Home > Bank of Stockdale, F.S.B. > Income and Expense
Bank of Stockdale, F.S.B., Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,114,000 | 2,318 |
| Total interest expense | $8,003,000 | 2,144 |
| Net interest income | $7,111,000 | 2,504 |
| Provision for loan and lease losses | $580,000 | 1,672 |
| Total noninterest income | $1,505,000 | 2,334 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,505,000 | 1,377 |
| Total noninterest expense | $6,256,000 | 2,196 |
| Salaries and employee benefits | $3,267,000 | 2,187 |
| Premises and equipment expense | $1,257,000 | 1,657 |
| Additional noninterest expense | $1,732,000 | 2,484 |
| Pre-tax net operating income | $1,780,000 | 3,598 |
| Securities gains (losses) | $566,000 | 245 |
| Applicable income taxes | $741,000 | 2,664 |
| Income before extraordinary items | $1,605,000 | 3,077 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,605,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,926 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,220,120 | 3,797 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,717,000 | 2,758 |
| Total interest expense | $5,584,000 | 2,644 |
| Net interest income | $6,133,000 | 2,869 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $1,160,000 | 2,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,160,000 | 1,690 |
| Total noninterest expense | $6,175,000 | 2,216 |
| Salaries and employee benefits | $3,142,000 | 2,233 |
| Premises and equipment expense | $987,000 | 2,075 |
| Additional noninterest expense | $2,046,000 | 2,129 |
| Pre-tax net operating income | $843,000 | 5,778 |
| Securities gains (losses) | $653,000 | 291 |
| Applicable income taxes | $522,000 | 3,545 |
| Income before extraordinary items | $974,000 | 4,512 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $974,000 | 4,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 2,006 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $549,550 | 6,150 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,347,000 | 3,126 |
| Total interest expense | $5,250,000 | 2,861 |
| Net interest income | $5,097,000 | 3,329 |
| Provision for loan and lease losses | $784,000 | 1,201 |
| Total noninterest income | $1,171,000 | 2,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,171,000 | 1,656 |
| Total noninterest expense | $5,429,000 | 2,402 |
| Salaries and employee benefits | $2,821,000 | 2,396 |
| Premises and equipment expense | $914,000 | 2,119 |
| Additional noninterest expense | $1,694,000 | 2,460 |
| Pre-tax net operating income | $55,000 | 9,599 |
| Securities gains (losses) | $881,000 | 417 |
| Applicable income taxes | $228,000 | 5,854 |
| Income before extraordinary items | $708,000 | 5,583 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $708,000 | 5,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,184 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $38,440 | 9,619 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,637,000 | 3,352 |
| Total interest expense | $5,393,000 | 2,780 |
| Net interest income | $4,244,000 | 4,028 |
| Provision for loan and lease losses | $681,000 | 1,355 |
| Total noninterest income | $911,000 | 3,282 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $911,000 | 1,847 |
| Total noninterest expense | $4,803,000 | 2,671 |
| Salaries and employee benefits | $2,489,000 | 2,657 |
| Premises and equipment expense | $936,000 | 2,102 |
| Additional noninterest expense | $1,378,000 | 2,956 |
| Pre-tax net operating income | $-329,000 | 10,654 |
| Securities gains (losses) | $587,000 | 393 |
| Applicable income taxes | $-44,000 | 10,612 |
| Income before extraordinary items | $302,000 | 8,359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $302,000 | 8,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $527,000 | 1,281 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,980,000 | 317 |
| Net operating income | $-285,000 | 10,640 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,616,000 | 3,395 |
| Total interest expense | $5,632,000 | 2,696 |
| Net interest income | $3,984,000 | 4,341 |
| Provision for loan and lease losses | $1,146,000 | 931 |
| Total noninterest income | $855,000 | 3,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $855,000 | 2,014 |
| Total noninterest expense | $5,960,000 | 2,304 |
| Salaries and employee benefits | $2,365,000 | 2,836 |
| Premises and equipment expense | $979,000 | 2,048 |
| Additional noninterest expense | $2,616,000 | 1,941 |
| Pre-tax net operating income | $-2,267,000 | 11,409 |
| Securities gains (losses) | $568,000 | 385 |
| Applicable income taxes | $-729,000 | 11,377 |
| Income before extraordinary items | $-970,000 | 11,364 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-970,000 | 11,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $866,000 | 977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-1,333,520 | 11,375 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,420,000 | 3,841 |
| Total interest expense | $5,135,000 | 2,961 |
| Net interest income | $3,285,000 | 5,123 |
| Provision for loan and lease losses | $530,000 | 1,496 |
| Total noninterest income | $708,000 | 4,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $708,000 | 2,276 |
| Total noninterest expense | $4,980,000 | 2,731 |
| Salaries and employee benefits | $2,196,000 | 3,033 |
| Premises and equipment expense | $942,000 | 2,134 |
| Additional noninterest expense | $1,842,000 | 2,589 |
| Pre-tax net operating income | $-1,517,000 | 11,911 |
| Securities gains (losses) | $588,000 | 314 |
| Applicable income taxes | $-339,000 | 11,845 |
| Income before extraordinary items | $-590,000 | 11,814 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-590,000 | 11,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,457 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-966,320 | 11,857 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,407,000 | 4,576 |
| Total interest expense | $3,418,000 | 3,519 |
| Net interest income | $2,989,000 | 5,628 |
| Provision for loan and lease losses | $433,000 | 1,714 |
| Total noninterest income | $673,000 | 4,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $673,000 | 2,394 |
| Total noninterest expense | $3,430,000 | 3,919 |
| Salaries and employee benefits | $1,761,000 | 3,703 |
| Premises and equipment expense | $614,000 | 3,203 |
| Additional noninterest expense | $1,055,000 | 4,504 |
| Pre-tax net operating income | $-201,000 | 12,265 |
| Securities gains (losses) | $288,000 | 396 |
| Applicable income taxes | $15,000 | 11,265 |
| Income before extraordinary items | $72,000 | 11,639 |
| Extraordinary gains, net | $40,000 | 171 |
| Net income | $112,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,160 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $464,000 | 558 |
| Net operating income | $-167,040 | 12,231 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,926,000 | 4,351 |
| Total interest expense | $3,460,000 | 3,621 |
| Net interest income | $3,466,000 | 4,999 |
| Provision for loan and lease losses | $536,000 | 2,003 |
| Total noninterest income | $253,000 | 8,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $253,000 | 4,978 |
| Total noninterest expense | $3,043,000 | 4,453 |
| Salaries and employee benefits | $1,494,000 | 4,292 |
| Premises and equipment expense | $549,000 | 3,582 |
| Additional noninterest expense | $1,000,000 | 4,928 |
| Pre-tax net operating income | $140,000 | 11,552 |
| Securities gains (losses) | $422,000 | 1,011 |
| Applicable income taxes | $249,000 | 6,818 |
| Income before extraordinary items | $313,000 | 9,328 |
| Extraordinary gains, net | $176,000 | 1,097 |
| Net income | $489,000 | 7,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 7,896 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $42,920 | 12,157 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,782,000 | 4,387 |
| Total interest expense | $4,393,000 | 3,732 |
| Net interest income | $3,389,000 | 5,155 |
| Provision for loan and lease losses | $342,000 | 3,824 |
| Total noninterest income | $290,000 | 7,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $290,000 | 4,521 |
| Total noninterest expense | $2,821,000 | 4,783 |
| Salaries and employee benefits | $1,352,000 | 4,651 |
| Premises and equipment expense | $551,000 | 3,643 |
| Additional noninterest expense | $918,000 | 5,427 |
| Pre-tax net operating income | $516,000 | 8,301 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $225,000 | 7,091 |
| Income before extraordinary items | $308,000 | 9,207 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $308,000 | 9,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $297,120 | 8,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.