Home > Bank of Ripley > Income and Expense
Bank of Ripley, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,487,000 | 2,770 |
| Total interest expense | $2,115,000 | 2,984 |
| Net interest income | $8,372,000 | 2,622 |
| Provision for loan and lease losses | $200,000 | 1,989 |
| Total noninterest income | $1,761,000 | 2,147 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $975,000 | 1,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $786,000 | 2,523 |
| Total noninterest expense | $8,248,000 | 2,291 |
| Salaries and employee benefits | $4,965,000 | 2,203 |
| Premises and equipment expense | $926,000 | 2,117 |
| Additional noninterest expense | $786,000 | 2,523 |
| Pre-tax net operating income | $1,685,000 | 3,139 |
| Securities gains (losses) | $-25,000 | 3,512 |
| Applicable income taxes | $221,000 | 2,391 |
| Income before extraordinary items | $1,439,000 | 3,126 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,439,000 | 3,160 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,439,000 | 3,128 |
| Net charge-offs | $210,000 | 1,133 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,460,750 | 3,142 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,797,000 | 2,760 |
| Total interest expense | $1,389,000 | 3,028 |
| Net interest income | $6,408,000 | 2,604 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,329,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $730,000 | 1,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,491 |
| Total noninterest expense | $5,950,000 | 2,336 |
| Salaries and employee benefits | $3,509,000 | 2,283 |
| Premises and equipment expense | $697,000 | 2,116 |
| Additional noninterest expense | $599,000 | 2,490 |
| Pre-tax net operating income | $1,787,000 | 2,828 |
| Securities gains (losses) | $-26,000 | 3,678 |
| Applicable income taxes | $290,000 | 2,131 |
| Income before extraordinary items | $1,471,000 | 2,864 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,471,000 | 2,894 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,471,000 | 2,865 |
| Net charge-offs | $79,000 | 1,286 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,492,840 | 2,880 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 2,734 |
| Total interest expense | $724,000 | 3,133 |
| Net interest income | $4,427,000 | 2,581 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $885,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $474,000 | 1,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $411,000 | 2,415 |
| Total noninterest expense | $3,889,000 | 2,359 |
| Salaries and employee benefits | $2,357,000 | 2,268 |
| Premises and equipment expense | $452,000 | 2,139 |
| Additional noninterest expense | $411,000 | 2,411 |
| Pre-tax net operating income | $1,423,000 | 2,648 |
| Securities gains (losses) | $-32,000 | 3,992 |
| Applicable income taxes | $240,000 | 2,016 |
| Income before extraordinary items | $1,151,000 | 2,699 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,151,000 | 2,729 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,151,000 | 2,699 |
| Net charge-offs | $72,000 | 1,052 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,177,560 | 2,688 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 2,764 |
| Total interest expense | $279,000 | 3,248 |
| Net interest income | $2,227,000 | 2,584 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $441,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $245,000 | 1,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,459 |
| Total noninterest expense | $1,910,000 | 2,414 |
| Salaries and employee benefits | $1,136,000 | 2,351 |
| Premises and equipment expense | $226,000 | 2,182 |
| Additional noninterest expense | $196,000 | 2,459 |
| Pre-tax net operating income | $758,000 | 2,613 |
| Securities gains (losses) | $-32,000 | 4,186 |
| Applicable income taxes | $132,000 | 1,955 |
| Income before extraordinary items | $594,000 | 2,705 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $594,000 | 2,705 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $594,000 | 2,705 |
| Net charge-offs | $29,000 | 983 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $620,240 | 2,700 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 2,666 |
| Total interest expense | $647,000 | 2,939 |
| Net interest income | $8,452,000 | 2,599 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,918,000 | 2,091 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $983,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $935,000 | 2,397 |
| Total noninterest expense | $7,864,000 | 2,323 |
| Salaries and employee benefits | $4,861,000 | 2,227 |
| Premises and equipment expense | $899,000 | 2,132 |
| Additional noninterest expense | $935,000 | 2,397 |
| Pre-tax net operating income | $2,506,000 | 2,850 |
| Securities gains (losses) | $68,000 | 197 |
| Applicable income taxes | $326,000 | 2,344 |
| Income before extraordinary items | $2,248,000 | 2,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,248,000 | 2,808 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,248,000 | 2,810 |
| Net charge-offs | $219,000 | 884 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,188,840 | 2,873 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,648,000 | 2,651 |
| Total interest expense | $450,000 | 2,798 |
| Net interest income | $6,198,000 | 2,607 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,479,000 | 2,088 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $744,000 | 1,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $735,000 | 2,390 |
| Total noninterest expense | $5,688,000 | 2,376 |
| Salaries and employee benefits | $3,427,000 | 2,297 |
| Premises and equipment expense | $663,000 | 2,181 |
| Additional noninterest expense | $735,000 | 2,390 |
| Pre-tax net operating income | $1,989,000 | 2,785 |
| Securities gains (losses) | $58,000 | 216 |
| Applicable income taxes | $270,000 | 2,292 |
| Income before extraordinary items | $1,777,000 | 2,728 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,777,000 | 2,726 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,777,000 | 2,727 |
| Net charge-offs | $187,000 | 719 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,726,540 | 2,788 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 2,638 |
| Total interest expense | $298,000 | 2,668 |
| Net interest income | $4,027,000 | 2,611 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,022,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $485,000 | 1,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $537,000 | 2,317 |
| Total noninterest expense | $3,820,000 | 2,352 |
| Salaries and employee benefits | $2,314,000 | 2,285 |
| Premises and equipment expense | $427,000 | 2,240 |
| Additional noninterest expense | $1,079,000 | 2,487 |
| Pre-tax net operating income | $1,229,000 | 2,778 |
| Securities gains (losses) | $49,000 | 217 |
| Applicable income taxes | $161,000 | 2,293 |
| Income before extraordinary items | $1,117,000 | 2,698 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,117,000 | 2,696 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,117,000 | 2,698 |
| Net charge-offs | $134,000 | 632 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,074,370 | 2,776 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 2,651 |
| Total interest expense | $145,000 | 2,670 |
| Net interest income | $1,942,000 | 2,629 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $595,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $241,000 | 1,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 2,016 |
| Total noninterest expense | $1,886,000 | 2,380 |
| Salaries and employee benefits | $1,112,000 | 2,349 |
| Premises and equipment expense | $212,000 | 2,262 |
| Additional noninterest expense | $562,000 | 2,388 |
| Pre-tax net operating income | $651,000 | 2,634 |
| Securities gains (losses) | $53,000 | 194 |
| Applicable income taxes | $94,000 | 2,099 |
| Income before extraordinary items | $610,000 | 2,516 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $610,000 | 2,514 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $610,000 | 2,516 |
| Net charge-offs | $114,000 | 467 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $563,890 | 2,640 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 2,704 |
| Total interest expense | $577,000 | 2,965 |
| Net interest income | $8,045,000 | 2,643 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $1,623,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $844,000 | 1,091 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $779,000 | 2,865 |
| Total noninterest expense | $7,743,000 | 2,334 |
| Salaries and employee benefits | $4,787,000 | 2,216 |
| Premises and equipment expense | $866,000 | 2,209 |
| Additional noninterest expense | $2,090,000 | 2,510 |
| Pre-tax net operating income | $1,925,000 | 3,193 |
| Securities gains (losses) | $77,000 | 964 |
| Applicable income taxes | $121,000 | 2,973 |
| Income before extraordinary items | $1,881,000 | 3,108 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,881,000 | 3,108 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,881,000 | 3,108 |
| Net charge-offs | $57,000 | 1,590 |
| Cash dividends | $422,000 | 2,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,808,620 | 3,125 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,494,000 | 2,734 |
| Total interest expense | $432,000 | 3,055 |
| Net interest income | $6,062,000 | 2,681 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,203,000 | 2,508 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $607,000 | 1,123 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $596,000 | 2,876 |
| Total noninterest expense | $5,592,000 | 2,397 |
| Salaries and employee benefits | $3,395,000 | 2,306 |
| Premises and equipment expense | $664,000 | 2,214 |
| Additional noninterest expense | $1,533,000 | 2,554 |
| Pre-tax net operating income | $1,673,000 | 3,134 |
| Securities gains (losses) | $91,000 | 842 |
| Applicable income taxes | $134,000 | 2,787 |
| Income before extraordinary items | $1,630,000 | 3,033 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,630,000 | 3,033 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,630,000 | 3,033 |
| Net charge-offs | $32,000 | 1,546 |
| Cash dividends | $422,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,546,280 | 3,075 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,244,000 | 2,780 |
| Total interest expense | $290,000 | 3,148 |
| Net interest income | $3,954,000 | 2,705 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $831,000 | 2,435 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $379,000 | 1,151 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $452,000 | 2,735 |
| Total noninterest expense | $3,737,000 | 2,388 |
| Salaries and employee benefits | $2,297,000 | 2,289 |
| Premises and equipment expense | $437,000 | 2,225 |
| Additional noninterest expense | $1,003,000 | 2,573 |
| Pre-tax net operating income | $1,048,000 | 3,198 |
| Securities gains (losses) | $63,000 | 804 |
| Applicable income taxes | $53,000 | 3,010 |
| Income before extraordinary items | $1,058,000 | 3,070 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,058,000 | 3,068 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,058,000 | 3,070 |
| Net charge-offs | $45,000 | 1,195 |
| Cash dividends | $422,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $998,150 | 3,100 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 2,808 |
| Total interest expense | $146,000 | 3,206 |
| Net interest income | $1,922,000 | 2,729 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $329,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $190,000 | 1,146 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $139,000 | 3,194 |
| Total noninterest expense | $1,828,000 | 2,401 |
| Salaries and employee benefits | $1,129,000 | 2,307 |
| Premises and equipment expense | $219,000 | 2,235 |
| Additional noninterest expense | $480,000 | 2,603 |
| Pre-tax net operating income | $423,000 | 3,432 |
| Securities gains (losses) | $30,000 | 789 |
| Applicable income taxes | $22,000 | 3,050 |
| Income before extraordinary items | $431,000 | 3,289 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $431,000 | 3,290 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $431,000 | 3,289 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $422,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $402,500 | 3,342 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,521,000 | 2,773 |
