Home > Bank of South Windsor > Assets and Liabilities
Bank of South Windsor, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 69 | 2,600 |
| Assets and Liabilities | ||
| Total Assets: | $155,123,000 | 2,882 |
| Cash and due from depository institutions | $7,985,000 | 2,600 |
| Interest-bearing balances | $394,000 | 3,368 |
| Securities | $44,202,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 5,079 |
| Net loans & leases | $97,791,000 | 2,818 |
| Loan loss allowance | $2,156,000 | 1,664 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,009,000 | 5,950 |
| Other real estate owned | $212,000 | 2,600 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,024,000 | 3,471 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,123,000 | 2,882 |
| Total liabilities | $144,286,000 | 2,788 |
| Total deposits | $132,903,000 | 2,808 |
| Interest-bearing deposits | $102,914,000 | 3,112 |
| Deposits held in domestic offices | $132,903,000 | 2,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,410,000 | 2,428 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,200,000 | 1,457 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $773,000 | 4,377 |
| Total equity capital | $10,837,000 | 4,008 |
| Total bank equity capital | $10,837,000 | 4,008 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,791,000 | 773 |
| Surplus | $3,799,000 | 3,506 |
| Undivided profits | $2,247,000 | 6,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $548,000 | 4,320 |
| Earning assets | $144,287,000 | 2,859 |
| Long-term assets (5+ years) | $52,050,000 | 1,325 |
| Average Assets, year-to-date | $149,873,600 | 2,836 |
| Average Assets, quarterly | $155,111,000 | 2,838 |
| Volatile liabilities | $13,283,000 | 4,115 |
| Insider loans | $3,379,000 | 1,244 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,581,000 | 671 |
| Unused loan commitments | $24,055,000 | 1,829 |
| Tier 1 (core) risk-based capital | $10,639,000 | 3,939 |
| Tier 2 risk-based capital | $1,259,150 | 2,356 |
| Total risk weighted assets | $99,835,150 | 2,763 |
| Total unused commitments | $24,055,000 | 1,836 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 66 | 2,873 |
| Assets and Liabilities | ||
| Total Assets: | $136,213,000 | 3,312 |
| Cash and due from depository institutions | $8,263,000 | 2,873 |
| Interest-bearing balances | $532,000 | 2,996 |
| Securities | $26,135,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 7,818 |
| Net loans & leases | $97,103,000 | 2,855 |
| Loan loss allowance | $1,973,000 | 1,927 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $928,000 | 6,242 |
| Other real estate owned | $1,342,000 | 2,873 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,112,000 | 3,439 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,213,000 | 3,312 |
| Total liabilities | $126,952,000 | 3,216 |
| Total deposits | $122,888,000 | 3,100 |
| Interest-bearing deposits | $94,617,000 | 3,453 |
| Deposits held in domestic offices | $122,888,000 | 3,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,000 | 3,806 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,681,000 | 2,137 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $288,000 | 8,032 |
| Total equity capital | $9,261,000 | 4,630 |
| Total bank equity capital | $9,261,000 | 4,630 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,706,000 | 827 |
| Surplus | $3,730,000 | 3,645 |
| Undivided profits | $825,000 | 9,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,443,000 | 2,005 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $546,000 | 4,216 |
| Earning assets | $124,100,000 | 3,342 |
| Long-term assets (5+ years) | $31,268,000 | 1,910 |
| Average Assets, year-to-date | $132,316,400 | 3,277 |
| Average Assets, quarterly | $135,606,500 | 3,295 |
| Volatile liabilities | $11,193,000 | 4,515 |
| Insider loans | $3,822,000 | 1,138 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $23,346,000 | 1,833 |
| Tier 1 (core) risk-based capital | $9,377,000 | 4,472 |
| Tier 2 risk-based capital | $1,235,280 | 2,445 |
| Total risk weighted assets | $98,084,380 | 2,829 |
| Total unused commitments | $23,346,000 | 1,849 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 67 | 2,899 |
| Assets and Liabilities | ||
| Total Assets: | $129,556,000 | 3,479 |
| Cash and due from depository institutions | $7,966,000 | 2,899 |
| Interest-bearing balances | $849,000 | 2,747 |
| Securities | $15,517,000 | 6,565 |
| Federal funds sold & reverse repurchase agreements | $7,025,000 | 2,089 |
| Net loans & leases | $94,789,000 | 2,844 |
| Loan loss allowance | $2,657,000 | 1,526 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,249,000 | 5,266 |
| Other real estate owned | $588,000 | 2,899 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,422,000 | 3,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,556,000 | 3,479 |
| Total liabilities | $120,944,000 | 3,369 |
| Total deposits | $119,931,000 | 3,196 |
| Interest-bearing deposits | $93,529,000 | 3,521 |
| Deposits held in domestic offices | $119,931,000 | 3,188 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $411,000 | 3,579 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $602,000 | 5,460 |
| Total equity capital | $8,612,000 | 4,908 |
| Total bank equity capital | $8,612,000 | 4,908 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,706,000 | 830 |
| Surplus | $3,730,000 | 3,657 |
| Undivided profits | $176,000 | 11,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,922,000 | 1,166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $570,000 | 4,195 |
| Earning assets | $118,180,000 | 3,492 |
| Long-term assets (5+ years) | $21,365,000 | 2,381 |
| Average Assets, year-to-date | $129,313,600 | 3,356 |
| Average Assets, quarterly | $129,786,500 | 3,428 |
| Volatile liabilities | $6,532,000 | 6,021 |
| Insider loans | $4,374,000 | 1,019 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,085,000 | 2,221 |
| Tier 1 (core) risk-based capital | $8,594,000 | 4,787 |
| Tier 2 risk-based capital | $1,194,020 | 2,497 |
| Total risk weighted assets | $94,058,220 | 2,881 |
| Total unused commitments | $17,085,000 | 2,232 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 76 | 2,641 |
| Assets and Liabilities | ||
| Total Assets: | $124,871,000 | 3,554 |
| Cash and due from depository institutions | $7,764,000 | 2,641 |
| Interest-bearing balances | $1,086,000 | 2,314 |
| Securities | $14,716,000 | 7,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $97,815,000 | 2,699 |
| Loan loss allowance | $3,058,000 | 1,370 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,517,000 | 4,582 |
| Other real estate owned | $477,000 | 2,641 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,582,000 | 3,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,871,000 | 3,554 |
| Total liabilities | $116,999,000 | 3,457 |
| Total deposits | $114,623,000 | 3,326 |
| Interest-bearing deposits | $89,653,000 | 3,619 |
| Deposits held in domestic offices | $114,623,000 | 3,318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,496,000 | 2,969 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $700,000 | 3,481 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $180,000 | 9,398 |
| Total equity capital | $7,872,000 | 5,009 |
| Total bank equity capital | $7,872,000 | 5,009 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,706,000 | 828 |
| Surplus | $3,730,000 | 3,566 |
| Undivided profits | $-564,000 | 12,035 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,810,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $578,000 | 3,616 |
| Earning assets | $113,617,000 | 3,577 |
| Long-term assets (5+ years) | $24,073,000 | 2,192 |
| Average Assets, year-to-date | $125,649,600 | 3,448 |
| Average Assets, quarterly | $125,206,500 | 3,527 |
| Volatile liabilities | $5,751,000 | 6,229 |
| Insider loans | $5,454,000 | 783 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $27,650,000 | 1,512 |
| Tier 1 (core) risk-based capital | $8,072,000 | 4,958 |
| Tier 2 risk-based capital | $1,205,200 | 2,458 |
| Total risk weighted assets | $94,545,200 | 2,781 |
| Total unused commitments | $27,650,000 | 1,522 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 74 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $124,250,000 | 3,639 |
| Cash and due from depository institutions | $6,837,000 | 2,832 |
| Interest-bearing balances | $995,000 | 3,431 |
| Securities | $19,597,000 | 6,237 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 4,466 |
| Net loans & leases | $90,750,000 | 2,824 |
| Loan loss allowance | $1,855,000 | 2,192 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,740,000 | 4,119 |
| Other real estate owned | $891,000 | 2,832 |
| Goodwill and other intangibles | $8,000 | 2,906 |
| All other assets | $1,477,000 | 4,502 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,250,000 | 3,639 |
| Total liabilities | $116,831,000 | 3,530 |
| Total deposits | $115,542,000 | 3,393 |
| Interest-bearing deposits | $97,272,000 | 3,480 |
| Deposits held in domestic offices | $115,542,000 | 3,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,122,000 | 2,600 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $167,000 | 9,966 |
| Total equity capital | $7,419,000 | 5,331 |
| Total bank equity capital | $7,419,000 | 5,331 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,792,000 | 1,026 |
| Surplus | $3,399,000 | 3,791 |
| Undivided profits | $228,000 | 11,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,973,000 | 1,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $513,000 | 3,600 |
| Earning assets | $114,292,000 | 3,626 |
| Long-term assets (5+ years) | $29,332,000 | 1,939 |
| Average Assets, year-to-date | $122,667,200 | 3,593 |
| Average Assets, quarterly | $122,720,000 | 3,658 |
| Volatile liabilities | $4,098,000 | 7,223 |
| Insider loans | $4,147,000 | 991 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $19,714,000 | 1,905 |
| Tier 1 (core) risk-based capital | $7,348,000 | 5,297 |
| Tier 2 risk-based capital | $1,178,460 | 2,469 |
| Total risk weighted assets | $93,600,060 | 2,770 |
| Total unused commitments | $19,714,000 | 1,924 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 65 | 3,303 |
| Assets and Liabilities | ||
| Total Assets: | $129,285,000 | 3,590 |
| Cash and due from depository institutions | $9,519,000 | 3,303 |
| Interest-bearing balances | $2,053,000 | 2,675 |
| Securities | $23,477,000 | 5,430 |
| Federal funds sold & reverse repurchase agreements | $6,165,000 | 2,692 |
| Net loans & leases | $87,108,000 | 3,004 |
| Loan loss allowance | $1,790,000 | 2,325 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,727,000 | 4,133 |
| Other real estate owned | $0 | 3,303 |
| Goodwill and other intangibles | $28,000 | 2,649 |
| All other assets | $1,261,000 | 5,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $129,285,000 | 3,590 |
| Total liabilities | $122,691,000 | 3,471 |
| Total deposits | $120,734,000 | 3,367 |
| Interest-bearing deposits | $103,967,000 | 3,410 |
| Deposits held in domestic offices | $120,734,000 | 3,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,578,000 | 2,154 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $379,000 | 7,078 |
| Total equity capital | $6,594,000 | 5,662 |
| Total bank equity capital | $6,594,000 | 5,662 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,792,000 | 1,040 |
| Surplus | $3,399,000 | 3,665 |
| Undivided profits | $-597,000 | 13,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,768,000 | 1,775 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $503,000 | 4,062 |
| Earning assets | $118,803,000 | 3,553 |
| Long-term assets (5+ years) | $37,168,000 | 1,545 |
| Average Assets, year-to-date | $114,657,600 | 3,922 |
| Average Assets, quarterly | $126,633,500 | 3,630 |
| Volatile liabilities | $6,088,000 | 5,832 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $17,063,000 | 2,028 |
| Tier 1 (core) risk-based capital | $6,566,000 | 5,619 |
| Tier 2 risk-based capital | $1,102,080 | 2,672 |
| Total risk weighted assets | $87,475,380 | 3,026 |
| Total unused commitments | $17,063,000 | 2,044 |
| Derivatives | $0 | 651 |