| Total Assets: | $600,075,000 | 1,201 |
| Cash and due from depository institutions | $10,778,000 | 1,574 |
| Interest-bearing balances | $3,086,000 | 3,166 |
| Securities | $141,220,000 | 884 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,349 |
| Net loans & leases | $399,480,000 | 1,240 |
| Loan loss allowance | $6,969,000 | 1,062 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,893,000 | 919 |
| Other real estate owned | $3,216,000 | 1,574 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $22,488,000 | 962 |
| Life insurance assets | $9,734,000 | 711 |
| Total liabilities and capital | $600,075,000 | 1,201 |
| Total liabilities | $556,752,000 | 1,169 |
| Total deposits | $485,407,000 | 1,153 |
| Interest-bearing deposits | $453,834,000 | 1,080 |
| Deposits held in domestic offices | $485,407,000 | 1,151 |
| % insured | 64.46% | 6,843 |
| Federal funds purchased & repurchase agreements | $46,533,000 | 448 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $23,000,000 | 1,879 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,812,000 | 2,488 |
| Total equity capital | $43,323,000 | 1,580 |
| Total bank equity capital | $43,323,000 | 1,580 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $19,126,000 | 231 |
| Surplus | $18,831,000 | 1,660 |
| Undivided profits | $5,366,000 | 4,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,879,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,981,000 | 104 |
| Income earned, not collected on loans | $2,886,000 | 1,179 |
| Earning assets | $552,786,000 | 1,189 |
| Long-term assets (5+ years) | $119,056,000 | 1,132 |
| Average Assets, year-to-date | $580,841,500 | 1,228 |
| Average Assets, quarterly | $580,841,500 | 1,228 |
| Volatile liabilities | $132,581,000 | 1,164 |
| Insider loans | $9,052,000 | 852 |
| FHLB advances | $23,000,000 | 1,773 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $55,653,000 | 1,411 |
| Tier 1 (core) risk-based capital | $41,687,000 | 1,570 |
| Tier 2 risk-based capital | $5,559,000 | 1,093 |
| Total risk weighted assets | $447,748,000 | 1,180 |
| Total unused commitments | $55,653,000 | 1,413 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 107 | 1,558 |
| Assets and Liabilities | ||
| Total Assets: | $561,608,000 | 1,263 |
| Cash and due from depository institutions | $10,491,000 | 1,558 |
| Interest-bearing balances | $2,220,000 | 2,849 |
| Securities | $113,140,000 | 1,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $399,095,000 | 1,247 |
| Loan loss allowance | $6,307,000 | 1,113 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,995,000 | 913 |
| Other real estate owned | $5,622,000 | 1,558 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $19,265,000 | 1,116 |
| Life insurance assets | $9,645,000 | 716 |
| Total liabilities and capital | $561,608,000 | 1,263 |
| Total liabilities | $517,900,000 | 1,232 |
| Total deposits | $444,958,000 | 1,214 |
| Interest-bearing deposits | $417,033,000 | 1,139 |
| Deposits held in domestic offices | $444,958,000 | 1,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,557,000 | 460 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,000,000 | 1,907 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,385,000 | 3,003 |
| Total equity capital | $43,708,000 | 1,546 |
| Total bank equity capital | $43,708,000 | 1,546 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $19,126,000 | 232 |
| Surplus | $18,831,000 | 1,629 |
| Undivided profits | $5,751,000 | 4,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,869,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,174,000 | 84 |
| Income earned, not collected on loans | $3,039,000 | 1,168 |
| Earning assets | $514,455,000 | 1,247 |
| Long-term assets (5+ years) | $112,083,000 | 1,181 |
| Average Assets, year-to-date | $532,543,400 | 1,275 |
| Average Assets, quarterly | $566,055,000 | 1,239 |
| Volatile liabilities | $133,970,000 | 1,145 |
| Insider loans | $8,599,000 | 919 |
| FHLB advances | $25,000,000 | 1,798 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $57,717,000 | 1,392 |
| Tier 1 (core) risk-based capital | $42,265,000 | 1,517 |
| Tier 2 risk-based capital | $5,492,000 | 1,083 |
| Total risk weighted assets | $438,582,000 | 1,187 |
| Total unused commitments | $57,717,000 | 1,396 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 113 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $570,502,000 | 1,226 |
| Cash and due from depository institutions | $11,280,000 | 1,492 |
| Interest-bearing balances | $546,000 | 3,578 |
| Securities | $106,586,000 | 1,119 |
| Federal funds sold & reverse repurchase agreements | $9,861,000 | 1,257 |
| Net loans & leases | $402,668,000 | 1,233 |
| Loan loss allowance | $4,218,000 | 1,473 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $14,086,000 | 905 |
| Other real estate owned | $5,155,000 | 1,492 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,866,000 | 1,013 |
| Life insurance assets | $9,556,000 | 710 |
| Total liabilities and capital | $570,502,000 | 1,226 |
| Total liabilities | $527,216,000 | 1,186 |
| Total deposits | $453,323,000 | 1,173 |
| Interest-bearing deposits | $419,293,000 | 1,104 |
| Deposits held in domestic offices | $453,323,000 | 1,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,369,000 | 486 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $25,000,000 | 1,929 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,524,000 | 2,882 |
| Total equity capital | $43,286,000 | 1,571 |
| Total bank equity capital | $43,286,000 | 1,571 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $19,126,000 | 226 |
| Surplus | $19,012,000 | 1,596 |
| Undivided profits | $5,148,000 | 4,441 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,905,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,167,000 | 80 |
| Income earned, not collected on loans | $3,057,000 | 1,244 |
| Earning assets | $519,661,000 | 1,226 |
| Long-term assets (5+ years) | $107,260,000 | 1,195 |
| Average Assets, year-to-date | $525,277,250 | 1,286 |
| Average Assets, quarterly | $541,035,500 | 1,280 |
| Volatile liabilities | $148,132,000 | 1,016 |
| Insider loans | $6,503,000 | 1,214 |
| FHLB advances | $25,000,000 | 1,829 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $60,624,000 | 1,439 |
| Tier 1 (core) risk-based capital | $42,937,000 | 1,514 |
| Tier 2 risk-based capital | $4,218,000 | 1,347 |
| Total risk weighted assets | $451,769,000 | 1,154 |
| Total unused commitments | $60,624,000 | 1,442 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 110 | 1,551 |
| Assets and Liabilities | ||
| Total Assets: | $511,569,000 | 1,346 |
| Cash and due from depository institutions | $15,881,000 | 1,551 |
| Interest-bearing balances | $7,834,000 | 841 |
| Securities | $58,448,000 | 2,026 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $402,175,000 | 1,217 |
| Loan loss allowance | $4,538,000 | 1,315 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,008,000 | 898 |
| Other real estate owned | $2,432,000 | 1,551 |
| Goodwill and other intangibles | $591,000 | 2,051 |
| All other assets | $18,034,000 | 1,125 |
| Life insurance assets | $9,463,000 | 710 |
| Total liabilities and capital | $511,569,000 | 1,346 |
| Total liabilities | $467,805,000 | 1,330 |
| Total deposits | $415,367,000 | 1,283 |
| Interest-bearing deposits | $381,663,000 | 1,214 |
| Deposits held in domestic offices | $415,367,000 | 1,279 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,203,000 | 1,312 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $41,000,000 | 1,334 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,235,000 | 3,323 |
| Total equity capital | $43,764,000 | 1,571 |
| Total bank equity capital | $43,764,000 | 1,571 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $19,126,000 | 224 |
