Home > Bank of Sugar Grove > Income and Expense
Bank of Sugar Grove, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 7,177 |
| Total interest expense | $1,269,000 | 7,477 |
| Net interest income | $1,911,000 | 6,807 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $270,000 | 6,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,337 |
| Total noninterest expense | $1,205,000 | 7,554 |
| Salaries and employee benefits | $545,000 | 8,068 |
| Premises and equipment expense | $202,000 | 6,783 |
| Additional noninterest expense | $458,000 | 6,833 |
| Pre-tax net operating income | $940,000 | 5,489 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $342,000 | 4,527 |
| Income before extraordinary items | $598,000 | 5,910 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $598,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $248,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $598,000 | 5,884 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 7,524 |
| Total interest expense | $1,262,000 | 7,767 |
| Net interest income | $1,744,000 | 7,177 |
| Provision for loan and lease losses | $9,000 | 8,310 |
| Total noninterest income | $258,000 | 6,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,447 |
| Total noninterest expense | $1,130,000 | 7,735 |
| Salaries and employee benefits | $544,000 | 8,085 |
| Premises and equipment expense | $182,000 | 7,012 |
| Additional noninterest expense | $404,000 | 7,188 |
| Pre-tax net operating income | $863,000 | 5,866 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $275,000 | 5,413 |
| Income before extraordinary items | $588,000 | 6,113 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $588,000 | 6,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $230,000 | 5,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $588,000 | 6,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 7,755 |
| Total interest expense | $1,270,000 | 7,925 |
| Net interest income | $1,732,000 | 7,477 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $272,000 | 6,982 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,142 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,157,000 | 7,826 |
| Salaries and employee benefits | $516,000 | 8,489 |
| Premises and equipment expense | $181,000 | 7,183 |
| Additional noninterest expense | $460,000 | 6,841 |
| Pre-tax net operating income | $834,000 | 6,396 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $244,000 | 6,324 |
| Income before extraordinary items | $592,000 | 6,417 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $592,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 10,555 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $590,580 | 6,374 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,921,000 | 8,097 |
| Total interest expense | $1,406,000 | 7,819 |
| Net interest income | $1,515,000 | 8,239 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $341,000 | 6,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 6,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,293 |
| Total noninterest expense | $1,378,000 | 7,449 |
| Salaries and employee benefits | $620,000 | 8,005 |
| Premises and equipment expense | $246,000 | 6,302 |
| Additional noninterest expense | $512,000 | 6,960 |
| Pre-tax net operating income | $328,000 | 8,944 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $50,000 | 9,685 |
| Income before extraordinary items | $278,000 | 8,611 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $278,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,342 |
| Cash dividends | $115,000 | 6,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $278,000 | 8,543 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 7,966 |
| Total interest expense | $1,397,000 | 7,983 |
| Net interest income | $1,777,000 | 7,825 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $262,000 | 7,553 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,804 |
| Total noninterest expense | $1,603,000 | 6,972 |
| Salaries and employee benefits | $739,000 | 7,468 |
| Premises and equipment expense | $187,000 | 7,460 |
| Additional noninterest expense | $677,000 | 6,012 |
| Pre-tax net operating income | $436,000 | 8,835 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $41,000 | 10,357 |
| Income before extraordinary items | $395,000 | 8,124 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $395,000 | 8,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,663 |
| Cash dividends | $43,000 | 7,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $395,000 | 8,088 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 8,416 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $1,646,000 | 8,466 |
| Provision for loan and lease losses | $452,000 | 1,662 |
| Total noninterest income | $283,000 | 7,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,611,000 | 7,264 |
| Salaries and employee benefits | $753,000 | 7,502 |
| Premises and equipment expense | $170,000 | 8,080 |
| Additional noninterest expense | $688,000 | 6,411 |
| Pre-tax net operating income | $-134,000 | 12,219 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-96,000 | 12,290 |
| Income before extraordinary items | $-38,000 | 12,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-38,000 | 12,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,238 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-38,000 | 12,113 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 8,500 |
| Total interest expense | $1,239,000 | 8,113 |
| Net interest income | $1,663,000 | 8,601 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $457,000 | 5,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,143 |
| Total noninterest expense | $1,361,000 | 8,298 |
| Salaries and employee benefits | $674,000 | 8,182 |
| Premises and equipment expense | $180,000 | 8,142 |
| Additional noninterest expense | $507,000 | 8,140 |
| Pre-tax net operating income | $579,000 | 8,088 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $454,000 | 7,934 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $454,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 4,432 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $454,000 | 7,677 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 8,573 |
| Total interest expense | $1,552,000 | 8,358 |
| Net interest income | $1,691,000 | 8,679 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,542 |
| Total noninterest expense | $1,353,000 | 8,476 |
| Salaries and employee benefits | $634,000 | 8,518 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $558,000 | 7,898 |
| Pre-tax net operating income | $383,000 | 9,396 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $104,000 | 9,806 |
| Income before extraordinary items | $280,000 | 9,540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $280,000 | 9,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 6,260 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $279,270 | 9,191 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.