Home > Bank of Thayer > Income and Expense
Bank of Thayer, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,200 |
| Total interest expense | $302,000 | 4,989 |
| Net interest income | $2,044,000 | 5,183 |
| Provision for loan and lease losses | $168,000 | 2,821 |
| Total noninterest income | $721,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $416,000 | 2,209 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $305,000 | 3,730 |
| Total noninterest expense | $2,346,000 | 4,538 |
| Salaries and employee benefits | $1,217,000 | 4,588 |
| Premises and equipment expense | $224,000 | 4,897 |
| Additional noninterest expense | $905,000 | 4,190 |
| Pre-tax net operating income | $251,000 | 5,512 |
| Securities gains (losses) | $35,000 | 1,898 |
| Applicable income taxes | $34,000 | 3,888 |
| Income before extraordinary items | $252,000 | 5,445 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $252,000 | 5,446 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $252,000 | 5,447 |
| Net charge-offs | $75,000 | 3,529 |
| Cash dividends | $24,000 | 3,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $221,200 | 5,492 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 5,228 |
| Total interest expense | $207,000 | 5,003 |
| Net interest income | $1,352,000 | 5,199 |
| Provision for loan and lease losses | $123,000 | 2,698 |
| Total noninterest income | $480,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $267,000 | 2,249 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $213,000 | 3,698 |
| Total noninterest expense | $1,509,000 | 4,633 |
| Salaries and employee benefits | $795,000 | 4,660 |
| Premises and equipment expense | $168,000 | 4,646 |
| Additional noninterest expense | $546,000 | 4,423 |
| Pre-tax net operating income | $200,000 | 5,319 |
| Securities gains (losses) | $35,000 | 1,740 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $165,000 | 5,475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $165,000 | 5,478 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $165,000 | 5,478 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $24,000 | 3,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $140,500 | 5,506 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,275 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $669,000 | 5,250 |
| Provision for loan and lease losses | $69,000 | 2,519 |
| Total noninterest income | $231,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $132,000 | 2,248 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $755,000 | 4,669 |
| Salaries and employee benefits | $398,000 | 4,692 |
| Premises and equipment expense | $88,000 | 4,589 |
| Additional noninterest expense | $269,000 | 4,480 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $34,000 | 1,082 |
| Applicable income taxes | $33,000 | 3,291 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $53,200 | 5,717 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,165 |
| Total interest expense | $527,000 | 5,025 |
| Net interest income | $2,985,000 | 5,126 |
| Provision for loan and lease losses | $322,000 | 3,277 |
| Total noninterest income | $976,000 | 3,292 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $545,000 | 2,317 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $431,000 | 3,544 |
| Total noninterest expense | $3,128,000 | 4,641 |
| Salaries and employee benefits | $1,619,000 | 4,663 |
| Premises and equipment expense | $314,000 | 4,859 |
| Additional noninterest expense | $1,195,000 | 4,366 |
| Pre-tax net operating income | $511,000 | 4,894 |
| Securities gains (losses) | $9,000 | 3,408 |
| Applicable income taxes | $151,000 | 3,207 |
| Income before extraordinary items | $369,000 | 5,283 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $369,000 | 5,280 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $369,000 | 5,281 |
| Net charge-offs | $437,000 | 2,828 |
| Cash dividends | $48,000 | 4,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $362,610 | 5,106 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 5,351 |
| Total interest expense | $410,000 | 5,078 |
| Net interest income | $2,108,000 | 5,332 |
| Provision for loan and lease losses | $253,000 | 3,198 |
| Total noninterest income | $722,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $400,000 | 2,384 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $322,000 | 3,586 |
| Total noninterest expense | $2,366,000 | 4,649 |
| Salaries and employee benefits | $1,236,000 | 4,630 |
| Premises and equipment expense | $239,000 | 4,892 |
| Additional noninterest expense | $891,000 | 4,405 |
| Pre-tax net operating income | $211,000 | 5,640 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $40,000 | 3,887 |
| Income before extraordinary items | $172,000 | 5,841 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $172,000 | 5,840 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $172,000 | 5,840 |
| Net charge-offs | $384,000 | 2,507 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $171,190 | 5,676 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 5,360 |
| Total interest expense | $283,000 | 5,113 |
| Net interest income | $1,418,000 | 5,331 |
| Provision for loan and lease losses | $99,000 | 3,905 |
| Total noninterest income | $480,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $258,000 | 2,423 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $222,000 | 3,522 |
| Total noninterest expense | $1,586,000 | 4,663 |
| Salaries and employee benefits | $853,000 | 4,582 |
| Premises and equipment expense | $156,000 | 4,955 |
| Additional noninterest expense | $577,000 | 4,487 |
| Pre-tax net operating income | $213,000 | 5,230 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $57,000 | 3,457 |
| Income before extraordinary items | $156,000 | 5,599 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $156,000 | 5,598 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $156,000 | 5,598 |
| Net charge-offs | $267,000 | 2,431 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $156,000 | 5,412 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 5,362 |
| Total interest expense | $144,000 | 5,178 |
| Net interest income | $725,000 | 5,321 |
