Home > Bank of Southern Colorado > Income and Expense
Bank of Southern Colorado, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 12,425 |
| Total interest expense | $130,000 | 12,477 |
| Net interest income | $351,000 | 12,328 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,102 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $602,000 | 11,112 |
| Salaries and employee benefits | $246,000 | 11,699 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $287,000 | 10,109 |
| Pre-tax net operating income | $-148,000 | 12,228 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-58,000 | 12,233 |
| Income before extraordinary items | $-90,000 | 12,149 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-90,000 | 12,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-90,000 | 12,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 13,044 |
| Total interest expense | $150,000 | 13,110 |
| Net interest income | $366,000 | 12,880 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $93,000 | 11,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $398,000 | 12,659 |
| Salaries and employee benefits | $194,000 | 12,693 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $147,000 | 12,465 |
| Pre-tax net operating income | $61,000 | 12,109 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $10,000 | 11,823 |
| Income before extraordinary items | $51,000 | 12,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $51,000 | 12,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $51,000 | 12,096 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 13,682 |
| Total interest expense | $176,000 | 13,745 |
| Net interest income | $358,000 | 13,491 |
| Provision for loan and lease losses | $15,000 | 10,851 |
| Total noninterest income | $92,000 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $392,000 | 13,204 |
| Salaries and employee benefits | $187,000 | 13,277 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $142,000 | 13,072 |
| Pre-tax net operating income | $45,000 | 12,446 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $9,000 | 12,400 |
| Income before extraordinary items | $39,000 | 12,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $39,000 | 12,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $36,570 | 12,418 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.