Home > Bank of Santa Clarita > Income and Expense

Bank of Santa Clarita, Income and Expense

2021-09-30 (YTD Data)Rank
Total interest income$9,304,0002,188
Total interest expense$1,006,0001,885
Net interest income$8,298,0002,203
Provision for loan and lease losses$13,0002,800
Total noninterest income$589,0003,276
Gross Fiduciary activities income$0957
Service charges on deposit accounts$123,0002,930
Trading account gains and fees$0132
Additional Noninterest Income$466,0003,126
Total noninterest expense$7,888,0001,915
Salaries and employee benefits$4,836,0001,834
Premises and equipment expense$461,0002,721
Additional noninterest expense$2,591,0001,768
Pre-tax net operating income$986,0003,729
Securities gains (losses)$02,015
Applicable income taxes$249,0002,438
Income before extraordinary items$737,0003,893
Extraordinary gains, net$08
Net income$737,0003,893
Minority interest net income$069
Net income of bank and minority interests.$737,0003,893
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$2,990,000112
Net operating income$737,0003,869
2021-06-30 (YTD Data)Rank
Total interest income$6,222,0002,175
Total interest expense$713,0001,865
Net interest income$5,509,0002,190
Provision for loan and lease losses$-47,0004,439
Total noninterest income$368,0003,324
Gross Fiduciary activities income$0951
Service charges on deposit accounts$92,0002,757
Trading account gains and fees$0133
Additional Noninterest Income$276,0003,205
Total noninterest expense$3,370,0002,558
Salaries and employee benefits$1,937,0002,555
Premises and equipment expense$302,0002,733
Additional noninterest expense$1,131,0002,377
Pre-tax net operating income$2,554,0002,091
Securities gains (losses)$01,818
Applicable income taxes$748,0001,376
Income before extraordinary items$1,806,0002,361
Extraordinary gains, net$06
Net income$1,806,0002,360
Minority interest net income$067
Net income of bank and minority interests.$1,806,0002,361
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$459,000193
Net operating income$1,806,0002,330
2021-03-31 (YTD Data)Rank
Total interest income$3,051,0002,195
Total interest expense$369,0001,895
Net interest income$2,682,0002,206
Provision for loan and lease losses$-47,0004,622
Total noninterest income$214,0003,154
Gross Fiduciary activities income$0922
Service charges on deposit accounts$50,0002,645
Trading account gains and fees$0127
Additional Noninterest Income$164,0003,035
Total noninterest expense$1,437,0002,807
Salaries and employee benefits$910,0002,645
Premises and equipment expense$154,0002,733
Additional noninterest expense$373,0003,070
Pre-tax net operating income$1,506,0001,866
Securities gains (losses)$01,392
Applicable income taxes$442,0001,229
Income before extraordinary items$1,064,0002,132
Extraordinary gains, net$03
Net income$1,064,0002,132
Minority interest net income$055
Net income of bank and minority interests.$1,064,0002,132
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$315,000152
Net operating income$1,064,0002,091
2020-12-31 (YTD Data)Rank
Total interest income$11,485,0002,310
Total interest expense$1,896,0002,037
Net interest income$9,589,0002,328
Provision for loan and lease losses$255,0002,826
Total noninterest income$719,0003,250
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$178,0002,912
Trading account gains and fees$0133
Additional Noninterest Income$541,0003,073
Total noninterest expense$5,559,0002,821
Salaries and employee benefits$3,459,0002,704
Premises and equipment expense$624,0002,702
Additional noninterest expense$1,476,0003,076
Pre-tax net operating income$4,494,0001,917
Securities gains (losses)$02,675
Applicable income taxes$1,259,0001,271
Income before extraordinary items$3,235,0002,196
Extraordinary gains, net$04
Net income$3,235,0002,196
Minority interest net income$072
Net income of bank and minority interests.$3,235,0002,196
Net charge-offs$03,443
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$595,000252
Net operating income$3,235,0002,144
2020-09-30 (YTD Data)Rank
Total interest income$8,454,0002,352
Total interest expense$1,503,0002,057
Net interest income$6,951,0002,373
Provision for loan and lease losses$120,0003,153
Total noninterest income$486,0003,336
Gross Fiduciary activities income$0981
Service charges on deposit accounts$132,0002,942
Trading account gains and fees$0125
Additional Noninterest Income$354,0003,167
Total noninterest expense$4,002,0002,864
Salaries and employee benefits$2,440,0002,793
Premises and equipment expense$465,0002,705
Additional noninterest expense$1,097,0003,072
Pre-tax net operating income$3,315,0001,915
Securities gains (losses)$02,494
Applicable income taxes$961,0001,213
Income before extraordinary items$2,354,0002,223
Extraordinary gains, net$04
Net income$2,354,0002,223
Minority interest net income$065
Net income of bank and minority interests.$2,354,0002,223
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$562,000205
Net operating income$2,354,0002,166
2020-06-30 (YTD Data)Rank
Total interest income$5,624,0002,383
Total interest expense$1,065,0002,070
Net interest income$4,559,0002,419
Provision for loan and lease losses$120,0002,806
Total noninterest income$326,0003,297
Gross Fiduciary activities income$0970
Service charges on deposit accounts$95,0002,885
Trading account gains and fees$0123
Additional Noninterest Income$231,0003,161
Total noninterest expense$2,669,0002,883
Salaries and employee benefits$1,609,0002,824
Premises and equipment expense$305,0002,722
Additional noninterest expense$755,0003,014
Pre-tax net operating income$2,096,0001,936
Securities gains (losses)$02,249
Applicable income taxes$606,0001,193
Income before extraordinary items$1,490,0002,249
Extraordinary gains, net$04
Net income$1,490,0002,248
Minority interest net income$065
Net income of bank and minority interests.$1,490,0002,249
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$523,000158
Net operating income$1,490,0002,208
2020-03-31 (YTD Data)Rank
Total interest income$2,778,0002,392
Total interest expense$571,0002,117
Net interest income$2,207,0002,431
Provision for loan and lease losses$120,0001,810
Total noninterest income$188,0003,093
Gross Fiduciary activities income$0941
Service charges on deposit accounts$58,0002,887
Trading account gains and fees$0106
Additional Noninterest Income$130,0002,907
Total noninterest expense$1,307,0002,946
Salaries and employee benefits$806,0002,831
Premises and equipment expense$154,0002,722
Additional noninterest expense$347,0003,196
Pre-tax net operating income$968,0001,877
Securities gains (losses)$01,705
Applicable income taxes$283,0001,119
Income before extraordinary items$685,0002,202
Extraordinary gains, net$04
Net income$685,0002,201
Minority interest net income$056
Net income of bank and minority interests.$685,0002,202
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$156,000200
Net operating income$685,0002,172
2019-12-31 (YTD Data)Rank
Total interest income$12,030,0002,285
Total interest expense$2,779,0001,903
Net interest income$9,251,0002,382
Provision for loan and lease losses$-40,0004,944
Total noninterest income$742,0003,194
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$212,0003,095
Trading account gains and fees$0135
Additional Noninterest Income$530,0002,955
Total noninterest expense$5,521,0002,831
Salaries and employee benefits$3,526,0002,651
Premises and equipment expense$612,0002,760
Additional noninterest expense$1,383,0003,235
Pre-tax net operating income$4,512,0001,894
Securities gains (losses)$02,379
Applicable income taxes$1,295,0001,214
Income before extraordinary items$3,217,0002,194
Extraordinary gains, net$011
Net income$3,217,0002,196
Minority interest net income$076
Net income of bank and minority interests.$3,217,0002,196
Net charge-offs$-1,0004,163
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$457,000299
Net operating income$3,217,0002,153
2019-09-30 (YTD Data)Rank
Total interest income$9,149,0002,286
Total interest expense$2,153,0001,877
Net interest income$6,996,0002,397
Provision for loan and lease losses$-95,0005,102
Total noninterest income$568,0003,194
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$166,0003,074
Trading account gains and fees$0129
Additional Noninterest Income$402,0002,955
Total noninterest expense$4,089,0002,863
Salaries and employee benefits$2,620,0002,681
Premises and equipment expense$464,0002,758
Additional noninterest expense$1,005,0003,320
Pre-tax net operating income$3,570,0001,868
Securities gains (losses)$02,167
Applicable income taxes$1,011,0001,220
Income before extraordinary items$2,559,0002,167
Extraordinary gains, net$011
Net income$2,559,0002,167
Minority interest net income$072
Net income of bank and minority interests.$2,559,0002,168
Net charge-offs$03,455
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$388,000256
Net operating income$2,559,0002,135
2019-06-30 (YTD Data)Rank
Total interest income$6,121,0002,283
Total interest expense$1,455,0001,835
Net interest income$4,666,0002,410
Provision for loan and lease losses$30,0003,043
Total noninterest income$394,0003,113
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$124,0002,919
Trading account gains and fees$0131
Additional Noninterest Income$270,0002,916
Total noninterest expense$2,690,0002,898
Salaries and employee benefits$1,672,0002,770
Premises and equipment expense$301,0002,809
Additional noninterest expense$717,0003,222
Pre-tax net operating income$2,340,0001,878
Securities gains (losses)$01,702
Applicable income taxes$694,0001,178
Income before extraordinary items$1,646,0002,202
Extraordinary gains, net$011
Net income$1,646,0002,201
Minority interest net income$069
Net income of bank and minority interests.$1,646,0002,202
Net charge-offs$03,172
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$118,000334
Net operating income$1,646,0002,173
2019-03-31 (YTD Data)Rank
Total interest income$3,021,0002,301
Total interest expense$684,0001,882
Net interest income$2,337,0002,408
Provision for loan and lease losses$110,0001,397
Total noninterest income$166,0003,288
Gross Fiduciary activities income$0972
Service charges on deposit accounts$53,0003,139
Trading account gains and fees$0126
Additional Noninterest Income$113,0003,070
Total noninterest expense$1,316,0002,969
Salaries and employee benefits$860,0002,746
Premises and equipment expense$150,0002,846
Additional noninterest expense$306,0003,508
Pre-tax net operating income$1,077,0001,960
Securities gains (losses)$01,087
Applicable income taxes$319,0001,222
Income before extraordinary items$758,0002,258
Extraordinary gains, net$05
Net income$758,0002,257
Minority interest net income$052
Net income of bank and minority interests.$758,0002,257
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$49,000318
Net operating income$758,0002,237
2018-12-31 (YTD Data)Rank
Total interest income$11,706,0002,255
Total interest expense$2,225,0001,803
Net interest income$9,481,0002,343
Provision for loan and lease losses$-50,0005,136
Total noninterest income$604,0003,547
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$140,0003,764
Trading account gains and fees$0126
Additional Noninterest Income$464,0003,162
Total noninterest expense$5,626,0002,828
Salaries and employee benefits$3,521,0002,666
Premises and equipment expense$652,0002,696
Additional noninterest expense$1,453,0003,227
Pre-tax net operating income$4,509,0001,937
Securities gains (losses)$01,125
Applicable income taxes$1,325,0001,151
Income before extraordinary items$3,184,0002,242
Extraordinary gains, net$06
Net income$3,184,0002,240
Minority interest net income$072
Net income of bank and minority interests.$3,184,0002,241
Net charge-offs$3,0003,612
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$723,000268
Net operating income$3,184,0002,238
2018-09-30 (YTD Data)Rank
Total interest income$8,730,0002,251
Total interest expense$1,697,0001,698
Net interest income$7,033,0002,370
Provision for loan and lease losses$-120,0005,298
Total noninterest income$442,0003,595
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$105,0003,783
Trading account gains and fees$0138
Additional Noninterest Income$337,0003,247
Total noninterest expense$4,190,0002,851
Salaries and employee benefits$2,630,0002,679
Premises and equipment expense$490,0002,712
Additional noninterest expense$1,070,0003,269
Pre-tax net operating income$3,405,0001,942
Securities gains (losses)$01,118
Applicable income taxes$1,016,0001,156
Income before extraordinary items$2,389,0002,241
Extraordinary gains, net$05
Net income$2,389,0002,239
Minority interest net income$066
Net income of bank and minority interests.$2,389,0002,240
Net charge-offs$3,0003,293
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$575,000238
Net operating income$2,389,0002,242
2018-06-30 (YTD Data)Rank
Total interest income$5,677,0002,275
Total interest expense$1,133,0001,617
Net interest income$4,544,0002,427
Provision for loan and lease losses$-70,0005,361
Total noninterest income$312,0003,544
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$85,0003,542
Trading account gains and fees$0130
Additional Noninterest Income$227,0003,214
Total noninterest expense$2,825,0002,858
Salaries and employee benefits$1,786,0002,663
Premises and equipment expense$330,0002,706
Additional noninterest expense$709,0003,305
Pre-tax net operating income$2,101,0002,029
Securities gains (losses)$0961
Applicable income taxes$625,0001,213
Income before extraordinary items$1,476,0002,338
Extraordinary gains, net$06
Net income$1,476,0002,337
Minority interest net income$065
Net income of bank and minority interests.$1,476,0002,337
Net charge-offs$3,0002,950
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$525,000187
Net operating income$1,476,0002,338
2018-03-31 (YTD Data)Rank
Total interest income$2,789,0002,304
Total interest expense$567,0001,561
Net interest income$2,222,0002,470
Provision for loan and lease losses$13,0003,072
Total noninterest income$159,0003,490
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$42,0003,576
Trading account gains and fees$0123
Additional Noninterest Income$117,0003,142
Total noninterest expense$1,472,0002,814
Salaries and employee benefits$938,0002,611
Premises and equipment expense$171,0002,693
Additional noninterest expense$363,0003,271
Pre-tax net operating income$896,0002,193
Securities gains (losses)$0735
Applicable income taxes$287,0001,256
Income before extraordinary items$609,0002,590
Extraordinary gains, net$07
Net income$609,0002,590
Minority interest net income$052
Net income of bank and minority interests.$609,0002,590
Net charge-offs$02,722
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$203,000192
Net operating income$609,0002,581
2017-12-31 (YTD Data)Rank
Total interest income$10,510,0002,344
Total interest expense$1,952,0001,568
Net interest income$8,558,0002,515
Provision for loan and lease losses$98,0003,106
Total noninterest income$746,0003,378
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$275,0002,991
Trading account gains and fees$0151
Additional Noninterest Income$471,0003,228
Total noninterest expense$5,712,0002,863
Salaries and employee benefits$3,659,0002,623
Premises and equipment expense$643,0002,810
Additional noninterest expense$1,410,0003,351
Pre-tax net operating income$3,494,0002,248
Securities gains (losses)$-18,0005,156
Applicable income taxes$1,641,0001,457
Income before extraordinary items$1,835,0002,830
Extraordinary gains, net$09
Net income$1,835,0002,829
Minority interest net income$076
Net income of bank and minority interests.$1,835,0002,830
Net charge-offs$4,0003,892
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$192,000411
Net operating income$1,846,5202,797
2017-09-30 (YTD Data)Rank
Total interest income$7,724,0002,395
Total interest expense$1,421,0001,587
Net interest income$6,303,0002,561
Provision for loan and lease losses$94,0002,714
Total noninterest income$594,0003,333
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$220,0002,922
Trading account gains and fees$0145
Additional Noninterest Income$374,0003,184
Total noninterest expense$4,320,0002,868
Salaries and employee benefits$2,739,0002,651
Premises and equipment expense$483,0002,823
Additional noninterest expense$1,098,0003,282
Pre-tax net operating income$2,483,0002,377
Securities gains (losses)$-18,0005,483
Applicable income taxes$1,020,0001,448
Income before extraordinary items$1,445,0002,915
Extraordinary gains, net$09
Net income$1,445,0002,914
Minority interest net income$071
Net income of bank and minority interests.$1,445,0002,915
Net charge-offs$4,0003,505
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$143,000385
Net operating income$1,456,5202,884
2017-06-30 (YTD Data)Rank
Total interest income$4,984,0002,438
Total interest expense$886,0001,628
Net interest income$4,098,0002,602
Provision for loan and lease losses$69,0002,540
Total noninterest income$415,0003,267
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$152,0002,861
Trading account gains and fees$0139
Additional Noninterest Income$263,0003,119
Total noninterest expense$2,879,0002,889
Salaries and employee benefits$1,818,0002,674
Premises and equipment expense$321,0002,838
Additional noninterest expense$740,0003,271
Pre-tax net operating income$1,565,0002,419
Securities gains (losses)$-18,0005,579
Applicable income taxes$638,0001,485
Income before extraordinary items$909,0002,963
Extraordinary gains, net$011
Net income$909,0002,963
Minority interest net income$071
Net income of bank and minority interests.$909,0002,963
Net charge-offs$4,0003,177
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$95,000361
Net operating income$920,5202,921
2017-03-31 (YTD Data)Rank
Total interest income$2,456,0002,467
Total interest expense$424,0001,671
Net interest income$2,032,0002,614
Provision for loan and lease losses$-40,0005,701
Total noninterest income$218,0003,184
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$78,0002,814
Trading account gains and fees$0142
Additional Noninterest Income$140,0003,025
Total noninterest expense$1,502,0002,818
Salaries and employee benefits$974,0002,572
Premises and equipment expense$155,0002,934
Additional noninterest expense$373,0003,251
Pre-tax net operating income$788,0002,314
Securities gains (losses)$-18,0005,705
Applicable income taxes$316,0001,452
Income before extraordinary items$454,0002,915
Extraordinary gains, net$08
Net income$454,0002,915
Minority interest net income$055
Net income of bank and minority interests.$454,0002,915
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$46,000331
Net operating income$465,5202,857
2016-12-31 (YTD Data)Rank
Total interest income$9,741,0002,453
Total interest expense$1,672,0001,643
Net interest income$8,069,0002,609
Provision for loan and lease losses$220,0002,330
Total noninterest income$790,0003,395
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$196,0003,602
Trading account gains and fees$0170
Additional Noninterest Income$594,0003,026
Total noninterest expense$6,361,0002,744
Salaries and employee benefits$3,544,0002,724
Premises and equipment expense$815,0002,462
Additional noninterest expense$2,002,0002,760
Pre-tax net operating income$2,278,0002,839
Securities gains (losses)$16,0002,474
Applicable income taxes$927,0001,728
Income before extraordinary items$1,367,0003,424
Extraordinary gains, net$05
Net income$1,367,0003,422
Minority interest net income$082
Net income of bank and minority interests.$1,367,0003,423
Net charge-offs$04,281
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$150,000447
Net operating income$1,356,7603,386
2016-09-30 (YTD Data)Rank
Total interest income$7,256,0002,471
Total interest expense$1,272,0001,618
Net interest income$5,984,0002,637
Provision for loan and lease losses$176,0002,199
Total noninterest income$537,0003,561
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$148,0003,616
Trading account gains and fees$0169
Additional Noninterest Income$389,0003,226
Total noninterest expense$4,533,0002,837
Salaries and employee benefits$2,677,0002,715
Premises and equipment expense$607,0002,486
Additional noninterest expense$1,249,0003,127
Pre-tax net operating income$1,812,0002,785
Securities gains (losses)$16,0002,406
Applicable income taxes$736,0001,705
Income before extraordinary items$1,092,0003,355
Extraordinary gains, net$05
Net income$1,092,0003,353
Minority interest net income$071
Net income of bank and minority interests.$1,092,0003,355
Net charge-offs$-2,0004,547
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$109,000414
Net operating income$1,081,7603,310
2016-06-30 (YTD Data)Rank
Total interest income$4,768,0002,504
Total interest expense$828,0001,648
Net interest income$3,940,0002,664
Provision for loan and lease losses$305,0001,220
Total noninterest income$341,0003,666
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$83,0003,852
Trading account gains and fees$0157
Additional Noninterest Income$258,0003,233
Total noninterest expense$2,948,0002,899
Salaries and employee benefits$1,733,0002,793
Premises and equipment expense$403,0002,499
Additional noninterest expense$812,0003,197
Pre-tax net operating income$1,028,0003,031
Securities gains (losses)$16,0002,060
Applicable income taxes$415,0001,851
Income before extraordinary items$629,0003,600
Extraordinary gains, net$016
Net income$629,0003,596
Minority interest net income$071
Net income of bank and minority interests.$629,0003,598
Net charge-offs$-2,0004,474
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$68,000410
Net operating income$618,7603,557
2016-03-31 (YTD Data)Rank
Total interest income$2,253,0002,635
Total interest expense$377,0001,797
Net interest income$1,876,0002,753
Provision for loan and lease losses$170,0001,076
Total noninterest income$157,0003,747
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$24,0004,602
Trading account gains and fees$0142
Additional Noninterest Income$133,0003,137
Total noninterest expense$1,477,0002,907
Salaries and employee benefits$876,0002,772
Premises and equipment expense$202,0002,526
Additional noninterest expense$399,0003,241
Pre-tax net operating income$386,0003,460
Securities gains (losses)$02,077
Applicable income taxes$145,0002,130
Income before extraordinary items$241,0003,976
Extraordinary gains, net$012
Net income$241,0003,973
Minority interest net income$062
Net income of bank and minority interests.$241,0003,974
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$27,000400
Net operating income$241,0003,913
2015-12-31 (YTD Data)Rank
Total interest income$8,639,0002,685
Total interest expense$1,321,0001,964
Net interest income$7,318,0002,775
Provision for loan and lease losses$190,0002,384
Total noninterest income$916,0003,231
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$240,0003,414
Trading account gains and fees$0159
Additional Noninterest Income$676,0002,887
Total noninterest expense$6,013,0002,860
Salaries and employee benefits$3,449,0002,767
Premises and equipment expense$848,0002,443
Additional noninterest expense$1,716,0003,108
Pre-tax net operating income$2,031,0002,982
Securities gains (losses)$03,216
Applicable income taxes$810,0001,793
Income before extraordinary items$1,221,0003,600
Extraordinary gains, net$023
Net income$1,221,0003,598
Minority interest net income$081
Net income of bank and minority interests.$1,221,0003,600
Net charge-offs$-17,0005,306
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$88,000535
Net operating income$1,221,0003,548
2015-09-30 (YTD Data)Rank
Total interest income$6,422,0002,721
Total interest expense$987,0001,987
Net interest income$5,435,0002,811
Provision for loan and lease losses$166,0002,179
Total noninterest income$721,0003,150
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$166,0003,584
Trading account gains and fees$0153
Additional Noninterest Income$555,0002,777
Total noninterest expense$4,478,0002,892
Salaries and employee benefits$2,535,0002,818
Premises and equipment expense$674,0002,383
Additional noninterest expense$1,269,0003,152
Pre-tax net operating income$1,512,0003,057
Securities gains (losses)$03,031
Applicable income taxes$598,0001,843
Income before extraordinary items$914,0003,656
Extraordinary gains, net$021
Net income$914,0003,655
Minority interest net income$078
Net income of bank and minority interests.$914,0003,656
Net charge-offs$-13,0005,227
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$60,000516
Net operating income$914,0003,602
2015-06-30 (YTD Data)Rank
Total interest income$4,301,0002,712
Total interest expense$674,0001,952
Net interest income$3,627,0002,813
Provision for loan and lease losses$80,0002,468
Total noninterest income$517,0003,017
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$412,0002,642
Total noninterest expense$2,982,0002,896
Salaries and employee benefits$1,712,0002,803
Premises and equipment expense$443,0002,409
Additional noninterest expense$827,0003,236
Pre-tax net operating income$1,082,0002,926
Securities gains (losses)$02,636
Applicable income taxes$424,0001,792
Income before extraordinary items$658,0003,511
Extraordinary gains, net$022
Net income$658,0003,511
Minority interest net income$075
Net income of bank and minority interests.$658,0003,512
Net charge-offs$-7,0005,146
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$35,000511
Net operating income$658,0003,454
2015-03-31 (YTD Data)Rank
Total interest income$2,207,0002,660
Total interest expense$355,0001,891
Net interest income$1,852,0002,766
Provision for loan and lease losses$32,0002,430
Total noninterest income$178,0003,606
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$49,0003,733
Trading account gains and fees$0152
Additional Noninterest Income$129,0003,243
Total noninterest expense$1,437,0002,987
Salaries and employee benefits$833,0002,883
Premises and equipment expense$221,0002,448
Additional noninterest expense$383,0003,384
Pre-tax net operating income$561,0002,817
Securities gains (losses)$02,027
Applicable income taxes$214,0001,760
Income before extraordinary items$347,0003,389
Extraordinary gains, net$013
Net income$347,0003,392
Minority interest net income$064
Net income of bank and minority interests.$347,0003,392
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$14,000516
Net operating income$347,0003,304
2014-12-31 (YTD Data)Rank
Total interest income$8,967,0002,649
Total interest expense$1,550,0001,841
Net interest income$7,417,0002,781
Provision for loan and lease losses$-180,0006,111
Total noninterest income$705,0003,687
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$214,0003,803
Trading account gains and fees$0180
Additional Noninterest Income$491,0003,296
Total noninterest expense$6,633,0002,720
Salaries and employee benefits$3,443,0002,795
Premises and equipment expense$1,080,0002,108
Additional noninterest expense$2,110,0002,759
Pre-tax net operating income$1,669,0003,290
Securities gains (losses)$12,0002,563
Applicable income taxes$659,0001,965
Income before extraordinary items$1,022,0003,929
Extraordinary gains, net$017
Net income$1,022,0003,928
Minority interest net income$084
Net income of bank and minority interests.$1,022,0003,930
Net charge-offs$-21,0005,807
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$1,002,000207
Net operating income$1,014,3203,885
2014-09-30 (YTD Data)Rank
Total interest income$6,794,0002,641
Total interest expense$1,175,0001,853
Net interest income$5,619,0002,782
Provision for loan and lease losses$61,0003,245
Total noninterest income$481,0003,918
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$143,0004,037
Trading account gains and fees$0174
Additional Noninterest Income$338,0003,450
Total noninterest expense$4,573,0002,895
Salaries and employee benefits$2,583,0002,798
Premises and equipment expense$811,0002,120
Additional noninterest expense$1,179,0003,454
Pre-tax net operating income$1,466,0003,070
Securities gains (losses)$12,0002,252
Applicable income taxes$581,0001,834
Income before extraordinary items$897,0003,696
Extraordinary gains, net$015
Net income$897,0003,698
Minority interest net income$081
Net income of bank and minority interests.$897,0003,700
Net charge-offs$-15,0005,715
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$969,000148
Net operating income$889,3203,661
2014-06-30 (YTD Data)Rank
Total interest income$4,476,0002,670
Total interest expense$791,0001,855
Net interest income$3,685,0002,817
Provision for loan and lease losses$61,0002,748
Total noninterest income$289,0004,095
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$89,0004,133
Trading account gains and fees$0172
Additional Noninterest Income$200,0003,632
Total noninterest expense$3,019,0002,929
Salaries and employee benefits$1,707,0002,833
Premises and equipment expense$531,0002,161
Additional noninterest expense$781,0003,472
Pre-tax net operating income$894,0003,167
Securities gains (losses)$12,0001,855
Applicable income taxes$350,0001,909
Income before extraordinary items$556,0003,762
Extraordinary gains, net$020
Net income$556,0003,766
Minority interest net income$080
Net income of bank and minority interests.$556,0003,768
Net charge-offs$-10,0005,673
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$332,000214
Net operating income$548,3203,735
2014-03-31 (YTD Data)Rank
Total interest income$2,242,0002,662
Total interest expense$396,0001,884
Net interest income$1,846,0002,811
Provision for loan and lease losses$03,817
Total noninterest income$147,0004,017
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$46,0004,076
Trading account gains and fees$0147
Additional Noninterest Income$101,0003,554
Total noninterest expense$1,564,0002,890
Salaries and employee benefits$910,0002,729
Premises and equipment expense$266,0002,184
Additional noninterest expense$388,0003,483
Pre-tax net operating income$429,0003,180
Securities gains (losses)$01,715
Applicable income taxes$181,0001,827
Income before extraordinary items$248,0003,870
Extraordinary gains, net$016
Net income$248,0003,873
Minority interest net income$066
Net income of bank and minority interests.$248,0003,873
Net charge-offs$-4,0005,342
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$89,000263
Net operating income$248,0003,829
2013-12-31 (YTD Data)Rank
Total interest income$8,498,0002,805
Total interest expense$1,500,0002,163
Net interest income$6,998,0002,908
Provision for loan and lease losses$170,0003,152
Total noninterest income$482,0004,460
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$251,0003,696
Trading account gains and fees$0184
Additional Noninterest Income$231,0004,415
Total noninterest expense$5,800,0003,062
Salaries and employee benefits$3,291,0002,920
Premises and equipment expense$959,0002,323
Additional noninterest expense$1,550,0003,577
Pre-tax net operating income$1,510,0003,384
Securities gains (losses)$84,0001,450
Applicable income taxes$590,0001,982
Income before extraordinary items$1,004,0003,891
Extraordinary gains, net$029
Net income$1,004,0003,894
Minority interest net income$090
Net income of bank and minority interests.$1,004,0003,895
Net charge-offs$93,0003,818
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$51,000654
Net operating income$950,2403,936
2013-09-30 (YTD Data)Rank
Total interest income$6,320,0002,846
Total interest expense$1,118,0002,233
Net interest income$5,202,0002,938
Provision for loan and lease losses$-5,0006,447
Total noninterest income$378,0004,462
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$208,0003,512
Trading account gains and fees$0180
Additional Noninterest Income$170,0004,532
Total noninterest expense$4,306,0003,082
Salaries and employee benefits$2,494,0002,911
Premises and equipment expense$675,0002,481
Additional noninterest expense$1,137,0003,634
Pre-tax net operating income$1,279,0003,230
Securities gains (losses)$73,0001,420
Applicable income taxes$499,0001,913
Income before extraordinary items$853,0003,699
Extraordinary gains, net$025
Net income$853,0003,702
Minority interest net income$084
Net income of bank and minority interests.$853,0003,703
Net charge-offs$-2,0005,787
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$50,000566
Net operating income$806,2803,732
2013-06-30 (YTD Data)Rank
Total interest income$4,122,0002,891
Total interest expense$764,0002,233
Net interest income$3,358,0003,016
Provision for loan and lease losses$-20,0006,594
Total noninterest income$265,0004,423
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$153,0003,317
Trading account gains and fees$0157
Additional Noninterest Income$112,0004,603
Total noninterest expense$2,843,0003,116
Salaries and employee benefits$1,671,0002,920
Premises and equipment expense$434,0002,572
Additional noninterest expense$738,0003,690
Pre-tax net operating income$800,0003,332
Securities gains (losses)$73,0001,297
Applicable income taxes$336,0001,909
Income before extraordinary items$537,0003,797
Extraordinary gains, net$022
Net income$537,0003,798
Minority interest net income$082
Net income of bank and minority interests.$537,0003,800
Net charge-offs$-1,0005,537
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$49,000478
Net operating income$490,2803,879
2013-03-31 (YTD Data)Rank
Total interest income$1,981,0003,009
Total interest expense$407,0002,161
Net interest income$1,574,0003,181
Provision for loan and lease losses$04,409
Total noninterest income$138,0004,327
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$74,0003,357
Trading account gains and fees$0148
Additional Noninterest Income$64,0004,392
Total noninterest expense$1,385,0003,193
Salaries and employee benefits$826,0002,974
Premises and equipment expense$217,0002,600
Additional noninterest expense$342,0003,907
Pre-tax net operating income$327,0003,651
Securities gains (losses)$61,000843
Applicable income taxes$154,0001,963
Income before extraordinary items$234,0004,002
Extraordinary gains, net$010
Net income$234,0004,005
Minority interest net income$076
Net income of bank and minority interests.$234,0004,005
Net charge-offs$-1,0005,189
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$49,000337
Net operating income$194,9604,228
2012-12-31 (YTD Data)Rank
Total interest income$8,692,0002,902
Total interest expense$1,818,0002,322
Net interest income$6,874,0003,027
Provision for loan and lease losses$235,0003,732
Total noninterest income$448,0004,662
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$280,0003,620
Trading account gains and fees$0166
Additional Noninterest Income$168,0004,802
Total noninterest expense$6,378,0002,899
Salaries and employee benefits$3,819,0002,564
Premises and equipment expense$868,0002,570
Additional noninterest expense$1,691,0003,506
Pre-tax net operating income$709,0004,499
Securities gains (losses)$178,0001,799
Applicable income taxes$328,0002,580
Income before extraordinary items$559,0004,788
Extraordinary gains, net$029
Net income$559,0004,789
Minority interest net income$093
Net income of bank and minority interests.$559,0004,790
Net charge-offs$-10,0006,614
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$6,000937
Net operating income$445,0804,877
2012-09-30 (YTD Data)Rank
Total interest income$6,516,0002,959
Total interest expense$1,380,0002,380
Net interest income$5,136,0003,083
Provision for loan and lease losses$120,0004,163
Total noninterest income$312,0004,810
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$209,0003,670
Trading account gains and fees$0157
Additional Noninterest Income$103,0005,097
Total noninterest expense$4,979,0002,801
Salaries and employee benefits$3,034,0002,431
Premises and equipment expense$646,0002,605
Additional noninterest expense$1,299,0003,448
Pre-tax net operating income$349,0005,130
Securities gains (losses)$113,0001,884
Applicable income taxes$157,0003,032
Income before extraordinary items$305,0005,301
Extraordinary gains, net$020
Net income$305,0005,299
Minority interest net income$086
Net income of bank and minority interests.$305,0005,299
Net charge-offs$-3,0006,397
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$5,000896
Net operating income$230,4205,421
2012-06-30 (YTD Data)Rank
Total interest income$4,408,0002,956
Total interest expense$922,0002,464
Net interest income$3,486,0003,047
Provision for loan and lease losses$108,0003,776
Total noninterest income$210,0004,804
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$139,0003,661
Trading account gains and fees$0153
Additional Noninterest Income$71,0005,087
Total noninterest expense$3,550,0002,650
Salaries and employee benefits$2,216,0002,245
Premises and equipment expense$428,0002,626
Additional noninterest expense$906,0003,371
Pre-tax net operating income$38,0006,153
Securities gains (losses)$113,0001,505
Applicable income taxes$49,0003,555
Income before extraordinary items$102,0005,931
Extraordinary gains, net$019
Net income$102,0005,931
Minority interest net income$084
Net income of bank and minority interests.$102,0005,931
Net charge-offs$-2,0006,263
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$4,000863
Net operating income$25,1606,225
2012-03-31 (YTD Data)Rank
Total interest income$2,144,0003,037
Total interest expense$460,0002,560
Net interest income$1,684,0003,151
Provision for loan and lease losses$59,0003,572
Total noninterest income$110,0004,795
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$69,0003,673
Trading account gains and fees$0148
Additional Noninterest Income$41,0004,998
Total noninterest expense$1,646,0002,822
Salaries and employee benefits$989,0002,500
Premises and equipment expense$214,0002,646
Additional noninterest expense$443,0003,399
Pre-tax net operating income$89,0005,524
Securities gains (losses)$8,0001,818
Applicable income taxes$29,0003,455
Income before extraordinary items$68,0005,774
Extraordinary gains, net$019
Net income$68,0005,774
Minority interest net income$078
Net income of bank and minority interests.$68,0005,774
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$2,000805
Net operating income$62,4005,697
2011-12-31 (YTD Data)Rank
Total interest income$8,824,0003,079
Total interest expense$2,191,0002,580
Net interest income$6,633,0003,206
Provision for loan and lease losses$50,0005,824
Total noninterest income$462,0004,521
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$344,0003,332
Trading account gains and fees$0146
Additional Noninterest Income$118,0005,142
Total noninterest expense$6,637,0002,788
Salaries and employee benefits$3,369,0002,835
Premises and equipment expense$1,318,0001,886
Additional noninterest expense$1,950,0003,208
Pre-tax net operating income$408,0004,955
Securities gains (losses)$205,0001,433
Applicable income taxes$232,0002,761
Income before extraordinary items$381,0004,995
Extraordinary gains, net$029
Net income$381,0004,998
Minority interest net income$096
Net income of bank and minority interests.$381,0004,997
Net charge-offs$-4,0006,925
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$15,000979
Net operating income$249,8005,284
2011-09-30 (YTD Data)Rank
Total interest income$6,610,0003,110
Total interest expense$1,694,0002,604
Net interest income$4,916,0003,254
Provision for loan and lease losses$115,0004,812
Total noninterest income$359,0004,518
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$282,0003,162
Trading account gains and fees$0145
Additional Noninterest Income$77,0005,377
Total noninterest expense$5,095,0002,737
Salaries and employee benefits$2,580,0002,780
Premises and equipment expense$1,003,0001,873
Additional noninterest expense$1,512,0003,133
Pre-tax net operating income$65,0005,941
Securities gains (losses)$167,0001,336
Applicable income taxes$74,0003,415
Income before extraordinary items$158,0005,675
Extraordinary gains, net$021
Net income$158,0005,676
Minority interest net income$087
Net income of bank and minority interests.$158,0005,676
Net charge-offs$-4,0006,858
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$10,000932
Net operating income$44,4406,012
2011-06-30 (YTD Data)Rank
Total interest income$4,356,0003,166
Total interest expense$1,122,0002,703
Net interest income$3,234,0003,295
Provision for loan and lease losses$79,0004,672
Total noninterest income$238,0004,555
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$186,0003,162
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,412
Total noninterest expense$3,528,0002,676
Salaries and employee benefits$1,739,0002,772
Premises and equipment expense$684,0001,854
Additional noninterest expense$1,105,0002,934
Pre-tax net operating income$-135,0006,480
Securities gains (losses)$59,0001,494
Applicable income taxes$-49,0007,029
Income before extraordinary items$-27,0006,371
Extraordinary gains, net$015
Net income$-27,0006,370
Minority interest net income$089
Net income of bank and minority interests.$-27,0006,371
Net charge-offs$-3,0006,756
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$7,000877
Net operating income$-64,7606,399
2011-03-31 (YTD Data)Rank
Total interest income$2,134,0003,242
Total interest expense$586,0002,685
Net interest income$1,548,0003,386
Provision for loan and lease losses$-14,0007,461
Total noninterest income$120,0004,596
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$95,0003,089
Trading account gains and fees$0158
Additional Noninterest Income$25,0005,598
Total noninterest expense$1,659,0002,825
Salaries and employee benefits$902,0002,692
Premises and equipment expense$325,0001,981
Additional noninterest expense$432,0003,549
Pre-tax net operating income$23,0006,065
Securities gains (losses)$28,000976
Applicable income taxes$22,0003,387
Income before extraordinary items$29,0006,006
Extraordinary gains, net$09
Net income$29,0006,005
Minority interest net income$086
Net income of bank and minority interests.$29,0006,006
Net charge-offs$-1,0006,209
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,000815
Net operating income$11,0806,200
2010-12-31 (YTD Data)Rank
Total interest income$8,537,0003,376
Total interest expense$2,561,0002,939
Net interest income$5,976,0003,478
Provision for loan and lease losses$125,0005,810
Total noninterest income$485,0004,626
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$399,0003,083
Trading account gains and fees$0175
Additional Noninterest Income$86,0005,610
Total noninterest expense$6,192,0003,030
Salaries and employee benefits$3,361,0002,825
Premises and equipment expense$1,249,0002,030
Additional noninterest expense$1,582,0003,859
Pre-tax net operating income$144,0005,353
Securities gains (losses)$123,0001,986
Applicable income taxes$-302,0007,056
Income before extraordinary items$569,0004,130
Extraordinary gains, net$029
Net income$569,0004,130
Minority interest net income$0111
Net income of bank and minority interests.$569,0004,131
Net charge-offs$63,0005,767
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$22,0001,086
Net operating income$446,0004,328
2010-09-30 (YTD Data)Rank
Total interest income$6,408,0003,440
Total interest expense$1,916,0003,060
Net interest income$4,492,0003,520
Provision for loan and lease losses$36,0006,452
Total noninterest income$359,0004,730
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$296,0003,175
Trading account gains and fees$0165
Additional Noninterest Income$63,0005,757
Total noninterest expense$4,632,0003,042
Salaries and employee benefits$2,525,0002,830
Premises and equipment expense$929,0002,068
Additional noninterest expense$1,178,0003,851
Pre-tax net operating income$183,0005,323
Securities gains (losses)$123,0001,767
Applicable income taxes$-159,0007,152
Income before extraordinary items$465,0004,254
Extraordinary gains, net$023
Net income$465,0004,255
Minority interest net income$0110
Net income of bank and minority interests.$465,0004,255
Net charge-offs$36,0005,729
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$17,0001,017
Net operating income$342,0004,502
2010-06-30 (YTD Data)Rank
Total interest income$4,250,0003,487
Total interest expense$1,274,0003,161
Net interest income$2,976,0003,537
Provision for loan and lease losses$23,0006,362
Total noninterest income$237,0004,729
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$197,0003,188
Trading account gains and fees$0152
Additional Noninterest Income$40,0005,833
Total noninterest expense$3,046,0003,076
Salaries and employee benefits$1,658,0002,875
Premises and equipment expense$612,0002,110
Additional noninterest expense$776,0003,868
Pre-tax net operating income$144,0005,245
Securities gains (losses)$03,184
Applicable income taxes$-127,0007,237
Income before extraordinary items$271,0004,469
Extraordinary gains, net$019
Net income$271,0004,469
Minority interest net income$0105
Net income of bank and minority interests.$271,0004,469
Net charge-offs$16,0005,608
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$12,000935
Net operating income$271,0004,325
2010-03-31 (YTD Data)Rank
Total interest income$2,097,0003,590
Total interest expense$614,0003,373
Net interest income$1,483,0003,592
Provision for loan and lease losses$29,0005,518
Total noninterest income$117,0004,758
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$98,0003,183
Trading account gains and fees$0175
Additional Noninterest Income$19,0005,996
Total noninterest expense$1,484,0003,178
Salaries and employee benefits$811,0002,973
Premises and equipment expense$289,0002,277
Additional noninterest expense$384,0003,905
Pre-tax net operating income$87,0005,202
Securities gains (losses)$02,284
Applicable income taxes$-74,0007,401
Income before extraordinary items$161,0004,248
Extraordinary gains, net$016
Net income$161,0004,249
Minority interest net income$091
Net income of bank and minority interests.$161,0004,247
Net charge-offs$16,0004,565
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$5,000904
Net operating income$161,0004,148
2009-12-31 (YTD Data)Rank
Total interest income$8,111,0003,775
Total interest expense$2,169,0004,236
Net interest income$5,942,0003,499
Provision for loan and lease losses$300,0005,244
Total noninterest income$404,0005,104
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$331,0003,691
Trading account gains and fees$0211
Additional Noninterest Income$73,0006,011
Total noninterest expense$5,988,0003,184
Salaries and employee benefits$3,307,0002,932
Premises and equipment expense$1,239,0002,154
Additional noninterest expense$1,442,0004,191
Pre-tax net operating income$58,0005,222
Securities gains (losses)$03,754
Applicable income taxes$-551,0007,073
Income before extraordinary items$609,0003,570
Extraordinary gains, net$034
Net income$609,0003,569
Minority interest net income$0115
Net income of bank and minority interests.$609,0003,569
Net charge-offs$117,0005,551
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$32,0001,143
Net operating income$609,0003,502
2009-09-30 (YTD Data)Rank
Total interest income$5,957,0003,886
Total interest expense$1,568,0004,465
Net interest income$4,389,0003,537
Provision for loan and lease losses$302,0004,575
Total noninterest income$289,0005,256
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$235,0003,817
Trading account gains and fees$0212
Additional Noninterest Income$54,0006,139
Total noninterest expense$4,504,0003,174
Salaries and employee benefits$2,476,0002,971
Premises and equipment expense$934,0002,153
Additional noninterest expense$1,094,0004,134
Pre-tax net operating income$-128,0005,921
Securities gains (losses)$03,497
Applicable income taxes$-476,0007,332
Income before extraordinary items$348,0004,232
Extraordinary gains, net$027
Net income$348,0004,227
Minority interest net income$0118
Net income of bank and minority interests.$348,0004,230
Net charge-offs$47,0005,731
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$23,0001,068
Net operating income$348,0004,160
2009-06-30 (YTD Data)Rank
Total interest income$3,873,0003,998
Total interest expense$1,011,0004,703
Net interest income$2,862,0003,593
Provision for loan and lease losses$274,0003,883
Total noninterest income$173,0005,477
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$140,0004,011
Trading account gains and fees$0193
Additional Noninterest Income$33,0006,307
Total noninterest expense$2,959,0003,256
Salaries and employee benefits$1,577,0003,097
Premises and equipment expense$611,0002,225
Additional noninterest expense$771,0003,982
Pre-tax net operating income$-198,0006,272
Securities gains (losses)$03,136
Applicable income taxes$-327,0007,442
Income before extraordinary items$129,0005,007
Extraordinary gains, net$021
Net income$129,0005,005
Minority interest net income$0112
Net income of bank and minority interests.$129,0005,006
Net charge-offs$19,0005,648
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$16,0001,032
Net operating income$129,0004,924
2009-03-31 (YTD Data)Rank
Total interest income$1,931,0004,044
Total interest expense$516,0004,757
Net interest income$1,415,0003,615
Provision for loan and lease losses$140,0003,413
Total noninterest income$80,0005,580
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$66,0004,093
Trading account gains and fees$0171
Additional Noninterest Income$14,0006,542
Total noninterest expense$1,447,0003,234
Salaries and employee benefits$824,0003,028
Premises and equipment expense$283,0002,421
Additional noninterest expense$340,0004,041
Pre-tax net operating income$-92,0006,625
Securities gains (losses)$02,434
Applicable income taxes$-131,0007,612
Income before extraordinary items$39,0005,860
Extraordinary gains, net$015
Net income$39,0005,862
Minority interest net income$0102
Net income of bank and minority interests.$39,0005,862
Net charge-offs$14,0004,567
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$8,000915
Net operating income$39,0005,691
2008-12-31 (YTD Data)Rank
Total interest income$7,897,0004,165
Total interest expense$2,593,0004,645
Net interest income$5,304,0003,786
Provision for loan and lease losses$50,0006,569
Total noninterest income$361,0005,481
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$219,0004,622
Trading account gains and fees$0154
Additional Noninterest Income$142,0005,410
Total noninterest expense$5,310,0003,400
Salaries and employee benefits$3,025,0003,224
Premises and equipment expense$954,0002,742
Additional noninterest expense$1,331,0003,957
Pre-tax net operating income$305,0005,429
Securities gains (losses)$03,220
Applicable income taxes$-247,0007,268
Income before extraordinary items$552,0004,291
Extraordinary gains, net$039
Net income$552,0004,291
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,544
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$115,000933
Net operating income$552,0004,444
2008-09-30 (YTD Data)Rank
Total interest income$5,922,0004,244
Total interest expense$2,030,0004,662
Net interest income$3,892,0003,867
Provision for loan and lease losses$39,0006,128
Total noninterest income$293,0005,413
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$157,0004,733
Trading account gains and fees$0148
Additional Noninterest Income$136,0005,118
Total noninterest expense$3,944,0003,420
Salaries and employee benefits$2,222,0003,331
Premises and equipment expense$704,0002,789
Additional noninterest expense$1,018,0003,812
Pre-tax net operating income$202,0006,030
Securities gains (losses)$03,106
Applicable income taxes$1,0005,240
Income before extraordinary items$201,0005,692
Extraordinary gains, net$031
Net income$201,0005,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,727
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$104,000761
Net operating income$201,0005,864
2008-06-30 (YTD Data)Rank
Total interest income$3,999,0004,252
Total interest expense$1,457,0004,583
Net interest income$2,542,0003,926
Provision for loan and lease losses$26,0005,799
Total noninterest income$180,0005,656
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$104,0004,763
Trading account gains and fees$0149
Additional Noninterest Income$76,0005,498
Total noninterest expense$2,544,0003,515
Salaries and employee benefits$1,438,0003,452
Premises and equipment expense$457,0002,870
Additional noninterest expense$649,0003,930
Pre-tax net operating income$152,0006,107
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$151,0005,965
Extraordinary gains, net$021
Net income$151,0005,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$98,000590
Net operating income$151,0005,908
2008-03-31 (YTD Data)Rank
Total interest income$2,081,0004,202
Total interest expense$854,0004,330
Net interest income$1,227,0004,039
Provision for loan and lease losses$06,080
Total noninterest income$65,0006,240
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$50,0004,810
Trading account gains and fees$0158
Additional Noninterest Income$15,0006,825
Total noninterest expense$1,242,0003,594
Salaries and employee benefits$714,0003,493
Premises and equipment expense$231,0002,839
Additional noninterest expense$297,0004,150
Pre-tax net operating income$50,0006,610
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$49,0006,591
Extraordinary gains, net$015
Net income$49,0006,592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$94,000334
Net operating income$49,0006,494
2007-12-31 (YTD Data)Rank
Total interest income$8,235,0004,290
Total interest expense$3,686,0004,213
Net interest income$4,549,0004,265
Provision for loan and lease losses$395,0002,723
Total noninterest income$210,0006,677
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$161,0005,307
Trading account gains and fees$0178
Additional Noninterest Income$49,0007,114
Total noninterest expense$4,694,0003,625
Salaries and employee benefits$2,718,0003,492
Premises and equipment expense$862,0002,900
Additional noninterest expense$1,114,0004,293
Pre-tax net operating income$-330,0007,725
Securities gains (losses)$02,146
Applicable income taxes$1,0005,973
Income before extraordinary items$-331,0007,799
Extraordinary gains, net$039
Net income$-331,0007,797
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,313
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$140,000844
Net operating income$-331,0007,780
2007-09-30 (YTD Data)Rank
Total interest income$6,012,0004,368
Total interest expense$2,692,0004,286
Net interest income$3,320,0004,354
Provision for loan and lease losses$374,0001,971
Total noninterest income$148,0006,795
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$113,0005,433
Trading account gains and fees$0184
Additional Noninterest Income$35,0007,194
Total noninterest expense$3,497,0003,623
Salaries and employee benefits$2,052,0003,457
Premises and equipment expense$637,0002,922
Additional noninterest expense$808,0004,334
Pre-tax net operating income$-403,0008,014
Securities gains (losses)$01,655
Applicable income taxes$1,0006,113
Income before extraordinary items$-404,0008,075
Extraordinary gains, net$033
Net income$-404,0008,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0005,200
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$71,000830
Net operating income$-404,0008,057
2007-06-30 (YTD Data)Rank
Total interest income$3,725,0004,605
Total interest expense$1,647,0004,506
Net interest income$2,078,0004,572
Provision for loan and lease losses$312,0001,497
Total noninterest income$98,0006,870
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$74,0005,482
Trading account gains and fees$0168
Additional Noninterest Income$24,0007,211
Total noninterest expense$2,275,0003,733
Salaries and employee benefits$1,341,0003,543
Premises and equipment expense$412,0003,026
Additional noninterest expense$522,0004,448
Pre-tax net operating income$-411,0008,238
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$-412,0008,276
Extraordinary gains, net$029
Net income$-412,0008,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$48,000748
Net operating income$-412,0008,267
2007-03-31 (YTD Data)Rank
Total interest income$1,762,0004,745
Total interest expense$779,0004,646
Net interest income$983,0004,732
Provision for loan and lease losses$133,0001,644
Total noninterest income$46,0006,946
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$37,0005,442
Trading account gains and fees$0195
Additional Noninterest Income$9,0007,488
Total noninterest expense$1,106,0003,814
Salaries and employee benefits$677,0003,550
Premises and equipment expense$198,0003,140
Additional noninterest expense$231,0004,794
Pre-tax net operating income$-210,0008,315
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-210,0008,340
Extraordinary gains, net$022
Net income$-210,0008,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$24,000644
Net operating income$-210,0008,330
2006-12-31 (YTD Data)Rank
Total interest income$5,586,0005,233
Total interest expense$2,024,0005,373
Net interest income$3,562,0005,000
Provision for loan and lease losses$491,0001,937
Total noninterest income$155,0007,262
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$135,0005,711
Trading account gains and fees$0130
Additional Noninterest Income$20,0007,978
Total noninterest expense$3,817,0004,124
Salaries and employee benefits$2,214,0003,962
Premises and equipment expense$633,0003,616
Additional noninterest expense$970,0004,604
Pre-tax net operating income$-591,0008,301
Securities gains (losses)$01,687
Applicable income taxes$1,0006,499
Income before extraordinary items$-592,0008,333
Extraordinary gains, net$051
Net income$-592,0008,333
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$355,000652
Net operating income$-592,0008,328
2006-09-30 (YTD Data)Rank
Total interest income$3,914,0005,439
Total interest expense$1,336,0005,639
Net interest income$2,578,0005,156
Provision for loan and lease losses$348,0001,913
Total noninterest income$113,0007,357
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$99,0005,813
Trading account gains and fees$0126
Additional Noninterest Income$14,0008,072
Total noninterest expense$2,716,0004,271
Salaries and employee benefits$1,537,0004,171
Premises and equipment expense$452,0003,762
Additional noninterest expense$727,0004,582
Pre-tax net operating income$-373,0008,380
Securities gains (losses)$01,388
Applicable income taxes$1,0006,574
Income before extraordinary items$-374,0008,412
Extraordinary gains, net$045
Net income$-374,0008,411
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$288,000530
Net operating income$-374,0008,404
2006-06-30 (YTD Data)Rank
Total interest income$2,426,0005,619
Total interest expense$758,0005,941
Net interest income$1,668,0005,280
Provision for loan and lease losses$284,0001,593
Total noninterest income$59,0007,700
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$49,0006,273
Trading account gains and fees$0126
Additional Noninterest Income$10,0008,084
Total noninterest expense$1,680,0004,529
Salaries and employee benefits$964,0004,373
Premises and equipment expense$283,0003,946
Additional noninterest expense$433,0004,954
Pre-tax net operating income$-237,0008,432
Securities gains (losses)$01,185
Applicable income taxes$1,0006,575
Income before extraordinary items$-238,0008,452
Extraordinary gains, net$039
Net income$-238,0008,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$238,000415
Net operating income$-238,0008,450
2006-03-31 (YTD Data)Rank
Total interest income$1,035,0006,017
Total interest expense$261,0006,701
Net interest income$774,0005,493
Provision for loan and lease losses$149,0001,516
Total noninterest income$25,0007,837
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$22,0006,377
Trading account gains and fees$0115
Additional Noninterest Income$3,0008,266
Total noninterest expense$784,0004,758
Salaries and employee benefits$461,0004,549
Premises and equipment expense$120,0004,409
Additional noninterest expense$203,0005,132
Pre-tax net operating income$-134,0008,485
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-134,0008,502
Extraordinary gains, net$021
Net income$-134,0008,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$161,000265
Net operating income$-134,0008,488
2005-12-31 (YTD Data)Rank
Total interest income$2,025,0007,430
Total interest expense$301,0008,183
Net interest income$1,724,0006,995
Provision for loan and lease losses$522,0001,826
Total noninterest income$56,0008,385
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$48,0007,114
Trading account gains and fees$0138
Additional Noninterest Income$8,0008,464
Total noninterest expense$2,897,0004,882
Salaries and employee benefits$1,568,0004,910
Premises and equipment expense$466,0004,386
Additional noninterest expense$863,0004,911
Pre-tax net operating income$-1,639,0008,736
Securities gains (losses)$02,296
Applicable income taxes$1,0006,850
Income before extraordinary items$-1,640,0008,753
Extraordinary gains, net$046
Net income$-1,640,0008,753
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$7,735,000242
Net operating income$-1,640,0008,737
2005-09-30 (YTD Data)Rank
Total interest income$1,199,0007,820
Total interest expense$173,0008,373
Net interest income$1,026,0007,506
Provision for loan and lease losses$345,0001,969
Total noninterest income$35,0008,497
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$30,0007,268
Trading account gains and fees$0126
Additional Noninterest Income$5,0008,551
Total noninterest expense$2,042,0005,066
Salaries and employee benefits$1,126,0005,021
Premises and equipment expense$313,0004,689
Additional noninterest expense$603,0005,104
Pre-tax net operating income$-1,326,0008,769
Securities gains (losses)$02,317
Applicable income taxes$1,0006,867
Income before extraordinary items$-1,327,0008,786
Extraordinary gains, net$035
Net income$-1,327,0008,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$7,640,000170
Net operating income$-1,327,0008,768
2005-06-30 (YTD Data)Rank
Total interest income$617,0008,188
Total interest expense$88,0008,521
Net interest income$529,0007,921
Provision for loan and lease losses$225,0001,956
Total noninterest income$17,0008,578
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$14,0007,451
Trading account gains and fees$0116
Additional Noninterest Income$3,0008,558
Total noninterest expense$1,316,0005,175
Salaries and employee benefits$706,0005,224
Premises and equipment expense$208,0004,682
Additional noninterest expense$402,0005,061
Pre-tax net operating income$-995,0008,779
Securities gains (losses)$02,146
Applicable income taxes$1,0006,848
Income before extraordinary items$-996,0008,801
Extraordinary gains, net$030
Net income$-996,0008,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-996,0008,784
2005-03-31 (YTD Data)Rank
Total interest income$229,0008,513
Total interest expense$25,0008,743
Net interest income$204,0008,326
Provision for loan and lease losses$119,0001,815
Total noninterest income$6,0008,706
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$5,0007,590
Trading account gains and fees$0115
Additional Noninterest Income$1,0008,675
Total noninterest expense$629,0005,358
Salaries and employee benefits$335,0005,428
Premises and equipment expense$103,0004,762
Additional noninterest expense$191,0005,244
Pre-tax net operating income$-538,0008,858
Securities gains (losses)$01,685
Applicable income taxes$1,0006,740
Income before extraordinary items$-539,0008,873
Extraordinary gains, net$024
Net income$-539,0008,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-539,0008,859
2004-12-31 (YTD Data)Rank
Total interest income$117,0008,915
Total interest expense$3,0008,941
Net interest income$114,0008,904
Provision for loan and lease losses$80,0005,318
Total noninterest income$1,0008,903
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,0007,877
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$832,0008,098
Salaries and employee benefits$278,0008,651
Premises and equipment expense$63,0008,443
Additional noninterest expense$491,0006,602
Pre-tax net operating income$-797,0008,757
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$-797,0008,792
Extraordinary gains, net$034
Net income$-797,0008,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$13,680,00062
Net operating income$-797,0008,772

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.