Home > Bank of Ripley > Net charge- offs to loans

Bank of Ripley, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2377%450
Percentage Net Loans Charged-off: Total real estate loans0.1557%162
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.5394%93
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0112%3,965
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0145%4,061
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,668
Percentage Net Loans Charged-off: Loans to individuals0.4187%1,355
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.4187%1,232
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1193%674
Percentage Net Loans Charged-off: Total real estate loans0.0000%925
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.0000%416
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%649
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,370
Percentage Net Loans Charged-off: Loans to individuals0.3904%1,252
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.3904%1,180
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1654%474
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,179
Percentage Net Loans Charged-off: Loans to individuals0.6292%849
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.6292%821
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1349%497
Percentage Net Loans Charged-off: Total real estate loans0.0000%512
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.5875%875
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.5875%806
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2651%298
Percentage Net Loans Charged-off: Total real estate loans0.1515%148
Percentage Net Loans Charged-off:Construction & development-0.0436%4,502
Percentage Net Loans Charged-off: Commercial real estate0.5346%61
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0000%805
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,408
Percentage Net Loans Charged-off: Loans to individuals0.3594%1,260
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.3594%1,188
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3035%215
Percentage Net Loans Charged-off: Total real estate loans0.2039%87
Percentage Net Loans Charged-off:Construction & development-0.0587%4,575
Percentage Net Loans Charged-off: Commercial real estate0.7200%32
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0000%647
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,111
Percentage Net Loans Charged-off: Loans to individuals0.3261%1,210
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.3261%1,141
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3334%208
Percentage Net Loans Charged-off: Total real estate loans0.3092%67
Percentage Net Loans Charged-off:Construction & development-0.0944%4,225
Percentage Net Loans Charged-off: Commercial real estate1.0606%25
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0000%547
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.2441%1,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2441%1,252
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5793%120
Percentage Net Loans Charged-off: Total real estate loans0.6258%35
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate2.1486%10
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.3231%1,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3231%992
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0704%1,088
Percentage Net Loans Charged-off: Total real estate loans0.0623%498
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1500%188
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net0.1893%151
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,504
Percentage Net Loans Charged-off: Loans to individuals0.0547%2,221
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0547%2,120
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0523%1,135
Percentage Net Loans Charged-off: Total real estate loans0.0710%422
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0000%641
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential0.1743%147
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net0.2198%115
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,280
Percentage Net Loans Charged-off: Loans to individuals0.0146%2,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0146%2,148
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1126%683
Percentage Net Loans Charged-off: Total real estate loans0.1084%309
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential0.2677%106
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net0.3367%87
Percentage Net Loans Charged-off: Commercial and industrial2.6316%55
Percentage Net Loans Charged-off: Loans to individuals0.0221%1,932
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0221%1,826
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0662%879
Percentage Net Loans Charged-off: Total real estate loans0.0000%775
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%564
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial5.6046%21
Percentage Net Loans Charged-off: Loans to individuals-0.0445%3,822
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0445%3,781
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7009%214
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,009
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,060
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%398
All other 1-4 family - Percent of loans charged-off, net0.0000%1,462
Percentage Net Loans Charged-off: Commercial and industrial21.6667%2
Percentage Net Loans Charged-off: Loans to individuals0.2273%1,961
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2273%1,833
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8673%154
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,734
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0000%822
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,326
Percentage Net Loans Charged-off: Home equity loans0.0000%349
All other 1-4 family - Percent of loans charged-off, net0.0000%1,241
Percentage Net Loans Charged-off: Commercial and industrial26.8854%1
Percentage Net Loans Charged-off: Loans to individuals0.1182%2,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1182%2,176
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0306%2,112
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,486
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0000%666
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,154
Percentage Net Loans Charged-off: Home equity loans0.0000%293
All other 1-4 family - Percent of loans charged-off, net0.0000%1,087
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,576
Percentage Net Loans Charged-off: Loans to individuals0.1115%2,244
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1115%2,116
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,581
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,097
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0000%429
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.0000%861
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.0000%803
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.0890%2,110
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0890%2,012
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2304%885
Percentage Net Loans Charged-off: Total real estate loans0.0607%1,016
Percentage Net Loans Charged-off:Construction & development-0.1025%4,526
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,108
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1623%456
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.2060%345
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,246
Percentage Net Loans Charged-off: Loans to individuals0.5306%1,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5306%1,374
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2203%802
Percentage Net Loans Charged-off: Total real estate loans0.0697%785
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0000%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential0.1806%361
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net0.2281%283
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,875
Percentage Net Loans Charged-off: Loans to individuals0.4385%1,596
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4385%1,484
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1961%843
Percentage Net Loans Charged-off: Total real estate loans0.0140%1,284
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0000%706
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0356%878
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net0.0447%762
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,571
Percentage Net Loans Charged-off: Loans to individuals0.5023%1,359
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5023%1,249
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1736%788
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,244
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,103
Percentage Net Loans Charged-off: Loans to individuals0.6320%1,115
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6320%1,013
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0571%2,325
Percentage Net Loans Charged-off: Total real estate loans-0.0194%4,594
Percentage Net Loans Charged-off:Construction & development0.2055%195
Percentage Net Loans Charged-off: Commercial real estate-0.0723%4,999
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential0.0044%1,979
Percentage Net Loans Charged-off: Home equity loans0.0224%506
All other 1-4 family - Percent of loans charged-off, net0.0000%1,969
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,189
Percentage Net Loans Charged-off: Loans to individuals0.2446%2,282
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2446%2,166
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0339%2,406
Percentage Net Loans Charged-off: Total real estate loans-0.0236%4,662
Percentage Net Loans Charged-off:Construction & development0.3761%120
Percentage Net Loans Charged-off: Commercial real estate-0.0969%5,111
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential0.0058%1,680
Percentage Net Loans Charged-off: Home equity loans0.0301%401
All other 1-4 family - Percent of loans charged-off, net0.0000%1,693
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,906
Percentage Net Loans Charged-off: Loans to individuals0.1920%2,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1920%2,186
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0052%2,984
Percentage Net Loans Charged-off: Total real estate loans-0.0359%4,861
Percentage Net Loans Charged-off:Construction & development0.6073%79
Percentage Net Loans Charged-off: Commercial real estate-0.1461%5,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.0088%1,399
Percentage Net Loans Charged-off: Home equity loans0.0461%320
All other 1-4 family - Percent of loans charged-off, net0.0000%1,443
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,594
Percentage Net Loans Charged-off: Loans to individuals0.1387%2,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1387%2,240
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0423%4,894
Percentage Net Loans Charged-off: Total real estate loans-0.0735%5,196
Percentage Net Loans Charged-off:Construction & development1.5892%31
Percentage Net Loans Charged-off: Commercial real estate-0.2939%5,390
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,125
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0000%1,039
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,100
Percentage Net Loans Charged-off: Loans to individuals0.0943%2,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0943%2,101
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1877%1,346
Percentage Net Loans Charged-off: Total real estate loans0.1250%828
Percentage Net Loans Charged-off:Construction & development-0.4058%5,026
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.3040%363
Percentage Net Loans Charged-off: Home equity loans0.0000%680
All other 1-4 family - Percent of loans charged-off, net0.3674%289
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,400
Percentage Net Loans Charged-off: Loans to individuals0.3543%2,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3543%2,001
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1757%1,199
Percentage Net Loans Charged-off: Total real estate loans0.1101%765
Percentage Net Loans Charged-off:Construction & development-0.4280%5,067
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2678%387
Percentage Net Loans Charged-off: Home equity loans0.0000%589
All other 1-4 family - Percent of loans charged-off, net0.3227%318
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,017
Percentage Net Loans Charged-off: Loans to individuals0.4107%1,815
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4107%1,678
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2542%805
Percentage Net Loans Charged-off: Total real estate loans0.1787%484
Percentage Net Loans Charged-off:Construction & development11.8790%8
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0416%5,111
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.0499%5,187
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,692
Percentage Net Loans Charged-off: Loans to individuals0.5744%1,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5744%1,243
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3435%535
Percentage Net Loans Charged-off: Total real estate loans0.2887%271
Percentage Net Loans Charged-off:Construction & development17.9104%5
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%5,224
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0592%5,283
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,124
Percentage Net Loans Charged-off: Loans to individuals0.6619%1,180
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6619%1,057
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1336%1,907
Percentage Net Loans Charged-off: Total real estate loans0.0088%2,688
Percentage Net Loans Charged-off:Construction & development-0.2432%5,099
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,463
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.0312%2,174
Percentage Net Loans Charged-off: Home equity loans0.0000%792
All other 1-4 family - Percent of loans charged-off, net0.0373%1,988
Percentage Net Loans Charged-off: Commercial and industrial4.5939%120
Percentage Net Loans Charged-off: Loans to individuals0.1945%2,790
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2079%2,588
Percentage Net Loans Charged-off: All other loans and lease0.4777%684
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1538%1,461
Percentage Net Loans Charged-off: Total real estate loans0.0186%2,130
Percentage Net Loans Charged-off:Construction & development-0.2112%5,117
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,171
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.0515%1,646
Percentage Net Loans Charged-off: Home equity loans0.0000%687
All other 1-4 family - Percent of loans charged-off, net0.0616%1,475
Percentage Net Loans Charged-off: Commercial and industrial5.6488%86
Percentage Net Loans Charged-off: Loans to individuals0.1983%2,477
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2074%2,287
Percentage Net Loans Charged-off: All other loans and lease0.3046%699
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%2,633
Percentage Net Loans Charged-off: Total real estate loans-0.0175%4,967
Percentage Net Loans Charged-off:Construction & development-0.3076%5,247
Percentage Net Loans Charged-off: Commercial real estate0.0000%960
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential-0.0230%5,162
Percentage Net Loans Charged-off: Home equity loans0.0000%570
All other 1-4 family - Percent of loans charged-off, net-0.0275%5,253
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,698
Percentage Net Loans Charged-off: Loans to individuals0.2312%2,207
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2448%2,011
Percentage Net Loans Charged-off: All other loans and lease0.2026%704
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0052%4,308
Percentage Net Loans Charged-off: Total real estate loans-0.0141%4,940
Percentage Net Loans Charged-off:Construction & development-0.2852%5,282
Percentage Net Loans Charged-off: Commercial real estate0.0000%631
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0154%5,054
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0183%5,168
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,202
Percentage Net Loans Charged-off: Loans to individuals0.0830%2,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0830%2,163
Percentage Net Loans Charged-off: All other loans and lease-0.2242%5,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2600%138
Percentage Net Loans Charged-off: Total real estate loans0.0138%2,971
Percentage Net Loans Charged-off:Construction & development-0.0778%4,974
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,647
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0188%5,388
Percentage Net Loans Charged-off: Home equity loans0.0000%945
All other 1-4 family - Percent of loans charged-off, net-0.0221%5,412
Percentage Net Loans Charged-off: Commercial and industrial47.9555%1
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,725
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,585
Percentage Net Loans Charged-off: All other loans and lease0.3407%697
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0051%4,835
Percentage Net Loans Charged-off: Total real estate loans-0.0114%5,050
Percentage Net Loans Charged-off:Construction & development-0.1038%5,109
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0199%5,414
Percentage Net Loans Charged-off: Home equity loans0.0000%830
All other 1-4 family - Percent of loans charged-off, net-0.0235%5,458
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,095
Percentage Net Loans Charged-off: Loans to individuals-0.0583%5,231
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0583%5,163
Percentage Net Loans Charged-off: All other loans and lease0.2715%694
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0258%5,269
Percentage Net Loans Charged-off: Total real estate loans-0.0138%5,138
Percentage Net Loans Charged-off:Construction & development-0.1501%5,242
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0224%5,480
Percentage Net Loans Charged-off: Home equity loans0.0000%710
All other 1-4 family - Percent of loans charged-off, net-0.0263%5,546
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,760
Percentage Net Loans Charged-off: Loans to individuals-0.0442%5,058
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0442%4,999
Percentage Net Loans Charged-off: All other loans and lease-0.1535%5,523
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0422%5,439
Percentage Net Loans Charged-off: Total real estate loans-0.0141%5,184
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0298%5,563
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net-0.0349%5,646
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals-0.0902%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0902%5,118
Percentage Net Loans Charged-off: All other loans and lease-0.3458%5,639
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1121%2,911
Percentage Net Loans Charged-off: Total real estate loans0.0627%2,820
Percentage Net Loans Charged-off:Construction & development-0.3199%5,500
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,194
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1336%2,073
Percentage Net Loans Charged-off: Home equity loans0.2556%614
All other 1-4 family - Percent of loans charged-off, net0.1142%2,167