| Total interest expense | $870,000 | 3,128 |
| Net interest income | $7,651,000 | 2,677 |
| Provision for loan and lease losses | $173,000 | 3,173 |
| Total noninterest income | $1,525,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $909,000 | 1,027 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $616,000 | 2,941 |
| Total noninterest expense | $7,584,000 | 2,351 |
| Salaries and employee benefits | $4,814,000 | 2,212 |
| Premises and equipment expense | $844,000 | 2,269 |
| Additional noninterest expense | $1,926,000 | 2,596 |
| Pre-tax net operating income | $1,419,000 | 3,338 |
| Securities gains (losses) | $481,000 | 616 |
| Applicable income taxes | $185,000 | 2,609 |
| Income before extraordinary items | $1,715,000 | 3,021 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,715,000 | 3,020 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,715,000 | 3,021 |
| Net charge-offs | $590,000 | 878 |
| Cash dividends | $422,000 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,282,100 | 3,317 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 2,789 |
| Total interest expense | $697,000 | 3,138 |
| Net interest income | $5,695,000 | 2,697 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $1,177,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $683,000 | 1,026 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $494,000 | 2,853 |
| Total noninterest expense | $5,449,000 | 2,400 |
| Salaries and employee benefits | $3,401,000 | 2,260 |
| Premises and equipment expense | $636,000 | 2,255 |
| Additional noninterest expense | $1,412,000 | 2,617 |
| Pre-tax net operating income | $1,423,000 | 3,020 |
| Securities gains (losses) | $481,000 | 512 |
| Applicable income taxes | $249,000 | 2,225 |
| Income before extraordinary items | $1,655,000 | 2,691 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,655,000 | 2,690 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,655,000 | 2,691 |
| Net charge-offs | $557,000 | 701 |
| Cash dividends | $422,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,236,530 | 3,028 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,271,000 | 2,821 |
| Total interest expense | $506,000 | 3,113 |
| Net interest income | $3,765,000 | 2,723 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $816,000 | 2,234 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $473,000 | 999 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $343,000 | 2,767 |
| Total noninterest expense | $3,536,000 | 2,435 |
| Salaries and employee benefits | $2,194,000 | 2,323 |
| Premises and equipment expense | $417,000 | 2,275 |
| Additional noninterest expense | $925,000 | 2,642 |
| Pre-tax net operating income | $1,045,000 | 2,886 |
| Securities gains (losses) | $243,000 | 629 |
| Applicable income taxes | $153,000 | 2,261 |
| Income before extraordinary items | $1,135,000 | 2,633 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,135,000 | 2,632 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,135,000 | 2,633 |
| Net charge-offs | $13,000 | 2,360 |
| Cash dividends | $422,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $921,160 | 2,871 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,169,000 | 2,795 |
| Total interest expense | $277,000 | 3,120 |
| Net interest income | $1,892,000 | 2,693 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $444,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $274,000 | 1,029 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $170,000 | 2,627 |
| Total noninterest expense | $1,740,000 | 2,468 |
| Salaries and employee benefits | $1,097,000 | 2,327 |
| Premises and equipment expense | $201,000 | 2,343 |
| Additional noninterest expense | $442,000 | 2,752 |
| Pre-tax net operating income | $596,000 | 2,560 |
| Securities gains (losses) | $202,000 | 379 |
| Applicable income taxes | $99,000 | 1,948 |
| Income before extraordinary items | $699,000 | 2,172 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $699,000 | 2,171 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $699,000 | 2,172 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $422,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $521,240 | 2,561 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,855,000 | 2,802 |
| Total interest expense | $1,018,000 | 3,284 |
| Net interest income | $7,837,000 | 2,655 |
| Provision for loan and lease losses | $550,000 | 1,403 |
| Total noninterest income | $1,855,000 | 2,046 |
| Gross Fiduciary activities income | $2,000 | 989 |
| Service charges on deposit accounts | $1,146,000 | 1,025 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $707,000 | 2,645 |
| Total noninterest expense | $7,385,000 | 2,362 |
| Salaries and employee benefits | $4,629,000 | 2,212 |
| Premises and equipment expense | $857,000 | 2,248 |
| Additional noninterest expense | $1,899,000 | 2,647 |
| Pre-tax net operating income | $1,757,000 | 3,195 |
| Securities gains (losses) | $166,000 | 701 |
| Applicable income taxes | $293,000 | 2,373 |
| Income before extraordinary items | $1,630,000 | 3,161 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,630,000 | 3,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,630,000 | 3,162 |
| Net charge-offs | $191,000 | 1,727 |
| Cash dividends | $422,000 | 3,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,488,900 | 3,259 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,695,000 | 2,807 |
| Total interest expense | $740,000 | 3,353 |
| Net interest income | $5,955,000 | 2,672 |
| Provision for loan and lease losses | $350,000 | 1,466 |
| Total noninterest income | $1,383,000 | 2,048 |
| Gross Fiduciary activities income | $2,000 | 956 |
| Service charges on deposit accounts | $850,000 | 1,034 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $531,000 | 2,663 |
| Total noninterest expense | $5,324,000 | 2,436 |
| Salaries and employee benefits | $3,254,000 | 2,323 |
| Premises and equipment expense | $661,000 | 2,222 |
| Additional noninterest expense | $1,409,000 | 2,676 |
| Pre-tax net operating income | $1,664,000 | 2,972 |
| Securities gains (losses) | $107,000 | 756 |
| Applicable income taxes | $326,000 | 2,169 |
| Income before extraordinary items | $1,445,000 | 3,006 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,445,000 | 3,007 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,445,000 | 3,007 |
| Net charge-offs | $137,000 | 1,557 |
| Cash dividends | $422,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,357,260 | 3,058 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 2,816 |
| Total interest expense | $464,000 | 3,424 |
| Net interest income | $3,992,000 | 2,667 |
| Provision for loan and lease losses | $300,000 | 1,195 |
| Total noninterest income | $897,000 | 2,084 |
| Gross Fiduciary activities income | $1,000 | 961 |
| Service charges on deposit accounts | $538,000 | 1,072 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $358,000 | 2,617 |
| Total noninterest expense | $3,577,000 | 2,432 |
| Salaries and employee benefits | $2,177,000 | 2,322 |
| Premises and equipment expense | $441,000 | 2,241 |
| Additional noninterest expense | $959,000 | 2,670 |
| Pre-tax net operating income | $1,012,000 | 3,085 |
| Securities gains (losses) | $55,000 | 724 |
| Applicable income taxes | $213,000 | 2,165 |
| Income before extraordinary items | $854,000 | 3,164 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $854,000 | 3,162 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $854,000 | 3,162 |
| Net charge-offs | $80,000 | 1,532 |
| Cash dividends | $422,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $810,000 | 3,206 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,198,000 | 2,856 |
| Total interest expense | $214,000 | 3,511 |
| Net interest income | $1,984,000 | 2,699 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $409,000 | 2,140 |
| Gross Fiduciary activities income | $1,000 | 931 |
| Service charges on deposit accounts | $248,000 | 1,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 2,682 |
| Total noninterest expense | $1,718,000 | 2,516 |
| Salaries and employee benefits | $1,054,000 | 2,397 |
| Premises and equipment expense | $213,000 | 2,315 |
| Additional noninterest expense | $451,000 | 2,776 |
| Pre-tax net operating income | $375,000 | 3,477 |
| Securities gains (losses) | $27,000 | 519 |
| Applicable income taxes | $115,000 | 2,046 |
| Income before extraordinary items | $287,000 | 3,691 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $287,000 | 3,690 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $287,000 | 3,690 |
| Net charge-offs | $35,000 | 1,407 |
| Cash dividends | $422,000 | 1,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $265,670 | 3,765 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,854,000 | 2,746 |
| Total interest expense | $797,000 | 3,273 |
| Net interest income | $8,057,000 | 2,644 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $1,624,000 | 2,244 |
| Gross Fiduciary activities income | $2,000 | 1,038 |
| Service charges on deposit accounts | $997,000 | 1,174 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $625,000 | 2,801 |
| Total noninterest expense | $7,351,000 | 2,393 |
| Salaries and employee benefits | $4,630,000 | 2,228 |
| Premises and equipment expense | $910,000 | 2,184 |
| Additional noninterest expense | $1,811,000 | 2,769 |
| Pre-tax net operating income | $2,330,000 | 2,891 |
| Securities gains (losses) | $27,000 | 513 |
| Applicable income taxes | $410,000 | 2,153 |
| Income before extraordinary items | $1,947,000 | 2,973 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,947,000 | 2,972 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,947,000 | 2,972 |
| Net charge-offs | $45,000 | 2,692 |
| Cash dividends | $422,000 | 3,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,924,590 | 2,988 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 2,751 |
| Total interest expense | $587,000 | 3,228 |
| Net interest income | $6,033,000 | 2,649 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $1,182,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $735,000 | 1,193 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $447,000 | 2,896 |
| Total noninterest expense | $5,373,000 | 2,439 |
| Salaries and employee benefits | $3,333,000 | 2,280 |
| Premises and equipment expense | $691,000 | 2,165 |
| Additional noninterest expense | $1,349,000 | 2,794 |
| Pre-tax net operating income | $1,842,000 | 2,869 |
| Securities gains (losses) | $9,000 | 734 |
| Applicable income taxes | $329,000 | 2,146 |
| Income before extraordinary items | $1,522,000 | 2,965 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,522,000 | 2,963 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,522,000 | 2,964 |
| Net charge-offs | $20,000 | 2,705 |
| Cash dividends | $422,000 | 2,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,514,620 | 2,962 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 2,745 |
| Total interest expense | $370,000 | 3,244 |
| Net interest income | $4,021,000 | 2,644 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $769,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $472,000 | 1,216 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $297,000 | 2,909 |
| Total noninterest expense | $3,621,000 | 2,429 |
| Salaries and employee benefits | $2,253,000 | 2,269 |
| Premises and equipment expense | $460,000 | 2,192 |
| Additional noninterest expense | $908,000 | 2,779 |
| Pre-tax net operating income | $1,169,000 | 2,916 |
| Securities gains (losses) | $7,000 | 660 |
| Applicable income taxes | $202,000 | 2,213 |
| Income before extraordinary items | $974,000 | 3,002 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $974,000 | 3,001 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $974,000 | 3,001 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $422,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $968,190 | 3,004 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,185,000 | 2,761 |
| Total interest expense | $183,000 | 3,217 |
| Net interest income | $2,002,000 | 2,658 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $392,000 | 2,279 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $235,000 | 1,228 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $157,000 | 2,783 |
| Total noninterest expense | $1,803,000 | 2,462 |
| Salaries and employee benefits | $1,108,000 | 2,326 |
| Premises and equipment expense | $224,000 | 2,265 |
| Additional noninterest expense | $471,000 | 2,737 |
| Pre-tax net operating income | $591,000 | 2,845 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $101,000 | 2,176 |
| Income before extraordinary items | $490,000 | 2,928 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $490,000 | 2,929 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $490,000 | 2,928 |
| Net charge-offs | $-8,000 | 4,650 |
| Cash dividends | $422,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $490,000 | 2,917 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 2,836 |
| Total interest expense | $742,000 | 3,049 |
| Net interest income | $7,406,000 | 2,779 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $1,548,000 | 2,357 |
| Gross Fiduciary activities income | $2,000 | 1,075 |
| Service charges on deposit accounts | $982,000 | 1,200 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $564,000 | 3,017 |
| Total noninterest expense | $7,442,000 | 2,403 |
| Salaries and employee benefits | $4,628,000 | 2,219 |
| Premises and equipment expense | $971,000 | 2,158 |
| Additional noninterest expense | $1,843,000 | 2,810 |
| Pre-tax net operating income | $1,512,000 | 3,523 |
| Securities gains (losses) | $97,000 | 635 |
| Applicable income taxes | $730,000 | 2,138 |
| Income before extraordinary items | $879,000 | 3,885 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $879,000 | 3,884 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $879,000 | 3,885 |
| Net charge-offs | $141,000 | 2,135 |
| Cash dividends | $422,000 | 3,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $816,920 | 3,966 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 2,864 |
| Total interest expense | $561,000 | 3,023 |
| Net interest income | $5,502,000 | 2,818 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $1,139,000 | 2,401 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $732,000 | 1,210 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $406,000 | 3,074 |
| Total noninterest expense | $5,473,000 | 2,449 |
| Salaries and employee benefits | $3,351,000 | 2,294 |
| Premises and equipment expense | $743,000 | 2,137 |
| Additional noninterest expense | $1,379,000 | 2,814 |
| Pre-tax net operating income | $1,168,000 | 3,524 |
| Securities gains (losses) | $64,000 | 769 |
| Applicable income taxes | $210,000 | 2,728 |
| Income before extraordinary items | $1,022,000 | 3,506 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,022,000 | 3,506 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,022,000 | 3,506 |
| Net charge-offs | $99,000 | 1,948 |
| Cash dividends | $422,000 | 2,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $968,880 | 3,576 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 2,878 |
| Total interest expense | $376,000 | 2,988 |
| Net interest income | $3,608,000 | 2,849 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $736,000 | 2,449 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $466,000 | 1,246 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $269,000 | 3,085 |
| Total noninterest expense | $3,649,000 | 2,455 |
| Salaries and employee benefits | $2,233,000 | 2,306 |
| Premises and equipment expense | $491,000 | 2,158 |
| Additional noninterest expense | $925,000 | 2,817 |
| Pre-tax net operating income | $695,000 | 3,664 |
| Securities gains (losses) | $60,000 | 592 |
| Applicable income taxes | $109,000 | 2,876 |
| Income before extraordinary items | $646,000 | 3,555 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $646,000 | 3,554 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $646,000 | 3,555 |
| Net charge-offs | $94,000 | 1,575 |
| Cash dividends | $422,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $594,400 | 3,654 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 2,914 |
| Total interest expense | $186,000 | 2,989 |
| Net interest income | $1,766,000 | 2,888 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $380,000 | 2,406 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $235,000 | 1,250 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $144,000 | 2,982 |
| Total noninterest expense | $1,797,000 | 2,508 |
| Salaries and employee benefits | $1,087,000 | 2,382 |
| Premises and equipment expense | $243,000 | 2,198 |
| Additional noninterest expense | $467,000 | 2,794 |
| Pre-tax net operating income | $349,000 | 3,624 |
| Securities gains (losses) | $51,000 | 345 |
| Applicable income taxes | $48,000 | 2,916 |
| Income before extraordinary items | $352,000 | 3,355 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $352,000 | 3,354 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $352,000 | 3,355 |
| Net charge-offs | $63,000 | 1,185 |
| Cash dividends | $422,000 | 1,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $307,120 | 3,539 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,789,000 | 2,908 |
| Total interest expense | $743,000 | 2,920 |
| Net interest income | $7,046,000 | 2,864 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,625,000 | 2,382 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $1,032,000 | 1,177 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $592,000 | 3,033 |
| Total noninterest expense | $7,644,000 | 2,381 |
| Salaries and employee benefits | $4,726,000 | 2,185 |
| Premises and equipment expense | $965,000 | 2,209 |
| Additional noninterest expense | $1,953,000 | 2,804 |
| Pre-tax net operating income | $1,027,000 | 4,041 |
| Securities gains (losses) | $224,000 | 812 |
| Applicable income taxes | $-4,000 | 5,644 |
| Income before extraordinary items | $1,255,000 | 3,559 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,255,000 | 3,557 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,255,000 | 3,558 |
| Net charge-offs | $102,000 | 2,594 |
| Cash dividends | $431,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,031,000 | 3,796 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,848,000 | 2,910 |
| Total interest expense | $561,000 | 2,918 |
| Net interest income | $5,287,000 | 2,872 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,198,000 | 2,408 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $770,000 | 1,176 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $428,000 | 3,081 |
| Total noninterest expense | $5,624,000 | 2,413 |
| Salaries and employee benefits | $3,426,000 | 2,237 |
| Premises and equipment expense | $719,000 | 2,215 |
| Additional noninterest expense | $1,479,000 | 2,779 |
| Pre-tax net operating income | $861,000 | 3,933 |
| Securities gains (losses) | $223,000 | 745 |
| Applicable income taxes | $49,000 | 3,579 |
| Income before extraordinary items | $1,035,000 | 3,438 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,035,000 | 3,436 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,035,000 | 3,438 |
| Net charge-offs | $89,000 | 2,162 |
| Cash dividends | $431,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $823,150 | 3,747 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,910,000 | 2,909 |
| Total interest expense | $377,000 | 2,927 |
| Net interest income | $3,533,000 | 2,880 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $779,000 | 2,424 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $493,000 | 1,204 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,085 |
| Total noninterest expense | $3,743,000 | 2,433 |
| Salaries and employee benefits | $2,281,000 | 2,251 |
| Premises and equipment expense | $470,000 | 2,245 |
| Additional noninterest expense | $992,000 | 2,777 |
| Pre-tax net operating income | $569,000 | 3,973 |
| Securities gains (losses) | $115,000 | 872 |
| Applicable income taxes | $59,000 | 3,299 |
| Income before extraordinary items | $625,000 | 3,609 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $625,000 | 3,605 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $625,000 | 3,607 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $431,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $520,350 | 3,828 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 2,939 |
| Total interest expense | $187,000 | 2,965 |
| Net interest income | $1,739,000 | 2,920 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $399,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $241,000 | 1,219 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $158,000 | 2,921 |
| Total noninterest expense | $1,848,000 | 2,469 |
| Salaries and employee benefits | $1,121,000 | 2,291 |
| Premises and equipment expense | $234,000 | 2,271 |
| Additional noninterest expense | $493,000 | 2,798 |
| Pre-tax net operating income | $290,000 | 3,910 |
| Securities gains (losses) | $22,000 | 1,191 |
| Applicable income taxes | $20,000 | 3,484 |
| Income before extraordinary items | $292,000 | 3,679 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $292,000 | 3,676 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $292,000 | 3,677 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $431,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $271,320 | 3,734 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,743,000 | 2,903 |
| Total interest expense | $752,000 | 2,930 |
| Net interest income | $6,991,000 | 2,862 |
| Provision for loan and lease losses | $240,000 | 2,131 |
| Total noninterest income | $1,547,000 | 2,441 |
| Gross Fiduciary activities income | $2,000 | 1,140 |
| Service charges on deposit accounts | $998,000 | 1,226 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $547,000 | 3,166 |
| Total noninterest expense | $7,533,000 | 2,422 |
| Salaries and employee benefits | $4,670,000 | 2,178 |
| Premises and equipment expense | $956,000 | 2,250 |
| Additional noninterest expense | $1,907,000 | 2,885 |
| Pre-tax net operating income | $765,000 | 4,466 |
| Securities gains (losses) | $175,000 | 816 |
| Applicable income taxes | $-105,000 | 6,002 |
| Income before extraordinary items | $1,045,000 | 3,853 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,045,000 | 3,854 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,045,000 | 3,855 |
| Net charge-offs | $978,000 | 704 |
| Cash dividends | $420,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $870,000 | 4,071 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 2,921 |
| Total interest expense | $568,000 | 2,958 |
| Net interest income | $5,237,000 | 2,884 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,150,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $736,000 | 1,256 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $414,000 | 3,172 |
| Total noninterest expense | $5,544,000 | 2,466 |
| Salaries and employee benefits | $3,416,000 | 2,228 |
| Premises and equipment expense | $722,000 | 2,267 |
| Additional noninterest expense | $1,406,000 | 2,933 |
| Pre-tax net operating income | $663,000 | 4,365 |
| Securities gains (losses) | $92,000 | 1,085 |
| Applicable income taxes | $-14,000 | 6,077 |
| Income before extraordinary items | $769,000 | 3,956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 3,955 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $769,000 | 3,957 |
| Net charge-offs | $-3,000 | 4,866 |
| Cash dividends | $420,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $677,000 | 4,113 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 2,949 |
| Total interest expense | $378,000 | 2,978 |
| Net interest income | $3,448,000 | 2,909 |
| Provision for loan and lease losses | $120,000 | 2,009 |
| Total noninterest income | $815,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $462,000 | 1,301 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $353,000 | 2,832 |
| Total noninterest expense | $3,776,000 | 2,423 |
| Salaries and employee benefits | $2,301,000 | 2,217 |
| Premises and equipment expense | $464,000 | 2,344 |
| Additional noninterest expense | $1,011,000 | 2,777 |
| Pre-tax net operating income | $367,000 | 4,584 |
| Securities gains (losses) | $67,000 | 1,069 |
| Applicable income taxes | $-11,000 | 6,155 |
| Income before extraordinary items | $445,000 | 4,159 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $445,000 | 4,161 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $445,000 | 4,162 |
| Net charge-offs | $-10,000 | 5,254 |
| Cash dividends | $420,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $378,000 | 4,315 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 2,982 |
| Total interest expense | $186,000 | 3,040 |
| Net interest income | $1,694,000 | 2,953 |
| Provision for loan and lease losses | $60,000 | 1,893 |
