Home > Bank of Tennessee > Net charge- offs to loans

Bank of Tennessee, Net charge- offs to loans

2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1250%4,495
Percentage Net Loans Charged-off: Total real estate loans-0.1029%4,513
Percentage Net Loans Charged-off:Construction & development-1.0785%4,342
Percentage Net Loans Charged-off: Commercial real estate0.0000%298
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0159%384
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0175%355
Percentage Net Loans Charged-off: Commercial and industrial-0.3801%4,361
Percentage Net Loans Charged-off: Loans to individuals3.4426%111
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.4426%98
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1257%4,517
Percentage Net Loans Charged-off: Total real estate loans-0.0437%4,384
Percentage Net Loans Charged-off:Construction & development-0.4198%4,326
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0077%3,772
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net-0.0085%3,862
Percentage Net Loans Charged-off: Commercial and industrial-0.7723%4,488
Percentage Net Loans Charged-off: Loans to individuals3.5977%114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.5977%99
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0237%1,770
Percentage Net Loans Charged-off: Total real estate loans-0.0057%3,592
Percentage Net Loans Charged-off:Construction & development-0.0943%4,243
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0128%760
Percentage Net Loans Charged-off: Home equity loans0.3345%52
All other 1-4 family - Percent of loans charged-off, net-0.0261%4,057
Percentage Net Loans Charged-off: Commercial and industrial0.1557%792
Percentage Net Loans Charged-off: Loans to individuals1.0082%415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0082%376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0047%3,414
Percentage Net Loans Charged-off: Total real estate loans-0.0114%3,880
Percentage Net Loans Charged-off:Construction & development-0.1130%4,310
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.0020%850
Percentage Net Loans Charged-off: Home equity loans0.1160%97
All other 1-4 family - Percent of loans charged-off, net-0.0124%3,894
Percentage Net Loans Charged-off: Commercial and industrial0.0112%1,188
Percentage Net Loans Charged-off: Loans to individuals0.9267%419
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9267%366
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0055%1,945
Percentage Net Loans Charged-off: Total real estate loans-0.0044%3,663
Percentage Net Loans Charged-off:Construction & development-0.0549%4,290
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.0048%710
Percentage Net Loans Charged-off: Home equity loans0.1711%70
All other 1-4 family - Percent of loans charged-off, net-0.0168%4,059
Percentage Net Loans Charged-off: Commercial and industrial0.0328%903
Percentage Net Loans Charged-off: Loans to individuals1.0122%391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0122%340
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0147%3,849
Percentage Net Loans Charged-off: Total real estate loans-0.0187%4,260
Percentage Net Loans Charged-off:Construction & development-0.0549%4,347
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0385%4,385
Percentage Net Loans Charged-off: Home equity loans-0.0103%3,365
All other 1-4 family - Percent of loans charged-off, net-0.0423%4,436
Percentage Net Loans Charged-off: Commercial and industrial-0.0034%3,462
Percentage Net Loans Charged-off: Loans to individuals0.6655%654
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6655%578
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0523%2,043
Percentage Net Loans Charged-off: Total real estate loans0.0367%1,136
Percentage Net Loans Charged-off:Construction & development0.1558%174
Percentage Net Loans Charged-off: Commercial real estate-0.0005%4,179
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0628%699
Percentage Net Loans Charged-off: Home equity loans0.0453%280
All other 1-4 family - Percent of loans charged-off, net0.0650%670
Percentage Net Loans Charged-off: Commercial and industrial0.0728%1,586
Percentage Net Loans Charged-off: Loans to individuals1.6637%345
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6637%307
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0541%1,833
Percentage Net Loans Charged-off: Total real estate loans0.0500%825
Percentage Net Loans Charged-off:Construction & development0.2351%124
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,196
Percentage Net Loans Charged-off: Multi-family residential0.0068%62
Percentage Net Loans Charged-off: 1-4 family residential0.0778%532
Percentage Net Loans Charged-off: Home equity loans0.0607%227
All other 1-4 family - Percent of loans charged-off, net0.0799%506
Percentage Net Loans Charged-off: Commercial and industrial0.0364%1,547
Percentage Net Loans Charged-off: Loans to individuals1.2897%452
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2897%396
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0534%1,728
Percentage Net Loans Charged-off: Total real estate loans0.0432%779
Percentage Net Loans Charged-off:Construction & development-0.0529%4,404
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,272
Percentage Net Loans Charged-off: Multi-family residential0.0106%41
Percentage Net Loans Charged-off: 1-4 family residential0.1349%332
Percentage Net Loans Charged-off: Home equity loans0.0918%166
All other 1-4 family - Percent of loans charged-off, net0.1401%306
Percentage Net Loans Charged-off: Commercial and industrial0.0489%1,299
Percentage Net Loans Charged-off: Loans to individuals1.8283%329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8283%283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0412%1,624
Percentage Net Loans Charged-off: Total real estate loans0.0179%826
Percentage Net Loans Charged-off:Construction & development-0.0690%4,472
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,337
Percentage Net Loans Charged-off: Multi-family residential0.0227%19
Percentage Net Loans Charged-off: 1-4 family residential0.0604%501
Percentage Net Loans Charged-off: Home equity loans0.1935%95
All other 1-4 family - Percent of loans charged-off, net0.0442%524
Percentage Net Loans Charged-off: Commercial and industrial0.0574%939
Percentage Net Loans Charged-off: Loans to individuals2.6118%256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6118%222
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%3,128
