Home > Bank of Ste. Genevieve > Income and Expense
Bank of Ste. Genevieve, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 5,140 |
| Total interest expense | $1,858,000 | 5,054 |
| Net interest income | $3,198,000 | 5,084 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $500,000 | 5,217 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $347,000 | 3,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $1,954,000 | 5,955 |
| Salaries and employee benefits | $1,014,000 | 6,093 |
| Premises and equipment expense | $214,000 | 6,608 |
| Additional noninterest expense | $726,000 | 5,286 |
| Pre-tax net operating income | $1,744,000 | 3,731 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $583,000 | 3,167 |
| Income before extraordinary items | $1,161,000 | 4,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,161,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,161,000 | 4,077 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 8,851 |
| Total interest expense | $517,000 | 8,989 |
| Net interest income | $855,000 | 8,567 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $106,000 | 8,425 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $80,000 | 6,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $464,000 | 9,247 |
| Salaries and employee benefits | $240,000 | 9,285 |
| Premises and equipment expense | $47,000 | 9,175 |
| Additional noninterest expense | $177,000 | 8,844 |
| Pre-tax net operating income | $497,000 | 6,552 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $165,000 | 5,310 |
| Income before extraordinary items | $332,000 | 6,941 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $332,000 | 6,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $332,000 | 6,824 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,915,000 | 4,632 |
| Total interest expense | $3,232,000 | 4,660 |
| Net interest income | $3,683,000 | 4,453 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $515,000 | 4,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 3,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,829,000 | 6,006 |
| Salaries and employee benefits | $978,000 | 6,014 |
| Premises and equipment expense | $253,000 | 6,005 |
| Additional noninterest expense | $598,000 | 5,809 |
| Pre-tax net operating income | $2,369,000 | 2,897 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $747,000 | 2,643 |
| Income before extraordinary items | $1,622,000 | 3,050 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,622,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,622,000 | 3,045 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 4,711 |
| Total interest expense | $2,872,000 | 4,750 |
| Net interest income | $3,567,000 | 4,592 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $364,000 | 5,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,173 |
| Total noninterest expense | $1,853,000 | 5,975 |
| Salaries and employee benefits | $960,000 | 6,044 |
| Premises and equipment expense | $236,000 | 6,244 |
| Additional noninterest expense | $657,000 | 5,487 |
| Pre-tax net operating income | $2,078,000 | 3,233 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $612,000 | 3,179 |
| Income before extraordinary items | $1,466,000 | 3,296 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,466,000 | 3,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $700,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,466,000 | 3,260 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 4,603 |
| Total interest expense | $3,078,000 | 4,627 |
| Net interest income | $3,546,000 | 4,551 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $340,000 | 6,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 7,275 |
| Total noninterest expense | $1,749,000 | 6,129 |
| Salaries and employee benefits | $890,000 | 6,256 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $615,000 | 5,654 |
| Pre-tax net operating income | $2,137,000 | 3,167 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $619,000 | 3,323 |
| Income before extraordinary items | $1,518,000 | 3,226 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,518,000 | 3,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,413 |
| Cash dividends | $1,900,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,518,000 | 3,132 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 4,762 |
| Total interest expense | $2,991,000 | 4,731 |
| Net interest income | $3,529,000 | 4,701 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $314,000 | 6,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,754,000 | 6,173 |
| Salaries and employee benefits | $914,000 | 6,217 |
| Premises and equipment expense | $250,000 | 6,057 |
| Additional noninterest expense | $590,000 | 5,872 |
| Pre-tax net operating income | $2,089,000 | 3,391 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $597,000 | 3,687 |
| Income before extraordinary items | $1,492,000 | 3,376 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,492,000 | 3,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,963 |
| Cash dividends | $1,100,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,492,000 | 3,302 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 5,009 |
| Total interest expense | $2,930,000 | 4,873 |
| Net interest income | $3,359,000 | 5,000 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $305,000 | 6,880 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $240,000 | 4,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,279 |
| Total noninterest expense | $1,711,000 | 6,590 |
| Salaries and employee benefits | $923,000 | 6,349 |
| Premises and equipment expense | $278,000 | 5,870 |
| Additional noninterest expense | $510,000 | 6,975 |
| Pre-tax net operating income | $1,953,000 | 3,470 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $532,000 | 3,950 |
| Income before extraordinary items | $1,421,000 | 3,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,421,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $650,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,421,000 | 3,318 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,202,000 | 5,057 |
| Total interest expense | $2,911,000 | 4,898 |
| Net interest income | $3,291,000 | 5,114 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $265,000 | 7,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,816,000 | 6,413 |
| Salaries and employee benefits | $910,000 | 6,514 |
| Premises and equipment expense | $232,000 | 6,634 |
| Additional noninterest expense | $674,000 | 6,035 |
| Pre-tax net operating income | $1,730,000 | 3,978 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $442,000 | 4,582 |
| Income before extraordinary items | $1,288,000 | 3,713 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,288,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,076 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,288,000 | 3,694 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,385,000 | 5,331 |
| Total interest expense | $2,373,000 | 4,851 |
| Net interest income | $3,012,000 | 5,602 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $340,000 | 6,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,007 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 6,264 |
| Total noninterest expense | $1,691,000 | 7,020 |
| Salaries and employee benefits | $814,000 | 7,130 |
| Premises and equipment expense | $226,000 | 6,941 |
| Additional noninterest expense | $651,000 | 6,671 |
| Pre-tax net operating income | $1,541,000 | 4,316 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $381,000 | 4,935 |
| Income before extraordinary items | $1,160,000 | 3,990 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,160,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,160,000 | 4,026 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 5,450 |
| Total interest expense | $2,491,000 | 4,819 |
| Net interest income | $2,867,000 | 5,855 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $261,000 | 8,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,084 |
| Total noninterest expense | $1,660,000 | 7,323 |
| Salaries and employee benefits | $786,000 | 7,401 |
| Premises and equipment expense | $211,000 | 7,471 |
| Additional noninterest expense | $663,000 | 6,838 |
| Pre-tax net operating income | $1,203,000 | 5,172 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $270,000 | 6,484 |
| Income before extraordinary items | $933,000 | 4,950 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $933,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 2,077 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $933,000 | 4,723 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,323,000 | 5,260 |
| Total interest expense | $3,304,000 | 4,780 |
| Net interest income | $3,019,000 | 5,682 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 9,442 |
| Total noninterest expense | $1,602,000 | 7,574 |
| Salaries and employee benefits | $761,000 | 7,529 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $622,000 | 7,318 |
| Pre-tax net operating income | $1,389,000 | 4,343 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $336,000 | 5,510 |
| Income before extraordinary items | $1,053,000 | 4,309 |
| Extraordinary gains, net | $-125,000 | 13,676 |
| Net income | $928,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $422,000 | 2,734 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,053,000 | 3,992 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.