Home > Bank of Southern Maryland > Income and Expense
Bank of Southern Maryland, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 2,373 |
| Total interest expense | $760,000 | 4,425 |
| Net interest income | $5,183,000 | 1,918 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $953,000 | 2,277 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $477,000 | 1,832 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $476,000 | 2,268 |
| Total noninterest expense | $2,317,000 | 3,336 |
| Salaries and employee benefits | $1,334,000 | 3,147 |
| Premises and equipment expense | $181,000 | 5,097 |
| Additional noninterest expense | $802,000 | 2,929 |
| Pre-tax net operating income | $3,819,000 | 1,130 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,308,000 | 1,034 |
| Income before extraordinary items | $2,511,000 | 1,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,511,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $2,412,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,511,000 | 1,253 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 2,373 |
| Total interest expense | $397,000 | 4,362 |
| Net interest income | $2,588,000 | 1,928 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $454,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $236,000 | 1,806 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $218,000 | 2,333 |
| Total noninterest expense | $1,159,000 | 3,320 |
| Salaries and employee benefits | $688,000 | 3,077 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $382,000 | 3,033 |
| Pre-tax net operating income | $1,883,000 | 1,124 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $655,000 | 1,037 |
| Income before extraordinary items | $1,228,000 | 1,312 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,228,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $1,133,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,228,000 | 1,252 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 2,342 |
| Total interest expense | $1,784,000 | 4,372 |
| Net interest income | $10,525,000 | 1,858 |
| Provision for loan and lease losses | $-650,000 | 9,132 |
| Total noninterest income | $2,080,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $916,000 | 1,886 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,164,000 | 2,160 |
| Total noninterest expense | $4,490,000 | 3,357 |
| Salaries and employee benefits | $2,602,000 | 3,161 |
| Premises and equipment expense | $337,000 | 5,297 |
| Additional noninterest expense | $1,551,000 | 2,986 |
| Pre-tax net operating income | $8,765,000 | 961 |
| Securities gains (losses) | $78,000 | 2,115 |
| Applicable income taxes | $3,048,000 | 909 |
| Income before extraordinary items | $5,795,000 | 1,113 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,795,000 | 1,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,439 |
| Cash dividends | $15,085,000 | 282 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,743,520 | 1,059 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,257,000 | 2,369 |
| Total interest expense | $1,363,000 | 4,449 |
| Net interest income | $7,894,000 | 1,870 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $1,636,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $674,000 | 1,919 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $962,000 | 2,110 |
| Total noninterest expense | $3,321,000 | 3,386 |
| Salaries and employee benefits | $1,935,000 | 3,188 |
| Premises and equipment expense | $245,000 | 5,397 |
| Additional noninterest expense | $1,141,000 | 3,029 |
| Pre-tax net operating income | $6,209,000 | 1,048 |
| Securities gains (losses) | $78,000 | 1,960 |
| Applicable income taxes | $2,137,000 | 1,010 |
| Income before extraordinary items | $4,150,000 | 1,202 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,150,000 | 1,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $14,215,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,098,520 | 1,142 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,225,000 | 2,358 |
| Total interest expense | $931,000 | 4,478 |
| Net interest income | $5,294,000 | 1,852 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $1,207,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $449,000 | 1,885 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $758,000 | 1,862 |
| Total noninterest expense | $2,189,000 | 3,419 |
| Salaries and employee benefits | $1,278,000 | 3,212 |
| Premises and equipment expense | $159,000 | 5,464 |
| Additional noninterest expense | $752,000 | 3,033 |
| Pre-tax net operating income | $4,312,000 | 1,006 |
| Securities gains (losses) | $78,000 | 1,705 |
| Applicable income taxes | $1,479,000 | 1,002 |
| Income before extraordinary items | $2,911,000 | 1,156 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,911,000 | 1,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,202 |
| Cash dividends | $2,049,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,859,520 | 1,088 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,129,000 | 2,355 |
| Total interest expense | $478,000 | 4,483 |
| Net interest income | $2,651,000 | 1,843 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $704,000 | 1,774 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $220,000 | 1,862 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $484,000 | 1,516 |
| Total noninterest expense | $1,076,000 | 3,454 |
| Salaries and employee benefits | $634,000 | 3,205 |
| Premises and equipment expense | $81,000 | 5,408 |
| Additional noninterest expense | $361,000 | 3,108 |
| Pre-tax net operating income | $2,279,000 | 976 |
| Securities gains (losses) | $78,000 | 1,136 |
