Home > Bank of Rogers > Income and Expense
Bank of Rogers, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 3,697 |
| Total interest expense | $3,650,000 | 3,131 |
| Net interest income | $3,557,000 | 4,121 |
| Provision for loan and lease losses | $900,000 | 1,951 |
| Total noninterest income | $1,152,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $657,000 | 1,976 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $495,000 | 2,834 |
| Total noninterest expense | $3,534,000 | 3,725 |
| Salaries and employee benefits | $1,622,000 | 4,219 |
| Premises and equipment expense | $577,000 | 3,285 |
| Additional noninterest expense | $1,335,000 | 3,065 |
| Pre-tax net operating income | $275,000 | 5,739 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $64,000 | 3,946 |
| Income before extraordinary items | $211,000 | 5,643 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $211,000 | 5,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 2,785 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $211,000 | 5,818 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,859,000 | 3,716 |
| Total interest expense | $2,540,000 | 3,146 |
| Net interest income | $2,319,000 | 4,176 |
| Provision for loan and lease losses | $900,000 | 1,302 |
| Total noninterest income | $722,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $425,000 | 1,997 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $297,000 | 3,032 |
| Total noninterest expense | $2,379,000 | 3,730 |
| Salaries and employee benefits | $1,084,000 | 4,251 |
| Premises and equipment expense | $395,000 | 3,244 |
| Additional noninterest expense | $900,000 | 3,012 |
| Pre-tax net operating income | $-238,000 | 7,363 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-117,000 | 7,884 |
| Income before extraordinary items | $-121,000 | 7,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-121,000 | 7,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 1,651 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-121,000 | 7,258 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,628,000 | 3,594 |
| Total interest expense | $1,324,000 | 3,199 |
| Net interest income | $1,304,000 | 3,859 |
| Provision for loan and lease losses | $350,000 | 1,251 |
| Total noninterest income | $315,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $202,000 | 2,063 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $113,000 | 3,556 |
| Total noninterest expense | $1,131,000 | 3,875 |
| Salaries and employee benefits | $532,000 | 4,331 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $399,000 | 3,319 |
| Pre-tax net operating income | $138,000 | 5,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,269 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $101,000 | 5,733 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,928,000 | 3,550 |
| Total interest expense | $5,531,000 | 3,204 |
| Net interest income | $5,397,000 | 3,782 |
| Provision for loan and lease losses | $500,000 | 2,315 |
| Total noninterest income | $1,367,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $906,000 | 1,915 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $461,000 | 3,465 |
| Total noninterest expense | $4,641,000 | 3,664 |
| Salaries and employee benefits | $2,257,000 | 4,005 |
| Premises and equipment expense | $754,000 | 3,245 |
| Additional noninterest expense | $1,630,000 | 3,184 |
| Pre-tax net operating income | $1,623,000 | 3,759 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $576,000 | 2,563 |
| Income before extraordinary items | $1,047,000 | 4,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,047,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,899 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,047,000 | 4,199 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,334,000 | 3,502 |
| Total interest expense | $4,160,000 | 3,202 |
| Net interest income | $4,174,000 | 3,717 |
| Provision for loan and lease losses | $175,000 | 3,251 |
| Total noninterest income | $1,023,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $668,000 | 1,936 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $355,000 | 3,427 |
| Total noninterest expense | $3,545,000 | 3,584 |
| Salaries and employee benefits | $1,771,000 | 3,874 |
| Premises and equipment expense | $548,000 | 3,306 |
| Additional noninterest expense | $1,226,000 | 3,136 |
| Pre-tax net operating income | $1,477,000 | 3,509 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $530,000 | 2,458 |
| Income before extraordinary items | $947,000 | 4,003 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $947,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,536 |
| Cash dividends | $500,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $947,000 | 3,986 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 3,411 |
| Total interest expense | $2,757,000 | 3,201 |
| Net interest income | $3,009,000 | 3,525 |
| Provision for loan and lease losses | $95,000 | 3,362 |
| Total noninterest income | $650,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $436,000 | 1,975 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $214,000 | 3,656 |
| Total noninterest expense | $2,354,000 | 3,624 |
| Salaries and employee benefits | $1,191,000 | 3,879 |
| Premises and equipment expense | $366,000 | 3,322 |
| Additional noninterest expense | $797,000 | 3,202 |
| Pre-tax net operating income | $1,210,000 | 3,099 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $441,000 | 2,241 |
| Income before extraordinary items | $769,000 | 3,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $769,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,411 |
| Cash dividends | $500,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $769,000 | 3,582 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,842,000 | 3,432 |
| Total interest expense | $1,363,000 | 3,222 |
| Net interest income | $1,479,000 | 3,573 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $309,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $203,000 | 2,026 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $106,000 | 3,657 |
| Total noninterest expense | $1,181,000 | 3,614 |
| Salaries and employee benefits | $593,000 | 3,923 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $398,000 | 3,185 |
| Pre-tax net operating income | $532,000 | 3,382 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $193,000 | 2,447 |
| Income before extraordinary items | $339,000 | 3,908 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $339,000 | 3,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $500,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $339,000 | 3,883 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,925,000 | 3,336 |
| Total interest expense | $4,606,000 | 3,247 |
| Net interest income | $6,319,000 | 3,391 |
| Provision for loan and lease losses | $330,000 | 2,609 |
| Total noninterest income | $1,307,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $933,000 | 1,854 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $374,000 | 3,854 |
| Total noninterest expense | $4,569,000 | 3,596 |
| Salaries and employee benefits | $2,249,000 | 3,913 |
| Premises and equipment expense | $682,000 | 3,397 |
| Additional noninterest expense | $1,638,000 | 3,065 |
| Pre-tax net operating income | $2,727,000 | 2,958 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $988,000 | 2,212 |
| Income before extraordinary items | $1,739,000 | 3,433 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,739,000 | 3,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,847 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,739,000 | 3,417 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,004,000 | 3,376 |
| Total interest expense | $3,249,000 | 3,292 |
| Net interest income | $4,755,000 | 3,405 |
| Provision for loan and lease losses | $205,000 | 2,826 |
| Total noninterest income | $977,000 | 2,974 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $696,000 | 1,869 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $281,000 | 3,850 |
| Total noninterest expense | $3,293,000 | 3,700 |
| Salaries and employee benefits | $1,683,000 | 3,910 |
| Premises and equipment expense | $508,000 | 3,427 |
| Additional noninterest expense | $1,102,000 | 3,353 |
| Pre-tax net operating income | $2,234,000 | 2,891 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $813,000 | 2,179 |
| Income before extraordinary items | $1,421,000 | 3,323 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,421,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,033 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,421,000 | 3,311 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 3,429 |
| Total interest expense | $1,969,000 | 3,427 |
| Net interest income | $3,185,000 | 3,399 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $647,000 | 2,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $456,000 | 1,878 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $2,211,000 | 3,688 |
| Salaries and employee benefits | $1,118,000 | 3,951 |
| Premises and equipment expense | $349,000 | 3,336 |
| Additional noninterest expense | $744,000 | 3,315 |
| Pre-tax net operating income | $1,521,000 | 2,854 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $551,000 | 2,171 |
| Income before extraordinary items | $970,000 | 3,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $970,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,455 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $970,000 | 3,280 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,482 |
| Total interest expense | $901,000 | 3,540 |
| Net interest income | $1,565,000 | 3,424 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $310,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $224,000 | 1,863 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $86,000 | 3,983 |
| Total noninterest expense | $1,110,000 | 3,695 |
| Salaries and employee benefits | $566,000 | 3,920 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $725,000 | 2,907 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $261,000 | 2,205 |
| Income before extraordinary items | $464,000 | 3,345 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $464,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $464,000 | 3,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,339,000 | 3,634 |
| Total interest expense | $2,510,000 | 3,814 |
| Net interest income | $5,829,000 | 3,509 |
| Provision for loan and lease losses | $115,000 | 4,632 |
| Total noninterest income | $1,160,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $895,000 | 1,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $265,000 | 4,606 |
| Total noninterest expense | $4,551,000 | 3,499 |
| Salaries and employee benefits | $2,060,000 | 4,042 |
| Premises and equipment expense | $613,000 | 3,593 |
| Additional noninterest expense | $1,878,000 | 2,644 |
| Pre-tax net operating income | $2,323,000 | 3,323 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $778,000 | 2,653 |
| Income before extraordinary items | $1,545,000 | 3,711 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,545,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,901 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,545,000 | 3,686 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,057,000 | 3,679 |
| Total interest expense | $1,733,000 | 3,907 |
| Net interest income | $4,324,000 | 3,528 |
| Provision for loan and lease losses | $85,000 | 4,532 |
| Total noninterest income | $861,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $671,000 | 1,916 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $190,000 | 4,713 |
| Total noninterest expense | $3,448,000 | 3,446 |
| Salaries and employee benefits | $1,533,000 | 4,025 |
| Premises and equipment expense | $433,000 | 3,749 |
| Additional noninterest expense | $1,482,000 | 2,485 |
| Pre-tax net operating income | $1,652,000 | 3,507 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $529,000 | 2,839 |
| Income before extraordinary items | $1,123,000 | 3,853 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,123,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 2,351 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,123,000 | 3,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 3,628 |
| Total interest expense | $1,094,000 | 3,883 |
| Net interest income | $2,916,000 | 3,478 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $535,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $413,000 | 2,017 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $122,000 | 4,775 |
| Total noninterest expense | $2,035,000 | 3,763 |
| Salaries and employee benefits | $977,000 | 4,147 |
| Premises and equipment expense | $283,000 | 3,788 |
| Additional noninterest expense | $775,000 | 3,104 |
| Pre-tax net operating income | $1,351,000 | 2,977 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $423,000 | 2,526 |
| Income before extraordinary items | $928,000 | 3,276 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $928,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 1,811 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $928,000 | 3,231 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,942,000 | 3,682 |
| Total interest expense | $520,000 | 3,919 |
| Net interest income | $1,422,000 | 3,556 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $246,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $193,000 | 2,068 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,055 |
| Total noninterest expense | $1,029,000 | 3,763 |
| Salaries and employee benefits | $484,000 | 4,197 |
| Premises and equipment expense | $141,000 | 3,820 |
| Additional noninterest expense | $404,000 | 2,985 |
| Pre-tax net operating income | $594,000 | 3,247 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $184,000 | 2,743 |
| Income before extraordinary items | $410,000 | 3,560 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $410,000 | 3,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,154 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $410,000 | 3,521 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,754,000 | 3,912 |
| Total interest expense | $1,641,000 | 4,251 |
| Net interest income | $5,113,000 | 3,751 |
| Provision for loan and lease losses | $388,000 | 2,430 |
| Total noninterest income | $1,197,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $874,000 | 1,975 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $323,000 | 4,129 |
| Total noninterest expense | $5,639,000 | 2,804 |
| Salaries and employee benefits | $3,978,000 | 2,187 |
| Premises and equipment expense | $582,000 | 3,626 |
| Additional noninterest expense | $1,079,000 | 4,081 |
| Pre-tax net operating income | $283,000 | 7,494 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $282,000 | 4,270 |
| Income before extraordinary items | $1,000 | 8,432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,000 | 8,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,075 |
| Cash dividends | $646,000 | 3,106 |
| Sale, conversion, retirement of capital stock, net | $18,900,000 | 36 |
| Net operating income | $1,000 | 8,398 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 3,941 |
| Total interest expense | $1,192,000 | 4,307 |
| Net interest income | $3,799,000 | 3,755 |
| Provision for loan and lease losses | $233,000 | 2,710 |
| Total noninterest income | $923,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $652,000 | 2,003 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $271,000 | 3,922 |
| Total noninterest expense | $2,585,000 | 4,201 |
| Salaries and employee benefits | $1,371,000 | 4,263 |
| Premises and equipment expense | $434,000 | 3,648 |
| Additional noninterest expense | $780,000 | 4,159 |
| Pre-tax net operating income | $1,904,000 | 3,004 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $775,000 | 2,149 |
| Income before extraordinary items | $1,129,000 | 3,702 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,129,000 | 3,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,105 |
| Cash dividends | $625,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,129,000 | 3,627 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 3,979 |
| Total interest expense | $778,000 | 4,360 |
| Net interest income | $2,510,000 | 3,774 |
| Provision for loan and lease losses | $163,000 | 2,577 |
| Total noninterest income | $649,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $430,000 | 2,007 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $219,000 | 3,572 |
| Total noninterest expense | $1,678,000 | 4,309 |
| Salaries and employee benefits | $909,000 | 4,284 |
| Premises and equipment expense | $277,000 | 3,779 |
| Additional noninterest expense | $492,000 | 4,369 |
| Pre-tax net operating income | $1,318,000 | 2,879 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $535,000 | 2,092 |
| Income before extraordinary items | $783,000 | 3,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $783,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $783,000 | 3,491 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,993 |