Percentage Net Loans Charged-off: Commercial and industrial0.5713%1,114
Percentage Net Loans Charged-off: Loans to individuals0.2276%2,758
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2276%2,602
Percentage Net Loans Charged-off: All other loans and lease0.1533%967
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0801%3,057
Percentage Net Loans Charged-off: Total real estate loans0.0554%2,638
Percentage Net Loans Charged-off:Construction & development-0.2428%5,519
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1157%2,046
Percentage Net Loans Charged-off: Home equity loans0.3398%500
All other 1-4 family - Percent of loans charged-off, net0.0804%2,245
Percentage Net Loans Charged-off: Commercial and industrial0.7500%798
Percentage Net Loans Charged-off: Loans to individuals0.0708%3,291
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0708%3,147
Percentage Net Loans Charged-off: All other loans and lease0.0545%1,126
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0415%3,401
Percentage Net Loans Charged-off: Total real estate loans-0.0139%5,583
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential-0.0275%5,902
Percentage Net Loans Charged-off: Home equity loans0.0000%855
All other 1-4 family - Percent of loans charged-off, net-0.0317%5,941
Percentage Net Loans Charged-off: Commercial and industrial0.9631%655
Percentage Net Loans Charged-off: Loans to individuals0.1665%2,556
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0935%5,701
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0421%2,793
Percentage Net Loans Charged-off: Total real estate loans-0.0069%5,346
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%5,673
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0156%5,715
Percentage Net Loans Charged-off: Commercial and industrial1.9388%300
Percentage Net Loans Charged-off: Loans to individuals0.0615%2,610
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5323%5,857
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6105%1,072
Percentage Net Loans Charged-off: Total real estate loans0.2177%2,206
Percentage Net Loans Charged-off:Construction & development-0.1806%5,672
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,684
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.4523%1,231
Percentage Net Loans Charged-off: Home equity loans1.5790%224
All other 1-4 family - Percent of loans charged-off, net0.2879%1,711
Percentage Net Loans Charged-off: Commercial and industrial3.6623%312
Percentage Net Loans Charged-off: Loans to individuals1.1437%1,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.8926%258
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2128%2,550
Percentage Net Loans Charged-off: Total real estate loans0.1447%2,562
Percentage Net Loans Charged-off:Construction & development-0.2160%5,767
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.3079%1,578
Percentage Net Loans Charged-off: Home equity loans0.0000%1,261
All other 1-4 family - Percent of loans charged-off, net0.3532%1,391
Percentage Net Loans Charged-off: Commercial and industrial1.0438%889
Percentage Net Loans Charged-off: Loans to individuals0.3184%2,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3450%718
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2707%2,121
Percentage Net Loans Charged-off: Total real estate loans0.1994%2,113
Percentage Net Loans Charged-off:Construction & development-0.1400%5,738
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4171%1,262
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.4788%1,101
Percentage Net Loans Charged-off: Commercial and industrial1.6588%618
Percentage Net Loans Charged-off: Loans to individuals0.4180%1,955
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1362%2,592
Percentage Net Loans Charged-off: Total real estate loans-0.0066%5,787
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential-0.0136%6,021
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net-0.0155%6,052
Percentage Net Loans Charged-off: Commercial and industrial3.2172%288
Percentage Net Loans Charged-off: Loans to individuals0.5755%1,497
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0519%6,121
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3646%2,807
Percentage Net Loans Charged-off: Total real estate loans0.0000%5,172
Percentage Net Loans Charged-off:Construction & development0.0000%2,360
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.0000%4,566
Percentage Net Loans Charged-off: Home equity loans0.0000%1,753
All other 1-4 family - Percent of loans charged-off, net0.0000%4,369
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,620
Percentage Net Loans Charged-off: Loans to individuals0.2189%3,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.5419%185
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1831%3,653
Percentage Net Loans Charged-off: Total real estate loans-0.0042%6,425
Percentage Net Loans Charged-off:Construction & development0.0000%2,174
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,867
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential-0.0087%6,505
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net-0.0098%6,480
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,269
Percentage Net Loans Charged-off: Loans to individuals0.2927%2,803
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5702%307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1406%3,797
Percentage Net Loans Charged-off: Total real estate loans-0.0218%6,648
Percentage Net Loans Charged-off:Construction & development0.0000%1,922
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0451%6,745
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0508%6,730
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,854
Percentage Net Loans Charged-off: Loans to individuals0.2611%2,751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.0933%324
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1366%3,284
Percentage Net Loans Charged-off: Total real estate loans-0.0063%6,331
Percentage Net Loans Charged-off:Construction & development0.0000%1,402
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0128%6,466
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0144%6,481
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,038
Percentage Net Loans Charged-off: Loans to individuals0.0936%2,821
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0797%222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4076%3,384
Percentage Net Loans Charged-off: Total real estate loans0.0536%5,011
Percentage Net Loans Charged-off:Construction & development0.0000%2,917
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,614
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1069%4,029
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.1187%3,807
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,193
Percentage Net Loans Charged-off: Loans to individuals0.3263%3,441
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2719%3,397
Percentage Net Loans Charged-off: All other loans and lease7.4195%176
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4913%2,785
Percentage Net Loans Charged-off: Total real estate loans0.0566%4,625
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.1128%3,662
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.1246%3,450
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,749
Percentage Net Loans Charged-off: Loans to individuals0.2978%3,268
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2383%3,219
Percentage Net Loans Charged-off: All other loans and lease9.0146%145
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1566%4,245
Percentage Net Loans Charged-off: Total real estate loans-0.0030%6,799
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential-0.0058%6,821
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net-0.0064%6,806
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,288
Percentage Net Loans Charged-off: Loans to individuals0.2890%3,050
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2170%3,023
Percentage Net Loans Charged-off: All other loans and lease2.7437%282
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0435%4,509
Percentage Net Loans Charged-off: Total real estate loans0.0062%3,882
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0118%3,078
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0130%2,858
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,380
Percentage Net Loans Charged-off: Loans to individuals0.2589%2,685
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1737%2,654
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2311%4,896
Percentage Net Loans Charged-off: Total real estate loans0.1491%4,520
Percentage Net Loans Charged-off:Construction & development0.0000%3,381
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,630
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2804%3,067
Percentage Net Loans Charged-off: Home equity loans0.0000%1,940
All other 1-4 family - Percent of loans charged-off, net0.3046%2,862
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,726
Percentage Net Loans Charged-off: Loans to individuals0.0558%5,179
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.5260%488
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2559%4,412
Percentage Net Loans Charged-off: Total real estate loans0.1570%4,130
Percentage Net Loans Charged-off:Construction & development0.0000%3,073
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,182
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.2959%2,737
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net0.3208%2,546
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,319
Percentage Net Loans Charged-off: Loans to individuals0.0319%4,979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0116%394
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2732%3,974
Percentage Net Loans Charged-off: Total real estate loans0.1545%3,790
Percentage Net Loans Charged-off:Construction & development0.0000%2,687
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.2878%2,452
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.3119%2,254
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,819
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,626
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.1732%275
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5839%2,345
Percentage Net Loans Charged-off: Total real estate loans0.3638%2,372
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.6670%1,329
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.7213%1,208
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,838
Percentage Net Loans Charged-off: Loans to individuals0.0647%3,784
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease10.0088%149
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4890%3,816
Percentage Net Loans Charged-off: Total real estate loans0.0908%4,881
Percentage Net Loans Charged-off:Construction & development0.0000%3,485
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.1638%3,469
Percentage Net Loans Charged-off: Home equity loans1.3435%690
All other 1-4 family - Percent of loans charged-off, net0.0815%3,933
Percentage Net Loans Charged-off: Commercial and industrial7.0136%459
Percentage Net Loans Charged-off: Loans to individuals0.5248%4,003
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.2332%398
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4857%3,285
Percentage Net Loans Charged-off: Total real estate loans0.0021%5,440
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.0037%4,429
Percentage Net Loans Charged-off: Home equity loans0.0000%1,611
All other 1-4 family - Percent of loans charged-off, net0.0040%4,187
Percentage Net Loans Charged-off: Commercial and industrial8.9013%260
Percentage Net Loans Charged-off: Loans to individuals0.4033%4,062
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease5.9657%307
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6855%2,331
Percentage Net Loans Charged-off: Total real estate loans-0.0065%7,688
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential-0.0118%7,672
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net-0.0126%7,661
Percentage Net Loans Charged-off: Commercial and industrial13.0856%169
Percentage Net Loans Charged-off: Loans to individuals0.6272%3,145
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.3665%248
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%3,857
Percentage Net Loans Charged-off: Total real estate loans-0.0067%7,632
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%7,641
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0133%7,634
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals1.0622%1,979
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.7632%7,047
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5010%2,361
Percentage Net Loans Charged-off: Total real estate loans0.3647%2,068
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.6738%935
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.7094%837
Percentage Net Loans Charged-off: Commercial and industrial0.0723%4,177
Percentage Net Loans Charged-off: Loans to individuals0.0385%5,783
Percentage Net Loans Charged-off: Credit card loans-5.1095%1,862
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease7.7886%243
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2458%2,937
Percentage Net Loans Charged-off: Total real estate loans0.0399%3,685
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0734%2,581
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0771%2,367
Percentage Net Loans Charged-off: Commercial and industrial-0.4681%7,770
Percentage Net Loans Charged-off: Loans to individuals0.0201%5,403
Percentage Net Loans Charged-off: Credit card loans-5.4482%1,851
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.2511%181
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1900%2,823
Percentage Net Loans Charged-off: Total real estate loans0.0128%3,527
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0239%2,572
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0251%2,367
Percentage Net Loans Charged-off: Commercial and industrial-0.6094%7,850
Percentage Net Loans Charged-off: Loans to individuals0.0148%4,879
Percentage Net Loans Charged-off: Credit card loans-5.2556%1,840
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.1352%175
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0552%7,817
Percentage Net Loans Charged-off: Total real estate loans0.0263%2,356
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0498%1,641
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0524%1,486
Percentage Net Loans Charged-off: Commercial and industrial-0.8038%7,905
Percentage Net Loans Charged-off: Loans to individuals-0.1141%7,162
Percentage Net Loans Charged-off: Credit card loans-5.8394%1,821
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.1179%7,277
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1679%2,972
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,242
Percentage Net Loans Charged-off:Construction & development0.0229%1,451
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential-0.0033%7,713
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,714
Percentage Net Loans Charged-off: Commercial and industrial-0.1505%7,622
Percentage Net Loans Charged-off: Loans to individuals0.3090%3,977
Percentage Net Loans Charged-off: Credit card loans0.9575%937
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4843%254
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1924%2,057
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0303%945
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%7,654
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net-0.0047%7,636
Percentage Net Loans Charged-off: Commercial and industrial-0.0792%7,332
Percentage Net Loans Charged-off: Loans to individuals0.3901%3,147
Percentage Net Loans Charged-off: Credit card loans1.3072%735
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4209%214
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2395%1,469
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0490%632
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0067%7,697
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net-0.0070%7,701
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.3556%2,924
Percentage Net Loans Charged-off: Credit card loans1.9502%531
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease6.6100%162
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3778%821
Percentage Net Loans Charged-off: Total real estate loans-0.0071%7,694
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential-0.0135%7,847
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net-0.0142%7,835
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.0309%3,753
Percentage Net Loans Charged-off: Credit card loans2.5827%417
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease18.6965%67
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3111%1,296
Percentage Net Loans Charged-off: Total real estate loans0.2923%488
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.5331%299
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.5555%289
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,710
Percentage Net Loans Charged-off: Loans to individuals0.1884%4,547
Percentage Net Loans Charged-off: Credit card loans3.0586%364
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7536%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2373%1,386
Percentage Net Loans Charged-off: Total real estate loans0.2145%522
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.3871%359
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.4028%347
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,095
Percentage Net Loans Charged-off: Loans to individuals0.1902%4,064
Percentage Net Loans Charged-off: Credit card loans3.6997%267
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2076%455
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2754%1,136
Percentage Net Loans Charged-off: Total real estate loans0.3306%324
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.5906%218
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.6141%215
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,652
Percentage Net Loans Charged-off: Loans to individuals0.0897%4,304
Percentage Net Loans Charged-off: Credit card loans3.2154%334
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5101%614
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0109%6,902
Percentage Net Loans Charged-off: Total real estate loans0.0823%815
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.1455%641
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1512%598
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals-0.0296%6,784
Percentage Net Loans Charged-off: Credit card loans0.6279%766
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-2.2901%7,547
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3150%1,470
Percentage Net Loans Charged-off: Total real estate loans0.1329%1,031
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.2398%694
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2433%713
Percentage Net Loans Charged-off: Commercial and industrial0.7173%1,486
Percentage Net Loans Charged-off: Loans to individuals0.4498%3,801
Percentage Net Loans Charged-off: Credit card loans1.3450%1,064
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1908%353
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3153%1,277
Percentage Net Loans Charged-off: Total real estate loans0.1776%712
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.3197%450
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.3226%474
Percentage Net Loans Charged-off: Commercial and industrial1.0904%912