| Applicable income taxes | $794,000 | 966 |
| Income before extraordinary items | $1,563,000 | 1,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,563,000 | 1,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,123 |
| Cash dividends | $1,079,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,511,520 | 1,023 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,723,000 | 2,431 |
| Total interest expense | $2,274,000 | 4,414 |
| Net interest income | $10,449,000 | 1,865 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $1,594,000 | 2,522 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $799,000 | 1,997 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $795,000 | 2,513 |
| Total noninterest expense | $4,375,000 | 3,303 |
| Salaries and employee benefits | $2,476,000 | 3,152 |
| Premises and equipment expense | $387,000 | 4,763 |
| Additional noninterest expense | $1,512,000 | 2,942 |
| Pre-tax net operating income | $7,668,000 | 1,099 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,567,000 | 1,061 |
| Income before extraordinary items | $5,101,000 | 1,227 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,101,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $3,571,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,101,000 | 1,179 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,144,000 | 2,423 |
| Total interest expense | $3,835,000 | 3,934 |
| Net interest income | $10,309,000 | 1,736 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $1,431,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $659,000 | 2,265 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $772,000 | 2,438 |
| Total noninterest expense | $4,181,000 | 3,298 |
| Salaries and employee benefits | $2,411,000 | 3,046 |
| Premises and equipment expense | $368,000 | 4,875 |
| Additional noninterest expense | $1,402,000 | 3,055 |
| Pre-tax net operating income | $7,559,000 | 991 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,523,000 | 974 |
| Income before extraordinary items | $5,036,000 | 1,089 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,036,000 | 1,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,715 |
| Cash dividends | $3,524,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,036,000 | 1,044 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,911,000 | 2,347 |
| Total interest expense | $4,430,000 | 3,671 |
| Net interest income | $10,481,000 | 1,680 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $1,359,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $645,000 | 2,144 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $714,000 | 2,323 |
| Total noninterest expense | $4,141,000 | 3,238 |
| Salaries and employee benefits | $2,355,000 | 2,992 |
| Premises and equipment expense | $393,000 | 4,562 |
| Additional noninterest expense | $1,393,000 | 3,001 |
| Pre-tax net operating income | $7,599,000 | 1,008 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,574,000 | 941 |
| Income before extraordinary items | $5,025,000 | 1,060 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,025,000 | 1,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,220 |
| Cash dividends | $3,517,000 | 836 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,025,000 | 1,057 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,447,000 | 2,254 |
| Total interest expense | $4,721,000 | 3,088 |
| Net interest income | $9,726,000 | 1,790 |
| Provision for loan and lease losses | $221,000 | 3,348 |
| Total noninterest income | $1,335,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $620,000 | 2,141 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $715,000 | 2,339 |
| Total noninterest expense | $4,022,000 | 3,299 |
| Salaries and employee benefits | $2,265,000 | 3,071 |
| Premises and equipment expense | $404,000 | 4,497 |
| Additional noninterest expense | $1,353,000 | 3,121 |
| Pre-tax net operating income | $6,818,000 | 1,131 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,297,000 | 1,093 |
| Income before extraordinary items | $4,521,000 | 1,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,521,000 | 1,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,806 |
| Cash dividends | $3,164,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,521,000 | 1,187 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,189,000 | 2,300 |
| Total interest expense | $5,036,000 | 2,980 |
| Net interest income | $9,153,000 | 1,867 |
| Provision for loan and lease losses | $179,000 | 3,823 |
| Total noninterest income | $1,065,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $654,000 | 1,954 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $411,000 | 3,372 |
| Total noninterest expense | $3,880,000 | 3,305 |
| Salaries and employee benefits | $2,211,000 | 3,031 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $1,239,000 | 3,277 |
| Pre-tax net operating income | $6,159,000 | 1,216 |
| Securities gains (losses) | $-3,000 | 9,968 |
| Applicable income taxes | $2,049,000 | 1,233 |
| Income before extraordinary items | $4,107,000 | 1,297 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,107,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,719 |
| Cash dividends | $2,889,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,109,010 | 1,248 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,617,000 | 2,395 |
| Total interest expense | $4,906,000 | 3,037 |
| Net interest income | $8,711,000 | 1,998 |
| Provision for loan and lease losses | $341,000 | 2,363 |
| Total noninterest income | $987,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $609,000 | 2,153 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $378,000 | 3,411 |
| Total noninterest expense | $3,787,000 | 3,340 |
| Salaries and employee benefits | $2,139,000 | 3,093 |
| Premises and equipment expense | $398,000 | 4,469 |
| Additional noninterest expense | $1,250,000 | 3,234 |
| Pre-tax net operating income | $5,570,000 | 1,396 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,842,000 | 1,426 |
| Income before extraordinary items | $3,728,000 | 1,452 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,728,000 | 1,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,171 |
| Cash dividends | $2,585,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,728,000 | 1,421 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,579,000 | 2,658 |
| Total interest expense | $4,588,000 | 3,265 |
| Net interest income | $7,991,000 | 2,260 |
| Provision for loan and lease losses | $310,000 | 2,501 |
| Total noninterest income | $966,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $603,000 | 2,248 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $363,000 | 3,606 |
| Total noninterest expense | $3,545,000 | 3,734 |
| Salaries and employee benefits | $2,029,000 | 3,293 |
| Premises and equipment expense | $388,000 | 4,655 |
| Additional noninterest expense | $1,128,000 | 3,980 |
| Pre-tax net operating income | $5,102,000 | 1,413 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,709,000 | 1,417 |
| Income before extraordinary items | $3,393,000 | 1,448 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,393,000 | 1,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 10,916 |
| Cash dividends | $2,382,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,393,000 | 1,415 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,699,000 | 2,846 |
| Total interest expense | $4,296,000 | 3,467 |
| Net interest income | $7,403,000 | 2,433 |
| Provision for loan and lease losses | $561,000 | 1,439 |
| Total noninterest income | $945,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $617,000 | 2,194 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $328,000 | 3,788 |
| Total noninterest expense | $3,683,000 | 3,575 |
| Salaries and employee benefits | $1,974,000 | 3,348 |
| Premises and equipment expense | $380,000 | 4,742 |
| Additional noninterest expense | $1,329,000 | 3,428 |
| Pre-tax net operating income | $4,104,000 | 1,805 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,350,000 | 1,810 |
| Income before extraordinary items | $2,754,000 | 1,828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,754,000 | 1,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,186 |
| Cash dividends | $1,260,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,754,000 | 1,804 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,184,000 | 2,993 |
| Total interest expense | $3,314,000 | 3,616 |
| Net interest income | $6,870,000 | 2,626 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $871,000 | 3,447 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $618,000 | 2,198 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $253,000 | 4,561 |
| Total noninterest expense | $3,657,000 | 3,700 |
| Salaries and employee benefits | $1,918,000 | 3,416 |
| Premises and equipment expense | $411,000 | 4,477 |
| Additional noninterest expense | $1,328,000 | 3,707 |
| Pre-tax net operating income | $3,934,000 | 1,811 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,379,000 | 1,671 |
| Income before extraordinary items | $2,555,000 | 1,905 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,555,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $1,003,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,555,000 | 1,899 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,950,000 | 3,100 |
| Total interest expense | $3,424,000 | 3,674 |
| Net interest income | $6,526,000 | 2,768 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $848,000 | 3,806 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $649,000 | 2,113 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $199,000 | 5,692 |
| Total noninterest expense | $3,455,000 | 3,956 |
| Salaries and employee benefits | $1,896,000 | 3,442 |
| Premises and equipment expense | $432,000 | 4,408 |
| Additional noninterest expense | $1,127,000 | 4,444 |
| Pre-tax net operating income | $3,914,000 | 1,757 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,487,000 | 1,569 |
| Income before extraordinary items | $2,427,000 | 2,064 |
| Extraordinary gains, net | $-38,000 | 12,632 |
| Net income | $2,389,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $955,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,427,000 | 1,932 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,822,000 | 3,238 |
| Total interest expense | $4,350,000 | 3,773 |
| Net interest income | $6,472,000 | 2,831 |
| Provision for loan and lease losses | $89,000 | 7,639 |
| Total noninterest income | $766,000 | 4,092 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $616,000 | 2,213 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $3,456,000 | 3,972 |
| Salaries and employee benefits | $1,780,000 | 3,596 |
| Premises and equipment expense | $498,000 | 3,981 |
| Additional noninterest expense | $1,178,000 | 4,410 |
| Pre-tax net operating income | $3,693,000 | 1,675 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,392,000 | 1,540 |
| Income before extraordinary items | $2,301,000 | 1,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,301,000 | 2,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 4,433 |
| Cash dividends | $920,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,301,000 | 1,833 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.