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Bank of Texas., Net charge- offs to loans

2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5368%3,467
Percentage Net Loans Charged-off: Total real estate loans0.3899%3,349
Percentage Net Loans Charged-off:Construction & development1.0400%2,487
Percentage Net Loans Charged-off: Commercial real estate0.0637%3,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.6335%1,949
Percentage Net Loans Charged-off: Home equity loans0.0904%1,814
All other 1-4 family - Percent of loans charged-off, net0.7485%1,715
Percentage Net Loans Charged-off: Commercial and industrial0.5034%3,323
Percentage Net Loans Charged-off: Loans to individuals1.8114%1,193
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1064%757
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6821%2,719
Percentage Net Loans Charged-off: Total real estate loans0.4246%2,941
Percentage Net Loans Charged-off:Construction & development1.2163%2,165
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.7038%1,654
Percentage Net Loans Charged-off: Home equity loans0.1245%1,553
All other 1-4 family - Percent of loans charged-off, net0.8213%1,446
Percentage Net Loans Charged-off: Commercial and industrial0.7329%2,572
Percentage Net Loans Charged-off: Loans to individuals1.8766%1,118
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.2535%464
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7982%2,252
Percentage Net Loans Charged-off: Total real estate loans0.3896%2,779
Percentage Net Loans Charged-off:Construction & development0.9825%2,004
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.7398%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.8814%1,263
Percentage Net Loans Charged-off: Commercial and industrial0.9992%2,009
Percentage Net Loans Charged-off: Loans to individuals1.8608%1,097
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6377%362
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9163%1,751
Percentage Net Loans Charged-off: Total real estate loans0.3405%2,423
Percentage Net Loans Charged-off:Construction & development0.0143%2,011
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.4196%773
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.6722%655
Percentage Net Loans Charged-off: Commercial and industrial1.3536%1,355
Percentage Net Loans Charged-off: Loans to individuals1.9761%1,012
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0415%6,439
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7559%2,931
Percentage Net Loans Charged-off: Total real estate loans0.6340%2,569
Percentage Net Loans Charged-off:Construction & development1.1647%2,476
Percentage Net Loans Charged-off: Commercial real estate0.0058%3,361
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1928%1,115
Percentage Net Loans Charged-off: Home equity loans0.0000%1,916
All other 1-4 family - Percent of loans charged-off, net1.3713%954
Percentage Net Loans Charged-off: Commercial and industrial0.6065%3,532
Percentage Net Loans Charged-off: Loans to individuals2.9220%832
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6594%2,709
Percentage Net Loans Charged-off: Total real estate loans0.4716%2,518
Percentage Net Loans Charged-off:Construction & development0.7276%2,328
Percentage Net Loans Charged-off: Commercial real estate0.0078%2,776
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential1.0294%1,051
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net1.1779%909
Percentage Net Loans Charged-off: Commercial and industrial0.5711%3,007
Percentage Net Loans Charged-off: Loans to individuals2.7651%855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7247%2,243
Percentage Net Loans Charged-off: Total real estate loans0.5358%2,055
Percentage Net Loans Charged-off:Construction & development0.7413%1,936
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential1.3164%779
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net1.4999%667
Percentage Net Loans Charged-off: Commercial and industrial0.6164%2,472
Percentage Net Loans Charged-off: Loans to individuals2.9715%759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6714%1,840
Percentage Net Loans Charged-off: Total real estate loans0.1868%2,475
Percentage Net Loans Charged-off:Construction & development0.6025%1,416
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.1148%7,932
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.1305%7,929
Percentage Net Loans Charged-off: Commercial and industrial0.8141%1,557
Percentage Net Loans Charged-off: Loans to individuals2.9334%737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5282%2,252
Percentage Net Loans Charged-off: Total real estate loans0.2088%2,805
Percentage Net Loans Charged-off:Construction & development0.3453%2,195
Percentage Net Loans Charged-off: Commercial real estate0.1097%1,715
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1745%2,320
Percentage Net Loans Charged-off: Home equity loans0.3601%830
All other 1-4 family - Percent of loans charged-off, net0.1526%2,306
Percentage Net Loans Charged-off: Commercial and industrial0.6867%2,288
Percentage Net Loans Charged-off: Loans to individuals1.6972%1,270
Percentage Net Loans Charged-off: Credit card loans0.0000%1,198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2197%3,144
Percentage Net Loans Charged-off: Total real estate loans0.0731%3,218
Percentage Net Loans Charged-off:Construction & development0.1200%1,935
Percentage Net Loans Charged-off: Commercial real estate0.0010%1,762
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1410%2,056
Percentage Net Loans Charged-off: Home equity loans0.5061%548
All other 1-4 family - Percent of loans charged-off, net0.0993%2,190
Percentage Net Loans Charged-off: Commercial and industrial0.2551%2,656
Percentage Net Loans Charged-off: Loans to individuals1.0923%1,719
Percentage Net Loans Charged-off: Credit card loans0.0000%1,100
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1847%2,875
Percentage Net Loans Charged-off: Total real estate loans0.0863%2,499
Percentage Net Loans Charged-off:Construction & development0.1288%1,416
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1927%1,468
Percentage Net Loans Charged-off: Home equity loans0.8144%350
All other 1-4 family - Percent of loans charged-off, net0.1241%1,653
Percentage Net Loans Charged-off: Commercial and industrial0.1717%2,411
Percentage Net Loans Charged-off: Loans to individuals1.1371%1,507
Percentage Net Loans Charged-off: Credit card loans0.0000%966
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2000%2,154
Percentage Net Loans Charged-off: Total real estate loans0.1206%1,582
Percentage Net Loans Charged-off:Construction & development0.3093%741
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.1979%1,628
Percentage Net Loans Charged-off: Loans to individuals0.9649%1,579
Percentage Net Loans Charged-off: Credit card loans0.0000%761
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1101%3,796
Percentage Net Loans Charged-off: Total real estate loans0.0035%4,121
Percentage Net Loans Charged-off:Construction & development-0.0031%7,604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0253%2,840
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0278%2,598
Percentage Net Loans Charged-off: Commercial and industrial0.1911%2,768
Percentage Net Loans Charged-off: Loans to individuals1.1625%1,363
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0074%6,806
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1015%3,162
Percentage Net Loans Charged-off: Total real estate loans-0.1001%8,220
Percentage Net Loans Charged-off:Construction & development-0.0042%7,580
Percentage Net Loans Charged-off: Commercial real estate-0.2529%8,177
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0326%2,127
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0357%1,931
Percentage Net Loans Charged-off: Commercial and industrial0.2141%2,173
Percentage Net Loans Charged-off: Loans to individuals1.0421%1,301
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0106%6,829
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0455%3,752
Percentage Net Loans Charged-off: Total real estate loans-0.1604%8,307
Percentage Net Loans Charged-off:Construction & development-0.0065%7,598
Percentage Net Loans Charged-off: Commercial real estate-0.3932%8,237
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0283%1,757
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0309%1,599
Percentage Net Loans Charged-off: Commercial and industrial0.1580%1,974
Percentage Net Loans Charged-off: Loans to individuals1.0419%1,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0175%6,882
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2071%1,361
Percentage Net Loans Charged-off: Total real estate loans-0.0048%7,611
Percentage Net Loans Charged-off:Construction & development-0.0132%7,623
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.3277%1,086
Percentage Net Loans Charged-off: Loans to individuals1.2756%979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0409%6,967
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2545%1,604
Percentage Net Loans Charged-off: Total real estate loans0.0943%1,375
Percentage Net Loans Charged-off:Construction & development0.0099%768
Percentage Net Loans Charged-off: Commercial real estate0.2298%515
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%7,674
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0005%7,667
Percentage Net Loans Charged-off: Commercial and industrial0.3090%2,094
Percentage Net Loans Charged-off: Loans to individuals1.4906%873
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0074%6,830
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3173%1,024
Percentage Net Loans Charged-off: Total real estate loans0.1237%904
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.3142%332
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,626
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0007%7,636
Percentage Net Loans Charged-off: Commercial and industrial0.4076%1,445
Percentage Net Loans Charged-off: Loans to individuals1.5158%735
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0105%6,900
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2271%1,362
Percentage Net Loans Charged-off: Total real estate loans0.1887%595
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.4714%218
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,674
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0011%7,685
Percentage Net Loans Charged-off: Commercial and industrial0.1731%1,802
Percentage Net Loans Charged-off: Loans to individuals1.3040%931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0905%2,194
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,498
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0021%7,805
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,819
Percentage Net Loans Charged-off: Commercial and industrial0.0900%1,423
Percentage Net Loans Charged-off: Loans to individuals1.0817%1,196
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1351%3,078
Percentage Net Loans Charged-off: Total real estate loans0.0266%2,510
Percentage Net Loans Charged-off:Construction & development0.0372%532
Percentage Net Loans Charged-off: Commercial real estate0.0161%1,203
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0366%2,237
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0392%2,097
Percentage Net Loans Charged-off: Commercial and industrial0.1259%3,160
Percentage Net Loans Charged-off: Loans to individuals1.3839%1,191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3572%7,510
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1472%2,476
Percentage Net Loans Charged-off: Total real estate loans0.0343%2,020
Percentage Net Loans Charged-off:Construction & development0.0516%387
Percentage Net Loans Charged-off: Commercial real estate0.0216%914
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0414%1,857
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0444%1,719
Percentage Net Loans Charged-off: Commercial and industrial0.1567%2,494
Percentage Net Loans Charged-off: Loans to individuals1.2617%1,204
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4928%7,562
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1675%2,106
Percentage Net Loans Charged-off: Total real estate loans0.0544%1,459
Percentage Net Loans Charged-off:Construction & development0.0789%276
Percentage Net Loans Charged-off: Commercial real estate0.0328%675
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0727%1,301
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0780%1,195
Percentage Net Loans Charged-off: Commercial and industrial0.1919%2,038
Percentage Net Loans Charged-off: Loans to individuals1.1733%1,303
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7225%7,586
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0294%3,720
Percentage Net Loans Charged-off: Total real estate loans0.0040%1,735
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0324%8,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0846%949
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0910%881
Percentage Net Loans Charged-off: Commercial and industrial-0.0016%6,730
Percentage Net Loans Charged-off: Loans to individuals0.8439%1,773
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-3.0051%7,708
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2497%2,278
Percentage Net Loans Charged-off: Total real estate loans0.0601%2,139
Percentage Net Loans Charged-off:Construction & development0.1050%487
Percentage Net Loans Charged-off: Commercial real estate0.0125%1,433
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1078%1,525
Percentage Net Loans Charged-off: Home equity loans0.2696%246
All other 1-4 family - Percent of loans charged-off, net0.0958%1,595
Percentage Net Loans Charged-off: Commercial and industrial0.2899%2,762
Percentage Net Loans Charged-off: Loans to individuals1.9616%796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.3816%7,638
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3031%1,629
Percentage Net Loans Charged-off: Total real estate loans0.0710%1,638
Percentage Net Loans Charged-off:Construction & development0.1425%356
Percentage Net Loans Charged-off: Commercial real estate0.0189%1,088
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0992%1,372
Percentage Net Loans Charged-off: Home equity loans0.3695%163
All other 1-4 family - Percent of loans charged-off, net0.0798%1,500
Percentage Net Loans Charged-off: Commercial and industrial0.3893%2,012
Percentage Net Loans Charged-off: Loans to individuals2.1173%656
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.4299%7,642
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3228%1,470
Percentage Net Loans Charged-off: Total real estate loans0.1130%1,172
Percentage Net Loans Charged-off:Construction & development0.2202%252
Percentage Net Loans Charged-off: Commercial real estate-0.0222%8,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2706%627
Percentage Net Loans Charged-off: Home equity loans0.6170%109
All other 1-4 family - Percent of loans charged-off, net0.2485%673
Percentage Net Loans Charged-off: Commercial and industrial0.4175%1,730
Percentage Net Loans Charged-off: Loans to individuals1.8120%842
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.2937%7,593
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1578%2,265
Percentage Net Loans Charged-off: Total real estate loans0.0082%1,828
Percentage Net Loans Charged-off:Construction & development0.0171%264
Percentage Net Loans Charged-off: Commercial real estate-0.0157%8,460
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0458%1,249
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0482%1,158
Percentage Net Loans Charged-off: Commercial and industrial0.2076%1,583
Percentage Net Loans Charged-off: Loans to individuals1.4301%1,299
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1399%7,723
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3048%2,432
Percentage Net Loans Charged-off: Total real estate loans0.0464%2,621
Percentage Net Loans Charged-off:Construction & development0.0387%704
Percentage Net Loans Charged-off: Commercial real estate0.0474%1,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0644%2,157
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0648%2,080
Percentage Net Loans Charged-off: Commercial and industrial0.3634%3,025
Percentage Net Loans Charged-off: Loans to individuals1.8873%938
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9770%318
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2677%2,368
Percentage Net Loans Charged-off: Total real estate loans0.0319%2,459
Percentage Net Loans Charged-off:Construction & development0.0233%601
Percentage Net Loans Charged-off: Commercial real estate0.0724%956
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0262%8,509
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0262%8,508
Percentage Net Loans Charged-off: Commercial and industrial0.3053%2,721
Percentage Net Loans Charged-off: Loans to individuals1.7838%940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.6690%334
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2145%2,652
Percentage Net Loans Charged-off: Total real estate loans-0.0044%8,093
Percentage Net Loans Charged-off:Construction & development0.0038%512
Percentage Net Loans Charged-off: Commercial real estate-0.0024%8,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%8,465
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0188%8,473
Percentage Net Loans Charged-off: Commercial and industrial0.1841%2,737
Percentage Net Loans Charged-off: Loans to individuals1.7756%987
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.3458%258
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2153%2,235
Percentage Net Loans Charged-off: Total real estate loans-0.0052%8,209
Percentage Net Loans Charged-off:Construction & development0.0076%315
Percentage Net Loans Charged-off: Commercial real estate0.0037%611
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0375%8,669
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0375%8,677
Percentage Net Loans Charged-off: Commercial and industrial0.2728%1,743
Percentage Net Loans Charged-off: Loans to individuals2.0514%840
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2200%3,451
Percentage Net Loans Charged-off: Total real estate loans0.0268%3,105
Percentage Net Loans Charged-off:Construction & development0.1059%625
Percentage Net Loans Charged-off: Commercial real estate-0.0065%8,551
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0035%8,331
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0035%8,328
Percentage Net Loans Charged-off: Commercial and industrial0.2302%3,684
Percentage Net Loans Charged-off: Loans to individuals1.8574%992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2851%1,269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4894%1,667
Percentage Net Loans Charged-off: Total real estate loans0.0732%2,010
Percentage Net Loans Charged-off:Construction & development0.0658%640
Percentage Net Loans Charged-off: Commercial real estate0.1378%851
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%8,477
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0007%8,501
Percentage Net Loans Charged-off: Commercial and industrial0.9092%1,930
Percentage Net Loans Charged-off: Loans to individuals1.7132%1,036
Percentage Net Loans Charged-off: Credit card loans4.4643%529
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3395%1,160
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3610%1,872
Percentage Net Loans Charged-off: Total real estate loans-0.0175%1,409
Percentage Net Loans Charged-off:Construction & development-0.0048%1,363
Percentage Net Loans Charged-off: Commercial real estate-0.0457%1,412
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0016%1,308
Percentage Net Loans Charged-off: Home equity loans-0.4766%1,390
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.9093%274
Percentage Net Loans Charged-off: Loans to individuals1.0680%381
Percentage Net Loans Charged-off: Credit card loans0.4729%906
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1457%267
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.0238%10,150
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.1816%147
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,512
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0269%7,745
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0146%8,228
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0832%11,285
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0721%7,728
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2464%6,657
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA