Home > Bank of Rockbridge > Income and Expense
Bank of Rockbridge, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $158,000 | 8,520 |
| Total interest expense | $20,000 | 8,545 |
| Net interest income | $138,000 | 8,421 |
| Provision for loan and lease losses | $52,000 | 3,040 |
| Total noninterest income | $62,000 | 6,469 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $405,000 | 6,802 |
| Salaries and employee benefits | $196,000 | 7,093 |
| Premises and equipment expense | $44,000 | 7,021 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $-257,000 | 8,365 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-257,000 | 8,391 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-257,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-257,000 | 8,381 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $24,000 | 8,675 |
| Total interest expense | $0 | 8,665 |
| Net interest income | $24,000 | 8,671 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $0 | 8,609 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $105,000 | 8,661 |
| Salaries and employee benefits | $60,000 | 8,644 |
| Premises and equipment expense | $18,000 | 8,593 |
| Additional noninterest expense | $27,000 | 8,665 |
| Pre-tax net operating income | $-86,000 | 8,039 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-86,000 | 8,065 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-86,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 250 |
| Net operating income | $-86,000 | 8,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.