Home > Bank of South Dakota > Income and Expense

Bank of South Dakota, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$8,905,0003,652
Total interest expense$4,914,0003,055
Net interest income$3,991,0004,333
Provision for loan and lease losses$-591,00011,394
Total noninterest income$1,099,0002,886
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$439,0003,075
Trading account gains and fees$0262
Additional Noninterest Income$660,0002,406
Total noninterest expense$5,611,0002,450
Salaries and employee benefits$2,371,0002,832
Premises and equipment expense$565,0003,398
Additional noninterest expense$2,675,0001,906
Pre-tax net operating income$70,00010,509
Securities gains (losses)$4,0003,123
Applicable income taxes$-21,00010,993
Income before extraordinary items$95,00010,267
Extraordinary gains, net$053
Net income$95,00010,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-213,00011,339
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$91,00010,250
1995-12-31 (YTD Data)Rank
Total interest income$9,036,0003,604
Total interest expense$4,961,0003,048
Net interest income$4,075,0004,239
Provision for loan and lease losses$08,958
Total noninterest income$1,389,0002,423
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$324,0004,025
Trading account gains and fees$0522
Additional Noninterest Income$1,065,0001,728
Total noninterest expense$4,789,0002,828
Salaries and employee benefits$2,299,0002,896
Premises and equipment expense$529,0003,581
Additional noninterest expense$1,961,0002,436
Pre-tax net operating income$675,0007,439
Securities gains (losses)$-5,0009,676
Applicable income taxes$253,0006,605
Income before extraordinary items$417,0007,903
Extraordinary gains, net$065
Net income$417,0007,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,053
Cash dividends$2,950,000941
Sale, conversion, retirement of capital stock, net$0809
Net operating income$420,2007,856
1994-12-31 (YTD Data)Rank
Total interest income$8,576,0003,495
Total interest expense$4,462,0002,747
Net interest income$4,114,0004,270
Provision for loan and lease losses$09,146
Total noninterest income$999,0003,121
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$306,0004,292
Trading account gains and fees$0475
Additional Noninterest Income$693,0002,352
Total noninterest expense$4,493,0003,062
Salaries and employee benefits$2,039,0003,224
Premises and equipment expense$566,0003,443
Additional noninterest expense$1,888,0002,705
Pre-tax net operating income$620,0007,889
Securities gains (losses)$-180,00011,899
Applicable income taxes$161,0008,089
Income before extraordinary items$279,0009,389
Extraordinary gains, net$0249
Net income$279,0009,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,0003,341
Cash dividends$1,800,0001,218
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$394,2008,290
1993-12-31 (YTD Data)Rank
Total interest income$3,967,0006,915
Total interest expense$2,066,0005,685
Net interest income$1,901,0007,951
Provision for loan and lease losses$150,0004,621
Total noninterest income$369,0006,814
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$167,0006,671
Trading account gains and fees$0532
Additional Noninterest Income$202,0005,647
Total noninterest expense$1,543,0007,682
Salaries and employee benefits$667,0008,248
Premises and equipment expense$176,0008,234
Additional noninterest expense$700,0006,561
Pre-tax net operating income$577,0008,107
Securities gains (losses)$-49,00013,087
Applicable income taxes$140,0008,855
Income before extraordinary items$388,0008,555
Extraordinary gains, net$03,149
Net income$388,0008,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0005,951
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$423,7707,929
1992-12-31 (YTD Data)Rank
Total interest income$12,060,0002,906
Total interest expense$6,820,0002,470
Net interest income$5,240,0003,476
Provision for loan and lease losses$353,0003,762
Total noninterest income$1,044,0003,203
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$1,044,0001,939
Total noninterest expense$3,353,0004,091
Salaries and employee benefits$1,743,0003,666
Premises and equipment expense$668,0003,050
Additional noninterest expense$942,0005,315
Pre-tax net operating income$2,578,0002,399
Securities gains (losses)$08,369
Applicable income taxes$812,0002,579
Income before extraordinary items$1,766,0002,599
Extraordinary gains, net$01,422
Net income$1,766,0002,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$653,0002,071
Cash dividends$706,0002,107
Sale, conversion, retirement of capital stock, net$66,000890
Net operating income$1,766,0002,410

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.