| Provision for loan and lease losses | $57,000 | 3,584 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $124,000 | 2,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $83,000 | 3,982 |
| Total noninterest expense | $794,000 | 4,677 |
| Salaries and employee benefits | $426,000 | 4,620 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $289,000 | 4,480 |
| Pre-tax net operating income | $81,000 | 5,610 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $18,000 | 3,720 |
| Income before extraordinary items | $63,000 | 5,835 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $63,000 | 5,835 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $63,000 | 5,835 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $63,000 | 5,687 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 5,342 |
| Total interest expense | $685,000 | 5,240 |
| Net interest income | $2,974,000 | 5,283 |
| Provision for loan and lease losses | $240,000 | 4,406 |
| Total noninterest income | $864,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $575,000 | 2,318 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $289,000 | 3,919 |
| Total noninterest expense | $3,351,000 | 4,596 |
| Salaries and employee benefits | $1,681,000 | 4,633 |
| Premises and equipment expense | $333,000 | 5,004 |
| Additional noninterest expense | $1,337,000 | 4,163 |
| Pre-tax net operating income | $247,000 | 5,382 |
| Securities gains (losses) | $61,000 | 2,432 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $238,000 | 5,433 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $238,000 | 5,435 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $238,000 | 5,435 |
| Net charge-offs | $75,000 | 5,207 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $191,030 | 5,474 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,757,000 | 5,382 |
| Total interest expense | $528,000 | 5,301 |
| Net interest income | $2,229,000 | 5,327 |
| Provision for loan and lease losses | $183,000 | 4,252 |
| Total noninterest income | $640,000 | 3,402 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $439,000 | 2,293 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $201,000 | 4,080 |
| Total noninterest expense | $2,388,000 | 4,725 |
| Salaries and employee benefits | $1,283,000 | 4,605 |
| Premises and equipment expense | $263,000 | 4,935 |
| Additional noninterest expense | $842,000 | 4,640 |
| Pre-tax net operating income | $298,000 | 5,119 |
| Securities gains (losses) | $61,000 | 2,186 |
| Applicable income taxes | $97,000 | 3,227 |
| Income before extraordinary items | $262,000 | 5,221 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $262,000 | 5,222 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $262,000 | 5,222 |
| Net charge-offs | $36,000 | 5,203 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $217,470 | 5,286 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 5,422 |
| Total interest expense | $362,000 | 5,351 |
| Net interest income | $1,488,000 | 5,355 |
| Provision for loan and lease losses | $126,000 | 4,115 |
| Total noninterest income | $432,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $288,000 | 2,295 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 4,025 |
| Total noninterest expense | $1,568,000 | 4,819 |
| Salaries and employee benefits | $859,000 | 4,622 |
| Premises and equipment expense | $170,000 | 5,045 |
| Additional noninterest expense | $539,000 | 4,814 |
| Pre-tax net operating income | $226,000 | 4,964 |
| Securities gains (losses) | $49,000 | 1,610 |
| Applicable income taxes | $76,000 | 3,070 |
| Income before extraordinary items | $199,000 | 5,025 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $199,000 | 5,025 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $199,000 | 5,025 |
| Net charge-offs | $25,000 | 4,940 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $163,720 | 5,178 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 5,461 |
| Total interest expense | $186,000 | 5,401 |
| Net interest income | $737,000 | 5,387 |
| Provision for loan and lease losses | $66,000 | 3,877 |
| Total noninterest income | $241,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $136,000 | 2,370 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,488 |
| Total noninterest expense | $779,000 | 4,868 |
| Salaries and employee benefits | $430,000 | 4,659 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $263,000 | 4,867 |
| Pre-tax net operating income | $133,000 | 4,791 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $38,000 | 3,035 |
| Income before extraordinary items | $95,000 | 5,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $95,000 | 5,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $95,000 | 5,081 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $95,000 | 5,022 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,847,000 | 5,486 |
| Total interest expense | $903,000 | 5,451 |
| Net interest income | $2,944,000 | 5,408 |
| Provision for loan and lease losses | $566,000 | 3,956 |
| Total noninterest income | $876,000 | 3,468 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $578,000 | 2,358 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $298,000 | 3,952 |
| Total noninterest expense | $3,291,000 | 4,750 |
| Salaries and employee benefits | $1,700,000 | 4,686 |
| Premises and equipment expense | $339,000 | 5,144 |
| Additional noninterest expense | $1,252,000 | 4,500 |
| Pre-tax net operating income | $-37,000 | 5,852 |
| Securities gains (losses) | $8,000 | 3,363 |
| Applicable income taxes | $-12,000 | 6,581 |
| Income before extraordinary items | $-17,000 | 5,981 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-17,000 | 5,981 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-17,000 | 5,981 |
| Net charge-offs | $651,000 | 3,281 |
| Cash dividends | $72,000 | 3,855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-22,120 | 5,879 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 5,593 |
| Total interest expense | $705,000 | 5,514 |
| Net interest income | $2,172,000 | 5,519 |
| Provision for loan and lease losses | $485,000 | 3,589 |
| Total noninterest income | $666,000 | 3,487 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $424,000 | 2,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $242,000 | 3,888 |
