Home > Bank of Texas. > Income and Expense
Bank of Texas., Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $161,025,000 | 210 |
| Total interest expense | $26,780,000 | 291 |
| Net interest income | $134,245,000 | 192 |
| Provision for loan and lease losses | $11,485,000 | 599 |
| Total noninterest income | $42,745,000 | 229 |
| Gross Fiduciary activities income | $8,696,000 | 100 |
| Service charges on deposit accounts | $19,315,000 | 101 |
| Trading account gains and fees | $1,960,000 | 70 |
| Additional Noninterest Income | $12,774,000 | 386 |
| Total noninterest expense | $122,325,000 | 197 |
| Salaries and employee benefits | $68,919,000 | 146 |
| Premises and equipment expense | $14,234,000 | 189 |
| Additional noninterest expense | $39,172,000 | 242 |
| Pre-tax net operating income | $43,180,000 | 177 |
| Securities gains (losses) | $-5,233,000 | 7,617 |
| Applicable income taxes | $11,887,000 | 196 |
| Income before extraordinary items | $26,060,000 | 209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $26,060,000 | 210 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $26,060,000 | 210 |
| Net charge-offs | $14,647,000 | 443 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,212,000 | 344 |
| Net operating income | $29,670,770 | 186 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $122,262,000 | 207 |
| Total interest expense | $21,063,000 | 286 |
| Net interest income | $101,199,000 | 190 |
| Provision for loan and lease losses | $8,762,000 | 555 |
| Total noninterest income | $31,137,000 | 230 |
| Gross Fiduciary activities income | $6,378,000 | 99 |
| Service charges on deposit accounts | $14,888,000 | 99 |
| Trading account gains and fees | $1,388,000 | 69 |
| Additional Noninterest Income | $8,483,000 | 406 |
| Total noninterest expense | $91,461,000 | 191 |
| Salaries and employee benefits | $51,453,000 | 142 |
| Premises and equipment expense | $10,763,000 | 189 |
| Additional noninterest expense | $29,245,000 | 234 |
| Pre-tax net operating income | $32,113,000 | 174 |
| Securities gains (losses) | $-4,385,000 | 7,724 |
| Applicable income taxes | $10,183,000 | 170 |
| Income before extraordinary items | $17,545,000 | 224 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $17,545,000 | 224 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $17,545,000 | 226 |
| Net charge-offs | $14,068,000 | 345 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $982,000 | 296 |
| Net operating income | $20,351,400 | 192 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $82,181,000 | 208 |
| Total interest expense | $14,500,000 | 286 |
| Net interest income | $67,681,000 | 192 |
| Provision for loan and lease losses | $8,462,000 | 407 |
| Total noninterest income | $21,709,000 | 215 |
| Gross Fiduciary activities income | $4,195,000 | 100 |
| Service charges on deposit accounts | $10,305,000 | 96 |
| Trading account gains and fees | $653,000 | 74 |
| Additional Noninterest Income | $6,556,000 | 353 |
| Total noninterest expense | $60,583,000 | 188 |
| Salaries and employee benefits | $33,855,000 | 144 |
| Premises and equipment expense | $7,036,000 | 191 |
| Additional noninterest expense | $19,692,000 | 237 |
| Pre-tax net operating income | $20,345,000 | 172 |
| Securities gains (losses) | $-2,067,000 | 7,769 |
| Applicable income taxes | $6,451,000 | 165 |
| Income before extraordinary items | $11,827,000 | 203 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $11,827,000 | 203 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $11,827,000 | 203 |
| Net charge-offs | $11,095,000 | 306 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $713,000 | 231 |
| Net operating income | $13,170,550 | 187 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $41,076,000 | 215 |
| Total interest expense | $7,696,000 | 286 |
| Net interest income | $33,380,000 | 194 |
| Provision for loan and lease losses | $14,500,000 | 169 |
| Total noninterest income | $11,176,000 | 218 |
| Gross Fiduciary activities income | $2,065,000 | 104 |
| Service charges on deposit accounts | $5,069,000 | 91 |
| Trading account gains and fees | $268,000 | 81 |
| Additional Noninterest Income | $3,774,000 | 322 |
| Total noninterest expense | $30,083,000 | 193 |
| Salaries and employee benefits | $16,869,000 | 143 |
| Premises and equipment expense | $3,379,000 | 202 |
| Additional noninterest expense | $9,835,000 | 233 |
| Pre-tax net operating income | $-27,000 | 6,413 |
| Securities gains (losses) | $-1,191,000 | 7,882 |
| Applicable income taxes | $-519,000 | 7,712 |
| Income before extraordinary items | $-699,000 | 7,370 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-699,000 | 7,370 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-699,000 | 7,371 |
| Net charge-offs | $6,424,000 | 269 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $338,000 | 181 |
| Net operating income | $63,240 | 5,393 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $162,518,000 | 221 |
| Total interest expense | $42,434,000 | 271 |
| Net interest income | $120,084,000 | 202 |
| Provision for loan and lease losses | $33,239,000 | 339 |
| Total noninterest income | $45,223,000 | 220 |
| Gross Fiduciary activities income | $6,941,000 | 115 |
| Service charges on deposit accounts | $21,239,000 | 94 |
| Trading account gains and fees | $1,321,000 | 88 |
| Additional Noninterest Income | $15,722,000 | 322 |
| Total noninterest expense | $133,827,000 | 188 |
| Salaries and employee benefits | $68,531,000 | 139 |
| Premises and equipment expense | $15,864,000 | 177 |
| Additional noninterest expense | $49,432,000 | 225 |
| Pre-tax net operating income | $-1,759,000 | 6,552 |
| Securities gains (losses) | $-8,275,000 | 7,931 |
| Applicable income taxes | $-4,780,000 | 7,751 |
| Income before extraordinary items | $-5,254,000 | 7,285 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,254,000 | 7,285 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,254,000 | 7,285 |
