Home > Bank of Southern Maryland > Assets and Liabilities
Bank of Southern Maryland, Assets and Liabilities
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $241,607,000 | 2,351 |
| Cash and due from depository institutions | $8,225,000 | 2,858 |
| Interest-bearing balances | $2,015,000 | 2,095 |
| Securities | $97,217,000 | 1,349 |
| Federal funds sold & reverse repurchase agreements | $7,848,000 | 1,371 |
| Net loans & leases | $123,405,000 | 2,878 |
| Loan loss allowance | $2,162,000 | 2,139 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,609,000 | 4,790 |
| Other real estate owned | $64,000 | 2,858 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,239,000 | 3,566 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $241,607,000 | 2,351 |
| Total liabilities | $219,081,000 | 2,347 |
| Total deposits | $207,110,000 | 2,219 |
| Interest-bearing deposits | $151,299,000 | 2,563 |
| Deposits held in domestic offices | $207,110,000 | 2,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $11,300,000 | 151 |
| All other liabilities | $671,000 | 3,860 |
| Total equity capital | $22,526,000 | 2,439 |
| Total bank equity capital | $22,526,000 | 2,439 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $720,000 | 3,592 |
| Surplus | $4,880,000 | 3,523 |
| Undivided profits | $16,926,000 | 1,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $221,000 | 5,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,102 |
| Income earned, not collected on loans | $1,439,000 | 1,994 |
| Earning assets | $230,485,000 | 2,254 |
| Long-term assets (5+ years) | $41,065,000 | 2,234 |
| Average Assets, year-to-date | $241,080,330 | 2,303 |
| Average Assets, quarterly | $240,900,000 | 2,327 |
| Volatile liabilities | $9,068,000 | 6,044 |
| Insider loans | $3,317,000 | 1,755 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $67,896,000 | 1,212 |
| Tier 1 (core) risk-based capital | $22,276,000 | 2,394 |
| Tier 2 risk-based capital | $12,916,000 | 419 |
| Total risk weighted assets | $141,823,000 | 2,684 |
| Total unused commitments | $67,896,000 | 1,212 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 58 | 2,931 |
| Assets and Liabilities | ||
| Total Assets: | $240,193,000 | 2,340 |
| Cash and due from depository institutions | $6,344,000 | 2,931 |
| Interest-bearing balances | $1,011,000 | 3,051 |
| Securities | $106,643,000 | 1,234 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $122,992,000 | 2,836 |
| Loan loss allowance | $2,160,000 | 2,122 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,641,000 | 4,721 |
| Other real estate owned | $64,000 | 2,931 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,509,000 | 4,068 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $240,193,000 | 2,340 |
| Total liabilities | $216,136,000 | 2,348 |
| Total deposits | $203,178,000 | 2,238 |
| Interest-bearing deposits | $151,778,000 | 2,546 |
| Deposits held in domestic offices | $203,178,000 | 2,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,051 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $11,300,000 | 152 |
| All other liabilities | $1,508,000 | 2,415 |
| Total equity capital | $24,057,000 | 2,338 |
| Total bank equity capital | $24,057,000 | 2,338 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $720,000 | 3,598 |
| Surplus | $4,880,000 | 3,479 |
| Undivided profits | $18,457,000 | 1,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $36,000 | 1,135 |
| Income earned, not collected on loans | $1,496,000 | 1,874 |
| Earning assets | $230,646,000 | 2,237 |
| Long-term assets (5+ years) | $45,050,000 | 2,048 |
| Average Assets, year-to-date | $240,817,000 | 2,317 |
| Average Assets, quarterly | $240,817,000 | 2,317 |
| Volatile liabilities | $8,976,000 | 5,968 |
| Insider loans | $2,963,000 | 1,902 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $67,410,000 | 1,194 |
| Tier 1 (core) risk-based capital | $22,380,000 | 2,347 |
| Tier 2 risk-based capital | $12,936,000 | 404 |
| Total risk weighted assets | $139,266,000 | 2,661 |
| Total unused commitments | $67,410,000 | 1,198 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 58 | 2,961 |
| Assets and Liabilities | ||
| Total Assets: | $241,441,000 | 2,325 |
| Cash and due from depository institutions | $6,465,000 | 2,961 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $109,666,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $120,735,000 | 2,855 |
| Loan loss allowance | $2,156,000 | 2,114 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,662,000 | 4,681 |
| Other real estate owned | $64,000 | 2,961 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,849,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,441,000 | 2,325 |
| Total liabilities | $218,024,000 | 2,327 |
| Total deposits | $196,464,000 | 2,299 |
| Interest-bearing deposits | $147,183,000 | 2,594 |
| Deposits held in domestic offices | $196,464,000 | 2,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,582,000 | 1,160 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $11,300,000 | 156 |
| All other liabilities | $678,000 | 3,975 |
| Total equity capital | $23,417,000 | 2,347 |
| Total bank equity capital | $23,417,000 | 2,347 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $720,000 | 3,623 |
| Surplus | $4,880,000 | 3,447 |
| Undivided profits | $17,817,000 | 1,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,613,000 | 1,800 |
| Earning assets | $230,401,000 | 2,235 |
| Long-term assets (5+ years) | $45,155,000 | 2,071 |
| Average Assets, year-to-date | $233,685,200 | 2,316 |
| Average Assets, quarterly | $237,381,000 | 2,344 |
| Volatile liabilities | $18,065,000 | 4,163 |
| Insider loans | $3,395,000 | 1,650 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $65,947,000 | 1,177 |
| Tier 1 (core) risk-based capital | $22,233,000 | 2,343 |
| Tier 2 risk-based capital | $12,828,000 | 403 |
| Total risk weighted assets | $136,469,000 | 2,690 |
| Total unused commitments | $65,947,000 | 1,179 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $233,321,000 | 2,404 |
| Cash and due from depository institutions | $4,786,000 | 2,921 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $109,354,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $114,556,000 | 2,963 |
| Loan loss allowance | $2,836,000 | 1,621 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,678,000 | 4,651 |
| Other real estate owned | $64,000 | 2,921 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $2,883,000 | 3,748 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,321,000 | 2,404 |
| Total liabilities | $210,090,000 | 2,415 |
| Total deposits | $196,590,000 | 2,311 |
| Interest-bearing deposits | $148,570,000 | 2,581 |
| Deposits held in domestic offices | $196,590,000 | 2,306 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,440,000 | 2,378 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $11,300,000 | 153 |
| All other liabilities | $760,000 | 3,864 |
| Total equity capital | $23,231,000 | 2,367 |
| Total bank equity capital | $23,231,000 | 2,367 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $720,000 | 3,646 |
| Surplus | $4,880,000 | 3,379 |
| Undivided profits | $17,631,000 | 1,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,548,000 | 1,999 |
| Earning assets | $223,910,000 | 2,302 |
| Long-term assets (5+ years) | $39,398,000 | 2,286 |
| Average Assets, year-to-date | $231,746,250 | 2,348 |
| Average Assets, quarterly | $234,761,500 | 2,369 |
| Volatile liabilities | $10,644,000 | 5,553 |
| Insider loans | $3,419,000 | 1,626 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $61,060,000 | 1,268 |
| Tier 1 (core) risk-based capital | $21,511,000 | 2,416 |
| Tier 2 risk-based capital | $12,376,000 | 426 |
| Total risk weighted assets | $128,404,000 | 2,844 |
| Total unused commitments | $61,060,000 | 1,271 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $236,202,000 | 2,350 |
| Cash and due from depository institutions | $4,616,000 | 2,882 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $109,923,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $3,562,000 | 3,669 |
| Net loans & leases | $113,310,000 | 2,957 |
| Loan loss allowance | $2,832,000 | 1,603 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,705,000 | 4,592 |
| Other real estate owned | $71,000 | 2,882 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,015,000 | 3,508 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $236,202,000 | 2,350 |
| Total liabilities | $201,363,000 | 2,481 |
| Total deposits | $200,291,000 | 2,243 |
| Interest-bearing deposits | $154,821,000 | 2,466 |
| Deposits held in domestic offices | $200,291,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,072,000 | 3,144 |
| Total equity capital | $34,839,000 | 1,568 |
| Total bank equity capital | $34,839,000 | 1,568 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $720,000 | 3,647 |
| Surplus | $4,880,000 | 3,350 |
| Undivided profits | $29,239,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,605,000 | 1,831 |
| Earning assets | $226,795,000 | 2,233 |
| Long-term assets (5+ years) | $30,708,000 | 2,582 |
| Average Assets, year-to-date | $231,221,330 | 2,348 |
| Average Assets, quarterly | $234,870,000 | 2,337 |
| Volatile liabilities | $9,836,000 | 5,763 |
| Insider loans | $3,939,000 | 1,392 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $55,770,000 | 1,325 |
| Tier 1 (core) risk-based capital | $32,438,000 | 1,542 |
| Tier 2 risk-based capital | $1,596,000 | 2,493 |
| Total risk weighted assets | $126,457,000 | 2,839 |
| Total unused commitments | $55,770,000 | 1,336 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $233,538,000 | 2,340 |
| Cash and due from depository institutions | $5,867,000 | 2,815 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $105,852,000 | 1,208 |
| Federal funds sold & reverse repurchase agreements | $1,743,000 | 5,511 |
| Net loans & leases | $115,746,000 | 2,860 |
| Loan loss allowance | $2,847,000 | 1,567 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,738,000 | 4,511 |
| Other real estate owned | $71,000 | 2,815 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,521,000 | 3,948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $233,538,000 | 2,340 |
| Total liabilities | $198,866,000 | 2,470 |
| Total deposits | $196,833,000 | 2,250 |
| Interest-bearing deposits | $152,600,000 | 2,506 |
| Deposits held in domestic offices | $196,833,000 | 2,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,033,000 | 2,018 |
| Total equity capital | $34,672,000 | 1,542 |
| Total bank equity capital | $34,672,000 | 1,542 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $720,000 | 3,662 |
| Surplus | $4,880,000 | 3,307 |
| Undivided profits | $29,072,000 | 1,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,715 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,626,000 | 1,833 |
| Earning assets | $223,341,000 | 2,234 |
| Long-term assets (5+ years) | $20,376,000 | 3,359 |
| Average Assets, year-to-date | $228,731,000 | 2,365 |
| Average Assets, quarterly | $228,731,000 | 2,365 |
| Volatile liabilities | $9,028,000 | 5,952 |
| Insider loans | $3,129,000 | 1,730 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $49,794,000 | 1,391 |
| Tier 1 (core) risk-based capital | $32,060,000 | 1,546 |
| Tier 2 risk-based capital | $1,598,000 | 2,438 |
| Total risk weighted assets | $126,580,000 | 2,795 |
| Total unused commitments | $49,794,000 | 1,405 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 60 | 2,821 |
| Assets and Liabilities | ||
| Total Assets: | $223,924,000 | 2,405 |
| Cash and due from depository institutions | $5,279,000 | 2,821 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $97,176,000 | 1,277 |
| Federal funds sold & reverse repurchase agreements | $4,548,000 | 3,014 |
| Net loans & leases | $112,549,000 | 2,913 |
| Loan loss allowance | $2,843,000 | 1,535 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,754,000 | 4,473 |
| Other real estate owned | $71,000 | 2,821 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,547,000 | 3,912 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $223,924,000 | 2,405 |
| Total liabilities | $189,650,000 | 2,551 |
| Total deposits | $188,334,000 | 2,323 |
| Interest-bearing deposits | $147,498,000 | 2,520 |
| Deposits held in domestic offices | $188,334,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,316,000 | 2,782 |
| Total equity capital | $34,274,000 | 1,537 |
| Total bank equity capital | $34,274,000 | 1,537 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $720,000 | 3,661 |
| Surplus | $4,880,000 | 3,269 |
| Undivided profits | $28,674,000 | 1,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 7,654 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,687,000 | 1,843 |
| Earning assets | $214,273,000 | 2,284 |
| Long-term assets (5+ years) | $11,292,000 | 4,572 |
| Average Assets, year-to-date | $221,561,600 | 2,303 |
| Average Assets, quarterly | $225,279,000 | 2,366 |
| Volatile liabilities | $8,618,000 | 6,085 |
| Insider loans | $1,385,000 | 3,243 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $49,089,000 | 1,365 |
| Tier 1 (core) risk-based capital | $31,576,000 | 1,542 |
| Tier 2 risk-based capital | $1,510,000 | 2,513 |
| Total risk weighted assets | $119,497,000 | 2,892 |
| Total unused commitments | $49,089,000 | 1,368 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 61 | 2,784 |
| Assets and Liabilities | ||
| Total Assets: | $214,728,000 | 2,373 |
| Cash and due from depository institutions | $7,701,000 | 2,784 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $79,928,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $10,356,000 | 1,418 |
| Net loans & leases | $112,522,000 | 2,827 |
| Loan loss allowance | $2,870,000 | 1,443 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,803,000 | 4,330 |
| Other real estate owned | $0 | 2,784 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,418,000 | 3,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,728,000 | 2,373 |
| Total liabilities | $183,350,000 | 2,511 |
| Total deposits | $182,675,000 | 2,270 |
| Interest-bearing deposits | $144,510,000 | 2,432 |
| Deposits held in domestic offices | $182,675,000 | 2,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $675,000 | 4,539 |
| Total equity capital | $31,378,000 | 1,561 |
| Total bank equity capital | $31,378,000 | 1,561 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $720,000 | 3,732 |
| Surplus | $4,880,000 | 3,183 |
| Undivided profits | $25,778,000 | 1,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 8,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,605,000 | 2,119 |
| Earning assets | $202,806,000 | 2,294 |
| Long-term assets (5+ years) | $9,777,000 | 4,842 |
| Average Assets, year-to-date | $205,361,400 | 2,371 |
| Average Assets, quarterly | $210,557,000 | 2,403 |
| Volatile liabilities | $10,556,000 | 5,468 |
| Insider loans | $4,236,000 | 1,159 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $44,887,000 | 1,372 |
| Tier 1 (core) risk-based capital | $30,046,000 | 1,534 |
| Tier 2 risk-based capital | $1,537,000 | 2,347 |
| Total risk weighted assets | $121,596,000 | 2,729 |
| Total unused commitments | $44,887,000 | 1,377 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 66 | 2,603 |
| Assets and Liabilities | ||
| Total Assets: | $193,828,000 | 2,505 |
| Cash and due from depository institutions | $4,262,000 | 2,603 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $68,934,000 | 1,585 |
| Federal funds sold & reverse repurchase agreements | $680,000 | 5,883 |
| Net loans & leases | $115,096,000 | 2,678 |
| Loan loss allowance | $2,993,000 | 1,297 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,834,000 | 4,271 |
| Other real estate owned | $0 | 2,603 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,022,000 | 2,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,828,000 | 2,505 |
| Total liabilities | $164,891,000 | 2,630 |
| Total deposits | $162,106,000 | 2,445 |
| Interest-bearing deposits | $127,946,000 | 2,635 |
| Deposits held in domestic offices | $162,106,000 | 2,439 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,773,000 | 2,370 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,012,000 | 3,561 |
| Total equity capital | $28,937,000 | 1,605 |
| Total bank equity capital | $28,937,000 | 1,605 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $720,000 | 3,841 |
| Surplus | $4,880,000 | 3,103 |
| Undivided profits | $23,337,000 | 1,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $589,000 | 4,523 |
| Earning assets | $184,710,000 | 2,422 |
| Long-term assets (5+ years) | $11,308,000 | 4,323 |
| Average Assets, year-to-date | $196,924,600 | 2,363 |
| Average Assets, quarterly | $195,229,500 | 2,463 |
| Volatile liabilities | $13,187,000 | 4,847 |
| Insider loans | $4,561,000 | 1,052 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $45,479,000 | 1,260 |
| Tier 1 (core) risk-based capital | $28,534,000 | 1,552 |
| Tier 2 risk-based capital | $1,523,120 | 2,277 |
| Total risk weighted assets | $120,379,620 | 2,627 |
| Total unused commitments | $45,479,000 | 1,261 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 63 | 2,831 |
| Assets and Liabilities | ||
| Total Assets: | $196,310,000 | 2,407 |
| Cash and due from depository institutions | $2,883,000 | 2,831 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $79,372,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $2,975,000 | 2,906 |
| Net loans & leases | $106,210,000 | 2,767 |
| Loan loss allowance | $2,896,000 | 1,323 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,772,000 | 4,357 |
| Other real estate owned | $0 | 2,831 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,098,000 | 2,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,310,000 | 2,407 |
| Total liabilities | $169,900,000 | 2,523 |
| Total deposits | $169,114,000 | 2,247 |
| Interest-bearing deposits | $138,390,000 | 2,372 |
| Deposits held in domestic offices | $169,114,000 | 2,242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $786,000 | 3,893 |
| Total equity capital | $26,410,000 | 1,686 |
| Total bank equity capital | $26,410,000 | 1,686 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $720,000 | 3,951 |
| Surplus | $4,880,000 | 3,070 |
| Undivided profits | $20,810,000 | 1,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $427,000 | 5,160 |
| Earning assets | $188,557,000 | 2,287 |
| Long-term assets (5+ years) | $7,949,000 | 5,387 |
| Average Assets, year-to-date | $199,002,400 | 2,265 |
| Average Assets, quarterly | $197,860,000 | 2,351 |
| Volatile liabilities | $14,271,000 | 4,370 |
| Insider loans | $3,251,000 | 1,444 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $37,152,000 | 1,487 |
| Tier 1 (core) risk-based capital | $27,027,000 | 1,610 |
| Tier 2 risk-based capital | $1,404,660 | 2,305 |
| Total risk weighted assets | $110,881,160 | 2,718 |
| Total unused commitments | $37,152,000 | 1,489 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $200,475,000 | 2,294 |
| Cash and due from depository institutions | $6,748,000 | 2,692 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $77,671,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $8,725,000 | 1,971 |
| Net loans & leases | $102,732,000 | 2,697 |
| Loan loss allowance | $2,764,000 | 1,321 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,852,000 | 4,155 |
| Other real estate owned | $59,000 | 2,692 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,688,000 | 2,733 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,475,000 | 2,294 |
| Total liabilities | $174,023,000 | 2,375 |
| Total deposits | $172,820,000 | 2,206 |
| Interest-bearing deposits | $139,951,000 | 2,339 |
| Deposits held in domestic offices | $172,820,000 | 2,200 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,203,000 | 3,032 |
| Total equity capital | $26,452,000 | 1,688 |
| Total bank equity capital | $26,452,000 | 1,688 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $720,000 | 3,980 |
| Surplus | $4,880,000 | 2,927 |
| Undivided profits | $20,852,000 | 1,250 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $313,000 | 6,411 |
| Earning assets | $189,128,000 | 2,235 |
| Long-term assets (5+ years) | $7,195,000 | 5,463 |
| Average Assets, year-to-date | $192,653,800 | 2,253 |
| Average Assets, quarterly | $197,451,500 | 2,284 |
| Volatile liabilities | $12,918,000 | 4,219 |
| Insider loans | $4,467,000 | 952 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,482,000 | 1,499 |
| Tier 1 (core) risk-based capital | $25,695,000 | 1,630 |
| Tier 2 risk-based capital | $1,366,830 | 2,281 |
| Total risk weighted assets | $107,949,130 | 2,636 |
| Total unused commitments | $34,482,000 | 1,505 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 64 | 2,830 |
| Assets and Liabilities | ||
| Total Assets: | $185,275,000 | 2,429 |
| Cash and due from depository institutions | $4,757,000 | 2,830 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $69,660,000 | 1,649 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 2,951 |
| Net loans & leases | $101,922,000 | 2,712 |
| Loan loss allowance | $2,616,000 | 1,417 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,994,000 | 3,843 |
| Other real estate owned | $76,000 | 2,830 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,341,000 | 3,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,275,000 | 2,429 |
| Total liabilities | $160,437,000 | 2,515 |
| Total deposits | $159,279,000 | 2,347 |
| Interest-bearing deposits | $131,976,000 | 2,437 |
| Deposits held in domestic offices | $159,279,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,158,000 | 3,159 |
| Total equity capital | $24,838,000 | 1,805 |
| Total bank equity capital | $24,838,000 | 1,805 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $720,000 | 4,116 |
| Surplus | $4,880,000 | 2,845 |
| Undivided profits | $19,238,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 9,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $253,000 | 7,437 |
| Earning assets | $176,107,000 | 2,359 |
| Long-term assets (5+ years) | $21,236,000 | 2,684 |
| Average Assets, year-to-date | $180,090,800 | 2,382 |
| Average Assets, quarterly | $182,953,500 | 2,415 |
| Volatile liabilities | $14,118,000 | 3,923 |
| Insider loans | $5,891,000 | 685 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $31,797,000 | 1,503 |
| Tier 1 (core) risk-based capital | $24,477,000 | 1,738 |
| Tier 2 risk-based capital | $1,336,720 | 2,238 |
| Total risk weighted assets | $105,658,520 | 2,640 |
| Total unused commitments | $31,797,000 | 1,505 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 65 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $175,268,000 | 2,634 |
| Cash and due from depository institutions | $4,292,000 | 2,918 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $76,325,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,327 |
| Net loans & leases | $87,370,000 | 3,145 |
| Loan loss allowance | $2,358,000 | 1,635 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,012,000 | 3,751 |
| Other real estate owned | $541,000 | 2,918 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,253,000 | 3,233 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,268,000 | 2,634 |
| Total liabilities | $151,800,000 | 2,740 |
| Total deposits | $150,775,000 | 2,561 |
| Interest-bearing deposits | $123,261,000 | 2,681 |
| Deposits held in domestic offices | $150,775,000 | 2,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,025,000 | 3,449 |
| Total equity capital | $23,468,000 | 1,906 |
| Total bank equity capital | $23,468,000 | 1,906 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $720,000 | 4,388 |
| Surplus | $4,880,000 | 2,918 |
| Undivided profits | $17,868,000 | 1,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 9,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $210,000 | 8,288 |
| Earning assets | $166,170,000 | 2,563 |
| Long-term assets (5+ years) | $17,817,000 | 2,896 |
| Average Assets, year-to-date | $170,928,800 | 2,590 |
| Average Assets, quarterly | $174,244,000 | 2,629 |
| Volatile liabilities | $14,390,000 | 3,724 |
| Insider loans | $4,188,000 | 1,026 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $27,094,000 | 1,660 |
| Tier 1 (core) risk-based capital | $23,334,000 | 1,853 |
| Tier 2 risk-based capital | $1,158,580 | 2,599 |
| Total risk weighted assets | $91,487,080 | 3,013 |
| Total unused commitments | $27,094,000 | 1,677 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 62 | 3,142 |
| Assets and Liabilities | ||
| Total Assets: | $166,187,000 | 2,781 |
| Cash and due from depository institutions | $6,269,000 | 3,142 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $72,951,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $6,070,000 | 2,399 |
| Net loans & leases | $76,609,000 | 3,442 |
| Loan loss allowance | $2,012,000 | 1,919 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,107,000 | 3,540 |
| Other real estate owned | $0 | 3,142 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,181,000 | 3,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $166,187,000 | 2,781 |
| Total liabilities | $143,232,000 | 2,909 |
| Total deposits | $142,183,000 | 2,744 |
| Interest-bearing deposits | $114,512,000 | 2,917 |
| Deposits held in domestic offices | $142,183,000 | 2,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,049,000 | 3,505 |
| Total equity capital | $22,955,000 | 1,953 |
| Total bank equity capital | $22,955,000 | 1,953 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $720,000 | 4,614 |
| Surplus | $4,880,000 | 2,922 |
| Undivided profits | $17,355,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $667,000 | 3,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $202,000 | 8,742 |
| Earning assets | $155,630,000 | 2,727 |
| Long-term assets (5+ years) | $13,278,000 | 3,362 |
| Average Assets, year-to-date | $160,597,000 | 2,761 |
| Average Assets, quarterly | $163,760,000 | 2,788 |
| Volatile liabilities | $8,338,000 | 5,157 |
| Insider loans | $4,287,000 | 1,037 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,923,000 | 1,755 |
| Tier 1 (core) risk-based capital | $22,323,000 | 1,930 |
| Tier 2 risk-based capital | $1,037,020 | 2,815 |
| Total risk weighted assets | $81,986,320 | 3,258 |
| Total unused commitments | $23,923,000 | 1,764 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $156,354,000 | 2,900 |
| Cash and due from depository institutions | $7,317,000 | 3,273 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $68,080,000 | 1,925 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 1,944 |
| Net loans & leases | $71,984,000 | 3,584 |
| Loan loss allowance | $1,699,000 | 2,273 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,210,000 | 3,330 |
| Other real estate owned | $157,000 | 3,273 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,931,000 | 3,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,354,000 | 2,900 |
| Total liabilities | $135,635,000 | 3,019 |
| Total deposits | $134,825,000 | 2,827 |
| Interest-bearing deposits | $108,563,000 | 3,015 |
| Deposits held in domestic offices | $134,825,000 | 2,817 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $810,000 | 3,589 |
| Total equity capital | $20,719,000 | 1,996 |
| Total bank equity capital | $20,719,000 | 1,996 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $720,000 | 4,845 |
| Surplus | $4,880,000 | 2,833 |
| Undivided profits | $15,119,000 | 1,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,161,000 | 2,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $225,000 | 7,945 |
| Earning assets | $144,739,000 | 2,869 |
| Long-term assets (5+ years) | $3,769,000 | 6,801 |
| Average Assets, year-to-date | $156,500,200 | 2,822 |
| Average Assets, quarterly | $156,010,500 | 2,880 |
| Volatile liabilities | $7,041,000 | 5,527 |
| Insider loans | $4,165,000 | 1,002 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $23,114,000 | 1,718 |
| Tier 1 (core) risk-based capital | $20,829,000 | 1,996 |
| Tier 2 risk-based capital | $995,360 | 2,931 |
| Total risk weighted assets | $78,925,260 | 3,301 |
| Total unused commitments | $23,114,000 | 1,730 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $154,506,000 | 2,969 |
| Cash and due from depository institutions | $4,468,000 | 3,235 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $68,550,000 | 2,005 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $74,844,000 | 3,379 |
| Loan loss allowance | $1,523,000 | 2,592 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,378,000 | 3,077 |
| Other real estate owned | $0 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,866,000 | 3,666 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,506,000 | 2,969 |
| Total liabilities | $135,229,000 | 3,080 |
| Total deposits | $134,562,000 | 2,910 |
| Interest-bearing deposits | $107,384,000 | 3,169 |
| Deposits held in domestic offices | $134,562,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $667,000 | 4,311 |
| Total equity capital | $19,277,000 | 2,110 |
| Total bank equity capital | $19,277,000 | 2,110 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $720,000 | 5,054 |
| Surplus | $4,880,000 | 2,771 |
| Undivided profits | $13,677,000 | 1,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 4,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $198,000 | 8,187 |
| Earning assets | $145,794,000 | 2,888 |
| Long-term assets (5+ years) | $2,940,000 | 7,849 |
| Average Assets, year-to-date | $152,329,000 | 2,926 |
| Average Assets, quarterly | $154,396,500 | 2,948 |
| Volatile liabilities | $7,648,000 | 4,958 |
| Insider loans | $2,495,000 | 1,663 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,157,000 | 1,766 |
| Tier 1 (core) risk-based capital | $19,277,000 | 2,058 |
| Tier 2 risk-based capital | $1,014,090 | 2,849 |
| Total risk weighted assets | $80,618,190 | 3,195 |
| Total unused commitments | $22,157,000 | 1,787 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 66 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $147,584,000 | 3,149 |
| Cash and due from depository institutions | $4,818,000 | 3,257 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $59,634,000 | 2,258 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,383 |
| Net loans & leases | $75,987,000 | 3,389 |
| Loan loss allowance | $1,525,000 | 2,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,524,000 | 2,896 |
| Other real estate owned | $0 | 3,257 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,921,000 | 3,712 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,584,000 | 3,149 |
| Total liabilities | $129,741,000 | 3,284 |
| Total deposits | $129,118,000 | 3,160 |
| Interest-bearing deposits | $104,359,000 | 3,405 |
| Deposits held in domestic offices | $129,118,000 | 3,152 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $623,000 | 4,893 |
| Total equity capital | $17,843,000 | 2,172 |
| Total bank equity capital | $17,843,000 | 2,172 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $720,000 | 5,307 |
| Surplus | $4,880,000 | 2,663 |
| Undivided profits | $12,243,000 | 1,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 5,145 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $238,000 | 7,768 |
| Earning assets | $138,321,000 | 3,075 |
| Long-term assets (5+ years) | $7,440,000 | 5,211 |
| Average Assets, year-to-date | $145,476,000 | 3,138 |
| Average Assets, quarterly | $148,272,500 | 3,119 |
| Volatile liabilities | $7,607,000 | 4,974 |
| Insider loans | $53,000 | 7,066 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $22,340,000 | 1,699 |
| Tier 1 (core) risk-based capital | $17,843,000 | 2,117 |
| Tier 2 risk-based capital | $1,034,210 | 2,813 |
| Total risk weighted assets | $82,245,810 | 3,185 |
| Total unused commitments | $22,340,000 | 1,716 |
| Derivatives | $0 | 651 |