Home > Bank of Southern California > Income and Expense

Bank of Southern California, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$12,781,0002,617
Total interest expense$4,655,0003,220
Net interest income$8,126,0002,215
Provision for loan and lease losses$915,0001,011
Total noninterest income$3,005,0001,358
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$880,0001,541
Trading account gains and fees$0522
Additional Noninterest Income$2,125,0001,095
Total noninterest expense$10,060,0001,409
Salaries and employee benefits$4,993,0001,327
Premises and equipment expense$2,275,000943
Additional noninterest expense$2,792,0001,804
Pre-tax net operating income$156,00010,741
Securities gains (losses)$15,0002,090
Applicable income taxes$58,00010,021
Income before extraordinary items$113,00010,810
Extraordinary gains, net$065
Net income$113,00010,810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,359,000415
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$2,289,000195
Net operating income$103,10010,879
1994-12-31 (YTD Data)Rank
Total interest income$14,414,0002,124
Total interest expense$4,501,0002,718
Net interest income$9,913,0001,824
Provision for loan and lease losses$3,230,000407
Total noninterest income$3,171,0001,311
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,239,0001,072
Trading account gains and fees$0475
Additional Noninterest Income$1,932,0001,152
Total noninterest expense$12,283,0001,217
Salaries and employee benefits$5,487,0001,224
Premises and equipment expense$2,369,000903
Additional noninterest expense$4,427,0001,306
Pre-tax net operating income$-2,429,00012,538
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-2,429,00012,507
Extraordinary gains, net$0249
Net income$-2,429,00012,503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,254,000406
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-2,429,00012,510
1993-12-31 (YTD Data)Rank
Total interest income$17,307,0001,806
Total interest expense$6,288,0002,061
Net interest income$11,019,0001,638
Provision for loan and lease losses$8,540,000305
Total noninterest income$3,449,0001,309
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,456,000909
Trading account gains and fees$0532
Additional Noninterest Income$1,993,0001,259
Total noninterest expense$14,543,0001,084
Salaries and employee benefits$6,512,0001,058
Premises and equipment expense$2,300,000959
Additional noninterest expense$5,731,0001,138
Pre-tax net operating income$-8,615,00013,216
Securities gains (losses)$1,037,000532
Applicable income taxes$012,141
Income before extraordinary items$-7,578,00013,187
Extraordinary gains, net$03,149
Net income$-7,578,00013,188
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,230,000350
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-8,615,00013,189
1992-12-31 (YTD Data)Rank
Total interest income$20,607,0001,720
Total interest expense$9,022,0001,878
Net interest income$11,585,0001,602
Provision for loan and lease losses$9,040,000395
Total noninterest income$3,138,0001,377
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,339,000972
Trading account gains and fees$0504
Additional Noninterest Income$1,799,0001,332
Total noninterest expense$12,414,0001,277
Salaries and employee benefits$6,403,0001,056
Premises and equipment expense$2,311,000988
Additional noninterest expense$3,700,0001,684
Pre-tax net operating income$-6,731,00013,827
Securities gains (losses)$1,799,000437
Applicable income taxes$-1,402,00013,854
Income before extraordinary items$-3,530,00013,758
Extraordinary gains, net$01,422
Net income$-3,530,00013,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,769,000431
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$8,838,000103
Net operating income$-4,825,28013,764

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.