Home > Bank of Tennessee > Income and Expense

Bank of Tennessee, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$81,927,000628
Total interest expense$22,399,000729
Net interest income$59,528,000580
Provision for loan and lease losses$1,801,000582
Total noninterest income$10,248,000727
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,443,000470
Trading account gains and fees$0123
Additional Noninterest Income$7,805,000647
Total noninterest expense$43,738,000642
Salaries and employee benefits$26,981,000580
Premises and equipment expense$6,029,000471
Additional noninterest expense$7,805,000647
Pre-tax net operating income$24,237,000585
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$24,237,000509
Extraordinary gains, net$054
Net income$24,237,000515
Minority interest net income$088
Net income of bank and minority interests.$24,237,000511
Net charge-offs$443,000805
Cash dividends$13,912,000393
Sale, conversion, retirement of capital stock, net$0540
Net operating income$24,237,000519
2023-09-30 (YTD Data)Rank
Total interest income$59,796,000633
Total interest expense$14,618,000756
Net interest income$45,178,000583
Provision for loan and lease losses$1,689,000492
Total noninterest income$7,477,000743
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,830,000473
Trading account gains and fees$0125
Additional Noninterest Income$5,647,000677
Total noninterest expense$32,970,000640
Salaries and employee benefits$19,734,000595
Premises and equipment expense$4,393,000483
Additional noninterest expense$5,647,000677
Pre-tax net operating income$17,996,000609
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$17,996,000523
Extraordinary gains, net$052
Net income$17,996,000528
Minority interest net income$081
Net income of bank and minority interests.$17,996,000523
Net charge-offs$160,000977
Cash dividends$10,512,000361
Sale, conversion, retirement of capital stock, net$0507
Net operating income$17,996,000527
2023-06-30 (YTD Data)Rank
Total interest income$39,239,000614
Total interest expense$8,147,000788
Net interest income$31,092,000566
Provision for loan and lease losses$1,491,000418
Total noninterest income$4,852,000737
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,204,000460
Trading account gains and fees$0112
Additional Noninterest Income$3,648,000657
Total noninterest expense$21,294,000640
Salaries and employee benefits$12,902,000597
Premises and equipment expense$2,914,000473
Additional noninterest expense$3,648,000657
Pre-tax net operating income$13,159,000571
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$13,159,000489
Extraordinary gains, net$051
Net income$13,159,000496
Minority interest net income$081
Net income of bank and minority interests.$13,159,000488
Net charge-offs$142,000801
Cash dividends$7,112,000347
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,159,000490
2023-03-31 (YTD Data)Rank
Total interest income$19,337,000621
Total interest expense$3,118,000870
Net interest income$16,219,000552
Provision for loan and lease losses$1,008,000349
Total noninterest income$2,299,000757
Gross Fiduciary activities income$0913
Service charges on deposit accounts$609,000468
Trading account gains and fees$097
Additional Noninterest Income$1,690,000680
Total noninterest expense$10,491,000654
Salaries and employee benefits$6,595,000600
Premises and equipment expense$1,528,000474
Additional noninterest expense$1,690,000680
Pre-tax net operating income$7,019,000562
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$7,019,000480
Extraordinary gains, net$04
Net income$7,019,000481
Minority interest net income$048
Net income of bank and minority interests.$7,019,000481
Net charge-offs$1,0001,904
Cash dividends$3,712,000327
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,019,000491
2022-12-31 (YTD Data)Rank
Total interest income$67,096,000580
Total interest expense$3,622,0001,006
Net interest income$63,474,000547
Provision for loan and lease losses$400,0001,341
Total noninterest income$12,017,000687
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,347,000497
Trading account gains and fees$0116
Additional Noninterest Income$9,670,000577
Total noninterest expense$45,831,000588
Salaries and employee benefits$27,001,000568
Premises and equipment expense$6,638,000435
Additional noninterest expense$9,670,000577
Pre-tax net operating income$29,260,000578
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$29,260,000479
Extraordinary gains, net$05
Net income$29,260,000480
Minority interest net income$063
Net income of bank and minority interests.$29,260,000480
Net charge-offs$-744,0004,637
Cash dividends$14,000,000364
Sale, conversion, retirement of capital stock, net$0568
Net operating income$29,260,000490
2022-09-30 (YTD Data)Rank
Total interest income$48,281,000575
Total interest expense$1,726,0001,159
Net interest income$46,555,000552
Provision for loan and lease losses$100,0001,857
Total noninterest income$9,595,000665
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,743,000502
Trading account gains and fees$0111
Additional Noninterest Income$7,852,000561
Total noninterest expense$34,261,000585
Salaries and employee benefits$20,227,000569
Premises and equipment expense$4,921,000440
Additional noninterest expense$7,852,000561
Pre-tax net operating income$21,789,000578
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$21,789,000474
Extraordinary gains, net$04
Net income$21,789,000474
Minority interest net income$057
Net income of bank and minority interests.$21,789,000474
Net charge-offs$-734,0004,668
Cash dividends$9,000,000386
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,789,000481
2022-06-30 (YTD Data)Rank
Total interest income$31,082,000566
Total interest expense$1,053,0001,091
Net interest income$30,029,000544
Provision for loan and lease losses$02,599
Total noninterest income$6,614,000645
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,119,000516
Trading account gains and fees$0108
Additional Noninterest Income$5,495,000564
Total noninterest expense$22,468,000587
Salaries and employee benefits$13,398,000564
Premises and equipment expense$3,202,000440
Additional noninterest expense$5,868,000674
Pre-tax net operating income$14,175,000559
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$14,175,000468
Extraordinary gains, net$04
Net income$14,175,000468
Minority interest net income$060
Net income of bank and minority interests.$14,175,000468
Net charge-offs$-800,0004,715
Cash dividends$6,400,000367
Sale, conversion, retirement of capital stock, net$0494
Net operating income$14,175,000475
2022-03-31 (YTD Data)Rank
Total interest income$14,895,000568
Total interest expense$531,0001,032
Net interest income$14,364,000552
Provision for loan and lease losses$02,285
Total noninterest income$3,893,000581
Gross Fiduciary activities income$0892
Service charges on deposit accounts$538,000531
Trading account gains and fees$0103
Additional Noninterest Income$3,355,000497
Total noninterest expense$10,859,000605
Salaries and employee benefits$6,720,000565
Premises and equipment expense$1,585,000448
Additional noninterest expense$2,554,000749
Pre-tax net operating income$7,398,000515
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$7,398,000441
Extraordinary gains, net$04
Net income$7,398,000440
Minority interest net income$050
Net income of bank and minority interests.$7,398,000441
Net charge-offs$-396,0004,729
Cash dividends$3,000,000350
Sale, conversion, retirement of capital stock, net$0453
Net operating income$7,398,000448
2021-12-31 (YTD Data)Rank
Total interest income$62,219,000555
Total interest expense$3,721,000727
Net interest income$58,498,000546
Provision for loan and lease losses$580,000930
Total noninterest income$13,604,000679
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,010,000540
Trading account gains and fees$0132
Additional Noninterest Income$11,594,000605
Total noninterest expense$43,952,000595
Salaries and employee benefits$26,706,000552
Premises and equipment expense$6,087,000457
Additional noninterest expense$11,159,000706
Pre-tax net operating income$27,570,000584
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$27,570,000504
Extraordinary gains, net$010
Net income$27,570,000504
Minority interest net income$074
Net income of bank and minority interests.$27,570,000505
Net charge-offs$302,000833
Cash dividends$12,700,000405
Sale, conversion, retirement of capital stock, net$0582
Net operating income$27,570,000496
2021-09-30 (YTD Data)Rank
Total interest income$46,392,000565
Total interest expense$3,056,000700
Net interest income$43,336,000559
Provision for loan and lease losses$580,000728
Total noninterest income$10,477,000687
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,482,000543
Trading account gains and fees$0132
Additional Noninterest Income$8,995,000608
Total noninterest expense$32,518,000608
Salaries and employee benefits$19,646,000567
Premises and equipment expense$4,631,000453
Additional noninterest expense$8,241,000719
Pre-tax net operating income$20,715,000601
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$20,715,000516
Extraordinary gains, net$08
Net income$20,715,000515
Minority interest net income$069
Net income of bank and minority interests.$20,715,000516
Net charge-offs$-45,0004,172
Cash dividends$9,500,000397
Sale, conversion, retirement of capital stock, net$0543
Net operating income$20,715,000510
2021-06-30 (YTD Data)Rank
Total interest income$30,309,000568
Total interest expense$2,216,000681
Net interest income$28,093,000561
Provision for loan and lease losses$580,000542
Total noninterest income$7,068,000688
Gross Fiduciary activities income$0951
Service charges on deposit accounts$946,000547
Trading account gains and fees$0133
Additional Noninterest Income$6,122,000610
Total noninterest expense$21,199,000609
Salaries and employee benefits$12,754,000581
Premises and equipment expense$3,042,000461
Additional noninterest expense$5,403,000714
Pre-tax net operating income$13,382,000602
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$13,382,000525
Extraordinary gains, net$06
Net income$13,382,000524
Minority interest net income$067
Net income of bank and minority interests.$13,382,000525
Net charge-offs$35,0001,274
Cash dividends$6,700,000363
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,382,000519
2021-03-31 (YTD Data)Rank
Total interest income$15,269,000566
Total interest expense$1,235,000643
Net interest income$14,034,000557
Provision for loan and lease losses$580,000334
Total noninterest income$3,876,000644
Gross Fiduciary activities income$0922
Service charges on deposit accounts$473,000535
Trading account gains and fees$0127
Additional Noninterest Income$3,403,000577
Total noninterest expense$10,798,000601
Salaries and employee benefits$6,337,000585
Premises and equipment expense$1,499,000472
Additional noninterest expense$2,962,000643
Pre-tax net operating income$6,532,000620
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$6,532,000539
Extraordinary gains, net$03
Net income$6,532,000538
Minority interest net income$055
Net income of bank and minority interests.$6,532,000539
Net charge-offs$-47,0004,601
Cash dividends$4,200,000268
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,532,000529
2020-12-31 (YTD Data)Rank
Total interest income$63,889,000534
Total interest expense$8,309,000579
Net interest income$55,580,000534
Provision for loan and lease losses$3,990,000673
Total noninterest income$12,483,000692
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$2,058,000512
Trading account gains and fees$0133
Additional Noninterest Income$10,425,000624
Total noninterest expense$41,565,000597
Salaries and employee benefits$25,367,000560
Premises and equipment expense$6,051,000448
Additional noninterest expense$10,147,000728
Pre-tax net operating income$22,508,000541
Securities gains (losses)$-8,0004,802
Applicable income taxes$03,697
Income before extraordinary items$22,500,000482
Extraordinary gains, net$04
Net income$22,500,000481
Minority interest net income$072
Net income of bank and minority interests.$22,500,000482
Net charge-offs$641,000844
Cash dividends$10,700,000432
Sale, conversion, retirement of capital stock, net$0566
Net operating income$22,508,000463
2020-09-30 (YTD Data)Rank
Total interest income$47,857,000537
Total interest expense$6,793,000577
Net interest income$41,064,000532
Provision for loan and lease losses$2,790,000732
Total noninterest income$8,736,000695
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,539,000506
Trading account gains and fees$0125
Additional Noninterest Income$7,197,000636
Total noninterest expense$30,427,000596
Salaries and employee benefits$17,809,000582
Premises and equipment expense$4,413,000456
Additional noninterest expense$8,205,000669
Pre-tax net operating income$16,583,000516
Securities gains (losses)$-8,0004,753
Applicable income taxes$-200,0004,944
Income before extraordinary items$16,775,000456
Extraordinary gains, net$04
Net income$16,775,000456
Minority interest net income$065
Net income of bank and minority interests.$16,775,000456
Net charge-offs$493,000761
Cash dividends$8,600,000402
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,783,000447
2020-06-30 (YTD Data)Rank
Total interest income$31,631,000550
Total interest expense$4,904,000593
Net interest income$26,727,000538
Provision for loan and lease losses$1,690,000793
Total noninterest income$5,261,000701
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,037,000503
Trading account gains and fees$0123
Additional Noninterest Income$4,224,000646
Total noninterest expense$19,653,000623
Salaries and employee benefits$11,337,000603
Premises and equipment expense$2,970,000454
Additional noninterest expense$5,346,000665
Pre-tax net operating income$10,645,000486
Securities gains (losses)$-8,0004,761
Applicable income taxes$-200,0004,959
Income before extraordinary items$10,837,000415
Extraordinary gains, net$04
Net income$10,837,000414
Minority interest net income$065
Net income of bank and minority interests.$10,837,000415
Net charge-offs$316,000783
Cash dividends$5,950,000388
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,845,000401
2020-03-31 (YTD Data)Rank
Total interest income$15,518,000562
Total interest expense$2,689,000602
Net interest income$12,829,000552
Provision for loan and lease losses$360,0001,079
Total noninterest income$2,431,000716
Gross Fiduciary activities income$0941
Service charges on deposit accounts$599,000518
Trading account gains and fees$0106
Additional Noninterest Income$1,832,000648
Total noninterest expense$9,817,000620
Salaries and employee benefits$5,876,000579
Premises and equipment expense$1,464,000464
Additional noninterest expense$2,477,000727
Pre-tax net operating income$5,083,000467
Securities gains (losses)$-8,0004,780
Applicable income taxes$03,513
Income before extraordinary items$5,075,000396
Extraordinary gains, net$04
Net income$5,075,000395
Minority interest net income$056
Net income of bank and minority interests.$5,075,000396
Net charge-offs$117,000809
Cash dividends$3,100,000398
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,083,000388
2019-12-31 (YTD Data)Rank
Total interest income$62,480,000563
Total interest expense$12,648,000557
Net interest income$49,832,000567
Provision for loan and lease losses$507,0001,462
Total noninterest income$10,505,000673
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,445,000514
Trading account gains and fees$0135
Additional Noninterest Income$8,060,000605
Total noninterest expense$39,324,000598
Salaries and employee benefits$23,425,000566
Premises and equipment expense$5,783,000463
Additional noninterest expense$10,116,000697
Pre-tax net operating income$20,506,000604
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$20,506,000532
Extraordinary gains, net$011
Net income$20,506,000532
Minority interest net income$076
Net income of bank and minority interests.$20,506,000533
Net charge-offs$182,0001,761
Cash dividends$11,000,000447
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,506,000523
2019-09-30 (YTD Data)Rank
Total interest income$46,767,000567
Total interest expense$9,658,000555
Net interest income$37,109,000577
Provision for loan and lease losses$507,0001,146
Total noninterest income$7,559,000685
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,820,000516
Trading account gains and fees$0129
Additional Noninterest Income$5,739,000633
Total noninterest expense$29,441,000595
Salaries and employee benefits$17,457,000565
Premises and equipment expense$4,388,000462
Additional noninterest expense$7,596,000694
Pre-tax net operating income$14,720,000630
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$14,720,000558
Extraordinary gains, net$011
Net income$14,720,000555
Minority interest net income$072
Net income of bank and minority interests.$14,720,000558
Net charge-offs$90,0001,833
Cash dividends$8,000,000430
Sale, conversion, retirement of capital stock, net$0590
Net operating income$14,720,000548
2019-06-30 (YTD Data)Rank
Total interest income$31,219,000566
Total interest expense$6,307,000555
Net interest income$24,912,000562
Provision for loan and lease losses$407,000997
Total noninterest income$4,497,000739
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,193,000522
Trading account gains and fees$0131
Additional Noninterest Income$3,304,000681
Total noninterest expense$19,453,000603
Salaries and employee benefits$11,484,000570
Premises and equipment expense$2,908,000466
Additional noninterest expense$5,061,000701
Pre-tax net operating income$9,549,000626
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$9,549,000555
Extraordinary gains, net$011
Net income$9,549,000553
Minority interest net income$069
Net income of bank and minority interests.$9,549,000555
Net charge-offs$39,0001,997
Cash dividends$5,400,000414
Sale, conversion, retirement of capital stock, net$0573
Net operating income$9,549,000547
2019-03-31 (YTD Data)Rank
Total interest income$14,952,000582
Total interest expense$3,007,000568
Net interest income$11,945,000593
Provision for loan and lease losses$238,000830
Total noninterest income$2,182,000723
Gross Fiduciary activities income$0972
Service charges on deposit accounts$585,000531
Trading account gains and fees$0126
Additional Noninterest Income$1,597,000660
Total noninterest expense$9,799,000592
Salaries and employee benefits$5,747,000564
Premises and equipment expense$1,536,000446
Additional noninterest expense$2,516,000695
Pre-tax net operating income$4,090,000680
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$4,090,000604
Extraordinary gains, net$05
Net income$4,090,000604
Minority interest net income$052
Net income of bank and minority interests.$4,090,000603
Net charge-offs$25,0001,595
Cash dividends$2,600,000419
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,090,000591
2018-12-31 (YTD Data)Rank
Total interest income$54,754,000593
Total interest expense$7,517,000666
Net interest income$47,237,000581
Provision for loan and lease losses$395,0001,685
Total noninterest income$9,633,000699
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,489,000514
Trading account gains and fees$0126
Additional Noninterest Income$7,144,000644
Total noninterest expense$39,178,000574
Salaries and employee benefits$22,679,000554
Premises and equipment expense$6,195,000428
Additional noninterest expense$10,304,000693
Pre-tax net operating income$17,297,000664
Securities gains (losses)$01,125
Applicable income taxes$422,0002,126
Income before extraordinary items$16,875,000586
Extraordinary gains, net$06
Net income$16,875,000585
Minority interest net income$072
Net income of bank and minority interests.$16,875,000585
Net charge-offs$571,000878
Cash dividends$5,075,000722
Sale, conversion, retirement of capital stock, net$0671
Net operating income$16,875,000591
2018-09-30 (YTD Data)Rank
Total interest income$39,914,000599
Total interest expense$5,151,000676
Net interest income$34,763,000582
Provision for loan and lease losses$235,0001,813
Total noninterest income$7,304,000699
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,857,000518
Trading account gains and fees$0138
Additional Noninterest Income$5,447,000642
Total noninterest expense$28,951,000579
Salaries and employee benefits$16,778,000560
Premises and equipment expense$4,731,000424
Additional noninterest expense$7,442,000689
Pre-tax net operating income$12,881,000672
Securities gains (losses)$01,118
Applicable income taxes$362,0002,075
Income before extraordinary items$12,519,000587
Extraordinary gains, net$05
Net income$12,519,000585
Minority interest net income$066
Net income of bank and minority interests.$12,519,000586
Net charge-offs$381,000851
Cash dividends$5,075,000524
Sale, conversion, retirement of capital stock, net$0633
Net operating income$12,519,000586
2018-06-30 (YTD Data)Rank
Total interest income$25,988,000604
Total interest expense$3,010,000717
Net interest income$22,978,000584
Provision for loan and lease losses$75,0002,413
Total noninterest income$4,878,000698
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,221,000521
Trading account gains and fees$0130
Additional Noninterest Income$3,657,000638
Total noninterest expense$19,287,000579
Salaries and employee benefits$11,163,000560
Premises and equipment expense$3,154,000427
Additional noninterest expense$4,970,000692
Pre-tax net operating income$8,494,000676
Securities gains (losses)$0961
Applicable income taxes$235,0002,071
Income before extraordinary items$8,259,000592
Extraordinary gains, net$06
Net income$8,259,000591
Minority interest net income$065
Net income of bank and minority interests.$8,259,000591
Net charge-offs$326,000686
Cash dividends$5,075,000383
Sale, conversion, retirement of capital stock, net$0620
Net operating income$8,259,000590
2018-03-31 (YTD Data)Rank
Total interest income$12,644,000613
Total interest expense$1,337,000749
Net interest income$11,307,000592
Provision for loan and lease losses$150,0001,106
Total noninterest income$2,446,000684
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$601,000530
Trading account gains and fees$0123
Additional Noninterest Income$1,845,000611
Total noninterest expense$9,438,000594
Salaries and employee benefits$5,543,000575
Premises and equipment expense$1,471,000462
Additional noninterest expense$2,424,000695
Pre-tax net operating income$4,165,000666
Securities gains (losses)$0735
Applicable income taxes$110,0002,091
Income before extraordinary items$4,055,000590
Extraordinary gains, net$07
Net income$4,055,000590
Minority interest net income$052
Net income of bank and minority interests.$4,055,000590
Net charge-offs$-398,0005,546
Cash dividends$2,475,000364
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,055,000592
2017-12-31 (YTD Data)Rank
Total interest income$44,578,000648
Total interest expense$3,736,000886
Net interest income$40,842,000619
Provision for loan and lease losses$50,0003,556
Total noninterest income$10,068,000681
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,482,000516
Trading account gains and fees$0151
Additional Noninterest Income$7,586,000629
Total noninterest expense$36,077,000606
Salaries and employee benefits$21,799,000550
Premises and equipment expense$4,878,000514
Additional noninterest expense$9,400,000713
Pre-tax net operating income$14,783,000701
Securities gains (losses)$7,0001,711
Applicable income taxes$289,0002,769
Income before extraordinary items$14,501,000542
Extraordinary gains, net$09
Net income$14,501,000541
Minority interest net income$076
Net income of bank and minority interests.$14,501,000542
Net charge-offs$-202,0005,439
Cash dividends$8,785,000418
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,494,140535
2017-09-30 (YTD Data)Rank
Total interest income$32,613,000666
Total interest expense$2,584,000932
Net interest income$30,029,000636
Provision for loan and lease losses$50,0003,230
Total noninterest income$6,820,000748
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,845,000525
Trading account gains and fees$0145
Additional Noninterest Income$4,975,000699
Total noninterest expense$26,228,000629
Salaries and employee benefits$15,741,000578
Premises and equipment expense$3,603,000528
Additional noninterest expense$6,884,000730
Pre-tax net operating income$10,571,000724
Securities gains (losses)$02,274
Applicable income taxes$289,0002,504
Income before extraordinary items$10,282,000607
Extraordinary gains, net$09
Net income$10,282,000607
Minority interest net income$071
Net income of bank and minority interests.$10,282,000607
Net charge-offs$-253,0005,543
Cash dividends$7,785,000349
Sale, conversion, retirement of capital stock, net$0677
Net operating income$10,282,000600
2017-06-30 (YTD Data)Rank
Total interest income$21,265,000675
Total interest expense$1,549,0001,005
Net interest income$19,716,000632
Provision for loan and lease losses$50,0002,834
Total noninterest income$4,413,000766
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,213,000525
Trading account gains and fees$0139
Additional Noninterest Income$3,200,000706
Total noninterest expense$17,508,000628
Salaries and employee benefits$10,486,000579
Premises and equipment expense$2,528,000505
Additional noninterest expense$4,494,000743
Pre-tax net operating income$6,571,000760
Securities gains (losses)$01,906
Applicable income taxes$265,0002,252
Income before extraordinary items$6,306,000646
Extraordinary gains, net$011
Net income$6,306,000646
Minority interest net income$071
Net income of bank and minority interests.$6,306,000646
Net charge-offs$-223,0005,606
Cash dividends$5,185,000345
Sale, conversion, retirement of capital stock, net$0659
Net operating income$6,306,000632
2017-03-31 (YTD Data)Rank
Total interest income$10,283,000688
Total interest expense$697,0001,087
Net interest income$9,586,000649
Provision for loan and lease losses$50,0002,060
Total noninterest income$2,172,000755
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$599,000531
Trading account gains and fees$0142
Additional Noninterest Income$1,573,000697
Total noninterest expense$8,494,000656
Salaries and employee benefits$5,143,000602
Premises and equipment expense$1,337,000489
Additional noninterest expense$2,014,000812
Pre-tax net operating income$3,214,000756
Securities gains (losses)$01,153
Applicable income taxes$141,0002,176
Income before extraordinary items$3,073,000644
Extraordinary gains, net$08
Net income$3,073,000644
Minority interest net income$055
Net income of bank and minority interests.$3,073,000644
Net charge-offs$-135,0005,662
Cash dividends$2,535,000329
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,073,000633
2016-12-31 (YTD Data)Rank
Total interest income$38,609,000695
Total interest expense$2,464,0001,170
Net interest income$36,145,000663
Provision for loan and lease losses$200,0002,434
Total noninterest income$10,387,000671
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,436,000537
Trading account gains and fees$0170
Additional Noninterest Income$7,951,000605
Total noninterest expense$33,180,000653
Salaries and employee benefits$19,582,000601
Premises and equipment expense$5,138,000485
Additional noninterest expense$8,460,000781
Pre-tax net operating income$13,152,000726
Securities gains (losses)$6,0002,819
Applicable income taxes$125,0003,192
Income before extraordinary items$13,033,000594
Extraordinary gains, net$05
Net income$13,033,000593
Minority interest net income$082
Net income of bank and minority interests.$13,033,000593
Net charge-offs$402,0001,252
Cash dividends$7,600,000482
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,027,060588
2016-09-30 (YTD Data)Rank
Total interest income$28,677,000697
Total interest expense$1,776,0001,218
Net interest income$26,901,000663
Provision for loan and lease losses$04,186
Total noninterest income$7,578,000691
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,781,000551
Trading account gains and fees$0169
Additional Noninterest Income$5,797,000616
Total noninterest expense$24,714,000655
Salaries and employee benefits$14,942,000591
Premises and equipment expense$3,412,000561
Additional noninterest expense$6,360,000784
Pre-tax net operating income$9,765,000724
Securities gains (losses)$6,0002,746
Applicable income taxes$50,0003,571
Income before extraordinary items$9,721,000607
Extraordinary gains, net$05
Net income$9,721,000607
Minority interest net income$071
Net income of bank and minority interests.$9,721,000607
Net charge-offs$368,000997
Cash dividends$5,250,000484
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,715,060583
2016-06-30 (YTD Data)Rank
Total interest income$18,847,000708
Total interest expense$1,126,0001,267
Net interest income$17,721,000674
Provision for loan and lease losses$04,017
Total noninterest income$5,188,000666
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,137,000568
Trading account gains and fees$0157
Additional Noninterest Income$4,051,000590
Total noninterest expense$16,502,000656
Salaries and employee benefits$9,985,000593
Premises and equipment expense$2,197,000574
Additional noninterest expense$4,320,000770
Pre-tax net operating income$6,407,000725
Securities gains (losses)$30,0001,748
Applicable income taxes$04,338
Income before extraordinary items$6,437,000598
Extraordinary gains, net$016
Net income$6,437,000597
Minority interest net income$071
Net income of bank and minority interests.$6,437,000597
Net charge-offs$-150,0005,795
Cash dividends$2,750,000604
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,407,000579
2016-03-31 (YTD Data)Rank
Total interest income$9,227,000724
Total interest expense$558,0001,272
Net interest income$8,669,000690
Provision for loan and lease losses$03,656
Total noninterest income$3,080,000568
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$569,000562
Trading account gains and fees$0142
Additional Noninterest Income$2,511,000478
Total noninterest expense$8,462,000639
Salaries and employee benefits$5,261,000559
Premises and equipment expense$1,065,000596
Additional noninterest expense$2,136,000761
Pre-tax net operating income$3,287,000706
Securities gains (losses)$22,0001,191
Applicable income taxes$04,259
Income before extraordinary items$3,309,000558
Extraordinary gains, net$012
Net income$3,309,000557
Minority interest net income$062
Net income of bank and minority interests.$3,309,000558
Net charge-offs$-438,0006,061
Cash dividends$2,250,000390
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,287,000548
2015-12-31 (YTD Data)Rank
Total interest income$35,441,000717
Total interest expense$2,812,0001,004
Net interest income$32,629,000698
Provision for loan and lease losses$569,0001,232
Total noninterest income$11,589,000603
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,370,000557
Trading account gains and fees$0159
Additional Noninterest Income$9,219,000525
Total noninterest expense$32,205,000643
Salaries and employee benefits$18,624,000610
Premises and equipment expense$4,057,000612
Additional noninterest expense$9,524,000703
Pre-tax net operating income$11,444,000780
Securities gains (losses)$58,0001,540
Applicable income taxes$04,402
Income before extraordinary items$11,502,000640
Extraordinary gains, net$023
Net income$11,502,000638
Minority interest net income$081
Net income of bank and minority interests.$11,502,000641
Net charge-offs$409,0001,339
Cash dividends$7,750,000469
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,444,000631
2015-09-30 (YTD Data)Rank
Total interest income$26,298,000729
Total interest expense$2,146,000997
Net interest income$24,152,000710
Provision for loan and lease losses$569,000944
Total noninterest income$7,998,000656
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,775,000560
Trading account gains and fees$0153
Additional Noninterest Income$6,223,000578
Total noninterest expense$23,110,000683
Salaries and employee benefits$13,910,000619
Premises and equipment expense$2,954,000644
Additional noninterest expense$6,246,000787
Pre-tax net operating income$8,471,000803
Securities gains (losses)$58,0001,371
Applicable income taxes$343,0002,354
Income before extraordinary items$8,186,000674
Extraordinary gains, net$021
Net income$8,186,000672
Minority interest net income$078
Net income of bank and minority interests.$8,186,000674
Net charge-offs$435,000946
Cash dividends$5,750,000432
Sale, conversion, retirement of capital stock, net$0773
Net operating income$8,130,320660
2015-06-30 (YTD Data)Rank
Total interest income$17,251,000740
Total interest expense$1,434,0001,000
Net interest income$15,817,000720
Provision for loan and lease losses$354,000995
Total noninterest income$5,198,000666
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,172,000559
Trading account gains and fees$0157
Additional Noninterest Income$4,026,000592
Total noninterest expense$15,281,000691
Salaries and employee benefits$9,052,000638
Premises and equipment expense$1,928,000660
Additional noninterest expense$4,301,000771
Pre-tax net operating income$5,380,000840
Securities gains (losses)$77,000967
Applicable income taxes$195,0002,510
Income before extraordinary items$5,262,000699
Extraordinary gains, net$022
Net income$5,262,000697
Minority interest net income$075
Net income of bank and minority interests.$5,262,000699
Net charge-offs$438,000704
Cash dividends$3,600,000437
Sale, conversion, retirement of capital stock, net$0751
Net operating income$5,188,080689
2015-03-31 (YTD Data)Rank
Total interest income$8,594,000745
Total interest expense$725,000998
Net interest income$7,869,000722
Provision for loan and lease losses$304,000616
Total noninterest income$2,477,000669
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$577,000555
Trading account gains and fees$0152
Additional Noninterest Income$1,900,000594
Total noninterest expense$7,467,000698
Salaries and employee benefits$4,332,000670
Premises and equipment expense$975,000656
Additional noninterest expense$2,160,000761
Pre-tax net operating income$2,575,000841
Securities gains (losses)$77,000675
Applicable income taxes$59,0002,883
Income before extraordinary items$2,593,000691
Extraordinary gains, net$013
Net income$2,593,000689
Minority interest net income$064
Net income of bank and minority interests.$2,593,000691
Net charge-offs$145,000889
Cash dividends$1,800,000396
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,517,540683
2014-12-31 (YTD Data)Rank
Total interest income$34,238,000739
Total interest expense$3,206,000936
Net interest income$31,032,000711
Provision for loan and lease losses$1,120,000799
Total noninterest income$9,937,000650
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,413,000573
Trading account gains and fees$0180
Additional Noninterest Income$7,524,000560
Total noninterest expense$29,896,000684
Salaries and employee benefits$17,402,000634
Premises and equipment expense$3,794,000647
Additional noninterest expense$8,700,000755
Pre-tax net operating income$9,953,000833
Securities gains (losses)$47,0001,772
Applicable income taxes$04,531
Income before extraordinary items$10,000,000678
Extraordinary gains, net$017
Net income$10,000,000677
Minority interest net income$084
Net income of bank and minority interests.$10,000,000678
Net charge-offs$1,493,000656
Cash dividends$7,700,000419
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,953,000670
2014-09-30 (YTD Data)Rank
Total interest income$25,570,000739
Total interest expense$2,420,000938
Net interest income$23,150,000711
Provision for loan and lease losses$954,000687
Total noninterest income$7,379,000646
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,821,000559
Trading account gains and fees$0174
Additional Noninterest Income$5,558,000574
Total noninterest expense$22,280,000683
Salaries and employee benefits$12,887,000638
Premises and equipment expense$2,824,000649
Additional noninterest expense$6,569,000750
Pre-tax net operating income$7,295,000865
Securities gains (losses)$12,0002,252
Applicable income taxes$04,583
Income before extraordinary items$7,307,000697
Extraordinary gains, net$015
Net income$7,307,000694
Minority interest net income$081
Net income of bank and minority interests.$7,307,000695
Net charge-offs$1,307,000544
Cash dividends$5,625,000398
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,295,000682
2014-06-30 (YTD Data)Rank
Total interest income$17,045,000736
Total interest expense$1,619,000942
Net interest income$15,426,000709
Provision for loan and lease losses$954,000466
Total noninterest income$4,645,000669
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,197,000558
Trading account gains and fees$0172
Additional Noninterest Income$3,448,000594
Total noninterest expense$14,439,000698
Salaries and employee benefits$8,363,000655
Premises and equipment expense$1,771,000701
Additional noninterest expense$4,305,000756
Pre-tax net operating income$4,678,000873
Securities gains (losses)$12,0001,855
Applicable income taxes$04,568
Income before extraordinary items$4,690,000698
Extraordinary gains, net$020
Net income$4,690,000697
Minority interest net income$080
Net income of bank and minority interests.$4,690,000698
Net charge-offs$344,0001,154
Cash dividends$3,725,000402
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,678,000686
2014-03-31 (YTD Data)Rank
Total interest income$8,409,000747
Total interest expense$821,000932
Net interest income$7,588,000724
Provision for loan and lease losses$518,000442
Total noninterest income$2,262,000667
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$578,000567
Trading account gains and fees$0147
Additional Noninterest Income$1,684,000574
Total noninterest expense$7,107,000719
Salaries and employee benefits$4,131,000672
Premises and equipment expense$893,000719
Additional noninterest expense$2,083,000779
Pre-tax net operating income$2,225,000889
Securities gains (losses)$13,0001,084
Applicable income taxes$04,445
Income before extraordinary items$2,238,000694
Extraordinary gains, net$016
Net income$2,238,000694
Minority interest net income$066
Net income of bank and minority interests.$2,238,000696
Net charge-offs$124,0001,236
Cash dividends$1,825,000365
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,225,000693
2013-12-31 (YTD Data)Rank
Total interest income$33,884,000736
Total interest expense$3,900,000874
Net interest income$29,984,000710
Provision for loan and lease losses$2,480,000525
Total noninterest income$7,711,000822
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,354,000586
Trading account gains and fees$0184
Additional Noninterest Income$5,357,000763
Total noninterest expense$27,775,000726
Salaries and employee benefits$16,181,000670
Premises and equipment expense$3,465,000706
Additional noninterest expense$8,129,000838
Pre-tax net operating income$7,440,0001,028
Securities gains (losses)$22,0002,293
Applicable income taxes$-140,0006,518
Income before extraordinary items$7,602,000827
Extraordinary gains, net$029
Net income$7,602,000828
Minority interest net income$090
Net income of bank and minority interests.$7,602,000829
Net charge-offs$4,686,000356
Cash dividends$6,300,000466
Sale, conversion, retirement of capital stock, net$0924
Net operating income$7,580,000818
2013-09-30 (YTD Data)Rank
Total interest income$25,441,000739
Total interest expense$3,042,000865
Net interest income$22,399,000715
Provision for loan and lease losses$2,255,000435
Total noninterest income$5,224,000903
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,737,000589
Trading account gains and fees$0180
Additional Noninterest Income$3,487,000878
Total noninterest expense$20,298,000755
Salaries and employee benefits$11,960,000685
Premises and equipment expense$2,386,000766
Additional noninterest expense$5,952,000854
Pre-tax net operating income$5,070,0001,125
Securities gains (losses)$-17,0006,554
Applicable income taxes$04,713
Income before extraordinary items$5,053,000924
Extraordinary gains, net$025
Net income$5,053,000926
Minority interest net income$084
Net income of bank and minority interests.$5,053,000926
Net charge-offs$4,446,000298
Cash dividends$4,850,000423
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,070,000903
2013-06-30 (YTD Data)Rank
Total interest income$16,946,000732
Total interest expense$2,122,000844
Net interest income$14,824,000721
Provision for loan and lease losses$1,305,000535
Total noninterest income$3,228,000963
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,140,000585
Trading account gains and fees$0157
Additional Noninterest Income$2,088,000962
Total noninterest expense$13,432,000760
Salaries and employee benefits$7,849,000701
Premises and equipment expense$1,531,000802
Additional noninterest expense$4,052,000830
Pre-tax net operating income$3,315,0001,131
Securities gains (losses)$-17,0006,708
Applicable income taxes$04,679
Income before extraordinary items$3,298,000933
Extraordinary gains, net$022
Net income$3,298,000935
Minority interest net income$082
Net income of bank and minority interests.$3,298,000936
Net charge-offs$1,624,000541
Cash dividends$3,350,000405
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,315,000890
2013-03-31 (YTD Data)Rank
Total interest income$8,494,000738
Total interest expense$1,081,000858
Net interest income$7,413,000723
Provision for loan and lease losses$655,000562
Total noninterest income$1,462,0001,041
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$555,000600
Trading account gains and fees$0148
Additional Noninterest Income$907,0001,054
Total noninterest expense$6,559,000782
Salaries and employee benefits$3,792,000726
Premises and equipment expense$757,000822
Additional noninterest expense$2,010,000850
Pre-tax net operating income$1,661,0001,104
Securities gains (losses)$01,966
Applicable income taxes$47,0003,024
Income before extraordinary items$1,614,000949
Extraordinary gains, net$010
Net income$1,614,000950
Minority interest net income$076
Net income of bank and minority interests.$1,614,000951
Net charge-offs$274,0001,126
Cash dividends$1,700,000349
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,614,000903
2012-12-31 (YTD Data)Rank
Total interest income$24,808,0001,081
Total interest expense$3,179,0001,401
Net interest income$21,629,0001,022
Provision for loan and lease losses$2,029,0001,052
Total noninterest income$6,627,000929
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,401,0001,019
Trading account gains and fees$0166
Additional Noninterest Income$5,226,000785
Total noninterest expense$20,152,000989
Salaries and employee benefits$11,743,000884
Premises and equipment expense$2,324,0001,028
Additional noninterest expense$6,085,0001,144
Pre-tax net operating income$6,075,0001,169
Securities gains (losses)$-5,0006,693
Applicable income taxes$04,751
Income before extraordinary items$6,070,000994
Extraordinary gains, net$029
Net income$6,070,000994
Minority interest net income$093
Net income of bank and minority interests.$6,070,000994
Net charge-offs$1,767,0001,277
Cash dividends$5,115,000556
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,075,000930
2012-09-30 (YTD Data)Rank
Total interest income$18,643,0001,096
Total interest expense$2,442,0001,429
Net interest income$16,201,0001,025
Provision for loan and lease losses$1,635,0001,014
Total noninterest income$4,953,000922
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,033,0001,037
Trading account gains and fees$0157
Additional Noninterest Income$3,920,000768
Total noninterest expense$14,773,0001,013
Salaries and employee benefits$8,865,000885
Premises and equipment expense$1,754,0001,018
Additional noninterest expense$4,154,0001,231
Pre-tax net operating income$4,746,0001,133
Securities gains (losses)$-5,0006,828
Applicable income taxes$04,802
Income before extraordinary items$4,741,000973
Extraordinary gains, net$020
Net income$4,741,000973
Minority interest net income$086
Net income of bank and minority interests.$4,741,000973
Net charge-offs$1,145,0001,334
Cash dividends$3,375,000499
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,746,000912
2012-06-30 (YTD Data)Rank
Total interest income$12,555,0001,093
Total interest expense$1,644,0001,472
Net interest income$10,911,0001,013
Provision for loan and lease losses$1,098,0001,022
Total noninterest income$3,165,000938
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$682,0001,039
Trading account gains and fees$0153
Additional Noninterest Income$2,483,000796
Total noninterest expense$9,796,0001,017
Salaries and employee benefits$5,903,000882
Premises and equipment expense$1,150,0001,029
Additional noninterest expense$2,743,0001,238
Pre-tax net operating income$3,182,0001,122
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$3,182,000956
Extraordinary gains, net$019
Net income$3,182,000955
Minority interest net income$084
Net income of bank and minority interests.$3,182,000956
Net charge-offs$1,098,0001,067
Cash dividends$2,250,000472
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,182,000907
2012-03-31 (YTD Data)Rank
Total interest income$6,278,0001,094
Total interest expense$832,0001,521
Net interest income$5,446,0001,009
Provision for loan and lease losses$470,0001,112
Total noninterest income$1,572,000946
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$344,0001,020
Trading account gains and fees$0148
Additional Noninterest Income$1,228,000784
Total noninterest expense$4,971,0001,002
Salaries and employee benefits$2,966,000874
Premises and equipment expense$576,0001,030
Additional noninterest expense$1,429,0001,193
Pre-tax net operating income$1,577,0001,111
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,577,000946
Extraordinary gains, net$019
Net income$1,577,000948
Minority interest net income$078
Net income of bank and minority interests.$1,577,000947
Net charge-offs$274,0001,568
Cash dividends$1,125,000425
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,577,000892
2011-12-31 (YTD Data)Rank
Total interest income$26,241,0001,078
Total interest expense$4,623,0001,321
Net interest income$21,618,0001,014
Provision for loan and lease losses$3,200,0001,138
Total noninterest income$5,072,0001,033
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,486,000990
Trading account gains and fees$0146
Additional Noninterest Income$3,586,000916
Total noninterest expense$19,095,0001,027
Salaries and employee benefits$10,892,000901
Premises and equipment expense$2,375,0001,045
Additional noninterest expense$5,828,0001,196
Pre-tax net operating income$4,395,0001,327
Securities gains (losses)$-5,0006,825
Applicable income taxes$-385,0007,018
Income before extraordinary items$4,775,0001,041
Extraordinary gains, net$029
Net income$4,775,0001,042
Minority interest net income$096
Net income of bank and minority interests.$4,775,0001,042
Net charge-offs$3,365,0001,102
Cash dividends$4,775,000437
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,780,0001,003
2011-09-30 (YTD Data)Rank
Total interest income$19,845,0001,084
Total interest expense$3,706,0001,281
Net interest income$16,139,0001,027
Provision for loan and lease losses$2,163,0001,178
Total noninterest income$4,026,000990
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,150,000957
Trading account gains and fees$0145
Additional Noninterest Income$2,876,000859
Total noninterest expense$14,310,0001,037
Salaries and employee benefits$8,167,000906
Premises and equipment expense$1,799,0001,056
Additional noninterest expense$4,344,0001,194
Pre-tax net operating income$3,692,0001,246
Securities gains (losses)$-5,0006,954
Applicable income taxes$-270,0007,125
Income before extraordinary items$3,957,000975
Extraordinary gains, net$021
Net income$3,957,000972
Minority interest net income$087
Net income of bank and minority interests.$3,957,000975
Net charge-offs$2,507,0001,048
Cash dividends$3,625,000378
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,962,000925
2011-06-30 (YTD Data)Rank
Total interest income$13,305,0001,083
Total interest expense$2,566,0001,278
Net interest income$10,739,0001,030
Provision for loan and lease losses$1,397,0001,200
Total noninterest income$2,533,0001,030
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$769,000953
Trading account gains and fees$0153
Additional Noninterest Income$1,764,000910
Total noninterest expense$9,524,0001,056
Salaries and employee benefits$5,405,000918
Premises and equipment expense$1,178,0001,080
Additional noninterest expense$2,941,0001,209
Pre-tax net operating income$2,351,0001,260
Securities gains (losses)$-15,0007,105
Applicable income taxes$-270,0007,254
Income before extraordinary items$2,606,000950
Extraordinary gains, net$015
Net income$2,606,000948
Minority interest net income$089
Net income of bank and minority interests.$2,606,000950
Net charge-offs$2,169,000868
Cash dividends$2,475,000363
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,621,000914
2011-03-31 (YTD Data)Rank
Total interest income$6,618,0001,097
Total interest expense$1,315,0001,293
Net interest income$5,303,0001,040
Provision for loan and lease losses$869,000962
Total noninterest income$1,755,000811
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$386,000928
Trading account gains and fees$0158
Additional Noninterest Income$1,369,000670
Total noninterest expense$4,685,0001,068
Salaries and employee benefits$2,705,000931
Premises and equipment expense$573,0001,149
Additional noninterest expense$1,407,0001,255
Pre-tax net operating income$1,504,0001,005
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,504,000823
Extraordinary gains, net$09
Net income$1,504,000820
Minority interest net income$086
Net income of bank and minority interests.$1,504,000823
Net charge-offs$1,112,000798
Cash dividends$1,200,000322
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,504,000809
2010-12-31 (YTD Data)Rank
Total interest income$29,197,0001,053
Total interest expense$6,607,0001,247
Net interest income$22,590,000972
Provision for loan and lease losses$5,136,0001,125
Total noninterest income$7,261,000812
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,793,000850
Trading account gains and fees$0175
Additional Noninterest Income$5,468,000692
Total noninterest expense$21,235,000941
Salaries and employee benefits$10,777,000908
Premises and equipment expense$2,528,0001,023
Additional noninterest expense$7,930,000933
Pre-tax net operating income$3,480,0001,432
Securities gains (losses)$2,664,000202
Applicable income taxes$344,0002,241
Income before extraordinary items$5,800,000760
Extraordinary gains, net$029
Net income$5,800,000760
Minority interest net income$0111
Net income of bank and minority interests.$5,800,000761
Net charge-offs$4,667,0001,083
Cash dividends$4,180,000396
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,295,8401,245
2010-09-30 (YTD Data)Rank
Total interest income$22,060,0001,057
Total interest expense$5,022,0001,280
Net interest income$17,038,000971
Provision for loan and lease losses$4,371,000978
Total noninterest income$5,640,000770
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,366,000857
Trading account gains and fees$0165
Additional Noninterest Income$4,274,000635
Total noninterest expense$14,549,0001,009
Salaries and employee benefits$8,096,000899
Premises and equipment expense$1,961,000994
Additional noninterest expense$4,492,0001,202
Pre-tax net operating income$3,758,0001,084
Securities gains (losses)$1,054,000392
Applicable income taxes$255,0002,308
Income before extraordinary items$4,557,000763
Extraordinary gains, net$023
Net income$4,557,000760
Minority interest net income$0110
Net income of bank and minority interests.$4,557,000763
Net charge-offs$3,761,000956
Cash dividends$3,200,000343
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,555,700932
2010-06-30 (YTD Data)Rank
Total interest income$14,823,0001,062
Total interest expense$3,336,0001,345
Net interest income$11,487,000963
Provision for loan and lease losses$3,066,000928
Total noninterest income$3,721,000763
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$899,000875
Trading account gains and fees$0152
Additional Noninterest Income$2,822,000621
Total noninterest expense$9,735,0001,009
Salaries and employee benefits$5,389,000904
Premises and equipment expense$1,304,0001,013
Additional noninterest expense$3,042,0001,171
Pre-tax net operating income$2,407,0001,109
Securities gains (losses)$793,000319
Applicable income taxes$164,0002,319
Income before extraordinary items$3,036,000741
Extraordinary gains, net$019
Net income$3,036,000740
Minority interest net income$0105
Net income of bank and minority interests.$3,036,000741
Net charge-offs$3,710,000698
Cash dividends$2,175,000319
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,282,650946
2010-03-31 (YTD Data)Rank
Total interest income$7,479,0001,072
Total interest expense$1,684,0001,399
Net interest income$5,795,000973
Provision for loan and lease losses$1,634,000846
Total noninterest income$1,789,000783
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$425,000923
Trading account gains and fees$0175
Additional Noninterest Income$1,364,000627
Total noninterest expense$4,865,0001,021
Salaries and employee benefits$2,697,000910
Premises and equipment expense$655,0001,039
Additional noninterest expense$1,513,0001,170
Pre-tax net operating income$1,085,0001,203
Securities gains (losses)$10,0001,722
Applicable income taxes$59,0002,663
Income before extraordinary items$1,036,0001,059
Extraordinary gains, net$016
Net income$1,036,0001,059
Minority interest net income$091
Net income of bank and minority interests.$1,036,0001,061
Net charge-offs$1,634,000740
Cash dividends$1,500,000226
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,026,5001,036
2009-12-31 (YTD Data)Rank
Total interest income$32,440,0001,047
Total interest expense$8,630,0001,392
Net interest income$23,810,000905
Provision for loan and lease losses$4,668,0001,491
Total noninterest income$8,513,000729
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,283,000738
Trading account gains and fees$0211
Additional Noninterest Income$6,230,000603
Total noninterest expense$20,351,0001,027
Salaries and employee benefits$11,303,000872
Premises and equipment expense$2,716,000997
Additional noninterest expense$6,332,0001,212
Pre-tax net operating income$7,304,000587
Securities gains (losses)$488,000897
Applicable income taxes$392,0001,781
Income before extraordinary items$7,400,000441
Extraordinary gains, net$034
Net income$7,400,000441
Minority interest net income$0115
Net income of bank and minority interests.$7,400,000443
Net charge-offs$3,094,0001,573
Cash dividends$5,035,000340
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,936,400482
2009-09-30 (YTD Data)Rank
Total interest income$24,422,0001,067
Total interest expense$6,847,0001,378
Net interest income$17,575,000926
Provision for loan and lease losses$2,545,0001,646
Total noninterest income$6,048,000755
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,746,000721
Trading account gains and fees$0212
Additional Noninterest Income$4,302,000663
Total noninterest expense$15,241,0001,013
Salaries and employee benefits$8,263,000903
Premises and equipment expense$2,071,000987
Additional noninterest expense$4,907,0001,144
Pre-tax net operating income$5,837,000586
Securities gains (losses)$449,000754
Applicable income taxes$286,0001,970
Income before extraordinary items$6,000,000442
Extraordinary gains, net$027
Net income$6,000,000441
Minority interest net income$0118
Net income of bank and minority interests.$6,000,000442
Net charge-offs$1,445,0001,805
Cash dividends$3,835,000328
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,573,450470
2009-06-30 (YTD Data)Rank
Total interest income$16,383,0001,085
Total interest expense$4,803,0001,379
Net interest income$11,580,000934
Provision for loan and lease losses$1,250,0001,805
Total noninterest income$3,716,000812
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,157,000714
Trading account gains and fees$0193
Additional Noninterest Income$2,559,000722
Total noninterest expense$10,124,0001,037
Salaries and employee benefits$5,534,000913
Premises and equipment expense$1,369,0001,028
Additional noninterest expense$3,221,0001,185
Pre-tax net operating income$3,922,000572
Securities gains (losses)$344,000683
Applicable income taxes$211,0001,899
Income before extraordinary items$4,055,000432
Extraordinary gains, net$021
Net income$4,055,000430
Minority interest net income$0112
Net income of bank and minority interests.$4,055,000432
Net charge-offs$917,0001,711
Cash dividends$2,490,000367
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,728,200455
2009-03-31 (YTD Data)Rank
Total interest income$8,232,0001,084
Total interest expense$2,556,0001,345
Net interest income$5,676,000946
Provision for loan and lease losses$750,0001,392
Total noninterest income$2,218,000698
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$570,000704
Trading account gains and fees$0171
Additional Noninterest Income$1,648,000582
Total noninterest expense$4,993,0001,009
Salaries and employee benefits$2,763,000930
Premises and equipment expense$660,0001,079
Additional noninterest expense$1,570,0001,073
Pre-tax net operating income$2,151,000563
Securities gains (losses)$1,0002,304
Applicable income taxes$103,0002,153
Income before extraordinary items$2,049,000476
Extraordinary gains, net$015
Net income$2,049,000477
Minority interest net income$0102
Net income of bank and minority interests.$2,049,000479
Net charge-offs$759,0001,104
Cash dividends$1,200,000367
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,048,050445
2008-12-31 (YTD Data)Rank
Total interest income$36,305,0001,046
Total interest expense$14,376,0001,132
Net interest income$21,929,000983
Provision for loan and lease losses$4,826,0001,024
Total noninterest income$9,522,000622
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,653,000657
Trading account gains and fees$0154
Additional Noninterest Income$6,869,000512
Total noninterest expense$19,250,0001,030
Salaries and employee benefits$10,781,000931
Premises and equipment expense$2,848,000972
Additional noninterest expense$5,621,0001,143
Pre-tax net operating income$7,375,000755
Securities gains (losses)$48,0001,634
Applicable income taxes$373,0002,156
Income before extraordinary items$7,050,000557
Extraordinary gains, net$039
Net income$7,050,000557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,054,000804
Cash dividends$6,450,000444
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$7,004,400601
2008-09-30 (YTD Data)Rank
Total interest income$27,521,0001,058
Total interest expense$11,229,0001,126
Net interest income$16,292,0001,006
Provision for loan and lease losses$3,861,000781
Total noninterest income$7,318,000630
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,998,000663
Trading account gains and fees$0148
Additional Noninterest Income$5,320,000527
Total noninterest expense$14,375,0001,030
Salaries and employee benefits$8,080,000954
Premises and equipment expense$2,153,000965
Additional noninterest expense$4,142,0001,106
Pre-tax net operating income$5,374,000939
Securities gains (losses)$10,0002,365
Applicable income taxes$245,0002,689
Income before extraordinary items$5,139,000711
Extraordinary gains, net$031
Net income$5,139,000709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,272,000608
Cash dividends$4,850,000473
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,129,500751
2008-06-30 (YTD Data)Rank
Total interest income$18,396,0001,069
Total interest expense$7,635,0001,144
Net interest income$10,761,0001,015
Provision for loan and lease losses$1,542,000934
Total noninterest income$5,065,000630
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,306,000659
Trading account gains and fees$0149
Additional Noninterest Income$3,759,000525
Total noninterest expense$9,936,000994
Salaries and employee benefits$5,641,000914
Premises and equipment expense$1,442,000958
Additional noninterest expense$2,853,0001,049
Pre-tax net operating income$4,348,000819
Securities gains (losses)$2,0002,957
Applicable income taxes$211,0002,620
Income before extraordinary items$4,139,000665
Extraordinary gains, net$021
Net income$4,139,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0001,990
Cash dividends$3,000,000546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,137,100647
2008-03-31 (YTD Data)Rank
Total interest income$9,351,0001,079
Total interest expense$4,073,0001,143
Net interest income$5,278,0001,019
Provision for loan and lease losses$360,0001,229
Total noninterest income$2,636,000618
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$639,000665
Trading account gains and fees$0158
Additional Noninterest Income$1,997,000512
Total noninterest expense$4,931,000988
Salaries and employee benefits$2,831,000925
Premises and equipment expense$726,000949
Additional noninterest expense$1,374,0001,053
Pre-tax net operating income$2,623,000725
Securities gains (losses)$02,688
Applicable income taxes$104,0002,753
Income before extraordinary items$2,519,000597
Extraordinary gains, net$015
Net income$2,519,000598
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0001,877
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,519,000572
2007-12-31 (YTD Data)Rank
Total interest income$37,731,0001,120
Total interest expense$17,974,0001,097
Net interest income$19,757,0001,119
Provision for loan and lease losses$675,0001,895
Total noninterest income$9,173,000655
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,637,000666
Trading account gains and fees$0178
Additional Noninterest Income$6,536,000553
Total noninterest expense$20,189,000931
Salaries and employee benefits$11,507,000862
Premises and equipment expense$3,082,000859
Additional noninterest expense$5,600,0001,014
Pre-tax net operating income$8,066,0001,041
Securities gains (losses)$-3,0007,272
Applicable income taxes$263,0003,546
Income before extraordinary items$7,800,000830
Extraordinary gains, net$039
Net income$7,800,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$337,0002,142
Cash dividends$4,700,000786
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,802,910823
2007-09-30 (YTD Data)Rank
Total interest income$28,327,0001,125
Total interest expense$13,592,0001,077
Net interest income$14,735,0001,131
Provision for loan and lease losses$875,0001,009
Total noninterest income$6,676,000675
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,951,000660
Trading account gains and fees$0184
Additional Noninterest Income$4,725,000571
Total noninterest expense$14,935,000933
Salaries and employee benefits$8,565,000866
Premises and equipment expense$2,261,000871
Additional noninterest expense$4,109,0001,010
Pre-tax net operating income$5,601,0001,220
Securities gains (losses)$7,0001,103
Applicable income taxes$206,0003,688
Income before extraordinary items$5,402,000963
Extraordinary gains, net$033
Net income$5,402,000961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0002,302
Cash dividends$3,500,000764
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,395,280952
2007-06-30 (YTD Data)Rank
Total interest income$18,625,0001,158
Total interest expense$8,960,0001,091
Net interest income$9,665,0001,174
Provision for loan and lease losses$530,000988
Total noninterest income$4,457,000693
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,308,000666
Trading account gains and fees$0168
Additional Noninterest Income$3,149,000600
Total noninterest expense$10,159,000926
Salaries and employee benefits$5,791,000875
Premises and equipment expense$1,514,000881
Additional noninterest expense$2,854,000973
Pre-tax net operating income$3,433,0001,371
Securities gains (losses)$10,000866
Applicable income taxes$158,0003,572
Income before extraordinary items$3,285,0001,098
Extraordinary gains, net$029
Net income$3,285,0001,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0002,059
Cash dividends$2,100,000839
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,275,5001,080
2007-03-31 (YTD Data)Rank
Total interest income$9,143,0001,172
Total interest expense$4,500,0001,078
Net interest income$4,643,0001,221
Provision for loan and lease losses$270,000898
Total noninterest income$2,227,000687
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$652,000649
Trading account gains and fees$0195
Additional Noninterest Income$1,575,000591
Total noninterest expense$5,028,000936
Salaries and employee benefits$2,853,000895
Premises and equipment expense$768,000874
Additional noninterest expense$1,407,000966
Pre-tax net operating income$1,572,0001,478
Securities gains (losses)$01,187
Applicable income taxes$89,0003,431
Income before extraordinary items$1,483,0001,195
Extraordinary gains, net$022
Net income$1,483,0001,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,483,0001,177
2006-12-31 (YTD Data)Rank
Total interest income$35,354,0001,113
Total interest expense$15,705,0001,067
Net interest income$19,649,0001,125
Provision for loan and lease losses$808,0001,264
Total noninterest income$8,647,000690
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,871,000591
Trading account gains and fees$0130
Additional Noninterest Income$5,776,000610
Total noninterest expense$20,094,000881
Salaries and employee benefits$10,620,000907
Premises and equipment expense$3,150,000791
Additional noninterest expense$6,324,000845
Pre-tax net operating income$7,394,0001,335
Securities gains (losses)$-68,0008,046
Applicable income taxes$326,0003,693
Income before extraordinary items$7,000,0001,062
Extraordinary gains, net$051
Net income$7,000,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,057,000651
Cash dividends$4,972,000724
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,065,2801,043
2006-09-30 (YTD Data)Rank
Total interest income$26,114,0001,136
Total interest expense$11,332,0001,080
Net interest income$14,782,0001,147
Provision for loan and lease losses$257,0002,412
Total noninterest income$6,315,000721
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,111,000607
Trading account gains and fees$0126
Additional Noninterest Income$4,204,000626
Total noninterest expense$14,664,000914
Salaries and employee benefits$8,092,000905
Premises and equipment expense$2,176,000876
Additional noninterest expense$4,396,000906
Pre-tax net operating income$6,176,0001,243
Securities gains (losses)$-68,0008,285
Applicable income taxes$294,0003,605
Income before extraordinary items$5,814,000993
Extraordinary gains, net$045
Net income$5,814,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0002,867
Cash dividends$4,172,000612
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,878,600966
2006-06-30 (YTD Data)Rank
Total interest income$16,915,0001,149
Total interest expense$7,203,0001,075
Net interest income$9,712,0001,163
Provision for loan and lease losses$35,0004,878
Total noninterest income$4,022,000752
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,391,000607
Trading account gains and fees$0126
Additional Noninterest Income$2,631,000653
Total noninterest expense$9,665,000928
Salaries and employee benefits$5,333,000920
Premises and equipment expense$1,415,000895
Additional noninterest expense$2,917,000918
Pre-tax net operating income$4,034,0001,259
Securities gains (losses)$-68,0008,443
Applicable income taxes$162,0003,902
Income before extraordinary items$3,804,0001,014
Extraordinary gains, net$039
Net income$3,804,0001,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$2,958,000595
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,869,280984
2006-03-31 (YTD Data)Rank
Total interest income$8,119,0001,173
Total interest expense$3,309,0001,101
Net interest income$4,810,0001,168
Provision for loan and lease losses$55,0002,999
Total noninterest income$1,987,000746
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$686,000596
Trading account gains and fees$0115
Additional Noninterest Income$1,301,000662
Total noninterest expense$4,620,000972
Salaries and employee benefits$2,600,000939
Premises and equipment expense$708,000894
Additional noninterest expense$1,312,0001,020
Pre-tax net operating income$2,122,0001,160
Securities gains (losses)$-68,0008,613
Applicable income taxes$118,0003,364
Income before extraordinary items$1,936,000985
Extraordinary gains, net$021
Net income$1,936,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$1,700,000477
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,999,920931
2005-12-31 (YTD Data)Rank
Total interest income$28,100,0001,185
Total interest expense$10,097,0001,118
Net interest income$18,003,0001,198
Provision for loan and lease losses$389,0002,320
Total noninterest income$7,625,000762
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,035,000553
Trading account gains and fees$0138
Additional Noninterest Income$4,590,000720
Total noninterest expense$16,134,0001,055
Salaries and employee benefits$9,508,000960
Premises and equipment expense$2,207,0001,096
Additional noninterest expense$4,419,0001,152
Pre-tax net operating income$9,105,0001,063
Securities gains (losses)$2,0001,993
Applicable income taxes$456,0003,513
Income before extraordinary items$8,651,000836
Extraordinary gains, net$046
Net income$8,651,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,166
Cash dividends$6,715,000516
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,649,100822
2005-09-30 (YTD Data)Rank
Total interest income$20,408,0001,185
Total interest expense$7,257,0001,097
Net interest income$13,151,0001,224
Provision for loan and lease losses$304,0002,178
Total noninterest income$5,594,000787
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,285,000553
Trading account gains and fees$0126
Additional Noninterest Income$3,309,000748
Total noninterest expense$11,579,0001,094
Salaries and employee benefits$6,838,0001,001
Premises and equipment expense$1,589,0001,142
Additional noninterest expense$3,152,0001,208
Pre-tax net operating income$6,862,0001,053
Securities gains (losses)$02,317
Applicable income taxes$367,0003,460
Income before extraordinary items$6,495,000826
Extraordinary gains, net$035
Net income$6,495,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0001,658
Cash dividends$5,033,000469
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,495,000810
2005-06-30 (YTD Data)Rank
Total interest income$13,371,0001,175
Total interest expense$4,725,0001,054
Net interest income$8,646,0001,223
Provision for loan and lease losses$248,0001,801
Total noninterest income$3,683,000781
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,512,000550
Trading account gains and fees$0116
Additional Noninterest Income$2,171,000756
Total noninterest expense$7,551,0001,109
Salaries and employee benefits$4,411,0001,025
Premises and equipment expense$1,058,0001,133
Additional noninterest expense$2,082,0001,207
Pre-tax net operating income$4,530,0001,042
Securities gains (losses)$02,146
Applicable income taxes$238,0003,493
Income before extraordinary items$4,292,000824
Extraordinary gains, net$030
Net income$4,292,000824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0001,427
Cash dividends$2,844,000539
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,292,000807
2005-03-31 (YTD Data)Rank
Total interest income$6,606,0001,164
Total interest expense$2,322,0001,007
Net interest income$4,284,0001,237
Provision for loan and lease losses$261,000892
Total noninterest income$1,874,000750
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$722,000551
Trading account gains and fees$0115
Additional Noninterest Income$1,152,000715
Total noninterest expense$3,646,0001,153
Salaries and employee benefits$2,109,0001,073
Premises and equipment expense$527,0001,149
Additional noninterest expense$1,010,0001,232
Pre-tax net operating income$2,251,0001,032
Securities gains (losses)$01,685
Applicable income taxes$117,0003,511
Income before extraordinary items$2,134,000819
Extraordinary gains, net$024
Net income$2,134,000820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0001,489
Cash dividends$1,457,000488
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,134,000798
2004-12-31 (YTD Data)Rank
Total interest income$22,239,0001,267
Total interest expense$6,607,0001,244
Net interest income$15,632,0001,291
Provision for loan and lease losses$761,0001,343
Total noninterest income$7,064,000798
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$3,190,000542
Trading account gains and fees$0138
Additional Noninterest Income$3,874,000803
Total noninterest expense$13,633,0001,196
Salaries and employee benefits$7,689,0001,121
Premises and equipment expense$1,945,0001,179
Additional noninterest expense$3,999,0001,235
Pre-tax net operating income$8,302,0001,058
Securities gains (losses)$03,819
Applicable income taxes$436,0003,563
Income before extraordinary items$7,866,000837
Extraordinary gains, net$034
Net income$7,866,000838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$494,0001,355
Cash dividends$3,889,000797
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,866,000806
2004-09-30 (YTD Data)Rank
Total interest income$15,983,0001,314
Total interest expense$4,595,0001,310
Net interest income$11,388,0001,314
Provision for loan and lease losses$508,0001,436
Total noninterest income$5,142,000827
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,291,000567
Trading account gains and fees$0134
Additional Noninterest Income$2,851,000833
Total noninterest expense$10,061,0001,216
Salaries and employee benefits$5,692,0001,130
Premises and equipment expense$1,393,0001,238
Additional noninterest expense$2,976,0001,234
Pre-tax net operating income$5,961,0001,107
Securities gains (losses)$03,710
Applicable income taxes$331,0003,615
Income before extraordinary items$5,630,000882
Extraordinary gains, net$026
Net income$5,630,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$382,0001,210
Cash dividends$1,958,0001,011
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,630,000842
2004-06-30 (YTD Data)Rank
Total interest income$10,217,0001,360
Total interest expense$2,867,0001,388
Net interest income$7,350,0001,346
Provision for loan and lease losses$371,0001,314
Total noninterest income$3,339,000836
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,487,000584
Trading account gains and fees$0130
Additional Noninterest Income$1,852,000850
Total noninterest expense$6,580,0001,234
Salaries and employee benefits$3,776,0001,149
Premises and equipment expense$897,0001,282
Additional noninterest expense$1,907,0001,280
Pre-tax net operating income$3,738,0001,157
Securities gains (losses)$03,413
Applicable income taxes$207,0003,708
Income before extraordinary items$3,531,000927
Extraordinary gains, net$021
Net income$3,531,000928
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$225,0001,264
Cash dividends$1,958,000726
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,531,000889
2004-03-31 (YTD Data)Rank
Total interest income$5,060,0001,379
Total interest expense$1,414,0001,416
Net interest income$3,646,0001,362
Provision for loan and lease losses$232,0001,025
Total noninterest income$1,582,000865
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$678,000632
Trading account gains and fees$0121
Additional Noninterest Income$904,000850
Total noninterest expense$3,296,0001,236
Salaries and employee benefits$1,944,0001,118
Premises and equipment expense$434,0001,341
Additional noninterest expense$918,0001,312
Pre-tax net operating income$1,700,0001,246
Securities gains (losses)$02,934
Applicable income taxes$94,0003,887
Income before extraordinary items$1,606,0001,021
Extraordinary gains, net$016
Net income$1,606,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0001,147
Cash dividends$1,075,000629
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,606,000963
2003-12-31 (YTD Data)Rank
Total interest income$20,541,0001,394
Total interest expense$5,906,0001,503
Net interest income$14,635,0001,337
Provision for loan and lease losses$490,0002,203
Total noninterest income$6,073,000961
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,569,000671
Trading account gains and fees$0160
Additional Noninterest Income$3,504,000976
Total noninterest expense$12,727,0001,270
Salaries and employee benefits$7,479,0001,134
Premises and equipment expense$1,677,0001,355
Additional noninterest expense$3,571,0001,378
Pre-tax net operating income$7,491,0001,117
Securities gains (losses)$04,500
Applicable income taxes$291,0004,330
Income before extraordinary items$7,200,000902
Extraordinary gains, net$054
Net income$7,200,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,0001,772
Cash dividends$3,846,000819
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,200,000845
2003-09-30 (YTD Data)Rank
Total interest income$15,454,0001,417
Total interest expense$4,577,0001,520
Net interest income$10,877,0001,362
Provision for loan and lease losses$271,0002,686
Total noninterest income$4,489,0001,009
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,885,000690
Trading account gains and fees$0153
Additional Noninterest Income$2,604,0001,020
Total noninterest expense$9,453,0001,295
Salaries and employee benefits$5,492,0001,166
Premises and equipment expense$1,250,0001,374
Additional noninterest expense$2,711,0001,366
Pre-tax net operating income$5,642,0001,139
Securities gains (losses)$04,204
Applicable income taxes$278,0004,061
Income before extraordinary items$5,364,000944
Extraordinary gains, net$040
Net income$5,364,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$321,0001,641
Cash dividends$2,696,000797
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,364,000877
2003-06-30 (YTD Data)Rank
Total interest income$10,357,0001,415
Total interest expense$3,161,0001,517
Net interest income$7,196,0001,367
Provision for loan and lease losses$49,0005,190
Total noninterest income$2,871,0001,032
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,211,000705
Trading account gains and fees$0150
Additional Noninterest Income$1,660,0001,043
Total noninterest expense$6,217,0001,309
Salaries and employee benefits$3,594,0001,199
Premises and equipment expense$820,0001,400
Additional noninterest expense$1,803,0001,367
Pre-tax net operating income$3,801,0001,132
Securities gains (losses)$03,782
Applicable income taxes$201,0003,962
Income before extraordinary items$3,600,000938
Extraordinary gains, net$030
Net income$3,600,000938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0001,702
Cash dividends$2,696,000577
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,600,000867
2003-03-31 (YTD Data)Rank
Total interest income$5,244,0001,408
Total interest expense$1,623,0001,525
Net interest income$3,621,0001,354
Provision for loan and lease losses$-56,0009,237
Total noninterest income$1,419,0001,014
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$560,000747
Trading account gains and fees$0134
Additional Noninterest Income$859,000992
Total noninterest expense$3,080,0001,314
Salaries and employee benefits$1,759,0001,212
Premises and equipment expense$410,0001,417
Additional noninterest expense$911,0001,328
Pre-tax net operating income$2,016,0001,078
Securities gains (losses)$02,891
Applicable income taxes$119,0003,639
Income before extraordinary items$1,897,000885
Extraordinary gains, net$021
Net income$1,897,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0001,503
Cash dividends$1,422,000510
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,897,000811
2002-12-31 (YTD Data)Rank
Total interest income$22,297,0001,366
Total interest expense$8,252,0001,366
Net interest income$14,045,0001,375
Provision for loan and lease losses$699,0001,845
Total noninterest income$5,206,0001,018
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,101,000770
Trading account gains and fees$0153
Additional Noninterest Income$3,105,000980
Total noninterest expense$11,515,0001,338
Salaries and employee benefits$6,546,0001,234
Premises and equipment expense$1,578,0001,394
Additional noninterest expense$3,391,0001,401
Pre-tax net operating income$7,037,0001,204
Securities gains (losses)$773,000495
Applicable income taxes$2,803,000981
Income before extraordinary items$5,007,0001,257
Extraordinary gains, net$-1,000,0009,339
Net income$4,007,0001,527
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,789
Cash dividends$5,700,000562
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,512,2801,331
2001-12-31 (YTD Data)Rank
Total interest income$28,119,0001,220
Total interest expense$15,377,0001,048
Net interest income$12,742,0001,397
Provision for loan and lease losses$388,0002,692
Total noninterest income$4,257,0001,132
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,684,000870
Trading account gains and fees$0177
Additional Noninterest Income$2,573,0001,047
Total noninterest expense$10,143,0001,452
Salaries and employee benefits$5,902,0001,256
Premises and equipment expense$1,492,0001,440
Additional noninterest expense$2,749,0001,678
Pre-tax net operating income$6,468,0001,153
Securities gains (losses)$-6,0009,232
Applicable income taxes$2,291,0001,052
Income before extraordinary items$4,171,0001,307
Extraordinary gains, net$0105
Net income$4,171,0001,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,405
Cash dividends$2,500,0001,072
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,174,9001,254
2000-12-31 (YTD Data)Rank
Total interest income$27,079,0001,307
Total interest expense$15,675,0001,114
Net interest income$11,404,0001,544
Provision for loan and lease losses$2,584,000512
Total noninterest income$3,543,0001,166
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,306,0001,030
Trading account gains and fees$0180
Additional Noninterest Income$2,237,0001,053
Total noninterest expense$8,687,0001,612
Salaries and employee benefits$4,740,0001,499
Premises and equipment expense$1,284,0001,616
Additional noninterest expense$2,663,0001,666
Pre-tax net operating income$3,676,0001,985
Securities gains (losses)$01,956
Applicable income taxes$1,276,0001,728
Income before extraordinary items$2,400,0002,163
Extraordinary gains, net$038
Net income$2,400,0002,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$985,000756
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,400,0002,165
1999-12-31 (YTD Data)Rank
Total interest income$19,717,0001,646
Total interest expense$9,598,0001,566
Net interest income$10,119,0001,721
Provision for loan and lease losses$665,0001,376
Total noninterest income$2,942,0001,374
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,312,0001,017
Trading account gains and fees$0173
Additional Noninterest Income$1,630,0001,327
Total noninterest expense$7,820,0001,758
Salaries and employee benefits$4,378,0001,582
Premises and equipment expense$1,208,0001,695
Additional noninterest expense$2,234,0001,954
Pre-tax net operating income$4,576,0001,642
Securities gains (losses)$03,155
Applicable income taxes$1,636,0001,477
Income before extraordinary items$2,940,0001,807
Extraordinary gains, net$035
Net income$2,940,0001,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,712
Cash dividends$299,0004,593
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,940,0001,775
1998-12-31 (YTD Data)Rank
Total interest income$17,268,0001,873
Total interest expense$8,470,0001,805
Net interest income$8,798,0001,944
Provision for loan and lease losses$611,0001,462
Total noninterest income$2,636,0001,487
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,229,0001,004
Trading account gains and fees$0224
Additional Noninterest Income$1,407,0001,462
Total noninterest expense$6,996,0001,858
Salaries and employee benefits$3,791,0001,746
Premises and equipment expense$1,191,0001,651
Additional noninterest expense$2,014,0002,098
Pre-tax net operating income$3,827,0001,906
Securities gains (losses)$-1,0009,769
Applicable income taxes$1,376,0001,759
Income before extraordinary items$2,450,0002,129
Extraordinary gains, net$032
Net income$2,450,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,033
Cash dividends$1,464,0001,704
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,450,6402,061
1997-12-31 (YTD Data)Rank
Total interest income$14,643,0002,225
Total interest expense$7,132,0002,118
Net interest income$7,511,0002,329
Provision for loan and lease losses$345,0002,350
Total noninterest income$2,258,0001,602
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,198,0001,050
Trading account gains and fees$0239
Additional Noninterest Income$1,060,0001,681
Total noninterest expense$5,931,0002,163
Salaries and employee benefits$3,005,0002,201
Premises and equipment expense$1,095,0001,812
Additional noninterest expense$1,831,0002,274
Pre-tax net operating income$3,493,0002,156
Securities gains (losses)$-14,00010,204
Applicable income taxes$1,264,0001,979
Income before extraordinary items$2,215,0002,351
Extraordinary gains, net$044
Net income$2,215,0002,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,177
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,223,9602,293
1996-12-31 (YTD Data)Rank
Total interest income$12,723,0002,628
Total interest expense$6,032,0002,537
Net interest income$6,691,0002,635
Provision for loan and lease losses$225,0003,146
Total noninterest income$1,430,0002,380
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,128,0001,177
Trading account gains and fees$0262
Additional Noninterest Income$302,0004,055
Total noninterest expense$4,974,0002,753
Salaries and employee benefits$1,917,0003,468
Premises and equipment expense$841,0002,339
Additional noninterest expense$2,216,0002,244
Pre-tax net operating income$2,922,0002,428
Securities gains (losses)$-66,00011,113
Applicable income taxes$996,0002,355
Income before extraordinary items$1,860,0002,613
Extraordinary gains, net$053
Net income$1,860,0002,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$116,0003,652
Cash dividends$1,077,0002,026
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,902,9002,511
1995-12-31 (YTD Data)Rank
Total interest income$11,763,0002,833
Total interest expense$5,790,0002,653
Net interest income$5,973,0002,982
Provision for loan and lease losses$35,0006,883
Total noninterest income$1,194,0002,736
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$927,0001,476
Trading account gains and fees$0522
Additional Noninterest Income$267,0004,300
Total noninterest expense$4,744,0002,850
Salaries and employee benefits$1,793,0003,657
Premises and equipment expense$761,0002,612
Additional noninterest expense$2,190,0002,229
Pre-tax net operating income$2,388,0002,973
Securities gains (losses)$3,0003,092
Applicable income taxes$824,0002,809
Income before extraordinary items$1,567,0003,119
Extraordinary gains, net$065
Net income$1,567,0003,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,00011,384
Cash dividends$868,0002,287
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,565,0203,098
1994-12-31 (YTD Data)Rank
Total interest income$9,885,0003,060
Total interest expense$3,734,0003,274
Net interest income$6,151,0002,937
Provision for loan and lease losses$60,0005,594
Total noninterest income$1,293,0002,592
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$968,0001,385
Trading account gains and fees$0475
Additional Noninterest Income$325,0003,880
Total noninterest expense$5,147,0002,693
Salaries and employee benefits$2,080,0003,164
Premises and equipment expense$791,0002,550
Additional noninterest expense$2,276,0002,309
Pre-tax net operating income$2,237,0003,128
Securities gains (losses)$-111,00011,601
Applicable income taxes$674,0003,181
Income before extraordinary items$1,452,0003,256
Extraordinary gains, net$0249
Net income$1,452,0003,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00011,414
Cash dividends$399,0003,794
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,527,4803,147
1993-12-31 (YTD Data)Rank
Total interest income$9,370,0003,300
Total interest expense$3,651,0003,436
Net interest income$5,719,0003,167
Provision for loan and lease losses$150,0004,621
Total noninterest income$1,611,0002,303
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,004,0001,347
Trading account gains and fees$0532
Additional Noninterest Income$607,0002,870
Total noninterest expense$5,226,0002,737
Salaries and employee benefits$2,364,0002,793
Premises and equipment expense$831,0002,458
Additional noninterest expense$2,031,0002,695
Pre-tax net operating income$1,954,0003,382
Securities gains (losses)$148,0001,992
Applicable income taxes$737,0002,967
Income before extraordinary items$1,365,0003,544
Extraordinary gains, net$03,149
Net income$1,365,0003,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$317,0002,377
Cash dividends$315,0004,258
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,268,8003,602
1992-12-31 (YTD Data)Rank
Total interest income$9,710,0003,594
Total interest expense$4,457,0003,680
Net interest income$5,253,0003,468
Provision for loan and lease losses$845,0002,079
Total noninterest income$1,205,0002,859
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$813,0001,674
Trading account gains and fees$0504
Additional Noninterest Income$392,0003,758
Total noninterest expense$4,909,0002,911
Salaries and employee benefits$2,141,0003,014
Premises and equipment expense$736,0002,803
Additional noninterest expense$2,032,0002,763
Pre-tax net operating income$704,0007,073
Securities gains (losses)$74,0003,490
Applicable income taxes$246,0006,727
Income before extraordinary items$532,0007,056
Extraordinary gains, net$01,422
Net income$532,0007,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$826,0001,778
Cash dividends$241,0004,575
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$481,6807,115

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.