| Surplus | $17,006,000 | 1,725 |
| Undivided profits | $7,632,000 | 3,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,007,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,909,000 | 66 |
| Income earned, not collected on loans | $2,873,000 | 1,280 |
| Earning assets | $468,457,000 | 1,346 |
| Long-term assets (5+ years) | $51,365,000 | 2,189 |
| Average Assets, year-to-date | $510,202,330 | 1,316 |
| Average Assets, quarterly | $512,304,500 | 1,328 |
| Volatile liabilities | $181,982,000 | 841 |
| Insider loans | $7,404,000 | 1,066 |
| FHLB advances | $41,000,000 | 1,262 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $59,870,000 | 1,487 |
| Tier 1 (core) risk-based capital | $42,980,000 | 1,524 |
| Tier 2 risk-based capital | $4,538,000 | 1,231 |
| Total risk weighted assets | $433,272,000 | 1,190 |
| Total unused commitments | $59,870,000 | 1,487 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 111 | 1,535 |
| Assets and Liabilities | ||
| Total Assets: | $513,040,000 | 1,320 |
| Cash and due from depository institutions | $12,958,000 | 1,535 |
| Interest-bearing balances | $5,049,000 | 1,390 |
| Securities | $61,727,000 | 1,915 |
| Federal funds sold & reverse repurchase agreements | $3,541,000 | 3,940 |
| Net loans & leases | $401,085,000 | 1,194 |
| Loan loss allowance | $4,355,000 | 1,304 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $13,093,000 | 952 |
| Other real estate owned | $2,326,000 | 1,535 |
| Goodwill and other intangibles | $591,000 | 2,050 |
| All other assets | $17,719,000 | 1,110 |
| Life insurance assets | $9,371,000 | 702 |
| Total liabilities and capital | $513,040,000 | 1,320 |
| Total liabilities | $468,443,000 | 1,297 |
| Total deposits | $428,259,000 | 1,238 |
| Interest-bearing deposits | $396,807,000 | 1,166 |
| Deposits held in domestic offices | $428,259,000 | 1,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $554,000 | 2,801 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $38,000,000 | 1,309 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,630,000 | 2,902 |
| Total equity capital | $44,597,000 | 1,579 |
| Total bank equity capital | $44,597,000 | 1,579 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $19,126,000 | 226 |
| Surplus | $16,990,000 | 1,722 |
| Undivided profits | $8,481,000 | 3,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,409,000 | 859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,164,000 | 1,190 |
| Earning assets | $471,402,000 | 1,325 |
| Long-term assets (5+ years) | $53,465,000 | 2,060 |
| Average Assets, year-to-date | $509,519,000 | 1,311 |
| Average Assets, quarterly | $509,519,000 | 1,311 |
| Volatile liabilities | $179,629,000 | 816 |
| Insider loans | $5,084,000 | 1,535 |
| FHLB advances | $38,000,000 | 1,231 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $60,844,000 | 1,505 |
| Tier 1 (core) risk-based capital | $43,184,000 | 1,512 |
| Tier 2 risk-based capital | $4,355,000 | 1,245 |
| Total risk weighted assets | $433,025,000 | 1,171 |
| Total unused commitments | $60,844,000 | 1,506 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 113 | 1,524 |
| Assets and Liabilities | ||
| Total Assets: | $505,998,000 | 1,327 |
| Cash and due from depository institutions | $20,948,000 | 1,524 |
| Interest-bearing balances | $12,757,000 | 476 |
| Securities | $60,717,000 | 1,924 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $390,807,000 | 1,211 |
| Loan loss allowance | $4,245,000 | 1,298 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $12,635,000 | 985 |
| Other real estate owned | $2,528,000 | 1,524 |
| Goodwill and other intangibles | $591,000 | 2,052 |
| All other assets | $17,772,000 | 1,094 |
| Life insurance assets | $9,283,000 | 702 |
| Total liabilities and capital | $505,998,000 | 1,327 |
| Total liabilities | $465,784,000 | 1,294 |
| Total deposits | $422,149,000 | 1,242 |
| Interest-bearing deposits | $392,092,000 | 1,168 |
| Deposits held in domestic offices | $422,149,000 | 1,240 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,513,000 | 1,495 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,145,000 | 1,327 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,977,000 | 2,493 |
| Total equity capital | $40,214,000 | 1,741 |
| Total bank equity capital | $40,214,000 | 1,741 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,126,000 | 228 |
| Surplus | $12,985,000 | 2,133 |
| Undivided profits | $8,103,000 | 3,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,209,000 | 826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,239,000 | 1,256 |
| Earning assets | $464,281,000 | 1,318 |
| Long-term assets (5+ years) | $43,692,000 | 2,214 |
| Average Assets, year-to-date | $473,569,200 | 1,368 |
| Average Assets, quarterly | $492,447,000 | 1,342 |
| Volatile liabilities | $200,695,000 | 741 |
| Insider loans | $7,674,000 | 975 |
| FHLB advances | $34,000,000 | 1,250 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $61,614,000 | 1,511 |
| Tier 1 (core) risk-based capital | $39,179,000 | 1,664 |
| Tier 2 risk-based capital | $4,245,000 | 1,245 |
| Total risk weighted assets | $425,374,000 | 1,178 |
| Total unused commitments | $61,614,000 | 1,512 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 104 | 1,632 |
| Assets and Liabilities | ||
| Total Assets: | $478,896,000 | 1,378 |
| Cash and due from depository institutions | $6,893,000 | 1,632 |
| Interest-bearing balances | $165,000 | 4,066 |
| Securities | $62,675,000 | 1,853 |
| Federal funds sold & reverse repurchase agreements | $4,220,000 | 2,859 |
| Net loans & leases | $372,782,000 | 1,253 |
| Loan loss allowance | $3,778,000 | 1,424 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $12,257,000 | 990 |
| Other real estate owned | $1,909,000 | 1,632 |
| Goodwill and other intangibles | $591,000 | 2,041 |
| All other assets | $17,569,000 | 1,084 |
| Life insurance assets | $9,194,000 | 689 |
| Total liabilities and capital | $478,896,000 | 1,378 |
| Total liabilities | $440,585,000 | 1,347 |
| Total deposits | $410,646,000 | 1,267 |
| Interest-bearing deposits | $379,102,000 | 1,193 |
| Deposits held in domestic offices | $410,646,000 | 1,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,000,000 | 1,449 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,939,000 | 1,824 |
| Total equity capital | $38,311,000 | 1,801 |
| Total bank equity capital | $38,311,000 | 1,801 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $19,126,000 | 221 |
| Surplus | $11,501,000 | 2,286 |
| Undivided profits | $7,684,000 | 3,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,075,000 | 1,939 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,206,000 | 1,348 |
| Earning assets | $439,842,000 | 1,376 |
| Long-term assets (5+ years) | $42,818,000 | 2,164 |
| Average Assets, year-to-date | $465,462,000 | 1,387 |
| Average Assets, quarterly | $467,213,500 | 1,405 |
| Volatile liabilities | $172,839,000 | 834 |
| Insider loans | $8,283,000 | 884 |
| FHLB advances | $27,000,000 | 1,367 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $65,930,000 | 1,452 |
| Tier 1 (core) risk-based capital | $37,673,000 | 1,713 |
| Tier 2 risk-based capital | $3,778,000 | 1,407 |
| Total risk weighted assets | $403,814,000 | 1,226 |
| Total unused commitments | $65,930,000 | 1,452 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 99 | 1,771 |
| Assets and Liabilities | ||
| Total Assets: | $455,531,000 | 1,466 |
| Cash and due from depository institutions | $8,782,000 | 1,771 |
| Interest-bearing balances | $3,418,000 | 1,361 |
| Securities | $63,242,000 | 1,825 |
| Federal funds sold & reverse repurchase agreements | $969,000 | 5,120 |
| Net loans & leases | $352,325,000 | 1,330 |
| Loan loss allowance | $3,425,000 | 1,569 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,404,000 | 1,074 |
| Other real estate owned | $993,000 | 1,771 |
| Goodwill and other intangibles | $591,000 | 2,048 |
| All other assets | $17,225,000 | 1,110 |
| Life insurance assets | $9,105,000 | 686 |
| Total liabilities and capital | $455,531,000 | 1,466 |
| Total liabilities | $418,264,000 | 1,427 |
| Total deposits | $387,290,000 | 1,373 |
| Interest-bearing deposits | $356,380,000 | 1,274 |
| Deposits held in domestic offices | $387,290,000 | 1,368 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,111,000 | 2,253 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $26,500,000 | 1,408 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,363,000 | 2,055 |
| Total equity capital | $37,267,000 | 1,828 |
| Total bank equity capital | $37,267,000 | 1,828 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $19,126,000 | 220 |
| Surplus | $11,467,000 | 2,296 |
| Undivided profits | $6,674,000 | 3,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,381,000 | 1,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,771,000 | 1,466 |
| Earning assets | $419,954,000 | 1,449 |
| Long-term assets (5+ years) | $45,664,000 | 2,027 |
| Average Assets, year-to-date | $460,984,000 | 1,425 |
| Average Assets, quarterly | $464,187,000 | 1,424 |
| Volatile liabilities | $154,377,000 | 934 |
| Insider loans | $9,228,000 | 772 |
| FHLB advances | $26,500,000 | 1,326 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $57,972,000 | 1,639 |
| Tier 1 (core) risk-based capital | $37,034,000 | 1,739 |
| Tier 2 risk-based capital | $3,425,000 | 1,543 |
| Total risk weighted assets | $377,699,000 | 1,332 |
| Total unused commitments | $57,972,000 | 1,641 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 93 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $472,843,000 | 1,409 |
| Cash and due from depository institutions | $5,695,000 | 1,878 |
| Interest-bearing balances | $100,000 | 4,710 |
| Securities | $58,452,000 | 1,985 |
| Federal funds sold & reverse repurchase agreements | $27,467,000 | 675 |
| Net loans & leases | $353,213,000 | 1,314 |
| Loan loss allowance | $3,735,000 | 1,419 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $10,508,000 | 1,149 |
| Other real estate owned | $918,000 | 1,878 |
| Goodwill and other intangibles | $591,000 | 2,052 |
| All other assets | $15,999,000 | 1,138 |
| Life insurance assets | $9,019,000 | 679 |
| Total liabilities and capital | $472,843,000 | 1,409 |
| Total liabilities | $434,452,000 | 1,371 |
| Total deposits | $407,461,000 | 1,278 |
| Interest-bearing deposits | $377,613,000 | 1,190 |
| Deposits held in domestic offices | $407,461,000 | 1,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $994,000 | 2,471 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,000,000 | 1,486 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,997,000 | 1,779 |
| Total equity capital | $38,391,000 | 1,782 |
| Total bank equity capital | $38,391,000 | 1,782 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $19,126,000 | 211 |
| Surplus | $11,462,000 | 2,269 |
| Undivided profits | $7,803,000 | 3,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,500,000 | 1,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,639,000 | 1,502 |
| Earning assets | $439,232,000 | 1,383 |
| Long-term assets (5+ years) | $45,123,000 | 2,001 |
| Average Assets, year-to-date | $463,710,500 | 1,425 |
| Average Assets, quarterly | $463,710,500 | 1,425 |
| Volatile liabilities | $168,718,000 | 836 |
| Insider loans | $8,732,000 | 796 |
| FHLB advances | $23,000,000 | 1,404 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $59,960,000 | 1,598 |
| Tier 1 (core) risk-based capital | $37,868,000 | 1,692 |
| Tier 2 risk-based capital | $3,735,000 | 1,413 |
| Total risk weighted assets | $379,513,000 | 1,293 |
| Total unused commitments | $59,960,000 | 1,600 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 101 | 1,711 |
| Assets and Liabilities | ||
| Total Assets: | $454,578,000 | 1,449 |
| Cash and due from depository institutions | $13,403,000 | 1,711 |
| Interest-bearing balances | $7,777,000 | 749 |
| Securities | $55,677,000 | 2,108 |
| Federal funds sold & reverse repurchase agreements | $6,449,000 | 2,429 |
| Net loans & leases | $350,823,000 | 1,308 |
| Loan loss allowance | $3,732,000 | 1,407 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $10,326,000 | 1,144 |
| Other real estate owned | $1,000,000 | 1,711 |
| Goodwill and other intangibles | $591,000 | 2,053 |
| All other assets | $16,309,000 | 1,125 |
| Life insurance assets | $8,937,000 | 665 |
| Total liabilities and capital | $454,578,000 | 1,449 |
| Total liabilities | $416,884,000 | 1,412 |
| Total deposits | $382,931,000 | 1,355 |
| Interest-bearing deposits | $356,404,000 | 1,241 |
| Deposits held in domestic offices | $382,931,000 | 1,351 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,000,000 | 1,265 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,953,000 | 1,760 |
| Total equity capital | $37,694,000 | 1,771 |
| Total bank equity capital | $37,694,000 | 1,771 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $19,126,000 | 203 |
| Surplus | $11,442,000 | 2,218 |
| Undivided profits | $7,126,000 | 3,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,672,000 | 679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,450,000 | 1,679 |
| Earning assets | $420,726,000 | 1,430 |
| Long-term assets (5+ years) | $43,032,000 | 2,055 |
| Average Assets, year-to-date | $418,916,200 | 1,502 |
| Average Assets, quarterly | $443,000,000 | 1,472 |
| Volatile liabilities | $167,016,000 | 942 |
| Insider loans | $7,845,000 | 896 |
| FHLB advances | $31,000,000 | 1,184 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $58,063,000 | 1,626 |
| Tier 1 (core) risk-based capital | $37,260,000 | 1,687 |
| Tier 2 risk-based capital | $3,732,000 | 1,394 |
| Total risk weighted assets | $371,094,000 | 1,313 |
| Total unused commitments | $58,063,000 | 1,627 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 102 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $431,422,000 | 1,515 |
| Cash and due from depository institutions | $9,500,000 | 1,704 |
| Interest-bearing balances | $4,680,000 | 1,031 |
| Securities | $56,277,000 | 2,113 |
| Federal funds sold & reverse repurchase agreements | $5,554,000 | 2,272 |
| Net loans & leases | $334,849,000 | 1,355 |
| Loan loss allowance | $3,802,000 | 1,371 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,235,000 | 1,136 |
| Other real estate owned | $1,130,000 | 1,704 |
| Goodwill and other intangibles | $591,000 | 2,052 |
| All other assets | $13,286,000 | 1,365 |
| Life insurance assets | $5,873,000 | 964 |
| Total liabilities and capital | $431,422,000 | 1,515 |
| Total liabilities | $394,506,000 | 1,483 |
| Total deposits | $364,124,000 | 1,414 |
| Interest-bearing deposits | $338,155,000 | 1,307 |
| Deposits held in domestic offices | $364,124,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $27,500,000 | 1,447 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,882,000 | 1,784 |
| Total equity capital | $36,916,000 | 1,787 |
| Total bank equity capital | $36,916,000 | 1,787 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $19,126,000 | 189 |
| Surplus | $11,431,000 | 2,185 |
| Undivided profits | $6,359,000 | 4,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,638,000 | 1,167 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,533,000 | 1,596 |
| Earning assets | $401,360,000 | 1,495 |
| Long-term assets (5+ years) | $35,663,000 | 2,324 |
| Average Assets, year-to-date | $410,000,750 | 1,548 |
| Average Assets, quarterly | $428,036,500 | 1,507 |
| Volatile liabilities | $147,668,000 | 1,062 |
| Insider loans | $8,276,000 | 840 |
| FHLB advances | $27,500,000 | 1,362 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $57,308,000 | 1,674 |
| Tier 1 (core) risk-based capital | $36,760,000 | 1,706 |
| Tier 2 risk-based capital | $3,802,000 | 1,361 |
| Total risk weighted assets | $351,687,000 | 1,379 |
| Total unused commitments | $57,308,000 | 1,675 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 100 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $424,651,000 | 1,524 |
| Cash and due from depository institutions | $10,925,000 | 1,750 |
| Interest-bearing balances | $6,558,000 | 800 |
| Securities | $54,031,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $3,784,000 | 2,669 |
| Net loans & leases | $330,273,000 | 1,354 |
| Loan loss allowance | $3,504,000 | 1,465 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $10,556,000 | 1,090 |
| Other real estate owned | $1,340,000 | 1,750 |
| Goodwill and other intangibles | $612,000 | 2,026 |
| All other assets | $13,130,000 | 1,358 |
| Life insurance assets | $5,822,000 | 950 |
| Total liabilities and capital | $424,651,000 | 1,524 |
| Total liabilities | $388,853,000 | 1,501 |
| Total deposits | $350,046,000 | 1,469 |
| Interest-bearing deposits | $320,313,000 | 1,360 |
| Deposits held in domestic offices | $350,046,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $37,000,000 | 1,163 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,807,000 | 2,317 |
| Total equity capital | $35,798,000 | 1,775 |
| Total bank equity capital | $35,798,000 | 1,775 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $19,126,000 | 176 |
| Surplus | $11,425,000 | 2,146 |
| Undivided profits | $5,247,000 | 4,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,309,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,142,000 | 1,720 |
| Earning assets | $394,646,000 | 1,510 |
| Long-term assets (5+ years) | $34,570,000 | 2,350 |
| Average Assets, year-to-date | $402,860,330 | 1,589 |
| Average Assets, quarterly | $409,196,500 | 1,571 |
| Volatile liabilities | $131,576,000 | 1,147 |
| Insider loans | $9,171,000 | 738 |
| FHLB advances | $37,000,000 | 1,082 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $55,688,000 | 1,706 |
| Tier 1 (core) risk-based capital | $35,784,000 | 1,729 |
| Tier 2 risk-based capital | $3,504,000 | 1,456 |
| Total risk weighted assets | $345,455,000 | 1,382 |
| Total unused commitments | $55,688,000 | 1,707 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 95 | 1,835 |
| Assets and Liabilities | ||
| Total Assets: | $393,742,000 | 1,631 |
| Cash and due from depository institutions | $4,659,000 | 1,835 |
| Interest-bearing balances | $173,000 | 4,354 |
| Securities | $54,690,000 | 2,175 |
| Federal funds sold & reverse repurchase agreements | $2,779,000 | 3,755 |
| Net loans & leases | $307,205,000 | 1,424 |
| Loan loss allowance | $3,410,000 | 1,486 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,431,000 | 1,072 |
| Other real estate owned | $1,042,000 | 1,835 |
| Goodwill and other intangibles | $612,000 | 2,007 |
| All other assets | $12,324,000 | 1,397 |
| Life insurance assets | $5,771,000 | 937 |
| Total liabilities and capital | $393,742,000 | 1,631 |
| Total liabilities | $358,491,000 | 1,611 |
| Total deposits | $332,422,000 | 1,521 |
| Interest-bearing deposits | $299,100,000 | 1,433 |
| Deposits held in domestic offices | $332,422,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,000,000 | 1,529 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,069,000 | 2,121 |
| Total equity capital | $35,251,000 | 1,785 |
| Total bank equity capital | $35,251,000 | 1,785 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $19,126,000 | 173 |
| Surplus | $11,421,000 | 2,082 |
| Undivided profits | $4,704,000 | 4,712 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $65,000 | 857 |
| Income earned, not collected on loans | $2,015,000 | 1,727 |
| Earning assets | $364,847,000 | 1,608 |
| Long-term assets (5+ years) | $37,514,000 | 2,209 |
| Average Assets, year-to-date | $391,965,000 | 1,629 |
| Average Assets, quarterly | $391,965,000 | 1,629 |
| Volatile liabilities | $81,751,000 | 1,667 |
| Insider loans | $9,140,000 | 721 |
| FHLB advances | $24,000,000 | 1,448 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $55,463,000 | 1,690 |
| Tier 1 (core) risk-based capital | $35,131,000 | 1,718 |
| Tier 2 risk-based capital | $3,410,000 | 1,457 |
| Total risk weighted assets | $321,605,000 | 1,441 |
| Total unused commitments | $55,463,000 | 1,692 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $390,188,000 | 1,631 |
| Cash and due from depository institutions | $5,155,000 | 1,921 |
| Interest-bearing balances | $120,000 | 4,739 |
| Securities | $47,379,000 | 2,481 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 785 |
| Net loans & leases | $296,612,000 | 1,450 |
| Loan loss allowance | $3,315,000 | 1,492 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,169,000 | 1,213 |
| Other real estate owned | $2,182,000 | 1,921 |
| Goodwill and other intangibles | $612,000 | 2,009 |
| All other assets | $12,079,000 | 1,416 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $390,188,000 | 1,631 |
| Total liabilities | $355,537,000 | 1,603 |
| Total deposits | $326,640,000 | 1,522 |
| Interest-bearing deposits | $300,509,000 | 1,404 |
| Deposits held in domestic offices | $326,640,000 | 1,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $27,400,000 | 1,413 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,497,000 | 2,620 |
| Total equity capital | $34,651,000 | 1,792 |
| Total bank equity capital | $34,651,000 | 1,792 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $19,126,000 | 172 |
| Surplus | $11,419,000 | 2,044 |
| Undivided profits | $4,106,000 | 5,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,016,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,887,000 | 1,870 |
| Earning assets | $361,111,000 | 1,606 |
| Long-term assets (5+ years) | $33,798,000 | 2,342 |
| Average Assets, year-to-date | $341,730,800 | 1,753 |
| Average Assets, quarterly | $380,228,000 | 1,653 |
| Volatile liabilities | $52,180,000 | 2,368 |
| Insider loans | $6,328,000 | 1,046 |
| FHLB advances | $27,400,000 | 1,319 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $52,390,000 | 1,718 |
| Tier 1 (core) risk-based capital | $34,516,000 | 1,715 |
| Tier 2 risk-based capital | $3,315,000 | 1,463 |
| Total risk weighted assets | $312,841,000 | 1,448 |
| Total unused commitments | $52,390,000 | 1,718 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 88 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $370,268,000 | 1,682 |
| Cash and due from depository institutions | $7,813,000 | 1,969 |
| Interest-bearing balances | $3,681,000 | 1,368 |
| Securities | $46,682,000 | 2,494 |
| Federal funds sold & reverse repurchase agreements | $18,000 | 5,890 |
| Net loans & leases | $293,287,000 | 1,434 |
| Loan loss allowance | $3,103,000 | 1,582 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,251,000 | 1,157 |
| Other real estate owned | $564,000 | 1,969 |
| Goodwill and other intangibles | $612,000 | 1,990 |
| All other assets | $12,041,000 | 1,377 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $370,268,000 | 1,682 |
| Total liabilities | $336,052,000 | 1,668 |
| Total deposits | $304,448,000 | 1,618 |
| Interest-bearing deposits | $277,879,000 | 1,494 |
| Deposits held in domestic offices | $304,448,000 | 1,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,400,000 | 1,311 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,204,000 | 3,040 |
| Total equity capital | $34,216,000 | 1,794 |