| Total interest expense | $390,000 | 4,409 |
| Net interest income | $1,243,000 | 3,786 |
| Provision for loan and lease losses | $105,000 | 2,016 |
| Total noninterest income | $354,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $201,000 | 2,074 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $153,000 | 2,914 |
| Total noninterest expense | $814,000 | 4,417 |
| Salaries and employee benefits | $446,000 | 4,379 |
| Premises and equipment expense | $139,000 | 3,799 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $678,000 | 2,779 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $277,000 | 2,041 |
| Income before extraordinary items | $401,000 | 3,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $401,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $401,000 | 3,390 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 4,125 |
| Total interest expense | $1,694,000 | 4,529 |
| Net interest income | $4,670,000 | 3,884 |
| Provision for loan and lease losses | $413,000 | 2,528 |
| Total noninterest income | $1,140,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $826,000 | 2,075 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $314,000 | 4,416 |
| Total noninterest expense | $3,180,000 | 4,428 |
| Salaries and employee benefits | $1,778,000 | 4,303 |
| Premises and equipment expense | $535,000 | 3,860 |
| Additional noninterest expense | $867,000 | 4,771 |
| Pre-tax net operating income | $2,217,000 | 3,147 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $691,000 | 2,825 |
| Income before extraordinary items | $1,526,000 | 3,515 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,526,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 2,273 |
| Cash dividends | $1,240,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,526,000 | 3,348 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 4,203 |
| Total interest expense | $1,296,000 | 4,582 |
| Net interest income | $3,436,000 | 3,965 |
| Provision for loan and lease losses | $215,000 | 3,219 |
| Total noninterest income | $858,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $591,000 | 2,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $267,000 | 4,258 |
| Total noninterest expense | $2,298,000 | 4,524 |
| Salaries and employee benefits | $1,282,000 | 4,412 |
| Premises and equipment expense | $387,000 | 3,954 |
| Additional noninterest expense | $629,000 | 4,849 |
| Pre-tax net operating income | $1,781,000 | 3,098 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $626,000 | 2,584 |
| Income before extraordinary items | $1,155,000 | 3,604 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,155,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $1,240,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,155,000 | 3,423 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 4,333 |
| Total interest expense | $882,000 | 4,638 |
| Net interest income | $2,183,000 | 4,115 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $499,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $363,000 | 2,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $136,000 | 4,735 |
| Total noninterest expense | $1,505,000 | 4,579 |
| Salaries and employee benefits | $832,000 | 4,489 |
| Premises and equipment expense | $255,000 | 3,987 |
| Additional noninterest expense | $418,000 | 4,845 |
| Pre-tax net operating income | $1,077,000 | 3,341 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $376,000 | 2,807 |
| Income before extraordinary items | $701,000 | 3,858 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $701,000 | 3,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,226 |
| Cash dividends | $640,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $701,000 | 3,662 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 4,378 |
| Total interest expense | $453,000 | 4,644 |
| Net interest income | $1,070,000 | 4,188 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $196,000 | 4,220 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $147,000 | 2,616 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $752,000 | 4,565 |
| Salaries and employee benefits | $423,000 | 4,448 |
| Premises and equipment expense | $125,000 | 4,027 |
| Additional noninterest expense | $204,000 | 4,894 |
| Pre-tax net operating income | $474,000 | 3,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $309,000 | 4,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $309,000 | 4,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $309,000 | 3,963 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 4,465 |
| Total interest expense | $2,177,000 | 4,537 |
| Net interest income | $4,003,000 | 4,344 |
| Provision for loan and lease losses | $233,000 | 4,048 |
| Total noninterest income | $977,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $759,000 | 2,096 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,842 |
| Total noninterest expense | $2,893,000 | 4,574 |
| Salaries and employee benefits | $1,597,000 | 4,462 |
| Premises and equipment expense | $470,000 | 4,127 |
| Additional noninterest expense | $826,000 | 4,817 |
| Pre-tax net operating income | $1,854,000 | 3,597 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $617,000 | 3,075 |
| Income before extraordinary items | $1,237,000 | 3,996 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,237,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,119 |
| Cash dividends | $264,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,237,000 | 3,892 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,135,000 | 4,367 |
| Total interest expense | $3,819,000 | 3,945 |
| Net interest income | $3,316,000 | 4,726 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $926,000 | 3,523 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $643,000 | 2,303 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $283,000 | 4,244 |
| Total noninterest expense | $2,589,000 | 4,839 |
| Salaries and employee benefits | $1,399,000 | 4,757 |
| Premises and equipment expense | $454,000 | 4,209 |
| Additional noninterest expense | $736,000 | 5,087 |
| Pre-tax net operating income | $1,483,000 | 3,895 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $413,000 | 3,674 |
| Income before extraordinary items | $1,070,000 | 4,095 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,070,000 | 4,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,490 |
| Cash dividends | $655,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,070,000 | 3,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 4,794 |
| Total interest expense | $3,486,000 | 4,400 |
| Net interest income | $3,112,000 | 5,018 |
| Provision for loan and lease losses | $153,000 | 4,362 |
| Total noninterest income | $734,000 | 3,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $498,000 | 2,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,413 |
| Total noninterest expense | $2,255,000 | 5,244 |
| Salaries and employee benefits | $1,212,000 | 5,185 |
| Premises and equipment expense | $368,000 | 4,774 |
| Additional noninterest expense | $675,000 | 5,321 |
| Pre-tax net operating income | $1,438,000 | 4,182 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $433,000 | 3,818 |
| Income before extraordinary items | $1,005,000 | 4,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,005,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,720 |
| Cash dividends | $122,000 | 5,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,005,000 | 4,375 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 5,393 |
| Total interest expense | $2,661,000 | 5,025 |
| Net interest income | $2,599,000 | 5,663 |
| Provision for loan and lease losses | $260,000 | 2,969 |
| Total noninterest income | $480,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,379 |
| Total noninterest expense | $1,941,000 | 5,799 |
| Salaries and employee benefits | $1,023,000 | 5,790 |
| Premises and equipment expense | $334,000 | 5,131 |
| Additional noninterest expense | $584,000 | 5,921 |
| Pre-tax net operating income | $878,000 | 5,667 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $234,000 | 5,357 |
| Income before extraordinary items | $644,000 | 5,699 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $644,000 | 5,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $644,000 | 5,665 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,176,000 | 6,325 |
| Total interest expense | $2,285,000 | 5,681 |
| Net interest income | $1,891,000 | 6,874 |
| Provision for loan and lease losses | $477,000 | 1,795 |
| Total noninterest income | $368,000 | 5,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,449,000 | 6,828 |
| Salaries and employee benefits | $731,000 | 7,017 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $408,000 | 7,154 |
| Pre-tax net operating income | $333,000 | 8,211 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $226,000 | 8,422 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $226,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 1,470 |
| Cash dividends | $85,000 | 6,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $226,000 | 8,347 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 7,928 |
| Total interest expense | $1,533,000 | 7,268 |
| Net interest income | $1,327,000 | 8,408 |
| Provision for loan and lease losses | $121,000 | 4,616 |
| Total noninterest income | $297,000 | 6,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,054,000 | 8,156 |
| Salaries and employee benefits | $564,000 | 8,158 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $340,000 | 7,902 |
| Pre-tax net operating income | $449,000 | 8,189 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $142,000 | 7,726 |
| Income before extraordinary items | $307,000 | 8,331 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $307,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $307,000 | 8,284 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 9,839 |
| Total interest expense | $840,000 | 9,510 |
| Net interest income | $839,000 | 10,002 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $123,000 | 9,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $107,000 | 7,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,642 |
| Total noninterest expense | $716,000 | 9,753 |
| Salaries and employee benefits | $412,000 | 9,523 |
| Premises and equipment expense | $75,000 | 9,952 |
| Additional noninterest expense | $229,000 | 9,617 |
| Pre-tax net operating income | $126,000 | 10,229 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $126,000 | 9,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $126,000 | 9,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $126,000 | 9,938 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $127,000 | 11,930 |
| Total interest expense | $32,000 | 11,915 |
| Net interest income | $95,000 | 11,924 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $1,000 | 11,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $200,000 | 11,874 |
| Salaries and employee benefits | $133,000 | 11,792 |
| Premises and equipment expense | $22,000 | 11,772 |
| Additional noninterest expense | $45,000 | 11,915 |
| Pre-tax net operating income | $-154,000 | 11,643 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-154,000 | 11,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-154,000 | 11,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,208,000 | 161 |
| Net operating income | $-154,000 | 11,637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.