Home > Bank of Stephenson > Income and Expense
Bank of Stephenson, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 5,594 |
| Total interest expense | $2,082,000 | 5,438 |
| Net interest income | $3,015,000 | 5,597 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $174,000 | 9,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $2,158,000 | 5,847 |
| Salaries and employee benefits | $1,003,000 | 6,071 |
| Premises and equipment expense | $187,000 | 7,705 |
| Additional noninterest expense | $968,000 | 4,843 |
| Pre-tax net operating income | $1,031,000 | 5,830 |
| Securities gains (losses) | $75,000 | 916 |
| Applicable income taxes | $280,000 | 6,120 |
| Income before extraordinary items | $826,000 | 5,235 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $826,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,198 |
| Cash dividends | $5,812,000 | 511 |
| Sale, conversion, retirement of capital stock, net | $1,548,000 | 344 |
| Net operating income | $769,750 | 5,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,432,000 | 5,393 |
| Total interest expense | $2,353,000 | 5,061 |
| Net interest income | $3,079,000 | 5,545 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $1,829,000 | 6,805 |
| Salaries and employee benefits | $994,000 | 6,168 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $752,000 | 6,226 |
| Pre-tax net operating income | $1,385,000 | 4,636 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $1,010,000 | 4,664 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,010,000 | 4,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,167 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,010,000 | 4,431 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 5,505 |
| Total interest expense | $2,932,000 | 5,261 |
| Net interest income | $3,053,000 | 5,638 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,653,000 | 7,394 |
| Salaries and employee benefits | $903,000 | 6,604 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $635,000 | 7,217 |
| Pre-tax net operating income | $1,484,000 | 4,071 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $463,000 | 4,256 |
| Income before extraordinary items | $1,052,000 | 4,312 |
| Extraordinary gains, net | $112,000 | 694 |
| Net income | $1,164,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-450,000 | 13,908 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,030,610 | 4,066 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.