Home > Bank of Sardis > Income and Expense
Bank of Sardis, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,855,000 | 10,481 |
| Total interest expense | $738,000 | 10,371 |
| Net interest income | $1,117,000 | 10,343 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $112,000 | 11,030 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,863 |
| Total noninterest expense | $709,000 | 11,112 |
| Salaries and employee benefits | $462,000 | 10,018 |
| Premises and equipment expense | $70,000 | 11,498 |
| Additional noninterest expense | $177,000 | 12,062 |
| Pre-tax net operating income | $520,000 | 8,532 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $175,000 | 8,105 |
| Income before extraordinary items | $378,000 | 8,655 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $378,000 | 8,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $56,000 | 7,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $355,560 | 8,623 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 10,759 |
| Total interest expense | $925,000 | 10,741 |
| Net interest income | $1,144,000 | 10,537 |
| Provision for loan and lease losses | $1,000 | 11,714 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $666,000 | 11,704 |
| Salaries and employee benefits | $405,000 | 10,800 |
| Premises and equipment expense | $73,000 | 11,760 |
| Additional noninterest expense | $188,000 | 12,408 |
| Pre-tax net operating income | $595,000 | 7,750 |
| Securities gains (losses) | $20,000 | 5,594 |
| Applicable income taxes | $142,000 | 8,837 |
| Income before extraordinary items | $473,000 | 7,561 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $473,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $56,000 | 7,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $457,600 | 7,316 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.