Home > Bank of Santa Maria > Assets and Liabilities
Bank of Santa Maria, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 199 | 898 |
| Assets and Liabilities | ||
| Total Assets: | $343,894,000 | 1,340 |
| Cash and due from depository institutions | $18,473,000 | 898 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $108,911,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $7,461,000 | 1,874 |
| Net loans & leases | $189,230,000 | 1,490 |
| Loan loss allowance | $2,115,000 | 1,701 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,709,000 | 582 |
| Other real estate owned | $969,000 | 898 |
| Goodwill and other intangibles | $1,737,000 | 1,064 |
| All other assets | $4,404,000 | 1,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,894,000 | 1,340 |
| Total liabilities | $308,155,000 | 1,354 |
| Total deposits | $306,477,000 | 1,209 |
| Interest-bearing deposits | $231,841,000 | 1,382 |
| Deposits held in domestic offices | $306,477,000 | 1,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,678,000 | 2,342 |
| Total equity capital | $35,739,000 | 1,252 |
| Total bank equity capital | $35,739,000 | 1,252 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $11,460,000 | 303 |
| Surplus | $0 | 10,084 |
| Undivided profits | $24,279,000 | 1,071 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $822,000 | 2,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,658,000 | 1,304 |
| Earning assets | $305,602,000 | 1,385 |
| Long-term assets (5+ years) | $26,096,000 | 2,319 |
| Average Assets, year-to-date | $326,538,800 | 1,345 |
| Average Assets, quarterly | $339,789,500 | 1,340 |
| Volatile liabilities | $37,989,000 | 1,748 |
| Insider loans | $4,601,000 | 900 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $850,000 | 875 |
| Unused loan commitments | $53,823,000 | 1,032 |
| Tier 1 (core) risk-based capital | $33,916,000 | 1,244 |
| Tier 2 risk-based capital | $2,115,000 | 1,465 |
| Total risk weighted assets | $232,857,800 | 1,220 |
| Total unused commitments | $53,823,000 | 1,036 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 189 | 989 |
| Assets and Liabilities | ||
| Total Assets: | $302,422,000 | 1,560 |
| Cash and due from depository institutions | $16,716,000 | 989 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $89,034,000 | 1,343 |
| Federal funds sold & reverse repurchase agreements | $11,670,000 | 1,110 |
| Net loans & leases | $164,607,000 | 1,752 |
| Loan loss allowance | $2,351,000 | 1,640 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,625,000 | 600 |
| Other real estate owned | $1,605,000 | 989 |
| Goodwill and other intangibles | $1,869,000 | 956 |
| All other assets | $4,296,000 | 1,802 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,422,000 | 1,560 |
| Total liabilities | $272,006,000 | 1,574 |
| Total deposits | $269,662,000 | 1,416 |
| Interest-bearing deposits | $204,834,000 | 1,630 |
| Deposits held in domestic offices | $269,662,000 | 1,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,344,000 | 1,791 |
| Total equity capital | $30,416,000 | 1,480 |
| Total bank equity capital | $30,416,000 | 1,480 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,721,000 | 436 |
| Surplus | $0 | 10,586 |
| Undivided profits | $21,695,000 | 1,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $225,000 | 6,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,400,000 | 1,555 |
| Earning assets | $265,311,000 | 1,623 |
| Long-term assets (5+ years) | $7,960,000 | 4,739 |
| Average Assets, year-to-date | $281,302,000 | 1,591 |
| Average Assets, quarterly | $298,277,000 | 1,562 |
| Volatile liabilities | $32,275,000 | 1,960 |
| Insider loans | $5,697,000 | 751 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,404,000 | 648 |
| Unused loan commitments | $46,491,000 | 1,118 |
| Tier 1 (core) risk-based capital | $28,553,000 | 1,504 |
| Tier 2 risk-based capital | $2,351,000 | 1,369 |
| Total risk weighted assets | $204,257,600 | 1,401 |
| Total unused commitments | $46,491,000 | 1,123 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 163 | 1,168 |
| Assets and Liabilities | ||
| Total Assets: | $263,577,000 | 1,783 |
| Cash and due from depository institutions | $15,772,000 | 1,168 |
| Interest-bearing balances | $17,000 | 6,242 |
| Securities | $70,537,000 | 1,795 |
| Federal funds sold & reverse repurchase agreements | $13,429,000 | 1,059 |
| Net loans & leases | $148,690,000 | 1,917 |
| Loan loss allowance | $2,537,000 | 1,583 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $10,214,000 | 725 |
| Other real estate owned | $1,258,000 | 1,168 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,677,000 | 2,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,577,000 | 1,783 |
| Total liabilities | $236,073,000 | 1,796 |
| Total deposits | $234,054,000 | 1,668 |
| Interest-bearing deposits | $176,388,000 | 1,924 |
| Deposits held in domestic offices | $234,054,000 | 1,656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,019,000 | 2,086 |
| Total equity capital | $27,504,000 | 1,645 |
| Total bank equity capital | $27,504,000 | 1,645 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $8,512,000 | 452 |
| Surplus | $0 | 11,041 |
| Undivided profits | $18,992,000 | 1,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 7,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,290,000 | 1,745 |
| Earning assets | $232,673,000 | 1,848 |
| Long-term assets (5+ years) | $6,543,000 | 5,097 |
| Average Assets, year-to-date | $252,342,000 | 1,800 |
| Average Assets, quarterly | $258,885,500 | 1,800 |
| Volatile liabilities | $23,742,000 | 2,293 |
| Insider loans | $5,717,000 | 786 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,310,000 | 727 |
| Unused loan commitments | $34,248,000 | 1,347 |
| Tier 1 (core) risk-based capital | $27,458,000 | 1,570 |
| Tier 2 risk-based capital | $2,340,760 | 1,379 |
| Total risk weighted assets | $187,064,560 | 1,529 |
| Total unused commitments | $34,248,000 | 1,357 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 169 | 1,151 |
| Assets and Liabilities | ||
| Total Assets: | $216,219,000 | 2,138 |
| Cash and due from depository institutions | $13,265,000 | 1,151 |
| Interest-bearing balances | $117,000 | 4,953 |
| Securities | $51,294,000 | 2,563 |
| Federal funds sold & reverse repurchase agreements | $7,985,000 | 1,160 |
| Net loans & leases | $129,093,000 | 2,143 |
| Loan loss allowance | $1,974,000 | 1,990 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $10,515,000 | 687 |
| Other real estate owned | $1,222,000 | 1,151 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,845,000 | 2,803 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $216,219,000 | 2,138 |
| Total liabilities | $195,049,000 | 2,156 |
| Total deposits | $193,620,000 | 2,006 |
| Interest-bearing deposits | $146,462,000 | 2,288 |
| Deposits held in domestic offices | $193,620,000 | 1,994 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $150,000 | 4,576 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,279,000 | 2,517 |
| Total equity capital | $21,170,000 | 1,957 |
| Total bank equity capital | $21,170,000 | 1,957 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,183,000 | 725 |
| Surplus | $0 | 11,565 |
| Undivided profits | $15,987,000 | 1,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,208,000 | 1,621 |
| Earning assets | $188,489,000 | 2,247 |
| Long-term assets (5+ years) | $7,425,000 | 4,939 |
| Average Assets, year-to-date | $211,512,000 | 2,123 |
| Average Assets, quarterly | $215,125,000 | 2,127 |
| Volatile liabilities | $17,517,000 | 2,823 |
| Insider loans | $6,479,000 | 672 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $962,000 | 655 |
| Unused loan commitments | $31,962,000 | 1,375 |
| Tier 1 (core) risk-based capital | $21,184,000 | 1,963 |
| Tier 2 risk-based capital | $1,974,000 | 1,602 |
| Total risk weighted assets | $159,121,100 | 1,745 |
| Total unused commitments | $31,962,000 | 1,384 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 162 | 1,280 |
| Assets and Liabilities | ||
| Total Assets: | $208,057,000 | 2,233 |
| Cash and due from depository institutions | $9,353,000 | 1,280 |
| Interest-bearing balances | $28,000 | 7,220 |
| Securities | $43,111,000 | 3,233 |
| Federal funds sold & reverse repurchase agreements | $13,225,000 | 993 |
| Net loans & leases | $129,189,000 | 2,092 |
| Loan loss allowance | $2,000,000 | 2,070 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,471,000 | 851 |
| Other real estate owned | $1,698,000 | 1,280 |
| Goodwill and other intangibles | $92,000 | 2,229 |
| All other assets | $2,918,000 | 2,485 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,057,000 | 2,233 |
| Total liabilities | $190,128,000 | 2,244 |
| Total deposits | $188,923,000 | 2,107 |
| Interest-bearing deposits | $142,293,000 | 2,428 |
| Deposits held in domestic offices | $188,923,000 | 2,095 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,205,000 | 2,721 |
| Total equity capital | $17,929,000 | 2,249 |
| Total bank equity capital | $17,929,000 | 2,249 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,974,000 | 995 |
| Surplus | $0 | 12,104 |
| Undivided profits | $13,955,000 | 1,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,322,000 | 1,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,221,000 | 1,410 |
| Earning assets | $185,553,000 | 2,292 |
| Long-term assets (5+ years) | $6,862,000 | 5,472 |
| Average Assets, year-to-date | $202,994,600 | 2,217 |
| Average Assets, quarterly | $208,384,500 | 2,207 |
| Volatile liabilities | $18,479,000 | 2,545 |
| Insider loans | $5,919,000 | 702 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,644,000 | 591 |
| Unused loan commitments | $30,013,000 | 1,441 |
| Tier 1 (core) risk-based capital | $17,837,000 | 2,187 |
| Tier 2 risk-based capital | $1,893,550 | 1,657 |
| Total risk weighted assets | $151,377,350 | 1,812 |
| Total unused commitments | $30,013,000 | 1,465 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 158 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $201,695,000 | 2,350 |
| Cash and due from depository institutions | $11,019,000 | 1,369 |
| Interest-bearing balances | $13,000 | 7,870 |
| Securities | $33,476,000 | 4,044 |
| Federal funds sold & reverse repurchase agreements | $7,820,000 | 2,112 |
| Net loans & leases | $137,934,000 | 2,025 |
| Loan loss allowance | $2,201,000 | 1,958 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,285,000 | 880 |
| Other real estate owned | $80,000 | 1,369 |
| Goodwill and other intangibles | $135,000 | 2,066 |
| All other assets | $2,946,000 | 2,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,695,000 | 2,350 |
| Total liabilities | $185,690,000 | 2,353 |
| Total deposits | $184,230,000 | 2,244 |
| Interest-bearing deposits | $143,538,000 | 2,514 |
| Deposits held in domestic offices | $184,230,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,460,000 | 2,402 |
| Total equity capital | $16,005,000 | 2,385 |
| Total bank equity capital | $16,005,000 | 2,385 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,898,000 | 1,022 |
| Surplus | $0 | 12,588 |
| Undivided profits | $12,107,000 | 1,810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,731,000 | 1,426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,450,000 | 1,319 |
| Earning assets | $179,243,000 | 2,398 |
| Long-term assets (5+ years) | $9,479,000 | 4,502 |
| Average Assets, year-to-date | $195,140,600 | 2,363 |
| Average Assets, quarterly | $199,494,000 | 2,350 |
| Volatile liabilities | $19,937,000 | 2,367 |
| Insider loans | $120,000 | 5,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $5,336,000 | 336 |
| Unused loan commitments | $35,332,000 | 1,205 |
| Tier 1 (core) risk-based capital | $15,870,000 | 2,343 |
| Tier 2 risk-based capital | $1,920,500 | 1,658 |
| Total risk weighted assets | $153,359,600 | 1,846 |
| Total unused commitments | $35,332,000 | 1,218 |
| Derivatives | $0 | 651 |