Home > Bank of Texas > Income and Expense
Bank of Texas, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 6,284 |
| Total interest expense | $184,000 | 6,954 |
| Net interest income | $2,046,000 | 6,037 |
| Provision for loan and lease losses | $75,000 | 5,574 |
| Total noninterest income | $495,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $219,000 | 4,216 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $276,000 | 3,996 |
| Total noninterest expense | $3,697,000 | 4,342 |
| Salaries and employee benefits | $2,017,000 | 4,157 |
| Premises and equipment expense | $554,000 | 3,785 |
| Additional noninterest expense | $1,126,000 | 4,632 |
| Pre-tax net operating income | $-1,231,000 | 6,643 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-439,000 | 7,036 |
| Income before extraordinary items | $-792,000 | 6,582 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-792,000 | 6,583 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-792,000 | 6,582 |
| Net charge-offs | $155,000 | 4,559 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-792,000 | 6,555 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 6,302 |
| Total interest expense | $144,000 | 7,028 |
| Net interest income | $1,573,000 | 6,039 |
| Provision for loan and lease losses | $75,000 | 5,242 |
| Total noninterest income | $271,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $159,000 | 4,289 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $112,000 | 4,952 |
| Total noninterest expense | $2,172,000 | 4,983 |
| Salaries and employee benefits | $1,047,000 | 5,138 |
| Premises and equipment expense | $404,000 | 3,881 |
| Additional noninterest expense | $721,000 | 5,017 |
| Pre-tax net operating income | $-403,000 | 6,542 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-152,000 | 7,053 |
| Income before extraordinary items | $-251,000 | 6,545 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-251,000 | 6,546 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-251,000 | 6,546 |
| Net charge-offs | $143,000 | 4,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-251,000 | 6,484 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 6,339 |
| Total interest expense | $99,000 | 7,092 |
| Net interest income | $1,063,000 | 6,046 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $177,000 | 5,048 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $101,000 | 4,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 4,968 |
| Total noninterest expense | $1,454,000 | 5,020 |
| Salaries and employee benefits | $705,000 | 5,150 |
| Premises and equipment expense | $269,000 | 3,927 |
| Additional noninterest expense | $480,000 | 5,095 |
| Pre-tax net operating income | $-289,000 | 6,644 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-108,000 | 7,124 |
| Income before extraordinary items | $-181,000 | 6,607 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-181,000 | 6,607 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-181,000 | 6,607 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-181,000 | 6,568 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $595,000 | 6,337 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $544,000 | 6,027 |
| Provision for loan and lease losses | $38,000 | 4,453 |
| Total noninterest income | $81,000 | 5,264 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $36,000 | 5,153 |
| Total noninterest expense | $726,000 | 5,060 |
| Salaries and employee benefits | $347,000 | 5,255 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $244,000 | 5,060 |
| Pre-tax net operating income | $-139,000 | 6,747 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-52,000 | 7,198 |
| Income before extraordinary items | $-87,000 | 6,687 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-87,000 | 6,687 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-87,000 | 6,687 |
| Net charge-offs | $-10,000 | 6,997 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-87,000 | 6,677 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,680,000 | 6,256 |
| Total interest expense | $357,000 | 6,906 |
| Net interest income | $2,323,000 | 5,930 |
| Provision for loan and lease losses | $450,000 | 4,287 |
| Total noninterest income | $237,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 4,238 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,653 |
| Total noninterest expense | $3,189,000 | 4,852 |
| Salaries and employee benefits | $1,539,000 | 4,997 |
| Premises and equipment expense | $553,000 | 3,937 |
| Additional noninterest expense | $1,097,000 | 4,844 |
| Pre-tax net operating income | $-1,079,000 | 6,518 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-388,000 | 7,104 |
| Income before extraordinary items | $-691,000 | 6,456 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-691,000 | 6,457 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-691,000 | 6,457 |
| Net charge-offs | $654,000 | 3,276 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-691,000 | 6,416 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 6,296 |
| Total interest expense | $292,000 | 6,951 |
| Net interest income | $1,785,000 | 5,963 |
| Provision for loan and lease losses | $313,000 | 4,261 |
| Total noninterest income | $245,000 | 5,360 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $168,000 | 4,280 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $2,400,000 | 4,848 |
| Salaries and employee benefits | $1,182,000 | 4,963 |
| Premises and equipment expense | $416,000 | 3,994 |
| Additional noninterest expense | $802,000 | 4,915 |
| Pre-tax net operating income | $-683,000 | 6,641 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-243,000 | 7,236 |
| Income before extraordinary items | $-440,000 | 6,635 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-440,000 | 6,635 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-440,000 | 6,635 |
| Net charge-offs | $533,000 | 2,989 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-440,000 | 6,566 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 6,276 |
| Total interest expense | $206,000 | 6,986 |
| Net interest income | $1,235,000 | 5,893 |
| Provision for loan and lease losses | $175,000 | 4,429 |
| Total noninterest income | $201,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $115,000 | 4,223 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $86,000 | 4,868 |
| Total noninterest expense | $1,588,000 | 4,884 |
| Salaries and employee benefits | $807,000 | 4,903 |
| Premises and equipment expense | $281,000 | 3,990 |
| Additional noninterest expense | $500,000 | 5,088 |
| Pre-tax net operating income | $-327,000 | 6,597 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-115,000 | 7,220 |
| Income before extraordinary items | $-212,000 | 6,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-212,000 | 6,582 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-212,000 | 6,581 |
| Net charge-offs | $348,000 | 2,870 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-212,000 | 6,527 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,271 |
| Total interest expense | $111,000 | 7,026 |
| Net interest income | $637,000 | 5,863 |
| Provision for loan and lease losses | $38,000 | 5,148 |
| Total noninterest income | $89,000 | 5,244 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $56,000 | 4,261 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $800,000 | 4,920 |
| Salaries and employee benefits | $395,000 | 5,040 |
| Premises and equipment expense | $148,000 | 3,919 |
| Additional noninterest expense | $257,000 | 5,040 |
| Pre-tax net operating income | $-112,000 | 6,683 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-40,000 | 7,286 |
| Income before extraordinary items | $-72,000 | 6,682 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-72,000 | 6,683 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-72,000 | 6,682 |
| Net charge-offs | $70,000 | 3,438 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-72,000 | 6,610 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 5,965 |
| Total interest expense | $604,000 | 6,904 |
| Net interest income | $2,981,000 | 5,401 |
| Provision for loan and lease losses | $1,550,000 | 2,840 |
| Total noninterest income | $296,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $317,000 | 3,787 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-21,000 | 7,488 |
| Total noninterest expense | $3,234,000 | 4,962 |
| Salaries and employee benefits | $1,544,000 | 5,099 |
| Premises and equipment expense | $574,000 | 3,989 |
| Additional noninterest expense | $1,116,000 | 4,930 |
| Pre-tax net operating income | $-1,507,000 | 6,444 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-537,000 | 7,064 |
| Income before extraordinary items | $-970,000 | 6,350 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-970,000 | 6,350 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-970,000 | 6,350 |
| Net charge-offs | $1,336,000 | 2,517 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-970,000 | 6,359 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,954 |
| Total interest expense | $477,000 | 6,960 |
| Net interest income | $2,295,000 | 5,355 |
| Provision for loan and lease losses | $413,000 | 4,130 |
| Total noninterest income | $235,000 | 5,614 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $241,000 | 3,771 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-6,000 | 7,655 |
| Total noninterest expense | $2,418,000 | 4,977 |
| Salaries and employee benefits | $1,164,000 | 5,135 |
| Premises and equipment expense | $431,000 | 4,045 |
| Additional noninterest expense | $823,000 | 4,990 |
| Pre-tax net operating income | $-301,000 | 6,135 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-124,000 | 6,987 |
| Income before extraordinary items | $-177,000 | 6,091 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-177,000 | 6,092 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-177,000 | 6,091 |
| Net charge-offs | $320,000 | 3,626 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-177,000 | 6,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,882,000 | 5,990 |
| Total interest expense | $340,000 | 6,966 |
| Net interest income | $1,542,000 | 5,344 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $231,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $154,000 | 3,829 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $77,000 | 5,225 |