Percentage Net Loans Charged-off: Total real estate loans0.0052%2,018
Percentage Net Loans Charged-off:Construction & development-0.0528%4,427
Percentage Net Loans Charged-off: Commercial real estate0.0020%1,078
Percentage Net Loans Charged-off: Multi-family residential-0.0190%4,128
Percentage Net Loans Charged-off: 1-4 family residential0.0436%1,105
Percentage Net Loans Charged-off: Home equity loans0.0722%320
All other 1-4 family - Percent of loans charged-off, net0.0404%1,098
Percentage Net Loans Charged-off: Commercial and industrial0.0574%1,919
Percentage Net Loans Charged-off: Loans to individuals0.6193%1,320
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6193%1,220
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0109%2,978
Percentage Net Loans Charged-off: Total real estate loans-0.0003%3,672
Percentage Net Loans Charged-off:Construction & development-0.0628%4,514
Percentage Net Loans Charged-off: Commercial real estate0.0030%845
Percentage Net Loans Charged-off: Multi-family residential-0.0252%4,192
Percentage Net Loans Charged-off: 1-4 family residential0.0368%1,010
Percentage Net Loans Charged-off: Home equity loans0.0156%370
All other 1-4 family - Percent of loans charged-off, net0.0392%928
Percentage Net Loans Charged-off: Commercial and industrial0.0548%1,610
Percentage Net Loans Charged-off: Loans to individuals0.6924%1,106
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6924%1,010
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0071%2,894
Percentage Net Loans Charged-off: Total real estate loans-0.0004%3,694
Percentage Net Loans Charged-off:Construction & development-0.0593%4,555
Percentage Net Loans Charged-off: Commercial real estate0.0052%660
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0349%891
Percentage Net Loans Charged-off: Home equity loans0.0233%288
All other 1-4 family - Percent of loans charged-off, net0.0362%819
Percentage Net Loans Charged-off: Commercial and industrial0.0468%1,369
Percentage Net Loans Charged-off: Loans to individuals0.5747%1,252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5747%1,139
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0092%2,368
Percentage Net Loans Charged-off: Total real estate loans-0.0082%4,352
Percentage Net Loans Charged-off:Construction & development-0.0594%4,648
Percentage Net Loans Charged-off: Commercial real estate0.0118%389
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0337%724
Percentage Net Loans Charged-off: Home equity loans-0.0115%3,599
All other 1-4 family - Percent of loans charged-off, net0.0388%641
Percentage Net Loans Charged-off: Commercial and industrial0.0856%876
Percentage Net Loans Charged-off: Loans to individuals-0.1964%4,733
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1964%4,713
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0571%2,326
Percentage Net Loans Charged-off: Total real estate loans0.0913%817
Percentage Net Loans Charged-off:Construction & development-0.0613%4,546
Percentage Net Loans Charged-off: Commercial real estate0.1917%432
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0333%1,447
Percentage Net Loans Charged-off: Home equity loans-0.0084%3,549
All other 1-4 family - Percent of loans charged-off, net0.0382%1,310
Percentage Net Loans Charged-off: Commercial and industrial0.0358%1,949
Percentage Net Loans Charged-off: Loans to individuals0.9210%885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9210%798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0517%2,092
Percentage Net Loans Charged-off: Total real estate loans0.1044%612
Percentage Net Loans Charged-off:Construction & development-0.0674%4,606
Percentage Net Loans Charged-off: Commercial real estate0.2558%260
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0130%1,554
Percentage Net Loans Charged-off: Home equity loans-0.0075%3,559
All other 1-4 family - Percent of loans charged-off, net0.0154%1,445
Percentage Net Loans Charged-off: Commercial and industrial0.0540%1,570
Percentage Net Loans Charged-off: Loans to individuals1.3966%507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3966%445
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0674%1,665
Percentage Net Loans Charged-off: Total real estate loans0.1596%377
Percentage Net Loans Charged-off:Construction & development-0.0779%4,679
Percentage Net Loans Charged-off: Commercial real estate0.3895%156
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0137%1,331
Percentage Net Loans Charged-off: Home equity loans-0.0055%3,576
All other 1-4 family - Percent of loans charged-off, net0.0160%1,225
Percentage Net Loans Charged-off: Commercial and industrial0.0620%1,297
Percentage Net Loans Charged-off: Loans to individuals1.0009%721
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0009%640
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1679%5,339
Percentage Net Loans Charged-off: Total real estate loans-0.0170%4,659
Percentage Net Loans Charged-off:Construction & development-0.0785%4,772
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,648
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0263%4,827
Percentage Net Loans Charged-off: Home equity loans-0.0110%3,705
All other 1-4 family - Percent of loans charged-off, net-0.0282%4,878
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals1.1199%700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1199%620
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0237%5,000
Percentage Net Loans Charged-off: Total real estate loans0.0089%2,381
Percentage Net Loans Charged-off:Construction & development-0.1975%4,899
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,570
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0346%1,756
Percentage Net Loans Charged-off: Home equity loans0.0484%529
All other 1-4 family - Percent of loans charged-off, net0.0326%1,730
Percentage Net Loans Charged-off: Commercial and industrial-0.0218%4,388
Percentage Net Loans Charged-off: Loans to individuals2.3557%273
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3557%244
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0405%5,095
Percentage Net Loans Charged-off: Total real estate loans0.0086%2,078
Percentage Net Loans Charged-off:Construction & development-0.2323%4,973
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,572
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0325%1,613
Percentage Net Loans Charged-off: Home equity loans0.1399%314
All other 1-4 family - Percent of loans charged-off, net0.0165%1,745