| Total noninterest expense | $2,490,000 | 4,746 |
| Salaries and employee benefits | $1,289,000 | 4,686 |
| Premises and equipment expense | $254,000 | 5,206 |
| Additional noninterest expense | $947,000 | 4,469 |
| Pre-tax net operating income | $-137,000 | 6,216 |
| Securities gains (losses) | $8,000 | 3,163 |
| Applicable income taxes | $3,000 | 4,477 |
| Income before extraordinary items | $-132,000 | 6,351 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-132,000 | 6,352 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-132,000 | 6,351 |
| Net charge-offs | $604,000 | 2,817 |
| Cash dividends | $72,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-140,000 | 6,269 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 5,601 |
| Total interest expense | $492,000 | 5,519 |
| Net interest income | $1,454,000 | 5,525 |
| Provision for loan and lease losses | $378,000 | 3,276 |
| Total noninterest income | $397,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $264,000 | 2,608 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $133,000 | 4,181 |
| Total noninterest expense | $1,658,000 | 4,756 |
| Salaries and employee benefits | $855,000 | 4,739 |
| Premises and equipment expense | $173,000 | 5,202 |
| Additional noninterest expense | $630,000 | 4,457 |
| Pre-tax net operating income | $-185,000 | 6,412 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $-184,000 | 6,545 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-184,000 | 6,547 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-184,000 | 6,545 |
| Net charge-offs | $443,000 | 2,587 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-187,000 | 6,490 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $959,000 | 5,706 |
| Total interest expense | $269,000 | 5,440 |
| Net interest income | $690,000 | 5,693 |
| Provision for loan and lease losses | $42,000 | 5,071 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $118,000 | 2,818 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $63,000 | 4,306 |
| Total noninterest expense | $821,000 | 4,839 |
| Salaries and employee benefits | $427,000 | 4,811 |
| Premises and equipment expense | $89,000 | 5,215 |
| Additional noninterest expense | $305,000 | 4,542 |
| Pre-tax net operating income | $8,000 | 6,155 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $46,000 | 3,791 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $7,270 | 6,187 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 5,615 |
| Total interest expense | $1,321,000 | 5,447 |
| Net interest income | $2,839,000 | 5,533 |
| Provision for loan and lease losses | $176,000 | 5,922 |
| Total noninterest income | $842,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $541,000 | 2,728 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $301,000 | 3,979 |
| Total noninterest expense | $3,300,000 | 4,906 |
| Salaries and employee benefits | $1,716,000 | 4,800 |
| Premises and equipment expense | $355,000 | 5,292 |
| Additional noninterest expense | $1,229,000 | 4,674 |
| Pre-tax net operating income | $205,000 | 4,796 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $19,000 | 3,684 |
| Income before extraordinary items | $189,000 | 4,842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $189,000 | 4,844 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $189,000 | 4,844 |
| Net charge-offs | $139,000 | 5,408 |
| Cash dividends | $93,000 | 4,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $186,270 | 4,787 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 5,652 |
| Total interest expense | $1,019,000 | 5,515 |
| Net interest income | $2,135,000 | 5,545 |
| Provision for loan and lease losses | $143,000 | 5,555 |
| Total noninterest income | $610,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $401,000 | 2,760 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $209,000 | 4,216 |
| Total noninterest expense | $2,414,000 | 4,982 |
| Salaries and employee benefits | $1,285,000 | 4,828 |
| Premises and equipment expense | $246,000 | 5,507 |
| Additional noninterest expense | $883,000 | 4,774 |
| Pre-tax net operating income | $188,000 | 4,972 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $26,000 | 3,685 |
| Income before extraordinary items | $165,000 | 5,016 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $165,000 | 5,015 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $165,000 | 5,015 |
| Net charge-offs | $134,000 | 4,762 |
| Cash dividends | $72,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $162,420 | 4,974 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,658 |
| Total interest expense | $697,000 | 5,578 |
| Net interest income | $1,443,000 | 5,510 |
| Provision for loan and lease losses | $122,000 | 5,040 |
| Total noninterest income | $381,000 | 3,941 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $255,000 | 2,822 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $126,000 | 4,407 |
| Total noninterest expense | $1,601,000 | 5,049 |
| Salaries and employee benefits | $863,000 | 4,877 |
| Premises and equipment expense | $144,000 | 5,843 |
| Additional noninterest expense | $594,000 | 4,754 |
| Pre-tax net operating income | $101,000 | 5,210 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $95,000 | 5,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 5,245 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $95,000 | 5,245 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $48,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $92,270 | 5,185 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,079,000 | 5,685 |
| Total interest expense | $361,000 | 5,605 |
| Net interest income | $718,000 | 5,504 |
| Provision for loan and lease losses | $98,000 | 3,944 |
| Total noninterest income | $176,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $121,000 | 2,875 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $826,000 | 4,863 |
| Salaries and employee benefits | $434,000 | 4,902 |
| Premises and equipment expense | $81,000 | 5,625 |
| Additional noninterest expense | $311,000 | 4,292 |
| Pre-tax net operating income | $-30,000 | 6,416 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-30,000 | 6,564 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-30,000 | 6,565 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-30,000 | 6,565 |
| Net charge-offs | $21,000 | 4,278 |
| Cash dividends | $24,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-31,000 | 6,453 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 5,526 |
| Total interest expense | $1,813,000 | 5,555 |
| Net interest income | $3,067,000 | 5,357 |
| Provision for loan and lease losses | $428,000 | 4,038 |
| Total noninterest income | $872,000 | 3,692 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $547,000 | 2,824 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $325,000 | 3,958 |
| Total noninterest expense | $3,112,000 | 5,002 |
| Salaries and employee benefits | $1,718,000 | 4,934 |
| Premises and equipment expense | $353,000 | 5,406 |
| Additional noninterest expense | $1,041,000 | 4,703 |
| Pre-tax net operating income | $399,000 | 5,144 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $90,000 | 3,458 |
| Income before extraordinary items | $321,000 | 5,018 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $321,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,555 |
| Cash dividends | $159,000 | 4,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $311,640 | 5,222 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 5,549 |
| Total interest expense | $1,425,000 | 5,563 |
| Net interest income | $2,304,000 | 5,396 |
| Provision for loan and lease losses | $358,000 | 3,268 |
| Total noninterest income | $662,000 | 3,755 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $401,000 | 2,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $261,000 | 3,946 |
| Total noninterest expense | $2,299,000 | 5,034 |
| Salaries and employee benefits | $1,298,000 | 4,933 |
| Premises and equipment expense | $287,000 | 5,222 |
| Additional noninterest expense | $714,000 | 4,895 |
| Pre-tax net operating income | $309,000 | 5,601 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $72,000 | 3,863 |
| Income before extraordinary items | $249,000 | 5,450 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $249,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,307 |
| Cash dividends | $126,000 | 4,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $239,640 | 5,682 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,588 |
| Total interest expense | $993,000 | 5,597 |
| Net interest income | $1,515,000 | 5,440 |
| Provision for loan and lease losses | $267,000 | 2,729 |
| Total noninterest income | $436,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $256,000 | 2,944 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $180,000 | 3,971 |
| Total noninterest expense | $1,529,000 | 5,068 |
| Salaries and employee benefits | $879,000 | 4,907 |
| Premises and equipment expense | $189,000 | 5,302 |
| Additional noninterest expense | $461,000 | 4,986 |
| Pre-tax net operating income | $155,000 | 6,087 |
| Securities gains (losses) | $12,000 | 2,370 |
| Applicable income taxes | $28,000 | 4,472 |
| Income before extraordinary items | $139,000 | 6,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,894 |
| Cash dividends | $96,000 | 4,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $129,040 | 6,067 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 5,668 |
| Total interest expense | $526,000 | 5,635 |
| Net interest income | $739,000 | 5,528 |
| Provision for loan and lease losses | $237,000 | 1,648 |
| Total noninterest income | $205,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $123,000 | 3,001 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $82,000 | 4,146 |
| Total noninterest expense | $772,000 | 5,042 |
| Salaries and employee benefits | $450,000 | 4,887 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $226,000 | 4,993 |
| Pre-tax net operating income | $-65,000 | 7,458 |
| Securities gains (losses) | $12,000 | 1,897 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-54,000 | 7,514 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-54,000 | 7,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,215 |
| Cash dividends | $51,000 | 3,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-66,000 | 7,504 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,126,000 | 5,655 |
| Total interest expense | $2,223,000 | 5,583 |
| Net interest income | $2,903,000 | 5,588 |
| Provision for loan and lease losses | $35,000 | 5,986 |
| Total noninterest income | $804,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $521,000 | 2,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $283,000 | 4,350 |
| Total noninterest expense | $3,126,000 | 4,889 |
| Salaries and employee benefits | $1,842,000 | 4,673 |
| Premises and equipment expense | $352,000 | 5,391 |
| Additional noninterest expense | $932,000 | 4,867 |
| Pre-tax net operating income | $546,000 | 5,840 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,175 |
| Income before extraordinary items | $403,000 | 6,040 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $403,000 | 6,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $225,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $403,000 | 6,029 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 5,685 |
| Total interest expense | $1,677,000 | 5,580 |
| Net interest income | $2,157,000 | 5,642 |
| Provision for loan and lease losses | $35,000 | 5,456 |
| Total noninterest income | $600,000 | 4,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $371,000 | 3,061 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $229,000 | 4,232 |
| Total noninterest expense | $2,392,000 | 4,790 |
| Salaries and employee benefits | $1,406,000 | 4,576 |
| Premises and equipment expense | $264,000 | 5,379 |
| Additional noninterest expense | $722,000 | 4,707 |
| Pre-tax net operating income | $330,000 | 6,448 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $62,000 | 4,812 |
| Income before extraordinary items | $268,000 | 6,487 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $268,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $165,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $268,000 | 6,472 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,528,000 | 5,745 |
| Total interest expense | $1,115,000 | 5,590 |
| Net interest income | $1,413,000 | 5,732 |
| Provision for loan and lease losses | $35,000 | 4,774 |
| Total noninterest income | $393,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $162,000 | 4,183 |
| Total noninterest expense | $1,600,000 | 4,815 |
| Salaries and employee benefits | $947,000 | 4,590 |
| Premises and equipment expense | $173,000 | 5,463 |
| Additional noninterest expense | $480,000 | 4,698 |
| Pre-tax net operating income | $171,000 | 6,808 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $149,000 | 6,762 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $149,000 | 6,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $114,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $149,000 | 6,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 5,799 |
| Total interest expense | $556,000 | 5,585 |
| Net interest income | $686,000 | 5,813 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $197,000 | 4,058 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $103,000 | 3,387 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $94,000 | 3,856 |
| Total noninterest expense | $819,000 | 4,737 |
| Salaries and employee benefits | $483,000 | 4,552 |
| Premises and equipment expense | $84,000 | 5,553 |
| Additional noninterest expense | $252,000 | 4,512 |
| Pre-tax net operating income | $29,000 | 7,545 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $28,000 | 7,495 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $36,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $28,000 | 7,479 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,772,000 | 5,682 |
| Total interest expense | $1,801,000 | 5,690 |
| Net interest income | $2,971,000 | 5,557 |
| Provision for loan and lease losses | $132,000 | 4,240 |
| Total noninterest income | $584,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $429,000 | 3,387 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 5,562 |
| Total noninterest expense | $3,101,000 | 4,774 |
| Salaries and employee benefits | $1,775,000 | 4,664 |
| Premises and equipment expense | $360,000 | 5,247 |
| Additional noninterest expense | $966,000 | 4,625 |
| Pre-tax net operating income | $322,000 | 7,050 |
| Securities gains (losses) | $-1,000 | 6,756 |
| Applicable income taxes | $44,000 | 5,530 |
| Income before extraordinary items | $277,000 | 7,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $277,000 | 7,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,225 |
| Cash dividends | $210,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $277,860 | 6,997 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 5,728 |
| Total interest expense | $1,285,000 | 5,743 |
| Net interest income | $2,246,000 | 5,579 |
| Provision for loan and lease losses | $68,000 | 4,698 |
| Total noninterest income | $409,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $317,000 | 3,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $92,000 | 5,992 |
| Total noninterest expense | $2,345,000 | 4,734 |
| Salaries and employee benefits | $1,344,000 | 4,603 |
| Premises and equipment expense | $270,000 | 5,254 |
| Additional noninterest expense | $731,000 | 4,567 |
| Pre-tax net operating income | $242,000 | 7,253 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $39,000 | 5,586 |
| Income before extraordinary items | $203,000 | 7,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $203,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $210,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $203,000 | 7,206 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,321,000 | 5,730 |
| Total interest expense | $833,000 | 5,702 |
| Net interest income | $1,488,000 | 5,620 |
| Provision for loan and lease losses | $34,000 | 4,919 |
| Total noninterest income | $266,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $197,000 | 3,578 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $69,000 | 5,814 |
| Total noninterest expense | $1,555,000 | 4,767 |
| Salaries and employee benefits | $911,000 | 4,578 |
| Premises and equipment expense | $180,000 | 5,255 |
| Additional noninterest expense | $464,000 | 4,716 |
| Pre-tax net operating income | $165,000 | 7,300 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $19,000 | 5,826 |
| Income before extraordinary items | $146,000 | 7,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $146,000 | 7,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $130,000 | 4,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $146,000 | 7,200 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 5,735 |
| Total interest expense | $404,000 | 5,658 |
| Net interest income | $738,000 | 5,638 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $130,000 | 5,013 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $90,000 | 3,696 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,532 |
| Total noninterest expense | $793,000 | 4,728 |
| Salaries and employee benefits | $480,000 | 4,408 |
| Premises and equipment expense | $88,000 | 5,343 |
| Additional noninterest expense | $225,000 | 4,805 |
| Pre-tax net operating income | $63,000 | 7,534 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $48,000 | 7,572 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,654 |
| Cash dividends | $70,000 | 3,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $45,810 | 7,614 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 5,631 |
| Total interest expense | $1,411,000 | 5,386 |
| Net interest income | $2,864,000 | 5,643 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $919,000 | 3,758 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $450,000 | 3,279 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $469,000 | 3,491 |
| Total noninterest expense | $3,206,000 | 4,566 |
| Salaries and employee benefits | $1,927,000 | 4,239 |
| Premises and equipment expense | $375,000 | 5,061 |
| Additional noninterest expense | $904,000 | 4,749 |
| Pre-tax net operating income | $437,000 | 6,939 |
| Securities gains (losses) | $-29,000 | 7,991 |
| Applicable income taxes | $35,000 | 6,062 |
| Income before extraordinary items | $373,000 | 6,886 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $373,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,813 |
| Cash dividends | $180,000 | 5,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $399,390 | 6,746 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 5,661 |
| Total interest expense | $1,024,000 | 5,369 |
| Net interest income | $2,122,000 | 5,702 |
| Provision for loan and lease losses | $80,000 | 4,606 |
| Total noninterest income | $843,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $344,000 | 3,255 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $499,000 | 2,887 |
| Total noninterest expense | $2,341,000 | 4,630 |
| Salaries and employee benefits | $1,433,000 | 4,231 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $616,000 | 5,032 |
| Pre-tax net operating income | $544,000 | 6,225 |
| Securities gains (losses) | $-29,000 | 8,319 |
| Applicable income taxes | $65,000 | 5,605 |
| Income before extraordinary items | $450,000 | 6,120 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $450,000 | 6,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 2,579 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $475,230 | 5,983 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,688 |
| Total interest expense | $661,000 | 5,306 |
| Net interest income | $1,377,000 | 5,772 |
| Provision for loan and lease losses | $46,000 | 4,697 |
| Total noninterest income | $693,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $228,000 | 3,223 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $465,000 | 2,295 |
| Total noninterest expense | $1,572,000 | 4,583 |
| Salaries and employee benefits | $957,000 | 4,208 |
| Premises and equipment expense | $192,000 | 4,954 |
| Additional noninterest expense | $423,000 | 4,910 |
| Pre-tax net operating income | $452,000 | 5,692 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $420,000 | 5,323 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $420,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,928 |
| Cash dividends | $60,000 | 4,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $447,720 | 5,117 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $987,000 | 5,773 |
| Total interest expense | $324,000 | 5,275 |
| Net interest income | $663,000 | 5,905 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $146,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $43,000 | 5,506 |
| Total noninterest expense | $743,000 | 4,775 |
| Salaries and employee benefits | $452,000 | 4,428 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $195,000 | 5,175 |
| Pre-tax net operating income | $66,000 | 7,690 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $-24,000 | 8,757 |
| Income before extraordinary items | $92,000 | 7,028 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $92,000 | 7,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $90,000 | 7,020 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 5,552 |
| Total interest expense | $1,205,000 | 5,102 |
| Net interest income | $2,802,000 | 5,634 |
| Provision for loan and lease losses | $31,000 | 6,405 |
| Total noninterest income | $436,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $362,000 | 3,859 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,906 |
| Total noninterest expense | $2,856,000 | 4,829 |
| Salaries and employee benefits | $1,646,000 | 4,641 |
| Premises and equipment expense | $376,000 | 4,969 |
| Additional noninterest expense | $834,000 | 4,959 |
| Pre-tax net operating income | $351,000 | 7,269 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $353,000 | 7,005 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $353,000 | 7,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,645 |
| Cash dividends | $180,000 | 4,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $346,070 | 6,981 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 5,549 |
| Total interest expense | $894,000 | 5,109 |
| Net interest income | $2,111,000 | 5,607 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $325,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $274,000 | 3,876 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 7,030 |
| Total noninterest expense | $2,089,000 | 4,871 |
| Salaries and employee benefits | $1,225,000 | 4,618 |
| Premises and equipment expense | $282,000 | 4,957 |
| Additional noninterest expense | $582,000 | 5,140 |
| Pre-tax net operating income | $343,000 | 6,985 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $335,000 | 6,690 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $335,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $90,000 | 4,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $328,280 | 6,662 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 5,548 |
| Total interest expense | $594,000 | 5,128 |
| Net interest income | $1,410,000 | 5,606 |
| Provision for loan and lease losses | $11,000 | 6,344 |
| Total noninterest income | $208,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $174,000 | 3,999 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,048 |
| Total noninterest expense | $1,418,000 | 4,831 |
| Salaries and employee benefits | $828,000 | 4,592 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $404,000 | 5,029 |
| Pre-tax net operating income | $189,000 | 7,264 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $-9,000 | 8,788 |
| Income before extraordinary items | $205,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $45,000 | 4,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $198,000 | 6,836 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 5,574 |
| Total interest expense | $300,000 | 5,164 |
| Net interest income | $701,000 | 5,627 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $104,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $712,000 | 4,860 |
| Salaries and employee benefits | $407,000 | 4,672 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $214,000 | 4,834 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 7,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $85,090 | 7,056 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 5,473 |
| Total interest expense | $1,418,000 | 5,045 |
| Net interest income | $2,779,000 | 5,551 |
| Provision for loan and lease losses | $29,000 | 6,833 |
| Total noninterest income | $434,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $360,000 | 3,878 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $74,000 | 6,997 |
| Total noninterest expense | $2,709,000 | 4,932 |
| Salaries and employee benefits | $1,617,000 | 4,607 |
| Premises and equipment expense | $347,000 | 5,198 |
| Additional noninterest expense | $745,000 | 5,291 |
| Pre-tax net operating income | $475,000 | 6,759 |
| Securities gains (losses) | $81,000 | 2,082 |
| Applicable income taxes | $128,000 | 5,463 |
| Income before extraordinary items | $428,000 | 6,673 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $428,000 | 6,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,740 |
| Cash dividends | $180,000 | 5,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $365,630 | 6,818 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 5,534 |
| Total interest expense | $1,105,000 | 5,063 |
| Net interest income | $2,039,000 | 5,655 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $269,000 | 3,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 6,950 |
| Total noninterest expense | $1,950,000 | 5,066 |
| Salaries and employee benefits | $1,191,000 | 4,647 |
| Premises and equipment expense | $237,000 | 5,499 |
| Additional noninterest expense | $522,000 | 5,498 |
| Pre-tax net operating income | $391,000 | 6,742 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $118,000 | 5,387 |
| Income before extraordinary items | $318,000 | 6,845 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $318,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,062 |
| Cash dividends | $90,000 | 4,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $285,150 | 6,864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 5,561 |
| Total interest expense | $759,000 | 5,099 |
| Net interest income | $1,348,000 | 5,674 |
| Provision for loan and lease losses | $2,000 | 7,249 |
| Total noninterest income | $225,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $44,000 | 6,789 |
| Total noninterest expense | $1,284,000 | 5,110 |
| Salaries and employee benefits | $791,000 | 4,651 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $337,000 | 5,595 |
| Pre-tax net operating income | $287,000 | 6,577 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $74,000 | 5,501 |
| Income before extraordinary items | $243,000 | 6,589 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $243,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $45,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $219,900 | 6,595 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 5,565 |
| Total interest expense | $383,000 | 5,164 |
| Net interest income | $681,000 | 5,631 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $117,000 | 5,510 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 6,569 |
| Total noninterest expense | $632,000 | 5,170 |
| Salaries and employee benefits | $393,000 | 4,668 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $166,000 | 6,264 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $146,000 | 6,074 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $146,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $125,000 | 6,289 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 5,488 |
| Total interest expense | $1,766,000 | 5,209 |
| Net interest income | $2,803,000 | 5,520 |
| Provision for loan and lease losses | $77,000 | 6,140 |
| Total noninterest income | $423,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $352,000 | 3,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $71,000 | 7,051 |
| Total noninterest expense | $2,535,000 | 5,036 |
| Salaries and employee benefits | $1,542,000 | 4,593 |
| Premises and equipment expense | $311,000 | 5,452 |
| Additional noninterest expense | $682,000 | 5,496 |
| Pre-tax net operating income | $614,000 | 6,381 |
| Securities gains (losses) | $73,000 | 2,058 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $463,000 | 6,559 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $463,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $180,000 | 5,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $414,090 | 6,648 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 5,483 |
| Total interest expense | $2,561,000 | 5,322 |
| Net interest income | $2,644,000 | 5,531 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $388,000 | 5,757 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $325,000 | 3,958 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $2,425,000 | 5,061 |
| Salaries and employee benefits | $1,489,000 | 4,542 |
| Premises and equipment expense | $285,000 | 5,692 |
| Additional noninterest expense | $651,000 | 5,538 |
| Pre-tax net operating income | $537,000 | 6,415 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $117,000 | 5,804 |
| Income before extraordinary items | $419,000 | 6,466 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $419,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $419,780 | 6,339 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 5,649 |
| Total interest expense | $2,558,000 | 5,476 |
| Net interest income | $2,571,000 | 5,705 |
| Provision for loan and lease losses | $15,000 | 7,764 |
| Total noninterest income | $308,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $245,000 | 4,570 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,397 |
| Total noninterest expense | $2,255,000 | 5,244 |
| Salaries and employee benefits | $1,362,000 | 4,721 |
| Premises and equipment expense | $232,000 | 6,291 |
| Additional noninterest expense | $661,000 | 5,406 |
| Pre-tax net operating income | $609,000 | 6,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $150,000 | 5,914 |
| Income before extraordinary items | $459,000 | 6,545 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $459,000 | 6,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $459,000 | 6,557 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 5,787 |
| Total interest expense | $2,222,000 | 5,611 |
| Net interest income | $2,479,000 | 5,821 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $353,000 | 5,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $2,109,000 | 5,485 |
| Salaries and employee benefits | $1,270,000 | 4,955 |
| Premises and equipment expense | $243,000 | 6,141 |
| Additional noninterest expense | $596,000 | 5,845 |
| Pre-tax net operating income | $719,000 | 6,249 |
| Securities gains (losses) | $-59,000 | 9,834 |
| Applicable income taxes | $180,000 | 5,921 |
| Income before extraordinary items | $480,000 | 6,546 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $480,000 | 6,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $523,070 | 6,264 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,584,000 | 5,985 |
| Total interest expense | $2,144,000 | 5,934 |
| Net interest income | $2,440,000 | 5,931 |
| Provision for loan and lease losses | $131,000 | 4,450 |
| Total noninterest income | $274,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,260 |
| Total noninterest expense | $2,038,000 | 5,526 |
| Salaries and employee benefits | $1,209,000 | 5,046 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $601,000 | 5,753 |
| Pre-tax net operating income | $545,000 | 7,174 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $171,000 | 6,570 |
| Income before extraordinary items | $374,000 | 7,380 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $374,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $374,000 | 7,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 6,615 |
| Total interest expense | $1,965,000 | 6,326 |
| Net interest income | $2,086,000 | 6,742 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $225,000 | 7,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,774 |
| Total noninterest expense | $1,765,000 | 6,149 |
| Salaries and employee benefits | $1,038,000 | 5,728 |
| Premises and equipment expense | $196,000 | 6,924 |
| Additional noninterest expense | $531,000 | 6,270 |
| Pre-tax net operating income | $490,000 | 7,977 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $114,000 | 8,186 |
| Income before extraordinary items | $378,000 | 7,793 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $378,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $600,000 | 3,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $376,460 | 7,749 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 7,417 |
| Total interest expense | $1,647,000 | 7,219 |
| Net interest income | $1,838,000 | 7,483 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $196,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $1,402,000 | 7,389 |
| Salaries and employee benefits | $865,000 | 6,640 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $418,000 | 7,731 |
| Pre-tax net operating income | $630,000 | 7,273 |
| Securities gains (losses) | $-13,000 | 10,409 |
| Applicable income taxes | $156,000 | 7,799 |
| Income before extraordinary items | $461,000 | 7,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $461,000 | 7,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $470,750 | 7,049 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,925 |
| Total interest expense | $1,502,000 | 7,701 |
| Net interest income | $1,701,000 | 8,013 |
| Provision for loan and lease losses | $-59,000 | 11,623 |
| Total noninterest income | $176,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,278 |
| Total noninterest expense | $1,426,000 | 7,503 |
| Salaries and employee benefits | $841,000 | 6,877 |
| Premises and equipment expense | $141,000 | 8,499 |
| Additional noninterest expense | $444,000 | 7,759 |
| Pre-tax net operating income | $510,000 | 8,377 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $121,000 | 8,778 |
| Income before extraordinary items | $390,000 | 8,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $390,000 | 8,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 11,537 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $389,240 | 8,124 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,976,000 | 8,096 |
| Total interest expense | $1,112,000 | 8,249 |
| Net interest income | $1,864,000 | 7,885 |
| Provision for loan and lease losses | $-10,000 | 11,755 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,653 |
| Total noninterest expense | $1,431,000 | 7,819 |
| Salaries and employee benefits | $837,000 | 6,997 |
| Premises and equipment expense | $135,000 | 8,947 |
| Additional noninterest expense | $459,000 | 8,241 |
| Pre-tax net operating income | $587,000 | 8,071 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $141,000 | 8,493 |
| Income before extraordinary items | $458,000 | 7,630 |
| Extraordinary gains, net | $-1,000 | 12,483 |
| Net income | $457,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $448,880 | 7,778 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 8,201 |
| Total interest expense | $1,122,000 | 8,594 |
| Net interest income | $1,960,000 | 7,797 |
| Provision for loan and lease losses | $-109,000 | 12,924 |
| Total noninterest income | $357,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 8,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 5,006 |
| Total noninterest expense | $1,434,000 | 8,065 |
| Salaries and employee benefits | $793,000 | 7,371 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $501,000 | 8,201 |
| Pre-tax net operating income | $992,000 | 5,912 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $176,000 | 8,089 |
| Income before extraordinary items | $816,000 | 5,485 |
| Extraordinary gains, net | $-121,000 | 12,959 |
| Net income | $695,000 | 6,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 12,965 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $816,000 | 5,245 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 8,253 |
| Total interest expense | $1,370,000 | 8,961 |
| Net interest income | $2,084,000 | 7,531 |
| Provision for loan and lease losses | $-74,000 | 13,665 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 8,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $1,444,000 | 8,117 |
| Salaries and employee benefits | $785,000 | 7,356 |
| Premises and equipment expense | $171,000 | 8,542 |
| Additional noninterest expense | $488,000 | 8,566 |
| Pre-tax net operating income | $863,000 | 6,275 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $222,000 | 7,147 |
| Income before extraordinary items | $643,000 | 6,265 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $643,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 13,635 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $641,520 | 5,945 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.