Home > Bank of Sierra Blanca > Income and Expense
Bank of Sierra Blanca, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,205,000 | 9,223 |
| Total interest expense | $424,000 | 9,376 |
| Net interest income | $781,000 | 8,947 |
| Provision for loan and lease losses | $1,183,000 | 931 |
| Total noninterest income | $113,000 | 8,411 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,337 |
| Total noninterest expense | $650,000 | 8,963 |
| Salaries and employee benefits | $332,000 | 9,095 |
| Premises and equipment expense | $133,000 | 7,865 |
| Additional noninterest expense | $185,000 | 8,926 |
| Pre-tax net operating income | $-939,000 | 9,703 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-939,000 | 9,718 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-939,000 | 9,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 767 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $815,000 | 485 |
| Net operating income | $-939,000 | 9,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 9,202 |
| Total interest expense | $411,000 | 9,621 |
| Net interest income | $986,000 | 8,665 |
| Provision for loan and lease losses | $371,000 | 2,230 |
| Total noninterest income | $175,000 | 7,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $782,000 | 8,783 |
| Salaries and employee benefits | $337,000 | 9,269 |
| Premises and equipment expense | $77,000 | 9,082 |
| Additional noninterest expense | $368,000 | 7,552 |
| Pre-tax net operating income | $8,000 | 9,381 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $8,000 | 9,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,000 | 9,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,353 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,000 | 9,389 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 9,651 |
| Total interest expense | $304,000 | 10,045 |
| Net interest income | $897,000 | 9,025 |
| Provision for loan and lease losses | $55,000 | 6,428 |
| Total noninterest income | $173,000 | 7,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $710,000 | 9,073 |
| Salaries and employee benefits | $317,000 | 9,517 |
| Premises and equipment expense | $85,000 | 9,045 |
| Additional noninterest expense | $308,000 | 8,046 |
| Pre-tax net operating income | $305,000 | 8,369 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $129,000 | 7,122 |
| Income before extraordinary items | $176,000 | 8,794 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $176,000 | 8,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $176,000 | 8,727 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 10,261 |
| Total interest expense | $230,000 | 10,628 |
| Net interest income | $815,000 | 9,629 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $160,000 | 8,428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $728,000 | 9,305 |
| Salaries and employee benefits | $368,000 | 9,470 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $291,000 | 8,412 |
| Pre-tax net operating income | $145,000 | 9,874 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $40,000 | 9,409 |
| Income before extraordinary items | $105,000 | 9,930 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $105,000 | 9,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $105,000 | 9,888 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 10,905 |
| Total interest expense | $228,000 | 11,196 |
| Net interest income | $694,000 | 10,402 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $158,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 9,949 |
| Total noninterest expense | $583,000 | 10,239 |
| Salaries and employee benefits | $287,000 | 10,457 |
| Premises and equipment expense | $61,000 | 10,325 |
| Additional noninterest expense | $235,000 | 9,561 |
| Pre-tax net operating income | $219,000 | 9,672 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $79,000 | 9,173 |
| Income before extraordinary items | $140,000 | 9,887 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $140,000 | 9,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,266 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $140,000 | 9,831 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $935,000 | 11,385 |
| Total interest expense | $244,000 | 11,690 |
| Net interest income | $691,000 | 10,872 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $146,000 | 9,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $475,000 | 11,128 |
| Salaries and employee benefits | $222,000 | 11,357 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $185,000 | 10,620 |
| Pre-tax net operating income | $319,000 | 9,608 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $101,000 | 9,160 |
| Income before extraordinary items | $218,000 | 9,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $218,000 | 9,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $218,000 | 9,707 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $675,000 | 12,236 |
| Total interest expense | $217,000 | 12,300 |
| Net interest income | $458,000 | 12,111 |
| Provision for loan and lease losses | $22,000 | 7,672 |
| Total noninterest income | $129,000 | 10,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $408,000 | 12,003 |
| Salaries and employee benefits | $158,000 | 12,312 |
| Premises and equipment expense | $61,000 | 11,267 |
| Additional noninterest expense | $189,000 | 11,292 |
| Pre-tax net operating income | $157,000 | 11,214 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $23,000 | 11,093 |
| Income before extraordinary items | $134,000 | 11,015 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $134,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,447 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $134,000 | 11,070 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 13,020 |
| Total interest expense | $200,000 | 12,991 |
| Net interest income | $335,000 | 12,943 |
| Provision for loan and lease losses | $131,000 | 4,988 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $361,000 | 12,790 |
| Salaries and employee benefits | $98,000 | 13,177 |
| Premises and equipment expense | $68,000 | 11,579 |
| Additional noninterest expense | $195,000 | 11,806 |
| Pre-tax net operating income | $-75,000 | 12,564 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-75,000 | 12,641 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-75,000 | 12,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,976 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-75,000 | 12,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $569,000 | 13,647 |
| Total interest expense | $229,000 | 13,654 |
| Net interest income | $340,000 | 13,537 |
| Provision for loan and lease losses | $69,000 | 8,296 |
| Total noninterest income | $98,000 | 11,783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $340,000 | 13,440 |
| Salaries and employee benefits | $97,000 | 13,798 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $184,000 | 12,468 |
| Pre-tax net operating income | $29,000 | 12,544 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $29,000 | 12,714 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $29,000 | 12,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $29,000 | 12,475 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.