| Total noninterest expense | $1,613,000 | 5,026 |
| Salaries and employee benefits | $778,000 | 5,186 |
| Premises and equipment expense | $288,000 | 4,051 |
| Additional noninterest expense | $547,000 | 4,986 |
| Pre-tax net operating income | $85,000 | 5,317 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $71,000 | 5,427 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $71,000 | 5,423 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $71,000 | 5,423 |
| Net charge-offs | $223,000 | 3,299 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $71,000 | 5,338 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 5,966 |
| Total interest expense | $180,000 | 6,970 |
| Net interest income | $784,000 | 5,272 |
| Provision for loan and lease losses | $37,000 | 5,262 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $769,000 | 5,091 |
| Salaries and employee benefits | $389,000 | 5,237 |
| Premises and equipment expense | $141,000 | 4,156 |
| Additional noninterest expense | $239,000 | 5,067 |
| Pre-tax net operating income | $88,000 | 5,158 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $67,000 | 5,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 5,442 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $67,000 | 5,441 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $67,000 | 5,263 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 5,608 |
| Total interest expense | $1,228,000 | 6,389 |
| Net interest income | $3,508,000 | 4,969 |
| Provision for loan and lease losses | $500,000 | 3,796 |
| Total noninterest income | $515,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $326,000 | 3,862 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $189,000 | 4,933 |
| Total noninterest expense | $3,025,000 | 5,087 |
| Salaries and employee benefits | $1,509,000 | 5,318 |
| Premises and equipment expense | $573,000 | 4,087 |
| Additional noninterest expense | $943,000 | 5,003 |
| Pre-tax net operating income | $498,000 | 4,874 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $150,000 | 3,067 |
| Income before extraordinary items | $348,000 | 4,928 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 4,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $490,000 | 2,826 |
| Cash dividends | $10,000 | 5,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $348,000 | 5,091 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,721,000 | 5,553 |
| Total interest expense | $981,000 | 6,377 |
| Net interest income | $2,740,000 | 4,883 |
| Provision for loan and lease losses | $400,000 | 3,072 |
| Total noninterest income | $400,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $245,000 | 3,895 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 4,889 |
| Total noninterest expense | $2,247,000 | 5,105 |
| Salaries and employee benefits | $1,138,000 | 5,319 |
| Premises and equipment expense | $432,000 | 4,054 |
| Additional noninterest expense | $677,000 | 5,055 |
| Pre-tax net operating income | $493,000 | 4,953 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $149,000 | 3,243 |
| Income before extraordinary items | $344,000 | 5,023 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $344,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,266 |
| Cash dividends | $10,000 | 4,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $344,000 | 5,181 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,595,000 | 5,485 |
| Total interest expense | $711,000 | 6,326 |
| Net interest income | $1,884,000 | 4,807 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $269,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $156,000 | 3,983 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $113,000 | 4,835 |
| Total noninterest expense | $1,486,000 | 5,159 |
| Salaries and employee benefits | $759,000 | 5,370 |
| Premises and equipment expense | $297,000 | 3,990 |
| Additional noninterest expense | $430,000 | 5,194 |
| Pre-tax net operating income | $592,000 | 4,053 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $189,000 | 2,760 |
| Income before extraordinary items | $403,000 | 4,456 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $403,000 | 4,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,335 |
| Cash dividends | $10,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $403,000 | 4,403 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 5,385 |
| Total interest expense | $407,000 | 6,216 |
| Net interest income | $992,000 | 4,651 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $136,000 | 4,832 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $78,000 | 3,924 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $58,000 | 4,758 |
| Total noninterest expense | $744,000 | 5,162 |
| Salaries and employee benefits | $385,000 | 5,363 |
| Premises and equipment expense | $153,000 | 3,924 |
| Additional noninterest expense | $206,000 | 5,288 |
| Pre-tax net operating income | $347,000 | 3,839 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $112,000 | 2,658 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,393 |
| Cash dividends | $10,000 | 3,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $235,000 | 4,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,249,000 | 5,086 |
| Total interest expense | $2,119,000 | 5,701 |
| Net interest income | $4,130,000 | 4,534 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $546,000 | 4,831 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $315,000 | 3,989 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $2,903,000 | 5,109 |
| Salaries and employee benefits | $1,533,000 | 5,237 |
| Premises and equipment expense | $581,000 | 3,936 |
| Additional noninterest expense | $789,000 | 5,394 |
| Pre-tax net operating income | $1,723,000 | 3,633 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $563,000 | 2,590 |
| Income before extraordinary items | $1,160,000 | 4,008 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,160,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,382 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,160,000 | 4,002 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,700,000 | 5,089 |
| Total interest expense | $1,592,000 | 5,719 |
| Net interest income | $3,108,000 | 4,545 |
| Provision for loan and lease losses | $13,000 | 6,083 |
| Total noninterest income | $394,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $159,000 | 4,967 |
| Total noninterest expense | $2,120,000 | 5,176 |
| Salaries and employee benefits | $1,115,000 | 5,313 |
| Premises and equipment expense | $441,000 | 3,886 |
| Additional noninterest expense | $564,000 | 5,489 |
| Pre-tax net operating income | $1,369,000 | 3,659 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $446,000 | 2,680 |
| Income before extraordinary items | $923,000 | 4,061 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $923,000 | 4,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 2,883 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $923,000 | 4,046 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 5,184 |
| Total interest expense | $1,021,000 | 5,816 |
| Net interest income | $2,047,000 | 4,605 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $255,000 | 5,036 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $151,000 | 4,076 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $104,000 | 5,056 |
| Total noninterest expense | $1,398,000 | 5,242 |
| Salaries and employee benefits | $728,000 | 5,429 |
| Premises and equipment expense | $292,000 | 3,913 |
| Additional noninterest expense | $378,000 | 5,467 |
| Pre-tax net operating income | $904,000 | 3,749 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $294,000 | 2,763 |
| Income before extraordinary items | $610,000 | 4,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $610,000 | 4,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 2,104 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $610,000 | 4,125 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 5,160 |
| Total interest expense | $504,000 | 5,840 |
| Net interest income | $1,035,000 | 4,586 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $125,000 | 5,031 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $54,000 | 4,958 |
| Total noninterest expense | $698,000 | 5,262 |
| Salaries and employee benefits | $362,000 | 5,485 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $188,000 | 5,464 |
| Pre-tax net operating income | $462,000 | 3,688 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $150,000 | 2,737 |
| Income before extraordinary items | $312,000 | 4,083 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $312,000 | 4,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $312,000 | 4,059 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 4,869 |
| Total interest expense | $1,877,000 | 5,578 |
| Net interest income | $4,377,000 | 4,414 |
| Provision for loan and lease losses | $113,000 | 4,576 |
| Total noninterest income | $472,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $274,000 | 4,299 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $198,000 | 5,142 |
| Total noninterest expense | $2,909,000 | 4,986 |
| Salaries and employee benefits | $1,530,000 | 5,128 |
| Premises and equipment expense | $578,000 | 3,872 |
| Additional noninterest expense | $801,000 | 5,229 |
| Pre-tax net operating income | $1,827,000 | 3,855 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $622,000 | 2,839 |
| Income before extraordinary items | $1,205,000 | 4,274 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,205,000 | 4,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,019 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,205,000 | 4,254 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 4,911 |
| Total interest expense | $1,334,000 | 5,645 |
| Net interest income | $3,281,000 | 4,455 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $338,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $202,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $136,000 | 5,307 |
| Total noninterest expense | $2,175,000 | 4,981 |
| Salaries and employee benefits | $1,140,000 | 5,132 |
| Premises and equipment expense | $430,000 | 3,904 |
| Additional noninterest expense | $605,000 | 5,191 |
| Pre-tax net operating income | $1,331,000 | 4,048 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $451,000 | 3,009 |
| Income before extraordinary items | $880,000 | 4,477 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $880,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 7,924 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $880,000 | 4,463 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 4,886 |
| Total interest expense | $823,000 | 5,737 |
| Net interest income | $2,231,000 | 4,399 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $245,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $134,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,474,000 | 4,939 |
| Salaries and employee benefits | $772,000 | 5,108 |
| Premises and equipment expense | $283,000 | 3,946 |
| Additional noninterest expense | $419,000 | 5,048 |
| Pre-tax net operating income | $927,000 | 3,978 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $315,000 | 2,975 |
| Income before extraordinary items | $612,000 | 4,387 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $612,000 | 4,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,447 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $612,000 | 4,384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 4,910 |
| Total interest expense | $385,000 | 5,795 |
| Net interest income | $1,107,000 | 4,411 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $128,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 4,315 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,716 |
| Total noninterest expense | $735,000 | 4,970 |
| Salaries and employee benefits | $386,000 | 5,132 |
| Premises and equipment expense | $145,000 | 3,885 |
| Additional noninterest expense | $204,000 | 5,117 |
| Pre-tax net operating income | $462,000 | 3,931 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $157,000 | 2,974 |
| Income before extraordinary items | $305,000 | 4,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $305,000 | 4,370 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 4,986 |
| Total interest expense | $1,132,000 | 5,972 |
| Net interest income | $4,141,000 | 4,511 |
| Provision for loan and lease losses | $164,000 | 3,980 |
| Total noninterest income | $464,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $281,000 | 4,340 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $183,000 | 5,339 |
| Total noninterest expense | $2,904,000 | 4,870 |
| Salaries and employee benefits | $1,556,000 | 4,930 |
| Premises and equipment expense | $539,000 | 3,963 |
| Additional noninterest expense | $809,000 | 5,131 |
| Pre-tax net operating income | $1,537,000 | 4,310 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $524,000 | 3,292 |
| Income before extraordinary items | $1,013,000 | 4,807 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,013,000 | 4,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,385 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,013,000 | 4,781 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,801,000 | 5,074 |
| Total interest expense | $767,000 | 6,124 |
| Net interest income | $3,034,000 | 4,602 |
| Provision for loan and lease losses | $113,000 | 3,996 |
| Total noninterest income | $365,000 | 5,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $211,000 | 4,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $2,157,000 | 4,889 |
| Salaries and employee benefits | $1,140,000 | 4,981 |
| Premises and equipment expense | $407,000 | 3,923 |
| Additional noninterest expense | $610,000 | 5,064 |
| Pre-tax net operating income | $1,129,000 | 4,471 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $384,000 | 3,396 |
| Income before extraordinary items | $745,000 | 4,933 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $745,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $745,000 | 4,896 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,432,000 | 5,145 |
| Total interest expense | $462,000 | 6,246 |
| Net interest income | $1,970,000 | 4,675 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $223,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $137,000 | 4,352 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $86,000 | 5,460 |
| Total noninterest expense | $1,398,000 | 4,975 |
| Salaries and employee benefits | $742,000 | 5,069 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $386,000 | 5,204 |
| Pre-tax net operating income | $720,000 | 4,545 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $245,000 | 3,449 |
| Income before extraordinary items | $475,000 | 5,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $475,000 | 5,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $475,000 | 4,961 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 5,314 |
| Total interest expense | $205,000 | 6,475 |
| Net interest income | $940,000 | 4,823 |
| Provision for loan and lease losses | $38,000 | 3,670 |
| Total noninterest income | $99,000 | 5,706 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $686,000 | 5,067 |
| Salaries and employee benefits | $356,000 | 5,233 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $197,000 | 5,135 |
| Pre-tax net operating income | $315,000 | 4,865 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $107,000 | 3,663 |
| Income before extraordinary items | $208,000 | 5,324 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $208,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $208,000 | 5,288 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 5,830 |
| Total interest expense | $638,000 | 6,819 |
| Net interest income | $3,041,000 | 5,366 |
| Provision for loan and lease losses | $151,000 | 4,218 |
| Total noninterest income | $324,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,418 |
| Total noninterest expense | $2,586,000 | 5,184 |
| Salaries and employee benefits | $1,371,000 | 5,254 |
| Premises and equipment expense | $525,000 | 3,932 |
| Additional noninterest expense | $690,000 | 5,569 |
| Pre-tax net operating income | $628,000 | 6,311 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $216,000 | 4,657 |
| Income before extraordinary items | $412,000 | 6,701 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $412,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,609 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $412,000 | 6,648 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,660,000 | 5,929 |
| Total interest expense | $457,000 | 6,927 |
| Net interest income | $2,203,000 | 5,466 |
| Provision for loan and lease losses | $114,000 | 4,067 |
| Total noninterest income | $224,000 | 6,459 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $199,000 | 4,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $25,000 | 7,883 |
| Total noninterest expense | $1,925,000 | 5,161 |
| Salaries and employee benefits | $1,035,000 | 5,201 |
| Premises and equipment expense | $394,000 | 3,922 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $388,000 | 6,796 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $132,000 | 5,014 |
| Income before extraordinary items | $256,000 | 7,171 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $256,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,586 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $256,000 | 7,109 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 6,095 |
| Total interest expense | $295,000 | 7,005 |
| Net interest income | $1,392,000 | 5,649 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $142,000 | 6,593 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $1,287,000 | 5,176 |
| Salaries and employee benefits | $700,000 | 5,166 |
| Premises and equipment expense | $264,000 | 3,904 |
| Additional noninterest expense | $323,000 | 5,746 |
| Pre-tax net operating income | $172,000 | 7,404 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $59,000 | 5,455 |
| Income before extraordinary items | $113,000 | 7,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 7,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,648 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $113,000 | 7,579 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $808,000 | 6,236 |
| Total interest expense | $148,000 | 7,064 |
| Net interest income | $660,000 | 5,825 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $658,000 | 5,129 |
| Salaries and employee benefits | $362,000 | 5,069 |
| Premises and equipment expense | $131,000 | 3,970 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $18,000 | 8,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,000 | 8,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 6,454 |
| Total interest expense | $602,000 | 7,378 |
| Net interest income | $2,450,000 | 5,973 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $204,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $244,000 | 4,809 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-40,000 | 9,146 |
| Total noninterest expense | $2,506,000 | 5,203 |
| Salaries and employee benefits | $1,384,000 | 5,126 |
| Premises and equipment expense | $413,000 | 4,630 |
| Additional noninterest expense | $709,000 | 5,463 |
| Pre-tax net operating income | $48,000 | 8,391 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $29,000 | 8,538 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $29,000 | 8,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,046 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $29,000 | 8,442 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 6,622 |
| Total interest expense | $442,000 | 7,575 |
| Net interest income | $1,788,000 | 6,073 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $188,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $27,000 | 7,963 |
| Total noninterest expense | $1,844,000 | 5,254 |
| Salaries and employee benefits | $1,030,000 | 5,151 |
| Premises and equipment expense | $293,000 | 4,793 |
| Additional noninterest expense | $521,000 | 5,506 |
| Pre-tax net operating income | $59,000 | 8,412 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $39,000 | 8,574 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $39,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,702 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $39,000 | 8,467 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 6,785 |
| Total interest expense | $285,000 | 7,763 |
| Net interest income | $1,156,000 | 6,175 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $145,000 | 6,708 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $125,000 | 4,754 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $20,000 | 7,844 |
| Total noninterest expense | $1,168,000 | 5,421 |
| Salaries and employee benefits | $671,000 | 5,236 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $323,000 | 5,735 |
| Pre-tax net operating income | $58,000 | 8,316 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $38,000 | 8,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $38,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,977 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $38,000 | 8,397 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $725,000 | 6,802 |
| Total interest expense | $143,000 | 7,846 |
| Net interest income | $582,000 | 6,151 |
| Provision for loan and lease losses | $38,000 | 4,186 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $553,000 | 5,615 |
| Salaries and employee benefits | $315,000 | 5,474 |
| Premises and equipment expense | $83,000 | 5,318 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $62,000 | 7,805 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $41,000 | 8,078 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 8,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $41,000 | 7,929 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 6,916 |
| Total interest expense | $685,000 | 7,855 |
| Net interest income | $2,254,000 | 6,237 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $243,000 | 6,922 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $211,000 | 5,085 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $1,970,000 | 5,922 |
| Salaries and employee benefits | $1,137,000 | 5,679 |
| Premises and equipment expense | $337,000 | 5,208 |
| Additional noninterest expense | $496,000 | 6,521 |
| Pre-tax net operating income | $377,000 | 7,261 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $131,000 | 5,691 |
| Income before extraordinary items | $246,000 | 7,586 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $246,000 | 7,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $246,000 | 7,493 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 6,240 |
| Total interest expense | $1,491,000 | 6,989 |
| Net interest income | $2,656,000 | 5,519 |
| Provision for loan and lease losses | $150,000 | 4,756 |
| Total noninterest income | $178,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $142,000 | 5,910 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $1,976,000 | 5,777 |
| Salaries and employee benefits | $1,137,000 | 5,519 |
| Premises and equipment expense | $275,000 | 5,808 |
| Additional noninterest expense | $564,000 | 6,067 |
| Pre-tax net operating income | $708,000 | 5,788 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $243,000 | 4,657 |
| Income before extraordinary items | $465,000 | 6,233 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $465,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $465,000 | 6,116 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,430 |
| Total interest expense | $1,561,000 | 7,038 |
| Net interest income | $2,508,000 | 5,793 |
| Provision for loan and lease losses | $145,000 | 4,470 |
| Total noninterest income | $148,000 | 7,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $1,696,000 | 6,274 |
| Salaries and employee benefits | $983,000 | 5,988 |
| Premises and equipment expense | $252,000 | 6,019 |
| Additional noninterest expense | $461,000 | 6,699 |
| Pre-tax net operating income | $815,000 | 5,820 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $275,000 | 4,767 |
| Income before extraordinary items | $540,000 | 6,128 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $540,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,699 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $540,000 | 6,134 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,896,000 | 7,497 |
| Total interest expense | $1,243,000 | 7,531 |
| Net interest income | $1,653,000 | 7,278 |
| Provision for loan and lease losses | $77,000 | 5,736 |
| Total noninterest income | $108,000 | 8,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 6,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,178 |
| Total noninterest expense | $1,564,000 | 6,618 |
| Salaries and employee benefits | $914,000 | 6,244 |
| Premises and equipment expense | $238,000 | 6,214 |
| Additional noninterest expense | $412,000 | 7,166 |
| Pre-tax net operating income | $120,000 | 8,978 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $15,000 | 8,345 |
| Income before extraordinary items | $105,000 | 8,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $105,000 | 8,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $105,000 | 8,899 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 8,541 |
| Total interest expense | $1,020,000 | 8,372 |
| Net interest income | $1,090,000 | 8,590 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $104,000 | 8,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 7,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 8,918 |
| Total noninterest expense | $1,487,000 | 6,741 |
| Salaries and employee benefits | $834,000 | 6,539 |
| Premises and equipment expense | $228,000 | 6,289 |
| Additional noninterest expense | $425,000 | 7,015 |
| Pre-tax net operating income | $-317,000 | 10,083 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-99,000 | 10,228 |
| Income before extraordinary items | $-218,000 | 10,062 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-218,000 | 10,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-218,000 | 10,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 9,558 |
| Total interest expense | $730,000 | 9,466 |
| Net interest income | $863,000 | 9,513 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $101,000 | 9,396 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $909,000 | 8,647 |
| Salaries and employee benefits | $511,000 | 8,523 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $305,000 | 8,266 |
| Pre-tax net operating income | $49,000 | 10,246 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $5,000 | 9,963 |
| Income before extraordinary items | $44,000 | 10,269 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $44,000 | 10,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $44,000 | 10,230 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,414,000 | 10,232 |
| Total interest expense | $637,000 | 10,160 |
| Net interest income | $777,000 | 10,171 |
| Provision for loan and lease losses | $5,000 | 8,822 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $581,000 | 10,248 |
| Salaries and employee benefits | $329,000 | 10,115 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $204,000 | 9,888 |
| Pre-tax net operating income | $306,000 | 9,091 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $212,000 | 9,184 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $212,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $223,000 | 5,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $212,000 | 9,132 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 10,858 |
| Total interest expense | $530,000 | 10,915 |
| Net interest income | $757,000 | 10,668 |
| Provision for loan and lease losses | $-7,000 | 11,389 |
| Total noninterest income | $105,000 | 10,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $523,000 | 10,921 |
| Salaries and employee benefits | $267,000 | 11,032 |
| Premises and equipment expense | $48,000 | 11,142 |
| Additional noninterest expense | $208,000 | 10,322 |
| Pre-tax net operating income | $346,000 | 9,416 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $108,000 | 9,021 |
| Income before extraordinary items | $238,000 | 9,523 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $238,000 | 9,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $238,000 | 9,507 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 11,635 |
| Total interest expense | $364,000 | 11,763 |
| Net interest income | $680,000 | 11,454 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $509,000 | 11,569 |
| Salaries and employee benefits | $261,000 | 11,565 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $203,000 | 11,122 |
| Pre-tax net operating income | $272,000 | 10,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $79,000 | 9,837 |
| Income before extraordinary items | $193,000 | 10,354 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $193,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $193,000 | 10,400 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 12,219 |
| Total interest expense | $361,000 | 12,396 |
| Net interest income | $674,000 | 11,966 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $99,000 | 11,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $496,000 | 12,190 |
| Salaries and employee benefits | $263,000 | 12,050 |
| Premises and equipment expense | $48,000 | 12,290 |
| Additional noninterest expense | $185,000 | 11,942 |
| Pre-tax net operating income | $267,000 | 10,490 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $83,000 | 10,142 |
| Income before extraordinary items | $198,000 | 10,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $198,000 | 10,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $188,200 | 10,564 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 12,741 |
| Total interest expense | $483,000 | 12,838 |
| Net interest income | $657,000 | 12,486 |
| Provision for loan and lease losses | $26,000 | 10,195 |
| Total noninterest income | $127,000 | 11,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 12,163 |
| Total noninterest expense | $474,000 | 12,784 |
| Salaries and employee benefits | $248,000 | 12,630 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $183,000 | 12,480 |
| Pre-tax net operating income | $284,000 | 10,291 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $199,000 | 10,612 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $199,000 | 10,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $115,000 | 6,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $199,000 | 10,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.