Home > Bank of Stapleton > Income and Expense

Bank of Stapleton, Income and Expense

1996-12-31 (YTD Data)		Rank
Total interest income	$872,000	10,958
Total interest expense	$482,000	10,648
Net interest income	$390,000	11,104
Provision for loan and lease losses	$218,000	3,232
Total noninterest income	$31,000	11,126
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$16,000	9,652
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	10,709
Total noninterest expense	$327,000	11,158
Salaries and employee benefits	$180,000	11,119
Premises and equipment expense	$49,000	10,667
Additional noninterest expense	$98,000	11,102
Pre-tax net operating income	$-124,000	10,992
Securities gains (losses)	$15,000	2,201
Applicable income taxes	$-36,000	11,043
Income before extraordinary items	$-73,000	10,958
Extraordinary gains, net	$0	53
Net income	$-73,000	10,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$309,000	2,036
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-83,050	10,927
1995-12-31 (YTD Data)		Rank
Total interest income	$892,000	11,437
Total interest expense	$430,000	11,243
Net interest income	$462,000	11,489
Provision for loan and lease losses	$13,000	8,094
Total noninterest income	$35,000	11,581
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	10,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	11,008
Total noninterest expense	$320,000	11,666
Salaries and employee benefits	$177,000	11,611
Premises and equipment expense	$49,000	11,117
Additional noninterest expense	$94,000	11,664
Pre-tax net operating income	$164,000	10,691
Securities gains (losses)	$0	3,831
Applicable income taxes	$18,000	10,788
Income before extraordinary items	$146,000	10,503
Extraordinary gains, net	$0	65
Net income	$146,000	10,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	7,181
Cash dividends	$75,000	7,260
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$146,000	10,471
1994-12-31 (YTD Data)		Rank
Total interest income	$864,000	11,963
Total interest expense	$358,000	11,794
Net interest income	$506,000	11,994
Provision for loan and lease losses	$22,000	7,672
Total noninterest income	$32,000	12,239
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$17,000	10,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,000	11,783
Total noninterest expense	$336,000	12,247
Salaries and employee benefits	$174,000	12,229
Premises and equipment expense	$47,000	11,731
Additional noninterest expense	$115,000	12,162
Pre-tax net operating income	$180,000	11,055
Securities gains (losses)	$0	3,600
Applicable income taxes	$21,000	11,132
Income before extraordinary items	$159,000	10,710
Extraordinary gains, net	$0	249
Net income	$159,000	10,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,562
Cash dividends	$75,000	7,404
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$159,000	10,758
1993-12-31 (YTD Data)		Rank
Total interest income	$814,000	12,649
Total interest expense	$323,000	12,571
Net interest income	$491,000	12,582
Provision for loan and lease losses	$61,000	6,929
Total noninterest income	$40,000	12,773
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$22,000	10,960
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,000	12,177
Total noninterest expense	$325,000	12,908
Salaries and employee benefits	$172,000	12,840
Premises and equipment expense	$45,000	12,369
Additional noninterest expense	$108,000	12,867
Pre-tax net operating income	$145,000	11,511
Securities gains (losses)	$0	7,477
Applicable income taxes	$18,000	11,644
Income before extraordinary items	$127,000	11,494
Extraordinary gains, net	$0	3,149
Net income	$127,000	11,553
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	5,636
Cash dividends	$75,000	7,397
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$127,000	11,274
1992-12-31 (YTD Data)		Rank
Total interest income	$855,000	13,265
Total interest expense	$405,000	13,165
Net interest income	$450,000	13,236
Provision for loan and lease losses	$49,000	9,137
Total noninterest income	$51,000	13,086
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$26,000	11,193
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	12,163
Total noninterest expense	$338,000	13,446
Salaries and employee benefits	$160,000	13,484
Premises and equipment expense	$32,000	13,348
Additional noninterest expense	$146,000	13,009
Pre-tax net operating income	$114,000	11,876
Securities gains (losses)	$0	8,369
Applicable income taxes	$0	12,680
Income before extraordinary items	$114,000	11,747
Extraordinary gains, net	$0	1,422
Net income	$114,000	11,821
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	7,598
Cash dividends	$75,000	7,103
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$114,000	11,439

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.