Home > Bank of South Windsor > Income and Expense
Bank of South Windsor, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,593,000 | 2,831 |
| Total interest expense | $4,415,000 | 3,349 |
| Net interest income | $7,178,000 | 2,425 |
| Provision for loan and lease losses | $368,000 | 2,224 |
| Total noninterest income | $1,082,000 | 2,864 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $714,000 | 1,819 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $368,000 | 3,471 |
| Total noninterest expense | $6,007,000 | 2,132 |
| Salaries and employee benefits | $2,940,000 | 2,254 |
| Premises and equipment expense | $910,000 | 2,156 |
| Additional noninterest expense | $2,157,000 | 1,968 |
| Pre-tax net operating income | $1,885,000 | 3,724 |
| Securities gains (losses) | $74,000 | 1,122 |
| Applicable income taxes | $738,000 | 3,113 |
| Income before extraordinary items | $1,221,000 | 3,994 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,221,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,659 |
| Cash dividends | $113,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 710 |
| Net operating income | $1,173,640 | 4,074 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,786,000 | 3,350 |
| Total interest expense | $3,687,000 | 3,987 |
| Net interest income | $6,099,000 | 2,909 |
| Provision for loan and lease losses | $460,000 | 1,847 |
| Total noninterest income | $1,117,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $699,000 | 1,944 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $418,000 | 3,311 |
| Total noninterest expense | $5,501,000 | 2,493 |
| Salaries and employee benefits | $2,554,000 | 2,628 |
| Premises and equipment expense | $938,000 | 2,126 |
| Additional noninterest expense | $2,009,000 | 2,442 |
| Pre-tax net operating income | $1,255,000 | 4,964 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $494,000 | 4,189 |
| Income before extraordinary items | $783,000 | 5,382 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $783,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,144,000 | 828 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $768,920 | 5,392 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,646,000 | 3,389 |
| Total interest expense | $3,521,000 | 4,131 |
| Net interest income | $6,125,000 | 2,901 |
| Provision for loan and lease losses | $940,000 | 991 |
| Total noninterest income | $1,104,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $603,000 | 2,258 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $501,000 | 2,879 |
| Total noninterest expense | $5,612,000 | 2,421 |
| Salaries and employee benefits | $2,749,000 | 2,423 |
| Premises and equipment expense | $944,000 | 2,126 |
| Additional noninterest expense | $1,919,000 | 2,491 |
| Pre-tax net operating income | $677,000 | 7,430 |
| Securities gains (losses) | $38,000 | 1,486 |
| Applicable income taxes | $211,000 | 7,247 |
| Income before extraordinary items | $504,000 | 7,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $504,000 | 7,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,341,000 | 732 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $477,400 | 7,387 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,450 |
| Total interest expense | $2,530,000 | 4,600 |
| Net interest income | $6,154,000 | 2,934 |
| Provision for loan and lease losses | $1,750,000 | 640 |
| Total noninterest income | $892,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $491,000 | 2,804 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $401,000 | 3,403 |
| Total noninterest expense | $5,404,000 | 2,575 |
| Salaries and employee benefits | $2,567,000 | 2,594 |
| Premises and equipment expense | $1,023,000 | 1,988 |
| Additional noninterest expense | $1,814,000 | 2,814 |
| Pre-tax net operating income | $-108,000 | 12,208 |
| Securities gains (losses) | $-273,000 | 12,082 |
| Applicable income taxes | $55,000 | 10,338 |
| Income before extraordinary items | $-436,000 | 12,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-436,000 | 12,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 1,231 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $1,242,000 | 383 |
| Net operating income | $-163,000 | 12,227 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,731,000 | 3,527 |
| Total interest expense | $2,993,000 | 4,123 |
| Net interest income | $5,738,000 | 3,156 |
| Provision for loan and lease losses | $747,000 | 1,592 |
| Total noninterest income | $1,022,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $490,000 | 3,306 |
| Total noninterest expense | $5,164,000 | 2,767 |
| Salaries and employee benefits | $2,302,000 | 2,867 |
| Premises and equipment expense | $979,000 | 2,093 |
| Additional noninterest expense | $1,883,000 | 2,875 |
| Pre-tax net operating income | $849,000 | 6,576 |
| Securities gains (losses) | $165,000 | 1,888 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $759,000 | 5,779 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $759,000 | 5,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $682,000 | 1,462 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $635,250 | 6,285 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,675,000 | 3,983 |
| Total interest expense | $3,749,000 | 4,299 |
| Net interest income | $4,926,000 | 3,696 |
| Provision for loan and lease losses | $629,000 | 2,553 |
| Total noninterest income | $632,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $410,000 | 3,392 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $222,000 | 5,329 |
| Total noninterest expense | $3,828,000 | 3,638 |
| Salaries and employee benefits | $1,665,000 | 3,855 |
| Premises and equipment expense | $671,000 | 3,033 |
| Additional noninterest expense | $1,492,000 | 3,618 |
| Pre-tax net operating income | $1,101,000 | 5,261 |
| Securities gains (losses) | $60,000 | 3,829 |
| Applicable income taxes | $21,000 | 12,079 |
| Income before extraordinary items | $1,140,000 | 3,991 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,140,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $2,000 | 8,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,081,200 | 3,882 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.