Home > Bank of Rochester > Income and Expense
Bank of Rochester, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 8,603 |
| Total interest expense | $943,000 | 8,339 |
| Net interest income | $882,000 | 8,727 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $13,000 | 9,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 9,477 |
| Total noninterest expense | $697,000 | 8,829 |
| Salaries and employee benefits | $410,000 | 8,693 |
| Premises and equipment expense | $137,000 | 7,794 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $48,000 | 8,970 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $20,000 | 7,844 |
| Income before extraordinary items | $28,000 | 9,038 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $28,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $28,000 | 9,021 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $288,000 | 10,087 |
| Total interest expense | $99,000 | 10,060 |
| Net interest income | $189,000 | 10,067 |
| Provision for loan and lease losses | $87,000 | 5,531 |
| Total noninterest income | $1,000 | 10,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $474,000 | 9,703 |
| Salaries and employee benefits | $220,000 | 9,838 |
| Premises and equipment expense | $64,000 | 9,355 |
| Additional noninterest expense | $190,000 | 9,131 |
| Pre-tax net operating income | $-371,000 | 9,757 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-126,000 | 9,957 |
| Income before extraordinary items | $-245,000 | 9,716 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-245,000 | 9,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,500,000 | 329 |
| Net operating income | $-245,000 | 9,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.