Home > Bank of St. John > Income and Expense
Bank of St. John, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,903,000 | 3,366 |
| Total interest expense | $2,502,000 | 4,656 |
| Net interest income | $6,401,000 | 2,830 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,496,000 | 2,299 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $651,000 | 2,077 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $845,000 | 2,066 |
| Total noninterest expense | $4,242,000 | 3,234 |
| Salaries and employee benefits | $2,154,000 | 3,071 |
| Premises and equipment expense | $629,000 | 3,133 |
| Additional noninterest expense | $1,459,000 | 3,395 |
| Pre-tax net operating income | $3,655,000 | 1,953 |
| Securities gains (losses) | $653,000 | 223 |
| Applicable income taxes | $1,378,000 | 1,674 |
| Income before extraordinary items | $2,930,000 | 1,673 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,930,000 | 1,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-166,000 | 12,371 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,485,960 | 1,968 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,511,000 | 3,612 |
| Total interest expense | $2,394,000 | 5,009 |
| Net interest income | $6,117,000 | 2,972 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $839,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $649,000 | 2,113 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $4,066,000 | 3,438 |
| Salaries and employee benefits | $1,977,000 | 3,322 |
| Premises and equipment expense | $526,000 | 3,701 |
| Additional noninterest expense | $1,563,000 | 3,379 |
| Pre-tax net operating income | $2,840,000 | 2,422 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $931,000 | 2,434 |
| Income before extraordinary items | $1,942,000 | 2,592 |
| Extraordinary gains, net | $165,000 | 1,165 |
| Net income | $2,107,000 | 2,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,919,560 | 2,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,546,000 | 4,042 |
| Total interest expense | $3,159,000 | 4,938 |
| Net interest income | $5,387,000 | 3,385 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $964,000 | 3,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $653,000 | 2,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 4,331 |
| Total noninterest expense | $4,019,000 | 3,492 |
| Salaries and employee benefits | $1,539,000 | 4,134 |
| Premises and equipment expense | $442,000 | 4,416 |
| Additional noninterest expense | $2,038,000 | 2,755 |
| Pre-tax net operating income | $2,332,000 | 2,673 |
| Securities gains (losses) | $69,000 | 3,609 |
| Applicable income taxes | $800,000 | 2,620 |
| Income before extraordinary items | $1,601,000 | 2,875 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,601,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 4,479 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,554,770 | 2,742 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.