| Total bank equity capital | $34,216,000 | 1,794 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,840,000 | 203 |
| Surplus | $14,548,000 | 1,617 |
| Undivided profits | $3,828,000 | 5,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,961,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,871,000 | 1,809 |
| Earning assets | $343,668,000 | 1,666 |
| Long-term assets (5+ years) | $34,911,000 | 2,310 |
| Average Assets, year-to-date | $329,616,500 | 1,797 |
| Average Assets, quarterly | $358,161,000 | 1,717 |
| Volatile liabilities | $54,782,000 | 2,214 |
| Insider loans | $10,462,000 | 580 |
| FHLB advances | $30,400,000 | 1,216 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $51,499,000 | 1,713 |
| Tier 1 (core) risk-based capital | $33,856,000 | 1,705 |
| Tier 2 risk-based capital | $3,103,000 | 1,545 |
| Total risk weighted assets | $305,905,000 | 1,453 |
| Total unused commitments | $51,499,000 | 1,714 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $346,054,000 | 1,749 |
| Cash and due from depository institutions | $4,823,000 | 1,897 |
| Interest-bearing balances | $152,000 | 4,557 |
| Securities | $41,601,000 | 2,747 |
| Federal funds sold & reverse repurchase agreements | $6,331,000 | 1,764 |
| Net loans & leases | $271,799,000 | 1,517 |
| Loan loss allowance | $2,831,000 | 1,690 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,471,000 | 1,108 |
| Other real estate owned | $413,000 | 1,897 |
| Goodwill and other intangibles | $612,000 | 1,990 |
| All other assets | $11,004,000 | 1,464 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $346,054,000 | 1,749 |
| Total liabilities | $312,259,000 | 1,747 |
| Total deposits | $284,712,000 | 1,692 |
| Interest-bearing deposits | $262,216,000 | 1,554 |
| Deposits held in domestic offices | $284,712,000 | 1,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,500,000 | 1,466 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,047,000 | 3,138 |
| Total equity capital | $33,795,000 | 1,769 |
| Total bank equity capital | $33,795,000 | 1,769 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,840,000 | 193 |
| Surplus | $14,548,000 | 1,579 |
| Undivided profits | $3,407,000 | 5,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,698,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,598,000 | 1,934 |
| Earning assets | $319,883,000 | 1,736 |
| Long-term assets (5+ years) | $42,378,000 | 2,019 |
| Average Assets, year-to-date | $316,066,000 | 1,847 |
| Average Assets, quarterly | $328,051,500 | 1,809 |
| Volatile liabilities | $43,333,000 | 2,527 |
| Insider loans | $6,747,000 | 926 |
| FHLB advances | $26,500,000 | 1,383 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $46,949,000 | 1,788 |
| Tier 1 (core) risk-based capital | $33,377,000 | 1,683 |
| Tier 2 risk-based capital | $2,831,000 | 1,640 |
| Total risk weighted assets | $279,191,000 | 1,564 |
| Total unused commitments | $46,949,000 | 1,788 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 85 | 2,018 |
| Assets and Liabilities | ||
| Total Assets: | $310,049,000 | 1,907 |
| Cash and due from depository institutions | $3,028,000 | 2,018 |
| Interest-bearing balances | $452,000 | 3,524 |
| Securities | $38,066,000 | 3,003 |
| Federal funds sold & reverse repurchase agreements | $1,445,000 | 4,547 |
| Net loans & leases | $246,196,000 | 1,626 |
| Loan loss allowance | $2,589,000 | 1,834 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $9,946,000 | 1,021 |
| Other real estate owned | $564,000 | 2,018 |
| Goodwill and other intangibles | $612,000 | 1,983 |
| All other assets | $10,192,000 | 1,544 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $310,049,000 | 1,907 |
| Total liabilities | $276,874,000 | 1,919 |
| Total deposits | $245,852,000 | 1,936 |
| Interest-bearing deposits | $224,992,000 | 1,793 |
| Deposits held in domestic offices | $245,852,000 | 1,931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,900,000 | 1,306 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,122,000 | 2,950 |
| Total equity capital | $33,175,000 | 1,752 |
| Total bank equity capital | $33,175,000 | 1,752 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,793,000 | 186 |
| Surplus | $14,502,000 | 1,549 |
| Undivided profits | $2,880,000 | 5,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,636,000 | 1,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,364,000 | 2,237 |
| Earning assets | $286,159,000 | 1,895 |
| Long-term assets (5+ years) | $35,940,000 | 2,327 |
| Average Assets, year-to-date | $301,072,000 | 1,942 |
| Average Assets, quarterly | $301,072,000 | 1,942 |
| Volatile liabilities | $50,547,000 | 2,159 |
| Insider loans | $7,039,000 | 854 |
| FHLB advances | $29,900,000 | 1,214 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $47,664,000 | 1,716 |
| Tier 1 (core) risk-based capital | $32,891,000 | 1,673 |
| Tier 2 risk-based capital | $2,589,000 | 1,752 |
| Total risk weighted assets | $254,898,000 | 1,657 |
| Total unused commitments | $47,664,000 | 1,717 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 72 | 2,400 |
| Assets and Liabilities | ||
| Total Assets: | $292,095,000 | 2,004 |
| Cash and due from depository institutions | $7,268,000 | 2,400 |
| Interest-bearing balances | $917,000 | 2,896 |
| Securities | $32,102,000 | 3,450 |
| Federal funds sold & reverse repurchase agreements | $8,012,000 | 1,447 |
| Net loans & leases | $224,617,000 | 1,753 |
| Loan loss allowance | $2,500,000 | 1,890 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,822,000 | 1,016 |
| Other real estate owned | $333,000 | 2,400 |
| Goodwill and other intangibles | $612,000 | 1,982 |
| All other assets | $9,329,000 | 1,633 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $292,095,000 | 2,004 |
| Total liabilities | $258,920,000 | 2,032 |
| Total deposits | $231,532,000 | 2,030 |
| Interest-bearing deposits | $208,662,000 | 1,904 |
| Deposits held in domestic offices | $231,532,000 | 2,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $26,400,000 | 1,426 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $988,000 | 3,135 |
| Total equity capital | $33,175,000 | 1,754 |
| Total bank equity capital | $33,175,000 | 1,754 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,780,000 | 174 |
| Surplus | $14,491,000 | 1,536 |
| Undivided profits | $2,904,000 | 5,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,274,000 | 1,978 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,090,000 | 2,802 |
| Earning assets | $265,648,000 | 2,020 |
| Long-term assets (5+ years) | $30,319,000 | 2,690 |
| Average Assets, year-to-date | $254,301,400 | 2,188 |
| Average Assets, quarterly | $279,420,500 | 2,061 |
| Volatile liabilities | $41,468,000 | 2,461 |
| Insider loans | $7,201,000 | 819 |
| FHLB advances | $26,400,000 | 1,329 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $39,592,000 | 1,911 |
| Tier 1 (core) risk-based capital | $32,575,000 | 1,674 |
| Tier 2 risk-based capital | $2,500,000 | 1,800 |
| Total risk weighted assets | $229,572,000 | 1,794 |
| Total unused commitments | $39,592,000 | 1,912 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $266,746,000 | 2,158 |
| Cash and due from depository institutions | $4,180,000 | 2,244 |
| Interest-bearing balances | $217,000 | 4,327 |
| Securities | $30,268,000 | 3,600 |
| Federal funds sold & reverse repurchase agreements | $6,723,000 | 1,654 |
| Net loans & leases | $206,468,000 | 1,853 |
| Loan loss allowance | $2,301,000 | 2,036 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,729,000 | 996 |
| Other real estate owned | $349,000 | 2,244 |
| Goodwill and other intangibles | $612,000 | 1,947 |
| All other assets | $8,417,000 | 1,729 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $266,746,000 | 2,158 |
| Total liabilities | $243,917,000 | 2,115 |
| Total deposits | $219,548,000 | 2,107 |
| Interest-bearing deposits | $199,733,000 | 1,954 |
| Deposits held in domestic offices | $219,548,000 | 2,100 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $23,600,000 | 1,542 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $769,000 | 3,808 |
| Total equity capital | $22,829,000 | 2,509 |
| Total bank equity capital | $22,829,000 | 2,509 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,601,000 | 265 |
| Surplus | $8,435,000 | 2,346 |
| Undivided profits | $2,793,000 | 5,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,537,000 | 1,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,044,000 | 2,994 |
| Earning assets | $243,676,000 | 2,167 |
| Long-term assets (5+ years) | $30,965,000 | 2,666 |
| Average Assets, year-to-date | $244,853,000 | 2,271 |
| Average Assets, quarterly | $255,255,000 | 2,230 |
| Volatile liabilities | $39,207,000 | 2,528 |
| Insider loans | $7,244,000 | 792 |
| FHLB advances | $20,100,000 | 1,599 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $22,585,000 | 2,764 |
| Tier 1 (core) risk-based capital | $22,161,000 | 2,448 |
| Tier 2 risk-based capital | $2,301,000 | 1,912 |
| Total risk weighted assets | $209,701,000 | 1,904 |
| Total unused commitments | $22,585,000 | 2,768 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $243,764,000 | 2,324 |
| Cash and due from depository institutions | $2,976,000 | 2,511 |
| Interest-bearing balances | $216,000 | 4,414 |
| Securities | $29,614,000 | 3,691 |
| Federal funds sold & reverse repurchase agreements | $2,705,000 | 3,002 |
| Net loans & leases | $190,060,000 | 1,951 |
| Loan loss allowance | $2,320,000 | 1,997 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,843,000 | 1,094 |
| Other real estate owned | $606,000 | 2,511 |
| Goodwill and other intangibles | $612,000 | 1,942 |
| All other assets | $8,348,000 | 1,747 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $243,764,000 | 2,324 |
| Total liabilities | $221,783,000 | 2,319 |
| Total deposits | $200,443,000 | 2,298 |
| Interest-bearing deposits | $184,866,000 | 2,090 |
| Deposits held in domestic offices | $200,443,000 | 2,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,600,000 | 1,654 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $740,000 | 3,615 |
| Total equity capital | $21,981,000 | 2,500 |
| Total bank equity capital | $21,981,000 | 2,500 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,601,000 | 262 |
| Surplus | $8,435,000 | 2,307 |
| Undivided profits | $1,945,000 | 6,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,522,000 | 1,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $879,000 | 3,314 |
| Earning assets | $222,595,000 | 2,353 |
| Long-term assets (5+ years) | $31,023,000 | 2,771 |
| Average Assets, year-to-date | $237,555,330 | 2,339 |
| Average Assets, quarterly | $240,197,500 | 2,336 |
| Volatile liabilities | $38,590,000 | 2,501 |
| Insider loans | $6,457,000 | 872 |
| FHLB advances | $20,600,000 | 1,550 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,624,000 | 2,849 |
| Tier 1 (core) risk-based capital | $21,816,000 | 2,435 |
| Tier 2 risk-based capital | $2,320,000 | 1,880 |
| Total risk weighted assets | $193,046,000 | 2,000 |
| Total unused commitments | $21,624,000 | 2,852 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 70 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $236,631,000 | 2,376 |
| Cash and due from depository institutions | $3,510,000 | 2,459 |
| Interest-bearing balances | $149,000 | 4,926 |
| Securities | $23,933,000 | 4,281 |
| Federal funds sold & reverse repurchase agreements | $6,637,000 | 2,228 |
| Net loans & leases | $185,465,000 | 1,949 |
| Loan loss allowance | $2,021,000 | 2,246 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,492,000 | 1,281 |
| Other real estate owned | $609,000 | 2,459 |
| Goodwill and other intangibles | $612,000 | 1,937 |
| All other assets | $8,373,000 | 1,641 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $236,631,000 | 2,376 |
| Total liabilities | $214,281,000 | 2,369 |
| Total deposits | $192,814,000 | 2,365 |
| Interest-bearing deposits | $177,003,000 | 2,192 |
| Deposits held in domestic offices | $192,814,000 | 2,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $20,600,000 | 1,571 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $867,000 | 3,541 |
| Total equity capital | $22,350,000 | 2,514 |
| Total bank equity capital | $22,350,000 | 2,514 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $11,601,000 | 253 |
| Surplus | $8,436,000 | 2,277 |
| Undivided profits | $2,313,000 | 6,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 3,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $864,000 | 3,302 |
| Earning assets | $216,184,000 | 2,387 |
| Long-term assets (5+ years) | $31,958,000 | 2,646 |
| Average Assets, year-to-date | $234,451,000 | 2,377 |
| Average Assets, quarterly | $234,451,000 | 2,377 |
| Volatile liabilities | $38,756,000 | 2,421 |
| Insider loans | $5,745,000 | 965 |
| FHLB advances | $20,600,000 | 1,468 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $21,253,000 | 2,809 |
| Tier 1 (core) risk-based capital | $21,555,000 | 2,425 |
| Tier 2 risk-based capital | $2,021,000 | 2,088 |
| Total risk weighted assets | $186,264,000 | 2,030 |
| Total unused commitments | $21,253,000 | 2,815 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 61 | 2,817 |
| Assets and Liabilities | ||
| Total Assets: | $232,271,000 | 2,411 |
| Cash and due from depository institutions | $3,289,000 | 2,817 |
| Interest-bearing balances | $105,000 | 5,140 |
| Securities | $30,261,000 | 3,689 |
| Federal funds sold & reverse repurchase agreements | $7,794,000 | 1,530 |
| Net loans & leases | $180,958,000 | 1,980 |
| Loan loss allowance | $1,987,000 | 2,270 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,943,000 | 1,645 |
| Other real estate owned | $156,000 | 2,817 |
| Goodwill and other intangibles | $612,000 | 1,926 |
| All other assets | $3,258,000 | 3,448 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,271,000 | 2,411 |
| Total liabilities | $210,270,000 | 2,401 |
| Total deposits | $194,297,000 | 2,332 |
| Interest-bearing deposits | $179,928,000 | 2,143 |
| Deposits held in domestic offices | $194,297,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,200,000 | 1,943 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $773,000 | 3,653 |
| Total equity capital | $22,001,000 | 2,489 |
| Total bank equity capital | $22,001,000 | 2,489 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $11,584,000 | 255 |
| Surplus | $8,420,000 | 2,257 |
| Undivided profits | $1,997,000 | 6,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $907,000 | 3,287 |
| Earning assets | $219,118,000 | 2,347 |
| Long-term assets (5+ years) | $33,475,000 | 2,564 |
| Average Assets, year-to-date | $211,617,800 | 2,562 |
| Average Assets, quarterly | $223,589,000 | 2,486 |
| Volatile liabilities | $36,180,000 | 2,568 |
| Insider loans | $7,143,000 | 741 |
| FHLB advances | $15,200,000 | 1,817 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $29,376,000 | 2,177 |
| Tier 1 (core) risk-based capital | $21,313,000 | 2,428 |
| Tier 2 risk-based capital | $1,987,000 | 2,113 |
| Total risk weighted assets | $182,353,000 | 2,060 |
| Total unused commitments | $29,376,000 | 2,180 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $214,907,000 | 2,593 |
| Cash and due from depository institutions | $3,520,000 | 2,921 |
| Interest-bearing balances | $153,000 | 4,934 |
| Securities | $24,750,000 | 4,176 |
| Federal funds sold & reverse repurchase agreements | $3,114,000 | 3,559 |
| Net loans & leases | $173,968,000 | 2,032 |
| Loan loss allowance | $2,143,000 | 2,128 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,978,000 | 1,626 |
| Other real estate owned | $156,000 | 2,921 |
| Goodwill and other intangibles | $612,000 | 1,905 |
| All other assets | $2,809,000 | 3,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,907,000 | 2,593 |
| Total liabilities | $193,103,000 | 2,592 |
| Total deposits | $177,208,000 | 2,539 |
| Interest-bearing deposits | $165,533,000 | 2,320 |
| Deposits held in domestic offices | $177,208,000 | 2,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,200,000 | 1,864 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $695,000 | 4,098 |
| Total equity capital | $21,804,000 | 2,525 |
| Total bank equity capital | $21,804,000 | 2,525 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $11,546,000 | 260 |
| Surplus | $8,450,000 | 2,219 |
| Undivided profits | $1,808,000 | 6,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 3,393 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $858,000 | 3,615 |
| Earning assets | $201,985,000 | 2,542 |
| Long-term assets (5+ years) | $32,276,000 | 2,634 |
| Average Assets, year-to-date | $206,454,500 | 2,633 |
| Average Assets, quarterly | $212,902,000 | 2,606 |
| Volatile liabilities | $34,230,000 | 2,626 |
| Insider loans | $8,374,000 | 603 |
| FHLB advances | $15,200,000 | 1,731 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $29,089,000 | 2,214 |
| Tier 1 (core) risk-based capital | $21,198,000 | 2,442 |
| Tier 2 risk-based capital | $2,143,000 | 1,974 |
| Total risk weighted assets | $176,513,000 | 2,097 |
| Total unused commitments | $29,089,000 | 2,218 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 58 | 2,974 |
| Assets and Liabilities | ||
| Total Assets: | $210,897,000 | 2,626 |
| Cash and due from depository institutions | $3,715,000 | 2,974 |
| Interest-bearing balances | $249,000 | 4,588 |
| Securities | $24,686,000 | 4,082 |
| Federal funds sold & reverse repurchase agreements | $3,525,000 | 3,683 |
| Net loans & leases | $168,623,000 | 2,069 |
| Loan loss allowance | $1,974,000 | 2,258 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,049,000 | 1,580 |
| Other real estate owned | $971,000 | 2,974 |
| Goodwill and other intangibles | $612,000 | 1,863 |
| All other assets | $2,716,000 | 3,783 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,897,000 | 2,626 |
| Total liabilities | $194,410,000 | 2,568 |
| Total deposits | $176,511,000 | 2,528 |
| Interest-bearing deposits | $164,876,000 | 2,312 |
| Deposits held in domestic offices | $176,511,000 | 2,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $17,200,000 | 1,718 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $699,000 | 4,202 |
| Total equity capital | $16,487,000 | 3,210 |
| Total bank equity capital | $16,487,000 | 3,210 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,570,000 | 332 |
| Surplus | $5,363,000 | 3,125 |
| Undivided profits | $1,554,000 | 7,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 6,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $825,000 | 3,606 |
| Earning assets | $197,083,000 | 2,571 |
| Long-term assets (5+ years) | $32,839,000 | 2,467 |
| Average Assets, year-to-date | $203,637,000 | 2,657 |
| Average Assets, quarterly | $208,210,000 | 2,633 |
| Volatile liabilities | $40,755,000 | 2,217 |
| Insider loans | $7,955,000 | 633 |
| FHLB advances | $17,200,000 | 1,597 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $28,743,000 | 2,181 |
| Tier 1 (core) risk-based capital | $15,680,000 | 3,176 |
| Tier 2 risk-based capital | $1,974,000 | 2,075 |
| Total risk weighted assets | $172,618,000 | 2,103 |
| Total unused commitments | $28,743,000 | 2,192 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 55 | 3,090 |
| Assets and Liabilities | ||
| Total Assets: | $205,523,000 | 2,652 |
| Cash and due from depository institutions | $3,080,000 | 3,090 |
| Interest-bearing balances | $304,000 | 4,266 |
| Securities | $29,207,000 | 3,588 |
| Federal funds sold & reverse repurchase agreements | $4,853,000 | 3,263 |
| Net loans & leases | $158,404,000 | 2,152 |
| Loan loss allowance | $1,948,000 | 2,236 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,773,000 | 1,625 |
| Other real estate owned | $840,000 | 3,090 |
| Goodwill and other intangibles | $612,000 | 1,834 |
| All other assets | $2,754,000 | 3,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,523,000 | 2,652 |
| Total liabilities | $189,554,000 | 2,590 |
| Total deposits | $171,372,000 | 2,584 |
| Interest-bearing deposits | $161,158,000 | 2,366 |
| Deposits held in domestic offices | $171,372,000 | 2,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,200,000 | 1,662 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $982,000 | 3,387 |
| Total equity capital | $15,969,000 | 3,251 |
| Total bank equity capital | $15,969,000 | 3,251 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,920,000 | 403 |
| Surplus | $6,846,000 | 2,575 |
| Undivided profits | $1,203,000 | 7,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 6,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $862,000 | 3,483 |
| Earning assets | $192,768,000 | 2,594 |
| Long-term assets (5+ years) | $30,202,000 | 2,558 |
| Average Assets, year-to-date | $200,007,000 | 2,695 |
| Average Assets, quarterly | $200,007,000 | 2,695 |
| Volatile liabilities | $39,545,000 | 2,235 |
| Insider loans | $8,095,000 | 611 |
| FHLB advances | $17,200,000 | 1,552 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,923,000 | 1,933 |
| Tier 1 (core) risk-based capital | $15,150,000 | 3,235 |
| Tier 2 risk-based capital | $1,948,000 | 2,055 |
| Total risk weighted assets | $164,412,000 | 2,163 |
| Total unused commitments | $31,923,000 | 1,941 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 57 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $194,491,000 | 2,742 |
| Cash and due from depository institutions | $3,315,000 | 2,960 |
| Interest-bearing balances | $432,000 | 3,897 |
| Securities | $30,895,000 | 3,454 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $150,526,000 | 2,255 |
| Loan loss allowance | $1,843,000 | 2,305 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,655,000 | 1,650 |
| Other real estate owned | $771,000 | 2,960 |
| Goodwill and other intangibles | $611,000 | 1,824 |
| All other assets | $2,718,000 | 3,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,491,000 | 2,742 |
| Total liabilities | $178,791,000 | 2,673 |
| Total deposits | $159,777,000 | 2,701 |
| Interest-bearing deposits | $148,755,000 | 2,498 |
| Deposits held in domestic offices | $159,777,000 | 2,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $765,000 | 2,607 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $17,200,000 | 1,682 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,049,000 | 3,282 |
| Total equity capital | $15,700,000 | 3,265 |
| Total bank equity capital | $15,700,000 | 3,265 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,920,000 | 400 |
| Surplus | $6,846,000 | 2,534 |
| Undivided profits | $934,000 | 7,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $266,000 | 5,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $865,000 | 3,626 |
| Earning assets | $181,853,000 | 2,682 |
| Long-term assets (5+ years) | $26,819,000 | 2,759 |
| Average Assets, year-to-date | $172,566,000 | 2,894 |
| Average Assets, quarterly | $190,513,000 | 2,759 |
| Volatile liabilities | $38,794,000 | 2,267 |
| Insider loans | $3,452,000 | 1,545 |
| FHLB advances | $17,200,000 | 1,556 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $29,508,000 | 1,986 |
| Tier 1 (core) risk-based capital | $14,815,000 | 3,235 |
| Tier 2 risk-based capital | $1,843,000 | 2,120 |
| Total risk weighted assets | $159,668,000 | 2,189 |
| Total unused commitments | $29,508,000 | 1,989 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $152,051,000 | 3,237 |
| Cash and due from depository institutions | $4,750,000 | 3,815 |
| Interest-bearing balances | $2,521,000 | 2,021 |
| Securities | $12,060,000 | 6,004 |
| Federal funds sold & reverse repurchase agreements | $1,628,000 | 5,162 |
| Net loans & leases | $125,468,000 | 2,562 |
| Loan loss allowance | $1,376,000 | 2,782 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,278,000 | 1,695 |
| Other real estate owned | $206,000 | 3,815 |
| Goodwill and other intangibles | $689,000 | 1,674 |
| All other assets | $1,972,000 | 4,589 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $152,051,000 | 3,237 |
| Total liabilities | $137,625,000 | 3,215 |
| Total deposits | $128,800,000 | 3,138 |
| Interest-bearing deposits | $121,381,000 | 2,875 |
| Deposits held in domestic offices | $128,800,000 | 3,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,975,000 | 2,475 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $850,000 | 3,883 |
| Total equity capital | $14,426,000 | 3,305 |
| Total bank equity capital | $14,426,000 | 3,305 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,889,000 | 397 |
| Surplus | $7,078,000 | 2,329 |
| Undivided profits | $-541,000 | 9,060 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $174,000 | 8,605 |
| Earning assets | $141,677,000 | 3,158 |
| Long-term assets (5+ years) | $21,171,000 | 3,196 |
| Average Assets, year-to-date | $104,249,000 | 4,258 |
| Average Assets, quarterly | $125,382,500 | 3,775 |
| Volatile liabilities | $29,183,000 | 2,771 |
| Insider loans | $1,977,000 | 2,412 |
| FHLB advances | $7,975,000 | 2,313 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $34,033,000 | 1,691 |
| Tier 1 (core) risk-based capital | $13,606,000 | 3,336 |
| Tier 2 risk-based capital | $1,376,000 | 2,586 |
| Total risk weighted assets | $122,340,000 | 2,715 |
| Total unused commitments | $34,033,000 | 1,695 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 29 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $83,783,000 | 5,033 |
| Cash and due from depository institutions | $3,441,000 | 5,222 |
| Interest-bearing balances | $1,617,000 | 1,911 |
| Securities | $12,662,000 | 6,075 |
| Federal funds sold & reverse repurchase agreements | $4,040,000 | 2,812 |
| Net loans & leases | $58,507,000 | 4,674 |
| Loan loss allowance | $831,000 | 4,036 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,676,000 | 2,385 |
| Other real estate owned | $0 | 5,222 |
| Goodwill and other intangibles | $767,000 | 1,584 |
| All other assets | $690,000 | 7,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,783,000 | 5,033 |
| Total liabilities | $76,651,000 | 4,991 |
| Total deposits | $73,741,000 | 4,824 |
| Interest-bearing deposits | $68,855,000 | 4,548 |
| Deposits held in domestic offices | $73,741,000 | 4,818 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,700,000 | 3,667 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $210,000 | 8,195 |
| Total equity capital | $7,132,000 | 5,722 |
| Total bank equity capital | $7,132,000 | 5,722 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,466,000 | 838 |
| Surplus | $3,311,000 | 4,085 |
| Undivided profits | $-645,000 | 9,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $388,000 | 6,013 |
| Earning assets | $76,826,000 | 5,047 |
| Long-term assets (5+ years) | $9,171,000 | 4,760 |
| Average Assets, year-to-date | $63,392,600 | 5,856 |
| Average Assets, quarterly | $76,351,000 | 5,302 |
| Volatile liabilities | $14,622,000 | 4,539 |
| Insider loans | $2,122,000 | 2,213 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,798,000 | 2,909 |
| Tier 1 (core) risk-based capital | $6,309,000 | 6,050 |
| Tier 2 risk-based capital | $785,960 | 3,959 |
| Total risk weighted assets | $62,832,060 | 4,537 |
| Total unused commitments | $14,798,000 | 2,910 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 18 | 7,085 |
| Assets and Liabilities | ||
| Total Assets: | $44,779,000 | 7,293 |
| Cash and due from depository institutions | $2,679,000 | 7,085 |
| Interest-bearing balances | $1,974,000 | 1,758 |
| Securities | $4,015,000 | 9,015 |
| Federal funds sold & reverse repurchase agreements | $3,790,000 | 2,421 |
| Net loans & leases | $32,504,000 | 6,534 |
| Loan loss allowance | $495,000 | 5,725 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,461,000 | 4,936 |
| Other real estate owned | $0 | 7,085 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $330,000 | 9,158 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,779,000 | 7,293 |
| Total liabilities | $37,706,000 | 7,475 |
| Total deposits | $36,107,000 | 7,423 |
| Interest-bearing deposits | $33,322,000 | 7,139 |
| Deposits held in domestic offices | $36,107,000 | 7,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,500,000 | 4,199 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $99,000 | 9,401 |
| Total equity capital | $7,073,000 | 5,604 |
| Total bank equity capital | $7,073,000 | 5,604 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,720,000 | 1,043 |
| Surplus | $4,054,000 | 3,505 |
| Undivided profits | $-701,000 | 9,725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $184,000 | 8,006 |
| Earning assets | $42,283,000 | 7,159 |
| Long-term assets (5+ years) | $2,559,000 | 7,380 |
| Average Assets, year-to-date | $27,380,600 | 8,592 |
| Average Assets, quarterly | $39,114,000 | 7,694 |
| Volatile liabilities | $8,111,000 | 6,003 |
| Insider loans | $1,953,000 | 2,275 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,212,000 | 4,906 |
| Tier 1 (core) risk-based capital | $7,118,000 | 5,608 |
| Tier 2 risk-based capital | $440,700 | 5,749 |
| Total risk weighted assets | $35,202,000 | 6,447 |
| Total unused commitments | $6,212,000 | 4,909 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 11 | 8,764 |
| Assets and Liabilities | ||
| Total Assets: | $11,074,000 | 10,188 |
| Cash and due from depository institutions | $281,000 | 8,764 |
| Interest-bearing balances | $99,000 | 5,042 |
| Securities | $0 | 10,385 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 2,827 |
| Net loans & leases | $4,185,000 | 10,196 |
| Loan loss allowance | $63,000 | 9,984 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $438,000 | 8,045 |
| Other real estate owned | $0 | 8,764 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $20,000 | 10,461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $11,074,000 | 10,188 |
| Total liabilities | $3,424,000 | 10,406 |
| Total deposits | $3,412,000 | 10,367 |
| Interest-bearing deposits | $3,112,000 | 10,313 |
| Deposits held in domestic offices | $3,412,000 | 10,367 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $12,000 | 10,440 |
| Total equity capital | $7,650,000 | 5,407 |
| Total bank equity capital | $7,650,000 | 5,407 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,720,000 | 998 |
| Surplus | $4,054,000 | 3,360 |
| Undivided profits | $-124,000 | 9,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $15,000 | 10,209 |
| Earning assets | $10,434,000 | 10,139 |
| Long-term assets (5+ years) | $1,388,000 | 8,128 |
| Average Assets, year-to-date | $11,074,000 | 10,154 |
| Average Assets, quarterly | $11,074,000 | 10,171 |
| Volatile liabilities | $643,000 | 10,015 |
| Insider loans | $1,551,000 | 2,580 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $409,000 | 9,474 |
| Tier 1 (core) risk-based capital | $7,650,000 | 5,210 |
| Tier 2 risk-based capital | $63,000 | 9,928 |
| Total risk weighted assets | $6,180,100 | 10,121 |
| Total unused commitments | $409,000 | 9,478 |
| Derivatives | $0 | 527 |