| Net charge-offs | $23,219,000 | 360 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $805,000 | 457 |
| Net operating income | $42,000 | 5,317 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $122,274,000 | 232 |
| Total interest expense | $33,731,000 | 279 |
| Net interest income | $88,543,000 | 213 |
| Provision for loan and lease losses | $25,947,000 | 334 |
| Total noninterest income | $33,475,000 | 224 |
| Gross Fiduciary activities income | $5,099,000 | 115 |
| Service charges on deposit accounts | $15,804,000 | 94 |
| Trading account gains and fees | $924,000 | 96 |
| Additional Noninterest Income | $11,648,000 | 329 |
| Total noninterest expense | $100,941,000 | 196 |
| Salaries and employee benefits | $52,375,000 | 141 |
| Premises and equipment expense | $11,467,000 | 185 |
| Additional noninterest expense | $37,099,000 | 223 |
| Pre-tax net operating income | $-4,870,000 | 7,494 |
| Securities gains (losses) | $-4,407,000 | 7,996 |
| Applicable income taxes | $-3,088,000 | 7,822 |
| Income before extraordinary items | $-6,189,000 | 7,659 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-6,189,000 | 7,659 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-6,189,000 | 7,659 |
| Net charge-offs | $15,454,000 | 376 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $596,000 | 406 |
| Net operating income | $-3,236,310 | 7,407 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $82,000,000 | 239 |
| Total interest expense | $23,804,000 | 272 |
| Net interest income | $58,196,000 | 215 |
| Provision for loan and lease losses | $9,014,000 | 480 |
| Total noninterest income | $22,519,000 | 218 |
| Gross Fiduciary activities income | $3,363,000 | 116 |
| Service charges on deposit accounts | $10,143,000 | 100 |
| Trading account gains and fees | $215,000 | 114 |
| Additional Noninterest Income | $8,798,000 | 306 |
| Total noninterest expense | $67,207,000 | 205 |
| Salaries and employee benefits | $34,749,000 | 144 |
| Premises and equipment expense | $7,574,000 | 193 |
| Additional noninterest expense | $24,884,000 | 225 |
| Pre-tax net operating income | $4,494,000 | 495 |
| Securities gains (losses) | $-3,362,000 | 8,097 |
| Applicable income taxes | $423,000 | 1,221 |
| Income before extraordinary items | $709,000 | 2,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $709,000 | 2,464 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $709,000 | 2,466 |
| Net charge-offs | $11,515,000 | 336 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $359,000 | 389 |
| Net operating income | $2,860,680 | 617 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $41,071,000 | 245 |
| Total interest expense | $12,039,000 | 283 |
| Net interest income | $29,032,000 | 215 |
| Provision for loan and lease losses | $13,199,000 | 216 |
| Total noninterest income | $12,660,000 | 196 |
| Gross Fiduciary activities income | $1,583,000 | 120 |
| Service charges on deposit accounts | $4,969,000 | 101 |
| Trading account gains and fees | $411,000 | 79 |
| Additional Noninterest Income | $5,697,000 | 238 |
| Total noninterest expense | $32,225,000 | 205 |
| Salaries and employee benefits | $17,798,000 | 146 |
| Premises and equipment expense | $3,805,000 | 194 |
| Additional noninterest expense | $10,622,000 | 226 |
| Pre-tax net operating income | $-3,732,000 | 7,978 |
| Securities gains (losses) | $-3,179,000 | 8,191 |
| Applicable income taxes | $-2,476,000 | 8,106 |
| Income before extraordinary items | $-4,435,000 | 8,040 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-4,435,000 | 8,040 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-4,435,000 | 8,040 |
| Net charge-offs | $5,414,000 | 303 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 249 |
| Net operating income | $-2,400,440 | 7,938 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $211,417,000 | 207 |
| Total interest expense | $67,198,000 | 259 |
| Net interest income | $144,219,000 | 185 |
| Provision for loan and lease losses | $44,510,000 | 207 |
| Total noninterest income | $42,193,000 | 210 |
| Gross Fiduciary activities income | $7,621,000 | 118 |
| Service charges on deposit accounts | $20,225,000 | 103 |
| Trading account gains and fees | $2,796,000 | 59 |
| Additional Noninterest Income | $11,551,000 | 355 |
| Total noninterest expense | $120,899,000 | 216 |
| Salaries and employee benefits | $66,084,000 | 153 |
| Premises and equipment expense | $13,633,000 | 207 |
| Additional noninterest expense | $41,182,000 | 244 |
| Pre-tax net operating income | $21,003,000 | 271 |
| Securities gains (losses) | $151,000 | 861 |
| Applicable income taxes | $7,237,000 | 237 |
| Income before extraordinary items | $13,917,000 | 291 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,917,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,175,000 | 291 |
| Cash dividends | $17,000,000 | 190 |
| Sale, conversion, retirement of capital stock, net | $1,025,000 | 421 |
| Net operating income | $13,817,340 | 304 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $162,590,000 | 214 |
| Total interest expense | $52,731,000 | 264 |
| Net interest income | $109,859,000 | 189 |
| Provision for loan and lease losses | $14,634,000 | 309 |
| Total noninterest income | $31,483,000 | 223 |
| Gross Fiduciary activities income | $5,719,000 | 121 |
| Service charges on deposit accounts | $15,085,000 | 108 |
| Trading account gains and fees | $1,686,000 | 60 |
| Additional Noninterest Income | $8,993,000 | 369 |
| Total noninterest expense | $90,978,000 | 203 |
| Salaries and employee benefits | $48,735,000 | 163 |
| Premises and equipment expense | $10,510,000 | 207 |
| Additional noninterest expense | $31,733,000 | 224 |
| Pre-tax net operating income | $35,730,000 | 183 |
| Securities gains (losses) | $148,000 | 751 |
| Applicable income taxes | $13,383,000 | 147 |
