Home > Bank of South Dakota > Assets and Liabilities
Bank of South Dakota, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 58 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $116,417,000 | 3,835 |
| Cash and due from depository institutions | $3,507,000 | 3,258 |
| Interest-bearing balances | $1,208,000 | 2,146 |
| Securities | $29,389,000 | 3,962 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $77,598,000 | 3,503 |
| Loan loss allowance | $1,554,000 | 2,360 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,932,000 | 2,658 |
| Other real estate owned | $34,000 | 3,258 |
| Goodwill and other intangibles | $1,782,000 | 977 |
| All other assets | $1,175,000 | 5,580 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,417,000 | 3,835 |
| Total liabilities | $105,073,000 | 3,829 |
| Total deposits | $100,962,000 | 3,743 |
| Interest-bearing deposits | $96,930,000 | 3,379 |
| Deposits held in domestic offices | $100,962,000 | 3,730 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,263,000 | 3,128 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,848,000 | 1,525 |
| Total equity capital | $11,344,000 | 3,869 |
| Total bank equity capital | $11,344,000 | 3,869 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $10,900,000 | 1,486 |
| Undivided profits | $-56,000 | 10,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $449,000 | 4,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $580,000 | 3,986 |
| Earning assets | $108,195,000 | 3,802 |
| Long-term assets (5+ years) | $30,133,000 | 1,970 |
| Average Assets, year-to-date | $118,773,800 | 3,623 |
| Average Assets, quarterly | $117,791,000 | 3,756 |
| Volatile liabilities | $8,193,000 | 5,522 |
| Insider loans | $1,305,000 | 2,966 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $357,000 | 1,068 |
| Unused loan commitments | $3,999,000 | 5,660 |
| Tier 1 (core) risk-based capital | $9,615,000 | 4,385 |
| Tier 2 risk-based capital | $981,150 | 3,023 |
| Total risk weighted assets | $77,919,250 | 3,497 |
| Total unused commitments | $3,999,000 | 5,670 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 71 | 2,746 |
| Assets and Liabilities | ||
| Total Assets: | $118,414,000 | 3,783 |
| Cash and due from depository institutions | $7,288,000 | 2,746 |
| Interest-bearing balances | $6,071,000 | 801 |
| Securities | $25,864,000 | 4,588 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $79,231,000 | 3,340 |
| Loan loss allowance | $1,932,000 | 1,999 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,034,000 | 2,527 |
| Other real estate owned | $0 | 2,746 |
| Goodwill and other intangibles | $2,053,000 | 854 |
| All other assets | $944,000 | 6,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,414,000 | 3,783 |
| Total liabilities | $106,892,000 | 3,765 |
| Total deposits | $104,352,000 | 3,663 |
| Interest-bearing deposits | $99,844,000 | 3,290 |
| Deposits held in domestic offices | $104,352,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $100,000 | 4,364 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,440,000 | 1,793 |
| Total equity capital | $11,522,000 | 3,819 |
| Total bank equity capital | $11,522,000 | 3,819 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $10,900,000 | 1,485 |
| Undivided profits | $122,000 | 11,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,173,000 | 2,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $581,000 | 4,117 |
| Earning assets | $111,166,000 | 3,682 |
| Long-term assets (5+ years) | $31,672,000 | 1,734 |
| Average Assets, year-to-date | $122,215,000 | 3,536 |
| Average Assets, quarterly | $119,398,500 | 3,710 |
| Volatile liabilities | $13,282,000 | 3,697 |
| Insider loans | $1,330,000 | 3,032 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $239,000 | 1,247 |
| Unused loan commitments | $3,454,000 | 5,984 |
| Tier 1 (core) risk-based capital | $9,499,000 | 4,396 |
| Tier 2 risk-based capital | $900,740 | 3,214 |
| Total risk weighted assets | $71,027,740 | 3,723 |
| Total unused commitments | $3,454,000 | 5,996 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 80 | 2,498 |
| Assets and Liabilities | ||
| Total Assets: | $124,686,000 | 3,560 |
| Cash and due from depository institutions | $2,487,000 | 2,498 |
| Interest-bearing balances | $1,567,000 | 1,879 |
| Securities | $29,922,000 | 4,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $86,116,000 | 3,014 |
| Loan loss allowance | $2,076,000 | 1,900 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,868,000 | 2,580 |
| Other real estate owned | $0 | 2,498 |
| Goodwill and other intangibles | $2,323,000 | 725 |
| All other assets | $970,000 | 6,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,686,000 | 3,560 |
| Total liabilities | $111,225,000 | 3,628 |
| Total deposits | $102,870,000 | 3,693 |
| Interest-bearing deposits | $99,396,000 | 3,276 |
| Deposits held in domestic offices | $102,870,000 | 3,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $6,600,000 | 1,531 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,755,000 | 1,989 |
| Total equity capital | $13,461,000 | 3,030 |
| Total bank equity capital | $13,461,000 | 3,030 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $13,000,000 | 1,216 |
| Undivided profits | $-39,000 | 11,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,300,000 | 752 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $565,000 | 3,715 |
| Earning assets | $117,605,000 | 3,460 |
| Long-term assets (5+ years) | $40,146,000 | 1,415 |
| Average Assets, year-to-date | $130,613,600 | 3,331 |
| Average Assets, quarterly | $126,450,500 | 3,486 |
| Volatile liabilities | $18,191,000 | 2,736 |
| Insider loans | $461,000 | 5,933 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $337,000 | 927 |
| Unused loan commitments | $2,862,000 | 6,485 |
| Tier 1 (core) risk-based capital | $11,762,000 | 3,500 |
| Tier 2 risk-based capital | $936,230 | 3,094 |
| Total risk weighted assets | $73,758,930 | 3,496 |
| Total unused commitments | $2,862,000 | 6,496 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $139,732,000 | 3,272 |
| Cash and due from depository institutions | $5,697,000 | 3,334 |
| Interest-bearing balances | $4,796,000 | 1,271 |
| Securities | $34,261,000 | 3,998 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $93,342,000 | 2,767 |
| Loan loss allowance | $1,899,000 | 2,154 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,644,000 | 2,770 |
| Other real estate owned | $64,000 | 3,334 |
| Goodwill and other intangibles | $1,812,000 | 745 |
| All other assets | $1,912,000 | 3,581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,732,000 | 3,272 |
| Total liabilities | $124,044,000 | 3,343 |
| Total deposits | $120,326,000 | 3,272 |
| Interest-bearing deposits | $116,957,000 | 2,920 |
| Deposits held in domestic offices | $120,326,000 | 3,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $100,000 | 4,368 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,618,000 | 1,173 |
| Total equity capital | $15,688,000 | 2,571 |
| Total bank equity capital | $15,688,000 | 2,571 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $14,800,000 | 1,037 |
| Undivided profits | $388,000 | 11,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,575,000 | 1,030 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $477,000 | 3,907 |
| Earning assets | $132,399,000 | 3,176 |
| Long-term assets (5+ years) | $38,863,000 | 1,495 |
| Average Assets, year-to-date | $145,812,200 | 3,058 |
| Average Assets, quarterly | $143,473,500 | 3,169 |
| Volatile liabilities | $12,622,000 | 3,441 |
| Insider loans | $537,000 | 5,500 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,844,000 | 839 |
| Unused loan commitments | $4,921,000 | 4,945 |
| Tier 1 (core) risk-based capital | $13,876,000 | 2,843 |
| Tier 2 risk-based capital | $1,035,080 | 2,793 |
| Total risk weighted assets | $81,942,180 | 3,149 |
| Total unused commitments | $4,921,000 | 4,967 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 53 | 3,994 |
| Assets and Liabilities | ||
| Total Assets: | $146,636,000 | 3,172 |
| Cash and due from depository institutions | $5,614,000 | 3,994 |
| Interest-bearing balances | $4,660,000 | 1,524 |
| Securities | $29,033,000 | 4,595 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $105,607,000 | 2,535 |
| Loan loss allowance | $2,123,000 | 2,018 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,592,000 | 4,426 |
| Other real estate owned | $1,652,000 | 3,994 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,138,000 | 2,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,636,000 | 3,172 |
| Total liabilities | $128,734,000 | 3,318 |
| Total deposits | $124,572,000 | 3,275 |
| Interest-bearing deposits | $121,131,000 | 2,960 |
| Deposits held in domestic offices | $124,572,000 | 3,266 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,100,000 | 1,902 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,062,000 | 1,830 |
| Total equity capital | $17,902,000 | 2,166 |
| Total bank equity capital | $17,902,000 | 2,166 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,000 | 12,256 |
| Surplus | $3,767,000 | 3,360 |
| Undivided profits | $14,130,000 | 1,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 3,771 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $781,000 | 2,544 |
| Earning assets | $139,300,000 | 3,053 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $147,850,600 | 3,087 |
| Average Assets, quarterly | $146,495,500 | 3,159 |
| Volatile liabilities | $15,251,000 | 2,921 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,100,000 | 634 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,025,000 | 3,719 |
| Tier 1 (core) risk-based capital | $17,740,000 | 2,124 |
| Tier 2 risk-based capital | $1,064,000 | 2,744 |
| Total risk weighted assets | $84,545,000 | 3,111 |
| Total unused commitments | $7,025,000 | 3,738 |
| Derivatives | $0 | 651 |