Percentage Net Loans Charged-off: Commercial and industrial-0.0348%4,448
Percentage Net Loans Charged-off: Loans to individuals2.5485%241
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5485%214
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0543%5,212
Percentage Net Loans Charged-off: Total real estate loans0.0266%1,466
Percentage Net Loans Charged-off:Construction & development-0.0600%4,785
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,635
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0259%1,499
Percentage Net Loans Charged-off: Home equity loans0.2123%222
All other 1-4 family - Percent of loans charged-off, net-0.0031%4,475
Percentage Net Loans Charged-off: Commercial and industrial0.0067%1,670
Percentage Net Loans Charged-off: Loans to individuals2.8013%207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8013%179
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0671%5,307
Percentage Net Loans Charged-off: Total real estate loans0.0496%943
Percentage Net Loans Charged-off:Construction & development-0.0529%4,870
Percentage Net Loans Charged-off: Commercial real estate-0.0015%4,790
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0285%1,114
Percentage Net Loans Charged-off: Home equity loans-0.0097%3,882
All other 1-4 family - Percent of loans charged-off, net0.0347%999
Percentage Net Loans Charged-off: Commercial and industrial0.0520%972
Percentage Net Loans Charged-off: Loans to individuals3.1938%205
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual3.1938%178
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%2,945
Percentage Net Loans Charged-off: Total real estate loans0.0878%1,347
Percentage Net Loans Charged-off:Construction & development-0.1738%5,038
Percentage Net Loans Charged-off: Commercial real estate0.2718%510
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%5,107
Percentage Net Loans Charged-off: Home equity loans0.2044%375
All other 1-4 family - Percent of loans charged-off, net-0.0589%5,408
Percentage Net Loans Charged-off: Commercial and industrial-0.0102%4,362
Percentage Net Loans Charged-off: Loans to individuals2.5721%250
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.5721%230
Percentage Net Loans Charged-off: All other loans and lease-4.1164%5,397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0680%2,354
Percentage Net Loans Charged-off: Total real estate loans0.1041%1,031
Percentage Net Loans Charged-off:Construction & development-0.1933%5,096
Percentage Net Loans Charged-off: Commercial real estate0.3664%322
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential-0.0727%5,484
Percentage Net Loans Charged-off: Home equity loans0.0768%524
All other 1-4 family - Percent of loans charged-off, net-0.0991%5,564
Percentage Net Loans Charged-off: Commercial and industrial0.0061%2,024
Percentage Net Loans Charged-off: Loans to individuals2.6785%227
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.6785%204
Percentage Net Loans Charged-off: All other loans and lease-4.7390%5,437
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0423%5,299
Percentage Net Loans Charged-off: Total real estate loans0.0203%1,932
Percentage Net Loans Charged-off:Construction & development-0.0990%5,015
Percentage Net Loans Charged-off: Commercial real estate0.1775%459
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.1054%5,644
Percentage Net Loans Charged-off: Home equity loans0.0655%473
All other 1-4 family - Percent of loans charged-off, net-0.1361%5,699
Percentage Net Loans Charged-off: Commercial and industrial0.0130%1,651
Percentage Net Loans Charged-off: Loans to individuals2.3035%283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.3035%247
Percentage Net Loans Charged-off: All other loans and lease-6.9905%5,503
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2529%5,899
Percentage Net Loans Charged-off: Total real estate loans-0.1421%5,777
Percentage Net Loans Charged-off:Construction & development-0.0730%5,054
Percentage Net Loans Charged-off: Commercial real estate-0.0032%5,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.3230%5,893
Percentage Net Loans Charged-off: Home equity loans0.1421%306
All other 1-4 family - Percent of loans charged-off, net-0.4084%5,914
Percentage Net Loans Charged-off: Commercial and industrial0.0215%1,157
Percentage Net Loans Charged-off: Loans to individuals1.8378%410
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.8378%375
Percentage Net Loans Charged-off: All other loans and lease-10.1640%5,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0632%2,964
Percentage Net Loans Charged-off: Total real estate loans0.0775%1,881
Percentage Net Loans Charged-off:Construction & development0.8475%281
Percentage Net Loans Charged-off: Commercial real estate-0.0177%5,248
Percentage Net Loans Charged-off: Multi-family residential-0.0338%4,756
Percentage Net Loans Charged-off: 1-4 family residential0.0293%2,635
Percentage Net Loans Charged-off: Home equity loans0.0096%917
All other 1-4 family - Percent of loans charged-off, net0.0330%2,494
Percentage Net Loans Charged-off: Commercial and industrial0.0497%2,154
Percentage Net Loans Charged-off: Loans to individuals1.3617%532
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3617%468
Percentage Net Loans Charged-off: All other loans and lease-2.2229%5,598
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0909%2,258
Percentage Net Loans Charged-off: Total real estate loans0.1176%1,332
Percentage Net Loans Charged-off:Construction & development1.1908%227
Percentage Net Loans Charged-off: Commercial real estate0.0404%1,109
Percentage Net Loans Charged-off: Multi-family residential-0.0468%4,817
Percentage Net Loans Charged-off: 1-4 family residential0.0112%2,640
Percentage Net Loans Charged-off: Home equity loans0.0158%795
All other 1-4 family - Percent of loans charged-off, net0.0103%2,541
Percentage Net Loans Charged-off: Commercial and industrial0.0712%1,727
Percentage Net Loans Charged-off: Loans to individuals1.3612%478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3612%422
Percentage Net Loans Charged-off: All other loans and lease-2.7576%5,664
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1389%1,666
Percentage Net Loans Charged-off: Total real estate loans0.1786%973
Percentage Net Loans Charged-off:Construction & development1.9108%150
Percentage Net Loans Charged-off: Commercial real estate0.0647%871
Percentage Net Loans Charged-off: Multi-family residential-0.0739%4,876
Percentage Net Loans Charged-off: 1-4 family residential-0.0098%5,261