Percentage Net Loans Charged-off: Loans to individuals0.5199%3,033
Percentage Net Loans Charged-off: Credit card loans1.6079%848
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9319%550
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3472%1,100
Percentage Net Loans Charged-off: Total real estate loans0.1836%664
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.3341%425
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.3352%450
Percentage Net Loans Charged-off: Commercial and industrial0.1134%2,327
Percentage Net Loans Charged-off: Loans to individuals0.8550%1,844
Percentage Net Loans Charged-off: Credit card loans4.8527%282
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8074%504
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3144%1,102
Percentage Net Loans Charged-off: Total real estate loans0.3590%311
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.6425%221
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.6439%231
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.5873%2,320
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.9900%7,685
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3713%1,536
Percentage Net Loans Charged-off: Total real estate loans0.2707%684
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.5096%430
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2517%778
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.2519%791
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,271
Percentage Net Loans Charged-off: Loans to individuals0.3180%4,732
Percentage Net Loans Charged-off: Credit card loans-0.1725%2,512
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9490%362
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3452%1,447
Percentage Net Loans Charged-off: Total real estate loans0.3014%526
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.6743%272
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2371%700
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.2372%706
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,624
Percentage Net Loans Charged-off: Loans to individuals0.1977%4,987
Percentage Net Loans Charged-off: Credit card loans-0.2304%2,495
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4634%401
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%3,690
Percentage Net Loans Charged-off: Total real estate loans0.0539%1,716
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0858%1,325
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0858%1,268
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.2165%4,517
Percentage Net Loans Charged-off: Credit card loans-0.3450%2,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%3,176
Percentage Net Loans Charged-off: Total real estate loans0.0423%1,393
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0665%1,127
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0665%1,063
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.2190%3,884
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4274%1,735
Percentage Net Loans Charged-off: Total real estate loans0.3505%598
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.1759%880
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3529%676
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.3540%692
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,747
Percentage Net Loans Charged-off: Loans to individuals0.8235%2,907
Percentage Net Loans Charged-off: Credit card loans7.0588%209
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0958%1,550
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4947%1,285
Percentage Net Loans Charged-off: Total real estate loans0.4462%388
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.2405%616
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.3937%510
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.3952%517
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,156
Percentage Net Loans Charged-off: Loans to individuals0.8380%2,598
Percentage Net Loans Charged-off: Credit card loans8.5483%162
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1158%1,315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2298%2,510
Percentage Net Loans Charged-off: Total real estate loans0.1123%1,291
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.2107%827
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.2117%821
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,532
Percentage Net Loans Charged-off: Loans to individuals0.6265%3,110
Percentage Net Loans Charged-off: Credit card loans3.6606%652
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2106%1,020
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4022%1,372
Percentage Net Loans Charged-off: Total real estate loans0.2809%548
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.4276%393
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.4306%392
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,449
Percentage Net Loans Charged-off: Loans to individuals0.7846%2,408
Percentage Net Loans Charged-off: Credit card loans7.2428%281
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6985%528
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1381%4,495
Percentage Net Loans Charged-off: Total real estate loans0.0578%2,399
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1642%1,208
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1661%1,206
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,878
Percentage Net Loans Charged-off: Loans to individuals0.4082%4,761
Percentage Net Loans Charged-off: Credit card loans2.0907%1,232
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3784%2,154
Percentage Net Loans Charged-off: Total real estate loans0.1786%1,093
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.2774%697
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.2792%687
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.9618%2,363
Percentage Net Loans Charged-off: Credit card loans4.1030%591
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3391%1,997
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4121%1,710
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2446%2,938
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3101%2,664
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1341%5,099
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1604%4,482
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1813%4,284
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1368%6,386
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6126%3,543
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA