Home > Bank of Terrell > Income and Expense
Bank of Terrell, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,509,000 | 4,670 |
| Total interest expense | $3,329,000 | 4,339 |
| Net interest income | $3,180,000 | 4,933 |
| Provision for loan and lease losses | $336,000 | 2,379 |
| Total noninterest income | $350,000 | 6,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $1,784,000 | 6,031 |
| Salaries and employee benefits | $1,143,000 | 5,254 |
| Premises and equipment expense | $284,000 | 5,551 |
| Additional noninterest expense | $357,000 | 7,605 |
| Pre-tax net operating income | $1,410,000 | 4,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $367,000 | 4,646 |
| Income before extraordinary items | $1,043,000 | 4,356 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,043,000 | 4,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 1,952 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,043,000 | 4,268 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,950,000 | 5,107 |
| Total interest expense | $3,015,000 | 4,689 |
| Net interest income | $2,935,000 | 5,398 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $346,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,592,000 | 6,552 |
| Salaries and employee benefits | $954,000 | 6,033 |
| Premises and equipment expense | $278,000 | 5,688 |
| Additional noninterest expense | $360,000 | 7,707 |
| Pre-tax net operating income | $1,564,000 | 4,333 |
| Securities gains (losses) | $108,000 | 954 |
| Applicable income taxes | $446,000 | 4,561 |
| Income before extraordinary items | $1,226,000 | 3,981 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,226,000 | 3,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,914 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,147,160 | 4,151 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 5,488 |
| Total interest expense | $2,924,000 | 4,888 |
| Net interest income | $2,617,000 | 6,019 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,479 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $1,485,000 | 7,152 |
| Salaries and employee benefits | $923,000 | 6,349 |
| Premises and equipment expense | $233,000 | 6,494 |
| Additional noninterest expense | $329,000 | 8,583 |
| Pre-tax net operating income | $1,239,000 | 5,019 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $274,000 | 6,123 |
| Income before extraordinary items | $967,000 | 4,620 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $967,000 | 4,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,532 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $965,440 | 4,571 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,809 |
| Total interest expense | $2,589,000 | 5,413 |
| Net interest income | $2,632,000 | 6,080 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $318,000 | 6,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,461,000 | 7,399 |
| Salaries and employee benefits | $885,000 | 6,632 |
| Premises and equipment expense | $175,000 | 7,710 |
| Additional noninterest expense | $401,000 | 8,182 |
| Pre-tax net operating income | $1,379,000 | 4,753 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $336,000 | 5,591 |
| Income before extraordinary items | $1,048,000 | 4,412 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,048,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,600 |
| Cash dividends | $360,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,044,200 | 4,420 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 5,871 |
| Total interest expense | $2,247,000 | 5,080 |
| Net interest income | $2,539,000 | 6,393 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $299,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,533,000 | 7,501 |
| Salaries and employee benefits | $885,000 | 6,733 |
| Premises and equipment expense | $172,000 | 8,034 |
| Additional noninterest expense | $476,000 | 8,089 |
| Pre-tax net operating income | $1,185,000 | 5,281 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $278,000 | 6,150 |
| Income before extraordinary items | $907,000 | 4,875 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $907,000 | 4,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $240,000 | 5,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $907,000 | 4,936 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,338 |
| Total interest expense | $2,219,000 | 5,341 |
| Net interest income | $2,249,000 | 7,039 |
| Provision for loan and lease losses | $148,000 | 4,714 |
| Total noninterest income | $284,000 | 7,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $1,499,000 | 7,838 |
| Salaries and employee benefits | $842,000 | 7,064 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $886,000 | 6,400 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $705,000 | 6,082 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $705,000 | 6,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $702,630 | 5,826 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 6,772 |
| Total interest expense | $2,597,000 | 5,800 |
| Net interest income | $1,998,000 | 7,778 |
| Provision for loan and lease losses | $122,000 | 6,674 |
| Total noninterest income | $240,000 | 8,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,352 |
| Total noninterest expense | $1,429,000 | 8,178 |
| Salaries and employee benefits | $816,000 | 7,166 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $447,000 | 9,007 |
| Pre-tax net operating income | $687,000 | 7,174 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $128,000 | 9,159 |
| Income before extraordinary items | $578,000 | 6,717 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $578,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $140,000 | 5,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $562,420 | 6,482 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.