Home > Bank of Tennessee > Net charge- offs to loans
Bank of Tennessee, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0306% | 1,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1152% | 1,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9514% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.9514% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0149% | 1,863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0166% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0108% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0510% | 4,424 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0062% | 3,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8735% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8735% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0131% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0740% | 4,482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6934% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6934% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0003% | 2,059 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,589 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0046% | 3,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 3,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1794% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1794% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0565% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0514% | 4,419 |
| Percentage Net Loans Charged-off:Construction & development | -0.5094% | 4,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1748% | 4,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7763% | 155 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7763% | 140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0753% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 4,495 |
| Percentage Net Loans Charged-off:Construction & development | -0.6947% | 4,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0219% | 4,429 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 453 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2301% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4516% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4516% | 104 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1250% | 4,495 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 4,513 |
| Percentage Net Loans Charged-off:Construction & development | -1.0785% | 4,342 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0159% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 355 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3801% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4426% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4426% | 98 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1257% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0437% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.4198% | 4,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 3,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7723% | 4,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5977% | 114 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5977% | 99 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 1,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 3,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0943% | 4,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3345% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0261% | 4,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1557% | 792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0082% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0082% | 376 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0047% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.1130% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1160% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 3,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0112% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9267% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9267% | 366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0168% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0328% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0122% | 391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0122% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0147% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0549% | 4,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0385% | 4,385 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0103% | 3,365 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 4,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0034% | 3,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6655% | 654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6655% | 578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 1,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.1558% | 174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0628% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0453% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0650% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6637% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6637% | 307 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0541% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0500% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 0.2351% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0068% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0778% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0607% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0799% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 1,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2897% | 452 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2897% | 396 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 779 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0106% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1349% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0918% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8283% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8283% | 283 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 826 |
| Percentage Net Loans Charged-off:Construction & development | -0.0690% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0227% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1935% | 95 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 524 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6118% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6118% | 222 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0165% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0528% | 4,427 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0020% | 1,078 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 4,128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0722% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0404% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0574% | 1,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6193% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6193% | 1,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 2,978 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0628% | 4,514 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0030% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0252% | 4,192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0548% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6924% | 1,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6924% | 1,010 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,694 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0233% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0468% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5747% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5747% | 1,139 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 4,352 |
| Percentage Net Loans Charged-off:Construction & development | -0.0594% | 4,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1964% | 4,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1964% | 4,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0571% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 817 |
| Percentage Net Loans Charged-off:Construction & development | -0.0613% | 4,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1917% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0333% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 1,310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0358% | 1,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9210% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9210% | 798 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1044% | 612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0674% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2558% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,554 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 3,559 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0154% | 1,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0540% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3966% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3966% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1596% | 377 |
| Percentage Net Loans Charged-off:Construction & development | -0.0779% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3895% | 156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0137% | 1,331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 1,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0620% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0009% | 721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0009% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1679% | 5,339 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0170% | 4,659 |
| Percentage Net Loans Charged-off:Construction & development | -0.0785% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,827 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1199% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1199% | 620 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 2,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.1975% | 4,899 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0484% | 529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0326% | 1,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0218% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3557% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3557% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0405% | 5,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | -0.2323% | 4,973 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 1,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1399% | 314 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0348% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5485% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5485% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0543% | 5,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 1,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0600% | 4,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0259% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2123% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8013% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8013% | 179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0671% | 5,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 943 |
| Percentage Net Loans Charged-off:Construction & development | -0.0529% | 4,870 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0097% | 3,882 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0520% | 972 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1938% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1938% | 178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | -0.1738% | 5,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2718% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 5,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2044% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0589% | 5,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5721% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5721% | 230 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.1164% | 5,397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 2,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1041% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.1933% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3664% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 5,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0991% | 5,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6785% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6785% | 204 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.7390% | 5,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0423% | 5,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 1,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0990% | 5,015 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1775% | 459 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1054% | 5,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0655% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1361% | 5,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3035% | 283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3035% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | -6.9905% | 5,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2529% | 5,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1421% | 5,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.0730% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 5,011 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3230% | 5,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1421% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4084% | 5,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 1,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8378% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8378% | 375 |
| Percentage Net Loans Charged-off: All other loans and lease | -10.1640% | 5,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 1,881 |
| Percentage Net Loans Charged-off:Construction & development | 0.8475% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 5,248 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0338% | 4,756 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 2,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0096% | 917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0330% | 2,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3617% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3617% | 468 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.2229% | 5,598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0909% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 1.1908% | 227 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 1,109 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0468% | 4,817 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0158% | 795 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0712% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3612% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3612% | 422 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7576% | 5,664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1389% | 1,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1786% | 973 |
| Percentage Net Loans Charged-off:Construction & development | 1.9108% | 150 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0647% | 871 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0739% | 4,876 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0098% | 5,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0373% | 651 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 5,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0570% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3510% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3510% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3801% | 5,711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 1,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 1,252 |
| Percentage Net Loans Charged-off:Construction & development | 1.1165% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,420 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 4,877 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 5,627 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,346 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0690% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7467% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7467% | 373 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8314% | 5,699 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2420% | 1,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2465% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.4033% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0549% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0216% | 4,963 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3855% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0418% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4552% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0504% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6985% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6985% | 445 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7239% | 5,810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2826% | 1,391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2956% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.2709% | 651 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2880% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0260% | 5,024 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3447% | 966 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0263% | 4,459 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4198% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1797% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0132% | 846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0132% | 772 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6653% | 5,861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 2,548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 2,159 |
| Percentage Net Loans Charged-off:Construction & development | -0.1672% | 5,488 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 5,450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0259% | 5,055 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2079% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0349% | 4,509 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2573% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3406% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2108% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2108% | 638 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6922% | 5,886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 2,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1341% | 1,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0159% | 567 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 5,573 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0256% | 5,093 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2735% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0604% | 4,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3421% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5564% | 6,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9420% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9420% | 846 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7694% | 5,887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7944% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8734% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 2.2945% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5911% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4796% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7245% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9677% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6689% | 821 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3076% | 1,918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0791% | 1,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0791% | 960 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7885% | 6,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0181% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1394% | 386 |
| Percentage Net Loans Charged-off:Construction & development | 3.2604% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7779% | 685 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9116% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8791% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1443% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8169% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1480% | 2,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2862% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2862% | 712 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8046% | 6,095 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5724% | 1,155 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6488% | 867 |
| Percentage Net Loans Charged-off:Construction & development | 1.9563% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2784% | 1,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8646% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3294% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3679% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3200% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0177% | 4,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3472% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3472% | 676 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8249% | 6,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 2,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2202% | 1,713 |
| Percentage Net Loans Charged-off:Construction & development | 0.5673% | 655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 1,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9817% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1912% | 1,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0526% | 5,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1199% | 485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1199% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6132% | 6,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3957% | 2,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3682% | 2,414 |
| Percentage Net Loans Charged-off:Construction & development | 1.5650% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3576% | 1,840 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0196% | 5,456 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2555% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2580% | 1,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2548% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0786% | 1,283 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0786% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3574% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3450% | 2,724 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3335% | 2,433 |
| Percentage Net Loans Charged-off:Construction & development | 1.6749% | 1,115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4512% | 1,468 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0186% | 5,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0983% | 3,406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3501% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0378% | 3,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0131% | 3,218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0558% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0558% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6091% | 397 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4957% | 2,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5196% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 2.5403% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6378% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0223% | 5,500 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2206% | 2,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5315% | 819 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1460% | 2,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0339% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2204% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2204% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0516% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2459% | 2,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2764% | 2,221 |
| Percentage Net Loans Charged-off:Construction & development | 3.0258% | 602 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 6,430 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 5,545 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0558% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0910% | 6,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 5,301 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3046% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3046% | 814 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1863% | 6,229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7313% | 2,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7020% | 2,174 |
| Percentage Net Loans Charged-off:Construction & development | 5.5389% | 897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1355% | 2,972 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0298% | 5,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2801% | 3,015 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2344% | 5,353 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4075% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0120% | 6,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3241% | 1,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2295% | 1,184 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1825% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7215% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6837% | 1,988 |
| Percentage Net Loans Charged-off:Construction & development | 5.0761% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1787% | 2,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0323% | 5,649 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2544% | 2,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3113% | 5,386 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3942% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 5,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2113% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1023% | 1,163 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2991% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9327% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8615% | 1,595 |
| Percentage Net Loans Charged-off:Construction & development | 6.5749% | 647 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2381% | 1,949 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0353% | 5,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2033% | 2,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1711% | 5,369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2957% | 2,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 5,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1354% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9989% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9561% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9485% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0556% | 1,154 |
| Percentage Net Loans Charged-off:Construction & development | 8.8858% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0445% | 5,713 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 2,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3216% | 5,418 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2238% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 5,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0501% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6878% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4556% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9861% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2544% | 3,945 |
| Percentage Net Loans Charged-off:Construction & development | 1.1533% | 2,430 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 7,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3467% | 911 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1729% | 3,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1893% | 1,636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1689% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3906% | 2,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3378% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 13.2488% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0588% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3193% | 3,309 |
| Percentage Net Loans Charged-off:Construction & development | 1.5201% | 2,031 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0153% | 7,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4728% | 697 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1810% | 3,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2586% | 1,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 3,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 3,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3078% | 1,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 15.6931% | 125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5621% | 1,216 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4323% | 2,646 |
| Percentage Net Loans Charged-off:Construction & development | 2.2519% | 1,562 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0216% | 7,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7115% | 516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1570% | 3,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0841% | 1,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1754% | 2,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1598% | 1,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1715% | 1,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.0793% | 94 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3707% | 1,255 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6864% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 4.3973% | 849 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 2,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0545% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5989% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.7909% | 143 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6264% | 3,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3452% | 3,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.7237% | 2,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0833% | 2,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8218% | 606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3556% | 2,538 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0820% | 5,822 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4615% | 2,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0281% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6940% | 1,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4989% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 3,718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0259% | 3,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1064% | 7,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1535% | 403 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3378% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 5,789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4196% | 1,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3796% | 1,977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4302% | 1,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2302% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3684% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0269% | 2,617 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2541% | 7,891 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2035% | 2,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0581% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2378% | 2,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0240% | 1,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3741% | 1,764 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7927% | 568 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6052% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5093% | 7,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3935% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 762 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4567% | 1,221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3148% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9465% | 1,184 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0734% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8371% | 1,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8076% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.2368% | 2,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2246% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0230% | 7,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2253% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 3,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2377% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7554% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2568% | 1,261 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9097% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0861% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.2648% | 1,698 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9966% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 7,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2265% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 2,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1606% | 2,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3023% | 1,416 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1394% | 1,243 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0978% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.3958% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1119% | 904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 7,962 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2658% | 6,038 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 2,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0841% | 2,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8816% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0302% | 1,323 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 3,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.5122% | 633 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 7,954 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2976% | 5,995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0269% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5102% | 2,439 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0620% | 957 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 4,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0557% | 2,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3124% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1195% | 1,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 3,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9022% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0032% | 6,774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 4,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 2,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3784% | 6,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0473% | 2,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7380% | 690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4006% | 6,069 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1040% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0235% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5099% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 7,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 7,834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7942% | 6,064 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0458% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9264% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 1,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2814% | 511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5552% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9823% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0558% | 7,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5398% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0201% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 2,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0047% | 2,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 2,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0628% | 7,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1446% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 6,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2169% | 7,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0373% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1254% | 7,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4551% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0746% | 7,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4991% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 3,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6734% | 374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 2,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 2,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 1,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0077% | 6,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1033% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,771 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0057% | 1,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0071% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4737% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 3,601 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2093% | 3,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4359% | 307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,870 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 7,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2783% | 2,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1278% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1310% | 2,958 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 7,987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2529% | 2,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7296% | 468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1418% | 2,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3084% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6827% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1388% | 4,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0968% | 1,763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 4,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3304% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1376% | 3,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0246% | 4,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3771% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1257% | 3,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 2,012 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0964% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1139% | 1,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 7,343 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0525% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1297% | 2,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 8,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 8,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 8,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0888% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6216% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 5,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 2,287 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0589% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1317% | 8,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4252% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1898% | 3,757 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 8,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0142% | 8,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 8,840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5464% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5462% | 3,937 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.0461% | 46 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3557% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1448% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3722% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6316% | 862 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 5,428 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1466% | 4,248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 7,231 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 5,862 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0388% | 10,621 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 10,602 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4194% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0660% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |