Home > Bank of Salem > Assets and Liabilities
Bank of Salem, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 22 | 5,835 |
| Assets and Liabilities | ||
| Total Assets: | $210,847,000 | 2,950 |
| Cash and due from depository institutions | $997,000 | 5,835 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $7,980,000 | 6,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $195,479,000 | 2,298 |
| Loan loss allowance | $3,070,000 | 1,714 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,112,000 | 4,447 |
| Other real estate owned | $0 | 5,835 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,279,000 | 3,421 |
| Life insurance assets | $617,000 | 3,283 |
| Total liabilities and capital | $210,847,000 | 2,950 |
| Total liabilities | $182,149,000 | 3,032 |
| Total deposits | $172,306,000 | 2,926 |
| Interest-bearing deposits | $165,433,000 | 2,657 |
| Deposits held in domestic offices | $172,306,000 | 2,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,615,000 | 2,810 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,228,000 | 3,589 |
| Total equity capital | $28,698,000 | 2,399 |
| Total bank equity capital | $28,698,000 | 2,399 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,079,000 | 1,167 |
| Surplus | $15,653,000 | 1,769 |
| Undivided profits | $8,966,000 | 3,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,667,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,147,000 | 3,787 |
| Earning assets | $203,459,000 | 2,808 |
| Long-term assets (5+ years) | $38,431,000 | 2,333 |
| Average Assets, year-to-date | $209,327,750 | 2,916 |
| Average Assets, quarterly | $210,502,500 | 2,934 |
| Volatile liabilities | $64,836,000 | 2,068 |
| Insider loans | $0 | 7,654 |
| FHLB advances | $8,615,000 | 2,687 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,722,000 | 2,516 |
| Tier 1 (core) risk-based capital | $28,647,000 | 2,284 |
| Tier 2 risk-based capital | $2,622,000 | 1,919 |
| Total risk weighted assets | $208,502,000 | 2,253 |
| Total unused commitments | $31,722,000 | 2,516 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 23 | 5,742 |
| Assets and Liabilities | ||
| Total Assets: | $210,158,000 | 2,963 |
| Cash and due from depository institutions | $2,388,000 | 5,742 |
| Interest-bearing balances | $2,000 | 6,507 |
| Securities | $8,166,000 | 6,469 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $193,123,000 | 2,315 |
| Loan loss allowance | $3,060,000 | 1,724 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,137,000 | 4,408 |
| Other real estate owned | $0 | 5,742 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,344,000 | 3,341 |
| Life insurance assets | $614,000 | 3,292 |
| Total liabilities and capital | $210,158,000 | 2,963 |
| Total liabilities | $182,679,000 | 3,036 |
| Total deposits | $178,168,000 | 2,869 |
| Interest-bearing deposits | $170,648,000 | 2,603 |
| Deposits held in domestic offices | $178,168,000 | 2,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $250,000 | 3,190 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,900,000 | 4,067 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,361,000 | 3,150 |
| Total equity capital | $27,479,000 | 2,463 |
| Total bank equity capital | $27,479,000 | 2,463 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,079,000 | 1,154 |
| Surplus | $15,653,000 | 1,774 |
| Undivided profits | $7,747,000 | 3,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $425,000 | 4,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,044,000 | 3,836 |
| Earning assets | $201,291,000 | 2,832 |
| Long-term assets (5+ years) | $40,345,000 | 2,210 |
| Average Assets, year-to-date | $208,821,330 | 2,944 |
| Average Assets, quarterly | $210,723,000 | 2,937 |
| Volatile liabilities | $57,463,000 | 2,253 |
| Insider loans | $28,000 | 7,470 |
| FHLB advances | $2,900,000 | 3,906 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $37,375,000 | 2,257 |
| Tier 1 (core) risk-based capital | $27,472,000 | 2,377 |
| Tier 2 risk-based capital | $2,569,000 | 1,961 |
| Total risk weighted assets | $207,213,000 | 2,264 |
| Total unused commitments | $37,375,000 | 2,258 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $211,288,000 | 2,946 |
| Cash and due from depository institutions | $5,273,000 | 5,874 |
| Interest-bearing balances | $4,094,000 | 1,326 |
| Securities | $8,179,000 | 6,493 |
| Federal funds sold & reverse repurchase agreements | $3,310,000 | 4,171 |
| Net loans & leases | $187,762,000 | 2,345 |
| Loan loss allowance | $3,045,000 | 1,724 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,163,000 | 4,342 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,601,000 | 3,182 |
| Life insurance assets | $611,000 | 3,299 |
| Total liabilities and capital | $211,288,000 | 2,946 |
| Total liabilities | $184,985,000 | 2,997 |
| Total deposits | $182,945,000 | 2,789 |
| Interest-bearing deposits | $175,356,000 | 2,546 |
| Deposits held in domestic offices | $182,945,000 | 2,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,040,000 | 2,369 |
| Total equity capital | $26,303,000 | 2,573 |
| Total bank equity capital | $26,303,000 | 2,573 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,079,000 | 1,138 |
| Surplus | $15,653,000 | 1,755 |
| Undivided profits | $6,571,000 | 4,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $558,000 | 3,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,060,000 | 3,632 |
| Earning assets | $203,345,000 | 2,812 |
| Long-term assets (5+ years) | $38,755,000 | 2,257 |
| Average Assets, year-to-date | $208,153,000 | 2,973 |
| Average Assets, quarterly | $208,153,000 | 2,973 |
| Volatile liabilities | $45,117,000 | 2,690 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $41,799,000 | 2,092 |
| Tier 1 (core) risk-based capital | $26,259,000 | 2,447 |
| Tier 2 risk-based capital | $2,444,000 | 2,039 |
| Total risk weighted assets | $202,481,000 | 2,289 |
| Total unused commitments | $41,799,000 | 2,092 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $205,018,000 | 3,006 |
| Cash and due from depository institutions | $4,851,000 | 5,615 |
| Interest-bearing balances | $3,067,000 | 1,485 |
| Securities | $8,554,000 | 6,470 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $184,716,000 | 2,364 |
| Loan loss allowance | $3,000,000 | 1,730 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,183,000 | 4,299 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,714,000 | 3,133 |
| Life insurance assets | $598,000 | 3,289 |
| Total liabilities and capital | $205,018,000 | 3,006 |
| Total liabilities | $180,070,000 | 3,051 |
| Total deposits | $178,791,000 | 2,829 |
| Interest-bearing deposits | $170,893,000 | 2,568 |
| Deposits held in domestic offices | $178,791,000 | 2,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,279,000 | 3,294 |
| Total equity capital | $24,948,000 | 2,640 |
| Total bank equity capital | $24,948,000 | 2,640 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,069,000 | 1,127 |
| Surplus | $15,612,000 | 1,716 |
| Undivided profits | $5,267,000 | 4,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $35,000 | 6,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,080,000 | 3,706 |
| Earning assets | $196,337,000 | 2,898 |
| Long-term assets (5+ years) | $42,608,000 | 2,066 |
| Average Assets, year-to-date | $189,292,600 | 3,080 |
| Average Assets, quarterly | $202,998,500 | 3,002 |
| Volatile liabilities | $45,371,000 | 2,844 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $44,742,000 | 1,974 |
| Tier 1 (core) risk-based capital | $24,903,000 | 2,539 |
| Tier 2 risk-based capital | $2,396,000 | 2,066 |
| Total risk weighted assets | $199,687,000 | 2,296 |
| Total unused commitments | $44,742,000 | 1,974 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 24 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $200,979,000 | 3,034 |
| Cash and due from depository institutions | $2,940,000 | 5,657 |
| Interest-bearing balances | $1,275,000 | 2,182 |
| Securities | $9,330,000 | 6,354 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $182,794,000 | 2,379 |
| Loan loss allowance | $2,880,000 | 1,819 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,198,000 | 4,266 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,717,000 | 3,688 |
| Life insurance assets | $595,000 | 3,268 |
| Total liabilities and capital | $200,979,000 | 3,034 |
| Total liabilities | $176,577,000 | 3,073 |
| Total deposits | $171,899,000 | 2,893 |
| Interest-bearing deposits | $164,495,000 | 2,610 |
| Deposits held in domestic offices | $171,899,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,675,000 | 4,045 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,003,000 | 3,836 |
| Total equity capital | $24,402,000 | 2,669 |
| Total bank equity capital | $24,402,000 | 2,669 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,068,000 | 1,115 |
| Surplus | $15,612,000 | 1,698 |
| Undivided profits | $4,722,000 | 4,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $975,000 | 4,057 |
| Earning assets | $193,399,000 | 2,901 |
| Long-term assets (5+ years) | $44,006,000 | 1,999 |
| Average Assets, year-to-date | $185,361,250 | 3,147 |
| Average Assets, quarterly | $196,285,000 | 3,059 |
| Volatile liabilities | $52,632,000 | 2,528 |
| Insider loans | $250,000 | 6,380 |
| FHLB advances | $3,675,000 | 3,884 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $52,935,000 | 1,778 |
| Tier 1 (core) risk-based capital | $24,366,000 | 2,555 |
| Tier 2 risk-based capital | $2,349,000 | 2,092 |
| Total risk weighted assets | $196,350,000 | 2,323 |
| Total unused commitments | $52,935,000 | 1,778 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $191,591,000 | 3,133 |
| Cash and due from depository institutions | $4,049,000 | 5,686 |
| Interest-bearing balances | $856,000 | 2,604 |
| Securities | $9,357,000 | 6,367 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $172,461,000 | 2,455 |
| Loan loss allowance | $2,700,000 | 1,895 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,196,000 | 4,243 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,528,000 | 3,785 |
| Life insurance assets | $592,000 | 3,235 |
| Total liabilities and capital | $191,591,000 | 3,133 |
| Total liabilities | $168,402,000 | 3,168 |
| Total deposits | $161,361,000 | 3,040 |
| Interest-bearing deposits | $151,172,000 | 2,785 |
| Deposits held in domestic offices | $161,361,000 | 3,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,165,000 | 3,367 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $876,000 | 3,874 |
| Total equity capital | $23,189,000 | 2,686 |
| Total bank equity capital | $23,189,000 | 2,686 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,068,000 | 1,099 |
| Surplus | $15,607,000 | 1,653 |
| Undivided profits | $3,514,000 | 5,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $811,000 | 4,277 |
| Earning assets | $182,674,000 | 3,029 |
| Long-term assets (5+ years) | $42,955,000 | 2,026 |
| Average Assets, year-to-date | $180,155,330 | 3,230 |
| Average Assets, quarterly | $184,032,500 | 3,200 |
| Volatile liabilities | $48,677,000 | 2,640 |
| Insider loans | $250,000 | 6,395 |
| FHLB advances | $6,165,000 | 3,219 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $57,879,000 | 1,657 |
| Tier 1 (core) risk-based capital | $23,208,000 | 2,629 |
| Tier 2 risk-based capital | $2,200,000 | 2,165 |
| Total risk weighted assets | $185,070,000 | 2,395 |
| Total unused commitments | $57,879,000 | 1,658 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 23 | 5,769 |
| Assets and Liabilities | ||
| Total Assets: | $176,474,000 | 3,310 |
| Cash and due from depository institutions | $1,682,000 | 5,769 |
| Interest-bearing balances | $184,000 | 4,299 |
| Securities | $10,652,000 | 6,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $158,415,000 | 2,589 |
| Loan loss allowance | $2,482,000 | 2,029 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,196,000 | 4,195 |
| Other real estate owned | $0 | 5,769 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,529,000 | 3,701 |
| Life insurance assets | $589,000 | 3,198 |
| Total liabilities and capital | $176,474,000 | 3,310 |
| Total liabilities | $154,380,000 | 3,387 |
| Total deposits | $149,210,000 | 3,207 |
| Interest-bearing deposits | $140,486,000 | 2,944 |
| Deposits held in domestic offices | $149,210,000 | 3,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,655,000 | 3,996 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,515,000 | 2,664 |
| Total equity capital | $22,094,000 | 2,777 |
| Total bank equity capital | $22,094,000 | 2,777 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,068,000 | 1,088 |
| Surplus | $15,602,000 | 1,590 |
| Undivided profits | $2,424,000 | 6,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $773,000 | 4,242 |
| Earning assets | $169,251,000 | 3,185 |
| Long-term assets (5+ years) | $43,360,000 | 1,979 |
| Average Assets, year-to-date | $174,437,500 | 3,315 |
| Average Assets, quarterly | $174,437,500 | 3,315 |
| Volatile liabilities | $43,071,000 | 2,781 |
| Insider loans | $250,000 | 6,403 |
| FHLB advances | $3,655,000 | 3,852 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $51,579,000 | 1,799 |
| Tier 1 (core) risk-based capital | $22,074,000 | 2,685 |
| Tier 2 risk-based capital | $2,021,000 | 2,281 |
| Total risk weighted assets | $170,730,000 | 2,506 |
| Total unused commitments | $51,579,000 | 1,800 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $172,401,000 | 3,346 |
| Cash and due from depository institutions | $3,129,000 | 5,541 |
| Interest-bearing balances | $198,000 | 4,297 |
| Securities | $12,030,000 | 5,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $151,474,000 | 2,670 |
| Loan loss allowance | $2,347,000 | 2,083 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,220,000 | 4,154 |
| Other real estate owned | $0 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,548,000 | 3,670 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $172,401,000 | 3,346 |
| Total liabilities | $151,377,000 | 3,412 |
| Total deposits | $150,595,000 | 3,167 |
| Interest-bearing deposits | $141,612,000 | 2,877 |
| Deposits held in domestic offices | $150,595,000 | 3,163 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $782,000 | 4,044 |
| Total equity capital | $21,024,000 | 2,862 |
| Total bank equity capital | $21,024,000 | 2,862 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,067,000 | 1,076 |
| Surplus | $15,589,000 | 1,570 |
| Undivided profits | $1,368,000 | 6,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,070 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $775,000 | 4,289 |
| Earning assets | $163,702,000 | 3,243 |
| Long-term assets (5+ years) | $43,722,000 | 1,943 |
| Average Assets, year-to-date | $160,889,800 | 3,413 |
| Average Assets, quarterly | $171,824,500 | 3,323 |
| Volatile liabilities | $37,390,000 | 3,022 |
| Insider loans | $550,000 | 5,256 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $47,795,000 | 1,850 |
| Tier 1 (core) risk-based capital | $20,992,000 | 2,769 |
| Tier 2 risk-based capital | $1,943,000 | 2,337 |
| Total risk weighted assets | $164,491,000 | 2,566 |
| Total unused commitments | $47,795,000 | 1,850 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 24 | 5,671 |
| Assets and Liabilities | ||
| Total Assets: | $171,248,000 | 3,324 |
| Cash and due from depository institutions | $6,101,000 | 5,671 |
| Interest-bearing balances | $3,081,000 | 1,544 |
| Securities | $10,496,000 | 6,225 |
| Federal funds sold & reverse repurchase agreements | $5,670,000 | 2,084 |
| Net loans & leases | $143,442,000 | 2,762 |
| Loan loss allowance | $2,097,000 | 2,285 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,240,000 | 4,092 |
| Other real estate owned | $0 | 5,671 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,299,000 | 3,808 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $171,248,000 | 3,324 |
| Total liabilities | $148,384,000 | 3,410 |
| Total deposits | $147,551,000 | 3,160 |
| Interest-bearing deposits | $138,960,000 | 2,860 |
| Deposits held in domestic offices | $147,551,000 | 3,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $833,000 | 3,901 |
| Total equity capital | $22,864,000 | 2,636 |
| Total bank equity capital | $22,864,000 | 2,636 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,050,000 | 1,044 |
| Surplus | $15,089,000 | 1,554 |
| Undivided profits | $3,725,000 | 5,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $652,000 | 4,840 |
| Earning assets | $162,689,000 | 3,215 |
| Long-term assets (5+ years) | $44,398,000 | 1,933 |
| Average Assets, year-to-date | $158,012,000 | 3,435 |
| Average Assets, quarterly | $166,163,000 | 3,369 |
| Volatile liabilities | $36,138,000 | 2,998 |
| Insider loans | $550,000 | 5,263 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $47,504,000 | 1,820 |
| Tier 1 (core) risk-based capital | $22,786,000 | 2,543 |
| Tier 2 risk-based capital | $1,835,000 | 2,430 |
| Total risk weighted assets | $157,081,000 | 2,630 |
| Total unused commitments | $47,504,000 | 1,821 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $161,078,000 | 3,427 |
| Cash and due from depository institutions | $4,979,000 | 5,674 |
| Interest-bearing balances | $9,000 | 6,470 |
| Securities | $11,343,000 | 6,093 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $139,200,000 | 2,755 |
| Loan loss allowance | $1,732,000 | 2,635 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,265,000 | 4,032 |
| Other real estate owned | $0 | 5,674 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,291,000 | 3,676 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $161,078,000 | 3,427 |
| Total liabilities | $139,367,000 | 3,528 |
| Total deposits | $137,189,000 | 3,314 |
| Interest-bearing deposits | $128,109,000 | 3,022 |
| Deposits held in domestic offices | $137,189,000 | 3,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,315,000 | 4,961 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $863,000 | 3,581 |
| Total equity capital | $21,711,000 | 2,723 |
| Total bank equity capital | $21,711,000 | 2,723 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,050,000 | 1,025 |
| Surplus | $14,910,000 | 1,541 |
| Undivided profits | $2,751,000 | 5,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $171,000 | 5,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $693,000 | 4,291 |
| Earning assets | $150,552,000 | 3,369 |
| Long-term assets (5+ years) | $42,478,000 | 2,011 |
| Average Assets, year-to-date | $153,600,000 | 3,498 |
| Average Assets, quarterly | $157,499,000 | 3,449 |
| Volatile liabilities | $28,708,000 | 3,407 |
| Insider loans | $555,000 | 5,212 |
| FHLB advances | $1,315,000 | 4,784 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $39,611,000 | 2,020 |
| Tier 1 (core) risk-based capital | $21,628,000 | 2,608 |
| Tier 2 risk-based capital | $1,792,000 | 2,434 |
| Total risk weighted assets | $151,935,000 | 2,645 |
| Total unused commitments | $39,611,000 | 2,020 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 23 | 5,847 |
| Assets and Liabilities | ||
| Total Assets: | $153,920,000 | 3,540 |
| Cash and due from depository institutions | $1,681,000 | 5,847 |
| Interest-bearing balances | $23,000 | 6,167 |
| Securities | $12,336,000 | 5,978 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $134,413,000 | 2,792 |
| Loan loss allowance | $1,597,000 | 2,803 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,322,000 | 3,959 |
| Other real estate owned | $0 | 5,847 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,168,000 | 3,730 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $153,920,000 | 3,540 |
| Total liabilities | $129,344,000 | 3,726 |
| Total deposits | $127,058,000 | 3,521 |
| Interest-bearing deposits | $119,042,000 | 3,221 |
| Deposits held in domestic offices | $127,058,000 | 3,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $580,000 | 2,854 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $645,000 | 5,193 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,061,000 | 3,071 |
| Total equity capital | $24,576,000 | 2,356 |
| Total bank equity capital | $24,576,000 | 2,356 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,042,000 | 1,015 |
| Surplus | $14,690,000 | 1,523 |
| Undivided profits | $5,844,000 | 4,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $647,000 | 4,423 |
| Earning assets | $146,772,000 | 3,432 |
| Long-term assets (5+ years) | $41,350,000 | 2,097 |
| Average Assets, year-to-date | $149,861,000 | 3,594 |
| Average Assets, quarterly | $149,861,000 | 3,594 |
| Volatile liabilities | $25,147,000 | 3,604 |
| Insider loans | $7,000 | 7,921 |
| FHLB advances | $645,000 | 4,963 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $34,548,000 | 2,164 |
| Tier 1 (core) risk-based capital | $24,506,000 | 2,283 |
| Tier 2 risk-based capital | $1,657,000 | 2,563 |
| Total risk weighted assets | $139,490,000 | 2,792 |
| Total unused commitments | $34,548,000 | 2,169 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 23 | 5,877 |
| Assets and Liabilities | ||
| Total Assets: | $145,802,000 | 3,683 |
| Cash and due from depository institutions | $1,619,000 | 5,877 |
| Interest-bearing balances | $65,000 | 5,555 |
| Securities | $12,715,000 | 5,933 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $126,555,000 | 2,904 |
| Loan loss allowance | $1,492,000 | 2,945 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,336,000 | 3,924 |
| Other real estate owned | $0 | 5,877 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,577,000 | 4,182 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $145,802,000 | 3,683 |
| Total liabilities | $123,350,000 | 3,844 |
| Total deposits | $121,828,000 | 3,611 |
| Interest-bearing deposits | $114,936,000 | 3,283 |
| Deposits held in domestic offices | $121,828,000 | 3,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,005,000 | 4,994 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $517,000 | 4,632 |
| Total equity capital | $22,452,000 | 2,556 |
| Total bank equity capital | $22,452,000 | 2,556 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,796,000 | 1,070 |
| Surplus | $13,745,000 | 1,613 |
| Undivided profits | $4,911,000 | 4,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $640,000 | 4,474 |
| Earning assets | $139,335,000 | 3,568 |
| Long-term assets (5+ years) | $42,428,000 | 2,089 |
| Average Assets, year-to-date | $130,361,200 | 3,903 |
| Average Assets, quarterly | $143,640,500 | 3,704 |
| Volatile liabilities | $22,302,000 | 3,862 |
| Insider loans | $9,000 | 7,948 |
| FHLB advances | $1,005,000 | 4,756 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $28,596,000 | 2,377 |
| Tier 1 (core) risk-based capital | $22,340,000 | 2,453 |
| Tier 2 risk-based capital | $1,552,000 | 2,682 |
| Total risk weighted assets | $129,989,000 | 2,968 |
| Total unused commitments | $28,596,000 | 2,378 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 23 | 5,872 |
| Assets and Liabilities | ||
| Total Assets: | $141,479,000 | 3,752 |
| Cash and due from depository institutions | $2,200,000 | 5,872 |
| Interest-bearing balances | $210,000 | 4,353 |
| Securities | $16,962,000 | 5,187 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $117,624,000 | 3,048 |
| Loan loss allowance | $1,372,000 | 3,180 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,297,000 | 3,905 |
| Other real estate owned | $0 | 5,872 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,396,000 | 4,365 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $141,479,000 | 3,752 |
| Total liabilities | $118,723,000 | 3,942 |
| Total deposits | $112,388,000 | 3,802 |
| Interest-bearing deposits | $103,694,000 | 3,542 |
| Deposits held in domestic offices | $112,388,000 | 3,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,680,000 | 1,549 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $655,000 | 4,216 |
| Total equity capital | $22,756,000 | 2,517 |
| Total bank equity capital | $22,756,000 | 2,517 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,795,000 | 1,058 |
| Surplus | $13,627,000 | 1,595 |
| Undivided profits | $5,334,000 | 4,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $614,000 | 4,747 |
| Earning assets | $134,796,000 | 3,633 |
| Long-term assets (5+ years) | $37,399,000 | 2,324 |
| Average Assets, year-to-date | $126,501,000 | 3,992 |
| Average Assets, quarterly | $137,486,000 | 3,806 |
| Volatile liabilities | $21,985,000 | 3,871 |
| Insider loans | $11,000 | 7,945 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $29,912,000 | 2,294 |
| Tier 1 (core) risk-based capital | $22,595,000 | 2,403 |
| Tier 2 risk-based capital | $1,432,000 | 2,832 |
| Total risk weighted assets | $122,673,000 | 3,063 |
| Total unused commitments | $29,912,000 | 2,299 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 22 | 6,064 |
| Assets and Liabilities | ||
| Total Assets: | $133,493,000 | 3,908 |
| Cash and due from depository institutions | $2,281,000 | 6,064 |
| Interest-bearing balances | $563,000 | 3,430 |
| Securities | $17,222,000 | 5,215 |
| Federal funds sold & reverse repurchase agreements | $680,000 | 4,798 |
| Net loans & leases | $109,070,000 | 3,195 |
| Loan loss allowance | $1,259,000 | 3,379 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,276,000 | 3,903 |
| Other real estate owned | $0 | 6,064 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,964,000 | 4,860 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $133,493,000 | 3,908 |
| Total liabilities | $111,611,000 | 4,115 |
| Total deposits | $111,114,000 | 3,847 |
| Interest-bearing deposits | $103,267,000 | 3,564 |
| Deposits held in domestic offices | $111,114,000 | 3,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $497,000 | 4,574 |
| Total equity capital | $21,882,000 | 2,506 |
| Total bank equity capital | $21,882,000 | 2,506 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,787,000 | 1,050 |
| Surplus | $13,606,000 | 1,539 |
| Undivided profits | $4,489,000 | 4,768 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $603,000 | 4,585 |
| Earning assets | $127,535,000 | 3,767 |
| Long-term assets (5+ years) | $33,358,000 | 2,620 |
| Average Assets, year-to-date | $121,508,330 | 4,129 |
| Average Assets, quarterly | $126,227,500 | 4,043 |
| Volatile liabilities | $15,402,000 | 4,663 |
| Insider loans | $13,000 | 8,019 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,393,000 | 2,484 |
| Tier 1 (core) risk-based capital | $21,770,000 | 2,440 |
| Tier 2 risk-based capital | $1,319,000 | 3,017 |
| Total risk weighted assets | $114,994,000 | 3,196 |
| Total unused commitments | $26,393,000 | 2,487 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 19 | 6,492 |
| Assets and Liabilities | ||
| Total Assets: | $118,962,000 | 4,260 |
| Cash and due from depository institutions | $1,376,000 | 6,492 |
| Interest-bearing balances | $360,000 | 4,087 |
| Securities | $19,491,000 | 4,840 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $94,035,000 | 3,529 |
| Loan loss allowance | $1,119,000 | 3,653 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,285,000 | 3,869 |
| Other real estate owned | $0 | 6,492 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,775,000 | 4,934 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $118,962,000 | 4,260 |
| Total liabilities | $97,702,000 | 4,517 |
| Total deposits | $96,845,000 | 4,263 |
| Interest-bearing deposits | $90,008,000 | 3,964 |
| Deposits held in domestic offices | $96,845,000 | 4,259 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $857,000 | 3,573 |
| Total equity capital | $21,260,000 | 2,629 |
| Total bank equity capital | $21,260,000 | 2,629 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,599,000 | 1,100 |
| Surplus | $11,889,000 | 1,693 |
| Undivided profits | $5,772,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 7,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $599,000 | 4,550 |
| Earning assets | $113,886,000 | 4,117 |
| Long-term assets (5+ years) | $31,990,000 | 2,643 |
| Average Assets, year-to-date | $115,516,000 | 4,319 |
| Average Assets, quarterly | $115,516,000 | 4,319 |
| Volatile liabilities | $14,714,000 | 4,696 |
| Insider loans | $15,000 | 7,993 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $26,393,000 | 2,427 |
| Tier 1 (core) risk-based capital | $20,927,000 | 2,495 |
| Tier 2 risk-based capital | $1,179,000 | 3,255 |
| Total risk weighted assets | $102,362,000 | 3,470 |
| Total unused commitments | $26,393,000 | 2,433 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 21 | 6,226 |
| Assets and Liabilities | ||
| Total Assets: | $112,070,000 | 4,421 |
| Cash and due from depository institutions | $4,169,000 | 6,226 |
| Interest-bearing balances | $2,991,000 | 1,748 |
| Securities | $23,131,000 | 4,417 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $80,286,000 | 3,963 |
| Loan loss allowance | $1,038,000 | 3,840 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,290,000 | 3,847 |
| Other real estate owned | $467,000 | 6,226 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,727,000 | 5,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,070,000 | 4,421 |
| Total liabilities | $91,640,000 | 4,729 |
| Total deposits | $91,281,000 | 4,444 |
| Interest-bearing deposits | $83,330,000 | 4,199 |
| Deposits held in domestic offices | $91,281,000 | 4,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $359,000 | 5,610 |
| Total equity capital | $20,430,000 | 2,669 |
| Total bank equity capital | $20,430,000 | 2,669 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,560,000 | 1,113 |
| Surplus | $11,750,000 | 1,676 |
| Undivided profits | $5,120,000 | 4,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $74,000 | 7,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $615,000 | 4,600 |
| Earning assets | $106,408,000 | 4,319 |
| Long-term assets (5+ years) | $28,451,000 | 2,896 |
| Average Assets, year-to-date | $108,119,800 | 4,425 |
| Average Assets, quarterly | $110,171,500 | 4,453 |
| Volatile liabilities | $12,662,000 | 5,078 |
| Insider loans | $863,000 | 4,368 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $22,609,000 | 2,613 |
| Tier 1 (core) risk-based capital | $20,077,000 | 2,561 |
| Tier 2 risk-based capital | $1,098,000 | 3,429 |
| Total risk weighted assets | $92,083,000 | 3,752 |
| Total unused commitments | $22,609,000 | 2,617 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 21 | 6,252 |
| Assets and Liabilities | ||
| Total Assets: | $108,273,000 | 4,517 |
| Cash and due from depository institutions | $5,357,000 | 6,252 |
| Interest-bearing balances | $3,831,000 | 1,645 |
| Securities | $27,844,000 | 3,834 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $70,799,000 | 4,318 |
| Loan loss allowance | $1,068,000 | 3,766 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,242,000 | 3,884 |
| Other real estate owned | $469,000 | 6,252 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,562,000 | 5,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,273,000 | 4,517 |
| Total liabilities | $86,976,000 | 4,854 |
| Total deposits | $86,516,000 | 4,625 |
| Interest-bearing deposits | $79,614,000 | 4,332 |
| Deposits held in domestic offices | $86,516,000 | 4,621 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $460,000 | 5,250 |
| Total equity capital | $21,297,000 | 2,574 |
| Total bank equity capital | $21,297,000 | 2,574 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,548,000 | 1,110 |
| Surplus | $11,728,000 | 1,660 |
| Undivided profits | $6,021,000 | 4,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $565,000 | 5,083 |
| Earning assets | $102,474,000 | 4,418 |
| Long-term assets (5+ years) | $5,092,000 | 6,216 |
| Average Assets, year-to-date | $107,132,250 | 4,468 |
| Average Assets, quarterly | $107,966,500 | 4,502 |
| Volatile liabilities | $12,699,000 | 5,060 |
| Insider loans | $402,000 | 5,864 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,854,000 | 2,848 |
| Tier 1 (core) risk-based capital | $20,923,000 | 2,472 |
| Tier 2 risk-based capital | $1,068,000 | 3,492 |
| Total risk weighted assets | $91,244,000 | 3,763 |
| Total unused commitments | $19,854,000 | 2,850 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 17 | 6,861 |
| Assets and Liabilities | ||
| Total Assets: | $107,660,000 | 4,525 |
| Cash and due from depository institutions | $10,067,000 | 6,861 |
| Interest-bearing balances | $8,737,000 | 952 |
| Securities | $25,822,000 | 3,955 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $67,901,000 | 4,434 |
| Loan loss allowance | $1,038,000 | 3,804 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,826,000 | 4,385 |
| Other real estate owned | $502,000 | 6,861 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,542,000 | 5,262 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,660,000 | 4,525 |
| Total liabilities | $86,832,000 | 4,843 |
| Total deposits | $86,316,000 | 4,615 |
| Interest-bearing deposits | $79,857,000 | 4,333 |
| Deposits held in domestic offices | $86,316,000 | 4,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $516,000 | 4,994 |
| Total equity capital | $20,828,000 | 2,606 |
| Total bank equity capital | $20,828,000 | 2,606 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,548,000 | 1,097 |
| Surplus | $11,728,000 | 1,622 |
| Undivided profits | $5,552,000 | 4,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $608,000 | 4,679 |
| Earning assets | $102,460,000 | 4,400 |
| Long-term assets (5+ years) | $19,684,000 | 3,475 |
| Average Assets, year-to-date | $106,752,000 | 4,470 |
| Average Assets, quarterly | $108,344,000 | 4,462 |
| Volatile liabilities | $12,255,000 | 5,135 |
| Insider loans | $652,000 | 4,893 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $14,121,000 | 3,469 |
| Tier 1 (core) risk-based capital | $20,327,000 | 2,490 |
| Tier 2 risk-based capital | $1,038,000 | 3,525 |
| Total risk weighted assets | $88,392,000 | 3,809 |
| Total unused commitments | $14,121,000 | 3,479 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $109,028,000 | 4,435 |
| Cash and due from depository institutions | $11,660,000 | 7,027 |
| Interest-bearing balances | $10,068,000 | 861 |
| Securities | $27,961,000 | 3,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $65,806,000 | 4,482 |
| Loan loss allowance | $1,008,000 | 3,827 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,519,000 | 4,854 |
| Other real estate owned | $500,000 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,582,000 | 5,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,028,000 | 4,435 |
| Total liabilities | $88,956,000 | 4,721 |
| Total deposits | $88,187,000 | 4,490 |
| Interest-bearing deposits | $82,968,000 | 4,190 |
| Deposits held in domestic offices | $88,187,000 | 4,487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $769,000 | 4,012 |
| Total equity capital | $20,072,000 | 2,632 |
| Total bank equity capital | $20,072,000 | 2,632 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,379,000 | 1,150 |
| Surplus | $10,546,000 | 1,750 |
| Undivided profits | $6,147,000 | 4,126 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 7,988 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $548,000 | 5,021 |
| Earning assets | $103,835,000 | 4,318 |
| Long-term assets (5+ years) | $17,562,000 | 3,667 |
| Average Assets, year-to-date | $106,298,000 | 4,476 |
| Average Assets, quarterly | $106,298,000 | 4,476 |
| Volatile liabilities | $13,304,000 | 4,887 |
| Insider loans | $758,000 | 4,563 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $10,776,000 | 4,000 |
| Tier 1 (core) risk-based capital | $19,761,000 | 2,506 |
| Tier 2 risk-based capital | $1,008,000 | 3,535 |
| Total risk weighted assets | $89,599,000 | 3,706 |
| Total unused commitments | $10,776,000 | 4,013 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $103,568,000 | 4,563 |
| Cash and due from depository institutions | $4,162,000 | 7,402 |
| Interest-bearing balances | $3,027,000 | 1,947 |
| Securities | $26,224,000 | 3,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $69,670,000 | 4,312 |
| Loan loss allowance | $953,000 | 3,931 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,396,000 | 5,048 |
| Other real estate owned | $489,000 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,627,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,568,000 | 4,563 |
| Total liabilities | $83,993,000 | 4,882 |
| Total deposits | $83,610,000 | 4,648 |
| Interest-bearing deposits | $78,868,000 | 4,311 |
| Deposits held in domestic offices | $83,610,000 | 4,643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $383,000 | 5,985 |
| Total equity capital | $19,575,000 | 2,671 |
| Total bank equity capital | $19,575,000 | 2,671 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,391,000 | 1,132 |
| Surplus | $9,505,000 | 1,884 |
| Undivided profits | $6,679,000 | 3,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,689 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $636,000 | 4,730 |
| Earning assets | $98,921,000 | 4,421 |
| Long-term assets (5+ years) | $18,521,000 | 3,506 |
| Average Assets, year-to-date | $96,932,600 | 4,623 |
| Average Assets, quarterly | $102,979,500 | 4,540 |
| Volatile liabilities | $13,058,000 | 4,940 |
| Insider loans | $1,033,000 | 3,870 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,203,000 | 3,827 |
| Tier 1 (core) risk-based capital | $19,239,000 | 2,538 |
| Tier 2 risk-based capital | $953,000 | 3,652 |
| Total risk weighted assets | $90,192,000 | 3,656 |
| Total unused commitments | $11,203,000 | 3,832 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $90,323,000 | 4,909 |
| Cash and due from depository institutions | $1,911,000 | 7,739 |
| Interest-bearing balances | $37,000 | 5,895 |
| Securities | $21,648,000 | 4,267 |
| Federal funds sold & reverse repurchase agreements | $3,000 | 7,102 |
| Net loans & leases | $64,525,000 | 4,428 |
| Loan loss allowance | $756,000 | 4,464 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $584,000 | 7,051 |
| Other real estate owned | $42,000 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,610,000 | 5,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,323,000 | 4,909 |
| Total liabilities | $73,552,000 | 5,242 |
| Total deposits | $72,765,000 | 4,997 |
| Interest-bearing deposits | $68,272,000 | 4,678 |
| Deposits held in domestic offices | $72,765,000 | 4,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $400,000 | 5,112 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $387,000 | 6,201 |
| Total equity capital | $16,771,000 | 2,874 |
| Total bank equity capital | $16,771,000 | 2,874 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,118,000 | 1,207 |
| Surplus | $7,866,000 | 2,134 |
| Undivided profits | $5,787,000 | 4,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 5,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $676,000 | 4,823 |
| Earning assets | $86,213,000 | 4,732 |
| Long-term assets (5+ years) | $18,065,000 | 3,517 |
| Average Assets, year-to-date | $89,374,600 | 4,764 |
| Average Assets, quarterly | $91,432,000 | 4,823 |
| Volatile liabilities | $9,578,000 | 5,765 |
| Insider loans | $1,572,000 | 2,886 |
| FHLB advances | $400,000 | 4,770 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $9,904,000 | 3,954 |
| Tier 1 (core) risk-based capital | $16,649,000 | 2,768 |
| Tier 2 risk-based capital | $756,000 | 4,197 |
| Total risk weighted assets | $73,270,000 | 4,179 |
| Total unused commitments | $9,904,000 | 3,963 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $83,275,000 | 5,057 |
| Cash and due from depository institutions | $2,838,000 | 8,106 |
| Interest-bearing balances | $4,000 | 6,634 |
| Securities | $9,446,000 | 6,970 |
| Federal funds sold & reverse repurchase agreements | $8,395,000 | 1,458 |
| Net loans & leases | $60,801,000 | 4,529 |
| Loan loss allowance | $681,000 | 4,679 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $604,000 | 7,112 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,191,000 | 5,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,275,000 | 5,057 |
| Total liabilities | $67,026,000 | 5,436 |
| Total deposits | $64,496,000 | 5,277 |
| Interest-bearing deposits | $58,390,000 | 5,096 |
| Deposits held in domestic offices | $64,496,000 | 5,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,094,000 | 3,924 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $436,000 | 6,233 |
| Total equity capital | $16,249,000 | 2,862 |
| Total bank equity capital | $16,249,000 | 2,862 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,074,000 | 1,216 |
| Surplus | $7,787,000 | 2,093 |
| Undivided profits | $5,388,000 | 4,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $423,000 | 5,712 |
| Earning assets | $78,646,000 | 4,969 |
| Long-term assets (5+ years) | $2,424,000 | 7,111 |
| Average Assets, year-to-date | $80,909,800 | 4,998 |
| Average Assets, quarterly | $80,414,000 | 5,120 |
| Volatile liabilities | $9,617,000 | 5,724 |
| Insider loans | $522,000 | 5,342 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,544,000 | 4,399 |
| Tier 1 (core) risk-based capital | $16,211,000 | 2,768 |
| Tier 2 risk-based capital | $681,000 | 4,416 |
| Total risk weighted assets | $66,687,500 | 4,345 |
| Total unused commitments | $7,544,000 | 4,400 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $81,247,000 | 5,167 |
| Cash and due from depository institutions | $3,877,000 | 7,685 |
| Interest-bearing balances | $2,440,000 | 1,502 |
| Securities | $8,024,000 | 7,643 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,659 |
| Net loans & leases | $65,664,000 | 4,193 |
| Loan loss allowance | $556,000 | 5,298 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $629,000 | 7,196 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,053,000 | 6,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,247,000 | 5,167 |
| Total liabilities | $66,849,000 | 5,473 |
| Total deposits | $66,327,000 | 5,228 |
| Interest-bearing deposits | $60,829,000 | 4,990 |
| Deposits held in domestic offices | $66,327,000 | 5,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $522,000 | 5,202 |
| Total equity capital | $14,398,000 | 3,065 |
| Total bank equity capital | $14,398,000 | 3,065 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,924,000 | 1,354 |
| Surplus | $7,067,000 | 2,227 |
| Undivided profits | $4,407,000 | 4,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $470,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $393,000 | 5,458 |
| Earning assets | $78,128,000 | 4,970 |
| Long-term assets (5+ years) | $13,830,000 | 4,136 |
| Average Assets, year-to-date | $83,904,000 | 4,927 |
| Average Assets, quarterly | $83,016,500 | 5,065 |
| Volatile liabilities | $6,104,000 | 6,810 |
| Insider loans | $1,707,000 | 2,541 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,032,000 | 3,735 |
| Tier 1 (core) risk-based capital | $14,403,000 | 3,045 |
| Tier 2 risk-based capital | $556,000 | 4,967 |
| Total risk weighted assets | $69,818,900 | 4,081 |
| Total unused commitments | $10,032,000 | 3,739 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $83,797,000 | 5,039 |
| Cash and due from depository institutions | $8,187,000 | 8,274 |
| Interest-bearing balances | $4,920,000 | 1,244 |
| Securities | $14,448,000 | 5,918 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,474 |
| Net loans & leases | $52,705,000 | 4,778 |
| Loan loss allowance | $556,000 | 5,236 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $651,000 | 7,150 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $806,000 | 6,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,797,000 | 5,039 |
| Total liabilities | $71,236,000 | 5,232 |
| Total deposits | $70,789,000 | 5,002 |
| Interest-bearing deposits | $65,719,000 | 4,704 |
| Deposits held in domestic offices | $70,789,000 | 4,998 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $447,000 | 6,147 |
| Total equity capital | $12,561,000 | 3,553 |
| Total bank equity capital | $12,561,000 | 3,553 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,771,000 | 1,369 |
| Surplus | $5,727,000 | 2,537 |
| Undivided profits | $4,063,000 | 5,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $322,000 | 6,299 |
| Earning assets | $79,073,000 | 4,925 |
| Long-term assets (5+ years) | $3,278,000 | 7,018 |
| Average Assets, year-to-date | $72,265,400 | 5,372 |
| Average Assets, quarterly | $81,084,500 | 5,082 |
| Volatile liabilities | $7,189,000 | 5,969 |
| Insider loans | $853,000 | 3,945 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,977,000 | 3,886 |
| Tier 1 (core) risk-based capital | $12,561,000 | 3,388 |
| Tier 2 risk-based capital | $556,000 | 4,842 |
| Total risk weighted assets | $71,209,100 | 3,802 |
| Total unused commitments | $8,977,000 | 3,893 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $61,492,000 | 6,264 |
| Cash and due from depository institutions | $3,231,000 | 8,372 |
| Interest-bearing balances | $883,000 | 2,617 |
| Securities | $6,977,000 | 8,459 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,692 |
| Net loans & leases | $44,776,000 | 5,391 |
| Loan loss allowance | $556,000 | 5,301 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $668,000 | 7,141 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $840,000 | 6,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,492,000 | 6,264 |
| Total liabilities | $51,008,000 | 6,544 |
| Total deposits | $50,460,000 | 6,364 |
| Interest-bearing deposits | $44,943,000 | 6,191 |
| Deposits held in domestic offices | $50,460,000 | 6,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $548,000 | 5,570 |
| Total equity capital | $10,484,000 | 4,118 |
| Total bank equity capital | $10,484,000 | 4,118 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,578,000 | 1,426 |
| Surplus | $4,289,000 | 3,170 |
| Undivided profits | $3,617,000 | 5,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $231,000 | 7,795 |
| Earning assets | $57,636,000 | 6,150 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $54,645,800 | 6,534 |
| Average Assets, quarterly | $58,616,500 | 6,385 |
| Volatile liabilities | $5,398,000 | 6,913 |
| Insider loans | $951,000 | 3,698 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $18,115,000 | 2,280 |
| Tier 1 (core) risk-based capital | $10,484,000 | 3,993 |
| Tier 2 risk-based capital | $556,000 | 4,794 |
| Total risk weighted assets | $53,339,300 | 4,779 |
| Total unused commitments | $18,115,000 | 2,284 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 12 | 9,268 |
| Assets and Liabilities | ||
| Total Assets: | $47,470,000 | 7,463 |
| Cash and due from depository institutions | $2,931,000 | 9,268 |
| Interest-bearing balances | $634,000 | 2,826 |
| Securities | $8,029,000 | 8,612 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,651 |
| Net loans & leases | $30,253,000 | 6,933 |
| Loan loss allowance | $556,000 | 5,492 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $659,000 | 7,305 |
| Other real estate owned | $0 | 9,268 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $698,000 | 7,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,470,000 | 7,463 |
| Total liabilities | $38,678,000 | 7,848 |
| Total deposits | $38,157,000 | 7,714 |
| Interest-bearing deposits | $34,018,000 | 7,541 |
| Deposits held in domestic offices | $38,157,000 | 7,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $521,000 | 5,782 |
| Total equity capital | $8,792,000 | 4,835 |
| Total bank equity capital | $8,792,000 | 4,835 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,447,000 | 1,601 |
| Surplus | $3,703,000 | 3,655 |
| Undivided profits | $2,642,000 | 6,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $185,000 | 8,725 |
| Earning assets | $43,816,000 | 7,439 |
| Long-term assets (5+ years) | $5,000 | 9,959 |
| Average Assets, year-to-date | $45,439,000 | 7,480 |
| Average Assets, quarterly | $46,012,000 | 7,548 |
| Volatile liabilities | $3,818,000 | 7,897 |
| Insider loans | $468,000 | 5,689 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,464,000 | 3,760 |
| Tier 1 (core) risk-based capital | $8,792,000 | 4,737 |
| Tier 2 risk-based capital | $484,000 | 5,388 |
| Total risk weighted assets | $38,647,800 | 6,124 |
| Total unused commitments | $8,464,000 | 3,775 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 8 | 10,829 |
| Assets and Liabilities | ||
| Total Assets: | $43,281,000 | 8,044 |
| Cash and due from depository institutions | $1,023,000 | 10,829 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $7,959,000 | 9,012 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,680 |
| Net loans & leases | $27,553,000 | 7,335 |
| Loan loss allowance | $556,000 | 5,610 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $643,000 | 7,534 |
| Other real estate owned | $0 | 10,829 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $703,000 | 7,855 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,281,000 | 8,044 |
| Total liabilities | $35,765,000 | 8,379 |
| Total deposits | $35,540,000 | 8,229 |
| Interest-bearing deposits | $32,044,000 | 8,005 |
| Deposits held in domestic offices | $35,540,000 | 8,225 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $225,000 | 9,353 |
| Total equity capital | $7,516,000 | 5,556 |
| Total bank equity capital | $7,516,000 | 5,556 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,325,000 | 1,720 |
| Surplus | $3,251,000 | 3,977 |
| Undivided profits | $1,940,000 | 7,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $191,000 | 8,947 |
| Earning assets | $40,913,000 | 7,879 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $38,165,800 | 8,388 |
| Average Assets, quarterly | $40,877,000 | 8,229 |
| Volatile liabilities | $2,410,000 | 9,177 |
| Insider loans | $668,000 | 4,817 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,636,000 | 4,233 |
| Tier 1 (core) risk-based capital | $7,516,000 | 5,427 |
| Tier 2 risk-based capital | $456,110 | 5,665 |
| Total risk weighted assets | $36,389,210 | 6,376 |
| Total unused commitments | $6,636,000 | 4,246 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 7 | 11,707 |
| Assets and Liabilities | ||
| Total Assets: | $36,462,000 | 8,974 |
| Cash and due from depository institutions | $6,646,000 | 11,707 |
| Interest-bearing balances | $5,290,000 | 685 |
| Securities | $5,199,000 | 10,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $23,271,000 | 8,116 |
| Loan loss allowance | $391,000 | 7,254 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $655,000 | 7,620 |
| Other real estate owned | $0 | 11,707 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $691,000 | 8,328 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,462,000 | 8,974 |
| Total liabilities | $30,120,000 | 9,323 |
| Total deposits | $29,871,000 | 9,186 |
| Interest-bearing deposits | $25,911,000 | 9,100 |
| Deposits held in domestic offices | $29,871,000 | 9,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $249,000 | 8,122 |
| Total equity capital | $6,342,000 | 6,015 |
| Total bank equity capital | $6,342,000 | 6,015 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,214,000 | 1,856 |
| Surplus | $2,874,000 | 4,304 |
| Undivided profits | $1,254,000 | 8,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $147,000 | 9,733 |
| Earning assets | $33,760,000 | 8,905 |
| Long-term assets (5+ years) | $68,000 | 10,785 |
| Average Assets, year-to-date | $33,514,400 | 9,249 |
| Average Assets, quarterly | $35,584,500 | 9,039 |
| Volatile liabilities | $1,109,000 | 10,921 |
| Insider loans | $713,000 | 4,635 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,674,000 | 4,123 |
| Tier 1 (core) risk-based capital | $6,342,000 | 6,110 |
| Tier 2 risk-based capital | $348,610 | 6,843 |
| Total risk weighted assets | $27,846,610 | 7,568 |
| Total unused commitments | $6,674,000 | 4,129 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 7 | 12,281 |
| Assets and Liabilities | ||
| Total Assets: | $31,438,000 | 9,966 |
| Cash and due from depository institutions | $4,551,000 | 12,281 |
| Interest-bearing balances | $2,599,000 | 2,031 |
| Securities | $8,505,000 | 9,667 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $17,587,000 | 9,361 |
| Loan loss allowance | $250,000 | 9,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $274,000 | 10,461 |
| Other real estate owned | $0 | 12,281 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $521,000 | 9,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,438,000 | 9,966 |
| Total liabilities | $26,278,000 | 10,294 |
| Total deposits | $26,154,000 | 10,176 |
| Interest-bearing deposits | $23,070,000 | 9,990 |
| Deposits held in domestic offices | $26,154,000 | 10,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $124,000 | 10,992 |
| Total equity capital | $5,160,000 | 7,083 |
| Total bank equity capital | $5,160,000 | 7,083 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,884,000 | 2,291 |
| Surplus | $2,242,000 | 5,120 |
| Undivided profits | $1,034,000 | 9,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $101,000 | 10,982 |
| Earning assets | $28,691,000 | 9,942 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $25,668,400 | 10,673 |
| Average Assets, quarterly | $28,335,000 | 10,363 |
| Volatile liabilities | $1,706,000 | 10,160 |
| Insider loans | $553,000 | 5,401 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,468,000 | 5,204 |
| Tier 1 (core) risk-based capital | $5,160,000 | 7,008 |
| Tier 2 risk-based capital | $250,000 | 8,351 |
| Total risk weighted assets | $26,165,900 | 7,939 |
| Total unused commitments | $4,468,000 | 5,226 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $22,550,000 | 11,594 |
| Cash and due from depository institutions | $1,396,000 | 12,446 |
| Interest-bearing balances | $449,000 | 5,140 |
| Securities | $6,562,000 | 10,783 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $14,037,000 | 10,454 |
| Loan loss allowance | $143,000 | 11,666 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $85,000 | 12,951 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $470,000 | 9,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,550,000 | 11,594 |
| Total liabilities | $19,584,000 | 11,731 |
| Total deposits | $19,478,000 | 11,646 |
| Interest-bearing deposits | $17,362,000 | 11,479 |
| Deposits held in domestic offices | $19,478,000 | 11,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $106,000 | 12,182 |
| Total equity capital | $2,966,000 | 9,813 |
| Total bank equity capital | $2,966,000 | 9,813 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,331,000 | 3,205 |
| Surplus | $1,071,000 | 7,886 |
| Undivided profits | $564,000 | 10,824 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $80,000 | 12,179 |
| Earning assets | $21,048,000 | 11,455 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $19,050,800 | 12,081 |
| Average Assets, quarterly | $21,690,500 | 11,677 |
| Volatile liabilities | $1,596,000 | 10,642 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,435,000 | 5,681 |
| Tier 1 (core) risk-based capital | $2,966,000 | 9,739 |
| Tier 2 risk-based capital | $143,000 | 10,831 |
| Total risk weighted assets | $20,900,300 | 9,093 |
| Total unused commitments | $3,435,000 | 5,708 |
| Derivatives | $0 | 651 |