Home > Bank of the Carolinas > Income and Expense

Bank of the Carolinas, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$2,499,0007,900
Total interest expense$1,339,0007,486
Net interest income$1,160,0008,155
Provision for loan and lease losses$9,0008,034
Total noninterest income$117,0008,343
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$1,0008,577
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,081
Total noninterest expense$1,060,0007,845
Salaries and employee benefits$672,0007,325
Premises and equipment expense$107,0008,330
Additional noninterest expense$281,0008,096
Pre-tax net operating income$208,0008,337
Securities gains (losses)$-13,0008,489
Applicable income taxes$60,0007,071
Income before extraordinary items$135,0008,502
Extraordinary gains, net$038
Net income$135,0008,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$143,9708,456
1999-12-31 (YTD Data)Rank
Total interest income$2,116,0008,368
Total interest expense$1,089,0007,942
Net interest income$1,027,0008,569
Provision for loan and lease losses$08,503
Total noninterest income$14,00010,015
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$14,0009,524
Total noninterest expense$954,0008,254
Salaries and employee benefits$533,0008,142
Premises and equipment expense$73,0009,164
Additional noninterest expense$348,0007,719
Pre-tax net operating income$87,0009,118
Securities gains (losses)$03,155
Applicable income taxes$15,0008,345
Income before extraordinary items$72,0009,128
Extraordinary gains, net$035
Net income$72,0009,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$72,0009,096
1998-12-31 (YTD Data)Rank
Total interest income$2,112,0008,538
Total interest expense$1,098,0008,160
Net interest income$1,014,0008,759
Provision for loan and lease losses$08,652
Total noninterest income$5,00010,342
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,085
Trading account gains and feesNANA
Additional Noninterest Income$5,00010,199
Total noninterest expense$677,0009,173
Salaries and employee benefits$377,0009,110
Premises and equipment expense$52,0009,775
Additional noninterest expense$248,0008,623
Pre-tax net operating income$342,0008,167
Securities gains (losses)$1,0004,151
Applicable income taxes$119,0007,259
Income before extraordinary items$224,0008,441
Extraordinary gains, net$032
Net income$224,0008,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$5,000,000225
Net operating income$223,3508,373
1997-12-31 (YTD Data)Rank
Total interest income$1,764,0009,338
Total interest expense$986,0008,726
Net interest income$778,0009,726
Provision for loan and lease losses$22,0007,821
Total noninterest income$010,883
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,486
Trading account gains and feesNANA
Additional Noninterest Income$010,861
Total noninterest expense$608,0009,718
Salaries and employee benefits$256,00010,236
Premises and equipment expense$47,00010,270
Additional noninterest expense$305,0008,266
Pre-tax net operating income$148,0009,852
Securities gains (losses)$2,0003,292
Applicable income taxes$43,0009,362
Income before extraordinary items$107,0009,917
Extraordinary gains, net$044
Net income$107,0009,918
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$105,5809,886
1996-12-31 (YTD Data)Rank
Total interest income$1,613,0009,955
Total interest expense$841,0009,507
Net interest income$772,00010,183
Provision for loan and lease losses$6,0008,753
Total noninterest income$011,410
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$09,915
Trading account gains and feesNANA
Additional Noninterest Income$011,390
Total noninterest expense$609,00010,140
Salaries and employee benefits$244,00010,754
Premises and equipment expense$47,00010,725
Additional noninterest expense$318,0008,690
Pre-tax net operating income$157,00010,038
Securities gains (losses)$4,0003,123
Applicable income taxes$50,0009,685
Income before extraordinary items$111,00010,128
Extraordinary gains, net$053
Net income$111,00010,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$108,24010,099
1995-12-31 (YTD Data)Rank
Total interest income$1,510,00010,507
Total interest expense$723,00010,221
Net interest income$787,00010,567
Provision for loan and lease losses$1,0008,909
Total noninterest income$13,00011,842
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,339
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,328
Total noninterest expense$475,00011,128
Salaries and employee benefits$234,00011,275
Premises and equipment expense$43,00011,294
Additional noninterest expense$198,00010,438
Pre-tax net operating income$324,0009,580
Securities gains (losses)$03,831
Applicable income taxes$115,0008,883
Income before extraordinary items$209,0009,837
Extraordinary gains, net$065
Net income$209,0009,842
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$209,0009,809
1994-12-31 (YTD Data)Rank
Total interest income$1,408,00010,912
Total interest expense$559,00010,809
Net interest income$849,00010,885
Provision for loan and lease losses$09,146
Total noninterest income$012,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$010,872
Trading account gains and feesNANA
Additional Noninterest Income$012,536
Total noninterest expense$425,00011,934
Salaries and employee benefits$210,00011,997
Premises and equipment expense$46,00011,772
Additional noninterest expense$169,00011,537
Pre-tax net operating income$424,0009,165
Securities gains (losses)$-13,00010,028
Applicable income taxes$159,0008,133
Income before extraordinary items$252,0009,674
Extraordinary gains, net$0249
Net income$252,0009,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$260,3209,641
1993-12-31 (YTD Data)Rank
Total interest income$1,452,00011,341
Total interest expense$574,00011,293
Net interest income$878,00011,244
Provision for loan and lease losses$010,371
Total noninterest income$13,00013,142
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$011,351
Trading account gains and feesNANA
Additional Noninterest Income$13,00012,543
Total noninterest expense$442,00012,461
Salaries and employee benefits$200,00012,641
Premises and equipment expense$43,00012,433
Additional noninterest expense$199,00011,739
Pre-tax net operating income$449,0009,034
Securities gains (losses)$1,0007,052
Applicable income taxes$193,0007,749
Income before extraordinary items$257,0009,964
Extraordinary gains, net$03,149
Net income$257,00010,103
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$256,3609,716
1992-12-31 (YTD Data)Rank
Total interest income$1,505,00011,956
Total interest expense$721,00011,701
Net interest income$784,00011,983
Provision for loan and lease losses$011,756
Total noninterest income$10,00013,798
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$10,00013,358
Total noninterest expense$367,00013,321
Salaries and employee benefits$206,00013,088
Premises and equipment expense$70,00011,871
Additional noninterest expense$91,00013,600
Pre-tax net operating income$427,0008,996
Securities gains (losses)$24,0005,342
Applicable income taxes$155,0008,485
Income before extraordinary items$296,0009,387
Extraordinary gains, net$01,422
Net income$296,0009,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$280,1609,173

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.