Home > Bank of Stockton > Net charge- offs to loans
Bank of Stockton, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1982% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 143 |
| Percentage Net Loans Charged-off:Construction & development | -0.1158% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3269% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 4,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0616% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 4,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0584% | 4,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 2,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6547% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1627% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2268% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2545% | 70 |
| Percentage Net Loans Charged-off:Construction & development | -0.0723% | 4,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4482% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0406% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0770% | 4,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1197% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1897% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6230% | 263 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1781% | 1,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1340% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1626% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,812 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 4,383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1813% | 4,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4540% | 396 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1624% | 1,650 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 4,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 3,914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,491 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0418% | 4,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3109% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3688% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3104% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0392% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1277% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0907% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0917% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0907% | 2,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0194% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0305% | 4,454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 308 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1173% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0891% | 1,981 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0615% | 457 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0893% | 1,905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0226% | 1,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 4,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0340% | 3,307 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1841% | 432 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0913% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1173% | 462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 3,800 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 4,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 3,686 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0188% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3278% | 245 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1478% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3667% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1458% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0872% | 4,541 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0964% | 4,578 |
| Percentage Net Loans Charged-off:Construction & development | -0.1046% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1819% | 4,610 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0114% | 3,925 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0647% | 4,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0505% | 4,029 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4293% | 820 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0472% | 3,964 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0984% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1220% | 4,686 |
| Percentage Net Loans Charged-off:Construction & development | -0.0742% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2425% | 4,704 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 3,969 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0061% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0782% | 4,140 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0402% | 3,884 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5817% | 840 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0357% | 3,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0370% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0236% | 3,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0859% | 4,236 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0883% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8712% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0962% | 4,017 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0217% | 4,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 4,482 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0499% | 3,993 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6033% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1515% | 4,475 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0648% | 3,895 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9735% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0731% | 3,876 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 2,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0196% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | -0.1249% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0164% | 4,476 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0519% | 4,039 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0095% | 3,350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0662% | 4,322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5882% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1463% | 2,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0166% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 4,504 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0623% | 4,057 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,769 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0843% | 4,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1425% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9287% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1307% | 2,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0116% | 4,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0168% | 4,571 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0669% | 4,073 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,785 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 3,390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1397% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2395% | 1,835 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0761% | 391 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2339% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 4,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 4,618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0467% | 4,094 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3388% | 4,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2617% | 1,709 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7072% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2518% | 1,626 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1107% | 1,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 4,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.1472% | 4,573 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 956 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0394% | 4,151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0894% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 1,934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5536% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1838% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5436% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1149% | 1,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 4,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0479% | 4,213 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 4,639 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1175% | 3,770 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0310% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4956% | 1,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 1,379 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0566% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 4,737 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0399% | 4,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1986% | 1,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4701% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9842% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4552% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0172% | 4,845 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0539% | 4,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 4,170 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0172% | 3,638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4451% | 523 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6418% | 1,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8560% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6406% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1922% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 4,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.3810% | 4,823 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 4,731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1116% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 4,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0183% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,969 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4200% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3697% | 1,854 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2702% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3523% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 1,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0271% | 4,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.5960% | 4,913 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 4,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1612% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0394% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1417% | 3,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0357% | 4,290 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3229% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5620% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3215% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1135% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | -0.3499% | 4,891 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0200% | 4,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2395% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 4,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1974% | 3,979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 1,969 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7556% | 436 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2445% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 1,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0555% | 5,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.7633% | 5,014 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 5,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1083% | 5,243 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3840% | 4,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0718% | 2,285 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8207% | 1,015 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0772% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0444% | 5,092 |
