Home > Bank of Santa Maria > Loan Charge- Offs and Recoveries
Bank of Santa Maria, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $723,000 | 1,282 |
| Loans secured by real estate, total | $318,000 | 672 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $318,000 | 673 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $248,000 | 472 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $70,000 | 724 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $150,000 | 1,743 |
| Loans to individuals | $255,000 | 1,325 |
| Credit card loan charge offs | $153,000 | 532 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $102,000 | 2,215 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $106,000 | 2,229 |
| Loans secured by real estate, total | $14,000 | 2,120 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $14,000 | 2,120 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,340 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $77,000 | 1,234 |
| Loans to individuals | $15,000 | 3,634 |
| Credit card loan recoveries | $12,000 | 733 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,000 | 6,011 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $617,000 | 1,137 |
| Loans secured by real estate, total | $304,000 | 522 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $304,000 | 519 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $234,000 | 412 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $70,000 | 549 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $73,000 | 2,147 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $240,000 | 1,118 |
| Credit card loan net charge offs | $141,000 | 510 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $99,000 | 1,748 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $506,000 | 1,820 |
| Loans secured by real estate, total | $148,000 | 1,253 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $148,000 | 1,253 |
| Construction and land development | $19,000 | 477 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $129,000 | 850 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $208,000 | 1,426 |
| Loans to individuals | $150,000 | 1,954 |
| Credit card loan charge offs | $111,000 | 677 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $39,000 | 3,881 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $92,000 | 2,606 |
| Loans secured by real estate, total | $8,000 | 2,843 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $8,000 | 2,843 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,867 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $73,000 | 1,423 |
| Loans to individuals | $11,000 | 4,347 |
| Credit card loan recoveries | $9,000 | 922 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 6,787 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $414,000 | 1,645 |
| Loans secured by real estate, total | $140,000 | 1,026 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $140,000 | 1,025 |
| Construction and land development | $19,000 | 409 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $121,000 | 728 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $135,000 | 1,468 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $139,000 | 1,612 |
| Credit card loan net charge offs | $102,000 | 644 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $37,000 | 3,138 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $490,000 | 1,780 |
| Loans secured by real estate, total | $154,000 | 1,379 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $154,000 | 1,377 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $154,000 | 812 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $188,000 | 1,469 |
| Loans to individuals | $148,000 | 1,783 |
| Credit card loan charge offs | $61,000 | 868 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $87,000 | 2,221 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $99,000 | 2,614 |
| Loans secured by real estate, total | $12,000 | 2,656 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $12,000 | 2,655 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,640 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $59,000 | 1,727 |
| Loans to individuals | $28,000 | 2,630 |
| Credit card loan recoveries | $12,000 | 840 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $16,000 | 3,422 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $391,000 | 1,632 |
| Loans secured by real estate, total | $142,000 | 1,161 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $142,000 | 1,159 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $142,000 | 708 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $129,000 | 1,396 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $120,000 | 1,586 |
| Credit card loan net charge offs | $49,000 | 867 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $71,000 | 1,861 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $396,000 | 2,153 |
| Loans secured by real estate, total | $141,000 | 1,619 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $141,000 | 1,619 |
| Construction and land development | $34,000 | 598 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $40,000 | 1,927 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $67,000 | 1,200 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $89,000 | 2,642 |
| Loans to individuals | $166,000 | 1,537 |
| Credit card loan charge offs | $86,000 | 740 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $80,000 | 2,262 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $120,000 | 2,537 |
| Loans secured by real estate, total | $16,000 | 2,665 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $16,000 | 2,665 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,538 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $91,000 | 1,459 |
| Loans to individuals | $13,000 | 4,355 |
| Credit card loan recoveries | $6,000 | 1,179 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,000 | 5,475 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $36,000 | 300 |
| Net charge-offs | $276,000 | 2,019 |
| Loans secured by real estate, total | $125,000 | 1,413 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $125,000 | 1,414 |
| Construction and land development | $34,000 | 515 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 2,055 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $67,000 | 1,007 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-2,000 | 9,450 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $153,000 | 1,195 |
| Credit card loan net charge offs | $80,000 | 679 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $73,000 | 1,595 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-36,000 | 9,706 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $879,000 | 1,543 |
| Loans secured by real estate, total | $510,000 | 1,022 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $510,000 | 1,021 |
| Construction and land development | $151,000 | 508 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $299,000 | 691 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $60,000 | 1,596 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $160,000 | 2,335 |
| Loans to individuals | $209,000 | 1,476 |
| Credit card loan charge offs | $94,000 | 773 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $115,000 | 1,918 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $64,000 | 409 |
| Total recoveries | $152,000 | 2,303 |
| Loans secured by real estate, total | $19,000 | 2,658 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $19,000 | 2,658 |
| Construction and land development | $7,000 | 643 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,950 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $82,000 | 1,799 |
| Loans to individuals | $51,000 | 1,955 |
| Credit card loan recoveries | $8,000 | 1,104 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $43,000 | 2,000 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $727,000 | 1,405 |
| Loans secured by real estate, total | $491,000 | 900 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $491,000 | 898 |
| Construction and land development | $144,000 | 466 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $287,000 | 630 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $60,000 | 1,382 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $78,000 | 2,714 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $158,000 | 1,326 |
| Credit card loan net charge offs | $86,000 | 723 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $72,000 | 1,870 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $64,000 | 306 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $647,000 | 2,480 |
| Loans secured by real estate, total | $37,000 | 4,671 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 4,671 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $37,000 | 2,890 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $341,000 | 1,866 |
| Loans to individuals | $269,000 | 1,507 |
| Credit card loan charge offs | $60,000 | 1,064 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $209,000 | 1,513 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $61,000 | 4,572 |
| Loans secured by real estate, total | $0 | 6,234 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,207 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $40,000 | 3,194 |
| Loans to individuals | $21,000 | 3,749 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $14,000 | 4,433 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $586,000 | 2,202 |
| Loans secured by real estate, total | $37,000 | 4,123 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 4,123 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $37,000 | 2,520 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $301,000 | 1,701 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $248,000 | 1,254 |
| Credit card loan net charge offs | $53,000 | 1,030 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $195,000 | 1,161 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.