| Total noninterest income | $367,000 | 2,513 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $223,000 | 1,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $144,000 | 3,083 |
| Total noninterest expense | $1,844,000 | 2,485 |
| Salaries and employee benefits | $1,151,000 | 2,240 |
| Premises and equipment expense | $229,000 | 2,396 |
| Additional noninterest expense | $464,000 | 2,954 |
| Pre-tax net operating income | $157,000 | 4,782 |
| Securities gains (losses) | $44,000 | 896 |
| Applicable income taxes | $-2,000 | 6,194 |
| Income before extraordinary items | $203,000 | 4,266 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $203,000 | 4,268 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $203,000 | 4,269 |
| Net charge-offs | $-8,000 | 5,326 |
| Cash dividends | $420,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $159,000 | 4,544 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,785,000 | 2,937 |
| Total interest expense | $824,000 | 2,975 |
| Net interest income | $6,961,000 | 2,904 |
| Provision for loan and lease losses | $240,000 | 2,251 |
| Total noninterest income | $1,582,000 | 2,433 |
| Gross Fiduciary activities income | $4,000 | 1,133 |
| Service charges on deposit accounts | $1,051,000 | 1,235 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $527,000 | 3,205 |
| Total noninterest expense | $7,688,000 | 2,392 |
| Salaries and employee benefits | $4,756,000 | 2,143 |
| Premises and equipment expense | $1,002,000 | 2,234 |
| Additional noninterest expense | $1,930,000 | 2,964 |
| Pre-tax net operating income | $615,000 | 4,803 |
| Securities gains (losses) | $382,000 | 516 |
| Applicable income taxes | $-154,000 | 6,292 |
| Income before extraordinary items | $1,151,000 | 3,709 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,151,000 | 3,709 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,151,000 | 3,711 |
| Net charge-offs | $87,000 | 3,308 |
| Cash dividends | $419,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $769,000 | 4,304 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,937,000 | 2,938 |
| Total interest expense | $634,000 | 2,976 |
| Net interest income | $5,303,000 | 2,897 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $1,192,000 | 2,447 |
| Gross Fiduciary activities income | $2,000 | 1,121 |
| Service charges on deposit accounts | $799,000 | 1,227 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $391,000 | 3,249 |
| Total noninterest expense | $5,676,000 | 2,432 |
| Salaries and employee benefits | $3,479,000 | 2,199 |
| Premises and equipment expense | $753,000 | 2,255 |
| Additional noninterest expense | $1,444,000 | 2,981 |
| Pre-tax net operating income | $639,000 | 4,492 |
| Securities gains (losses) | $356,000 | 422 |
| Applicable income taxes | $-8,000 | 6,284 |
| Income before extraordinary items | $1,003,000 | 3,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,003,000 | 3,498 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,003,000 | 3,499 |
| Net charge-offs | $47,000 | 3,303 |
| Cash dividends | $419,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $647,000 | 4,195 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 2,959 |
| Total interest expense | $435,000 | 2,939 |
| Net interest income | $3,491,000 | 2,927 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $840,000 | 2,345 |
| Gross Fiduciary activities income | $2,000 | 1,095 |
| Service charges on deposit accounts | $523,000 | 1,232 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $315,000 | 2,973 |
| Total noninterest expense | $3,779,000 | 2,449 |
| Salaries and employee benefits | $2,338,000 | 2,186 |
| Premises and equipment expense | $490,000 | 2,316 |
| Additional noninterest expense | $951,000 | 3,010 |
| Pre-tax net operating income | $432,000 | 4,410 |
| Securities gains (losses) | $103,000 | 767 |
| Applicable income taxes | $21,000 | 3,824 |
| Income before extraordinary items | $514,000 | 3,905 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $514,000 | 3,911 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $514,000 | 3,911 |
| Net charge-offs | $16,000 | 3,514 |
| Cash dividends | $419,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $415,120 | 4,192 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 2,995 |
| Total interest expense | $222,000 | 2,932 |
| Net interest income | $1,711,000 | 2,978 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $406,000 | 2,347 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $255,000 | 1,247 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $1,847,000 | 2,508 |
| Salaries and employee benefits | $1,150,000 | 2,229 |
| Premises and equipment expense | $241,000 | 2,379 |
| Additional noninterest expense | $456,000 | 3,114 |
| Pre-tax net operating income | $210,000 | 4,400 |
| Securities gains (losses) | $106,000 | 425 |
| Applicable income taxes | $24,000 | 3,399 |
| Income before extraordinary items | $292,000 | 3,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $292,000 | 3,599 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $292,000 | 3,599 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $419,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $194,480 | 4,252 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 2,806 |
| Total interest expense | $1,118,000 | 2,708 |
| Net interest income | $7,377,000 | 2,805 |
| Provision for loan and lease losses | $1,440,000 | 819 |
| Total noninterest income | $1,369,000 | 2,733 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $1,174,000 | 1,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $194,000 | 4,652 |
| Total noninterest expense | $7,557,000 | 2,466 |
| Salaries and employee benefits | $4,664,000 | 2,195 |
| Premises and equipment expense | $1,029,000 | 2,196 |
| Additional noninterest expense | $1,864,000 | 3,135 |
| Pre-tax net operating income | $-251,000 | 6,384 |
| Securities gains (losses) | $-42,000 | 6,437 |
| Applicable income taxes | $-536,000 | 6,642 |
| Income before extraordinary items | $243,000 | 5,591 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,595 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $243,000 | 5,595 |
| Net charge-offs | $494,000 | 2,026 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $269,880 | 5,450 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,432,000 | 2,807 |
| Total interest expense | $871,000 | 2,708 |
| Net interest income | $5,561,000 | 2,795 |
| Provision for loan and lease losses | $180,000 | 2,702 |
| Total noninterest income | $1,252,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $880,000 | 1,179 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $372,000 | 3,421 |
| Total noninterest expense | $5,596,000 | 2,492 |
| Salaries and employee benefits | $3,391,000 | 2,247 |
| Premises and equipment expense | $785,000 | 2,186 |
| Additional noninterest expense | $1,420,000 | 3,094 |
| Pre-tax net operating income | $1,037,000 | 3,629 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $134,000 | 3,107 |
| Income before extraordinary items | $908,000 | 3,594 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $908,000 | 3,596 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $908,000 | 3,598 |
| Net charge-offs | $131,000 | 3,002 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $903,650 | 3,529 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,239,000 | 2,827 |
| Total interest expense | $595,000 | 2,718 |
| Net interest income | $3,644,000 | 2,832 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $788,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $572,000 | 1,180 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $216,000 | 3,676 |
| Total noninterest expense | $3,725,000 | 2,488 |
| Salaries and employee benefits | $2,277,000 | 2,233 |
| Premises and equipment expense | $524,000 | 2,185 |
| Additional noninterest expense | $924,000 | 3,144 |
| Pre-tax net operating income | $587,000 | 3,859 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $94,000 | 3,047 |
| Income before extraordinary items | $502,000 | 3,922 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $502,000 | 3,925 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $502,000 | 3,926 |
| Net charge-offs | $110,000 | 2,659 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $494,440 | 3,862 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 2,864 |
| Total interest expense | $301,000 | 2,768 |
| Net interest income | $1,805,000 | 2,856 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $355,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $278,000 | 1,202 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $77,000 | 4,148 |
| Total noninterest expense | $1,876,000 | 2,507 |
| Salaries and employee benefits | $1,143,000 | 2,255 |
| Premises and equipment expense | $269,000 | 2,171 |
| Additional noninterest expense | $464,000 | 3,146 |
| Pre-tax net operating income | $224,000 | 4,303 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $48,000 | 3,009 |
| Income before extraordinary items | $180,000 | 4,446 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $180,000 | 4,449 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $180,000 | 4,448 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $176,840 | 4,387 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,836,000 | 2,867 |
| Total interest expense | $1,387,000 | 2,889 |
| Net interest income | $7,449,000 | 2,832 |
| Provision for loan and lease losses | $240,000 | 3,678 |
| Total noninterest income | $1,693,000 | 2,436 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $1,208,000 | 1,169 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $482,000 | 3,392 |
| Total noninterest expense | $7,336,000 | 2,560 |
| Salaries and employee benefits | $4,488,000 | 2,223 |
| Premises and equipment expense | $1,094,000 | 2,097 |
| Additional noninterest expense | $1,754,000 | 3,407 |
| Pre-tax net operating income | $1,566,000 | 3,265 |
| Securities gains (losses) | $146,000 | 1,971 |
| Applicable income taxes | $230,000 | 2,901 |
| Income before extraordinary items | $1,482,000 | 3,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,482,000 | 3,153 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,482,000 | 3,153 |
| Net charge-offs | $301,000 | 3,295 |
| Cash dividends | $2,009,000 | 1,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,354,980 | 3,170 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,684,000 | 2,905 |
| Total interest expense | $1,068,000 | 2,920 |
| Net interest income | $5,616,000 | 2,856 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,408,000 | 2,276 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $904,000 | 1,181 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $503,000 | 2,948 |
| Total noninterest expense | $5,336,000 | 2,635 |
| Salaries and employee benefits | $3,209,000 | 2,310 |
| Premises and equipment expense | $808,000 | 2,153 |
| Additional noninterest expense | $1,319,000 | 3,413 |
| Pre-tax net operating income | $1,508,000 | 2,874 |
| Securities gains (losses) | $132,000 | 1,779 |
| Applicable income taxes | $329,000 | 2,376 |
| Income before extraordinary items | $1,311,000 | 2,895 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,311,000 | 2,895 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,311,000 | 2,894 |
| Net charge-offs | $115,000 | 3,835 |
| Cash dividends | $378,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,205,400 | 2,917 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,438,000 | 2,937 |
| Total interest expense | $727,000 | 2,968 |
| Net interest income | $3,711,000 | 2,886 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $933,000 | 2,264 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $589,000 | 1,197 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $343,000 | 2,878 |
| Total noninterest expense | $3,536,000 | 2,657 |
| Salaries and employee benefits | $2,144,000 | 2,312 |
| Premises and equipment expense | $532,000 | 2,168 |
| Additional noninterest expense | $860,000 | 3,494 |
| Pre-tax net operating income | $988,000 | 2,877 |
| Securities gains (losses) | $161,000 | 1,267 |
| Applicable income taxes | $242,000 | 2,272 |
| Income before extraordinary items | $907,000 | 2,793 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $907,000 | 2,794 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $907,000 | 2,794 |
| Net charge-offs | $59,000 | 3,882 |
| Cash dividends | $378,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $779,810 | 2,938 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 2,993 |
| Total interest expense | $368,000 | 3,042 |
| Net interest income | $1,826,000 | 2,936 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $462,000 | 2,267 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $286,000 | 1,231 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 2,840 |
| Total noninterest expense | $1,739,000 | 2,695 |
| Salaries and employee benefits | $1,042,000 | 2,385 |
| Premises and equipment expense | $265,000 | 2,178 |
| Additional noninterest expense | $432,000 | 3,463 |
| Pre-tax net operating income | $489,000 | 2,913 |
| Securities gains (losses) | $141,000 | 747 |
| Applicable income taxes | $124,000 | 2,225 |
| Income before extraordinary items | $506,000 | 2,583 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $506,000 | 2,585 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $506,000 | 2,586 |
| Net charge-offs | $28,000 | 3,468 |
| Cash dividends | $378,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $393,200 | 2,961 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,105,000 | 3,012 |
| Total interest expense | $1,703,000 | 3,126 |
| Net interest income | $7,402,000 | 2,920 |
| Provision for loan and lease losses | $290,000 | 4,180 |
| Total noninterest income | $1,955,000 | 2,037 |
| Gross Fiduciary activities income | $3,000 | 1,205 |
| Service charges on deposit accounts | $1,288,000 | 1,137 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $664,000 | 2,716 |
| Total noninterest expense | $7,221,000 | 2,597 |
| Salaries and employee benefits | $4,299,000 | 2,257 |
| Premises and equipment expense | $1,097,000 | 2,210 |
| Additional noninterest expense | $1,825,000 | 3,375 |
| Pre-tax net operating income | $1,846,000 | 2,653 |
| Securities gains (losses) | $19,000 | 3,110 |
| Applicable income taxes | $264,000 | 2,643 |
| Income before extraordinary items | $1,601,000 | 2,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,601,000 | 2,656 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,601,000 | 2,656 |
| Net charge-offs | $349,000 | 3,620 |
| Cash dividends | $415,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,584,660 | 2,585 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 3,038 |
| Total interest expense | $1,327,000 | 3,149 |
| Net interest income | $5,529,000 | 2,946 |
| Provision for loan and lease losses | $230,000 | 3,949 |
| Total noninterest income | $1,512,000 | 1,981 |
| Gross Fiduciary activities income | $3,000 | 1,135 |
| Service charges on deposit accounts | $980,000 | 1,128 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $529,000 | 2,622 |
| Total noninterest expense | $5,305,000 | 2,650 |
| Salaries and employee benefits | $3,090,000 | 2,331 |
| Premises and equipment expense | $835,000 | 2,209 |
| Additional noninterest expense | $1,380,000 | 3,355 |
| Pre-tax net operating income | $1,506,000 | 2,566 |
| Securities gains (losses) | $19,000 | 2,840 |
| Applicable income taxes | $343,000 | 2,120 |
| Income before extraordinary items | $1,182,000 | 2,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,182,000 | 2,747 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,182,000 | 2,747 |
| Net charge-offs | $320,000 | 3,176 |
| Cash dividends | $415,000 | 1,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,167,180 | 2,677 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,493,000 | 3,093 |
| Total interest expense | $932,000 | 3,134 |
| Net interest income | $3,561,000 | 3,044 |
| Provision for loan and lease losses | $120,000 | 4,174 |
| Total noninterest income | $988,000 | 2,010 |
| Gross Fiduciary activities income | $1,000 | 1,171 |
| Service charges on deposit accounts | $651,000 | 1,127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $336,000 | 2,715 |
| Total noninterest expense | $3,544,000 | 2,668 |
| Salaries and employee benefits | $2,056,000 | 2,364 |
| Premises and equipment expense | $536,000 | 2,309 |
| Additional noninterest expense | $952,000 | 3,325 |
| Pre-tax net operating income | $885,000 | 2,742 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $212,000 | 2,171 |
| Income before extraordinary items | $686,000 | 2,951 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $686,000 | 2,952 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $686,000 | 2,953 |
| Net charge-offs | $67,000 | 4,232 |
| Cash dividends | $415,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $676,120 | 2,900 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 3,159 |
| Total interest expense | $502,000 | 3,026 |
| Net interest income | $1,692,000 | 3,169 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $418,000 | 2,282 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $317,000 | 1,143 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,570 |
| Total noninterest expense | $1,750,000 | 2,704 |
| Salaries and employee benefits | $1,015,000 | 2,400 |
| Premises and equipment expense | $263,000 | 2,383 |
| Additional noninterest expense | $472,000 | 3,328 |
| Pre-tax net operating income | $300,000 | 3,529 |
| Securities gains (losses) | $-14,000 | 7,204 |
| Applicable income taxes | $83,000 | 2,382 |
| Income before extraordinary items | $203,000 | 3,961 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $203,000 | 3,960 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $203,000 | 3,961 |
| Net charge-offs | $9,000 | 4,430 |
| Cash dividends | $415,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $212,940 | 3,831 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,841,000 | 3,268 |
| Total interest expense | $2,044,000 | 3,497 |
| Net interest income | $6,797,000 | 3,147 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $1,794,000 | 2,232 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $1,421,000 | 1,073 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $370,000 | 3,640 |
| Total noninterest expense | $6,933,000 | 2,746 |
| Salaries and employee benefits | $3,888,000 | 2,473 |
| Premises and equipment expense | $1,097,000 | 2,281 |
| Additional noninterest expense | $1,948,000 | 3,334 |
| Pre-tax net operating income | $1,418,000 | 2,806 |
| Securities gains (losses) | $-223,000 | 7,321 |
| Applicable income taxes | $67,000 | 3,480 |
| Income before extraordinary items | $1,128,000 | 3,014 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,128,000 | 3,011 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,128,000 | 3,014 |
| Net charge-offs | $192,000 | 4,805 |
| Cash dividends | $452,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,337,620 | 2,602 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,321 |
| Total interest expense | $1,536,000 | 3,648 |
| Net interest income | $5,126,000 | 3,174 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,260,000 | 2,353 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $1,072,000 | 1,091 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $185,000 | 4,307 |
| Total noninterest expense | $5,143,000 | 2,776 |
| Salaries and employee benefits | $2,838,000 | 2,557 |
| Premises and equipment expense | $842,000 | 2,285 |
| Additional noninterest expense | $1,463,000 | 3,299 |
| Pre-tax net operating income | $1,063,000 | 2,971 |
| Securities gains (losses) | $-60,000 | 7,346 |
| Applicable income taxes | $285,000 | 2,200 |
| Income before extraordinary items | $718,000 | 3,468 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $718,000 | 3,466 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $718,000 | 3,468 |
| Net charge-offs | $160,000 | 4,445 |
| Cash dividends | $402,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $761,200 | 3,225 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,396,000 | 3,391 |
| Total interest expense | $1,022,000 | 3,748 |
| Net interest income | $3,374,000 | 3,191 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $680,000 | 2,633 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $680,000 | 1,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-1,000 | 7,289 |
| Total noninterest expense | $3,405,000 | 2,787 |
| Salaries and employee benefits | $1,895,000 | 2,562 |
| Premises and equipment expense | $549,000 | 2,345 |
| Additional noninterest expense | $961,000 | 3,305 |
| Pre-tax net operating income | $529,000 | 3,531 |
| Securities gains (losses) | $34,000 | 2,118 |
| Applicable income taxes | $103,000 | 2,758 |
| Income before extraordinary items | $460,000 | 3,547 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $460,000 | 3,544 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $460,000 | 3,546 |
| Net charge-offs | $112,000 | 4,126 |
| Cash dividends | $402,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $432,120 | 3,546 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,165,000 | 3,499 |
| Total interest expense | $507,000 | 3,889 |
| Net interest income | $1,658,000 | 3,268 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $209,000 | 3,555 |
| Gross Fiduciary activities income | $1,000 | 1,185 |
| Service charges on deposit accounts | $317,000 | 1,233 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-109,000 | 7,747 |
| Total noninterest expense | $1,704,000 | 2,826 |
| Salaries and employee benefits | $945,000 | 2,600 |
| Premises and equipment expense | $278,000 | 2,367 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $103,000 | 5,006 |
| Securities gains (losses) | $-20,000 | 7,560 |
| Applicable income taxes | $46,000 | 2,855 |
| Income before extraordinary items | $37,000 | 5,887 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $37,000 | 5,888 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $37,000 | 5,887 |
| Net charge-offs | $117,000 | 2,969 |
| Cash dividends | $402,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $49,800 | 5,612 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,074,000 | 3,481 |
| Total interest expense | $2,541,000 | 3,850 |
| Net interest income | $6,533,000 | 3,222 |
| Provision for loan and lease losses | $240,000 | 5,554 |
| Total noninterest income | $1,808,000 | 2,271 |
| Gross Fiduciary activities income | $4,000 | 1,267 |
| Service charges on deposit accounts | $1,460,000 | 1,187 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $344,000 | 3,763 |
| Total noninterest expense | $7,121,000 | 2,753 |
| Salaries and employee benefits | $3,953,000 | 2,472 |
| Premises and equipment expense | $1,132,000 | 2,326 |
| Additional noninterest expense | $2,036,000 | 3,266 |
| Pre-tax net operating income | $980,000 | 3,017 |
| Securities gains (losses) | $-66,000 | 7,224 |
| Applicable income taxes | $72,000 | 3,069 |
| Income before extraordinary items | $842,000 | 3,062 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $842,000 | 3,061 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $842,000 | 3,061 |
| Net charge-offs | $393,000 | 4,121 |
| Cash dividends | $387,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $902,720 | 2,883 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 3,504 |
| Total interest expense | $2,010,000 | 3,834 |
| Net interest income | $4,864,000 | 3,254 |
| Provision for loan and lease losses | $180,000 | 5,277 |
| Total noninterest income | $1,231,000 | 2,459 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $1,087,000 | 1,191 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $5,232,000 | 2,806 |
| Salaries and employee benefits | $2,914,000 | 2,535 |
| Premises and equipment expense | $906,000 | 2,227 |
| Additional noninterest expense | $1,412,000 | 3,428 |
| Pre-tax net operating income | $683,000 | 3,379 |
| Securities gains (losses) | $-142,000 | 7,525 |
| Applicable income taxes | $88,000 | 2,971 |
| Income before extraordinary items | $453,000 | 3,851 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $453,000 | 3,847 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $453,000 | 3,849 |
| Net charge-offs | $293,000 | 3,734 |
| Cash dividends | $387,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $572,280 | 3,365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 3,572 |
| Total interest expense | $1,410,000 | 3,825 |
| Net interest income | $3,113,000 | 3,348 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $690,000 | 2,772 |
| Gross Fiduciary activities income | $1,000 | 1,272 |
| Service charges on deposit accounts | $702,000 | 1,211 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-13,000 | 7,841 |
| Total noninterest expense | $3,568,000 | 2,783 |
| Salaries and employee benefits | $1,983,000 | 2,533 |