| Percentage Net Loans Charged-off:Construction & development | -0.7306% | 5,102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0222% | 4,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1199% | 5,350 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4245% | 4,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2862% | 5,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 1,453 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2669% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6222% | 1,345 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0702% | 5,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0727% | 5,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1593% | 5,443 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5656% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2738% | 5,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5593% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5030% | 370 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5539% | 1,333 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0679% | 5,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 5,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2390% | 5,544 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8492% | 4,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4326% | 5,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5888% | 1,345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3898% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5784% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 5,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 5,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1727% | 5,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6182% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1060% | 4,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8228% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0738% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8093% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1751% | 1,569 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.4215% | 5,183 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0255% | 5,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1028% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3543% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 2,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1582% | 5,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6594% | 1,471 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8128% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6522% | 1,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3334% | 792 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1029% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0270% | 5,100 |
| Percentage Net Loans Charged-off:Construction & development | -0.5686% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0265% | 5,197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,948 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1483% | 5,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5391% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1768% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5352% | 1,398 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0087% | 1,360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 5,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0245% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2040% | 5,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 1,705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2601% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4024% | 1,578 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0114% | 1,158 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0333% | 5,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 4,726 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0128% | 4,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1933% | 5,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6726% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3343% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0099% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 5,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0390% | 5,433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0547% | 5,502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0582% | 5,658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2135% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6415% | 5,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1999% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9665% | 532 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1936% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4826% | 5,534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1634% | 1,267 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1663% | 5,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0486% | 5,557 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0658% | 5,634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0767% | 5,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2834% | 4,511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8519% | 5,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1057% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5099% | 582 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1022% | 2,778 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6614% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1665% | 1,248 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2391% | 6,072 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 4,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0267% | 5,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.9465% | 6,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0511% | 2,894 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2566% | 1,134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0539% | 2,758 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 1,130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1617% | 1,231 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1442% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0427% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 4,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1746% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0227% | 4,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1541% | 1,208 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0772% | 3,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,927 |
| Percentage Net Loans Charged-off:Construction & development | -2.9692% | 5,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2959% | 975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 2,435 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3951% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 5,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0419% | 5,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0807% | 3,512 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2544% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0651% | 3,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3908% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1529% | 1,310 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1975% | 1,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1936% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.2683% | 5,534 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4086% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 2,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4061% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 5,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0143% | 3,588 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5962% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0080% | 5,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8200% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2201% | 1,300 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3284% | 929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6407% | 482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1807% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6201% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0764% | 5,206 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0052% | 5,235 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6947% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0316% | 5,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2260% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1891% | 1,270 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3891% | 938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2361% | 1,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2938% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3745% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2417% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1430% | 5,568 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1664% | 1,176 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1426% | 5,506 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6824% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2475% | 1,249 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0094% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 2,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 5,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2130% | 1,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1950% | 2,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6354% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 5,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2970% | 6,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1205% | 5,990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1664% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1264% | 5,947 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2725% | 5,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0737% | 1,382 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0563% | 4,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 5,429 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 5,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2685% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8719% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 5,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4491% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1368% | 5,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2274% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1444% | 5,937 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3693% | 6,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0747% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0757% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.0383% | 5,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 2,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2979% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9316% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 5,923 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6748% | 1,091 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1553% | 5,876 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0685% | 1,276 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1350% | 5,766 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5701% | 6,065 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 5,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 2,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1548% | 1,035 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2118% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6716% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 5,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2361% | 1,194 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1162% | 5,699 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1457% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1448% | 5,733 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.2740% | 6,141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6566% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.1271% | 2,166 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3033% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0781% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2649% | 532 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5925% | 6,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3292% | 6,403 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2177% | 6,455 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8542% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2910% | 6,489 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2907% | 6,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -13.3252% | 1,474 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8861% | 1,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.1521% | 1,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7008% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0604% | 6,788 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2410% | 512 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8291% | 7,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5930% | 6,617 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2907% | 6,542 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9192% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3670% | 6,566 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1175% | 6,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -17.3043% | 1,462 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8103% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4212% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.3221% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5255% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3101% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5079% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1849% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3143% | 6,447 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4244% | 6,627 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9607% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5066% | 6,638 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2017% | 6,256 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1281% | 3,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3838% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.6406% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5303% | 950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2794% | 1,944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6844% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 6,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5940% | 6,654 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2754% | 6,310 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3780% | 425 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3149% | 6,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0048% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7837% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2237% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 15.1296% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2883% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0022% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9916% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6061% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5405% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3339% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4222% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7663% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3002% | 3,273 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4474% | 6,365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3375% | 96 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7693% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0884% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 12.3726% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5802% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0499% | 813 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2495% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0966% | 394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6199% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8239% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4125% | 2,856 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7203% | 399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2990% | 2,977 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4539% | 6,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4232% | 84 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5897% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3780% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 5.1698% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2771% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0747% | 637 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3245% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0784% | 410 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7639% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1413% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5800% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3595% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4167% | 2,335 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0045% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.5461% | 73 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1032% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2460% | 494 |
| Percentage Net Loans Charged-off:Construction & development | 9.9937% | 339 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9066% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1487% | 400 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9142% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4000% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5475% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9569% | 489 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 2,116 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1796% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2876% | 2,304 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.1643% | 41 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1092% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6034% | 2,693 |
| Percentage Net Loans Charged-off:Construction & development | 2.5386% | 1,893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1734% | 2,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0920% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2918% | 724 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9393% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0415% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3354% | 1,669 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0621% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7435% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1045% | 1,839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7041% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 3.0649% | 1,580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 2,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3304% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4384% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2477% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0120% | 1,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3002% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5687% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0045% | 6,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3260% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8694% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 4.1949% | 1,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3487% | 1,718 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1529% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5033% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8853% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6371% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3901% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | 8.5434% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1109% | 1,251 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3171% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,194 |
| Percentage Net Loans Charged-off:Construction & development | -1.0055% | 7,125 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6117% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1028% | 916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0034% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3193% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7074% | 1,179 |
| Percentage Net Loans Charged-off: Credit card loans | 12.1324% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1966% | 6,654 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0382% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8011% | 2,212 |
| Percentage Net Loans Charged-off:Construction & development | 3.7706% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3421% | 2,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4218% | 2,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2540% | 5,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9801% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6928% | 3,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1721% | 1,218 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8886% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5959% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0147% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6569% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 4.1305% | 1,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2070% | 1,941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3656% | 7,897 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4439% | 5,890 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3003% | 7,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8618% | 2,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2524% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0994% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7714% | 945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4828% | 2,899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 4,775 |
| Percentage Net Loans Charged-off:Construction & development | 1.0828% | 1,745 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1161% | 7,850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5575% | 7,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6664% | 5,935 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4645% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0676% | 7,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3457% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2335% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0896% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3972% | 2,508 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1859% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.1350% | 1,710 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2305% | 7,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5109% | 8,028 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9642% | 8,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1758% | 7,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4800% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4223% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0375% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3039% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5339% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 7.5035% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0753% | 1,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2635% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4668% | 732 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 3,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0505% | 7,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9165% | 1,079 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8746% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0393% | 6,865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3604% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6977% | 338 |
| Percentage Net Loans Charged-off:Construction & development | 8.1923% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0222% | 1,579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 3,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 2,648 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5781% | 7,809 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0310% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5365% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0406% | 1,495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6019% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4175% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | 1.9911% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0337% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0914% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5566% | 1,063 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3425% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0268% | 6,815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2655% | 1,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0186% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.1967% | 845 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4722% | 7,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2646% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7611% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0377% | 6,880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 4,085 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 8,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4168% | 6,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2823% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 7,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8263% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0039% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.6289% | 7,458 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 3,539 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 7,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1215% | 6,200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0195% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 1,858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0119% | 3,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6374% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7747% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3108% | 7,439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 7,764 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1407% | 6,183 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0303% | 2,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4883% | 2,442 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2928% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.0216% | 7,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0505% | 7,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 7,930 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2709% | 6,139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1398% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0543% | 7,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2476% | 2,927 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1367% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4892% | 7,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3769% | 8,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0062% | 7,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 8,051 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0358% | 6,052 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.6862% | 8,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2230% | 4,335 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9412% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6770% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3291% | 8,575 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 7,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0047% | 7,872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0254% | 8,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 6,053 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3026% | 8,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1734% | 4,180 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5201% | 442 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9379% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6015% | 8,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 7,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0240% | 8,079 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.9518% | 8,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1617% | 3,894 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7423% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3188% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6590% | 8,650 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 8,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0462% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.0711% | 8,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2144% | 3,068 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2645% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5193% | 7,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1374% | 8,557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 6,331 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2039% | 8,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1382% | 5,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0505% | 1,457 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0280% | 1,511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0342% | 4,698 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0118% | 6,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0188% | 8,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0372% | 8,214 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0655% | 2,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0813% | 5,327 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1046% | 2,039 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1124% | 1,098 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 7,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 7,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 6,246 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 1,994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 1,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1097% | 2,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1009% | 4,742 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0535% | 1,994 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8148% | 7,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 7,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 7,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 5,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4943% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0839% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3238% | 1,996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.3683% | 7,657 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0144% | 8,186 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1035% | 8,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1201% | 6,062 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0904% | 8,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5685% | 1,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2821% | 4,952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7248% | 1,438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0154% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4253% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,060 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0700% | 8,532 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1597% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9363% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2898% | 4,442 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2665% | 1,153 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3615% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7133% | 632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 8,184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1031% | 8,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2398% | 6,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1725% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2687% | 4,256 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6542% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2725% | 216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0236% | 4,338 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 8,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2045% | 8,752 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4816% | 5,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1819% | 7,770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3548% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5388% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3275% | 7,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0392% | 6,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0201% | 8,493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0473% | 8,635 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0843% | 8,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2926% | 8,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3509% | 5,010 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1748% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2571% | 7,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1406% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0255% | 8,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0961% | 8,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1722% | 8,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1679% | 3,234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4123% | 4,224 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5933% | 680 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1444% | 7,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1644% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 8,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1354% | 8,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2421% | 8,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 2,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3936% | 4,012 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4095% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0509% | 7,452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0193% | 7,827 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0454% | 8,731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2046% | 8,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3633% | 9,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6987% | 8,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4021% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5956% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5862% | 7,841 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 6,263 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 8,648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0394% | 8,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 8,768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 8,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1668% | 8,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2401% | 5,773 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9088% | 1,303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4084% | 555 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1317% | 9,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 2,888 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 1,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2150% | 873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.7169% | 9,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1075% | 6,609 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0291% | 2,104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.9672% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2476% | 9,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3448% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5019% | 1,427 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4248% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5401% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.9342% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 1,105 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2531% | 705 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1706% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2959% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 713 |
| Percentage Net Loans Charged-off:Construction & development | 0.0246% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3281% | 1,404 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0661% | 412 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2445% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5861% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8245% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8476% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1807% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0567% | 9,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.1716% | 1,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.1381% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3452% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6849% | 1,366 |
| Percentage Net Loans Charged-off: 1-4 family residential | -4.6816% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2780% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | -5.3016% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4285% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1296% | 418 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4162% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4572% | 56 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1051% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6096% | 35 |
| Percentage Net Loans Charged-off:Construction & development | 2.5547% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3141% | 131 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8370% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8241% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8385% | 21 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.9169% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3616% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9744% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9334% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1692% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6217% | 4 |
| Percentage Net Loans Charged-off:Construction & development | 18.1432% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6687% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1176% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5455% | 1,348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1287% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0210% | 182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3743% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1571% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1036% | 1,273 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2890% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7280% | 15 |
| Percentage Net Loans Charged-off:Construction & development | 4.0858% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5619% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2664% | 169 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3980% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6136% | 662 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4198% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2152% | 1,275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1629% | 229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 1,048 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0717% | 542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.6578% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3759% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9612% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6993% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3836% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1686% | 1,500 |
| Percentage Net Loans Charged-off:Construction & development | -1.4636% | 1,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0274% | 1,453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 1,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5525% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6083% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7986% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3065% | 220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0963% | 13,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4962% | 1,578 |
| Percentage Net Loans Charged-off:Construction & development | -2.3685% | 1,504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1112% | 1,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0875% | 1,546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0984% | 1,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6263% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4094% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3770% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7960% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |