Home > Bank of San Francisco > Income and Expense
Bank of San Francisco, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,309,000 | 1,427 |
| Total interest expense | $7,575,000 | 1,562 |
| Net interest income | $21,734,000 | 1,340 |
| Provision for loan and lease losses | $290,000 | 1,713 |
| Total noninterest income | $921,000 | 2,829 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $354,000 | 2,016 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $567,000 | 2,847 |
| Total noninterest expense | $12,518,000 | 1,761 |
| Salaries and employee benefits | $8,194,000 | 1,575 |
| Premises and equipment expense | $1,145,000 | 1,870 |
| Additional noninterest expense | $567,000 | 2,847 |
| Pre-tax net operating income | $9,847,000 | 1,179 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $2,917,000 | 763 |
| Income before extraordinary items | $6,930,000 | 1,353 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,930,000 | 1,368 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,930,000 | 1,355 |
| Net charge-offs | $724,000 | 624 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $463,000 | 277 |
| Net operating income | $6,930,000 | 1,377 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,652,000 | 1,408 |
| Total interest expense | $5,422,000 | 1,500 |
| Net interest income | $16,230,000 | 1,350 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $757,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $263,000 | 2,031 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $494,000 | 2,696 |
| Total noninterest expense | $9,428,000 | 1,750 |
| Salaries and employee benefits | $6,233,000 | 1,560 |
| Premises and equipment expense | $812,000 | 1,941 |
| Additional noninterest expense | $494,000 | 2,695 |
| Pre-tax net operating income | $7,559,000 | 1,190 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $2,239,000 | 785 |
| Income before extraordinary items | $5,320,000 | 1,378 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,320,000 | 1,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,320,000 | 1,378 |
| Net charge-offs | $-9,000 | 3,810 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $343,000 | 272 |
| Net operating income | $5,320,000 | 1,396 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,981,000 | 1,413 |
| Total interest expense | $3,372,000 | 1,454 |
| Net interest income | $10,609,000 | 1,390 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $601,000 | 2,482 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $167,000 | 2,076 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $434,000 | 2,345 |
| Total noninterest expense | $6,282,000 | 1,742 |
| Salaries and employee benefits | $4,202,000 | 1,534 |
| Premises and equipment expense | $517,000 | 1,987 |
| Additional noninterest expense | $434,000 | 2,341 |
| Pre-tax net operating income | $4,928,000 | 1,220 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,459,000 | 800 |
| Income before extraordinary items | $3,469,000 | 1,403 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,469,000 | 1,418 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,469,000 | 1,403 |
| Net charge-offs | $-9,000 | 3,888 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 254 |
| Net operating income | $3,469,000 | 1,412 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,735,000 | 1,437 |
| Total interest expense | $1,438,000 | 1,466 |
| Net interest income | $5,297,000 | 1,396 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $178,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $78,000 | 2,163 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $100,000 | 3,154 |
| Total noninterest expense | $3,116,000 | 1,775 |
| Salaries and employee benefits | $2,112,000 | 1,559 |
| Premises and equipment expense | $255,000 | 2,023 |
| Additional noninterest expense | $100,000 | 3,154 |
| Pre-tax net operating income | $2,359,000 | 1,283 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $699,000 | 847 |
| Income before extraordinary items | $1,660,000 | 1,486 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,660,000 | 1,486 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,660,000 | 1,486 |
| Net charge-offs | $-9,000 | 4,009 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 237 |
| Net operating income | $1,660,000 | 1,499 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $24,726,000 | 1,319 |
| Total interest expense | $1,837,000 | 1,691 |
| Net interest income | $22,889,000 | 1,295 |
| Provision for loan and lease losses | $3,123,000 | 384 |
| Total noninterest income | $664,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $336,000 | 2,134 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $328,000 | 3,447 |
| Total noninterest expense | $12,134,000 | 1,762 |
| Salaries and employee benefits | $7,799,000 | 1,605 |
| Premises and equipment expense | $1,070,000 | 1,933 |
| Additional noninterest expense | $328,000 | 3,447 |
| Pre-tax net operating income | $8,296,000 | 1,448 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,434,000 | 947 |
| Income before extraordinary items | $5,862,000 | 1,649 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,862,000 | 1,646 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,862,000 | 1,648 |
| Net charge-offs | $3,901,000 | 181 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $469,000 | 331 |
| Net operating income | $5,862,000 | 1,681 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $17,906,000 | 1,316 |
| Total interest expense | $1,008,000 | 1,749 |
| Net interest income | $16,898,000 | 1,282 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $581,000 | 3,129 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $250,000 | 2,160 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $331,000 | 3,191 |
| Total noninterest expense | $9,357,000 | 1,727 |
| Salaries and employee benefits | $6,266,000 | 1,519 |
| Premises and equipment expense | $810,000 | 1,943 |
| Additional noninterest expense | $331,000 | 3,191 |
| Pre-tax net operating income | $8,122,000 | 1,196 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $2,404,000 | 800 |
| Income before extraordinary items | $5,718,000 | 1,335 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,718,000 | 1,334 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,718,000 | 1,335 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $401,000 | 284 |
| Net operating income | $5,718,000 | 1,363 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,531,000 | 1,312 |
| Total interest expense | $537,000 | 1,867 |
| Net interest income | $10,994,000 | 1,276 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $325,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $163,000 | 2,179 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $162,000 | 3,520 |
| Total noninterest expense | $6,157,000 | 1,724 |
| Salaries and employee benefits | $4,140,000 | 1,523 |
| Premises and equipment expense | $489,000 | 2,046 |
| Additional noninterest expense | $1,528,000 | 1,974 |
| Pre-tax net operating income | $5,162,000 | 1,181 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $1,528,000 | 785 |
| Income before extraordinary items | $3,634,000 | 1,311 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,634,000 | 1,310 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,634,000 | 1,311 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $248,000 | 275 |
| Net operating income | $3,634,000 | 1,340 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,654,000 | 1,301 |
| Total interest expense | $217,000 | 2,094 |
| Net interest income | $5,437,000 | 1,245 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $235,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $75,000 | 2,248 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $160,000 | 2,827 |
| Total noninterest expense | $2,969,000 | 1,765 |
| Salaries and employee benefits | $1,981,000 | 1,578 |
| Premises and equipment expense | $243,000 | 2,068 |
| Additional noninterest expense | $745,000 | 2,000 |
| Pre-tax net operating income | $2,703,000 | 1,086 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $800,000 | 743 |
| Income before extraordinary items | $1,903,000 | 1,240 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,903,000 | 1,240 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,903,000 | 1,240 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 268 |
| Net operating income | $1,903,000 | 1,252 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,524,000 | 1,254 |
| Total interest expense | $1,084,000 | 2,101 |
| Net interest income | $23,440,000 | 1,198 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $653,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $284,000 | 2,255 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $369,000 | 3,541 |
| Total noninterest expense | $11,232,000 | 1,820 |
| Salaries and employee benefits | $7,242,000 | 1,672 |
| Premises and equipment expense | $1,014,000 | 2,006 |
| Additional noninterest expense | $2,976,000 | 1,998 |
| Pre-tax net operating income | $12,761,000 | 1,071 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $3,774,000 | 748 |
| Income before extraordinary items | $8,987,000 | 1,241 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,987,000 | 1,240 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,987,000 | 1,241 |
| Net charge-offs | $0 | 2,705 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 377 |
| Net operating income | $8,987,000 | 1,226 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,565,000 | 1,262 |
| Total interest expense | $863,000 | 2,098 |
| Net interest income | $17,702,000 | 1,207 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $559,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $206,000 | 2,292 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $353,000 | 3,363 |
| Total noninterest expense | $8,417,000 | 1,829 |
| Salaries and employee benefits | $5,472,000 | 1,668 |
| Premises and equipment expense | $766,000 | 2,032 |
| Additional noninterest expense | $2,179,000 | 2,031 |
| Pre-tax net operating income | $9,744,000 | 1,096 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $2,882,000 | 769 |
| Income before extraordinary items | $6,862,000 | 1,267 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,862,000 | 1,267 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,862,000 | 1,267 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 348 |
| Net operating income | $6,862,000 | 1,247 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,554,000 | 1,242 |
| Total interest expense | $611,000 | 2,081 |
| Net interest income | $11,943,000 | 1,190 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $177,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $140,000 | 2,226 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $37,000 | 4,532 |
| Total noninterest expense | $5,681,000 | 1,798 |
| Salaries and employee benefits | $3,678,000 | 1,656 |
| Premises and equipment expense | $515,000 | 2,023 |
| Additional noninterest expense | $1,488,000 | 1,980 |
| Pre-tax net operating income | $6,339,000 | 1,101 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $1,875,000 | 788 |
| Income before extraordinary items | $4,464,000 | 1,287 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,464,000 | 1,287 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,464,000 | 1,287 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 317 |
| Net operating income | $4,464,000 | 1,260 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,452,000 | 1,226 |
| Total interest expense | $316,000 | 2,108 |
| Net interest income | $6,136,000 | 1,151 |
| Provision for loan and lease losses | $100,000 | 1,234 |
| Total noninterest income | $81,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $13,000 | 4,632 |
| Total noninterest expense | $2,632,000 | 1,888 |
| Salaries and employee benefits | $1,668,000 | 1,762 |
| Premises and equipment expense | $260,000 | 2,025 |
| Additional noninterest expense | $704,000 | 2,026 |
| Pre-tax net operating income | $3,485,000 | 1,030 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,031,000 | 728 |
| Income before extraordinary items | $2,454,000 | 1,209 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,454,000 | 1,209 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,454,000 | 1,209 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 296 |
| Net operating income | $2,454,000 | 1,176 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $20,352,000 | 1,477 |
| Total interest expense | $1,823,000 | 2,088 |
| Net interest income | $18,529,000 | 1,381 |
| Provision for loan and lease losses | $2,730,000 | 859 |
| Total noninterest income | $685,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $273,000 | 2,350 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $412,000 | 3,344 |
| Total noninterest expense | $9,868,000 | 1,978 |
| Salaries and employee benefits | $6,398,000 | 1,807 |
| Premises and equipment expense | $963,000 | 2,082 |
| Additional noninterest expense | $2,507,000 | 2,194 |
| Pre-tax net operating income | $6,616,000 | 1,444 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,958,000 | 947 |
| Income before extraordinary items | $4,658,000 | 1,714 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,658,000 | 1,714 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,658,000 | 1,714 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 333 |
| Net operating income | $4,658,000 | 1,683 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,559,000 | 1,539 |
| Total interest expense | $1,454,000 | 2,084 |
| Net interest income | $13,105,000 | 1,441 |
| Provision for loan and lease losses | $2,470,000 | 790 |
| Total noninterest income | $424,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $202,000 | 2,374 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $222,000 | 3,622 |
| Total noninterest expense | $6,981,000 | 2,032 |
| Salaries and employee benefits | $4,550,000 | 1,862 |
| Premises and equipment expense | $731,000 | 2,066 |
| Additional noninterest expense | $1,700,000 | 2,315 |
| Pre-tax net operating income | $4,078,000 | 1,647 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $1,208,000 | 1,044 |
| Income before extraordinary items | $2,870,000 | 1,956 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,870,000 | 1,955 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,870,000 | 1,956 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $217,000 | 310 |
| Net operating income | $2,870,000 | 1,903 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,194,000 | 1,625 |
| Total interest expense | $1,040,000 | 2,095 |
| Net interest income | $8,154,000 | 1,520 |
| Provision for loan and lease losses | $1,545,000 | 839 |
| Total noninterest income | $332,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $139,000 | 2,370 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $193,000 | 3,345 |
| Total noninterest expense | $4,415,000 | 2,108 |
| Salaries and employee benefits | $2,846,000 | 1,948 |
| Premises and equipment expense | $485,000 | 2,066 |
| Additional noninterest expense | $1,084,000 | 2,378 |
| Pre-tax net operating income | $2,526,000 | 1,682 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $749,000 | 1,032 |
| Income before extraordinary items | $1,777,000 | 2,001 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,777,000 | 2,002 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,777,000 | 2,002 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 296 |
| Net operating income | $1,777,000 | 1,960 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,290,000 | 1,713 |
| Total interest expense | $539,000 | 2,180 |
| Net interest income | $3,751,000 | 1,599 |
| Provision for loan and lease losses | $195,000 | 1,477 |
| Total noninterest income | $107,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $74,000 | 2,540 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $33,000 | 4,156 |
| Total noninterest expense | $2,356,000 | 2,033 |
| Salaries and employee benefits | $1,573,000 | 1,825 |
| Premises and equipment expense | $241,000 | 2,095 |
| Additional noninterest expense | $542,000 | 2,391 |
| Pre-tax net operating income | $1,307,000 | 1,472 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $388,000 | 894 |
| Income before extraordinary items | $919,000 | 1,779 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $919,000 | 1,779 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $919,000 | 1,779 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 287 |
| Net operating income | $919,000 | 1,752 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $16,729,000 | 1,766 |
| Total interest expense | $2,269,000 | 2,169 |
| Net interest income | $14,460,000 | 1,653 |
| Provision for loan and lease losses | $390,000 | 1,702 |
| Total noninterest income | $811,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $210,000 | 3,107 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $601,000 | 2,829 |
| Total noninterest expense | $9,124,000 | 2,055 |
| Salaries and employee benefits | $6,017,000 | 1,838 |
| Premises and equipment expense | $944,000 | 2,110 |
| Additional noninterest expense | $2,163,000 | 2,432 |
| Pre-tax net operating income | $5,757,000 | 1,585 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,699,000 | 1,004 |
| Income before extraordinary items | $4,058,000 | 1,864 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,058,000 | 1,866 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,058,000 | 1,866 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 405 |
| Net operating income | $4,058,000 | 1,833 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $12,230,000 | 1,823 |
| Total interest expense | $1,689,000 | 2,190 |
| Net interest income | $10,541,000 | 1,715 |
| Provision for loan and lease losses | $300,000 | 1,600 |
| Total noninterest income | $707,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $153,000 | 3,170 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $554,000 | 2,609 |
| Total noninterest expense | $6,858,000 | 2,050 |
| Salaries and employee benefits | $4,584,000 | 1,823 |
| Premises and equipment expense | $701,000 | 2,139 |
| Additional noninterest expense | $1,573,000 | 2,482 |
| Pre-tax net operating income | $4,090,000 | 1,697 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,216,000 | 1,087 |
| Income before extraordinary items | $2,874,000 | 1,999 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,874,000 | 1,999 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,874,000 | 2,000 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 397 |
| Net operating income | $2,874,000 | 1,968 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 1,881 |
| Total interest expense | $1,074,000 | 2,237 |
| Net interest income | $6,758,000 | 1,785 |
| Provision for loan and lease losses | $160,000 | 1,743 |
| Total noninterest income | $424,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $104,000 | 3,155 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $320,000 | 2,746 |
| Total noninterest expense | $4,480,000 | 2,093 |
| Salaries and employee benefits | $3,035,000 | 1,840 |
| Premises and equipment expense | $452,000 | 2,194 |
| Additional noninterest expense | $993,000 | 2,593 |
| Pre-tax net operating income | $2,542,000 | 1,769 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $754,000 | 1,110 |
| Income before extraordinary items | $1,788,000 | 2,081 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,788,000 | 2,079 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,788,000 | 2,081 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 420 |
| Net operating income | $1,788,000 | 2,056 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 1,928 |
| Total interest expense | $465,000 | 2,412 |
| Net interest income | $3,314,000 | 1,823 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $241,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $52,000 | 3,163 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 2,463 |
| Total noninterest expense | $2,125,000 | 2,172 |
| Salaries and employee benefits | $1,457,000 | 1,901 |
| Premises and equipment expense | $211,000 | 2,323 |
| Additional noninterest expense | $457,000 | 2,756 |
| Pre-tax net operating income | $1,355,000 | 1,653 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $402,000 | 1,044 |
| Income before extraordinary items | $953,000 | 1,943 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $953,000 | 1,941 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $953,000 | 1,942 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 386 |
| Net operating income | $953,000 | 1,927 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $13,976,000 | 1,968 |
| Total interest expense | $958,000 | 2,994 |
| Net interest income | $13,018,000 | 1,818 |
| Provision for loan and lease losses | $775,000 | 1,077 |
| Total noninterest income | $699,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $194,000 | 3,348 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $505,000 | 3,049 |
| Total noninterest expense | $8,270,000 | 2,194 |
| Salaries and employee benefits | $5,519,000 | 1,946 |
| Premises and equipment expense | $766,000 | 2,430 |
| Additional noninterest expense | $1,985,000 | 2,602 |
| Pre-tax net operating income | $4,672,000 | 1,871 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,360,000 | 1,127 |
| Income before extraordinary items | $3,312,000 | 2,177 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,312,000 | 2,175 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,312,000 | 2,176 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $9,367,000 | 57 |
| Net operating income | $3,312,000 | 2,173 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,042,000 | 2,017 |
| Total interest expense | $659,000 | 3,056 |
| Net interest income | $9,383,000 | 1,870 |
| Provision for loan and lease losses | $590,000 | 1,002 |
| Total noninterest income | $606,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $144,000 | 3,380 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $462,000 | 2,852 |
| Total noninterest expense | $6,123,000 | 2,210 |
| Salaries and employee benefits | $4,098,000 | 1,953 |
| Premises and equipment expense | $575,000 | 2,452 |
| Additional noninterest expense | $1,450,000 | 2,668 |
| Pre-tax net operating income | $3,276,000 | 1,996 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $974,000 | 1,190 |
| Income before extraordinary items | $2,302,000 | 2,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,302,000 | 2,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,302,000 | 2,308 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $9,337,000 | 46 |
| Net operating income | $2,302,000 | 2,301 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 2,071 |
| Total interest expense | $407,000 | 3,089 |
| Net interest income | $6,001,000 | 1,949 |
| Provision for loan and lease losses | $460,000 | 876 |
| Total noninterest income | $508,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $96,000 | 3,386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $412,000 | 2,483 |
| Total noninterest expense | $4,107,000 | 2,215 |
| Salaries and employee benefits | $2,745,000 | 1,949 |
| Premises and equipment expense | $384,000 | 2,472 |
| Additional noninterest expense | $978,000 | 2,659 |
| Pre-tax net operating income | $1,942,000 | 2,144 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $578,000 | 1,277 |
| Income before extraordinary items | $1,364,000 | 2,455 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,364,000 | 2,454 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,364,000 | 2,454 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $9,309,000 | 30 |
| Net operating income | $1,364,000 | 2,453 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 2,145 |
| Total interest expense | $184,000 | 3,212 |
| Net interest income | $2,868,000 | 2,018 |
| Provision for loan and lease losses | $260,000 | 768 |
| Total noninterest income | $202,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $48,000 | 3,397 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $154,000 | 2,806 |
| Total noninterest expense | $1,996,000 | 2,287 |
| Salaries and employee benefits | $1,315,000 | 2,046 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $492,000 | 2,666 |
| Pre-tax net operating income | $814,000 | 2,369 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $243,000 | 1,390 |
| Income before extraordinary items | $571,000 | 2,689 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $571,000 | 2,689 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $571,000 | 2,689 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 392 |
| Net operating income | $571,000 | 2,683 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,388,000 | 2,376 |
| Total interest expense | $664,000 | 3,222 |
| Net interest income | $9,724,000 | 2,269 |
| Provision for loan and lease losses | $590,000 | 1,315 |
| Total noninterest income | $797,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $196,000 | 3,478 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $601,000 | 2,927 |
| Total noninterest expense | $7,010,000 | 2,512 |
| Salaries and employee benefits | $4,560,000 | 2,248 |
| Premises and equipment expense | $768,000 | 2,514 |
| Additional noninterest expense | $1,682,000 | 2,985 |
| Pre-tax net operating income | $2,921,000 | 2,526 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,611,000 | 1,473 |
| Income before extraordinary items | $1,310,000 | 3,362 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,310,000 | 3,360 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,310,000 | 3,362 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 617 |
| Net operating income | $1,310,000 | 3,339 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,530,000 | 2,445 |
| Total interest expense | $477,000 | 3,294 |
| Net interest income | $7,053,000 | 2,333 |
| Provision for loan and lease losses | $310,000 | 1,596 |
| Total noninterest income | $624,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $150,000 | 3,478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $474,000 | 2,876 |
| Total noninterest expense | $5,151,000 | 2,538 |
| Salaries and employee benefits | $3,346,000 | 2,298 |
| Premises and equipment expense | $579,000 | 2,532 |
| Additional noninterest expense | $1,226,000 | 3,052 |
| Pre-tax net operating income | $2,216,000 | 2,555 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $917,000 | 1,540 |
| Income before extraordinary items | $1,299,000 | 3,087 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,299,000 | 3,086 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,299,000 | 3,087 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,299,000 | 3,062 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 2,508 |
| Total interest expense | $288,000 | 3,433 |
| Net interest income | $4,529,000 | 2,391 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $447,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $101,000 | 3,466 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $346,000 | 2,766 |
| Total noninterest expense | $3,395,000 | 2,571 |
| Salaries and employee benefits | $2,217,000 | 2,320 |
| Premises and equipment expense | $394,000 | 2,510 |
| Additional noninterest expense | $784,000 | 3,154 |
| Pre-tax net operating income | $1,371,000 | 2,632 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $568,000 | 1,579 |
| Income before extraordinary items | $803,000 | 3,161 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $803,000 | 3,160 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $803,000 | 3,161 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $803,000 | 3,144 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 2,551 |
| Total interest expense | $138,000 | 3,490 |
| Net interest income | $2,216,000 | 2,430 |
| Provision for loan and lease losses | $55,000 | 2,014 |
| Total noninterest income | $178,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $129,000 | 3,132 |
| Total noninterest expense | $1,651,000 | 2,636 |
| Salaries and employee benefits | $1,103,000 | 2,345 |
| Premises and equipment expense | $188,000 | 2,615 |
| Additional noninterest expense | $360,000 | 3,325 |
| Pre-tax net operating income | $688,000 | 2,569 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $285,000 | 1,533 |
| Income before extraordinary items | $403,000 | 3,122 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $403,000 | 3,120 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $403,000 | 3,122 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $403,000 | 3,104 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,140,000 | 2,594 |
| Total interest expense | $492,000 | 3,671 |
| Net interest income | $8,648,000 | 2,462 |
| Provision for loan and lease losses | $253,000 | 2,169 |
| Total noninterest income | $803,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $198,000 | 3,587 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $605,000 | 3,004 |
| Total noninterest expense | $6,600,000 | 2,673 |
| Salaries and employee benefits | $4,141,000 | 2,433 |
| Premises and equipment expense | $712,000 | 2,697 |
| Additional noninterest expense | $1,747,000 | 3,019 |
| Pre-tax net operating income | $2,598,000 | 2,615 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,067,000 | 1,573 |
| Income before extraordinary items | $1,531,000 | 3,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,531,000 | 3,256 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,531,000 | 3,256 |
| Net charge-offs | $-17,000 | 5,082 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $4,015,000 | 109 |
| Net operating income | $1,531,000 | 3,206 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,737,000 | 2,636 |
| Total interest expense | $365,000 | 3,709 |
| Net interest income | $6,372,000 | 2,505 |
| Provision for loan and lease losses | $174,000 | 2,227 |
| Total noninterest income | $717,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $151,000 | 3,583 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $566,000 | 2,720 |
| Total noninterest expense | $4,939,000 | 2,672 |
| Salaries and employee benefits | $3,068,000 | 2,444 |
| Premises and equipment expense | $540,000 | 2,686 |
| Additional noninterest expense | $1,331,000 | 2,987 |
| Pre-tax net operating income | $1,976,000 | 2,644 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $819,000 | 1,600 |
| Income before extraordinary items | $1,157,000 | 3,260 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,157,000 | 3,259 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,157,000 | 3,260 |
| Net charge-offs | $-17,000 | 5,049 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $4,015,000 | 78 |
| Net operating income | $1,157,000 | 3,206 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,450,000 | 2,657 |
| Total interest expense | $238,000 | 3,767 |
| Net interest income | $4,212,000 | 2,525 |
| Provision for loan and lease losses | $119,000 | 2,192 |
| Total noninterest income | $363,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $100,000 | 3,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,209 |
| Total noninterest expense | $3,316,000 | 2,665 |
| Salaries and employee benefits | $2,061,000 | 2,450 |
| Premises and equipment expense | $358,000 | 2,718 |
| Additional noninterest expense | $897,000 | 2,976 |
| Pre-tax net operating income | $1,140,000 | 2,847 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $473,000 | 1,720 |
| Income before extraordinary items | $667,000 | 3,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $667,000 | 3,489 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $667,000 | 3,491 |
| Net charge-offs | $-58,000 | 5,552 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $4,015,000 | 56 |
| Net operating income | $667,000 | 3,435 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 2,686 |
| Total interest expense | $118,000 | 3,806 |
| Net interest income | $2,076,000 | 2,557 |
| Provision for loan and lease losses | $33,000 | 2,469 |
| Total noninterest income | $182,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $131,000 | 3,156 |
| Total noninterest expense | $1,641,000 | 2,691 |
| Salaries and employee benefits | $1,077,000 | 2,367 |
| Premises and equipment expense | $183,000 | 2,714 |
| Additional noninterest expense | $381,000 | 3,337 |
| Pre-tax net operating income | $584,000 | 2,773 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $242,000 | 1,678 |
| Income before extraordinary items | $342,000 | 3,400 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $342,000 | 3,396 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $342,000 | 3,398 |
| Net charge-offs | $-37,000 | 5,644 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $4,015,000 | 32 |
| Net operating income | $342,000 | 3,336 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 2,809 |
| Total interest expense | $447,000 | 3,936 |
| Net interest income | $7,663,000 | 2,683 |
| Provision for loan and lease losses | $245,000 | 2,115 |
| Total noninterest income | $794,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $184,000 | 3,826 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $610,000 | 3,011 |
| Total noninterest expense | $6,047,000 | 2,849 |
| Salaries and employee benefits | $3,944,000 | 2,524 |
| Premises and equipment expense | $645,000 | 2,961 |
| Additional noninterest expense | $1,458,000 | 3,460 |
| Pre-tax net operating income | $2,165,000 | 2,866 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $900,000 | 1,682 |
| Income before extraordinary items | $1,265,000 | 3,528 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,265,000 | 3,525 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,265,000 | 3,528 |
| Net charge-offs | $25,000 | 3,658 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,265,000 | 3,478 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,924,000 | 2,883 |
| Total interest expense | $328,000 | 4,040 |
| Net interest income | $5,596,000 | 2,758 |
| Provision for loan and lease losses | $35,000 | 3,544 |
| Total noninterest income | $699,000 | 3,206 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $136,000 | 3,882 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 2,759 |
| Total noninterest expense | $4,407,000 | 2,920 |
| Salaries and employee benefits | $2,877,000 | 2,584 |
| Premises and equipment expense | $467,000 | 3,072 |
| Additional noninterest expense | $1,063,000 | 3,539 |
| Pre-tax net operating income | $1,853,000 | 2,700 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $770,000 | 1,620 |
| Income before extraordinary items | $1,083,000 | 3,362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,083,000 | 3,360 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,083,000 | 3,361 |
| Net charge-offs | $-38,000 | 5,533 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,083,000 | 3,312 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 2,927 |
| Total interest expense | $205,000 | 4,200 |
| Net interest income | $3,660,000 | 2,796 |
| Provision for loan and lease losses | $35,000 | 3,134 |
| Total noninterest income | $477,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $90,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 2,722 |
| Total noninterest expense | $2,895,000 | 2,965 |
| Salaries and employee benefits | $1,875,000 | 2,632 |
| Premises and equipment expense | $306,000 | 3,119 |
| Additional noninterest expense | $714,000 | 3,534 |
| Pre-tax net operating income | $1,207,000 | 2,722 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $503,000 | 1,621 |
| Income before extraordinary items | $704,000 | 3,405 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $704,000 | 3,405 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $704,000 | 3,406 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $704,000 | 3,341 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 2,990 |
| Total interest expense | $99,000 | 4,308 |
| Net interest income | $1,773,000 | 2,856 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $224,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $45,000 | 3,870 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $179,000 | 2,776 |
| Total noninterest expense | $1,432,000 | 2,993 |
| Salaries and employee benefits | $919,000 | 2,686 |
| Premises and equipment expense | $151,000 | 3,188 |
| Additional noninterest expense | $362,000 | 3,511 |
| Pre-tax net operating income | $565,000 | 2,801 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $235,000 | 1,655 |
| Income before extraordinary items | $330,000 | 3,475 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $330,000 | 3,478 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $330,000 | 3,478 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $330,000 | 3,392 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 3,280 |
| Total interest expense | $377,000 | 4,583 |
| Net interest income | $6,329,000 | 3,116 |
| Provision for loan and lease losses | $3,000 | 4,544 |
| Total noninterest income | $627,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $182,000 | 4,082 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $445,000 | 3,449 |
| Total noninterest expense | $5,122,000 | 3,259 |
| Salaries and employee benefits | $3,162,000 | 2,977 |
| Premises and equipment expense | $608,000 | 3,203 |
| Additional noninterest expense | $1,352,000 | 3,781 |
| Pre-tax net operating income | $1,831,000 | 3,141 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $762,000 | 1,811 |
| Income before extraordinary items | $1,069,000 | 3,840 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,069,000 | 3,840 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,069,000 | 3,841 |
| Net charge-offs | $-31,000 | 5,895 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,069,000 | 3,791 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 3,383 |
| Total interest expense | $270,000 | 4,715 |
| Net interest income | $4,591,000 | 3,226 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $471,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $142,000 | 4,052 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $329,000 | 3,505 |
| Total noninterest expense | $3,819,000 | 3,293 |
| Salaries and employee benefits | $2,354,000 | 3,003 |
| Premises and equipment expense | $457,000 | 3,241 |
| Additional noninterest expense | $1,008,000 | 3,809 |
| Pre-tax net operating income | $1,243,000 | 3,368 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $518,000 | 1,949 |
| Income before extraordinary items | $725,000 | 4,069 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 4,070 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $725,000 | 4,070 |
| Net charge-offs | $12,000 | 4,087 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $725,000 | 4,020 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 3,465 |
| Total interest expense | $175,000 | 4,819 |
| Net interest income | $2,948,000 | 3,311 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $348,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $100,000 | 3,941 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $248,000 | 3,305 |
| Total noninterest expense | $2,562,000 | 3,291 |
| Salaries and employee benefits | $1,586,000 | 3,005 |
| Premises and equipment expense | $304,000 | 3,262 |
| Additional noninterest expense | $672,000 | 3,832 |
| Pre-tax net operating income | $734,000 | 3,534 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $306,000 | 2,016 |
| Income before extraordinary items | $428,000 | 4,205 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $428,000 | 4,211 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $428,000 | 4,210 |
| Net charge-offs | $-50,000 | 6,148 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $428,000 | 4,143 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,593 |
| Total interest expense | $88,000 | 4,865 |
| Net interest income | $1,404,000 | 3,436 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $151,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $1,261,000 | 3,352 |
| Salaries and employee benefits | $790,000 | 3,021 |
| Premises and equipment expense | $145,000 | 3,429 |
| Additional noninterest expense | $326,000 | 3,926 |
| Pre-tax net operating income | $294,000 | 3,856 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $123,000 | 2,171 |
| Income before extraordinary items | $171,000 | 4,495 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $171,000 | 4,498 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $171,000 | 4,498 |
| Net charge-offs | $-30,000 | 6,166 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $171,000 | 4,445 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,247,000 | 3,526 |
| Total interest expense | $369,000 | 5,058 |
| Net interest income | $5,878,000 | 3,327 |
| Provision for loan and lease losses | $-134,000 | 6,414 |
| Total noninterest income | $596,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $421,000 | 3,586 |
| Total noninterest expense | $4,908,000 | 3,447 |
| Salaries and employee benefits | $2,959,000 | 3,142 |
| Premises and equipment expense | $554,000 | 3,498 |
| Additional noninterest expense | $1,395,000 | 3,826 |
| Pre-tax net operating income | $1,700,000 | 3,167 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $663,000 | 1,866 |
| Income before extraordinary items | $1,037,000 | 3,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,037,000 | 3,826 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,037,000 | 3,826 |
| Net charge-offs | $-135,000 | 6,574 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,037,000 | 3,769 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 3,531 |
| Total interest expense | $269,000 | 5,198 |
| Net interest income | $4,469,000 | 3,316 |
| Provision for loan and lease losses | $2,000 | 4,897 |
| Total noninterest income | $513,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $128,000 | 4,402 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $385,000 | 3,377 |
| Total noninterest expense | $3,715,000 | 3,438 |
| Salaries and employee benefits | $2,250,000 | 3,140 |
| Premises and equipment expense | $414,000 | 3,529 |
| Additional noninterest expense | $1,051,000 | 3,822 |
| Pre-tax net operating income | $1,265,000 | 3,253 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $479,000 | 1,954 |
| Income before extraordinary items | $786,000 | 3,855 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $786,000 | 3,858 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $786,000 | 3,858 |
| Net charge-offs | $-53,000 | 6,474 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $786,000 | 3,784 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 3,470 |
| Total interest expense | $172,000 | 5,327 |
| Net interest income | $3,084,000 | 3,221 |
| Provision for loan and lease losses | $1,000 | 4,755 |
| Total noninterest income | $277,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $85,000 | 4,396 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,849 |
| Total noninterest expense | $2,492,000 | 3,429 |
| Salaries and employee benefits | $1,534,000 | 3,100 |
| Premises and equipment expense | $272,000 | 3,570 |
| Additional noninterest expense | $686,000 | 3,873 |
| Pre-tax net operating income | $868,000 | 3,179 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $339,000 | 1,898 |
| Income before extraordinary items | $529,000 | 3,831 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $529,000 | 3,833 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $529,000 | 3,834 |
| Net charge-offs | $-44,000 | 6,521 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $529,000 | 3,744 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,549,000 | 3,617 |
| Total interest expense | $79,000 | 5,549 |
| Net interest income | $1,470,000 | 3,346 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $194,000 | 3,717 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $39,000 | 4,527 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,131 |
| Total noninterest expense | $1,181,000 | 3,607 |
| Salaries and employee benefits | $706,000 | 3,301 |
| Premises and equipment expense | $135,000 | 3,623 |
| Additional noninterest expense | $340,000 | 3,926 |
| Pre-tax net operating income | $482,000 | 2,939 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $188,000 | 1,773 |
| Income before extraordinary items | $294,000 | 3,608 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $294,000 | 3,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $294,000 | 3,610 |
| Net charge-offs | $-44,000 | 6,688 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $294,000 | 3,513 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,964,000 | 3,854 |
| Total interest expense | $292,000 | 6,011 |
| Net interest income | $5,672,000 | 3,503 |
| Provision for loan and lease losses | $372,000 | 3,107 |
| Total noninterest income | $498,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $186,000 | 4,405 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $312,000 | 3,988 |
| Total noninterest expense | $4,202,000 | 3,895 |
| Salaries and employee benefits | $2,584,000 | 3,480 |
| Premises and equipment expense | $458,000 | 4,022 |
| Additional noninterest expense | $1,160,000 | 4,433 |
| Pre-tax net operating income | $1,596,000 | 3,226 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $565,000 | 2,060 |
| Income before extraordinary items | $1,031,000 | 3,850 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,031,000 | 3,850 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,031,000 | 3,852 |
| Net charge-offs | $12,000 | 5,553 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,031,000 | 3,692 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,400,000 | 3,955 |
| Total interest expense | $217,000 | 6,151 |
| Net interest income | $4,183,000 | 3,605 |
| Provision for loan and lease losses | $247,000 | 3,233 |
| Total noninterest income | $393,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $144,000 | 4,393 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $249,000 | 3,946 |
| Total noninterest expense | $3,090,000 | 3,977 |
| Salaries and employee benefits | $1,941,000 | 3,501 |
| Premises and equipment expense | $322,000 | 4,213 |
| Additional noninterest expense | $827,000 | 4,582 |
| Pre-tax net operating income | $1,239,000 | 3,246 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $427,000 | 2,106 |
| Income before extraordinary items | $812,000 | 3,835 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $812,000 | 3,835 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $812,000 | 3,836 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $812,000 | 3,670 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 4,038 |
| Total interest expense | $141,000 | 6,270 |
| Net interest income | $2,733,000 | 3,668 |
| Provision for loan and lease losses | $172,000 | 3,194 |
| Total noninterest income | $265,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $96,000 | 4,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $169,000 | 3,897 |
| Total noninterest expense | $2,053,000 | 4,012 |
| Salaries and employee benefits | $1,289,000 | 3,528 |
| Premises and equipment expense | $207,000 | 4,298 |
| Additional noninterest expense | $557,000 | 4,566 |
| Pre-tax net operating income | $773,000 | 3,345 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $324,000 | 1,971 |
| Income before extraordinary items | $449,000 | 4,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $449,000 | 4,176 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $449,000 | 4,176 |
| Net charge-offs | $12,000 | 4,874 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $449,000 | 3,985 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,135 |
| Total interest expense | $70,000 | 6,367 |
| Net interest income | $1,345,000 | 3,724 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $32,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-16,000 | 7,006 |
| Total noninterest expense | $998,000 | 4,101 |
| Salaries and employee benefits | $651,000 | 3,531 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $244,000 | 4,927 |
| Pre-tax net operating income | $364,000 | 3,480 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $153,000 | 2,002 |
| Income before extraordinary items | $211,000 | 4,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $211,000 | 4,284 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $211,000 | 4,285 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $211,000 | 4,134 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 4,499 |
| Total interest expense | $318,000 | 6,492 |
| Net interest income | $4,828,000 | 3,996 |
| Provision for loan and lease losses | $242,000 | 4,400 |
| Total noninterest income | $208,000 | 5,691 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $159,000 | 4,787 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $49,000 | 5,934 |
| Total noninterest expense | $3,862,000 | 4,213 |
| Salaries and employee benefits | $2,274,000 | 3,821 |
| Premises and equipment expense | $393,000 | 4,608 |
| Additional noninterest expense | $1,195,000 | 4,458 |
| Pre-tax net operating income | $932,000 | 3,853 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $430,000 | 2,174 |
| Income before extraordinary items | $502,000 | 4,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $502,000 | 4,660 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $502,000 | 4,659 |
| Net charge-offs | $227,000 | 4,149 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,673,000 | 265 |
| Net operating income | $502,000 | 4,547 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 4,589 |
| Total interest expense | $245,000 | 6,559 |
| Net interest income | $3,557,000 | 4,063 |
| Provision for loan and lease losses | $101,000 | 4,923 |
| Total noninterest income | $142,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $112,000 | 4,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $30,000 | 6,169 |
| Total noninterest expense | $2,883,000 | 4,225 |
| Salaries and employee benefits | $1,720,000 | 3,803 |
| Premises and equipment expense | $250,000 | 5,048 |
| Additional noninterest expense | $913,000 | 4,411 |
| Pre-tax net operating income | $715,000 | 3,937 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $299,000 | 2,269 |
| Income before extraordinary items | $416,000 | 4,600 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $416,000 | 4,601 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $416,000 | 4,600 |
| Net charge-offs | $-14,000 | 7,057 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,672,000 | 229 |
| Net operating income | $416,000 | 4,478 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 4,644 |
| Total interest expense | $174,000 | 6,595 |
| Net interest income | $2,338,000 | 4,123 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $100,000 | 5,858 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $1,997,000 | 4,161 |
| Salaries and employee benefits | $1,107,000 | 3,942 |
| Premises and equipment expense | $160,000 | 5,181 |
| Additional noninterest expense | $730,000 | 3,977 |
| Pre-tax net operating income | $426,000 | 4,098 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $179,000 | 2,342 |
| Income before extraordinary items | $247,000 | 4,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $247,000 | 4,721 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $247,000 | 4,722 |
| Net charge-offs | $-10,000 | 7,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,673,000 | 134 |
| Net operating income | $247,000 | 4,635 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 4,741 |
| Total interest expense | $92,000 | 6,614 |
| Net interest income | $1,132,000 | 4,218 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $77,000 | 5,335 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $37,000 | 4,886 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $991,000 | 4,202 |
| Salaries and employee benefits | $544,000 | 4,002 |
| Premises and equipment expense | $79,000 | 5,252 |
| Additional noninterest expense | $368,000 | 3,951 |
| Pre-tax net operating income | $212,000 | 4,142 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $89,000 | 2,308 |
| Income before extraordinary items | $123,000 | 4,736 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $123,000 | 4,734 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $123,000 | 4,736 |
| Net charge-offs | $-9,000 | 6,970 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $1,673,000 | 70 |
| Net operating income | $123,000 | 4,672 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 4,860 |
| Total interest expense | $464,000 | 6,625 |
| Net interest income | $4,445,000 | 4,280 |
| Provision for loan and lease losses | $316,000 | 4,778 |
| Total noninterest income | $625,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $131,000 | 5,133 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $494,000 | 3,210 |
| Total noninterest expense | $3,617,000 | 4,491 |
| Salaries and employee benefits | $1,889,000 | 4,396 |
| Premises and equipment expense | $308,000 | 5,343 |
| Additional noninterest expense | $1,420,000 | 4,150 |
| Pre-tax net operating income | $1,137,000 | 3,162 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $409,000 | 2,075 |
| Income before extraordinary items | $728,000 | 3,790 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $728,000 | 3,790 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $728,000 | 3,792 |
| Net charge-offs | $25,000 | 6,281 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,388,000 | 325 |
| Net operating income | $728,000 | 3,659 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,638,000 | 4,993 |
| Total interest expense | $354,000 | 6,742 |
| Net interest income | $3,284,000 | 4,371 |
| Provision for loan and lease losses | $312,000 | 4,267 |
| Total noninterest income | $480,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $95,000 | 5,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $385,000 | 3,168 |
| Total noninterest expense | $2,489,000 | 4,747 |
| Salaries and employee benefits | $1,311,000 | 4,645 |
| Premises and equipment expense | $225,000 | 5,470 |
| Additional noninterest expense | $953,000 | 4,447 |
| Pre-tax net operating income | $963,000 | 3,162 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $404,000 | 1,868 |
| Income before extraordinary items | $559,000 | 3,909 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $559,000 | 3,911 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $559,000 | 3,911 |
| Net charge-offs | $26,000 | 5,891 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $264,000 | 460 |
| Net operating income | $559,000 | 3,759 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 5,078 |
| Total interest expense | $233,000 | 6,844 |
| Net interest income | $2,154,000 | 4,413 |
| Provision for loan and lease losses | $236,000 | 3,997 |
| Total noninterest income | $411,000 | 3,584 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $60,000 | 5,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $351,000 | 2,599 |
| Total noninterest expense | $1,664,000 | 4,745 |
| Salaries and employee benefits | $819,000 | 4,865 |
| Premises and equipment expense | $149,000 | 5,528 |
| Additional noninterest expense | $696,000 | 4,189 |
| Pre-tax net operating income | $665,000 | 3,129 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $280,000 | 1,805 |
| Income before extraordinary items | $385,000 | 3,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $385,000 | 3,847 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $385,000 | 3,848 |
| Net charge-offs | $-5,000 | 7,369 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $385,000 | 3,740 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 5,191 |
| Total interest expense | $119,000 | 6,932 |
| Net interest income | $1,059,000 | 4,502 |
| Provision for loan and lease losses | $139,000 | 3,561 |
| Total noninterest income | $178,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $30,000 | 5,359 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $148,000 | 2,864 |
| Total noninterest expense | $821,000 | 4,839 |
| Salaries and employee benefits | $445,000 | 4,686 |
| Premises and equipment expense | $76,000 | 5,569 |
| Additional noninterest expense | $300,000 | 4,585 |
| Pre-tax net operating income | $277,000 | 3,504 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $117,000 | 1,970 |
| Income before extraordinary items | $160,000 | 4,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $160,000 | 4,264 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $160,000 | 4,262 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $160,000 | 4,161 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,334,000 | 5,515 |
| Total interest expense | $478,000 | 7,181 |
| Net interest income | $3,856,000 | 4,661 |
| Provision for loan and lease losses | $1,023,000 | 3,466 |
| Total noninterest income | $304,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $102,000 | 5,725 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $202,000 | 4,617 |
| Total noninterest expense | $3,037,000 | 5,143 |
| Salaries and employee benefits | $1,728,000 | 4,781 |
| Premises and equipment expense | $299,000 | 5,653 |
| Additional noninterest expense | $1,010,000 | 5,215 |
| Pre-tax net operating income | $100,000 | 5,089 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $48,000 | 3,285 |
| Income before extraordinary items | $52,000 | 5,340 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $52,000 | 5,339 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $52,000 | 5,339 |
| Net charge-offs | $462,000 | 3,900 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $52,000 | 5,282 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 5,647 |
| Total interest expense | $362,000 | 7,279 |
| Net interest income | $2,798,000 | 4,779 |
| Provision for loan and lease losses | $656,000 | 3,388 |
| Total noninterest income | $254,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $74,000 | 5,821 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $180,000 | 4,456 |
| Total noninterest expense | $2,321,000 | 5,106 |
| Salaries and employee benefits | $1,325,000 | 4,750 |
| Premises and equipment expense | $222,000 | 5,729 |
| Additional noninterest expense | $774,000 | 5,150 |
| Pre-tax net operating income | $75,000 | 5,389 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,049,000 | 814 |
| Income before extraordinary items | $-974,000 | 6,732 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-974,000 | 6,733 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-974,000 | 6,733 |
| Net charge-offs | $127,000 | 4,827 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-974,000 | 6,725 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,756 |
| Total interest expense | $241,000 | 7,384 |
| Net interest income | $1,820,000 | 4,857 |
| Provision for loan and lease losses | $343,000 | 3,515 |
| Total noninterest income | $91,000 | 6,519 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $47,000 | 5,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $1,525,000 | 5,201 |
| Salaries and employee benefits | $860,000 | 4,886 |
| Premises and equipment expense | $147,000 | 5,794 |
| Additional noninterest expense | $518,000 | 5,153 |
| Pre-tax net operating income | $43,000 | 5,556 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $22,000 | 3,645 |
| Income before extraordinary items | $21,000 | 5,787 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 5,785 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $21,000 | 5,785 |
| Net charge-offs | $41,000 | 5,092 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $21,000 | 5,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 5,934 |
| Total interest expense | $127,000 | 7,413 |
| Net interest income | $847,000 | 5,052 |
| Provision for loan and lease losses | $136,000 | 3,442 |
| Total noninterest income | $40,000 | 6,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $24,000 | 5,827 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $16,000 | 6,411 |
| Total noninterest expense | $735,000 | 5,236 |
| Salaries and employee benefits | $426,000 | 4,951 |
| Premises and equipment expense | $75,000 | 5,786 |
| Additional noninterest expense | $234,000 | 5,131 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $8,000 | 4,098 |
| Income before extraordinary items | $8,000 | 6,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 6,307 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $8,000 | 6,307 |
| Net charge-offs | $29,000 | 4,044 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $8,000 | 6,157 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,549,000 | 6,283 |
| Total interest expense | $806,000 | 7,124 |
| Net interest income | $2,743,000 | 5,666 |
| Provision for loan and lease losses | $198,000 | 5,227 |
| Total noninterest income | $199,000 | 6,493 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 6,074 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $111,000 | 5,776 |
| Total noninterest expense | $2,657,000 | 5,470 |
| Salaries and employee benefits | $1,635,000 | 5,068 |
| Premises and equipment expense | $284,000 | 5,934 |
| Additional noninterest expense | $738,000 | 5,687 |
| Pre-tax net operating income | $87,000 | 6,061 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $44,000 | 3,914 |
| Income before extraordinary items | $43,000 | 6,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $43,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 5,333 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $43,000 | 6,194 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,647,000 | 6,363 |
| Total interest expense | $628,000 | 7,171 |
| Net interest income | $2,019,000 | 5,774 |
| Provision for loan and lease losses | $138,000 | 4,728 |
| Total noninterest income | $160,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 5,612 |
| Total noninterest expense | $1,969,000 | 5,498 |
| Salaries and employee benefits | $1,203,000 | 5,147 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $557,000 | 5,623 |
| Pre-tax net operating income | $72,000 | 6,508 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $34,000 | 4,349 |
| Income before extraordinary items | $38,000 | 6,457 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $38,000 | 6,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,628 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $38,000 | 6,620 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,768,000 | 6,429 |
| Total interest expense | $463,000 | 7,135 |
| Net interest income | $1,305,000 | 5,856 |
| Provision for loan and lease losses | $88,000 | 4,508 |
| Total noninterest income | $113,000 | 6,476 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $37,000 | 6,331 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $76,000 | 5,498 |
| Total noninterest expense | $1,304,000 | 5,556 |
| Salaries and employee benefits | $782,000 | 5,292 |
| Premises and equipment expense | $134,000 | 6,128 |
| Additional noninterest expense | $388,000 | 5,507 |
| Pre-tax net operating income | $26,000 | 6,807 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $12,000 | 6,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $12,000 | 6,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,428 |
| Total interest expense | $280,000 | 6,966 |
| Net interest income | $633,000 | 5,961 |
| Provision for loan and lease losses | $12,000 | 5,324 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $647,000 | 5,602 |
| Salaries and employee benefits | $392,000 | 5,306 |
| Premises and equipment expense | $68,000 | 6,121 |
| Additional noninterest expense | $187,000 | 5,554 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $1,000 | 7,260 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,000 | 7,171 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 6,753 |
| Total interest expense | $943,000 | 7,259 |
| Net interest income | $2,210,000 | 6,282 |
| Provision for loan and lease losses | $320,000 | 3,079 |
| Total noninterest income | $97,000 | 7,588 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $37,000 | 6,936 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $60,000 | 6,901 |
| Total noninterest expense | $2,645,000 | 5,430 |
| Salaries and employee benefits | $1,723,000 | 4,890 |
| Premises and equipment expense | $254,000 | 6,213 |
| Additional noninterest expense | $668,000 | 5,859 |
| Pre-tax net operating income | $-658,000 | 7,904 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-261,000 | 8,179 |
| Income before extraordinary items | $-397,000 | 7,832 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-397,000 | 7,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-397,000 | 7,813 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 7,007 |
| Total interest expense | $617,000 | 7,490 |
| Net interest income | $1,505,000 | 6,524 |
| Provision for loan and lease losses | $237,000 | 2,705 |
| Total noninterest income | $74,000 | 7,628 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $50,000 | 6,789 |
| Total noninterest expense | $1,940,000 | 5,467 |
| Salaries and employee benefits | $1,262,000 | 4,939 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $491,000 | 5,853 |
| Pre-tax net operating income | $-598,000 | 8,133 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-240,000 | 8,344 |
| Income before extraordinary items | $-358,000 | 8,054 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-358,000 | 8,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-358,000 | 8,037 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 7,367 |
| Total interest expense | $336,000 | 7,778 |
| Net interest income | $866,000 | 6,912 |
| Provision for loan and lease losses | $52,000 | 4,317 |
| Total noninterest income | $46,000 | 7,746 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $16,000 | 7,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $1,201,000 | 5,729 |
| Salaries and employee benefits | $761,000 | 5,286 |
| Premises and equipment expense | $121,000 | 6,346 |
| Additional noninterest expense | $319,000 | 5,954 |
| Pre-tax net operating income | $-341,000 | 8,183 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-138,000 | 8,422 |
| Income before extraordinary items | $-203,000 | 8,121 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-203,000 | 8,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-203,000 | 8,111 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $530,000 | 7,591 |
| Total interest expense | $130,000 | 8,056 |
| Net interest income | $400,000 | 7,101 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $19,000 | 7,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $554,000 | 5,996 |
| Salaries and employee benefits | $350,000 | 5,588 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $145,000 | 6,208 |
| Pre-tax net operating income | $-138,000 | 8,214 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-57,000 | 8,439 |
| Income before extraordinary items | $-81,000 | 8,135 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-81,000 | 8,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-81,000 | 8,121 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,589,000 | 7,869 |
| Total interest expense | $213,000 | 8,399 |
| Net interest income | $1,376,000 | 7,337 |
| Provision for loan and lease losses | $273,000 | 2,954 |
| Total noninterest income | $59,000 | 8,141 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $9,000 | 7,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 7,251 |
| Total noninterest expense | $2,111,000 | 6,003 |
| Salaries and employee benefits | $1,288,000 | 5,682 |
| Premises and equipment expense | $229,000 | 6,424 |
| Additional noninterest expense | $594,000 | 6,085 |
| Pre-tax net operating income | $-949,000 | 8,406 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-464,000 | 8,560 |
| Income before extraordinary items | $-485,000 | 8,285 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-485,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-485,000 | 8,282 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,063,000 | 8,064 |
| Total interest expense | $133,000 | 8,500 |
| Net interest income | $930,000 | 7,594 |
| Provision for loan and lease losses | $234,000 | 2,549 |
| Total noninterest income | $44,000 | 8,233 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $42,000 | 7,155 |
| Total noninterest expense | $1,573,000 | 6,000 |
| Salaries and employee benefits | $959,000 | 5,674 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $442,000 | 6,117 |
| Pre-tax net operating income | $-833,000 | 8,540 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-281,000 | 8,650 |
| Income before extraordinary items | $-552,000 | 8,489 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-552,000 | 8,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-552,000 | 8,479 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,224 |
| Total interest expense | $73,000 | 8,585 |
| Net interest income | $540,000 | 7,853 |
| Provision for loan and lease losses | $168,000 | 2,424 |
| Total noninterest income | $37,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $36,000 | 6,875 |
| Total noninterest expense | $1,041,000 | 6,049 |
| Salaries and employee benefits | $646,000 | 5,673 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $281,000 | 6,269 |
| Pre-tax net operating income | $-632,000 | 8,612 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-213,000 | 8,693 |
| Income before extraordinary items | $-419,000 | 8,555 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-419,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-419,000 | 8,553 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $255,000 | 8,394 |
| Total interest expense | $24,000 | 8,657 |
| Net interest income | $231,000 | 8,091 |
| Provision for loan and lease losses | $81,000 | 2,323 |
| Total noninterest income | $14,000 | 8,305 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,173 |
| Total noninterest expense | $523,000 | 6,042 |
| Salaries and employee benefits | $321,000 | 5,721 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $146,000 | 6,137 |
| Pre-tax net operating income | $-359,000 | 8,643 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-121,000 | 8,707 |
| Income before extraordinary items | $-238,000 | 8,597 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-238,000 | 8,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-238,000 | 8,589 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $265,000 | 8,735 |
| Total interest expense | $19,000 | 8,745 |
| Net interest income | $246,000 | 8,703 |
| Provision for loan and lease losses | $102,000 | 4,778 |
| Total noninterest income | $32,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $1,269,000 | 7,286 |
| Salaries and employee benefits | $839,000 | 6,810 |
| Premises and equipment expense | $22,000 | 8,723 |
| Additional noninterest expense | $408,000 | 7,055 |
| Pre-tax net operating income | $-1,093,000 | 8,657 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-367,000 | 8,741 |
| Income before extraordinary items | $-726,000 | 8,606 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-726,000 | 8,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 191 |
| Net operating income | $-726,000 | 8,589 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $91,000 | 8,817 |
| Total interest expense | $2,000 | 8,832 |
| Net interest income | $89,000 | 8,806 |
| Provision for loan and lease losses | $31,000 | 5,788 |
| Total noninterest income | $16,000 | 8,654 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $756,000 | 7,713 |
| Salaries and employee benefits | $512,000 | 7,305 |
| Premises and equipment expense | $9,000 | 8,782 |
| Additional noninterest expense | $235,000 | 7,565 |
| Pre-tax net operating income | $-682,000 | 8,657 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-231,000 | 8,767 |
| Income before extraordinary items | $-451,000 | 8,618 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-451,000 | 8,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 132 |
| Net operating income | $-451,000 | 8,591 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.