| Premises and equipment expense | $615,000 | 2,215 |
| Additional noninterest expense | $970,000 | 3,363 |
| Pre-tax net operating income | $115,000 | 5,125 |
| Securities gains (losses) | $53,000 | 1,874 |
| Applicable income taxes | $13,000 | 3,905 |
| Income before extraordinary items | $155,000 | 4,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 4,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $155,000 | 4,833 |
| Net charge-offs | $268,000 | 3,064 |
| Cash dividends | $387,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $106,240 | 5,070 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 3,570 |
| Total interest expense | $733,000 | 3,821 |
| Net interest income | $1,559,000 | 3,344 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $463,000 | 2,254 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $341,000 | 1,214 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $121,000 | 3,340 |
| Total noninterest expense | $1,815,000 | 2,654 |
| Salaries and employee benefits | $1,034,000 | 2,479 |
| Premises and equipment expense | $304,000 | 2,273 |
| Additional noninterest expense | $477,000 | 3,126 |
| Pre-tax net operating income | $147,000 | 4,540 |
| Securities gains (losses) | $53,000 | 1,279 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $193,000 | 3,925 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $193,000 | 3,927 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $193,000 | 3,927 |
| Net charge-offs | $26,000 | 4,134 |
| Cash dividends | $387,000 | 1,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $142,120 | 4,275 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,032,000 | 3,515 |
| Total interest expense | $3,510,000 | 3,837 |
| Net interest income | $6,522,000 | 3,253 |
| Provision for loan and lease losses | $150,000 | 5,553 |
| Total noninterest income | $2,331,000 | 1,912 |
| Gross Fiduciary activities income | $4,000 | 1,304 |
| Service charges on deposit accounts | $1,654,000 | 1,077 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $673,000 | 2,712 |
| Total noninterest expense | $6,940,000 | 2,709 |
| Salaries and employee benefits | $4,134,000 | 2,437 |
| Premises and equipment expense | $1,163,000 | 2,307 |
| Additional noninterest expense | $1,643,000 | 3,391 |
| Pre-tax net operating income | $1,763,000 | 2,721 |
| Securities gains (losses) | $-911,000 | 7,701 |
| Applicable income taxes | $-27,000 | 6,886 |
| Income before extraordinary items | $879,000 | 3,533 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $879,000 | 3,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 3,112 |
| Cash dividends | $374,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,790,000 | 2,326 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,793,000 | 3,489 |
| Total interest expense | $2,730,000 | 3,854 |
| Net interest income | $5,063,000 | 3,175 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $1,815,000 | 1,905 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $1,257,000 | 1,077 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $555,000 | 2,647 |
| Total noninterest expense | $5,121,000 | 2,724 |
| Salaries and employee benefits | $3,042,000 | 2,509 |
| Premises and equipment expense | $859,000 | 2,346 |
| Additional noninterest expense | $1,220,000 | 3,347 |
| Pre-tax net operating income | $1,667,000 | 2,631 |
| Securities gains (losses) | $-936,000 | 7,903 |
| Applicable income taxes | $374,000 | 2,237 |
| Income before extraordinary items | $357,000 | 4,961 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $357,000 | 4,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,391 |
| Cash dividends | $374,000 | 3,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $956,040 | 3,342 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 3,525 |
| Total interest expense | $1,904,000 | 3,866 |
| Net interest income | $3,331,000 | 3,208 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $1,232,000 | 1,904 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $826,000 | 1,068 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $405,000 | 2,569 |
| Total noninterest expense | $3,428,000 | 2,730 |
| Salaries and employee benefits | $2,037,000 | 2,533 |
| Premises and equipment expense | $570,000 | 2,364 |
| Additional noninterest expense | $821,000 | 3,286 |
| Pre-tax net operating income | $1,075,000 | 2,798 |
| Securities gains (losses) | $70,000 | 1,202 |
| Applicable income taxes | $239,000 | 2,486 |
| Income before extraordinary items | $906,000 | 2,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $906,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,332 |
| Cash dividends | $374,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $850,700 | 2,881 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 3,589 |
| Total interest expense | $1,013,000 | 3,880 |
| Net interest income | $1,616,000 | 3,292 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $786,000 | 1,583 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $405,000 | 1,075 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $380,000 | 1,691 |
| Total noninterest expense | $1,775,000 | 2,651 |
| Salaries and employee benefits | $1,055,000 | 2,462 |
| Premises and equipment expense | $277,000 | 2,437 |
| Additional noninterest expense | $443,000 | 3,021 |
| Pre-tax net operating income | $597,000 | 2,712 |
| Securities gains (losses) | $70,000 | 899 |
| Applicable income taxes | $107,000 | 2,705 |
| Income before extraordinary items | $560,000 | 2,452 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $560,000 | 2,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $374,000 | 1,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $501,200 | 2,612 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,516,000 | 3,652 |
| Total interest expense | $4,113,000 | 3,944 |
| Net interest income | $6,403,000 | 3,347 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $2,271,000 | 2,025 |
| Gross Fiduciary activities income | $4,000 | 1,355 |
| Service charges on deposit accounts | $1,707,000 | 1,044 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $560,000 | 3,129 |
| Total noninterest expense | $6,860,000 | 2,640 |
| Salaries and employee benefits | $4,077,000 | 2,458 |
| Premises and equipment expense | $1,036,000 | 2,489 |
| Additional noninterest expense | $1,747,000 | 3,012 |
| Pre-tax net operating income | $1,634,000 | 3,745 |
| Securities gains (losses) | $-746,000 | 8,409 |
| Applicable income taxes | $65,000 | 4,781 |
| Income before extraordinary items | $823,000 | 4,732 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $823,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,381 |
| Cash dividends | $362,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,516,780 | 3,404 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,839,000 | 3,665 |
| Total interest expense | $3,083,000 | 3,946 |
| Net interest income | $4,756,000 | 3,372 |
| Provision for loan and lease losses | $135,000 | 3,624 |
| Total noninterest income | $1,562,000 | 2,152 |
| Gross Fiduciary activities income | $4,000 | 1,292 |
| Service charges on deposit accounts | $1,259,000 | 1,047 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 3,745 |
| Total noninterest expense | $5,131,000 | 2,625 |
| Salaries and employee benefits | $2,992,000 | 2,492 |
| Premises and equipment expense | $766,000 | 2,512 |
| Additional noninterest expense | $1,373,000 | 2,826 |
| Pre-tax net operating income | $1,052,000 | 4,243 |
| Securities gains (losses) | $-747,000 | 8,480 |
| Applicable income taxes | $-31,000 | 8,115 |
| Income before extraordinary items | $336,000 | 6,127 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $336,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,664 |
| Cash dividends | $362,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,083,000 | 3,684 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,151,000 | 3,712 |
| Total interest expense | $2,029,000 | 3,981 |
| Net interest income | $3,122,000 | 3,433 |
| Provision for loan and lease losses | $89,000 | 3,562 |
| Total noninterest income | $831,000 | 2,533 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $821,000 | 1,071 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,000 | 7,947 |
| Total noninterest expense | $3,542,000 | 2,583 |
| Salaries and employee benefits | $2,029,000 | 2,504 |
| Premises and equipment expense | $503,000 | 2,579 |
| Additional noninterest expense | $1,010,000 | 2,604 |
| Pre-tax net operating income | $322,000 | 5,907 |
| Securities gains (losses) | $-746,000 | 8,552 |
| Applicable income taxes | $-154,000 | 8,438 |
| Income before extraordinary items | $-270,000 | 8,175 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-270,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,151 |
| Cash dividends | $362,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $207,440 | 6,318 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 3,709 |
| Total interest expense | $1,032,000 | 3,934 |
| Net interest income | $1,534,000 | 3,483 |
| Provision for loan and lease losses | $44,000 | 3,369 |
| Total noninterest income | $473,000 | 2,289 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $391,000 | 1,099 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $81,000 | 4,179 |
| Total noninterest expense | $1,582,000 | 2,842 |
| Salaries and employee benefits | $971,000 | 2,606 |
| Premises and equipment expense | $237,000 | 2,713 |
| Additional noninterest expense | $374,000 | 3,354 |
| Pre-tax net operating income | $381,000 | 4,115 |
| Securities gains (losses) | $-17,000 | 8,350 |
| Applicable income taxes | $77,000 | 3,631 |
| Income before extraordinary items | $287,000 | 4,290 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $287,000 | 4,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,454 |
| Cash dividends | $362,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $300,430 | 4,148 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 3,652 |
| Total interest expense | $3,731,000 | 3,762 |
| Net interest income | $6,015,000 | 3,515 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $2,092,000 | 2,154 |
| Gross Fiduciary activities income | $4,000 | 1,374 |
| Service charges on deposit accounts | $1,750,000 | 1,012 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 4,066 |
| Total noninterest expense | $6,243,000 | 2,783 |
| Salaries and employee benefits | $3,966,000 | 2,458 |
| Premises and equipment expense | $943,000 | 2,610 |
| Additional noninterest expense | $1,334,000 | 3,626 |
| Pre-tax net operating income | $1,624,000 | 4,125 |
| Securities gains (losses) | $-23,000 | 7,610 |
| Applicable income taxes | $372,000 | 3,528 |
| Income before extraordinary items | $1,229,000 | 4,231 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,229,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 1,947 |
| Cash dividends | $346,000 | 4,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,246,710 | 4,174 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 3,662 |
| Total interest expense | $2,704,000 | 3,764 |
| Net interest income | $4,499,000 | 3,541 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $1,633,000 | 2,100 |
| Gross Fiduciary activities income | $4,000 | 1,314 |
| Service charges on deposit accounts | $1,335,000 | 1,000 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $294,000 | 3,771 |
| Total noninterest expense | $4,524,000 | 2,856 |
| Salaries and employee benefits | $2,792,000 | 2,611 |
| Premises and equipment expense | $705,000 | 2,627 |
| Additional noninterest expense | $1,027,000 | 3,537 |
| Pre-tax net operating income | $1,428,000 | 3,905 |
| Securities gains (losses) | $-21,000 | 7,861 |
| Applicable income taxes | $294,000 | 3,605 |
| Income before extraordinary items | $1,113,000 | 3,903 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,113,000 | 3,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 1,911 |
| Cash dividends | $346,000 | 3,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,129,590 | 3,865 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 3,668 |
| Total interest expense | $1,696,000 | 3,807 |
| Net interest income | $3,003,000 | 3,545 |
| Provision for loan and lease losses | $119,000 | 3,110 |
| Total noninterest income | $1,041,000 | 2,157 |
| Gross Fiduciary activities income | $3,000 | 1,300 |
| Service charges on deposit accounts | $874,000 | 1,007 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $164,000 | 4,129 |
| Total noninterest expense | $3,027,000 | 2,857 |
| Salaries and employee benefits | $1,862,000 | 2,607 |
| Premises and equipment expense | $468,000 | 2,623 |
| Additional noninterest expense | $697,000 | 3,493 |
| Pre-tax net operating income | $898,000 | 4,050 |
| Securities gains (losses) | $-21,000 | 8,094 |
| Applicable income taxes | $172,000 | 3,811 |
| Income before extraordinary items | $705,000 | 4,046 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $705,000 | 4,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 1,664 |
| Cash dividends | $336,000 | 2,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $721,800 | 3,987 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,269,000 | 3,721 |
| Total interest expense | $804,000 | 3,805 |
| Net interest income | $1,465,000 | 3,610 |
| Provision for loan and lease losses | $59,000 | 2,959 |
| Total noninterest income | $478,000 | 2,251 |
| Gross Fiduciary activities income | $2,000 | 1,247 |
| Service charges on deposit accounts | $410,000 | 1,040 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,533 |
| Total noninterest expense | $1,531,000 | 2,827 |
| Salaries and employee benefits | $948,000 | 2,569 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $359,000 | 3,396 |
| Pre-tax net operating income | $353,000 | 4,567 |
| Securities gains (losses) | $-27,000 | 8,441 |
| Applicable income taxes | $64,000 | 4,174 |
| Income before extraordinary items | $262,000 | 4,758 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $262,000 | 4,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $336,000 | 1,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $283,600 | 4,551 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,518 |
| Total interest expense | $2,755,000 | 3,563 |
| Net interest income | $5,908,000 | 3,466 |
| Provision for loan and lease losses | $240,000 | 3,239 |
| Total noninterest income | $2,176,000 | 2,081 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $1,881,000 | 916 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $293,000 | 4,389 |
| Total noninterest expense | $6,209,000 | 2,665 |
| Salaries and employee benefits | $3,934,000 | 2,328 |
| Premises and equipment expense | $960,000 | 2,457 |
| Additional noninterest expense | $1,315,000 | 3,582 |
| Pre-tax net operating income | $1,635,000 | 4,181 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $408,000 | 3,667 |
| Income before extraordinary items | $1,230,000 | 4,286 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,230,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,130 |
| Cash dividends | $326,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,227,750 | 4,263 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 3,516 |
| Total interest expense | $1,989,000 | 3,526 |
| Net interest income | $4,400,000 | 3,480 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $1,645,000 | 2,060 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $1,416,000 | 919 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 4,330 |
| Total noninterest expense | $4,515,000 | 2,714 |
| Salaries and employee benefits | $2,807,000 | 2,394 |
| Premises and equipment expense | $720,000 | 2,444 |
| Additional noninterest expense | $988,000 | 3,531 |
| Pre-tax net operating income | $1,350,000 | 4,025 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $332,000 | 3,623 |
| Income before extraordinary items | $1,021,000 | 4,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,021,000 | 4,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,892 |
| Cash dividends | $326,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,018,750 | 4,065 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,195,000 | 3,491 |
| Total interest expense | $1,275,000 | 3,481 |
| Net interest income | $2,920,000 | 3,471 |
| Provision for loan and lease losses | $119,000 | 3,138 |
| Total noninterest income | $1,064,000 | 2,083 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $915,000 | 927 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $147,000 | 4,371 |
| Total noninterest expense | $2,920,000 | 2,772 |
| Salaries and employee benefits | $1,830,000 | 2,438 |
| Premises and equipment expense | $474,000 | 2,444 |
| Additional noninterest expense | $616,000 | 3,717 |
| Pre-tax net operating income | $945,000 | 3,859 |
| Securities gains (losses) | $-12,000 | 8,200 |
| Applicable income taxes | $221,000 | 3,620 |
| Income before extraordinary items | $712,000 | 3,948 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $712,000 | 3,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 1,708 |
| Cash dividends | $326,000 | 2,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $721,120 | 3,863 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 3,493 |
| Total interest expense | $623,000 | 3,413 |
| Net interest income | $1,445,000 | 3,507 |
| Provision for loan and lease losses | $59,000 | 3,012 |
| Total noninterest income | $479,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $433,000 | 944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $1,440,000 | 2,821 |
| Salaries and employee benefits | $908,000 | 2,480 |
| Premises and equipment expense | $230,000 | 2,542 |
| Additional noninterest expense | $302,000 | 3,788 |
| Pre-tax net operating income | $425,000 | 4,107 |
| Securities gains (losses) | $-12,000 | 8,571 |
| Applicable income taxes | $137,000 | 3,245 |
| Income before extraordinary items | $276,000 | 4,598 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $276,000 | 4,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $326,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $284,040 | 4,477 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 3,299 |
| Total interest expense | $2,297,000 | 3,260 |
| Net interest income | $6,066,000 | 3,266 |
| Provision for loan and lease losses | $240,000 | 3,319 |
| Total noninterest income | $2,177,000 | 2,076 |
| Gross Fiduciary activities income | $4,000 | 1,430 |
| Service charges on deposit accounts | $1,869,000 | 937 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $304,000 | 4,238 |
| Total noninterest expense | $6,184,000 | 2,560 |
| Salaries and employee benefits | $3,827,000 | 2,277 |
| Premises and equipment expense | $974,000 | 2,344 |
| Additional noninterest expense | $1,383,000 | 3,341 |
| Pre-tax net operating income | $1,819,000 | 3,765 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $495,000 | 3,374 |
| Income before extraordinary items | $1,330,000 | 3,931 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,330,000 | 3,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,207 |
| Cash dividends | $313,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,325,620 | 3,874 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,287,000 | 3,268 |
| Total interest expense | $1,673,000 | 3,284 |
| Net interest income | $4,614,000 | 3,222 |
| Provision for loan and lease losses | $180,000 | 3,152 |
| Total noninterest income | $1,654,000 | 2,061 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $1,422,000 | 922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $230,000 | 4,227 |
| Total noninterest expense | $4,542,000 | 2,579 |
| Salaries and employee benefits | $2,729,000 | 2,372 |
| Premises and equipment expense | $762,000 | 2,258 |
| Additional noninterest expense | $1,051,000 | 3,278 |
| Pre-tax net operating income | $1,546,000 | 3,501 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $365,000 | 3,457 |
| Income before extraordinary items | $1,188,000 | 3,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,188,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,031 |
| Cash dividends | $314,000 | 3,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,182,680 | 3,510 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,181,000 | 3,273 |
| Total interest expense | $1,088,000 | 3,335 |
| Net interest income | $3,093,000 | 3,200 |
| Provision for loan and lease losses | $119,000 | 3,235 |
| Total noninterest income | $1,083,000 | 2,078 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $924,000 | 943 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $157,000 | 4,218 |
| Total noninterest expense | $3,003,000 | 2,609 |
| Salaries and employee benefits | $1,811,000 | 2,381 |
| Premises and equipment expense | $510,000 | 2,242 |
| Additional noninterest expense | $682,000 | 3,369 |
| Pre-tax net operating income | $1,054,000 | 3,417 |
| Securities gains (losses) | $-56,000 | 8,915 |
| Applicable income taxes | $230,000 | 3,531 |
| Income before extraordinary items | $768,000 | 3,628 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $768,000 | 3,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,713 |
| Cash dividends | $314,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $811,120 | 3,405 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 3,311 |
| Total interest expense | $544,000 | 3,387 |
| Net interest income | $1,517,000 | 3,228 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $509,000 | 2,131 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $432,000 | 981 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $76,000 | 4,277 |
| Total noninterest expense | $1,479,000 | 2,664 |
| Salaries and employee benefits | $897,000 | 2,425 |
| Premises and equipment expense | $253,000 | 2,277 |
| Additional noninterest expense | $329,000 | 3,475 |
| Pre-tax net operating income | $487,000 | 3,595 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $113,000 | 3,576 |
| Income before extraordinary items | $381,000 | 3,641 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $381,000 | 3,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $314,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $375,610 | 3,555 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 3,173 |
| Total interest expense | $2,735,000 | 3,113 |
| Net interest income | $6,036,000 | 3,167 |
| Provision for loan and lease losses | $279,000 | 3,342 |
| Total noninterest income | $1,863,000 | 2,435 |
| Gross Fiduciary activities income | $4,000 | 1,466 |
| Service charges on deposit accounts | $1,655,000 | 1,040 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $204,000 | 5,241 |
| Total noninterest expense | $6,071,000 | 2,571 |
| Salaries and employee benefits | $3,647,000 | 2,322 |
| Premises and equipment expense | $973,000 | 2,307 |
| Additional noninterest expense | $1,451,000 | 3,177 |
| Pre-tax net operating income | $1,549,000 | 4,047 |
| Securities gains (losses) | $101,000 | 1,896 |
| Applicable income taxes | $355,000 | 4,015 |
| Income before extraordinary items | $1,295,000 | 3,935 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,295,000 | 3,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,286 |
| Cash dividends | $302,000 | 4,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,216,220 | 3,935 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,694,000 | 3,171 |
| Total interest expense | $2,153,000 | 3,086 |
| Net interest income | $4,541,000 | 3,166 |
| Provision for loan and lease losses | $179,000 | 3,609 |
| Total noninterest income | $1,339,000 | 2,560 |
| Gross Fiduciary activities income | $2,000 | 1,482 |
| Service charges on deposit accounts | $1,205,000 | 1,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,579 |
| Total noninterest expense | $4,324,000 | 2,698 |
| Salaries and employee benefits | $2,568,000 | 2,463 |
| Premises and equipment expense | $678,000 | 2,496 |
| Additional noninterest expense | $1,078,000 | 3,186 |
| Pre-tax net operating income | $1,377,000 | 3,707 |
| Securities gains (losses) | $89,000 | 1,850 |
| Applicable income taxes | $292,000 | 3,962 |
| Income before extraordinary items | $1,174,000 | 3,559 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,174,000 | 3,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 1,889 |
| Cash dividends | $303,000 | 3,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,102,800 | 3,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 3,202 |
| Total interest expense | $1,508,000 | 3,028 |
| Net interest income | $2,938,000 | 3,250 |
| Provision for loan and lease losses | $119,000 | 3,596 |
| Total noninterest income | $875,000 | 2,577 |
| Gross Fiduciary activities income | $2,000 | 1,432 |
| Service charges on deposit accounts | $766,000 | 1,111 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $107,000 | 5,211 |
| Total noninterest expense | $2,848,000 | 2,726 |
| Salaries and employee benefits | $1,669,000 | 2,512 |
| Premises and equipment expense | $448,000 | 2,493 |
| Additional noninterest expense | $731,000 | 3,113 |
| Pre-tax net operating income | $846,000 | 3,910 |
| Securities gains (losses) | $89,000 | 1,595 |
| Applicable income taxes | $121,000 | 4,846 |
| Income before extraordinary items | $814,000 | 3,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $814,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,852 |
| Cash dividends | $301,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $736,570 | 3,527 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,233,000 | 3,206 |
| Total interest expense | $774,000 | 3,023 |
| Net interest income | $1,459,000 | 3,252 |
| Provision for loan and lease losses | $59,000 | 3,475 |
| Total noninterest income | $386,000 | 2,741 |
| Gross Fiduciary activities income | $1,000 | 1,409 |
| Service charges on deposit accounts | $327,000 | 1,288 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $1,331,000 | 2,878 |
| Salaries and employee benefits | $810,000 | 2,585 |
| Premises and equipment expense | $217,000 | 2,575 |
| Additional noninterest expense | $304,000 | 3,622 |
| Pre-tax net operating income | $455,000 | 3,722 |
| Securities gains (losses) | $4,000 | 2,461 |
| Applicable income taxes | $42,000 | 5,338 |
| Income before extraordinary items | $417,000 | 3,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $417,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,904 |
| Cash dividends | $302,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $413,360 | 3,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,906,000 | 3,043 |
| Total interest expense | $3,409,000 | 3,186 |
| Net interest income | $6,497,000 | 2,931 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $1,541,000 | 2,567 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $1,358,000 | 1,187 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 5,232 |
| Total noninterest expense | $5,669,000 | 2,611 |
| Salaries and employee benefits | $3,479,000 | 2,304 |
| Premises and equipment expense | $887,000 | 2,437 |
| Additional noninterest expense | $1,303,000 | 3,363 |
| Pre-tax net operating income | $2,129,000 | 3,292 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $471,000 | 3,579 |
| Income before extraordinary items | $1,692,000 | 3,195 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,692,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $296,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,665,480 | 3,128 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,217,000 | 3,014 |
| Total interest expense | $5,268,000 | 3,016 |
| Net interest income | $5,949,000 | 2,963 |
| Provision for loan and lease losses | $545,000 | 2,061 |
| Total noninterest income | $1,508,000 | 2,496 |
| Gross Fiduciary activities income | $4,000 | 1,566 |
| Service charges on deposit accounts | $1,157,000 | 1,290 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $347,000 | 3,828 |
| Total noninterest expense | $5,366,000 | 2,637 |
| Salaries and employee benefits | $3,284,000 | 2,286 |
| Premises and equipment expense | $911,000 | 2,338 |
| Additional noninterest expense | $1,171,000 | 3,583 |
| Pre-tax net operating income | $1,546,000 | 3,773 |
| Securities gains (losses) | $48,000 | 2,391 |
| Applicable income taxes | $335,000 | 4,063 |
| Income before extraordinary items | $1,259,000 | 3,671 |
| Extraordinary gains, net | $141,000 | 57 |
| Net income | $1,400,000 | 3,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $282,000 | 2,334 |
| Cash dividends | $255,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,221,080 | 3,644 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,739,000 | 3,205 |
| Total interest expense | $4,999,000 | 3,317 |
| Net interest income | $5,740,000 | 3,072 |
| Provision for loan and lease losses | $342,000 | 2,612 |
| Total noninterest income | $1,044,000 | 3,039 |
| Gross Fiduciary activities income | $3,000 | 1,285 |
| Service charges on deposit accounts | $740,000 | 1,876 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $301,000 | 3,911 |
| Total noninterest expense | $4,994,000 | 2,721 |
| Salaries and employee benefits | $3,073,000 | 2,328 |
| Premises and equipment expense | $847,000 | 2,444 |
| Additional noninterest expense | $1,074,000 | 3,771 |
| Pre-tax net operating income | $1,448,000 | 4,160 |
| Securities gains (losses) | $-21,000 | 8,768 |
| Applicable income taxes | $326,000 | 4,411 |
| Income before extraordinary items | $1,101,000 | 4,103 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,101,000 | 4,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 2,043 |
| Cash dividends | $242,000 | 4,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,117,170 | 4,052 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,677,000 | 3,316 |
| Total interest expense | $4,370,000 | 3,330 |
| Net interest income | $5,307,000 | 3,275 |
| Provision for loan and lease losses | $130,000 | 4,573 |
| Total noninterest income | $946,000 | 3,217 |
| Gross Fiduciary activities income | $3,000 | 1,324 |
| Service charges on deposit accounts | $682,000 | 1,957 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $261,000 | 4,344 |
| Total noninterest expense | $4,725,000 | 2,859 |
| Salaries and employee benefits | $2,934,000 | 2,387 |
| Premises and equipment expense | $783,000 | 2,589 |
| Additional noninterest expense | $1,008,000 | 4,001 |
| Pre-tax net operating income | $1,398,000 | 4,299 |
| Securities gains (losses) | $35,000 | 1,127 |
| Applicable income taxes | $342,000 | 4,527 |
| Income before extraordinary items | $1,091,000 | 4,174 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,091,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 1,936 |
| Cash dividends | $242,000 | 4,923 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,064,400 | 4,193 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,468,000 | 3,388 |
| Total interest expense | $4,479,000 | 3,323 |
| Net interest income | $4,989,000 | 3,400 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $896,000 | 3,330 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $651,000 | 1,963 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $244,000 | 4,478 |
| Total noninterest expense | $4,342,000 | 2,985 |
| Salaries and employee benefits | $2,669,000 | 2,527 |
| Premises and equipment expense | $797,000 | 2,456 |
| Additional noninterest expense | $876,000 | 4,379 |
| Pre-tax net operating income | $1,423,000 | 4,354 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $338,000 | 4,859 |
| Income before extraordinary items | $1,115,000 | 4,142 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,115,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,864 |
| Cash dividends | $393,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,091,900 | 4,118 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 3,405 |
| Total interest expense | $4,382,000 | 3,374 |
| Net interest income | $5,123,000 | 3,416 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $864,000 | 3,396 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $632,000 | 2,079 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $232,000 | 4,581 |
| Total noninterest expense | $4,142,000 | 3,086 |
| Salaries and employee benefits | $2,633,000 | 2,520 |
| Premises and equipment expense | $684,000 | 2,802 |
| Additional noninterest expense | $825,000 | 4,620 |
| Pre-tax net operating income | $1,725,000 | 3,994 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $454,000 | 4,502 |
| Income before extraordinary items | $1,305,000 | 3,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,305,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,565 |
| Cash dividends | $235,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,279,840 | 3,781 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 3,571 |
| Total interest expense | $4,228,000 | 3,528 |
| Net interest income | $4,901,000 | 3,596 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,068,000 | 2,968 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $554,000 | 2,461 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $513,000 | 2,865 |
| Total noninterest expense | $3,874,000 | 3,443 |
| Salaries and employee benefits | $2,597,000 | 2,575 |
| Premises and equipment expense | $524,000 | 3,639 |
| Additional noninterest expense | $753,000 | 5,439 |
| Pre-tax net operating income | $1,975,000 | 3,447 |
| Securities gains (losses) | $40,000 | 1,495 |
| Applicable income taxes | $384,000 | 5,020 |
| Income before extraordinary items | $1,631,000 | 2,948 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,631,000 | 2,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,398 |
| Cash dividends | $272,000 | 4,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,598,600 | 2,976 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,730,000 | 3,712 |
| Total interest expense | $4,209,000 | 3,528 |
| Net interest income | $4,521,000 | 3,887 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $663,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $584,000 | 2,319 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $79,000 | 7,981 |
| Total noninterest expense | $3,441,000 | 3,804 |
| Salaries and employee benefits | $2,221,000 | 2,996 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $779,000 | 5,369 |
| Pre-tax net operating income | $1,623,000 | 4,178 |
| Securities gains (losses) | $-80,000 | 11,394 |
| Applicable income taxes | $344,000 | 5,517 |
| Income before extraordinary items | $1,199,000 | 3,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,199,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,045 |
| Cash dividends | $28,000 | 8,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,261,400 | 3,761 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,717,000 | 3,863 |
| Total interest expense | $3,037,000 | 3,919 |
| Net interest income | $4,680,000 | 3,787 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $587,000 | 4,735 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $3,434,000 | 3,913 |
| Salaries and employee benefits | $2,137,000 | 3,089 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $936,000 | 4,991 |
| Pre-tax net operating income | $1,713,000 | 3,941 |
| Securities gains (losses) | $29,000 | 1,487 |
| Applicable income taxes | $304,000 | 5,828 |
| Income before extraordinary items | $1,438,000 | 3,282 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,438,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $692,000 | 2,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,413,930 | 3,363 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,422,000 | 4,087 |
| Total interest expense | $2,814,000 | 4,351 |
| Net interest income | $4,608,000 | 3,836 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $598,000 | 4,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $543,000 | 2,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 9,815 |
| Total noninterest expense | $3,164,000 | 4,304 |
| Salaries and employee benefits | $1,998,000 | 3,289 |
| Premises and equipment expense | $387,000 | 4,845 |
| Additional noninterest expense | $779,000 | 6,047 |
| Pre-tax net operating income | $1,802,000 | 3,671 |
| Securities gains (losses) | $32,000 | 4,013 |
| Applicable income taxes | $297,000 | 6,114 |
| Income before extraordinary items | $1,537,000 | 3,167 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,537,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $628,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,510,120 | 3,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,767,000 | 4,398 |
| Total interest expense | $3,336,000 | 4,730 |
| Net interest income | $4,431,000 | 4,055 |
| Provision for loan and lease losses | $242,000 | 4,670 |
| Total noninterest income | $535,000 | 5,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $469,000 | 2,976 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $2,968,000 | 4,583 |
| Salaries and employee benefits | $1,875,000 | 3,402 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $765,000 | 6,311 |
| Pre-tax net operating income | $1,756,000 | 3,511 |
| Securities gains (losses) | $195,000 | 2,044 |
| Applicable income taxes | $250,000 | 6,656 |
| Income before extraordinary items | $1,701,000 | 2,704 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,701,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 3,693 |
| Cash dividends | $1,060,000 | 1,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,531,350 | 2,799 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.