| Income before extraordinary items | $22,495,000 | 187 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $22,495,000 | 186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,966,000 | 444 |
| Cash dividends | $17,000,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $843,000 | 324 |
| Net operating income | $22,400,280 | 200 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $109,310,000 | 217 |
| Total interest expense | $37,064,000 | 260 |
| Net interest income | $72,246,000 | 194 |
| Provision for loan and lease losses | $7,887,000 | 324 |
| Total noninterest income | $20,171,000 | 232 |
| Gross Fiduciary activities income | $3,813,000 | 122 |
| Service charges on deposit accounts | $9,877,000 | 109 |
| Trading account gains and fees | $773,000 | 70 |
| Additional Noninterest Income | $5,708,000 | 406 |
| Total noninterest expense | $59,335,000 | 203 |
| Salaries and employee benefits | $31,780,000 | 168 |
| Premises and equipment expense | $6,934,000 | 211 |
| Additional noninterest expense | $20,621,000 | 223 |
| Pre-tax net operating income | $25,195,000 | 183 |
| Securities gains (losses) | $146,000 | 750 |
| Applicable income taxes | $9,014,000 | 165 |
| Income before extraordinary items | $16,327,000 | 199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,327,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,733,000 | 455 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $695,000 | 232 |
| Net operating income | $16,233,560 | 197 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $55,582,000 | 218 |
| Total interest expense | $20,444,000 | 255 |
| Net interest income | $35,138,000 | 197 |
| Provision for loan and lease losses | $2,319,000 | 366 |
| Total noninterest income | $9,232,000 | 250 |
| Gross Fiduciary activities income | $1,898,000 | 122 |
| Service charges on deposit accounts | $4,592,000 | 120 |
| Trading account gains and fees | $380,000 | 78 |
| Additional Noninterest Income | $2,362,000 | 455 |
| Total noninterest expense | $29,244,000 | 204 |
| Salaries and employee benefits | $15,586,000 | 173 |
| Premises and equipment expense | $3,314,000 | 217 |
| Additional noninterest expense | $10,344,000 | 210 |
| Pre-tax net operating income | $12,807,000 | 186 |
| Securities gains (losses) | $426,000 | 270 |
| Applicable income taxes | $2,048,000 | 332 |
| Income before extraordinary items | $11,185,000 | 171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,185,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,422,000 | 362 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $473,000 | 132 |
| Net operating income | $10,822,900 | 171 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $243,513,000 | 212 |
| Total interest expense | $94,775,000 | 243 |
| Net interest income | $148,738,000 | 181 |
| Provision for loan and lease losses | $7,221,000 | 311 |
| Total noninterest income | $37,763,000 | 237 |
| Gross Fiduciary activities income | $6,982,000 | 128 |
| Service charges on deposit accounts | $17,040,000 | 127 |
| Trading account gains and fees | $4,072,000 | 52 |
| Additional Noninterest Income | $9,669,000 | 416 |
| Total noninterest expense | $99,904,000 | 223 |
| Salaries and employee benefits | $56,305,000 | 182 |
| Premises and equipment expense | $12,924,000 | 207 |
| Additional noninterest expense | $30,675,000 | 248 |
| Pre-tax net operating income | $79,376,000 | 166 |
| Securities gains (losses) | $432,000 | 286 |
| Applicable income taxes | $27,542,000 | 155 |
| Income before extraordinary items | $52,266,000 | 173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,266,000 | 170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,685,000 | 504 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $1,677,000 | 380 |
| Net operating income | $51,985,200 | 173 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $182,530,000 | 210 |
| Total interest expense | $70,995,000 | 245 |
| Net interest income | $111,535,000 | 181 |
| Provision for loan and lease losses | $5,181,000 | 247 |
| Total noninterest income | $28,465,000 | 237 |
| Gross Fiduciary activities income | $5,193,000 | 126 |
| Service charges on deposit accounts | $12,285,000 | 130 |
| Trading account gains and fees | $3,547,000 | 50 |
| Additional Noninterest Income | $7,440,000 | 417 |
| Total noninterest expense | $74,794,000 | 219 |
| Salaries and employee benefits | $42,560,000 | 181 |
| Premises and equipment expense | $9,616,000 | 208 |
| Additional noninterest expense | $22,618,000 | 240 |
| Pre-tax net operating income | $60,025,000 | 176 |
| Securities gains (losses) | $128,000 | 443 |
| Applicable income taxes | $21,203,000 | 168 |
| Income before extraordinary items | $38,950,000 | 185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $38,950,000 | 183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,821,000 | 432 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $1,025,000 | 317 |
| Net operating income | $38,866,800 | 184 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $120,212,000 | 224 |
| Total interest expense | $46,014,000 | 263 |
| Net interest income | $74,198,000 | 194 |
| Provision for loan and lease losses | $3,216,000 | 235 |
| Total noninterest income | $18,027,000 | 264 |
| Gross Fiduciary activities income | $3,520,000 | 132 |
| Service charges on deposit accounts | $8,056,000 | 136 |
| Trading account gains and fees | $1,607,000 | 62 |
| Additional Noninterest Income | $4,844,000 | 445 |
| Total noninterest expense | $49,528,000 | 229 |
| Salaries and employee benefits | $28,231,000 | 193 |
| Premises and equipment expense | $6,326,000 | 221 |
| Additional noninterest expense | $14,971,000 | 257 |
| Pre-tax net operating income | $39,481,000 | 188 |
| Securities gains (losses) | $128,000 | 372 |
| Applicable income taxes | $13,904,000 | 183 |
| Income before extraordinary items | $25,705,000 | 197 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $25,705,000 | 197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 688 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $824,000 | 260 |
| Net operating income | $25,621,800 | 198 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $59,360,000 | 227 |
| Total interest expense | $22,875,000 | 262 |
| Net interest income | $36,485,000 | 192 |
| Provision for loan and lease losses | $3,374,000 | 128 |
| Total noninterest income | $9,080,000 | 257 |
| Gross Fiduciary activities income | $1,737,000 | 130 |
| Service charges on deposit accounts | $3,932,000 | 134 |
| Trading account gains and fees | $989,000 | 58 |
| Additional Noninterest Income | $2,422,000 | 433 |
| Total noninterest expense | $24,303,000 | 228 |
| Salaries and employee benefits | $14,021,000 | 194 |
| Premises and equipment expense | $3,108,000 | 227 |
| Additional noninterest expense | $7,174,000 | 253 |
| Pre-tax net operating income | $17,888,000 | 200 |
| Securities gains (losses) | $185,000 | 216 |
| Applicable income taxes | $6,296,000 | 195 |
| Income before extraordinary items | $11,777,000 | 213 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $11,777,000 | 212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,169,000 | 211 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $518,000 | 168 |
| Net operating income | $11,656,750 | 211 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $207,947,000 | 232 |
| Total interest expense | $81,115,000 | 250 |
| Net interest income | $126,832,000 | 213 |
| Provision for loan and lease losses | $7,406,000 | 176 |
| Total noninterest income | $32,909,000 | 253 |
| Gross Fiduciary activities income | $6,228,000 | 134 |
| Service charges on deposit accounts | $15,566,000 | 132 |
| Trading account gains and fees | $3,042,000 | 62 |
| Additional Noninterest Income | $8,073,000 | 478 |
| Total noninterest expense | $93,678,000 | 225 |
| Salaries and employee benefits | $52,009,000 | 195 |
| Premises and equipment expense | $12,626,000 | 212 |
| Additional noninterest expense | $29,043,000 | 246 |
| Pre-tax net operating income | $58,657,000 | 239 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $20,652,000 | 229 |
| Income before extraordinary items | $38,006,000 | 250 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $38,006,000 | 249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,177,000 | 194 |
| Cash dividends | $18,500,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $6,454,000 | 273 |
| Net operating income | $38,005,350 | 248 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $152,126,000 | 246 |
| Total interest expense | $57,551,000 | 265 |
| Net interest income | $94,575,000 | 226 |
| Provision for loan and lease losses | $6,036,000 | 166 |
| Total noninterest income | $23,711,000 | 279 |
| Gross Fiduciary activities income | $4,634,000 | 139 |
| Service charges on deposit accounts | $11,652,000 | 136 |
| Trading account gains and fees | $1,664,000 | 65 |
| Additional Noninterest Income | $5,761,000 | 509 |
| Total noninterest expense | $69,671,000 | 238 |
| Salaries and employee benefits | $38,116,000 | 210 |
| Premises and equipment expense | $9,575,000 | 220 |
| Additional noninterest expense | $21,980,000 | 252 |
| Pre-tax net operating income | $42,579,000 | 265 |
| Securities gains (losses) | $-149,000 | 8,493 |
| Applicable income taxes | $15,950,000 | 237 |
| Income before extraordinary items | $26,480,000 | 291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $26,480,000 | 291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,760,000 | 161 |
| Cash dividends | $18,500,000 | 196 |
| Sale, conversion, retirement of capital stock, net | $979,000 | 377 |
| Net operating income | $26,575,360 | 286 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $97,886,000 | 249 |
| Total interest expense | $35,630,000 | 274 |
| Net interest income | $62,256,000 | 232 |
| Provision for loan and lease losses | $3,101,000 | 200 |
| Total noninterest income | $15,712,000 | 283 |
| Gross Fiduciary activities income | $3,130,000 | 143 |
| Service charges on deposit accounts | $7,623,000 | 140 |
| Trading account gains and fees | $1,136,000 | 63 |
| Additional Noninterest Income | $3,823,000 | 510 |
| Total noninterest expense | $45,882,000 | 242 |
| Salaries and employee benefits | $25,130,000 | 216 |
| Premises and equipment expense | $6,455,000 | 220 |
| Additional noninterest expense | $14,297,000 | 258 |
| Pre-tax net operating income | $28,985,000 | 264 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,910,000 | 242 |
| Income before extraordinary items | $18,075,000 | 283 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,075,000 | 283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,252,000 | 196 |
| Cash dividends | $15,500,000 | 172 |
| Sale, conversion, retirement of capital stock, net | $653,000 | 304 |
| Net operating income | $18,075,000 | 281 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $47,453,000 | 250 |
| Total interest expense | $17,029,000 | 274 |
| Net interest income | $30,424,000 | 235 |
| Provision for loan and lease losses | $1,886,000 | 170 |
| Total noninterest income | $7,678,000 | 282 |
| Gross Fiduciary activities income | $1,536,000 | 144 |
| Service charges on deposit accounts | $3,579,000 | 142 |
| Trading account gains and fees | $667,000 | 61 |
| Additional Noninterest Income | $1,896,000 | 510 |
| Total noninterest expense | $22,445,000 | 247 |
| Salaries and employee benefits | $12,339,000 | 216 |
| Premises and equipment expense | $3,161,000 | 224 |
| Additional noninterest expense | $6,945,000 | 261 |
| Pre-tax net operating income | $13,771,000 | 268 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,187,000 | 245 |
| Income before extraordinary items | $8,584,000 | 289 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,584,000 | 288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $439,000 | 357 |
| Cash dividends | $7,000,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $402,000 | 200 |
| Net operating income | $8,584,000 | 287 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $160,485,000 | 255 |
| Total interest expense | $47,098,000 | 294 |
| Net interest income | $113,387,000 | 231 |
| Provision for loan and lease losses | $1,250,000 | 841 |
| Total noninterest income | $30,063,000 | 288 |
| Gross Fiduciary activities income | $6,159,000 | 137 |
| Service charges on deposit accounts | $14,440,000 | 138 |
| Trading account gains and fees | $2,933,000 | 56 |
| Additional Noninterest Income | $6,531,000 | 569 |
| Total noninterest expense | $86,066,000 | 248 |
| Salaries and employee benefits | $45,945,000 | 221 |
| Premises and equipment expense | $12,202,000 | 226 |
| Additional noninterest expense | $27,919,000 | 266 |
| Pre-tax net operating income | $56,134,000 | 253 |
| Securities gains (losses) | $361,000 | 358 |
| Applicable income taxes | $20,262,000 | 236 |
| Income before extraordinary items | $36,233,000 | 261 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $36,233,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,340,000 | 345 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $36,001,960 | 259 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $114,482,000 | 262 |
| Total interest expense | $31,980,000 | 303 |
| Net interest income | $82,502,000 | 237 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $22,451,000 | 295 |
| Gross Fiduciary activities income | $4,708,000 | 134 |
| Service charges on deposit accounts | $10,783,000 | 137 |
| Trading account gains and fees | $2,094,000 | 52 |
| Additional Noninterest Income | $4,866,000 | 572 |
| Total noninterest expense | $63,600,000 | 248 |
| Salaries and employee benefits | $33,629,000 | 227 |
| Premises and equipment expense | $9,043,000 | 228 |
| Additional noninterest expense | $20,928,000 | 265 |
| Pre-tax net operating income | $41,053,000 | 262 |
| Securities gains (losses) | $361,000 | 338 |
| Applicable income taxes | $15,669,000 | 245 |
| Income before extraordinary items | $25,745,000 | 277 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,745,000 | 278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,859,000 | 304 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $25,513,960 | 275 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $73,567,000 | 260 |
| Total interest expense | $19,645,000 | 306 |
| Net interest income | $53,922,000 | 236 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $14,796,000 | 298 |
| Gross Fiduciary activities income | $3,184,000 | 134 |
| Service charges on deposit accounts | $7,026,000 | 133 |
| Trading account gains and fees | $1,264,000 | 52 |
| Additional Noninterest Income | $3,322,000 | 553 |
| Total noninterest expense | $41,009,000 | 250 |
| Salaries and employee benefits | $21,828,000 | 225 |
| Premises and equipment expense | $6,007,000 | 225 |
| Additional noninterest expense | $13,174,000 | 270 |
| Pre-tax net operating income | $27,709,000 | 251 |
| Securities gains (losses) | $361,000 | 284 |
| Applicable income taxes | $10,617,000 | 231 |
| Income before extraordinary items | $17,453,000 | 265 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,453,000 | 265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,373,000 | 292 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $17,221,960 | 263 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $35,631,000 | 262 |
| Total interest expense | $9,390,000 | 299 |
| Net interest income | $26,241,000 | 242 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $6,927,000 | 303 |
| Gross Fiduciary activities income | $1,626,000 | 136 |
| Service charges on deposit accounts | $3,298,000 | 137 |
| Trading account gains and fees | $430,000 | 68 |
| Additional Noninterest Income | $1,573,000 | 565 |
| Total noninterest expense | $20,686,000 | 253 |
| Salaries and employee benefits | $10,690,000 | 231 |
| Premises and equipment expense | $3,004,000 | 224 |
| Additional noninterest expense | $6,992,000 | 254 |
| Pre-tax net operating income | $12,482,000 | 268 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,728,000 | 249 |
| Income before extraordinary items | $7,754,000 | 288 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $7,754,000 | 288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,013 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $7,754,000 | 283 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $127,414,000 | 270 |
| Total interest expense | $31,288,000 | 298 |
| Net interest income | $96,126,000 | 266 |
| Provision for loan and lease losses | $2,300,000 | 478 |
| Total noninterest income | $28,163,000 | 311 |
| Gross Fiduciary activities income | $5,897,000 | 136 |
| Service charges on deposit accounts | $14,713,000 | 141 |
| Trading account gains and fees | $1,427,000 | 63 |
| Additional Noninterest Income | $6,126,000 | 572 |
| Total noninterest expense | $78,328,000 | 265 |
| Salaries and employee benefits | $40,149,000 | 240 |
| Premises and equipment expense | $11,748,000 | 231 |
| Additional noninterest expense | $26,431,000 | 278 |
| Pre-tax net operating income | $43,661,000 | 284 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $15,769,000 | 271 |
| Income before extraordinary items | $27,892,000 | 309 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $27,892,000 | 309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,733,000 | 282 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $27,892,000 | 298 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $93,343,000 | 273 |
| Total interest expense | $22,419,000 | 304 |
| Net interest income | $70,924,000 | 270 |
| Provision for loan and lease losses | $2,300,000 | 379 |
| Total noninterest income | $20,911,000 | 316 |
| Gross Fiduciary activities income | $4,402,000 | 134 |
| Service charges on deposit accounts | $11,269,000 | 141 |
| Trading account gains and fees | $914,000 | 65 |
| Additional Noninterest Income | $4,326,000 | 612 |
| Total noninterest expense | $57,201,000 | 272 |
| Salaries and employee benefits | $29,414,000 | 250 |
| Premises and equipment expense | $8,702,000 | 237 |
| Additional noninterest expense | $19,085,000 | 281 |
| Pre-tax net operating income | $32,334,000 | 287 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,431,000 | 265 |
| Income before extraordinary items | $19,903,000 | 322 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,903,000 | 322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,335,000 | 245 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,903,000 | 304 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $60,107,000 | 274 |
| Total interest expense | $14,354,000 | 309 |
| Net interest income | $45,753,000 | 274 |
| Provision for loan and lease losses | $1,300,000 | 432 |
| Total noninterest income | $13,711,000 | 315 |
| Gross Fiduciary activities income | $2,931,000 | 139 |
| Service charges on deposit accounts | $7,478,000 | 140 |
| Trading account gains and fees | $430,000 | 80 |
| Additional Noninterest Income | $2,872,000 | 615 |
| Total noninterest expense | $38,360,000 | 267 |
| Salaries and employee benefits | $19,390,000 | 248 |
| Premises and equipment expense | $5,761,000 | 238 |
| Additional noninterest expense | $13,209,000 | 267 |
| Pre-tax net operating income | $19,804,000 | 297 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $7,657,000 | 282 |
| Income before extraordinary items | $12,147,000 | 332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,147,000 | 332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,346,000 | 237 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $12,147,000 | 317 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $30,070,000 | 283 |
| Total interest expense | $7,149,000 | 317 |
| Net interest income | $22,921,000 | 275 |
| Provision for loan and lease losses | $800,000 | 363 |
| Total noninterest income | $6,874,000 | 313 |
| Gross Fiduciary activities income | $1,454,000 | 140 |
| Service charges on deposit accounts | $3,662,000 | 143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,758,000 | 527 |
| Total noninterest expense | $19,085,000 | 268 |
| Salaries and employee benefits | $9,345,000 | 260 |
| Premises and equipment expense | $2,819,000 | 243 |
| Additional noninterest expense | $6,921,000 | 256 |
| Pre-tax net operating income | $9,910,000 | 293 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,831,000 | 280 |
| Income before extraordinary items | $6,079,000 | 334 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,079,000 | 335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $578,000 | 382 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,079,000 | 310 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $119,407,000 | 282 |
| Total interest expense | $30,190,000 | 322 |
| Net interest income | $89,217,000 | 268 |
| Provision for loan and lease losses | $6,788,000 | 271 |
| Total noninterest income | $26,624,000 | 335 |
| Gross Fiduciary activities income | $5,125,000 | 151 |
| Service charges on deposit accounts | $13,556,000 | 153 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,943,000 | 530 |
| Total noninterest expense | $81,888,000 | 255 |
| Salaries and employee benefits | $41,333,000 | 234 |
| Premises and equipment expense | $10,697,000 | 253 |
| Additional noninterest expense | $29,858,000 | 259 |
| Pre-tax net operating income | $27,165,000 | 378 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $10,303,000 | 360 |
| Income before extraordinary items | $16,918,000 | 430 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,918,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,301,000 | 313 |
| Cash dividends | $24,000,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $16,882,160 | 411 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $89,808,000 | 288 |
| Total interest expense | $23,034,000 | 333 |
| Net interest income | $66,774,000 | 272 |
| Provision for loan and lease losses | $5,372,000 | 265 |
| Total noninterest income | $19,585,000 | 351 |
| Gross Fiduciary activities income | $3,729,000 | 159 |
| Service charges on deposit accounts | $9,773,000 | 162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,083,000 | 557 |
| Total noninterest expense | $60,539,000 | 261 |
| Salaries and employee benefits | $29,468,000 | 249 |
| Premises and equipment expense | $7,921,000 | 261 |
| Additional noninterest expense | $23,150,000 | 262 |
| Pre-tax net operating income | $20,448,000 | 390 |
| Securities gains (losses) | $56,000 | 2,221 |
| Applicable income taxes | $8,285,000 | 358 |
| Income before extraordinary items | $12,219,000 | 461 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $12,219,000 | 462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,795,000 | 345 |
| Cash dividends | $24,000,000 | 174 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,183,160 | 429 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $60,858,000 | 288 |
| Total interest expense | $15,864,000 | 329 |
| Net interest income | $44,994,000 | 272 |
| Provision for loan and lease losses | $3,248,000 | 277 |
| Total noninterest income | $12,731,000 | 358 |
| Gross Fiduciary activities income | $2,431,000 | 166 |
| Service charges on deposit accounts | $6,290,000 | 162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,010,000 | 551 |
| Total noninterest expense | $39,774,000 | 261 |
| Salaries and employee benefits | $19,767,000 | 250 |
| Premises and equipment expense | $5,194,000 | 267 |
| Additional noninterest expense | $14,813,000 | 267 |
| Pre-tax net operating income | $14,703,000 | 363 |
| Securities gains (losses) | $56,000 | 1,935 |
| Applicable income taxes | $5,929,000 | 345 |
| Income before extraordinary items | $8,830,000 | 436 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,830,000 | 436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,476,000 | 410 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,794,160 | 401 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $30,922,000 | 291 |
| Total interest expense | $8,204,000 | 334 |
| Net interest income | $22,718,000 | 273 |
| Provision for loan and lease losses | $2,124,000 | 235 |
| Total noninterest income | $6,127,000 | 371 |
| Gross Fiduciary activities income | $1,210,000 | 170 |
| Service charges on deposit accounts | $3,115,000 | 167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,802,000 | 584 |
| Total noninterest expense | $19,630,000 | 262 |
| Salaries and employee benefits | $10,147,000 | 245 |
| Premises and equipment expense | $2,597,000 | 273 |
| Additional noninterest expense | $6,886,000 | 269 |
| Pre-tax net operating income | $7,091,000 | 373 |
| Securities gains (losses) | $56,000 | 1,326 |
| Applicable income taxes | $2,877,000 | 357 |
| Income before extraordinary items | $4,270,000 | 439 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,270,000 | 438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $741,000 | 378 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,234,160 | 413 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $108,826,000 | 340 |
| Total interest expense | $33,431,000 | 379 |
| Net interest income | $75,395,000 | 325 |
| Provision for loan and lease losses | $5,800,000 | 342 |
| Total noninterest income | $21,082,000 | 391 |
| Gross Fiduciary activities income | $4,329,000 | 178 |
| Service charges on deposit accounts | $10,801,000 | 182 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,952,000 | 616 |
| Total noninterest expense | $65,911,000 | 300 |
| Salaries and employee benefits | $32,040,000 | 279 |
| Premises and equipment expense | $8,348,000 | 304 |
| Additional noninterest expense | $25,523,000 | 288 |
| Pre-tax net operating income | $24,766,000 | 398 |
| Securities gains (losses) | $1,461,000 | 333 |
| Applicable income taxes | $9,842,000 | 363 |
| Income before extraordinary items | $16,385,000 | 433 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $16,385,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,609,000 | 478 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $15,449,960 | 426 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $112,018,000 | 366 |
| Total interest expense | $40,955,000 | 440 |
| Net interest income | $71,063,000 | 313 |
| Provision for loan and lease losses | $9,110,000 | 245 |
| Total noninterest income | $17,105,000 | 426 |
| Gross Fiduciary activities income | $4,707,000 | 173 |
| Service charges on deposit accounts | $7,897,000 | 217 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $4,501,000 | 709 |
| Total noninterest expense | $66,972,000 | 283 |
| Salaries and employee benefits | $27,974,000 | 290 |
| Premises and equipment expense | $7,881,000 | 317 |
| Additional noninterest expense | $31,117,000 | 268 |
| Pre-tax net operating income | $12,086,000 | 649 |
| Securities gains (losses) | $47,000 | 2,415 |
| Applicable income taxes | $7,388,000 | 416 |
| Income before extraordinary items | $4,745,000 | 1,147 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,745,000 | 1,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,129,000 | 304 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,714,920 | 1,111 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $81,565,000 | 484 |
| Total interest expense | $27,636,000 | 668 |
| Net interest income | $53,929,000 | 384 |
| Provision for loan and lease losses | $5,203,000 | 310 |
| Total noninterest income | $12,121,000 | 511 |
| Gross Fiduciary activities income | $4,798,000 | 170 |
| Service charges on deposit accounts | $4,310,000 | 331 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,013,000 | 856 |
| Total noninterest expense | $45,588,000 | 372 |
| Salaries and employee benefits | $20,980,000 | 354 |
| Premises and equipment expense | $5,290,000 | 432 |
| Additional noninterest expense | $19,318,000 | 351 |
| Pre-tax net operating income | $15,259,000 | 551 |
| Securities gains (losses) | $-155,000 | 9,527 |
| Applicable income taxes | $8,079,000 | 395 |
| Income before extraordinary items | $7,025,000 | 770 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,025,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,520,000 | 422 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,124,200 | 758 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 4,061 |
| Total interest expense | $3,103,000 | 4,478 |
| Net interest income | $4,612,000 | 3,706 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $551,000 | 4,679 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $420,000 | 3,089 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $131,000 | 5,941 |
| Total noninterest expense | $4,038,000 | 3,284 |
| Salaries and employee benefits | $1,637,000 | 4,045 |
| Premises and equipment expense | $626,000 | 3,136 |
| Additional noninterest expense | $1,775,000 | 2,452 |
| Pre-tax net operating income | $1,125,000 | 4,965 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $813,000 | 2,610 |
| Income before extraordinary items | $312,000 | 7,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 7,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-527,000 | 10,184 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $312,000 | 7,498 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,493,000 | 2,812 |
| Total interest expense | $5,275,000 | 2,850 |
| Net interest income | $6,218,000 | 2,763 |
| Provision for loan and lease losses | $1,600,000 | 673 |
| Total noninterest income | $1,135,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $778,000 | 1,636 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $357,000 | 3,667 |
| Total noninterest expense | $5,577,000 | 2,350 |
| Salaries and employee benefits | $3,181,000 | 2,126 |
| Premises and equipment expense | $1,161,000 | 1,703 |
| Additional noninterest expense | $1,235,000 | 3,287 |
| Pre-tax net operating income | $176,000 | 9,027 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $60,000 | 8,159 |
| Income before extraordinary items | $116,000 | 9,218 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $116,000 | 9,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,499,000 | 561 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $116,000 | 9,145 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,024,000 | 3,228 |
| Total interest expense | $4,324,000 | 3,408 |
| Net interest income | $5,700,000 | 3,058 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $1,047,000 | 2,937 |
| Gross Fiduciary activities income | $2,000 | 1,413 |
| Service charges on deposit accounts | $847,000 | 1,533 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $4,897,000 | 2,621 |
| Salaries and employee benefits | $2,817,000 | 2,359 |
| Premises and equipment expense | $804,000 | 2,411 |
| Additional noninterest expense | $1,276,000 | 3,167 |
| Pre-tax net operating income | $1,760,000 | 3,933 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $617,000 | 3,586 |
| Income before extraordinary items | $1,143,000 | 4,221 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,143,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,143,000 | 4,166 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,308,000 | 3,506 |
| Total interest expense | $3,918,000 | 3,788 |
| Net interest income | $5,390,000 | 3,287 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $955,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $791,000 | 1,699 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $4,018,000 | 3,333 |
| Salaries and employee benefits | $2,462,000 | 2,738 |
| Premises and equipment expense | $640,000 | 3,011 |
| Additional noninterest expense | $916,000 | 4,696 |
| Pre-tax net operating income | $2,297,000 | 3,040 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $787,000 | 2,886 |
| Income before extraordinary items | $1,510,000 | 3,168 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,510,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,510,000 | 3,135 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,048,000 | 3,598 |
| Total interest expense | $3,972,000 | 3,703 |
| Net interest income | $5,076,000 | 3,483 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $991,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $829,000 | 1,632 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $162,000 | 5,769 |
| Total noninterest expense | $3,768,000 | 3,504 |
| Salaries and employee benefits | $2,253,000 | 2,953 |
| Premises and equipment expense | $563,000 | 3,390 |
| Additional noninterest expense | $952,000 | 4,541 |
| Pre-tax net operating income | $2,299,000 | 3,084 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $861,000 | 2,703 |
| Income before extraordinary items | $1,430,000 | 3,388 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,430,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $215,000 | 5,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,435,120 | 3,350 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,263,000 | 4,090 |
| Total interest expense | $2,621,000 | 4,453 |
| Net interest income | $4,642,000 | 3,812 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $846,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $708,000 | 1,900 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $138,000 | 6,471 |
| Total noninterest expense | $3,704,000 | 3,661 |
| Salaries and employee benefits | $2,082,000 | 3,159 |
| Premises and equipment expense | $571,000 | 3,421 |
| Additional noninterest expense | $1,051,000 | 4,517 |
| Pre-tax net operating income | $1,773,000 | 3,801 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $609,000 | 3,473 |
| Income before extraordinary items | $1,165,000 | 3,966 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,165,000 | 3,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,539 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,164,340 | 4,013 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,959,000 | 4,982 |
| Total interest expense | $2,275,000 | 5,224 |
| Net interest income | $3,684,000 | 4,741 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $802,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $638,000 | 2,151 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $164,000 | 6,280 |
| Total noninterest expense | $3,488,000 | 3,917 |
| Salaries and employee benefits | $1,896,000 | 3,442 |
| Premises and equipment expense | $571,000 | 3,475 |
| Additional noninterest expense | $1,021,000 | 4,839 |
| Pre-tax net operating income | $988,000 | 5,927 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $328,000 | 5,755 |
| Income before extraordinary items | $660,000 | 6,353 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $660,000 | 6,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $660,000 | 6,119 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,294,000 | 5,281 |
| Total interest expense | $2,872,000 | 5,344 |
| Net interest income | $3,422,000 | 5,108 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $707,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 4,505 |
| Total noninterest expense | $3,913,000 | 3,579 |
| Salaries and employee benefits | $1,870,000 | 3,414 |
| Premises and equipment expense | $564,000 | 3,561 |
| Additional noninterest expense | $1,479,000 | 3,645 |
| Pre-tax net operating income | $207,000 | 11,009 |
| Securities gains (losses) | $166,000 | 2,275 |
| Applicable income taxes | $122,000 | 9,301 |
| Income before extraordinary items | $251,000 | 9,909 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $251,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $139,780 | 11,091 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.