Home > Bank of Santa Maria > Income and Expense
Bank of Santa Maria, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,977,000 | 1,333 |
| Total interest expense | $8,425,000 | 1,842 |
| Net interest income | $16,552,000 | 1,062 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $3,505,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,016,000 | 635 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,489,000 | 1,326 |
| Total noninterest expense | $13,032,000 | 1,047 |
| Salaries and employee benefits | $7,117,000 | 930 |
| Premises and equipment expense | $2,393,000 | 845 |
| Additional noninterest expense | $3,522,000 | 1,246 |
| Pre-tax net operating income | $6,995,000 | 1,142 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,683,000 | 1,030 |
| Income before extraordinary items | $4,312,000 | 1,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,312,000 | 1,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,137 |
| Cash dividends | $1,296,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,018 |
| Net operating income | $4,312,000 | 1,240 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,642,000 | 1,547 |
| Total interest expense | $7,234,000 | 2,158 |
| Net interest income | $14,408,000 | 1,245 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,986,000 | 1,363 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,753,000 | 759 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,233,000 | 1,574 |
| Total noninterest expense | $11,293,000 | 1,270 |
| Salaries and employee benefits | $6,156,000 | 1,093 |
| Premises and equipment expense | $2,180,000 | 974 |
| Additional noninterest expense | $2,957,000 | 1,758 |
| Pre-tax net operating income | $6,101,000 | 1,191 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,382,000 | 1,048 |
| Income before extraordinary items | $3,719,000 | 1,338 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,719,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,645 |
| Cash dividends | $964,000 | 2,220 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 571 |
| Net operating income | $3,719,000 | 1,302 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,429,000 | 1,658 |
| Total interest expense | $6,181,000 | 2,492 |
| Net interest income | $14,248,000 | 1,265 |
| Provision for loan and lease losses | $700,000 | 1,215 |
| Total noninterest income | $2,592,000 | 1,501 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,608,000 | 818 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $984,000 | 1,823 |
| Total noninterest expense | $11,112,000 | 1,289 |
| Salaries and employee benefits | $5,897,000 | 1,145 |
| Premises and equipment expense | $2,030,000 | 1,050 |
| Additional noninterest expense | $3,185,000 | 1,619 |
| Pre-tax net operating income | $5,028,000 | 1,495 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,879,000 | 1,344 |
| Income before extraordinary items | $3,149,000 | 1,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,149,000 | 1,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,632 |
| Cash dividends | $257,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $579,000 | 357 |
| Net operating income | $3,149,000 | 1,593 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,469,000 | 1,992 |
| Total interest expense | $4,054,000 | 3,006 |
| Net interest income | $11,415,000 | 1,582 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $2,228,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,312,000 | 1,013 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $916,000 | 1,952 |
| Total noninterest expense | $9,734,000 | 1,513 |
| Salaries and employee benefits | $5,085,000 | 1,324 |
| Premises and equipment expense | $1,815,000 | 1,162 |
| Additional noninterest expense | $2,834,000 | 1,908 |
| Pre-tax net operating income | $3,659,000 | 1,950 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,394,000 | 1,656 |
| Income before extraordinary items | $2,265,000 | 2,160 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,265,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 2,019 |
| Cash dividends | $219,000 | 5,253 |
| Sale, conversion, retirement of capital stock, net | $1,209,000 | 388 |
| Net operating income | $2,265,000 | 2,175 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,835,000 | 2,107 |
| Total interest expense | $4,185,000 | 3,032 |
| Net interest income | $10,650,000 | 1,706 |
| Provision for loan and lease losses | $526,000 | 2,023 |
| Total noninterest income | $2,282,000 | 1,794 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,340,000 | 986 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $942,000 | 2,116 |
| Total noninterest expense | $9,164,000 | 1,650 |
| Salaries and employee benefits | $4,934,000 | 1,366 |
| Premises and equipment expense | $1,833,000 | 1,166 |
| Additional noninterest expense | $2,397,000 | 2,328 |
| Pre-tax net operating income | $3,242,000 | 2,103 |
| Securities gains (losses) | $-35,000 | 13,034 |
| Applicable income taxes | $1,228,000 | 1,881 |
| Income before extraordinary items | $1,979,000 | 2,547 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,979,000 | 2,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $727,000 | 1,405 |
| Cash dividends | $131,000 | 6,370 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 933 |
| Net operating income | $2,001,400 | 2,367 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,497,000 | 2,152 |
| Total interest expense | $5,644,000 | 2,950 |
| Net interest income | $10,853,000 | 1,692 |
| Provision for loan and lease losses | $907,000 | 1,958 |
| Total noninterest income | $2,094,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,162,000 | 1,139 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $932,000 | 2,107 |
| Total noninterest expense | $8,852,000 | 1,712 |
| Salaries and employee benefits | $4,941,000 | 1,359 |
| Premises and equipment expense | $1,635,000 | 1,337 |
| Additional noninterest expense | $2,276,000 | 2,518 |
| Pre-tax net operating income | $3,188,000 | 1,950 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $1,239,000 | 1,697 |
| Income before extraordinary items | $1,951,000 | 2,341 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,951,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 2,202 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 929 |
| Net operating income | $1,949,720 | 2,178 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.