Percentage Net Loans Charged-off: Home equity loans0.0373%651
All other 1-4 family - Percent of loans charged-off, net-0.0190%5,443
Percentage Net Loans Charged-off: Commercial and industrial0.0570%1,529
Percentage Net Loans Charged-off: Loans to individuals1.3510%518
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3510%464
Percentage Net Loans Charged-off: All other loans and lease-3.3801%5,711
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0931%1,793
Percentage Net Loans Charged-off: Total real estate loans0.0877%1,252
Percentage Net Loans Charged-off:Construction & development1.1165%146
Percentage Net Loans Charged-off: Commercial real estate-0.0086%5,420
Percentage Net Loans Charged-off: Multi-family residential-0.0207%4,877
Percentage Net Loans Charged-off: 1-4 family residential-0.0361%5,627
Percentage Net Loans Charged-off: Home equity loans-0.0365%4,346
All other 1-4 family - Percent of loans charged-off, net-0.0360%5,659
Percentage Net Loans Charged-off: Commercial and industrial-0.0690%5,010
Percentage Net Loans Charged-off: Loans to individuals1.7467%423
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.7467%373
Percentage Net Loans Charged-off: All other loans and lease-0.8314%5,699
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2420%1,756
Percentage Net Loans Charged-off: Total real estate loans0.2465%1,257
Percentage Net Loans Charged-off:Construction & development0.4033%647
Percentage Net Loans Charged-off: Commercial real estate0.0549%1,777
Percentage Net Loans Charged-off: Multi-family residential-0.0216%4,963
Percentage Net Loans Charged-off: 1-4 family residential0.3855%885
Percentage Net Loans Charged-off: Home equity loans0.0418%1,047
All other 1-4 family - Percent of loans charged-off, net0.4552%740
Percentage Net Loans Charged-off: Commercial and industrial0.0504%2,440
Percentage Net Loans Charged-off: Loans to individuals1.6985%491
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6985%445
Percentage Net Loans Charged-off: All other loans and lease-0.7239%5,810
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2826%1,391
Percentage Net Loans Charged-off: Total real estate loans0.2956%996
Percentage Net Loans Charged-off:Construction & development0.2709%651
Percentage Net Loans Charged-off: Commercial real estate0.2880%856
Percentage Net Loans Charged-off: Multi-family residential-0.0260%5,024
Percentage Net Loans Charged-off: 1-4 family residential0.3447%966
Percentage Net Loans Charged-off: Home equity loans-0.0263%4,459
All other 1-4 family - Percent of loans charged-off, net0.4198%753
Percentage Net Loans Charged-off: Commercial and industrial0.1797%1,630
Percentage Net Loans Charged-off: Loans to individuals1.0132%846
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0132%772
Percentage Net Loans Charged-off: All other loans and lease-0.6653%5,861
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1114%2,548
Percentage Net Loans Charged-off: Total real estate loans0.0855%2,159
Percentage Net Loans Charged-off:Construction & development-0.1672%5,488
Percentage Net Loans Charged-off: Commercial real estate-0.0021%5,450
Percentage Net Loans Charged-off: Multi-family residential-0.0259%5,055
Percentage Net Loans Charged-off: 1-4 family residential0.2079%1,428
Percentage Net Loans Charged-off: Home equity loans-0.0349%4,509
All other 1-4 family - Percent of loans charged-off, net0.2573%1,186
Percentage Net Loans Charged-off: Commercial and industrial0.3406%1,156
Percentage Net Loans Charged-off: Loans to individuals1.2108%702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2108%638
Percentage Net Loans Charged-off: All other loans and lease-0.6922%5,886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0798%2,356
Percentage Net Loans Charged-off: Total real estate loans0.1341%1,459
Percentage Net Loans Charged-off:Construction & development0.0159%567
Percentage Net Loans Charged-off: Commercial real estate-0.0020%5,573
Percentage Net Loans Charged-off: Multi-family residential-0.0256%5,093
Percentage Net Loans Charged-off: 1-4 family residential0.2735%996
Percentage Net Loans Charged-off: Home equity loans-0.0604%4,596
All other 1-4 family - Percent of loans charged-off, net0.3421%846
Percentage Net Loans Charged-off: Commercial and industrial-0.5564%6,084
Percentage Net Loans Charged-off: Loans to individuals0.9420%935
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9420%846
Percentage Net Loans Charged-off: All other loans and lease-0.7694%5,887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7944%792
Percentage Net Loans Charged-off: Total real estate loans0.8734%578
Percentage Net Loans Charged-off:Construction & development2.2945%530
Percentage Net Loans Charged-off: Commercial real estate0.5911%932
Percentage Net Loans Charged-off: Multi-family residential1.4796%230
Percentage Net Loans Charged-off: 1-4 family residential0.7245%746
Percentage Net Loans Charged-off: Home equity loans0.9677%399
All other 1-4 family - Percent of loans charged-off, net0.6689%821
Percentage Net Loans Charged-off: Commercial and industrial0.3076%1,918
Percentage Net Loans Charged-off: Loans to individuals1.0791%1,069
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0791%960
Percentage Net Loans Charged-off: All other loans and lease-0.7885%6,039
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0181%556
Percentage Net Loans Charged-off: Total real estate loans1.1394%386
Percentage Net Loans Charged-off:Construction & development3.2604%377
Percentage Net Loans Charged-off: Commercial real estate0.7779%685
Percentage Net Loans Charged-off: Multi-family residential1.9116%168
Percentage Net Loans Charged-off: 1-4 family residential0.8791%579
Percentage Net Loans Charged-off: Home equity loans1.1443%349
All other 1-4 family - Percent of loans charged-off, net0.8169%629
Percentage Net Loans Charged-off: Commercial and industrial0.1480%2,101
Percentage Net Loans Charged-off: Loans to individuals1.2862%786
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2862%712
Percentage Net Loans Charged-off: All other loans and lease-0.8046%6,095
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5724%1,155
Percentage Net Loans Charged-off: Total real estate loans0.6488%867
Percentage Net Loans Charged-off:Construction & development1.9563%521
Percentage Net Loans Charged-off: Commercial real estate0.2784%1,179
Percentage Net Loans Charged-off: Multi-family residential2.8646%109
Percentage Net Loans Charged-off: 1-4 family residential0.3294%1,511
Percentage Net Loans Charged-off: Home equity loans0.3679%724
All other 1-4 family - Percent of loans charged-off, net0.3200%1,475
Percentage Net Loans Charged-off: Commercial and industrial-0.0177%4,961
Percentage Net Loans Charged-off: Loans to individuals1.3472%759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3472%676
Percentage Net Loans Charged-off: All other loans and lease-0.8249%6,094
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2023%2,204
Percentage Net Loans Charged-off: Total real estate loans0.2202%1,713
Percentage Net Loans Charged-off:Construction & development0.5673%655
Percentage Net Loans Charged-off: Commercial real estate0.0603%1,243
Percentage Net Loans Charged-off: Multi-family residential0.9817%159
Percentage Net Loans Charged-off: 1-4 family residential0.1532%1,854
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.1912%1,603
Percentage Net Loans Charged-off: Commercial and industrial-0.0526%5,318
Percentage Net Loans Charged-off: Loans to individuals2.1199%485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.1199%433
Percentage Net Loans Charged-off: All other loans and lease-0.6132%6,081
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3957%2,671
Percentage Net Loans Charged-off: Total real estate loans0.3682%2,414
Percentage Net Loans Charged-off:Construction & development1.5650%1,230
Percentage Net Loans Charged-off: Commercial real estate0.3576%1,840
Percentage Net Loans Charged-off: Multi-family residential-0.0196%5,456
Percentage Net Loans Charged-off: 1-4 family residential0.2555%2,688
Percentage Net Loans Charged-off: Home equity loans0.2580%1,324
All other 1-4 family - Percent of loans charged-off, net0.2548%2,561
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,620
Percentage Net Loans Charged-off: Loans to individuals1.0786%1,283
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0786%1,182
Percentage Net Loans Charged-off: All other loans and lease2.3574%360
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3450%2,724
Percentage Net Loans Charged-off: Total real estate loans0.3335%2,433
Percentage Net Loans Charged-off:Construction & development1.6749%1,115
Percentage Net Loans Charged-off: Commercial real estate0.4512%1,468
Percentage Net Loans Charged-off: Multi-family residential-0.0186%5,487
Percentage Net Loans Charged-off: 1-4 family residential0.0983%3,406
Percentage Net Loans Charged-off: Home equity loans0.3501%1,079
All other 1-4 family - Percent of loans charged-off, net0.0378%3,726
Percentage Net Loans Charged-off: Commercial and industrial0.0131%3,218
Percentage Net Loans Charged-off: Loans to individuals1.0558%1,211
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0558%1,098
Percentage Net Loans Charged-off: All other loans and lease1.6091%397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4957%2,102
Percentage Net Loans Charged-off: Total real estate loans0.5196%1,794
Percentage Net Loans Charged-off:Construction & development2.5403%842
Percentage Net Loans Charged-off: Commercial real estate0.6378%1,086
Percentage Net Loans Charged-off: Multi-family residential-0.0223%5,500
Percentage Net Loans Charged-off: 1-4 family residential0.2206%2,522
Percentage Net Loans Charged-off: Home equity loans0.5315%819
All other 1-4 family - Percent of loans charged-off, net0.1460%2,734
Percentage Net Loans Charged-off: Commercial and industrial0.0339%2,723
Percentage Net Loans Charged-off: Loans to individuals1.2204%1,034
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2204%929
Percentage Net Loans Charged-off: All other loans and lease1.0516%451
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2459%2,699
Percentage Net Loans Charged-off: Total real estate loans0.2764%2,221
Percentage Net Loans Charged-off:Construction & development3.0258%602
Percentage Net Loans Charged-off: Commercial real estate-0.0027%6,430
Percentage Net Loans Charged-off: Multi-family residential-0.0226%5,545
Percentage Net Loans Charged-off: 1-4 family residential0.1328%2,423
Percentage Net Loans Charged-off: Home equity loans1.0558%479
All other 1-4 family - Percent of loans charged-off, net-0.0910%6,844
Percentage Net Loans Charged-off: Commercial and industrial-0.0095%5,301
Percentage Net Loans Charged-off: Loans to individuals1.3046%910
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3046%814
Percentage Net Loans Charged-off: All other loans and lease-0.1863%6,229
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7313%2,325
Percentage Net Loans Charged-off: Total real estate loans0.7020%2,174
Percentage Net Loans Charged-off:Construction & development5.5389%897
Percentage Net Loans Charged-off: Commercial real estate0.1355%2,972
Percentage Net Loans Charged-off: Multi-family residential-0.0298%5,638
Percentage Net Loans Charged-off: 1-4 family residential0.2801%3,015
Percentage Net Loans Charged-off: Home equity loans-0.2344%5,353
All other 1-4 family - Percent of loans charged-off, net0.4075%2,414
Percentage Net Loans Charged-off: Commercial and industrial-0.0120%6,075
Percentage Net Loans Charged-off: Loans to individuals1.3241%1,281
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2295%1,184
Percentage Net Loans Charged-off: All other loans and lease3.1825%306
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%114
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7215%2,111
Percentage Net Loans Charged-off: Total real estate loans0.6837%1,988
Percentage Net Loans Charged-off:Construction & development5.0761%857
Percentage Net Loans Charged-off: Commercial real estate0.1787%2,410
Percentage Net Loans Charged-off: Multi-family residential-0.0323%5,649
Percentage Net Loans Charged-off: 1-4 family residential0.2544%2,848
Percentage Net Loans Charged-off: Home equity loans-0.3113%5,386
All other 1-4 family - Percent of loans charged-off, net0.3942%2,227
Percentage Net Loans Charged-off: Commercial and industrial-0.0130%5,958
Percentage Net Loans Charged-off: Loans to individuals1.2113%1,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1023%1,163
Percentage Net Loans Charged-off: All other loans and lease3.2991%272
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%102
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9327%1,668
Percentage Net Loans Charged-off: Total real estate loans0.8615%1,595
Percentage Net Loans Charged-off:Construction & development6.5749%647
Percentage Net Loans Charged-off: Commercial real estate0.2381%1,949
Percentage Net Loans Charged-off: Multi-family residential-0.0353%5,679
Percentage Net Loans Charged-off: 1-4 family residential0.2033%2,875
Percentage Net Loans Charged-off: Home equity loans-0.1711%5,369
All other 1-4 family - Percent of loans charged-off, net0.2957%2,343
Percentage Net Loans Charged-off: Commercial and industrial-0.0148%5,920
Percentage Net Loans Charged-off: Loans to individuals1.1354%1,315
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9989%1,204
Percentage Net Loans Charged-off: All other loans and lease4.9561%198
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%93
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9485%1,412
Percentage Net Loans Charged-off: Total real estate loans1.0556%1,154
Percentage Net Loans Charged-off:Construction & development8.8858%378
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential-0.0445%5,713
Percentage Net Loans Charged-off: 1-4 family residential0.1159%2,594
Percentage Net Loans Charged-off: Home equity loans-0.3216%5,418
All other 1-4 family - Percent of loans charged-off, net0.2238%2,042
Percentage Net Loans Charged-off: Commercial and industrial-0.0290%5,934
Percentage Net Loans Charged-off: Loans to individuals2.0501%737
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.6878%661
Percentage Net Loans Charged-off: All other loans and lease0.4556%559
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%61
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9861%2,214
Percentage Net Loans Charged-off: Total real estate loans0.2544%3,945
Percentage Net Loans Charged-off:Construction & development1.1533%2,430
Percentage Net Loans Charged-off: Commercial real estate-0.0121%7,202
Percentage Net Loans Charged-off: Multi-family residential0.3467%911
Percentage Net Loans Charged-off: 1-4 family residential0.1729%3,624
Percentage Net Loans Charged-off: Home equity loans0.1893%1,636
All other 1-4 family - Percent of loans charged-off, net0.1689%3,522
Percentage Net Loans Charged-off: Commercial and industrial1.3906%2,113
Percentage Net Loans Charged-off: Loans to individuals1.3378%1,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease13.2488%154
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%165
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0588%1,917
Percentage Net Loans Charged-off: Total real estate loans0.3193%3,309
Percentage Net Loans Charged-off:Construction & development1.5201%2,031
Percentage Net Loans Charged-off: Commercial real estate-0.0153%7,271
Percentage Net Loans Charged-off: Multi-family residential0.4728%697
Percentage Net Loans Charged-off: 1-4 family residential0.1810%3,253
Percentage Net Loans Charged-off: Home equity loans0.2586%1,371
All other 1-4 family - Percent of loans charged-off, net0.1616%3,219
Percentage Net Loans Charged-off: Commercial and industrial0.1197%3,878
Percentage Net Loans Charged-off: Loans to individuals1.3078%1,572
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease15.6931%125
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%143
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5621%1,216
Percentage Net Loans Charged-off: Total real estate loans0.4323%2,646
Percentage Net Loans Charged-off:Construction & development2.2519%1,562
Percentage Net Loans Charged-off: Commercial real estate-0.0216%7,325
Percentage Net Loans Charged-off: Multi-family residential0.7115%516
Percentage Net Loans Charged-off: 1-4 family residential0.1570%3,033
Percentage Net Loans Charged-off: Home equity loans0.0841%1,331
All other 1-4 family - Percent of loans charged-off, net0.1754%2,796
Percentage Net Loans Charged-off: Commercial and industrial1.1598%1,869
Percentage Net Loans Charged-off: Loans to individuals1.1715%1,663
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease21.0793%94
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3707%1,255
Percentage Net Loans Charged-off: Total real estate loans0.6864%1,753
Percentage Net Loans Charged-off:Construction & development4.3973%849
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0389%2,921
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0486%2,715
Percentage Net Loans Charged-off: Commercial and industrial2.0545%1,048
Percentage Net Loans Charged-off: Loans to individuals0.5989%2,445
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.7909%143
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6264%3,332
Percentage Net Loans Charged-off: Total real estate loans0.3452%3,419
Percentage Net Loans Charged-off:Construction & development0.7237%2,757
Percentage Net Loans Charged-off: Commercial real estate0.0833%2,947
Percentage Net Loans Charged-off: Multi-family residential0.8218%606
Percentage Net Loans Charged-off: 1-4 family residential0.3556%2,538
Percentage Net Loans Charged-off: Home equity loans-0.0820%5,822
All other 1-4 family - Percent of loans charged-off, net0.4615%2,100
Percentage Net Loans Charged-off: Commercial and industrial1.0281%2,817
Percentage Net Loans Charged-off: Loans to individuals1.6940%1,628
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.4989%514
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3872%3,718
Percentage Net Loans Charged-off: Total real estate loans0.1630%3,836
Percentage Net Loans Charged-off:Construction & development0.0259%3,057
Percentage Net Loans Charged-off: Commercial real estate-0.1064%7,781
Percentage Net Loans Charged-off: Multi-family residential1.1535%403
Percentage Net Loans Charged-off: 1-4 family residential0.3378%2,252
Percentage Net Loans Charged-off: Home equity loans-0.0042%5,789
All other 1-4 family - Percent of loans charged-off, net0.4196%1,900
Percentage Net Loans Charged-off: Commercial and industrial1.3796%1,977
Percentage Net Loans Charged-off: Loans to individuals1.4302%1,800
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2302%768
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3684%3,343
Percentage Net Loans Charged-off: Total real estate loans-0.0030%7,629
Percentage Net Loans Charged-off:Construction & development0.0269%2,617
Percentage Net Loans Charged-off: Commercial real estate-0.2541%7,891
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.2035%2,465
Percentage Net Loans Charged-off: Home equity loans0.0581%1,231
All other 1-4 family - Percent of loans charged-off, net0.2378%2,191
Percentage Net Loans Charged-off: Commercial and industrial2.0240%1,296
Percentage Net Loans Charged-off: Loans to individuals1.3741%1,764
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7927%568
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6052%1,968
Percentage Net Loans Charged-off: Total real estate loans-0.0189%7,764
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.5093%7,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3935%1,416
Percentage Net Loans Charged-off: Home equity loans0.1179%762
All other 1-4 family - Percent of loans charged-off, net0.4567%1,221
Percentage Net Loans Charged-off: Commercial and industrial3.3148%669
Percentage Net Loans Charged-off: Loans to individuals1.9465%1,184
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0734%352
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8371%1,500
Percentage Net Loans Charged-off: Total real estate loans0.8076%1,132
Percentage Net Loans Charged-off:Construction & development0.2368%2,347
Percentage Net Loans Charged-off: Commercial real estate2.2246%206
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%7,883
Percentage Net Loans Charged-off: Home equity loans-0.2253%6,015
All other 1-4 family - Percent of loans charged-off, net0.0163%3,720
Percentage Net Loans Charged-off: Commercial and industrial1.2377%1,584
Percentage Net Loans Charged-off: Loans to individuals1.7554%1,208
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2568%1,261
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9097%954
Percentage Net Loans Charged-off: Total real estate loans1.0861%591
Percentage Net Loans Charged-off:Construction & development0.2648%1,698
Percentage Net Loans Charged-off: Commercial real estate2.9966%95
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%7,825
Percentage Net Loans Charged-off: Home equity loans-0.2265%6,037
All other 1-4 family - Percent of loans charged-off, net0.0257%2,930
Percentage Net Loans Charged-off: Commercial and industrial0.1606%2,996
Percentage Net Loans Charged-off: Loans to individuals1.3023%1,416
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1394%1,243
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1041%3,779
Percentage Net Loans Charged-off: Total real estate loans0.0978%2,389
Percentage Net Loans Charged-off:Construction & development0.3958%1,094
Percentage Net Loans Charged-off: Commercial real estate0.1119%904
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0351%7,962
Percentage Net Loans Charged-off: Home equity loans-0.2658%6,038
All other 1-4 family - Percent of loans charged-off, net0.0074%2,539
Percentage Net Loans Charged-off: Commercial and industrial0.0841%2,736
Percentage Net Loans Charged-off: Loans to individuals0.8816%1,914
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0302%1,323
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0790%3,307
Percentage Net Loans Charged-off: Total real estate loans0.0797%1,846
Percentage Net Loans Charged-off:Construction & development0.5122%633
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0331%7,954
Percentage Net Loans Charged-off: Home equity loans-0.2976%5,995
All other 1-4 family - Percent of loans charged-off, net0.0150%1,672
Percentage Net Loans Charged-off: Commercial and industrial0.0269%2,088
Percentage Net Loans Charged-off: Loans to individuals0.5102%2,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0620%957
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0753%4,428
Percentage Net Loans Charged-off: Total real estate loans0.0297%3,290
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0114%1,555
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0557%2,360
Percentage Net Loans Charged-off: Home equity loans-0.3124%6,077
All other 1-4 family - Percent of loans charged-off, net0.1195%1,629
Percentage Net Loans Charged-off: Commercial and industrial0.1118%3,176
Percentage Net Loans Charged-off: Loans to individuals1.9022%686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0032%6,774
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0454%4,309
Percentage Net Loans Charged-off: Total real estate loans0.0047%3,218
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0099%1,106
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0025%2,658
Percentage Net Loans Charged-off: Home equity loans-0.3784%6,079
All other 1-4 family - Percent of loans charged-off, net0.0678%1,587
Percentage Net Loans Charged-off: Commercial and industrial0.0473%2,927
Percentage Net Loans Charged-off: Loans to individuals1.7380%690
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0452%3,765
Percentage Net Loans Charged-off: Total real estate loans0.0143%2,318
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0300%1,738
Percentage Net Loans Charged-off: Home equity loans-0.4006%6,069
All other 1-4 family - Percent of loans charged-off, net0.1040%1,083
Percentage Net Loans Charged-off: Commercial and industrial0.0235%2,583
Percentage Net Loans Charged-off: Loans to individuals1.5099%774
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0219%3,662
Percentage Net Loans Charged-off: Total real estate loans-0.0061%7,660
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0125%7,834
Percentage Net Loans Charged-off: Home equity loans-0.7942%6,064
All other 1-4 family - Percent of loans charged-off, net0.1228%757
Percentage Net Loans Charged-off: Commercial and industrial0.0458%1,695
Percentage Net Loans Charged-off: Loans to individuals0.9264%1,353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2443%1,661
Percentage Net Loans Charged-off: Total real estate loans0.2814%511
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.5552%289
Percentage Net Loans Charged-off: Home equity loans2.9823%35
All other 1-4 family - Percent of loans charged-off, net0.0890%1,456
Percentage Net Loans Charged-off: Commercial and industrial-0.0558%7,317
Percentage Net Loans Charged-off: Loans to individuals1.5398%828
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0201%4,757
Percentage Net Loans Charged-off: Total real estate loans0.0024%2,809
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0047%2,342
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0056%2,155
Percentage Net Loans Charged-off: Commercial and industrial-0.0628%7,270
Percentage Net Loans Charged-off: Loans to individuals1.1446%1,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0023%6,897
Percentage Net Loans Charged-off: Total real estate loans0.0036%2,326
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0071%1,907
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0085%1,753
Percentage Net Loans Charged-off: Commercial and industrial-0.2169%7,702
Percentage Net Loans Charged-off: Loans to individuals1.0373%1,229
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%6,427
Percentage Net Loans Charged-off: Total real estate loans0.0073%1,517
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0142%1,233
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0171%1,108
Percentage Net Loans Charged-off: Commercial and industrial-0.1254%7,434
Percentage Net Loans Charged-off: Loans to individuals0.4551%2,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0550%4,627
Percentage Net Loans Charged-off: Total real estate loans-0.0003%7,502
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%7,789
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0008%7,792
Percentage Net Loans Charged-off: Commercial and industrial-0.0746%7,501
Percentage Net Loans Charged-off: Loans to individuals2.4991%447
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0691%3,740
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%6,810
Percentage Net Loans Charged-off: Loans to individuals2.6734%374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0794%3,256
Percentage Net Loans Charged-off: Total real estate loans0.0006%2,525
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0014%2,132
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0018%1,958
Percentage Net Loans Charged-off: Commercial and industrial-0.0077%6,753
Percentage Net Loans Charged-off: Loans to individuals3.1033%295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0638%2,985
Percentage Net Loans Charged-off: Total real estate loans0.0025%1,771
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0057%1,477
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0071%1,338
Percentage Net Loans Charged-off: Commercial and industrial-0.0078%6,766
Percentage Net Loans Charged-off: Loans to individuals2.4737%504
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1359%3,601
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,752
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%7,899
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,924
Percentage Net Loans Charged-off: Commercial and industrial0.2093%3,060
Percentage Net Loans Charged-off: Loans to individuals3.4359%307
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1440%2,976
Percentage Net Loans Charged-off: Total real estate loans-0.0010%7,678
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0022%7,870
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,891
Percentage Net Loans Charged-off: Commercial and industrial0.2783%2,325
Percentage Net Loans Charged-off: Loans to individuals3.1278%334
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1310%2,958
Percentage Net Loans Charged-off: Total real estate loans-0.0015%7,730
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0034%7,957
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0043%7,987
Percentage Net Loans Charged-off: Commercial and industrial0.2529%2,073
Percentage Net Loans Charged-off: Loans to individuals2.7296%468
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1418%2,416
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.3084%1,403
Percentage Net Loans Charged-off: Loans to individuals2.6827%573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1388%4,157
Percentage Net Loans Charged-off: Total real estate loans0.0339%2,888
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0804%1,952
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0968%1,763
Percentage Net Loans Charged-off: Commercial and industrial0.0137%4,668
Percentage Net Loans Charged-off: Loans to individuals3.3304%361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1376%3,696
Percentage Net Loans Charged-off: Total real estate loans0.0301%2,501
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0723%1,712
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0863%1,546
Percentage Net Loans Charged-off: Commercial and industrial0.0246%4,001
Percentage Net Loans Charged-off: Loans to individuals3.3771%328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1257%3,588
Percentage Net Loans Charged-off: Total real estate loans0.0400%2,012
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0964%1,299
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.1139%1,180
Percentage Net Loans Charged-off: Commercial and industrial-0.0098%7,343
Percentage Net Loans Charged-off: Loans to individuals3.0525%415
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1297%2,979
Percentage Net Loans Charged-off: Total real estate loans-0.0018%8,074
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%8,328
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0050%8,376
Percentage Net Loans Charged-off: Commercial and industrial0.0888%2,173
Percentage Net Loans Charged-off: Loans to individuals3.6216%379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0778%5,581
Percentage Net Loans Charged-off: Total real estate loans0.0222%3,239
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0510%2,287
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0589%2,107
Percentage Net Loans Charged-off: Commercial and industrial-0.1317%8,232
Percentage Net Loans Charged-off: Loans to individuals2.4252%655
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1898%3,757
Percentage Net Loans Charged-off: Total real estate loans-0.0069%8,520
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%8,801
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0166%8,840
Percentage Net Loans Charged-off: Commercial and industrial0.5464%2,574
Percentage Net Loans Charged-off: Loans to individuals0.5462%3,937
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE1.0461%46
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3557%1,898
Percentage Net Loans Charged-off: Total real estate loans0.0276%577
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0533%412
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0594%356
Percentage Net Loans Charged-off: Commercial and industrial1.1448%210
Percentage Net Loans Charged-off: Loans to individuals0.3722%905
Percentage Net Loans Charged-off: Credit card loans0.6316%862
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0736%5,428
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1466%4,248
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0344%7,231
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0958%5,862
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0388%10,621
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0300%10,602
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4194%3,210
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0660%1,922
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA