Home > Bank of Sumner > Income and Expense
Bank of Sumner, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 4,493 |
| Total interest expense | $2,167,000 | 5,945 |
| Net interest income | $4,846,000 | 3,600 |
| Provision for loan and lease losses | $245,000 | 2,986 |
| Total noninterest income | $491,000 | 5,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,208 |
| Total noninterest expense | $2,599,000 | 4,634 |
| Salaries and employee benefits | $1,523,000 | 4,199 |
| Premises and equipment expense | $376,000 | 4,655 |
| Additional noninterest expense | $700,000 | 5,222 |
| Pre-tax net operating income | $2,493,000 | 2,926 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $739,000 | 3,110 |
| Income before extraordinary items | $1,754,000 | 2,900 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,754,000 | 2,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,907 |
| Cash dividends | $665,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,754,000 | 2,849 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 5,205 |
| Total interest expense | $1,903,000 | 6,618 |
| Net interest income | $4,068,000 | 4,262 |
| Provision for loan and lease losses | $153,000 | 4,019 |
| Total noninterest income | $471,000 | 5,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 5,368 |
| Total noninterest expense | $2,309,000 | 5,320 |
| Salaries and employee benefits | $1,303,000 | 4,846 |
| Premises and equipment expense | $369,000 | 4,844 |
| Additional noninterest expense | $637,000 | 6,116 |
| Pre-tax net operating income | $2,077,000 | 3,312 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $617,000 | 3,506 |
| Income before extraordinary items | $1,460,000 | 3,275 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,460,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,102 |
| Cash dividends | $590,000 | 3,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,460,000 | 3,238 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 5,691 |
| Total interest expense | $1,666,000 | 7,231 |
| Net interest income | $3,692,000 | 4,644 |
| Provision for loan and lease losses | $96,000 | 4,714 |
| Total noninterest income | $511,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 4,609 |
| Total noninterest expense | $2,260,000 | 5,434 |
| Salaries and employee benefits | $1,188,000 | 5,260 |
| Premises and equipment expense | $386,000 | 4,681 |
| Additional noninterest expense | $686,000 | 5,952 |
| Pre-tax net operating income | $1,847,000 | 3,743 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $563,000 | 3,830 |
| Income before extraordinary items | $1,284,000 | 3,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,284,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $820,000 | 2,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,284,000 | 3,701 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 5,373 |
| Total interest expense | $1,429,000 | 7,105 |
| Net interest income | $3,902,000 | 4,485 |
| Provision for loan and lease losses | $159,000 | 3,501 |
| Total noninterest income | $529,000 | 5,080 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $243,000 | 4,679 |
| Total noninterest expense | $2,326,000 | 5,498 |
| Salaries and employee benefits | $1,152,000 | 5,448 |
| Premises and equipment expense | $373,000 | 4,863 |
| Additional noninterest expense | $801,000 | 5,700 |
| Pre-tax net operating income | $1,946,000 | 3,509 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $613,000 | 3,451 |
| Income before extraordinary items | $1,343,000 | 3,492 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,333,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,873 |
| Cash dividends | $446,000 | 3,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,343,000 | 3,525 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 5,789 |
| Total interest expense | $1,503,000 | 7,194 |
| Net interest income | $3,495,000 | 4,966 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $668,000 | 4,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $289,000 | 4,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,896 |
| Total noninterest expense | $2,061,000 | 6,174 |
| Salaries and employee benefits | $1,012,000 | 6,059 |
| Premises and equipment expense | $334,000 | 5,406 |
| Additional noninterest expense | $715,000 | 6,448 |
| Pre-tax net operating income | $2,006,000 | 3,298 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $622,000 | 3,484 |
| Income before extraordinary items | $1,384,000 | 3,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,384,000 | 3,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $187,000 | 5,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,384,000 | 3,300 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 7,240 |
| Total interest expense | $1,547,000 | 8,375 |
| Net interest income | $2,655,000 | 6,304 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $590,000 | 5,019 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 4,244 |
| Total noninterest expense | $1,810,000 | 6,914 |
| Salaries and employee benefits | $851,000 | 6,925 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $656,000 | 7,064 |
| Pre-tax net operating income | $1,435,000 | 4,213 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $381,000 | 4,978 |
| Income before extraordinary items | $1,054,000 | 4,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,054,000 | 4,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $107,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,054,000 | 3,983 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.