Bank of the Bluegrass and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,416,0002,238
Total interest expense$4,675,0002,097
Net interest income$10,741,0002,281
Provision for loan and lease losses$180,0002,075
Total noninterest income$4,571,0001,253
Gross Fiduciary activities income$2,792,000344
Service charges on deposit accounts$256,0002,396
Trading account gains and feesNANA
Additional Noninterest Income$1,523,0001,873
Total noninterest expense$10,394,0001,999
Salaries and employee benefits$6,379,0001,873
Premises and equipment expense$855,0002,209
Additional noninterest expense$1,523,0001,873
Pre-tax net operating income$4,738,0001,983
Securities gains (losses)$0988
Applicable income taxes$1,198,0001,318
Income before extraordinary items$3,540,0002,142
Extraordinary gains, net$054
Net income$3,540,0002,166
Minority interest net income$088
Net income of bank and minority interests.$3,540,0002,145
Net charge-offs$-142,0004,402
Cash dividends$2,847,0001,251
Sale, conversion, retirement of capital stock, net$0540
Net operating income$3,540,0002,169
2023-09-30 (YTD Data)Rank
Total interest income$11,339,0002,233
Total interest expense$3,186,0002,098
Net interest income$8,153,0002,277
Provision for loan and lease losses$120,0002,020
Total noninterest income$3,351,0001,266
Gross Fiduciary activities income$2,092,000346
Service charges on deposit accounts$191,0002,419
Trading account gains and feesNANA
Additional Noninterest Income$1,068,0001,924
Total noninterest expense$7,594,0002,021
Salaries and employee benefits$4,618,0001,921
Premises and equipment expense$662,0002,177
Additional noninterest expense$1,068,0001,924
Pre-tax net operating income$3,790,0001,949
Securities gains (losses)$0849
Applicable income taxes$960,0001,312
Income before extraordinary items$2,830,0002,123
Extraordinary gains, net$052
Net income$2,830,0002,143
Minority interest net income$081
Net income of bank and minority interests.$2,830,0002,125
Net charge-offs$-147,0004,432
Cash dividends$2,817,000929
Sale, conversion, retirement of capital stock, net$0507
Net operating income$2,830,0002,147
2023-06-30 (YTD Data)Rank
Total interest income$7,381,0002,248
Total interest expense$1,899,0002,087
Net interest income$5,482,0002,283
Provision for loan and lease losses$60,0002,092
Total noninterest income$2,268,0001,205
Gross Fiduciary activities income$1,378,000341
Service charges on deposit accounts$126,0002,417
Trading account gains and feesNANA
Additional Noninterest Income$764,0001,791
Total noninterest expense$4,937,0002,049
Salaries and employee benefits$3,107,0001,906
Premises and equipment expense$418,0002,251
Additional noninterest expense$764,0001,789
Pre-tax net operating income$2,753,0001,844
Securities gains (losses)$0938
Applicable income taxes$698,0001,263
Income before extraordinary items$2,055,0002,034
Extraordinary gains, net$051
Net income$2,055,0002,058
Minority interest net income$081
Net income of bank and minority interests.$2,055,0002,034
Net charge-offs$-151,0004,507
Cash dividends$1,253,0001,225
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,055,0002,044
2023-03-31 (YTD Data)Rank
Total interest income$3,606,0002,250
Total interest expense$818,0002,073
Net interest income$2,788,0002,267
Provision for loan and lease losses$02,612
Total noninterest income$1,155,0001,201
Gross Fiduciary activities income$684,000356
Service charges on deposit accounts$53,0002,633
Trading account gains and feesNANA
Additional Noninterest Income$418,0001,676
Total noninterest expense$2,441,0002,096
Salaries and employee benefits$1,507,0001,994
Premises and equipment expense$215,0002,252
Additional noninterest expense$418,0001,676
Pre-tax net operating income$1,502,0001,786
Securities gains (losses)$0950
Applicable income taxes$382,0001,192
Income before extraordinary items$1,120,0001,956
Extraordinary gains, net$04
Net income$1,120,0001,956
Minority interest net income$048
Net income of bank and minority interests.$1,120,0001,956
Net charge-offs$-157,0004,589
Cash dividends$1,225,000705
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,120,0001,979
2022-12-31 (YTD Data)Rank
Total interest income$12,489,0002,212
Total interest expense$1,070,0002,326
Net interest income$11,419,0002,185
Provision for loan and lease losses$240,0001,681
Total noninterest income$4,258,0001,318
Gross Fiduciary activities income$2,584,000370
Service charges on deposit accounts$365,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$1,309,0002,044
Total noninterest expense$9,532,0002,079
Salaries and employee benefits$5,963,0001,967
Premises and equipment expense$775,0002,360
Additional noninterest expense$1,309,0002,044
Pre-tax net operating income$5,905,0001,841
Securities gains (losses)$0691
Applicable income taxes$1,501,0001,264
Income before extraordinary items$4,404,0001,983
Extraordinary gains, net$05
Net income$4,404,0001,983
Minority interest net income$063
Net income of bank and minority interests.$4,404,0001,982
Net charge-offs$155,0001,035
Cash dividends$2,534,0001,283
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,404,0002,013
2022-09-30 (YTD Data)Rank
Total interest income$9,040,0002,204
Total interest expense$667,0002,270
Net interest income$8,373,0002,190
Provision for loan and lease losses$120,0001,768
Total noninterest income$3,260,0001,332
Gross Fiduciary activities income$1,934,000372
Service charges on deposit accounts$293,0001,988
Trading account gains and feesNANA
Additional Noninterest Income$1,033,0002,015
Total noninterest expense$7,017,0002,086
Salaries and employee benefits$4,406,0001,979
Premises and equipment expense$573,0002,390
Additional noninterest expense$1,033,0002,015
Pre-tax net operating income$4,496,0001,823
Securities gains (losses)$0740
Applicable income taxes$1,142,0001,254
Income before extraordinary items$3,354,0001,947
Extraordinary gains, net$04
Net income$3,354,0001,946
Minority interest net income$057
Net income of bank and minority interests.$3,354,0001,946
Net charge-offs$143,000801
Cash dividends$2,510,000954
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,354,0001,982
2022-06-30 (YTD Data)Rank
Total interest income$5,906,0002,200
Total interest expense$453,0002,079
Net interest income$5,453,0002,186
Provision for loan and lease losses$02,599
Total noninterest income$2,269,0001,272
Gross Fiduciary activities income$1,294,000331
Service charges on deposit accounts$128,0002,451
Trading account gains and feesNANA
Additional Noninterest Income$847,0001,848
Total noninterest expense$4,662,0002,079
Salaries and employee benefits$3,018,0001,933
Premises and equipment expense$383,0002,391
Additional noninterest expense$1,261,0002,236
Pre-tax net operating income$3,060,0001,711
Securities gains (losses)$0687
Applicable income taxes$778,0001,183
Income before extraordinary items$2,282,0001,827
Extraordinary gains, net$04
Net income$2,282,0001,828
Minority interest net income$060
Net income of bank and minority interests.$2,282,0001,827
Net charge-offs$138,000624
Cash dividends$936,0001,409
Sale, conversion, retirement of capital stock, net$0494
Net operating income$2,282,0001,869
2022-03-31 (YTD Data)Rank
Total interest income$3,015,0002,126
Total interest expense$250,0001,915
Net interest income$2,765,0002,121
Provision for loan and lease losses$02,285
Total noninterest income$1,122,0001,284
Gross Fiduciary activities income$656,000326
Service charges on deposit accounts$61,0002,492
Trading account gains and feesNANA
Additional Noninterest Income$405,0001,894
Total noninterest expense$2,256,0002,119
Salaries and employee benefits$1,443,0001,983
Premises and equipment expense$196,0002,365
Additional noninterest expense$617,0002,252
Pre-tax net operating income$1,631,0001,548
Securities gains (losses)$0623
Applicable income taxes$416,0001,079
Income before extraordinary items$1,215,0001,684
Extraordinary gains, net$04
Net income$1,215,0001,685
Minority interest net income$050
Net income of bank and minority interests.$1,215,0001,684
Net charge-offs$133,000434
Cash dividends$924,000821
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,215,0001,700
2021-12-31 (YTD Data)Rank
Total interest income$11,198,0002,300
Total interest expense$1,215,0001,941
Net interest income$9,983,0002,331
Provision for loan and lease losses$150,0001,910
Total noninterest income$4,724,0001,357
Gross Fiduciary activities income$2,429,000338
Service charges on deposit accounts$238,0002,456
Trading account gains and feesNANA
Additional Noninterest Income$2,057,0001,873
Total noninterest expense$9,903,0001,990
Salaries and employee benefits$6,443,0001,829
Premises and equipment expense$765,0002,382
Additional noninterest expense$2,695,0002,140
Pre-tax net operating income$4,654,0002,146
Securities gains (losses)$206,000599
Applicable income taxes$1,144,0001,509
Income before extraordinary items$3,716,0002,272
Extraordinary gains, net$010
Net income$3,716,0002,273
Minority interest net income$074
Net income of bank and minority interests.$3,716,0002,273
Net charge-offs$-171,0004,506
Cash dividends$2,774,0001,251
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,553,2602,295
2021-09-30 (YTD Data)Rank
Total interest income$8,413,0002,346
Total interest expense$931,0001,999
Net interest income$7,482,0002,377
Provision for loan and lease losses$150,0001,662
Total noninterest income$3,573,0001,380
Gross Fiduciary activities income$1,780,000341
Service charges on deposit accounts$171,0002,508
Trading account gains and feesNANA
Additional Noninterest Income$1,622,0001,879
Total noninterest expense$7,142,0002,052
Salaries and employee benefits$4,770,0001,852
Premises and equipment expense$571,0002,417
Additional noninterest expense$1,801,0002,318
Pre-tax net operating income$3,763,0002,129
Securities gains (losses)$02,015
Applicable income taxes$870,0001,576
Income before extraordinary items$2,893,0002,299
Extraordinary gains, net$08
Net income$2,893,0002,298
Minority interest net income$069
Net income of bank and minority interests.$2,893,0002,299
Net charge-offs$-31,0004,033
Cash dividends$2,763,000920
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,893,0002,272
2021-06-30 (YTD Data)Rank
Total interest income$5,513,0002,363
Total interest expense$636,0002,026
Net interest income$4,877,0002,406
Provision for loan and lease losses$150,0001,356
Total noninterest income$2,506,0001,334
Gross Fiduciary activities income$1,169,000341
Service charges on deposit accounts$107,0002,544
Trading account gains and feesNANA
Additional Noninterest Income$1,230,0001,710
Total noninterest expense$4,713,0002,059
Salaries and employee benefits$3,080,0001,887
Premises and equipment expense$395,0002,352
Additional noninterest expense$1,238,0002,247
Pre-tax net operating income$2,520,0002,110
Securities gains (losses)$01,818
Applicable income taxes$566,0001,574
Income before extraordinary items$1,954,0002,263
Extraordinary gains, net$06
Net income$1,954,0002,261
Minority interest net income$067
Net income of bank and minority interests.$1,954,0002,263
Net charge-offs$-16,0003,970
Cash dividends$622,0001,763
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,954,0002,227
2021-03-31 (YTD Data)Rank
Total interest income$2,805,0002,329
Total interest expense$332,0002,031
Net interest income$2,473,0002,352
Provision for loan and lease losses$90,0001,312
Total noninterest income$1,165,0001,395
Gross Fiduciary activities income$560,000343
Service charges on deposit accounts$51,0002,617
Trading account gains and feesNANA
Additional Noninterest Income$554,0001,814
Total noninterest expense$2,406,0002,014
Salaries and employee benefits$1,554,0001,859
Premises and equipment expense$206,0002,317
Additional noninterest expense$646,0002,153
Pre-tax net operating income$1,142,0002,204
Securities gains (losses)$01,392
Applicable income taxes$216,0001,764
Income before extraordinary items$926,0002,328
Extraordinary gains, net$03
Net income$926,0002,326
Minority interest net income$055
Net income of bank and minority interests.$926,0002,328
Net charge-offs$-9,0004,024
Cash dividends$611,0001,047
Sale, conversion, retirement of capital stock, net$0482
Net operating income$926,0002,276
2020-12-31 (YTD Data)Rank
Total interest income$11,835,0002,258
Total interest expense$1,939,0002,014
Net interest income$9,896,0002,273
Provision for loan and lease losses$1,030,0001,568
Total noninterest income$4,327,0001,388
Gross Fiduciary activities income$2,136,000335
Service charges on deposit accounts$222,0002,635
Trading account gains and feesNANA
Additional Noninterest Income$1,969,0001,800
Total noninterest expense$9,276,0002,053
Salaries and employee benefits$6,102,0001,886
Premises and equipment expense$696,0002,530
Additional noninterest expense$2,478,0002,213
Pre-tax net operating income$3,917,0002,098
Securities gains (losses)$589,000542
Applicable income taxes$916,0001,498
Income before extraordinary items$3,590,0002,059
Extraordinary gains, net$04
Net income$3,590,0002,059
Minority interest net income$072
Net income of bank and minority interests.$3,590,0002,059
Net charge-offs$-35,0004,514
Cash dividends$1,845,0001,605
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,118,8002,202
2020-09-30 (YTD Data)Rank
Total interest income$8,935,0002,266
Total interest expense$1,528,0002,039
Net interest income$7,407,0002,276
Provision for loan and lease losses$1,000,0001,363
Total noninterest income$3,105,0001,386
Gross Fiduciary activities income$1,579,000334
Service charges on deposit accounts$167,0002,637
Trading account gains and feesNANA
Additional Noninterest Income$1,359,0001,844
Total noninterest expense$6,818,0002,062
Salaries and employee benefits$4,467,0001,894
Premises and equipment expense$513,0002,566
Additional noninterest expense$1,838,0002,203
Pre-tax net operating income$2,694,0002,187
Securities gains (losses)$589,000447
Applicable income taxes$665,0001,507
Income before extraordinary items$2,618,0002,081
Extraordinary gains, net$04
Net income$2,618,0002,081
Minority interest net income$065
Net income of bank and minority interests.$2,618,0002,081
Net charge-offs$-29,0004,526
Cash dividends$1,834,0001,180
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,146,8002,301
2020-06-30 (YTD Data)Rank
Total interest income$6,008,0002,284
Total interest expense$1,051,0002,081
Net interest income$4,957,0002,291
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,989,0001,365
Gross Fiduciary activities income$1,023,000343
Service charges on deposit accounts$119,0002,575
Trading account gains and feesNANA
Additional Noninterest Income$847,0001,840
Total noninterest expense$4,588,0002,049
Salaries and employee benefits$2,913,0001,914
Premises and equipment expense$357,0002,479
Additional noninterest expense$1,318,0002,086
Pre-tax net operating income$1,758,0002,175
Securities gains (losses)$417,000413
Applicable income taxes$440,0001,449
Income before extraordinary items$1,735,0002,031
Extraordinary gains, net$04
Net income$1,735,0002,031
Minority interest net income$065
Net income of bank and minority interests.$1,735,0002,031
Net charge-offs$-21,0004,534
Cash dividends$621,0001,738
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,401,4002,288
2020-03-31 (YTD Data)Rank
Total interest income$2,911,0002,314
Total interest expense$542,0002,171
Net interest income$2,369,0002,312
Provision for loan and lease losses$150,0001,627
Total noninterest income$1,012,0001,275
Gross Fiduciary activities income$526,000334
Service charges on deposit accounts$77,0002,474
Trading account gains and feesNANA
Additional Noninterest Income$409,0001,708
Total noninterest expense$2,416,0002,002
Salaries and employee benefits$1,482,0001,902
Premises and equipment expense$176,0002,522
Additional noninterest expense$758,0001,902
Pre-tax net operating income$815,0002,143
Securities gains (losses)$312,000277
Applicable income taxes$227,0001,291
Income before extraordinary items$900,0001,810
Extraordinary gains, net$04
Net income$900,0001,810
Minority interest net income$056
Net income of bank and minority interests.$900,0001,810
Net charge-offs$-7,0004,334
Cash dividends$20,0002,590
Sale, conversion, retirement of capital stock, net$0482
Net operating income$650,4002,256
2019-12-31 (YTD Data)Rank
Total interest income$11,764,0002,318
Total interest expense$2,202,0002,201
Net interest income$9,562,0002,312
Provision for loan and lease losses$03,973
Total noninterest income$3,903,0001,340
Gross Fiduciary activities income$2,220,000327
Service charges on deposit accounts$361,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$1,322,0001,933
Total noninterest expense$8,951,0002,081
Salaries and employee benefits$5,519,0001,968
Premises and equipment expense$641,0002,697
Additional noninterest expense$2,791,0002,039
Pre-tax net operating income$4,514,0001,892
Securities gains (losses)$-6,0004,737
Applicable income taxes$881,0001,531
Income before extraordinary items$3,627,0002,023
Extraordinary gains, net$011
Net income$3,627,0002,025
Minority interest net income$076
Net income of bank and minority interests.$3,627,0002,025
Net charge-offs$-102,0004,899
Cash dividends$2,967,0001,208
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,631,8001,989
2019-09-30 (YTD Data)Rank
Total interest income$8,750,0002,364
Total interest expense$1,628,0002,236
Net interest income$7,122,0002,362
Provision for loan and lease losses$03,836
Total noninterest income$2,758,0001,385
Gross Fiduciary activities income$1,577,000335
Service charges on deposit accounts$278,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$903,0002,036
Total noninterest expense$6,605,0002,110
Salaries and employee benefits$4,155,0001,967
Premises and equipment expense$441,0002,845
Additional noninterest expense$2,009,0002,110
Pre-tax net operating income$3,275,0001,995
Securities gains (losses)$-23,0005,010
Applicable income taxes$632,0001,616
Income before extraordinary items$2,620,0002,132
Extraordinary gains, net$011
Net income$2,620,0002,132
Minority interest net income$072
Net income of bank and minority interests.$2,620,0002,133
Net charge-offs$-50,0004,822
Cash dividends$2,943,000905
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,638,6302,085
2019-06-30 (YTD Data)Rank
Total interest income$5,757,0002,382
Total interest expense$1,057,0002,263
Net interest income$4,700,0002,397
Provision for loan and lease losses$03,685
Total noninterest income$1,725,0001,421
Gross Fiduciary activities income$980,000354
Service charges on deposit accounts$176,0002,386
Trading account gains and feesNANA
Additional Noninterest Income$569,0002,065
Total noninterest expense$4,152,0002,205
Salaries and employee benefits$2,575,0002,072
Premises and equipment expense$301,0002,809
Additional noninterest expense$1,276,0002,187
Pre-tax net operating income$2,273,0001,922
Securities gains (losses)$-58,0005,172
Applicable income taxes$430,0001,566
Income before extraordinary items$1,785,0002,084
Extraordinary gains, net$011
Net income$1,785,0002,082
Minority interest net income$069
Net income of bank and minority interests.$1,785,0002,084
Net charge-offs$-38,0004,837
Cash dividends$1,256,0001,242
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,831,9802,027
2019-03-31 (YTD Data)Rank
Total interest income$2,838,0002,405
Total interest expense$506,0002,283
Net interest income$2,332,0002,414
Provision for loan and lease losses$03,406
Total noninterest income$760,0001,471
Gross Fiduciary activities income$489,000349
Service charges on deposit accounts$82,0002,483
Trading account gains and feesNANA
Additional Noninterest Income$189,0002,463
Total noninterest expense$2,081,0002,206
Salaries and employee benefits$1,309,0002,066
Premises and equipment expense$148,0002,869
Additional noninterest expense$624,0002,220
Pre-tax net operating income$1,011,0002,042
Securities gains (losses)$-42,0005,244
Applicable income taxes$185,0001,655
Income before extraordinary items$784,0002,219
Extraordinary gains, net$05
Net income$784,0002,218
Minority interest net income$052
Net income of bank and minority interests.$784,0002,218
Net charge-offs$-37,0005,009
Cash dividends$1,229,000721
Sale, conversion, retirement of capital stock, net$0529
Net operating income$818,0202,153
2018-12-31 (YTD Data)Rank
Total interest income$11,054,0002,356
Total interest expense$1,498,0002,339
Net interest income$9,556,0002,327
Provision for loan and lease losses$375,0001,717
Total noninterest income$3,350,0001,427
Gross Fiduciary activities income$1,869,000364
Service charges on deposit accounts$346,0002,512
Trading account gains and feesNANA
Additional Noninterest Income$1,135,0002,095
Total noninterest expense$8,073,0002,231
Salaries and employee benefits$5,047,0002,077
Premises and equipment expense$587,0002,876
Additional noninterest expense$2,439,0002,262
Pre-tax net operating income$4,458,0001,951
Securities gains (losses)$-30,0004,714
Applicable income taxes$877,0001,496
Income before extraordinary items$3,551,0002,066
Extraordinary gains, net$06
Net income$3,551,0002,064
Minority interest net income$072
Net income of bank and minority interests.$3,551,0002,065
Net charge-offs$-125,0005,087
Cash dividends$2,874,0001,129
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,575,0002,045
2018-09-30 (YTD Data)Rank
Total interest income$8,152,0002,377
Total interest expense$1,065,0002,349
Net interest income$7,087,0002,353
Provision for loan and lease losses$375,0001,376
Total noninterest income$2,504,0001,446
Gross Fiduciary activities income$1,350,000369
Service charges on deposit accounts$260,0002,522
Trading account gains and feesNANA
Additional Noninterest Income$894,0002,067
Total noninterest expense$6,135,0002,205
Salaries and employee benefits$3,887,0002,036
Premises and equipment expense$434,0002,927
Additional noninterest expense$1,814,0002,279
Pre-tax net operating income$3,081,0002,090
Securities gains (losses)$-30,0005,018
Applicable income taxes$608,0001,623
Income before extraordinary items$2,443,0002,209
Extraordinary gains, net$05
Net income$2,443,0002,207
Minority interest net income$066
Net income of bank and minority interests.$2,443,0002,208
Net charge-offs$-53,0004,946
Cash dividends$2,842,000816
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,467,0002,195
2018-06-30 (YTD Data)Rank
Total interest income$5,276,0002,415
Total interest expense$669,0002,364
Net interest income$4,607,0002,395
Provision for loan and lease losses$300,0001,165
Total noninterest income$1,685,0001,443
Gross Fiduciary activities income$889,000373
Service charges on deposit accounts$169,0002,560
Trading account gains and feesNANA
Additional Noninterest Income$627,0002,009
Total noninterest expense$4,033,0002,248
Salaries and employee benefits$2,575,0002,058
Premises and equipment expense$280,0002,995
Additional noninterest expense$1,178,0002,328
Pre-tax net operating income$1,959,0002,125
Securities gains (losses)$0961
Applicable income taxes$372,0001,677
Income before extraordinary items$1,587,0002,220
Extraordinary gains, net$06
Net income$1,587,0002,217
Minority interest net income$065
Net income of bank and minority interests.$1,587,0002,219
Net charge-offs$-14,0004,630
Cash dividends$57,0003,320
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,587,0002,220
2018-03-31 (YTD Data)Rank
Total interest income$2,549,0002,463
Total interest expense$310,0002,410
Net interest income$2,239,0002,450
Provision for loan and lease losses$180,0001,016
Total noninterest income$843,0001,437
Gross Fiduciary activities income$448,000368
Service charges on deposit accounts$88,0002,515
Trading account gains and feesNANA
Additional Noninterest Income$307,0001,994
Total noninterest expense$2,016,0002,270
Salaries and employee benefits$1,300,0002,070
Premises and equipment expense$132,0003,131
Additional noninterest expense$584,0002,336
Pre-tax net operating income$886,0002,215
Securities gains (losses)$0735
Applicable income taxes$317,0001,176
Income before extraordinary items$569,0002,695
Extraordinary gains, net$07
Net income$569,0002,695
Minority interest net income$052
Net income of bank and minority interests.$569,0002,695
Net charge-offs$-2,0004,048
Cash dividends$26,0002,672
Sale, conversion, retirement of capital stock, net$0580
Net operating income$569,0002,690
2017-12-31 (YTD Data)Rank
Total interest income$9,988,0002,451
Total interest expense$956,0002,610
Net interest income$9,032,0002,395
Provision for loan and lease losses$270,0002,083
Total noninterest income$3,260,0001,493
Gross Fiduciary activities income$1,608,000379
Service charges on deposit accounts$336,0002,655
Trading account gains and feesNANA
Additional Noninterest Income$1,316,0001,963
Total noninterest expense$7,730,0002,332
Salaries and employee benefits$4,818,0002,139
Premises and equipment expense$511,0003,223
Additional noninterest expense$2,401,0002,319
Pre-tax net operating income$4,292,0001,938
Securities gains (losses)$74,000735
Applicable income taxes$1,358,0001,614
Income before extraordinary items$3,008,0002,047
Extraordinary gains, net$09
Net income$3,008,0002,046
Minority interest net income$076
Net income of bank and minority interests.$3,008,0002,047
Net charge-offs$-133,0005,369
Cash dividends$2,568,0001,161
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,956,9402,050
2017-09-30 (YTD Data)Rank
Total interest income$7,460,0002,469
Total interest expense$696,0002,657
Net interest income$6,764,0002,399
Provision for loan and lease losses$240,0001,848
Total noninterest income$2,319,0001,564
Gross Fiduciary activities income$1,147,000386
Service charges on deposit accounts$245,0002,731
Trading account gains and feesNANA
Additional Noninterest Income$927,0002,066
Total noninterest expense$5,838,0002,327
Salaries and employee benefits$3,669,0002,128
Premises and equipment expense$379,0003,290
Additional noninterest expense$1,790,0002,338
Pre-tax net operating income$3,005,0002,062
Securities gains (losses)$14,0001,480
Applicable income taxes$926,0001,530
Income before extraordinary items$2,093,0002,321
Extraordinary gains, net$09
Net income$2,093,0002,320
Minority interest net income$071
Net income of bank and minority interests.$2,093,0002,321
Net charge-offs$-77,0005,274
Cash dividends$2,543,000870
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,083,3402,309
2017-06-30 (YTD Data)Rank
Total interest income$4,932,0002,462
Total interest expense$453,0002,655
Net interest income$4,479,0002,410
Provision for loan and lease losses$150,0001,808
Total noninterest income$1,548,0001,564
Gross Fiduciary activities income$750,000389
Service charges on deposit accounts$157,0002,807
Trading account gains and feesNANA
Additional Noninterest Income$641,0002,038
Total noninterest expense$3,835,0002,358
Salaries and employee benefits$2,382,0002,180
Premises and equipment expense$250,0003,300
Additional noninterest expense$1,203,0002,320
Pre-tax net operating income$2,042,0001,991
Securities gains (losses)$1,0001,756
Applicable income taxes$624,0001,511
Income before extraordinary items$1,419,0002,240
Extraordinary gains, net$011
Net income$1,419,0002,241
Minority interest net income$071
Net income of bank and minority interests.$1,419,0002,240
Net charge-offs$-70,0005,355
Cash dividends$55,0003,362
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,418,3102,214
2017-03-31 (YTD Data)Rank
Total interest income$2,377,0002,525
Total interest expense$221,0002,662
Net interest income$2,156,0002,489
Provision for loan and lease losses$150,0001,115
Total noninterest income$692,0001,667
Gross Fiduciary activities income$365,000395
Service charges on deposit accounts$78,0002,814
Trading account gains and feesNANA
Additional Noninterest Income$249,0002,317
Total noninterest expense$1,934,0002,357
Salaries and employee benefits$1,236,0002,153
Premises and equipment expense$129,0003,286
Additional noninterest expense$569,0002,416
Pre-tax net operating income$764,0002,374
Securities gains (losses)$01,153
Applicable income taxes$224,0001,765
Income before extraordinary items$540,0002,631
Extraordinary gains, net$08
Net income$540,0002,631
Minority interest net income$055
Net income of bank and minority interests.$540,0002,631
Net charge-offs$120,000827
Cash dividends$26,0002,747
Sale, conversion, retirement of capital stock, net$0632
Net operating income$540,0002,613
2016-12-31 (YTD Data)Rank
Total interest income$9,505,0002,509
Total interest expense$861,0002,678
Net interest income$8,644,0002,464
Provision for loan and lease losses$305,0001,972
Total noninterest income$2,879,0001,690
Gross Fiduciary activities income$1,353,000413
Service charges on deposit accounts$312,0002,881
Trading account gains and fees$0170
Additional Noninterest Income$1,214,0002,160
Total noninterest expense$7,485,0002,420
Salaries and employee benefits$4,509,0002,266
Premises and equipment expense$524,0003,277
Additional noninterest expense$2,452,0002,349
Pre-tax net operating income$3,733,0002,026
Securities gains (losses)$107,0001,293
Applicable income taxes$1,180,0001,492
Income before extraordinary items$2,660,0002,307
Extraordinary gains, net$05
Net income$2,660,0002,304
Minority interest net income$082
Net income of bank and minority interests.$2,660,0002,306
Net charge-offs$524,0001,051
Cash dividends$2,745,0001,101
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,586,1702,300
2016-09-30 (YTD Data)Rank
Total interest income$7,139,0002,503
Total interest expense$643,0002,683
Net interest income$6,496,0002,465
Provision for loan and lease losses$245,0001,836
Total noninterest income$2,064,0001,740
Gross Fiduciary activities income$968,000419
Service charges on deposit accounts$238,0002,867
Trading account gains and fees$0169
Additional Noninterest Income$858,0002,234
Total noninterest expense$5,608,0002,415
Salaries and employee benefits$3,395,0002,255
Premises and equipment expense$382,0003,363
Additional noninterest expense$1,831,0002,359
Pre-tax net operating income$2,707,0002,114
Securities gains (losses)$107,0001,204
Applicable income taxes$866,0001,556
Income before extraordinary items$1,948,0002,385
Extraordinary gains, net$05
Net income$1,948,0002,384
Minority interest net income$071
Net income of bank and minority interests.$1,948,0002,385
Net charge-offs$148,0001,703
Cash dividends$2,724,000826
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,874,1702,398
2016-06-30 (YTD Data)Rank
Total interest income$4,720,0002,523
Total interest expense$423,0002,725
Net interest income$4,297,0002,487
Provision for loan and lease losses$140,0002,007
Total noninterest income$1,389,0001,709
Gross Fiduciary activities income$635,000422
Service charges on deposit accounts$155,0002,893
Trading account gains and fees$0157
Additional Noninterest Income$599,0002,148
Total noninterest expense$3,649,0002,481
Salaries and employee benefits$2,209,0002,317
Premises and equipment expense$255,0003,368
Additional noninterest expense$1,185,0002,425
Pre-tax net operating income$1,897,0002,027
Securities gains (losses)$51,0001,407
Applicable income taxes$590,0001,516
Income before extraordinary items$1,358,0002,291
Extraordinary gains, net$016
Net income$1,358,0002,290
Minority interest net income$071
Net income of bank and minority interests.$1,358,0002,290
Net charge-offs$46,0002,204
Cash dividends$51,0003,463
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,322,3002,270
2016-03-31 (YTD Data)Rank
Total interest income$2,340,0002,550
Total interest expense$209,0002,761
Net interest income$2,131,0002,500
Provision for loan and lease losses$60,0001,948
Total noninterest income$732,0001,622
Gross Fiduciary activities income$302,000432
Service charges on deposit accounts$75,0002,940
Trading account gains and fees$0142
Additional Noninterest Income$355,0001,885
Total noninterest expense$1,912,0002,397
Salaries and employee benefits$1,184,0002,202
Premises and equipment expense$133,0003,327
Additional noninterest expense$595,0002,403
Pre-tax net operating income$891,0002,096
Securities gains (losses)$51,000815
Applicable income taxes$283,0001,535
Income before extraordinary items$659,0002,298
Extraordinary gains, net$012
Net income$659,0002,298
Minority interest net income$062
Net income of bank and minority interests.$659,0002,298
Net charge-offs$-48,0005,722
Cash dividends$25,0002,763
Sale, conversion, retirement of capital stock, net$0659
Net operating income$623,3002,336
2015-12-31 (YTD Data)Rank
Total interest income$9,337,0002,513
Total interest expense$828,0002,757
Net interest income$8,509,0002,450
Provision for loan and lease losses$215,0002,261
Total noninterest income$2,714,0001,715
Gross Fiduciary activities income$1,239,000427
Service charges on deposit accounts$315,0002,929
Trading account gains and fees$0159
Additional Noninterest Income$1,160,0002,188
Total noninterest expense$7,257,0002,493
Salaries and employee benefits$4,200,0002,386
Premises and equipment expense$518,0003,405
Additional noninterest expense$2,539,0002,310
Pre-tax net operating income$3,751,0001,965
Securities gains (losses)$79,0001,306
Applicable income taxes$1,141,0001,474
Income before extraordinary items$2,689,0002,215
Extraordinary gains, net$023
Net income$2,689,0002,215
Minority interest net income$081
Net income of bank and minority interests.$2,689,0002,216
Net charge-offs$-16,0005,291
Cash dividends$2,636,0001,094
Sale, conversion, retirement of capital stock, net$0804
Net operating income$2,633,7002,208
2015-09-30 (YTD Data)Rank
Total interest income$6,925,0002,553
Total interest expense$618,0002,805
Net interest income$6,307,0002,493
Provision for loan and lease losses$125,0002,466
Total noninterest income$2,045,0001,725
Gross Fiduciary activities income$911,000429
Service charges on deposit accounts$235,0002,966
Trading account gains and fees$0153
Additional Noninterest Income$899,0002,166
Total noninterest expense$5,426,0002,507
Salaries and employee benefits$3,066,0002,450
Premises and equipment expense$388,0003,456
Additional noninterest expense$1,972,0002,230
Pre-tax net operating income$2,801,0002,016
Securities gains (losses)$50,0001,458
Applicable income taxes$849,0001,526
Income before extraordinary items$2,002,0002,261
Extraordinary gains, net$021
Net income$2,002,0002,262
Minority interest net income$078
Net income of bank and minority interests.$2,002,0002,262
Net charge-offs$-46,0005,591
Cash dividends$2,611,000799
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,967,0002,255
2015-06-30 (YTD Data)Rank
Total interest income$4,609,0002,556
Total interest expense$408,0002,837
Net interest income$4,201,0002,488
Provision for loan and lease losses$04,069
Total noninterest income$1,304,0001,793
Gross Fiduciary activities income$583,000441
Service charges on deposit accounts$151,0003,012
Trading account gains and fees$0157
Additional Noninterest Income$570,0002,268
Total noninterest expense$3,631,0002,516
Salaries and employee benefits$2,091,0002,416
Premises and equipment expense$244,0003,602
Additional noninterest expense$1,296,0002,272
Pre-tax net operating income$1,874,0001,982
Securities gains (losses)$-3,0005,992
Applicable income taxes$560,0001,525
Income before extraordinary items$1,311,0002,275
Extraordinary gains, net$022
Net income$1,311,0002,277
Minority interest net income$075
Net income of bank and minority interests.$1,311,0002,277
Net charge-offs$-32,0005,610
Cash dividends$49,0003,457
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,313,1002,224
2015-03-31 (YTD Data)Rank
Total interest income$2,287,0002,569
Total interest expense$199,0002,902
Net interest income$2,088,0002,495
Provision for loan and lease losses$03,703
Total noninterest income$652,0001,765
Gross Fiduciary activities income$292,000444
Service charges on deposit accounts$75,0002,985
Trading account gains and fees$0152
Additional Noninterest Income$285,0002,191
Total noninterest expense$1,861,0002,464
Salaries and employee benefits$1,128,0002,279
Premises and equipment expense$120,0003,662
Additional noninterest expense$613,0002,372
Pre-tax net operating income$879,0002,063
Securities gains (losses)$-3,0006,134
Applicable income taxes$262,0001,571
Income before extraordinary items$614,0002,355
Extraordinary gains, net$013
Net income$614,0002,356
Minority interest net income$064
Net income of bank and minority interests.$614,0002,356
Net charge-offs$-21,0005,688
Cash dividends$24,0002,760
Sale, conversion, retirement of capital stock, net$0697
Net operating income$616,1002,281
2014-12-31 (YTD Data)Rank
Total interest income$9,226,0002,587
Total interest expense$728,0003,223
Net interest income$8,498,0002,491
Provision for loan and lease losses$365,0001,781
Total noninterest income$2,484,0001,808
Gross Fiduciary activities income$1,094,000449
Service charges on deposit accounts$356,0002,918
Trading account gains and fees$0180
Additional Noninterest Income$1,034,0002,291
Total noninterest expense$7,100,0002,588
Salaries and employee benefits$4,059,0002,462
Premises and equipment expense$482,0003,718
Additional noninterest expense$2,559,0002,369
Pre-tax net operating income$3,517,0002,019
Securities gains (losses)$373,000521
Applicable income taxes$1,146,0001,414
Income before extraordinary items$2,744,0002,153
Extraordinary gains, net$017
Net income$2,744,0002,153
Minority interest net income$084
Net income of bank and minority interests.$2,744,0002,152
Net charge-offs$150,0002,784
Cash dividends$2,296,0001,149
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,479,1702,277
2014-09-30 (YTD Data)Rank
Total interest income$6,903,0002,600
Total interest expense$537,0003,312
Net interest income$6,366,0002,504
Provision for loan and lease losses$240,0001,860
Total noninterest income$1,839,0001,836
Gross Fiduciary activities income$781,000460
Service charges on deposit accounts$270,0002,925
Trading account gains and fees$0174
Additional Noninterest Income$788,0002,276
Total noninterest expense$5,127,0002,662
Salaries and employee benefits$2,972,0002,515
Premises and equipment expense$357,0003,797
Additional noninterest expense$1,798,0002,504
Pre-tax net operating income$2,838,0001,943
Securities gains (losses)$132,000832
Applicable income taxes$871,0001,432
Income before extraordinary items$2,099,0002,145
Extraordinary gains, net$015
Net income$2,099,0002,143
Minority interest net income$081
Net income of bank and minority interests.$2,099,0002,143
Net charge-offs$236,0001,831
Cash dividends$2,296,000831
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,005,2802,162
2014-06-30 (YTD Data)Rank
Total interest income$4,617,0002,597
Total interest expense$354,0003,365
Net interest income$4,263,0002,489
Provision for loan and lease losses$150,0001,864
Total noninterest income$1,219,0001,820
Gross Fiduciary activities income$495,000471
Service charges on deposit accounts$186,0002,841
Trading account gains and fees$0172
Additional Noninterest Income$538,0002,214
Total noninterest expense$3,396,0002,688
Salaries and employee benefits$1,990,0002,514
Premises and equipment expense$241,0003,794
Additional noninterest expense$1,165,0002,555
Pre-tax net operating income$1,936,0001,870
Securities gains (losses)$132,000644
Applicable income taxes$609,0001,361
Income before extraordinary items$1,459,0002,032
Extraordinary gains, net$020
Net income$1,459,0002,035
Minority interest net income$080
Net income of bank and minority interests.$1,459,0002,034
Net charge-offs$-71,0006,245
Cash dividends$53,0003,419
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,365,2802,086
2014-03-31 (YTD Data)Rank
Total interest income$2,320,0002,578
Total interest expense$182,0003,367
Net interest income$2,138,0002,472
Provision for loan and lease losses$70,0001,937
Total noninterest income$582,0001,839
Gross Fiduciary activities income$230,000483
Service charges on deposit accounts$89,0002,896
Trading account gains and fees$0147
Additional Noninterest Income$263,0002,192
Total noninterest expense$1,580,0002,869
Salaries and employee benefits$933,0002,682
Premises and equipment expense$125,0003,763
Additional noninterest expense$522,0002,785
Pre-tax net operating income$1,070,0001,669
Securities gains (losses)$21,000941
Applicable income taxes$323,0001,272
Income before extraordinary items$768,0001,874
Extraordinary gains, net$016
Net income$768,0001,878
Minority interest net income$066
Net income of bank and minority interests.$768,0001,877
Net charge-offs$-63,0006,375
Cash dividends$27,0002,712
Sale, conversion, retirement of capital stock, net$0747
Net operating income$753,3001,863
2013-12-31 (YTD Data)Rank
Total interest income$8,879,0002,696
Total interest expense$888,0003,207
Net interest income$7,991,0002,606
Provision for loan and lease losses$595,0001,665
Total noninterest income$2,357,0001,928
Gross Fiduciary activities income$840,000488
Service charges on deposit accounts$352,0003,076
Trading account gains and fees$0184
Additional Noninterest Income$1,165,0002,176
Total noninterest expense$6,899,0002,662
Salaries and employee benefits$3,849,0002,561
Premises and equipment expense$460,0003,914
Additional noninterest expense$2,590,0002,379
Pre-tax net operating income$2,854,0002,242
Securities gains (losses)$106,0001,283
Applicable income taxes$753,0001,740
Income before extraordinary items$2,207,0002,419
Extraordinary gains, net$029
Net income$2,207,0002,423
Minority interest net income$090
Net income of bank and minority interests.$2,207,0002,422
Net charge-offs$1,970,000754
Cash dividends$1,885,0001,267
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,127,5002,427
2013-09-30 (YTD Data)Rank
Total interest income$6,535,0002,762
Total interest expense$678,0003,249
Net interest income$5,857,0002,668
Provision for loan and lease losses$370,0001,863
Total noninterest income$1,726,0002,006
Gross Fiduciary activities income$618,000496
Service charges on deposit accounts$259,0003,132
Trading account gains and fees$0180
Additional Noninterest Income$849,0002,273
Total noninterest expense$5,099,0002,699
Salaries and employee benefits$2,755,0002,687
Premises and equipment expense$351,0003,927
Additional noninterest expense$1,993,0002,314
Pre-tax net operating income$2,114,0002,327
Securities gains (losses)$106,0001,177
Applicable income taxes$573,0001,784
Income before extraordinary items$1,647,0002,464
Extraordinary gains, net$025
Net income$1,647,0002,469
Minority interest net income$084
Net income of bank and minority interests.$1,647,0002,469
Net charge-offs$1,617,000703
Cash dividends$1,852,000933
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,568,5602,493
2013-06-30 (YTD Data)Rank
Total interest income$4,313,0002,787
Total interest expense$463,0003,252
Net interest income$3,850,0002,696
Provision for loan and lease losses$370,0001,451
Total noninterest income$1,136,0002,044
Gross Fiduciary activities income$412,000498
Service charges on deposit accounts$172,0003,119
Trading account gains and fees$0157
Additional Noninterest Income$552,0002,341
Total noninterest expense$3,284,0002,780
Salaries and employee benefits$1,842,0002,700
Premises and equipment expense$233,0003,940
Additional noninterest expense$1,209,0002,522
Pre-tax net operating income$1,332,0002,407
Securities gains (losses)$106,0001,076
Applicable income taxes$666,0001,238
Income before extraordinary items$772,0003,138
Extraordinary gains, net$022
Net income$772,0003,140
Minority interest net income$082
Net income of bank and minority interests.$772,0003,141
Net charge-offs$970,000783
Cash dividends$49,0003,299
Sale, conversion, retirement of capital stock, net$0838
Net operating income$704,1603,212
2013-03-31 (YTD Data)Rank
Total interest income$2,149,0002,817
Total interest expense$242,0003,246
Net interest income$1,907,0002,726
Provision for loan and lease losses$120,0001,891
Total noninterest income$548,0002,080
Gross Fiduciary activities income$208,000511
Service charges on deposit accounts$84,0003,147
Trading account gains and fees$0148
Additional Noninterest Income$256,0002,439
Total noninterest expense$1,635,0002,821
Salaries and employee benefits$876,0002,833
Premises and equipment expense$115,0003,997
Additional noninterest expense$644,0002,387
Pre-tax net operating income$700,0002,270
Securities gains (losses)$61,000843
Applicable income taxes$284,0001,385
Income before extraordinary items$477,0002,678
Extraordinary gains, net$010
Net income$477,0002,681
Minority interest net income$076
Net income of bank and minority interests.$477,0002,680
Net charge-offs$240,0001,220
Cash dividends$33,0002,482
Sale, conversion, retirement of capital stock, net$0789
Net operating income$437,9602,768
2012-12-31 (YTD Data)Rank
Total interest income$9,392,0002,719
Total interest expense$1,431,0002,824
Net interest income$7,961,0002,673
Provision for loan and lease losses$690,0002,285
Total noninterest income$2,234,0002,028
Gross Fiduciary activities income$719,000525
Service charges on deposit accounts$436,0002,757
Trading account gains and fees$0166
Additional Noninterest Income$1,079,0002,279
Total noninterest expense$6,497,0002,847
Salaries and employee benefits$3,621,0002,705
Premises and equipment expense$468,0003,973
Additional noninterest expense$2,408,0002,648
Pre-tax net operating income$3,008,0002,088
Securities gains (losses)$959,000543
Applicable income taxes$1,138,0001,347
Income before extraordinary items$2,829,0001,962
Extraordinary gains, net$029
Net income$2,829,0001,961
Minority interest net income$093
Net income of bank and minority interests.$2,829,0001,963
Net charge-offs$584,0002,448
Cash dividends$1,126,0001,812
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,148,1102,323
2012-09-30 (YTD Data)Rank
Total interest income$7,142,0002,743
Total interest expense$1,163,0002,747
Net interest income$5,979,0002,719
Provision for loan and lease losses$690,0001,871
Total noninterest income$1,608,0002,085
Gross Fiduciary activities income$525,000533
Service charges on deposit accounts$330,0002,779
Trading account gains and fees$0157
Additional Noninterest Income$753,0002,354
Total noninterest expense$4,766,0002,906
Salaries and employee benefits$2,619,0002,802
Premises and equipment expense$356,0003,989
Additional noninterest expense$1,791,0002,687
Pre-tax net operating income$2,131,0002,239
Securities gains (losses)$803,000500
Applicable income taxes$774,0001,470
Income before extraordinary items$2,160,0001,970
Extraordinary gains, net$020
Net income$2,160,0001,969
Minority interest net income$086
Net income of bank and minority interests.$2,160,0001,971
Net charge-offs$501,0002,189
Cash dividends$1,074,0001,260
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,565,7802,435
2012-06-30 (YTD Data)Rank
Total interest income$4,784,0002,754
Total interest expense$823,0002,713
Net interest income$3,961,0002,741
Provision for loan and lease losses$550,0001,699
Total noninterest income$1,068,0002,073
Gross Fiduciary activities income$352,000536
Service charges on deposit accounts$226,0002,705
Trading account gains and fees$0153
Additional Noninterest Income$490,0002,365
Total noninterest expense$3,196,0002,901
Salaries and employee benefits$1,789,0002,750
Premises and equipment expense$243,0003,940
Additional noninterest expense$1,164,0002,761
Pre-tax net operating income$1,283,0002,394
Securities gains (losses)$705,000399
Applicable income taxes$579,0001,356
Income before extraordinary items$1,409,0001,990
Extraordinary gains, net$019
Net income$1,409,0001,988
Minority interest net income$084
Net income of bank and minority interests.$1,409,0001,990
Net charge-offs$410,0001,973
Cash dividends$73,0003,190
Sale, conversion, retirement of capital stock, net$0928
Net operating income$908,4502,654
2012-03-31 (YTD Data)Rank
Total interest income$2,387,0002,794
Total interest expense$434,0002,684
Net interest income$1,953,0002,782
Provision for loan and lease losses$375,0001,298
Total noninterest income$509,0002,119
Gross Fiduciary activities income$190,000516
Service charges on deposit accounts$116,0002,604
Trading account gains and fees$0148
Additional Noninterest Income$203,0002,634
Total noninterest expense$1,556,0002,958
Salaries and employee benefits$831,0002,943
Premises and equipment expense$124,0003,907
Additional noninterest expense$601,0002,661
Pre-tax net operating income$531,0002,761
Securities gains (losses)$352,000387
Applicable income taxes$155,0001,992
Income before extraordinary items$728,0001,952
Extraordinary gains, net$019
Net income$728,0001,953
Minority interest net income$078
Net income of bank and minority interests.$728,0001,954
Net charge-offs$44,0003,112
Cash dividends$37,0002,521
Sale, conversion, retirement of capital stock, net$0861
Net operating income$439,3602,735
2011-12-31 (YTD Data)Rank
Total interest income$10,400,0002,674
Total interest expense$2,178,0002,597
Net interest income$8,222,0002,659
Provision for loan and lease losses$1,540,0001,861
Total noninterest income$2,068,0001,953
Gross Fiduciary activities income$645,000511
Service charges on deposit accounts$464,0002,729
Trading account gains and fees$0146
Additional Noninterest Income$959,0002,197
Total noninterest expense$6,591,0002,811
Salaries and employee benefits$3,418,0002,798
Premises and equipment expense$479,0004,151
Additional noninterest expense$2,694,0002,447
Pre-tax net operating income$2,159,0002,365
Securities gains (losses)$369,000984
Applicable income taxes$968,0001,370
Income before extraordinary items$1,560,0002,700
Extraordinary gains, net$029
Net income$1,560,0002,701
Minority interest net income$096
Net income of bank and minority interests.$1,560,0002,701
Net charge-offs$1,671,0001,744
Cash dividends$640,0002,151
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$1,323,8402,920
2011-09-30 (YTD Data)Rank
Total interest income$7,824,0002,696
Total interest expense$1,692,0002,606
Net interest income$6,132,0002,683
Provision for loan and lease losses$1,090,0001,865
Total noninterest income$1,470,0002,036
Gross Fiduciary activities income$476,000510
Service charges on deposit accounts$344,0002,757
Trading account gains and fees$0145
Additional Noninterest Income$650,0002,314
Total noninterest expense$4,890,0002,848
Salaries and employee benefits$2,457,0002,901
Premises and equipment expense$357,0004,207
Additional noninterest expense$2,076,0002,382
Pre-tax net operating income$1,622,0002,433
Securities gains (losses)$277,000966
Applicable income taxes$773,0001,318
Income before extraordinary items$1,126,0002,829
Extraordinary gains, net$021
Net income$1,126,0002,832
Minority interest net income$087
Net income of bank and minority interests.$1,126,0002,832
Net charge-offs$1,104,0001,802
Cash dividends$605,0001,600
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$948,7203,069
2011-06-30 (YTD Data)Rank
Total interest income$5,146,0002,743
Total interest expense$1,177,0002,607
Net interest income$3,969,0002,755
Provision for loan and lease losses$735,0001,842
Total noninterest income$955,0002,062
Gross Fiduciary activities income$321,000514
Service charges on deposit accounts$235,0002,693
Trading account gains and fees$0153
Additional Noninterest Income$399,0002,445
Total noninterest expense$3,194,0002,928
Salaries and employee benefits$1,557,0003,052
Premises and equipment expense$227,0004,368
Additional noninterest expense$1,410,0002,381
Pre-tax net operating income$995,0002,543
Securities gains (losses)$98,0001,158
Applicable income taxes$225,0002,100
Income before extraordinary items$868,0002,535
Extraordinary gains, net$015
Net income$868,0002,535
Minority interest net income$089
Net income of bank and minority interests.$868,0002,535
Net charge-offs$479,0002,195
Cash dividends$67,0003,002
Sale, conversion, retirement of capital stock, net$0986
Net operating income$790,5802,609
2011-03-31 (YTD Data)Rank
Total interest income$2,562,0002,773
Total interest expense$607,0002,614
Net interest income$1,955,0002,785
Provision for loan and lease losses$235,0002,224
Total noninterest income$451,0002,165
Gross Fiduciary activities income$160,000512
Service charges on deposit accounts$115,0002,685
Trading account gains and fees$0158
Additional Noninterest Income$176,0002,649
Total noninterest expense$1,638,0002,868
Salaries and employee benefits$760,0003,122
Premises and equipment expense$123,0004,213
Additional noninterest expense$755,0002,214
Pre-tax net operating income$533,0002,448
Securities gains (losses)$01,772
Applicable income taxes$123,0001,973
Income before extraordinary items$410,0002,611
Extraordinary gains, net$09
Net income$410,0002,610
Minority interest net income$086
Net income of bank and minority interests.$410,0002,611
Net charge-offs$168,0002,255
Cash dividends$33,0002,369
Sale, conversion, retirement of capital stock, net$0925
Net operating income$410,0002,555
2010-12-31 (YTD Data)Rank
Total interest income$11,431,0002,627
Total interest expense$3,380,0002,335
Net interest income$8,051,0002,711
Provision for loan and lease losses$1,815,0002,207
Total noninterest income$2,241,0001,922
Gross Fiduciary activities income$471,000564
Service charges on deposit accounts$497,0002,651
Trading account gains and fees$0175
Additional Noninterest Income$1,273,0001,886
Total noninterest expense$7,029,0002,717
Salaries and employee benefits$3,237,0002,924
Premises and equipment expense$543,0003,982
Additional noninterest expense$3,249,0002,143
Pre-tax net operating income$1,448,0002,777
Securities gains (losses)$765,000615
Applicable income taxes$-531,0007,181
Income before extraordinary items$2,744,0001,516
Extraordinary gains, net$029
Net income$2,744,0001,517
Minority interest net income$0111
Net income of bank and minority interests.$2,744,0001,518
Net charge-offs$1,115,0002,542
Cash dividends$136,0003,556
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,979,0001,966
2010-09-30 (YTD Data)Rank
Total interest income$8,719,0002,640
Total interest expense$2,678,0002,306
Net interest income$6,041,0002,738
Provision for loan and lease losses$800,0002,848
Total noninterest income$1,688,0001,922
Gross Fiduciary activities income$328,000579
Service charges on deposit accounts$368,0002,743
Trading account gains and fees$0165
Additional Noninterest Income$992,0001,809
Total noninterest expense$5,304,0002,704
Salaries and employee benefits$2,329,0003,043
Premises and equipment expense$419,0003,973
Additional noninterest expense$2,556,0002,027
Pre-tax net operating income$1,625,0002,233
Securities gains (losses)$576,000650
Applicable income taxes$-267,0007,261
Income before extraordinary items$2,468,0001,352
Extraordinary gains, net$023
Net income$2,468,0001,355
Minority interest net income$0110
Net income of bank and minority interests.$2,468,0001,356
Net charge-offs$827,0002,418
Cash dividends$103,0003,154
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,892,0001,655
2010-06-30 (YTD Data)Rank
Total interest income$5,863,0002,650
Total interest expense$1,866,0002,293
Net interest income$3,997,0002,759
Provision for loan and lease losses$400,0003,175
Total noninterest income$1,193,0001,771
Gross Fiduciary activities income$208,000596
Service charges on deposit accounts$243,0002,761
Trading account gains and fees$0152
Additional Noninterest Income$742,0001,615
Total noninterest expense$3,464,0002,751
Salaries and employee benefits$1,436,0003,265
Premises and equipment expense$278,0004,012
Additional noninterest expense$1,750,0001,973
Pre-tax net operating income$1,326,0001,893
Securities gains (losses)$281,000753
Applicable income taxes$421,0001,398
Income before extraordinary items$1,186,0001,831
Extraordinary gains, net$019
Net income$1,186,0001,830
Minority interest net income$0105
Net income of bank and minority interests.$1,186,0001,831
Net charge-offs$546,0002,343
Cash dividends$66,0003,065
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$978,0602,081
2010-03-31 (YTD Data)Rank
Total interest income$2,988,0002,648
Total interest expense$999,0002,261
Net interest income$1,989,0002,799
Provision for loan and lease losses$75,0004,293
Total noninterest income$730,0001,542
Gross Fiduciary activities income$106,000596
Service charges on deposit accounts$122,0002,761
Trading account gains and fees$0175
Additional Noninterest Income$502,0001,296
Total noninterest expense$1,690,0002,847
Salaries and employee benefits$775,0003,094
Premises and equipment expense$166,0003,615
Additional noninterest expense$749,0002,258
Pre-tax net operating income$954,0001,367
Securities gains (losses)$47,0001,172
Applicable income taxes$146,0001,761
Income before extraordinary items$855,0001,279
Extraordinary gains, net$016
Net income$855,0001,282
Minority interest net income$091
Net income of bank and minority interests.$855,0001,281
Net charge-offs$35,0004,021
Cash dividends$32,0002,411
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$815,0501,304
2009-12-31 (YTD Data)Rank
Total interest income$12,947,0002,559
Total interest expense$5,440,0002,091
Net interest income$7,507,0002,880
Provision for loan and lease losses$2,525,0002,172
Total noninterest income$1,580,0002,470
Gross Fiduciary activities income$422,000589
Service charges on deposit accounts$476,0003,001
Trading account gains and fees$0211
Additional Noninterest Income$682,0002,706
Total noninterest expense$7,041,0002,783
Salaries and employee benefits$3,033,0003,148
Premises and equipment expense$554,0004,115
Additional noninterest expense$3,454,0002,073
Pre-tax net operating income$-479,0005,966
Securities gains (losses)$-3,0006,914
Applicable income taxes$578,0001,414
Income before extraordinary items$-1,060,0006,389
Extraordinary gains, net$034
Net income$-1,060,0006,390
Minority interest net income$0115
Net income of bank and minority interests.$-1,060,0006,390
Net charge-offs$3,017,0001,602
Cash dividends$170,0003,777
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,057,0006,392
2009-09-30 (YTD Data)Rank
Total interest income$9,772,0002,587
Total interest expense$4,270,0002,093
Net interest income$5,502,0002,934
Provision for loan and lease losses$1,475,0002,237
Total noninterest income$1,277,0002,415
Gross Fiduciary activities income$317,000582
Service charges on deposit accounts$339,0003,103
Trading account gains and fees$0212
Additional Noninterest Income$621,0002,466
Total noninterest expense$5,051,0002,884
Salaries and employee benefits$2,233,0003,224
Premises and equipment expense$416,0004,145
Additional noninterest expense$2,402,0002,182
Pre-tax net operating income$253,0004,712
Securities gains (losses)$-17,0007,272
Applicable income taxes$479,0001,445
Income before extraordinary items$-243,0006,171
Extraordinary gains, net$027
Net income$-243,0006,172
Minority interest net income$0118
Net income of bank and minority interests.$-243,0006,171
Net charge-offs$1,698,0001,663
Cash dividends$137,0003,397
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-232,1206,135
2009-06-30 (YTD Data)Rank
Total interest income$6,633,0002,580
Total interest expense$2,961,0002,115
Net interest income$3,672,0002,920
Provision for loan and lease losses$825,0002,293
Total noninterest income$842,0002,447
Gross Fiduciary activities income$207,000587
Service charges on deposit accounts$210,0003,227
Trading account gains and fees$0193
Additional Noninterest Income$425,0002,456
Total noninterest expense$3,420,0002,872
Salaries and employee benefits$1,478,0003,276
Premises and equipment expense$281,0004,127
Additional noninterest expense$1,661,0002,135
Pre-tax net operating income$269,0004,298
Securities gains (losses)$-2,0007,376
Applicable income taxes$305,0001,511
Income before extraordinary items$-38,0006,034
Extraordinary gains, net$021
Net income$-38,0006,034
Minority interest net income$0112
Net income of bank and minority interests.$-38,0006,034
Net charge-offs$1,067,0001,584
Cash dividends$99,0003,315
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-36,7205,972
2009-03-31 (YTD Data)Rank
Total interest income$3,344,0002,597
Total interest expense$1,538,0002,124
Net interest income$1,806,0002,963
Provision for loan and lease losses$350,0002,122
Total noninterest income$456,0002,280
Gross Fiduciary activities income$105,000589
Service charges on deposit accounts$100,0003,259
Trading account gains and fees$0171
Additional Noninterest Income$251,0002,201
Total noninterest expense$1,689,0002,831
Salaries and employee benefits$736,0003,326
Premises and equipment expense$140,0004,182
Additional noninterest expense$813,0001,968
Pre-tax net operating income$223,0003,862
Securities gains (losses)$-6,0007,794
Applicable income taxes$263,0001,182
Income before extraordinary items$-46,0006,638
Extraordinary gains, net$015
Net income$-46,0006,639
Minority interest net income$0102
Net income of bank and minority interests.$-46,0006,639
Net charge-offs$487,0001,385
Cash dividends$52,0002,630
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-42,1606,510
2008-12-31 (YTD Data)Rank
Total interest income$15,544,0002,388
Total interest expense$8,187,0001,923
Net interest income$7,357,0002,905
Provision for loan and lease losses$1,589,0002,083
Total noninterest income$1,814,0002,302
Gross Fiduciary activities income$544,000553
Service charges on deposit accounts$432,0003,306
Trading account gains and fees$0154
Additional Noninterest Income$838,0002,401
Total noninterest expense$6,790,0002,758
Salaries and employee benefits$3,037,0003,216
Premises and equipment expense$563,0004,136
Additional noninterest expense$3,190,0001,908
Pre-tax net operating income$792,0004,186
Securities gains (losses)$41,0001,735
Applicable income taxes$-98,0007,068
Income before extraordinary items$931,0003,419
Extraordinary gains, net$039
Net income$931,0003,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,892,0001,340
Cash dividends$296,0004,127
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$890,0003,655
2008-09-30 (YTD Data)Rank
Total interest income$11,976,0002,384
Total interest expense$6,472,0001,910
Net interest income$5,504,0002,943
Provision for loan and lease losses$689,0002,292
Total noninterest income$1,340,0002,391
Gross Fiduciary activities income$428,000546
Service charges on deposit accounts$308,0003,435
Trading account gains and fees$0148
Additional Noninterest Income$604,0002,525
Total noninterest expense$4,770,0002,892
Salaries and employee benefits$2,276,0003,251
Premises and equipment expense$430,0004,073
Additional noninterest expense$2,064,0002,102
Pre-tax net operating income$1,385,0003,007
Securities gains (losses)$42,0001,531
Applicable income taxes$169,0003,092
Income before extraordinary items$1,258,0002,664
Extraordinary gains, net$031
Net income$1,258,0002,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$771,0001,530
Cash dividends$223,0003,757
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,221,0402,864
2008-06-30 (YTD Data)Rank
Total interest income$8,251,0002,360
Total interest expense$4,539,0001,900
Net interest income$3,712,0002,908
Provision for loan and lease losses$474,0001,977
Total noninterest income$833,0002,552
Gross Fiduciary activities income$281,000567
Service charges on deposit accounts$201,0003,470
Trading account gains and fees$0149
Additional Noninterest Income$351,0002,778
Total noninterest expense$2,983,0003,072
Salaries and employee benefits$1,452,0003,421
Premises and equipment expense$297,0003,990
Additional noninterest expense$1,234,0002,283
Pre-tax net operating income$1,088,0002,775
Securities gains (losses)$39,0001,619
Applicable income taxes$518,0001,563
Income before extraordinary items$609,0003,613
Extraordinary gains, net$021
Net income$609,0003,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,943
Cash dividends$159,0003,674
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$584,0403,637
2008-03-31 (YTD Data)Rank
Total interest income$4,318,0002,333
Total interest expense$2,388,0001,944
Net interest income$1,930,0002,791
Provision for loan and lease losses$30,0004,346
Total noninterest income$418,0002,523
Gross Fiduciary activities income$140,000580
Service charges on deposit accounts$97,0003,525
Trading account gains and fees$0158
Additional Noninterest Income$181,0002,718
Total noninterest expense$1,538,0002,984
Salaries and employee benefits$803,0003,156
Premises and equipment expense$146,0004,066
Additional noninterest expense$589,0002,354
Pre-tax net operating income$780,0002,203
Securities gains (losses)$34,0001,302
Applicable income taxes$272,0001,583
Income before extraordinary items$542,0002,521
Extraordinary gains, net$015
Net income$542,0002,523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,993
Cash dividends$92,0003,006
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$519,2202,537
2007-12-31 (YTD Data)Rank
Total interest income$17,748,0002,323
Total interest expense$9,848,0001,966
Net interest income$7,900,0002,758
Provision for loan and lease losses$1,640,000982
Total noninterest income$1,617,0002,576
Gross Fiduciary activities income$536,000573
Service charges on deposit accounts$395,0003,542
Trading account gains and fees$0178
Additional Noninterest Income$686,0002,789
Total noninterest expense$5,586,0003,153
Salaries and employee benefits$3,193,0003,073
Premises and equipment expense$622,0003,736
Additional noninterest expense$1,771,0002,975
Pre-tax net operating income$2,291,0003,021
Securities gains (losses)$-5,0007,390
Applicable income taxes$1,272,0001,586
Income before extraordinary items$1,014,0004,285
Extraordinary gains, net$039
Net income$1,014,0004,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$412,0001,919
Cash dividends$789,0003,004
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,017,2004,271
2007-09-30 (YTD Data)Rank
Total interest income$13,334,0002,326
Total interest expense$7,361,0001,974
Net interest income$5,973,0002,735
Provision for loan and lease losses$177,0003,245
Total noninterest income$1,181,0002,612
Gross Fiduciary activities income$371,000586
Service charges on deposit accounts$295,0003,546
Trading account gains and fees$0184
Additional Noninterest Income$515,0002,799
Total noninterest expense$4,126,0003,167
Salaries and employee benefits$2,337,0003,106
Premises and equipment expense$449,0003,835
Additional noninterest expense$1,340,0002,893
Pre-tax net operating income$2,851,0002,205
Securities gains (losses)$-6,0007,659
Applicable income taxes$975,0001,681
Income before extraordinary items$1,870,0002,523
Extraordinary gains, net$033
Net income$1,870,0002,521
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0002,491
Cash dividends$643,0002,594
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,873,9602,486
2007-06-30 (YTD Data)Rank
Total interest income$8,862,0002,356
Total interest expense$4,861,0001,997
Net interest income$4,001,0002,755
Provision for loan and lease losses$99,0003,328
Total noninterest income$807,0002,592
Gross Fiduciary activities income$248,000601
Service charges on deposit accounts$190,0003,613
Trading account gains and fees$0168
Additional Noninterest Income$369,0002,686
Total noninterest expense$2,713,0003,228
Salaries and employee benefits$1,561,0003,134
Premises and equipment expense$297,0003,874
Additional noninterest expense$855,0003,018
Pre-tax net operating income$1,996,0002,164
Securities gains (losses)$-6,0007,884
Applicable income taxes$683,0001,691
Income before extraordinary items$1,307,0002,471
Extraordinary gains, net$029
Net income$1,307,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,413
Cash dividends$146,0003,993
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,310,9602,448
2007-03-31 (YTD Data)Rank
Total interest income$4,355,0002,383
Total interest expense$2,387,0002,013
Net interest income$1,968,0002,800
Provision for loan and lease losses$05,779
Total noninterest income$416,0002,486
Gross Fiduciary activities income$126,000607
Service charges on deposit accounts$98,0003,492
Trading account gains and fees$0195
Additional Noninterest Income$192,0002,603
Total noninterest expense$1,336,0003,277
Salaries and employee benefits$770,0003,193
Premises and equipment expense$142,0004,012
Additional noninterest expense$424,0003,022
Pre-tax net operating income$1,048,0002,083
Securities gains (losses)$-3,0008,110
Applicable income taxes$341,0001,705
Income before extraordinary items$704,0002,318
Extraordinary gains, net$022
Net income$704,0002,318
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,284
Cash dividends$55,0003,524
Sale, conversion, retirement of capital stock, net$0885
Net operating income$706,0102,288
2006-12-31 (YTD Data)Rank
Total interest income$16,737,0002,336
Total interest expense$8,312,0001,987
Net interest income$8,425,0002,661
Provision for loan and lease losses$772,0001,310
Total noninterest income$1,568,0002,625
Gross Fiduciary activities income$467,000599
Service charges on deposit accounts$363,0003,739
Trading account gains and fees$0130
Additional Noninterest Income$738,0002,702
Total noninterest expense$5,340,0003,168
Salaries and employee benefits$3,088,0003,053
Premises and equipment expense$567,0003,928
Additional noninterest expense$1,685,0002,987
Pre-tax net operating income$3,881,0002,305
Securities gains (losses)$-5,0007,083
Applicable income taxes$1,348,0001,817
Income before extraordinary items$2,528,0002,593
Extraordinary gains, net$051
Net income$2,528,0002,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,205
Cash dividends$996,0002,611
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,531,2502,575
2006-09-30 (YTD Data)Rank
Total interest income$12,371,0002,348
Total interest expense$5,980,0001,997
Net interest income$6,391,0002,658
Provision for loan and lease losses$407,0001,674
Total noninterest income$1,158,0002,656
Gross Fiduciary activities income$345,000596
Service charges on deposit accounts$272,0003,771
Trading account gains and fees$0126
Additional Noninterest Income$541,0002,738
Total noninterest expense$3,943,0003,210
Salaries and employee benefits$2,292,0003,065
Premises and equipment expense$424,0003,950
Additional noninterest expense$1,227,0003,066
Pre-tax net operating income$3,199,0002,213
Securities gains (losses)$-6,0007,439
Applicable income taxes$1,004,0001,885
Income before extraordinary items$2,189,0002,401
Extraordinary gains, net$045
Net income$2,189,0002,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,407
Cash dividends$796,0002,265
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,193,1402,391
2006-06-30 (YTD Data)Rank
Total interest income$8,095,0002,347
Total interest expense$3,784,0001,989
Net interest income$4,311,0002,636
Provision for loan and lease losses$242,0001,799
Total noninterest income$796,0002,596
Gross Fiduciary activities income$240,000599
Service charges on deposit accounts$174,0003,822
Trading account gains and fees$0126
Additional Noninterest Income$382,0002,628
Total noninterest expense$2,572,0003,274
Salaries and employee benefits$1,442,0003,248
Premises and equipment expense$277,0004,017
Additional noninterest expense$853,0002,956
Pre-tax net operating income$2,293,0002,090
Securities gains (losses)$-8,0007,799
Applicable income taxes$836,0001,610
Income before extraordinary items$1,449,0002,402
Extraordinary gains, net$039
Net income$1,449,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,990
Cash dividends$180,0003,814
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,454,1202,382
2006-03-31 (YTD Data)Rank
Total interest income$3,966,0002,343
Total interest expense$1,777,0002,009
Net interest income$2,189,0002,585
Provision for loan and lease losses$158,0001,371
Total noninterest income$385,0002,609
Gross Fiduciary activities income$110,000625
Service charges on deposit accounts$94,0003,616
Trading account gains and fees$0115
Additional Noninterest Income$181,0002,670
Total noninterest expense$1,286,0003,298
Salaries and employee benefits$679,0003,414
Premises and equipment expense$148,0003,826
Additional noninterest expense$459,0002,760
Pre-tax net operating income$1,130,0002,077
Securities gains (losses)$-4,0008,056
Applicable income taxes$426,0001,580
Income before extraordinary items$700,0002,439
Extraordinary gains, net$021
Net income$700,0002,441
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,294
Cash dividends$80,0003,286
Sale, conversion, retirement of capital stock, net$0648
Net operating income$702,5602,411
2005-12-31 (YTD Data)Rank
Total interest income$13,584,0002,429
Total interest expense$5,175,0002,132
Net interest income$8,409,0002,589
Provision for loan and lease losses$572,0001,708
Total noninterest income$1,376,0002,849
Gross Fiduciary activities income$439,000616
Service charges on deposit accounts$364,0003,763
Trading account gains and fees$0138
Additional Noninterest Income$573,0003,143
Total noninterest expense$4,690,0003,413
Salaries and employee benefits$2,610,0003,358
Premises and equipment expense$531,0003,999
Additional noninterest expense$1,549,0003,143
Pre-tax net operating income$4,523,0002,016
Securities gains (losses)$-20,0007,814
Applicable income taxes$1,594,0001,638
Income before extraordinary items$2,909,0002,315
Extraordinary gains, net$046
Net income$2,909,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0002,857
Cash dividends$725,0003,004
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,922,0002,267
2005-09-30 (YTD Data)Rank
Total interest income$9,899,0002,443
Total interest expense$3,634,0002,145
Net interest income$6,265,0002,575
Provision for loan and lease losses$435,0001,606
Total noninterest income$1,045,0002,818
Gross Fiduciary activities income$323,000617
Service charges on deposit accounts$268,0003,812
Trading account gains and fees$0126
Additional Noninterest Income$454,0003,054
Total noninterest expense$3,515,0003,383
Salaries and employee benefits$1,935,0003,375
Premises and equipment expense$388,0004,054
Additional noninterest expense$1,192,0003,058
Pre-tax net operating income$3,360,0002,049
Securities gains (losses)$-14,0008,034
Applicable income taxes$1,164,0001,694
Income before extraordinary items$2,182,0002,333
Extraordinary gains, net$035
Net income$2,182,0002,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$684,0002,344
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,191,1002,288
2005-06-30 (YTD Data)Rank
Total interest income$6,368,0002,473
Total interest expense$2,294,0002,144
Net interest income$4,074,0002,607
Provision for loan and lease losses$372,0001,272
Total noninterest income$664,0002,886
Gross Fiduciary activities income$216,000619
Service charges on deposit accounts$159,0004,016
Trading account gains and fees$0116
Additional Noninterest Income$289,0003,139
Total noninterest expense$2,274,0003,442
Salaries and employee benefits$1,261,0003,412
Premises and equipment expense$263,0003,989
Additional noninterest expense$750,0003,181
Pre-tax net operating income$2,092,0002,103
Securities gains (losses)$-7,0008,039
Applicable income taxes$816,0001,594
Income before extraordinary items$1,269,0002,534
Extraordinary gains, net$030
Net income$1,269,0002,534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0002,130
Cash dividends$121,0004,090
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,273,4802,485
2005-03-31 (YTD Data)Rank
Total interest income$3,095,0002,497
Total interest expense$1,082,0002,164
Net interest income$2,013,0002,625
Provision for loan and lease losses$165,0001,303
Total noninterest income$324,0002,877
Gross Fiduciary activities income$108,000630
Service charges on deposit accounts$75,0004,075
Trading account gains and fees$0115
Additional Noninterest Income$141,0003,088
Total noninterest expense$1,137,0003,465
Salaries and employee benefits$625,0003,449
Premises and equipment expense$131,0004,048
Additional noninterest expense$381,0003,151
Pre-tax net operating income$1,035,0002,107
Securities gains (losses)$-7,0008,456
Applicable income taxes$395,0001,619
Income before extraordinary items$633,0002,500
Extraordinary gains, net$024
Net income$633,0002,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,325
Cash dividends$29,0003,643
Sale, conversion, retirement of capital stock, net$0491
Net operating income$637,4802,446
2004-12-31 (YTD Data)Rank
Total interest income$10,754,0002,641
Total interest expense$3,377,0002,376
Net interest income$7,377,0002,748
Provision for loan and lease losses$310,0002,840
Total noninterest income$1,665,0002,494
Gross Fiduciary activities income$674,000469
Service charges on deposit accounts$376,0003,786
Trading account gains and fees$0138
Additional Noninterest Income$615,0002,942
Total noninterest expense$4,477,0003,429
Salaries and employee benefits$2,477,0003,374
Premises and equipment expense$496,0004,122
Additional noninterest expense$1,504,0003,111
Pre-tax net operating income$4,255,0001,944
Securities gains (losses)$-20,0008,388
Applicable income taxes$1,332,0001,761
Income before extraordinary items$2,903,0002,138
Extraordinary gains, net$034
Net income$2,903,0002,139
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,639
Cash dividends$953,0002,433
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,916,8002,081
2004-09-30 (YTD Data)Rank
Total interest income$7,818,0002,693
Total interest expense$2,409,0002,434
Net interest income$5,409,0002,778
Provision for loan and lease losses$230,0002,721
Total noninterest income$1,304,0002,433
Gross Fiduciary activities income$550,000451
Service charges on deposit accounts$282,0003,806
Trading account gains and fees$0134
Additional Noninterest Income$472,0002,903
Total noninterest expense$3,328,0003,428
Salaries and employee benefits$1,851,0003,357
Premises and equipment expense$357,0004,230
Additional noninterest expense$1,120,0003,121
Pre-tax net operating income$3,155,0001,989
Securities gains (losses)$-21,0008,653
Applicable income taxes$944,0001,870
Income before extraordinary items$2,190,0002,137
Extraordinary gains, net$026
Net income$2,190,0002,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,479
Cash dividends$933,0001,798
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,204,7002,073
2004-06-30 (YTD Data)Rank
Total interest income$5,081,0002,747
Total interest expense$1,569,0002,470
Net interest income$3,512,0002,837
Provision for loan and lease losses$130,0002,974
Total noninterest income$839,0002,509
Gross Fiduciary activities income$356,000454
Service charges on deposit accounts$182,0003,874
Trading account gains and fees$0130
Additional Noninterest Income$301,0002,983
Total noninterest expense$2,066,0003,646
Salaries and employee benefits$1,152,0003,567
Premises and equipment expense$229,0004,352
Additional noninterest expense$685,0003,358
Pre-tax net operating income$2,155,0001,913
Securities gains (losses)$-15,0008,750
Applicable income taxes$750,0001,608
Income before extraordinary items$1,390,0002,218
Extraordinary gains, net$021
Net income$1,390,0002,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0001,169
Cash dividends$27,0004,888
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,399,7502,139
2004-03-31 (YTD Data)Rank
Total interest income$2,478,0002,814
Total interest expense$779,0002,507
Net interest income$1,699,0002,918
Provision for loan and lease losses$06,501
Total noninterest income$396,0002,555
Gross Fiduciary activities income$179,000463
Service charges on deposit accounts$87,0003,922
Trading account gains and fees$0121
Additional Noninterest Income$130,0003,191
Total noninterest expense$1,011,0003,726
Salaries and employee benefits$570,0003,616
Premises and equipment expense$114,0004,394
Additional noninterest expense$327,0003,497
Pre-tax net operating income$1,084,0001,875
Securities gains (losses)$-5,0008,841
Applicable income taxes$356,0001,705
Income before extraordinary items$723,0002,109
Extraordinary gains, net$016
Net income$723,0002,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,873
Cash dividends$22,0003,684
Sale, conversion, retirement of capital stock, net$0464
Net operating income$726,3502,025
2003-12-31 (YTD Data)Rank
Total interest income$9,297,0003,024
Total interest expense$2,943,0002,923
Net interest income$6,354,0003,018
Provision for loan and lease losses$277,0003,351
Total noninterest income$2,013,0002,310
Gross Fiduciary activities income$708,000453
Service charges on deposit accounts$392,0003,688
Trading account gains and fees$0160
Additional Noninterest Income$913,0002,528
Total noninterest expense$3,910,0003,777
Salaries and employee benefits$2,311,0003,488
Premises and equipment expense$384,0004,871
Additional noninterest expense$1,215,0003,692
Pre-tax net operating income$4,180,0001,910
Securities gains (losses)$-60,0008,976
Applicable income taxes$1,454,0001,660
Income before extraordinary items$2,666,0002,256
Extraordinary gains, net$054
Net income$2,666,0002,259
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0004,030
Cash dividends$972,0002,381
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,705,0002,135
2003-09-30 (YTD Data)Rank
Total interest income$6,893,0003,098
Total interest expense$2,227,0002,982
Net interest income$4,666,0003,096
Provision for loan and lease losses$277,0002,652
Total noninterest income$1,607,0002,245
Gross Fiduciary activities income$537,000463
Service charges on deposit accounts$285,0003,780
Trading account gains and fees$0153
Additional Noninterest Income$785,0002,395
Total noninterest expense$2,841,0003,853
Salaries and employee benefits$1,750,0003,450
Premises and equipment expense$254,0005,274
Additional noninterest expense$837,0003,944
Pre-tax net operating income$3,155,0001,961
Securities gains (losses)$-53,0009,080
Applicable income taxes$1,120,0001,692
Income before extraordinary items$1,982,0002,363
Extraordinary gains, net$040
Net income$1,982,0002,362
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,781
Cash dividends$632,0002,310
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,015,9202,205
2003-06-30 (YTD Data)Rank
Total interest income$4,567,0003,130
Total interest expense$1,507,0003,030
Net interest income$3,060,0003,132
Provision for loan and lease losses$247,0002,154
Total noninterest income$897,0002,534
Gross Fiduciary activities income$291,000520
Service charges on deposit accounts$191,0003,727
Trading account gains and fees$0150
Additional Noninterest Income$415,0002,741
Total noninterest expense$1,629,0004,336
Salaries and employee benefits$982,0003,977
Premises and equipment expense$162,0005,400
Additional noninterest expense$485,0004,347
Pre-tax net operating income$2,081,0001,970
Securities gains (losses)$-29,0009,130
Applicable income taxes$758,0001,703
Income before extraordinary items$1,294,0002,399
Extraordinary gains, net$030
Net income$1,294,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$45,0004,813
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,312,5602,237
2003-03-31 (YTD Data)Rank
Total interest income$2,251,0003,186
Total interest expense$765,0003,057
Net interest income$1,486,0003,188
Provision for loan and lease losses$81,0002,718
Total noninterest income$439,0002,516
Gross Fiduciary activities income$148,000528
Service charges on deposit accounts$94,0003,690
Trading account gains and fees$0134
Additional Noninterest Income$197,0002,742
Total noninterest expense$694,0004,822
Salaries and employee benefits$474,0004,064
Premises and equipment expense$89,0005,083
Additional noninterest expense$131,0006,392
Pre-tax net operating income$1,150,0001,815
Securities gains (losses)$-12,0009,170
Applicable income taxes$407,0001,596
Income before extraordinary items$731,0002,132
Extraordinary gains, net$021
Net income$731,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$22,0003,720
Sale, conversion, retirement of capital stock, net$0419
Net operating income$738,6802,002
2002-12-31 (YTD Data)Rank
Total interest income$8,719,0003,396
Total interest expense$3,398,0003,192
Net interest income$5,321,0003,480
Provision for loan and lease losses$240,0003,935
Total noninterest income$1,319,0002,874
Gross Fiduciary activities income$436,000621
Service charges on deposit accounts$276,0004,436
Trading account gains and fees$0153
Additional Noninterest Income$607,0002,945
Total noninterest expense$3,135,0004,320
Salaries and employee benefits$1,824,0004,040
Premises and equipment expense$282,0005,756
Additional noninterest expense$1,029,0004,085
Pre-tax net operating income$3,265,0002,331
Securities gains (losses)$17,0003,266
Applicable income taxes$1,136,0002,009
Income before extraordinary items$2,146,0002,657
Extraordinary gains, net$070
Net income$2,146,0002,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,516
Cash dividends$593,0003,203
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,134,9502,575
2001-12-31 (YTD Data)Rank
Total interest income$8,510,0003,809
Total interest expense$4,499,0003,451
Net interest income$4,011,0004,120
Provision for loan and lease losses$199,0004,164
Total noninterest income$1,162,0002,992
Gross Fiduciary activities income$413,000654
Service charges on deposit accounts$225,0004,881
Trading account gains and fees$0177
Additional Noninterest Income$524,0003,048
Total noninterest expense$3,017,0004,317
Salaries and employee benefits$1,476,0004,571
Premises and equipment expense$265,0005,907
Additional noninterest expense$1,276,0003,305
Pre-tax net operating income$1,957,0003,221
Securities gains (losses)$9,0003,652
Applicable income taxes$672,0002,752
Income before extraordinary items$1,294,0003,593
Extraordinary gains, net$0105
Net income$1,294,0003,595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,083
Cash dividends$1,062,0002,143
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,288,0603,509
2000-12-31 (YTD Data)Rank
Total interest income$8,068,0004,102
Total interest expense$4,146,0003,863
Net interest income$3,922,0004,249
Provision for loan and lease losses$77,0005,824
Total noninterest income$1,017,0003,082
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0004,750
Trading account gains and feesNANA
Additional Noninterest Income$787,0002,172
Total noninterest expense$2,664,0004,636
Salaries and employee benefits$1,502,0004,354
Premises and equipment expense$246,0006,112
Additional noninterest expense$916,0004,281
Pre-tax net operating income$2,198,0003,083
Securities gains (losses)$-10,0008,341
Applicable income taxes$715,0002,739
Income before extraordinary items$1,473,0003,308
Extraordinary gains, net$038
Net income$1,473,0003,307
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0008,699
Cash dividends$269,0004,687
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,479,7003,285
1999-12-31 (YTD Data)Rank
Total interest income$6,348,0004,769
Total interest expense$3,017,0004,581
Net interest income$3,331,0004,798
Provision for loan and lease losses$157,0004,154
Total noninterest income$857,0003,452
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,133
Trading account gains and feesNANA
Additional Noninterest Income$658,0002,474
Total noninterest expense$2,498,0004,893
Salaries and employee benefits$1,451,0004,450
Premises and equipment expense$241,0006,169
Additional noninterest expense$806,0004,765
Pre-tax net operating income$1,533,0004,033
Securities gains (losses)$8,0001,870
Applicable income taxes$538,0003,481
Income before extraordinary items$1,003,0004,434
Extraordinary gains, net$035
Net income$1,003,0004,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$194,0005,311
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$997,8004,411
1998-12-31 (YTD Data)Rank
Total interest income$5,651,0005,202
Total interest expense$2,742,0005,036
Net interest income$2,909,0005,245
Provision for loan and lease losses$63,0006,049
Total noninterest income$887,0003,350
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0005,536
Trading account gains and feesNANA
Additional Noninterest Income$714,0002,346
Total noninterest expense$2,308,0005,050
Salaries and employee benefits$1,366,0004,580
Premises and equipment expense$232,0006,228
Additional noninterest expense$710,0005,108
Pre-tax net operating income$1,425,0004,350
Securities gains (losses)$-7,00010,141
Applicable income taxes$485,0003,917
Income before extraordinary items$933,0004,713
Extraordinary gains, net$032
Net income$933,0004,713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,584
Cash dividends$175,0005,577
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$937,6204,608
1997-12-31 (YTD Data)Rank
Total interest income$5,190,0005,646
Total interest expense$2,392,0005,585
Net interest income$2,798,0005,583
Provision for loan and lease losses$62,0006,121
Total noninterest income$517,0004,900
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,449
Trading account gains and feesNANA
Additional Noninterest Income$324,0003,759
Total noninterest expense$2,062,0005,535
Salaries and employee benefits$1,168,0005,216
Premises and equipment expense$179,0007,216
Additional noninterest expense$715,0005,134
Pre-tax net operating income$1,191,0005,269
Securities gains (losses)$-2,0009,246
Applicable income taxes$384,0005,003
Income before extraordinary items$805,0005,435
Extraordinary gains, net$044
Net income$805,0005,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,963
Cash dividends$159,0005,808
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$806,3605,376
1996-12-31 (YTD Data)Rank
Total interest income$4,310,0006,569
Total interest expense$1,954,0006,509
Net interest income$2,356,0006,468
Provision for loan and lease losses$46,0006,787
Total noninterest income$474,0005,341
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$168,0006,156
Trading account gains and feesNANA
Additional Noninterest Income$306,0004,024
Total noninterest expense$1,763,0006,471
Salaries and employee benefits$1,084,0005,644
Premises and equipment expense$126,0008,634
Additional noninterest expense$553,0006,657
Pre-tax net operating income$1,021,0005,656
Securities gains (losses)$7,0002,762
Applicable income taxes$339,0005,432
Income before extraordinary items$689,0005,806
Extraordinary gains, net$053
Net income$689,0005,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00010,505
Cash dividends$120,0006,384
Sale, conversion, retirement of capital stock, net$0953
Net operating income$684,3105,771
1995-12-31 (YTD Data)Rank
Total interest income$3,659,0007,356
Total interest expense$1,588,0007,454
Net interest income$2,071,0007,146
Provision for loan and lease losses$23,0007,541
Total noninterest income$379,0006,181
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$157,0006,511
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,822
Total noninterest expense$1,619,0006,927
Salaries and employee benefits$969,0006,215
Premises and equipment expense$101,0009,601
Additional noninterest expense$549,0006,884
Pre-tax net operating income$808,0006,801
Securities gains (losses)$3,0003,092
Applicable income taxes$240,0006,788
Income before extraordinary items$571,0006,778
Extraordinary gains, net$065
Net income$571,0006,777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$105,0006,676
Sale, conversion, retirement of capital stock, net$0809
Net operating income$568,9006,771
1994-12-31 (YTD Data)Rank
Total interest income$3,008,0008,021
Total interest expense$1,111,0008,255
Net interest income$1,897,0007,813
Provision for loan and lease losses$47,0006,315
Total noninterest income$372,0006,423
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,445
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,240
Total noninterest expense$1,540,0007,473
Salaries and employee benefits$886,0006,728
Premises and equipment expense$97,00010,121
Additional noninterest expense$557,0007,375
Pre-tax net operating income$682,0007,507
Securities gains (losses)$03,600
Applicable income taxes$198,0007,372
Income before extraordinary items$484,0007,434
Extraordinary gains, net$0249
Net income$484,0007,439
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,783
Cash dividends$104,0006,789
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$484,0007,473
1993-12-31 (YTD Data)Rank
Total interest income$3,015,0008,315
Total interest expense$1,032,0008,958
Net interest income$1,983,0007,730
Provision for loan and lease losses$13,0009,510
Total noninterest income$352,0006,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$167,0006,671
Trading account gains and feesNANA
Additional Noninterest Income$185,0005,910
Total noninterest expense$1,509,0007,804
Salaries and employee benefits$899,0006,720
Premises and equipment expense$87,00010,896
Additional noninterest expense$523,0008,011
Pre-tax net operating income$813,0006,743
Securities gains (losses)$3,0006,505
Applicable income taxes$255,0006,707
Income before extraordinary items$561,0007,073
Extraordinary gains, net$03,149
Net income$561,0007,234
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$114,0006,663
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$558,9306,827
1992-12-31 (YTD Data)Rank
Total interest income$3,285,0008,492
Total interest expense$1,348,0009,038
Net interest income$1,937,0007,928
Provision for loan and lease losses$123,0006,648
Total noninterest income$297,0007,769
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0007,190
Trading account gains and feesNANA
Additional Noninterest Income$150,0006,642
Total noninterest expense$1,364,0008,427
Salaries and employee benefits$817,0007,153
Premises and equipment expense$83,00011,388
Additional noninterest expense$464,0008,819
Pre-tax net operating income$747,0006,850
Securities gains (losses)$-6,00013,123
Applicable income taxes$209,0007,384
Income before extraordinary items$532,0007,056
Extraordinary gains, net$01,422
Net income$532,0007,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0005,168
Cash dividends$96,0006,732
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$536,3206,661

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.